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Freedom Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$125,0004,561
Total interest expense$115,0004,424
Net interest income$419,535,000128
Provision for loan and lease lossesNANA
Total noninterest income$1,5004,542
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1274,418
Trading account gains and fees$0123
Additional Noninterest Income$13,6504,386
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,529
Additional noninterest expense$6,6754,464
Pre-tax net operating income$04,317
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$16,0004,315
Extraordinary gains, net$58,712,0004
Net income$5,233,0001,695
Minority interest net income$088
Net income of bank and minority interests.$04,314
Net charge-offs$02,884
Cash dividends$11,750,000442
Sale, conversion, retirement of capital stock, net$140518
Net operating income$04,337
2023-09-30 (YTD Data)Rank
Total interest income$26,548,0001,209
Total interest expense$11,289,000913
Net interest income$15,259,0001,427
Provision for loan and lease losses$03,085
Total noninterest income$384,0003,396
Gross Fiduciary activities income$0950
Service charges on deposit accounts$94,0003,185
Trading account gains and feesNANA
Additional Noninterest Income$290,0003,202
Total noninterest expense$10,170,0001,648
Salaries and employee benefits$5,592,0001,691
Premises and equipment expense$1,063,0001,596
Additional noninterest expense$290,0003,201
Pre-tax net operating income$5,473,0001,547
Securities gains (losses)$0849
Applicable income taxes$1,332,0001,082
Income before extraordinary items$4,141,0001,669
Extraordinary gains, net$052
Net income$4,141,0001,682
Minority interest net income$081
Net income of bank and minority interests.$4,141,0001,669
Net charge-offs$-6,0003,713
Cash dividends$592,0002,121
Sale, conversion, retirement of capital stock, net$29,000447
Net operating income$4,141,0001,698
2023-06-30 (YTD Data)Rank
Total interest income$17,208,0001,207
Total interest expense$6,934,000890
Net interest income$10,274,0001,431
Provision for loan and lease losses$02,940
Total noninterest income$253,0003,390
Gross Fiduciary activities income$0931
Service charges on deposit accounts$64,0003,155
Trading account gains and feesNANA
Additional Noninterest Income$189,0003,218
Total noninterest expense$6,841,0001,623
Salaries and employee benefits$3,740,0001,681
Premises and equipment expense$744,0001,545
Additional noninterest expense$189,0003,210
Pre-tax net operating income$3,686,0001,522
Securities gains (losses)$0938
Applicable income taxes$900,0001,077
Income before extraordinary items$2,786,0001,644
Extraordinary gains, net$051
Net income$2,786,0001,663
Minority interest net income$081
Net income of bank and minority interests.$2,786,0001,643
Net charge-offs$-6,0003,775
Cash dividends$367,0002,189
Sale, conversion, retirement of capital stock, net$29,000420
Net operating income$2,786,0001,657
2023-03-31 (YTD Data)Rank
Total interest income$8,331,0001,215
Total interest expense$3,130,000865
Net interest income$5,201,0001,425
Provision for loan and lease losses$02,612
Total noninterest income$117,0003,478
Gross Fiduciary activities income$0913
Service charges on deposit accounts$29,0003,257
Trading account gains and feesNANA
Additional Noninterest Income$88,0003,270
Total noninterest expense$3,444,0001,637
Salaries and employee benefits$1,917,0001,677
Premises and equipment expense$376,0001,555
Additional noninterest expense$88,0003,270
Pre-tax net operating income$1,874,0001,534
Securities gains (losses)$0950
Applicable income taxes$460,0001,093
Income before extraordinary items$1,414,0001,667
Extraordinary gains, net$04
Net income$1,414,0001,667
Minority interest net income$048
Net income of bank and minority interests.$1,414,0001,667
Net charge-offs$-2,0003,519
Cash dividends$3,0002,329
Sale, conversion, retirement of capital stock, net$29,000349
Net operating income$1,414,0001,683
2022-12-31 (YTD Data)Rank
Total interest income$28,751,0001,184
Total interest expense$4,804,000810
Net interest income$23,947,0001,243
Provision for loan and lease losses$-275,0004,469
Total noninterest income$512,0003,508
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$94,0003,504
Trading account gains and feesNANA
Additional Noninterest Income$418,0003,223
Total noninterest expense$12,664,0001,708
Salaries and employee benefits$7,211,0001,707
Premises and equipment expense$1,511,0001,524
Additional noninterest expense$418,0003,223
Pre-tax net operating income$12,070,0001,108
Securities gains (losses)$0691
Applicable income taxes$3,089,000819
Income before extraordinary items$8,981,0001,202
Extraordinary gains, net$05
Net income$8,981,0001,201
Minority interest net income$063
Net income of bank and minority interests.$8,981,0001,202
Net charge-offs$02,620
Cash dividends$593,0002,599
Sale, conversion, retirement of capital stock, net$174,000417
Net operating income$8,981,0001,224
2022-09-30 (YTD Data)Rank
Total interest income$20,802,0001,178
Total interest expense$2,589,000819
Net interest income$18,213,0001,207
Provision for loan and lease losses$25,0002,497
Total noninterest income$388,0003,522
Gross Fiduciary activities income$0968
Service charges on deposit accounts$71,0003,526
Trading account gains and feesNANA
Additional Noninterest Income$317,0003,238
Total noninterest expense$9,257,0001,740
Salaries and employee benefits$5,191,0001,751
Premises and equipment expense$1,131,0001,535
Additional noninterest expense$317,0003,238
Pre-tax net operating income$9,319,0001,092
Securities gains (losses)$0740
Applicable income taxes$2,336,000818
Income before extraordinary items$6,983,0001,153
Extraordinary gains, net$04
Net income$6,983,0001,151
Minority interest net income$057
Net income of bank and minority interests.$6,983,0001,153
Net charge-offs$-9,0003,567
Cash dividends$393,0002,366
Sale, conversion, retirement of capital stock, net$130,000384
Net operating income$6,983,0001,175
2022-06-30 (YTD Data)Rank
Total interest income$13,469,0001,159
Total interest expense$1,431,000797
Net interest income$12,038,0001,182
Provision for loan and lease losses$25,0002,200
Total noninterest income$247,0003,552
Gross Fiduciary activities income$0925
Service charges on deposit accounts$46,0003,580
Trading account gains and feesNANA
Additional Noninterest Income$201,0003,306
Total noninterest expense$6,110,0001,733
Salaries and employee benefits$3,306,0001,813
Premises and equipment expense$757,0001,535
Additional noninterest expense$2,047,0001,578
Pre-tax net operating income$6,150,0001,041
Securities gains (losses)$0687
Applicable income taxes$1,475,000801
Income before extraordinary items$4,675,0001,097
Extraordinary gains, net$04
Net income$4,675,0001,096
Minority interest net income$060
Net income of bank and minority interests.$4,675,0001,097
Net charge-offs$-6,0003,498
Cash dividends$393,0002,081
Sale, conversion, retirement of capital stock, net$86,000376
Net operating income$4,675,0001,124
2022-03-31 (YTD Data)Rank
Total interest income$6,559,0001,150
Total interest expense$701,000782
Net interest income$5,858,0001,178
Provision for loan and lease losses$25,0001,702
Total noninterest income$125,0003,523
Gross Fiduciary activities income$0892
Service charges on deposit accounts$22,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,239
Total noninterest expense$3,045,0001,733
Salaries and employee benefits$1,637,0001,823
Premises and equipment expense$378,0001,552
Additional noninterest expense$1,030,0001,535
Pre-tax net operating income$2,913,0001,034
Securities gains (losses)$0623
Applicable income taxes$780,000756
Income before extraordinary items$2,133,0001,150
Extraordinary gains, net$04
Net income$2,133,0001,149
Minority interest net income$050
Net income of bank and minority interests.$2,133,0001,150
Net charge-offs$-3,0003,434
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$38,000351
Net operating income$2,133,0001,159
2021-12-31 (YTD Data)Rank
Total interest income$24,789,0001,240
Total interest expense$3,639,000752
Net interest income$21,150,0001,295
Provision for loan and lease losses$450,0001,128
Total noninterest income$773,0003,253
Gross Fiduciary activities income$0994
Service charges on deposit accounts$94,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$679,0002,995
Total noninterest expense$11,709,0001,764
Salaries and employee benefits$6,349,0001,850
Premises and equipment expense$1,534,0001,492
Additional noninterest expense$3,826,0001,629
Pre-tax net operating income$9,764,0001,301
Securities gains (losses)$02,062
Applicable income taxes$2,549,000949
Income before extraordinary items$7,215,0001,470
Extraordinary gains, net$010
Net income$7,215,0001,470
Minority interest net income$074
Net income of bank and minority interests.$7,215,0001,470
Net charge-offs$-15,0003,759
Cash dividends$1,416,0001,867
Sale, conversion, retirement of capital stock, net$2,743,000145
Net operating income$7,215,0001,437
2021-09-30 (YTD Data)Rank
Total interest income$18,411,0001,273
Total interest expense$2,861,000759
Net interest income$15,550,0001,341
Provision for loan and lease losses$450,000883
Total noninterest income$562,0003,317
Gross Fiduciary activities income$0957
Service charges on deposit accounts$67,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$495,0003,080
Total noninterest expense$8,697,0001,779
Salaries and employee benefits$4,721,0001,869
Premises and equipment expense$1,158,0001,504
Additional noninterest expense$2,818,0001,666
Pre-tax net operating income$6,965,0001,391
Securities gains (losses)$02,015
Applicable income taxes$1,888,0001,001
Income before extraordinary items$5,077,0001,591
Extraordinary gains, net$08
Net income$5,077,0001,591
Minority interest net income$069
Net income of bank and minority interests.$5,077,0001,591
Net charge-offs$-11,0003,687
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$2,700,000121
Net operating income$5,077,0001,562
2021-06-30 (YTD Data)Rank
Total interest income$12,239,0001,276
Total interest expense$1,982,000764
Net interest income$10,257,0001,346
Provision for loan and lease losses$300,000865
Total noninterest income$378,0003,301
Gross Fiduciary activities income$0951
Service charges on deposit accounts$44,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,042
Total noninterest expense$5,778,0001,774
Salaries and employee benefits$3,101,0001,878
Premises and equipment expense$767,0001,514
Additional noninterest expense$1,910,0001,634
Pre-tax net operating income$4,557,0001,394
Securities gains (losses)$01,818
Applicable income taxes$1,230,0001,008
Income before extraordinary items$3,327,0001,590
Extraordinary gains, net$06
Net income$3,327,0001,590
Minority interest net income$067
Net income of bank and minority interests.$3,327,0001,590
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$2,656,00078
Net operating income$3,327,0001,560
2021-03-31 (YTD Data)Rank
Total interest income$6,069,0001,287
Total interest expense$1,024,000787
Net interest income$5,045,0001,358
Provision for loan and lease losses$150,000937
Total noninterest income$166,0003,416
Gross Fiduciary activities income$0922
Service charges on deposit accounts$23,0003,526
Trading account gains and feesNANA
Additional Noninterest Income$143,0003,165
Total noninterest expense$2,809,0001,800
Salaries and employee benefits$1,532,0001,877
Premises and equipment expense$397,0001,493
Additional noninterest expense$880,0001,705
Pre-tax net operating income$2,252,0001,402
Securities gains (losses)$01,392
Applicable income taxes$605,0001,006
Income before extraordinary items$1,647,0001,619
Extraordinary gains, net$03
Net income$1,647,0001,619
Minority interest net income$055
Net income of bank and minority interests.$1,647,0001,619
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$43,000340
Net operating income$1,647,0001,577
2020-12-31 (YTD Data)Rank
Total interest income$22,776,0001,326
Total interest expense$6,907,000691
Net interest income$15,869,0001,571
Provision for loan and lease losses$300,0002,662
Total noninterest income$607,0003,415
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$97,0003,600
Trading account gains and feesNANA
Additional Noninterest Income$510,0003,136
Total noninterest expense$10,870,0001,835
Salaries and employee benefits$5,795,0001,949
Premises and equipment expense$1,566,0001,468
Additional noninterest expense$3,509,0001,699
Pre-tax net operating income$5,306,0001,710
Securities gains (losses)$02,675
Applicable income taxes$1,438,0001,162
Income before extraordinary items$3,868,0001,966
Extraordinary gains, net$04
Net income$3,868,0001,965
Minority interest net income$072
Net income of bank and minority interests.$3,868,0001,966
Net charge-offs$-16,0004,347
Cash dividends$1,285,0001,937
Sale, conversion, retirement of capital stock, net$174,000388
Net operating income$3,868,0001,916
2020-09-30 (YTD Data)Rank
Total interest income$16,898,0001,347
Total interest expense$5,597,000689
Net interest income$11,301,0001,631
Provision for loan and lease losses$210,0002,714
Total noninterest income$443,0003,429
Gross Fiduciary activities income$0981
Service charges on deposit accounts$72,0003,633
Trading account gains and feesNANA
Additional Noninterest Income$371,0003,119
Total noninterest expense$8,103,0001,825
Salaries and employee benefits$4,241,0001,954
Premises and equipment expense$1,170,0001,474
Additional noninterest expense$2,692,0001,645
Pre-tax net operating income$3,431,0001,875
Securities gains (losses)$02,494
Applicable income taxes$951,0001,226
Income before extraordinary items$2,480,0002,159
Extraordinary gains, net$04
Net income$2,480,0002,159
Minority interest net income$065
Net income of bank and minority interests.$2,480,0002,159
Net charge-offs$-9,0004,226
Cash dividends$350,0002,602
Sale, conversion, retirement of capital stock, net$130,000367
Net operating income$2,480,0002,100
2020-06-30 (YTD Data)Rank
Total interest income$11,240,0001,376
Total interest expense$3,971,000697
Net interest income$7,269,0001,685
Provision for loan and lease losses$120,0002,806
Total noninterest income$252,0003,590
Gross Fiduciary activities income$0970
Service charges on deposit accounts$48,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$204,0003,282
Total noninterest expense$5,398,0001,823
Salaries and employee benefits$2,849,0001,945
Premises and equipment expense$767,0001,485
Additional noninterest expense$1,782,0001,647
Pre-tax net operating income$2,003,0002,005
Securities gains (losses)$02,249
Applicable income taxes$554,0001,255
Income before extraordinary items$1,449,0002,282
Extraordinary gains, net$04
Net income$1,449,0002,280
Minority interest net income$065
Net income of bank and minority interests.$1,449,0002,282
Net charge-offs$-9,0004,288
Cash dividends$350,0002,274
Sale, conversion, retirement of capital stock, net$87,000344
Net operating income$1,449,0002,242
2020-03-31 (YTD Data)Rank
Total interest income$5,589,0001,369
Total interest expense$2,046,000775
Net interest income$3,543,0001,692
Provision for loan and lease losses$30,0002,812
Total noninterest income$154,0003,352
Gross Fiduciary activities income$0941
Service charges on deposit accounts$28,0003,703
Trading account gains and feesNANA
Additional Noninterest Income$126,0002,934
Total noninterest expense$2,753,0001,808
Salaries and employee benefits$1,444,0001,941
Premises and equipment expense$381,0001,499
Additional noninterest expense$928,0001,611
Pre-tax net operating income$914,0001,966
Securities gains (losses)$01,705
Applicable income taxes$252,0001,217
Income before extraordinary items$662,0002,263
Extraordinary gains, net$04
Net income$662,0002,262
Minority interest net income$056
Net income of bank and minority interests.$662,0002,263
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$43,000332
Net operating income$662,0002,229
2019-12-31 (YTD Data)Rank
Total interest income$22,566,0001,375
Total interest expense$7,929,000840
Net interest income$14,637,0001,632
Provision for loan and lease losses$330,0001,862
Total noninterest income$711,0003,252
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$112,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,834
Total noninterest expense$10,115,0001,908
Salaries and employee benefits$5,634,0001,945
Premises and equipment expense$1,194,0001,803
Additional noninterest expense$3,287,0001,769
Pre-tax net operating income$4,903,0001,784
Securities gains (losses)$02,379
Applicable income taxes$1,318,0001,202
Income before extraordinary items$3,585,0002,044
Extraordinary gains, net$011
Net income$3,585,0002,046
Minority interest net income$076
Net income of bank and minority interests.$3,585,0002,046
Net charge-offs$41,0002,768
Cash dividends$861,0002,509
Sale, conversion, retirement of capital stock, net$174,000413
Net operating income$3,585,0002,014
2019-09-30 (YTD Data)Rank
Total interest income$16,913,0001,386
Total interest expense$5,938,000840
Net interest income$10,975,0001,654
Provision for loan and lease losses$270,0001,685
Total noninterest income$513,0003,310
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$82,0003,886
Trading account gains and feesNANA
Additional Noninterest Income$431,0002,888
Total noninterest expense$7,548,0001,926
Salaries and employee benefits$4,070,0001,995
Premises and equipment expense$883,0001,837
Additional noninterest expense$2,595,0001,691
Pre-tax net operating income$3,670,0001,832
Securities gains (losses)$02,167
Applicable income taxes$1,041,0001,202
Income before extraordinary items$2,629,0002,121
Extraordinary gains, net$011
Net income$2,629,0002,121
Minority interest net income$072
Net income of bank and minority interests.$2,629,0002,122
Net charge-offs$142,0001,531
Cash dividends$631,0002,272
Sale, conversion, retirement of capital stock, net$129,000378
Net operating income$2,629,0002,092
2019-06-30 (YTD Data)Rank
Total interest income$11,198,0001,389
Total interest expense$3,862,000848
Net interest income$7,336,0001,662
Provision for loan and lease losses$180,0001,640
Total noninterest income$326,0003,332
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$53,0003,943
Trading account gains and feesNANA
Additional Noninterest Income$273,0002,906
Total noninterest expense$4,949,0001,952
Salaries and employee benefits$2,679,0002,009
Premises and equipment expense$581,0001,860
Additional noninterest expense$1,689,0001,747
Pre-tax net operating income$2,533,0001,776
Securities gains (losses)$01,702
Applicable income taxes$720,0001,149
Income before extraordinary items$1,813,0002,067
Extraordinary gains, net$011
Net income$1,813,0002,065
Minority interest net income$069
Net income of bank and minority interests.$1,813,0002,067
Net charge-offs$130,0001,248
Cash dividends$631,0001,862
Sale, conversion, retirement of capital stock, net$86,000367
Net operating income$1,813,0002,043
2019-03-31 (YTD Data)Rank
Total interest income$5,415,0001,425
Total interest expense$1,760,000883
Net interest income$3,655,0001,681
Provision for loan and lease losses$90,0001,533
Total noninterest income$153,0003,399
Gross Fiduciary activities income$0972
Service charges on deposit accounts$26,0003,980
Trading account gains and feesNANA
Additional Noninterest Income$127,0002,941
Total noninterest expense$2,556,0001,909
Salaries and employee benefits$1,421,0001,950
Premises and equipment expense$289,0001,881
Additional noninterest expense$846,0001,726
Pre-tax net operating income$1,162,0001,849
Securities gains (losses)$01,087
Applicable income taxes$330,0001,193
Income before extraordinary items$832,0002,144
Extraordinary gains, net$05
Net income$832,0002,143
Minority interest net income$052
Net income of bank and minority interests.$832,0002,143
Net charge-offs$101,000884
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$43,000340
Net operating income$832,0002,128
2018-12-31 (YTD Data)Rank
Total interest income$19,709,0001,473
Total interest expense$4,914,000934
Net interest income$14,795,0001,625
Provision for loan and lease losses$606,0001,267
Total noninterest income$626,0003,510
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$106,0004,076
Trading account gains and feesNANA
Additional Noninterest Income$520,0003,015
Total noninterest expense$9,216,0002,030
Salaries and employee benefits$4,878,0002,142
Premises and equipment expense$1,070,0001,957
Additional noninterest expense$3,268,0001,776
Pre-tax net operating income$5,599,0001,627
Securities gains (losses)$01,125
Applicable income taxes$1,154,0001,255
Income before extraordinary items$4,445,0001,735
Extraordinary gains, net$06
Net income$4,445,0001,734
Minority interest net income$072
Net income of bank and minority interests.$4,445,0001,734
Net charge-offs$19,0003,126
Cash dividends$750,0002,535
Sale, conversion, retirement of capital stock, net$8,145,00071
Net operating income$4,445,0001,732
2018-09-30 (YTD Data)Rank
Total interest income$14,486,0001,473
Total interest expense$3,443,000934
Net interest income$11,043,0001,626
Provision for loan and lease losses$455,0001,198
Total noninterest income$470,0003,524
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$82,0004,098
Trading account gains and feesNANA
Additional Noninterest Income$388,0003,057
Total noninterest expense$6,845,0002,041
Salaries and employee benefits$3,562,0002,183
Premises and equipment expense$789,0001,993
Additional noninterest expense$2,494,0001,755
Pre-tax net operating income$4,213,0001,619
Securities gains (losses)$01,118
Applicable income taxes$908,0001,247
Income before extraordinary items$3,305,0001,769
Extraordinary gains, net$05
Net income$3,305,0001,768
Minority interest net income$066
Net income of bank and minority interests.$3,305,0001,768
Net charge-offs$19,0002,737
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$8,101,00051
Net operating income$3,305,0001,759
2018-06-30 (YTD Data)Rank
Total interest income$9,381,0001,498
Total interest expense$2,099,000950
Net interest income$7,282,0001,640
Provision for loan and lease losses$303,0001,159
Total noninterest income$359,0003,340
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$58,0004,043
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,891
Total noninterest expense$4,404,0002,106
Salaries and employee benefits$2,288,0002,253
Premises and equipment expense$496,0002,088
Additional noninterest expense$1,620,0001,796
Pre-tax net operating income$2,934,0001,547
Securities gains (losses)$0961
Applicable income taxes$652,0001,173
Income before extraordinary items$2,282,0001,704
Extraordinary gains, net$06
Net income$2,282,0001,703
Minority interest net income$065
Net income of bank and minority interests.$2,282,0001,703
Net charge-offs$-2,0004,025
Cash dividends$250,0002,633
Sale, conversion, retirement of capital stock, net$8,057,00036
Net operating income$2,282,0001,692
2018-03-31 (YTD Data)Rank
Total interest income$4,540,0001,528
Total interest expense$978,000973
Net interest income$3,562,0001,672
Provision for loan and lease losses$151,0001,103
Total noninterest income$164,0003,454
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$30,0004,023
Trading account gains and feesNANA
Additional Noninterest Income$134,0002,975
Total noninterest expense$2,074,0002,216
Salaries and employee benefits$1,082,0002,373
Premises and equipment expense$260,0002,056
Additional noninterest expense$732,0001,958
Pre-tax net operating income$1,501,0001,483
Securities gains (losses)$0735
Applicable income taxes$338,0001,131
Income before extraordinary items$1,163,0001,620
Extraordinary gains, net$07
Net income$1,163,0001,620
Minority interest net income$052
Net income of bank and minority interests.$1,163,0001,620
Net charge-offs$-2,0004,048
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$14,000466
Net operating income$1,163,0001,605
2017-12-31 (YTD Data)Rank
Total interest income$17,055,0001,573
Total interest expense$3,386,000967
Net interest income$13,669,0001,704
Provision for loan and lease losses$404,0001,639
Total noninterest income$565,0003,780
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$130,0004,038
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,347
Total noninterest expense$7,790,0002,324
Salaries and employee benefits$4,139,0002,415
Premises and equipment expense$1,027,0002,069
Additional noninterest expense$2,624,0002,174
Pre-tax net operating income$6,040,0001,456
Securities gains (losses)$02,243
Applicable income taxes$2,414,0001,142
Income before extraordinary items$3,626,0001,743
Extraordinary gains, net$09
Net income$3,626,0001,744
Minority interest net income$076
Net income of bank and minority interests.$3,626,0001,744
Net charge-offs$-222,0005,461
Cash dividends$1,170,0002,021
Sale, conversion, retirement of capital stock, net$31,000610
Net operating income$3,626,0001,725
2017-09-30 (YTD Data)Rank
Total interest income$12,516,0001,599
Total interest expense$2,441,000987
Net interest income$10,075,0001,731
Provision for loan and lease losses$404,0001,348
Total noninterest income$360,0004,021
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$96,0004,088
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,641
Total noninterest expense$5,831,0002,332
Salaries and employee benefits$3,120,0002,413
Premises and equipment expense$773,0002,069
Additional noninterest expense$1,938,0002,193
Pre-tax net operating income$4,200,0001,571
Securities gains (losses)$02,274
Applicable income taxes$1,444,0001,147
Income before extraordinary items$2,756,0001,861
Extraordinary gains, net$09
Net income$2,756,0001,861
Minority interest net income$071
Net income of bank and minority interests.$2,756,0001,861
Net charge-offs$-222,0005,511
Cash dividends$370,0002,709
Sale, conversion, retirement of capital stock, net$31,000555
Net operating income$2,756,0001,831
2017-06-30 (YTD Data)Rank
Total interest income$8,084,0001,630
Total interest expense$1,581,000986
Net interest income$6,503,0001,769
Provision for loan and lease losses$303,0001,173
Total noninterest income$236,0004,058
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$66,0004,043
Trading account gains and feesNANA
Additional Noninterest Income$170,0003,689
Total noninterest expense$3,842,0002,353
Salaries and employee benefits$2,083,0002,425
Premises and equipment expense$519,0002,062
Additional noninterest expense$1,240,0002,264
Pre-tax net operating income$2,594,0001,648
Securities gains (losses)$01,906
Applicable income taxes$887,0001,195
Income before extraordinary items$1,707,0001,943
Extraordinary gains, net$011
Net income$1,707,0001,943
Minority interest net income$071
Net income of bank and minority interests.$1,707,0001,943
Net charge-offs$-17,0004,958
Cash dividends$245,0002,689
Sale, conversion, retirement of capital stock, net$31,000490
Net operating income$1,707,0001,917
2017-03-31 (YTD Data)Rank
Total interest income$4,021,0001,619
Total interest expense$778,000983
Net interest income$3,243,0001,775
Provision for loan and lease losses$152,0001,104
Total noninterest income$113,0004,122
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$27,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,672
Total noninterest expense$1,925,0002,370
Salaries and employee benefits$1,043,0002,448
Premises and equipment expense$262,0002,069
Additional noninterest expense$620,0002,256
Pre-tax net operating income$1,279,0001,631
Securities gains (losses)$01,153
Applicable income taxes$434,0001,182
Income before extraordinary items$845,0001,890
Extraordinary gains, net$08
Net income$845,0001,890
Minority interest net income$055
Net income of bank and minority interests.$845,0001,890
Net charge-offs$-10,0004,993
Cash dividends$125,0002,249
Sale, conversion, retirement of capital stock, net$35,000368
Net operating income$845,0001,877
2016-12-31 (YTD Data)Rank
Total interest income$14,825,0001,703
Total interest expense$3,115,000933
Net interest income$11,710,0001,899
Provision for loan and lease losses$556,0001,378
Total noninterest income$250,0004,855
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$108,0004,425
Trading account gains and fees$0170
Additional Noninterest Income$142,0004,692
Total noninterest expense$7,163,0002,511
Salaries and employee benefits$3,646,0002,670
Premises and equipment expense$944,0002,241
Additional noninterest expense$2,573,0002,247
Pre-tax net operating income$4,241,0001,854
Securities gains (losses)$03,212
Applicable income taxes$1,455,0001,296
Income before extraordinary items$2,786,0002,227
Extraordinary gains, net$05
Net income$2,786,0002,225
Minority interest net income$082
Net income of bank and minority interests.$2,786,0002,226
Net charge-offs$-25,0005,173
Cash dividends$584,0002,821
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,786,0002,169
2016-09-30 (YTD Data)Rank
Total interest income$10,927,0001,743
Total interest expense$2,326,000933
Net interest income$8,601,0001,950
Provision for loan and lease losses$404,0001,344
Total noninterest income$151,0005,101
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$76,0004,529
Trading account gains and fees$0169
Additional Noninterest Income$75,0005,017
Total noninterest expense$5,348,0002,511
Salaries and employee benefits$2,769,0002,647
Premises and equipment expense$691,0002,275
Additional noninterest expense$1,888,0002,295
Pre-tax net operating income$3,000,0001,963
Securities gains (losses)$03,160
Applicable income taxes$1,029,0001,379
Income before extraordinary items$1,971,0002,373
Extraordinary gains, net$05
Net income$1,971,0002,372
Minority interest net income$071
Net income of bank and minority interests.$1,971,0002,373
Net charge-offs$-18,0005,062
Cash dividends$409,0002,608
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,971,0002,311
2016-06-30 (YTD Data)Rank
Total interest income$7,171,0001,773
Total interest expense$1,501,000962
Net interest income$5,670,0001,972
Provision for loan and lease losses$253,0001,398
Total noninterest income$95,0005,185
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$45,0004,677
Trading account gains and fees$0157
Additional Noninterest Income$50,0005,052
Total noninterest expense$3,506,0002,557
Salaries and employee benefits$1,792,0002,725
Premises and equipment expense$435,0002,365
Additional noninterest expense$1,279,0002,270
Pre-tax net operating income$2,006,0001,932
Securities gains (losses)$02,835
Applicable income taxes$700,0001,356
Income before extraordinary items$1,306,0002,353
Extraordinary gains, net$016
Net income$1,306,0002,352
Minority interest net income$071
Net income of bank and minority interests.$1,306,0002,352
Net charge-offs$-12,0005,029
Cash dividends$163,0002,985
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,306,0002,291
2016-03-31 (YTD Data)Rank
Total interest income$3,595,0001,774
Total interest expense$706,0001,011
Net interest income$2,889,0001,937
Provision for loan and lease losses$152,0001,136
Total noninterest income$38,0005,359
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$23,0004,665
Trading account gains and fees$0142
Additional Noninterest Income$15,0005,381
Total noninterest expense$1,655,0002,669
Salaries and employee benefits$893,0002,733
Premises and equipment expense$184,0002,699
Additional noninterest expense$578,0002,470
Pre-tax net operating income$1,120,0001,771
Securities gains (losses)$02,077
Applicable income taxes$409,0001,222
Income before extraordinary items$711,0002,187
Extraordinary gains, net$012
Net income$711,0002,187
Minority interest net income$062
Net income of bank and minority interests.$711,0002,187
Net charge-offs$-5,0004,858
Cash dividends$76,0002,508
Sale, conversion, retirement of capital stock, net$0659
Net operating income$711,0002,121
2015-12-31 (YTD Data)Rank
Total interest income$13,141,0001,876
Total interest expense$2,648,0001,062
Net interest income$10,493,0002,047
Provision for loan and lease losses$606,0001,167
Total noninterest income$148,0005,440
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$85,0004,904
Trading account gains and fees$0159
Additional Noninterest Income$63,0005,395
Total noninterest expense$6,220,0002,792
Salaries and employee benefits$3,045,0003,005
Premises and equipment expense$754,0002,673
Additional noninterest expense$2,421,0002,406
Pre-tax net operating income$3,815,0001,942
Securities gains (losses)$03,216
Applicable income taxes$1,429,0001,276
Income before extraordinary items$2,386,0002,412
Extraordinary gains, net$023
Net income$2,386,0002,414
Minority interest net income$081
Net income of bank and minority interests.$2,386,0002,414
Net charge-offs$29,0003,581
Cash dividends$306,0003,389
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,386,0002,373
2015-09-30 (YTD Data)Rank
Total interest income$9,696,0001,913
Total interest expense$1,942,0001,096
Net interest income$7,754,0002,084
Provision for loan and lease losses$455,0001,107
Total noninterest income$105,0005,559
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$57,0005,071
Trading account gains and fees$0153
Additional Noninterest Income$48,0005,444
Total noninterest expense$4,681,0002,797
Salaries and employee benefits$2,222,0003,090
Premises and equipment expense$547,0002,789
Additional noninterest expense$1,912,0002,297
Pre-tax net operating income$2,723,0002,059
Securities gains (losses)$03,031
Applicable income taxes$1,007,0001,364
Income before extraordinary items$1,716,0002,538
Extraordinary gains, net$021
Net income$1,716,0002,539
Minority interest net income$078
Net income of bank and minority interests.$1,716,0002,539
Net charge-offs$34,0003,052
Cash dividends$229,0003,025
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,716,0002,488
2015-06-30 (YTD Data)Rank
Total interest income$6,325,0001,947
Total interest expense$1,238,0001,144
Net interest income$5,087,0002,112
Provision for loan and lease losses$303,0001,091
Total noninterest income$64,0005,665
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$30,0005,328
Trading account gains and fees$0157
Additional Noninterest Income$34,0005,449
Total noninterest expense$3,175,0002,779
Salaries and employee benefits$1,478,0003,114
Premises and equipment expense$372,0002,755
Additional noninterest expense$1,325,0002,219
Pre-tax net operating income$1,673,0002,168
Securities gains (losses)$02,636
Applicable income taxes$613,0001,453
Income before extraordinary items$1,060,0002,649
Extraordinary gains, net$022
Net income$1,060,0002,651
Minority interest net income$075
Net income of bank and minority interests.$1,060,0002,651
Net charge-offs$-11,0005,290
Cash dividends$153,0002,959
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,060,0002,592
2015-03-31 (YTD Data)Rank
Total interest income$3,064,0002,005
Total interest expense$600,0001,175
Net interest income$2,464,0002,162
Provision for loan and lease losses$150,0001,060
Total noninterest income$27,0005,818
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$11,0005,619
Trading account gains and fees$0152
Additional Noninterest Income$16,0005,539
Total noninterest expense$1,530,0002,864
Salaries and employee benefits$712,0003,201
Premises and equipment expense$192,0002,724
Additional noninterest expense$626,0002,324
Pre-tax net operating income$811,0002,184
Securities gains (losses)$02,027
Applicable income taxes$295,0001,462
Income before extraordinary items$516,0002,658
Extraordinary gains, net$013
Net income$516,0002,661
Minority interest net income$064
Net income of bank and minority interests.$516,0002,661
Net charge-offs$-6,0005,215
Cash dividends$77,0002,457
Sale, conversion, retirement of capital stock, net$0697
Net operating income$516,0002,584
2014-12-31 (YTD Data)Rank
Total interest income$11,360,0002,128
Total interest expense$1,982,0001,493
Net interest income$9,378,0002,266
Provision for loan and lease losses$585,0001,316
Total noninterest income$120,0005,842
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$47,0005,767
Trading account gains and fees$0180
Additional Noninterest Income$73,0005,496
Total noninterest expense$6,090,0002,886
Salaries and employee benefits$3,041,0003,042
Premises and equipment expense$779,0002,716
Additional noninterest expense$2,270,0002,607
Pre-tax net operating income$2,823,0002,367
Securities gains (losses)$03,259
Applicable income taxes$1,068,0001,486
Income before extraordinary items$1,755,0002,937
Extraordinary gains, net$017
Net income$1,755,0002,936
Minority interest net income$084
Net income of bank and minority interests.$1,755,0002,937
Net charge-offs$64,0003,572
Cash dividends$107,0004,004
Sale, conversion, retirement of capital stock, net$4,407,00085
Net operating income$1,755,0002,895
2014-09-30 (YTD Data)Rank
Total interest income$8,336,0002,189
Total interest expense$1,417,0001,576
Net interest income$6,919,0002,306
Provision for loan and lease losses$435,0001,306
Total noninterest income$94,0005,895
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$35,0005,836
Trading account gains and fees$0174
Additional Noninterest Income$59,0005,509
Total noninterest expense$4,601,0002,884
Salaries and employee benefits$2,281,0003,064
Premises and equipment expense$574,0002,778
Additional noninterest expense$1,746,0002,555
Pre-tax net operating income$1,977,0002,531
Securities gains (losses)$02,980
Applicable income taxes$745,0001,584
Income before extraordinary items$1,232,0003,087
Extraordinary gains, net$015
Net income$1,232,0003,087
Minority interest net income$081
Net income of bank and minority interests.$1,232,0003,088
Net charge-offs$71,0002,995
Cash dividends$30,0003,729
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,232,0003,041
2014-06-30 (YTD Data)Rank
Total interest income$5,435,0002,222
Total interest expense$897,0001,659
Net interest income$4,538,0002,333
Provision for loan and lease losses$283,0001,348
Total noninterest income$64,0005,926
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$24,0005,831
Trading account gains and fees$0172
Additional Noninterest Income$40,0005,527
Total noninterest expense$3,094,0002,885
Salaries and employee benefits$1,508,0003,103
Premises and equipment expense$388,0002,771
Additional noninterest expense$1,198,0002,493
Pre-tax net operating income$1,225,0002,608
Securities gains (losses)$02,580
Applicable income taxes$472,0001,595
Income before extraordinary items$753,0003,217
Extraordinary gains, net$020
Net income$753,0003,223
Minority interest net income$080
Net income of bank and minority interests.$753,0003,223
Net charge-offs$-17,0005,822
Cash dividends$20,0003,588
Sale, conversion, retirement of capital stock, net$0794
Net operating income$753,0003,171
2014-03-31 (YTD Data)Rank
Total interest income$2,642,0002,281
Total interest expense$409,0001,824
Net interest income$2,233,0002,354
Provision for loan and lease losses$136,0001,362
Total noninterest income$34,0005,894
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$10,0005,989
Trading account gains and fees$0147
Additional Noninterest Income$24,0005,381
Total noninterest expense$1,635,0002,784
Salaries and employee benefits$733,0003,186
Premises and equipment expense$224,0002,533
Additional noninterest expense$678,0002,207
Pre-tax net operating income$496,0002,912
Securities gains (losses)$01,715
Applicable income taxes$199,0001,721
Income before extraordinary items$297,0003,563
Extraordinary gains, net$016
Net income$297,0003,566
Minority interest net income$066
Net income of bank and minority interests.$297,0003,566
Net charge-offs$-12,0005,829
Cash dividends$10,0002,829
Sale, conversion, retirement of capital stock, net$0747
Net operating income$297,0003,514
2013-12-31 (YTD Data)Rank
Total interest income$9,291,0002,601
Total interest expense$1,415,0002,270
Net interest income$7,876,0002,640
Provision for loan and lease losses$308,0002,406
Total noninterest income$94,0006,232
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$45,0006,054
Trading account gains and fees$0184
Additional Noninterest Income$49,0005,871
Total noninterest expense$5,830,0003,053
Salaries and employee benefits$2,806,0003,250
Premises and equipment expense$1,068,0002,123
Additional noninterest expense$1,956,0003,031
Pre-tax net operating income$1,832,0003,020
Securities gains (losses)$03,182
Applicable income taxes$742,0001,758
Income before extraordinary items$1,090,0003,728
Extraordinary gains, net$029
Net income$1,090,0003,732
Minority interest net income$090
Net income of bank and minority interests.$1,090,0003,733
Net charge-offs$-11,0006,185
Cash dividends$40,0004,186
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,090,0003,685
2013-09-30 (YTD Data)Rank
Total interest income$6,673,0002,718
Total interest expense$1,004,0002,436
Net interest income$5,669,0002,748
Provision for loan and lease losses$224,0002,458
Total noninterest income$66,0006,360
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$31,0006,181
Trading account gains and fees$0180
Additional Noninterest Income$35,0005,977
Total noninterest expense$4,133,0003,182
Salaries and employee benefits$2,144,0003,228
Premises and equipment expense$585,0002,775
Additional noninterest expense$1,404,0003,113
Pre-tax net operating income$1,378,0003,083
Securities gains (losses)$03,040
Applicable income taxes$550,0001,816
Income before extraordinary items$828,0003,757
Extraordinary gains, net$025
Net income$828,0003,760
Minority interest net income$084
Net income of bank and minority interests.$828,0003,761
Net charge-offs$-64,0006,512
Cash dividends$30,0003,648
Sale, conversion, retirement of capital stock, net$0868
Net operating income$828,0003,686
2013-06-30 (YTD Data)Rank
Total interest income$4,290,0002,805
Total interest expense$633,0002,598
Net interest income$3,657,0002,817
Provision for loan and lease losses$140,0002,567
Total noninterest income$45,0006,392
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$21,0006,196
Trading account gains and fees$0157
Additional Noninterest Income$24,0006,003
Total noninterest expense$2,710,0003,221
Salaries and employee benefits$1,435,0003,244
Premises and equipment expense$345,0003,026
Additional noninterest expense$930,0003,131
Pre-tax net operating income$852,0003,211
Securities gains (losses)$02,791
Applicable income taxes$340,0001,895
Income before extraordinary items$512,0003,894
Extraordinary gains, net$022
Net income$512,0003,897
Minority interest net income$082
Net income of bank and minority interests.$512,0003,898
Net charge-offs$-66,0006,595
Cash dividends$20,0003,465
Sale, conversion, retirement of capital stock, net$0838
Net operating income$512,0003,798
2013-03-31 (YTD Data)Rank
Total interest income$2,144,0002,822
Total interest expense$308,0002,728
Net interest income$1,836,0002,814
Provision for loan and lease losses$71,0002,498
Total noninterest income$22,0006,429
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$12,0006,037
Total noninterest expense$1,362,0003,235
Salaries and employee benefits$704,0003,309
Premises and equipment expense$176,0003,006
Additional noninterest expense$482,0003,078
Pre-tax net operating income$425,0003,198
Securities gains (losses)$01,966
Applicable income taxes$170,0001,869
Income before extraordinary items$255,0003,854
Extraordinary gains, net$010
Net income$255,0003,853
Minority interest net income$076
Net income of bank and minority interests.$255,0003,856
Net charge-offs$-51,0006,720
Cash dividends$10,0002,663
Sale, conversion, retirement of capital stock, net$0789
Net operating income$255,0003,751
2012-12-31 (YTD Data)Rank
Total interest income$8,116,0003,067
Total interest expense$1,236,0003,145
Net interest income$6,880,0003,025
Provision for loan and lease losses$898,0001,905
Total noninterest income$82,0006,418
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$41,0006,381
Trading account gains and fees$0166
Additional Noninterest Income$41,0005,968
Total noninterest expense$4,967,0003,481
Salaries and employee benefits$2,654,0003,418
Premises and equipment expense$675,0003,102
Additional noninterest expense$1,638,0003,569
Pre-tax net operating income$1,097,0003,866
Securities gains (losses)$03,810
Applicable income taxes$-55,0006,651
Income before extraordinary items$1,152,0003,642
Extraordinary gains, net$029
Net income$1,152,0003,643
Minority interest net income$093
Net income of bank and minority interests.$1,152,0003,645
Net charge-offs$970,0001,853
Cash dividends$53,0004,171
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,152,0003,484
2012-09-30 (YTD Data)Rank
Total interest income$5,988,0003,175
Total interest expense$923,0003,250
Net interest income$5,065,0003,123
Provision for loan and lease losses$748,0001,795
Total noninterest income$61,0006,531
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$30,0006,487
Trading account gains and fees$0157
Additional Noninterest Income$31,0006,078
Total noninterest expense$3,721,0003,513
Salaries and employee benefits$1,984,0003,439
Premises and equipment expense$508,0003,130
Additional noninterest expense$1,229,0003,583
Pre-tax net operating income$657,0004,312
Securities gains (losses)$03,575
Applicable income taxes$146,0003,088
Income before extraordinary items$511,0004,618
Extraordinary gains, net$020
Net income$511,0004,616
Minority interest net income$086
Net income of bank and minority interests.$511,0004,616
Net charge-offs$992,0001,481
Cash dividends$43,0003,584
Sale, conversion, retirement of capital stock, net$0952
Net operating income$511,0004,435
2012-06-30 (YTD Data)Rank
Total interest income$3,942,0003,225
Total interest expense$621,0003,330
Net interest income$3,321,0003,179
Provision for loan and lease losses$580,0001,655
Total noninterest income$43,0006,540
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$21,0006,119
Total noninterest expense$2,479,0003,523
Salaries and employee benefits$1,317,0003,473
Premises and equipment expense$335,0003,161
Additional noninterest expense$827,0003,585
Pre-tax net operating income$305,0004,805
Securities gains (losses)$03,178
Applicable income taxes$119,0002,924
Income before extraordinary items$186,0005,411
Extraordinary gains, net$019
Net income$186,0005,409
Minority interest net income$084
Net income of bank and minority interests.$186,0005,409
Net charge-offs$1,025,0001,118
Cash dividends$21,0003,478
Sale, conversion, retirement of capital stock, net$0928
Net operating income$186,0005,218
2012-03-31 (YTD Data)Rank
Total interest income$1,841,0003,429
Total interest expense$314,0003,411
Net interest income$1,527,0003,409
Provision for loan and lease losses$60,0003,447
Total noninterest income$19,0006,683
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,361
Total noninterest expense$1,189,0003,658
Salaries and employee benefits$656,0003,514
Premises and equipment expense$163,0003,254
Additional noninterest expense$370,0003,829
Pre-tax net operating income$297,0003,857
Securities gains (losses)$02,210
Applicable income taxes$116,0002,299
Income before extraordinary items$181,0004,536
Extraordinary gains, net$019
Net income$181,0004,539
Minority interest net income$078
Net income of bank and minority interests.$181,0004,539
Net charge-offs$-6,0006,458
Cash dividends$11,0002,704
Sale, conversion, retirement of capital stock, net$0861
Net operating income$181,0004,402
2011-12-31 (YTD Data)Rank
Total interest income$6,569,0003,829
Total interest expense$1,171,0004,031
Net interest income$5,398,0003,725
Provision for loan and lease losses$700,0002,943
Total noninterest income$84,0006,546
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$69,0006,005
Trading account gains and fees$0146
Additional Noninterest Income$15,0006,458
Total noninterest expense$3,921,0004,165
Salaries and employee benefits$2,082,0004,072
Premises and equipment expense$502,0004,031
Additional noninterest expense$1,337,0004,163
Pre-tax net operating income$861,0003,987
Securities gains (losses)$03,838
Applicable income taxes$139,0003,167
Income before extraordinary items$722,0004,112
Extraordinary gains, net$029
Net income$722,0004,116
Minority interest net income$096
Net income of bank and minority interests.$722,0004,115
Net charge-offs$582,0002,992
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$7,324,00091
Net operating income$722,0003,971
2011-09-30 (YTD Data)Rank
Total interest income$4,741,0003,954
Total interest expense$834,0004,269
Net interest income$3,907,0003,824
Provision for loan and lease losses$615,0002,607
Total noninterest income$70,0006,576
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$59,0005,864
Trading account gains and fees$0145
Additional Noninterest Income$11,0006,610
Total noninterest expense$2,848,0004,268
Salaries and employee benefits$1,491,0004,193
Premises and equipment expense$347,0004,275
Additional noninterest expense$1,010,0004,152
Pre-tax net operating income$514,0004,436
Securities gains (losses)$03,555
Applicable income taxes$117,0003,094
Income before extraordinary items$397,0004,669
Extraordinary gains, net$021
Net income$397,0004,670
Minority interest net income$087
Net income of bank and minority interests.$397,0004,670
Net charge-offs$587,0002,498
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$7,324,00076
Net operating income$397,0004,544
2011-06-30 (YTD Data)Rank
Total interest income$3,085,0004,056
Total interest expense$533,0004,478
Net interest income$2,552,0003,888
Provision for loan and lease losses$555,0002,181
Total noninterest income$48,0006,615
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$7,0006,701
Total noninterest expense$1,839,0004,391
Salaries and employee benefits$944,0004,345
Premises and equipment expense$212,0004,529
Additional noninterest expense$683,0004,182
Pre-tax net operating income$206,0005,085
Securities gains (losses)$02,914
Applicable income taxes$103,0002,841
Income before extraordinary items$103,0005,673
Extraordinary gains, net$015
Net income$103,0005,672
Minority interest net income$089
Net income of bank and minority interests.$103,0005,673
Net charge-offs$517,0002,106
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$3,324,00079
Net operating income$103,0005,590
2011-03-31 (YTD Data)Rank
Total interest income$1,504,0004,151
Total interest expense$258,0004,670
Net interest income$1,246,0003,948
Provision for loan and lease losses$155,0002,715
Total noninterest income$28,0006,542
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$23,0005,623
Trading account gains and fees$0158
Additional Noninterest Income$5,0006,705
Total noninterest expense$845,0004,648
Salaries and employee benefits$431,0004,650
Premises and equipment expense$101,0004,674
Additional noninterest expense$313,0004,413
Pre-tax net operating income$274,0003,682
Securities gains (losses)$01,772
Applicable income taxes$91,0002,280
Income before extraordinary items$183,0004,136
Extraordinary gains, net$09
Net income$183,0004,135
Minority interest net income$086
Net income of bank and minority interests.$183,0004,136
Net charge-offs$199,0002,127
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$3,324,00043
Net operating income$183,0004,082
2010-12-31 (YTD Data)Rank
Total interest income$6,058,0004,296
Total interest expense$1,294,0004,616
Net interest income$4,764,0004,090
Provision for loan and lease losses$855,0003,305
Total noninterest income$126,0006,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$74,0005,857
Trading account gains and fees$0175
Additional Noninterest Income$52,0006,081
Total noninterest expense$2,992,0005,028
Salaries and employee benefits$1,407,0005,234
Premises and equipment expense$361,0004,998
Additional noninterest expense$1,224,0004,561
Pre-tax net operating income$1,043,0003,310
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,043,0003,140
Extraordinary gains, net$029
Net income$1,043,0003,137
Minority interest net income$0111
Net income of bank and minority interests.$1,043,0003,140
Net charge-offs$699,0003,176
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,043,0003,016
2010-09-30 (YTD Data)Rank
Total interest income$4,509,0004,412
Total interest expense$1,013,0004,663
Net interest income$3,496,0004,212
Provision for loan and lease losses$535,0003,435
Total noninterest income$78,0006,780
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$50,0006,058
Trading account gains and fees$0165
Additional Noninterest Income$28,0006,472
Total noninterest expense$2,182,0005,122
Salaries and employee benefits$1,017,0005,380
Premises and equipment expense$260,0005,151
Additional noninterest expense$905,0004,588
Pre-tax net operating income$857,0003,354
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$857,0003,169
Extraordinary gains, net$023
Net income$857,0003,167
Minority interest net income$0110
Net income of bank and minority interests.$857,0003,169
Net charge-offs$704,0002,629
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$857,0003,049
2010-06-30 (YTD Data)Rank
Total interest income$2,970,0004,474
Total interest expense$702,0004,683
Net interest income$2,268,0004,285
Provision for loan and lease losses$475,0002,932
Total noninterest income$43,0006,968
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$31,0006,151
Trading account gains and fees$0152
Additional Noninterest Income$12,0006,755
Total noninterest expense$1,391,0005,265
Salaries and employee benefits$648,0005,535
Premises and equipment expense$172,0005,214
Additional noninterest expense$571,0004,724
Pre-tax net operating income$445,0003,818
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$445,0003,611
Extraordinary gains, net$019
Net income$445,0003,608
Minority interest net income$0105
Net income of bank and minority interests.$445,0003,610
Net charge-offs$705,0002,078
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$445,0003,490
2010-03-31 (YTD Data)Rank
Total interest income$1,458,0004,582
Total interest expense$383,0004,593
Net interest income$1,075,0004,454
Provision for loan and lease losses$405,0002,051
Total noninterest income$20,0007,107
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$6,0006,920
Total noninterest expense$653,0005,509
Salaries and employee benefits$307,0005,752
Premises and equipment expense$87,0005,262
Additional noninterest expense$259,0005,012
Pre-tax net operating income$37,0005,814
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$37,0005,887
Extraordinary gains, net$016
Net income$37,0005,888
Minority interest net income$091
Net income of bank and minority interests.$37,0005,887
Net charge-offs$705,0001,320
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$37,0005,773
2009-12-31 (YTD Data)Rank
Total interest income$4,706,0005,310
Total interest expense$1,887,0004,620
Net interest income$2,819,0005,548
Provision for loan and lease losses$1,204,0003,203
Total noninterest income$82,0007,131
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$47,0006,516
Trading account gains and fees$0211
Additional Noninterest Income$35,0006,644
Total noninterest expense$2,639,0005,541
Salaries and employee benefits$1,359,0005,477
Premises and equipment expense$337,0005,391
Additional noninterest expense$943,0005,396
Pre-tax net operating income$-942,0006,235
Securities gains (losses)$03,754
Applicable income taxes$5,0004,022
Income before extraordinary items$-947,0006,341
Extraordinary gains, net$034
Net income$-947,0006,341
Minority interest net income$0115
Net income of bank and minority interests.$-947,0006,341
Net charge-offs$323,0004,385
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-947,0006,346
2009-09-30 (YTD Data)Rank
Total interest income$3,317,0005,527
Total interest expense$1,458,0004,685
Net interest income$1,859,0005,877
Provision for loan and lease losses$831,0003,056
Total noninterest income$62,0007,261
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$33,0006,608
Trading account gains and fees$0212
Additional Noninterest Income$29,0006,737
Total noninterest expense$1,794,0005,822
Salaries and employee benefits$896,0005,876
Premises and equipment expense$254,0005,425
Additional noninterest expense$644,0005,648
Pre-tax net operating income$-704,0006,472
Securities gains (losses)$03,497
Applicable income taxes$3,0004,321
Income before extraordinary items$-707,0006,572
Extraordinary gains, net$027
Net income$-707,0006,573
Minority interest net income$0118
Net income of bank and minority interests.$-707,0006,573
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-707,0006,574
2009-06-30 (YTD Data)Rank
Total interest income$1,971,0005,864
Total interest expense$978,0004,791
Net interest income$993,0006,408
Provision for loan and lease losses$675,0002,537
Total noninterest income$42,0007,315
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$21,0006,685
Trading account gains and fees$0193
Additional Noninterest Income$21,0006,756
Total noninterest expense$1,114,0006,032
Salaries and employee benefits$595,0005,940
Premises and equipment expense$172,0005,451
Additional noninterest expense$347,0006,175
Pre-tax net operating income$-754,0006,866
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$-757,0006,993
Extraordinary gains, net$021
Net income$-757,0006,993
Minority interest net income$0112
Net income of bank and minority interests.$-757,0006,993
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-757,0006,980
2009-03-31 (YTD Data)Rank
Total interest income$839,0006,287
Total interest expense$497,0004,852
Net interest income$342,0007,152
Provision for loan and lease losses$160,0003,128
Total noninterest income$23,0007,294
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$16,0006,411
Total noninterest expense$541,0006,068
Salaries and employee benefits$292,0006,039
Premises and equipment expense$88,0005,427
Additional noninterest expense$161,0006,133
Pre-tax net operating income$-336,0007,116
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$-338,0007,261
Extraordinary gains, net$015
Net income$-338,0007,262
Minority interest net income$0102
Net income of bank and minority interests.$-338,0007,262
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-338,0007,214
2008-12-31 (YTD Data)Rank
Total interest income$1,333,0007,796
Total interest expense$742,0007,233
Net interest income$591,0008,015
Provision for loan and lease losses$340,0004,408
Total noninterest income$28,0007,882
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$14,0007,122
Trading account gains and fees$0154
Additional Noninterest Income$14,0007,582
Total noninterest expense$2,226,0005,947
Salaries and employee benefits$1,160,0006,079
Premises and equipment expense$323,0005,617
Additional noninterest expense$743,0005,669
Pre-tax net operating income$-1,947,0007,341
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,947,0007,367
Extraordinary gains, net$039
Net income$-1,947,0007,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$13,159,000131
Net operating income$-1,947,0007,462
2008-09-30 (YTD Data)Rank
Total interest income$666,0008,140
Total interest expense$312,0007,909
Net interest income$354,0008,189
Provision for loan and lease losses$210,0004,122
Total noninterest income$10,0008,115
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$7,0007,869
Total noninterest expense$1,711,0005,875
Salaries and employee benefits$890,0006,019
Premises and equipment expense$240,0005,660
Additional noninterest expense$581,0005,514
Pre-tax net operating income$-1,557,0007,748
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,557,0007,724
Extraordinary gains, net$031
Net income$-1,557,0007,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$13,159,00087
Net operating income$-1,557,0007,818
2008-06-30 (YTD Data)Rank
Total interest income$342,0008,288
Total interest expense$85,0008,285
Net interest income$257,0008,228
Provision for loan and lease losses$60,0004,901
Total noninterest income$1,0008,287
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,0007,382
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$1,212,0005,764
Salaries and employee benefits$612,0005,989
Premises and equipment expense$156,0005,757
Additional noninterest expense$444,0005,096
Pre-tax net operating income$-1,014,0007,922
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,014,0008,002
Extraordinary gains, net$021
Net income$-1,014,0008,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$13,159,00064
Net operating income$-1,014,0007,989

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.