Home > Freedom Bank > Assets and Liabilities
Freedom Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 61 | 2,780 |
| Assets and Liabilities | ||
| Total Assets: | $270,842,000 | 2,431 |
| Cash and due from depository institutions | $3,314,000 | 2,780 |
| Interest-bearing balances | $102,000 | 5,037 |
| Securities | $12,367,000 | 5,466 |
| Federal funds sold & reverse repurchase agreements | $23,562,000 | 480 |
| Net loans & leases | $196,627,000 | 2,390 |
| Loan loss allowance | $15,273,000 | 459 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,544,000 | 1,224 |
| Other real estate owned | $16,958,000 | 2,780 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,470,000 | 2,366 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $270,842,000 | 2,431 |
| Total liabilities | $260,773,000 | 2,321 |
| Total deposits | $256,793,000 | 2,071 |
| Interest-bearing deposits | $247,720,000 | 1,869 |
| Deposits held in domestic offices | $256,793,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,152,000 | 4,624 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $828,000 | 4,282 |
| Total equity capital | $10,069,000 | 5,428 |
| Total bank equity capital | $10,069,000 | 5,428 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,620,000 | 1,331 |
| Surplus | $32,368,000 | 992 |
| Undivided profits | $-25,919,000 | 8,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,153,000 | 443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,100,000 | 3,541 |
| Earning assets | $232,658,000 | 2,588 |
| Long-term assets (5+ years) | $15,245,000 | 4,496 |
| Average Assets, year-to-date | $284,366,000 | 2,301 |
| Average Assets, quarterly | $277,493,500 | 2,381 |
| Volatile liabilities | $47,188,000 | 2,793 |
| Insider loans | $448,000 | 5,661 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,088,000 | 3,653 |
| Tier 1 (core) risk-based capital | $5,439,000 | 6,999 |
| Tier 2 risk-based capital | $3,093,000 | 1,746 |
| Total risk weighted assets | $247,479,000 | 2,030 |
| Total unused commitments | $16,088,000 | 3,656 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 63 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $284,145,000 | 2,337 |
| Cash and due from depository institutions | $5,767,000 | 2,714 |
| Interest-bearing balances | $1,337,000 | 2,597 |
| Securities | $12,662,000 | 5,463 |
| Federal funds sold & reverse repurchase agreements | $29,059,000 | 378 |
| Net loans & leases | $213,914,000 | 2,207 |
| Loan loss allowance | $18,080,000 | 383 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,685,000 | 1,187 |
| Other real estate owned | $3,860,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,198,000 | 2,166 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $284,145,000 | 2,337 |
| Total liabilities | $270,905,000 | 2,223 |
| Total deposits | $264,584,000 | 2,010 |
| Interest-bearing deposits | $250,144,000 | 1,842 |
| Deposits held in domestic offices | $264,584,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,663,000 | 3,875 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $658,000 | 4,790 |
| Total equity capital | $13,240,000 | 4,570 |
| Total bank equity capital | $13,240,000 | 4,570 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,620,000 | 1,330 |
| Surplus | $32,366,000 | 986 |
| Undivided profits | $-22,746,000 | 8,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,945,000 | 295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $940,000 | 3,965 |
| Earning assets | $256,972,000 | 2,364 |
| Long-term assets (5+ years) | $18,298,000 | 4,146 |
| Average Assets, year-to-date | $288,874,000 | 2,274 |
| Average Assets, quarterly | $287,518,000 | 2,303 |
| Volatile liabilities | $58,848,000 | 2,345 |
| Insider loans | $691,000 | 5,007 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,705,000 | 2,815 |
| Tier 1 (core) risk-based capital | $8,793,000 | 5,794 |
| Tier 2 risk-based capital | $3,202,000 | 1,687 |
| Total risk weighted assets | $241,244,000 | 2,055 |
| Total unused commitments | $25,705,000 | 2,816 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $290,891,000 | 2,281 |
| Cash and due from depository institutions | $6,173,000 | 2,708 |
| Interest-bearing balances | $1,339,000 | 2,738 |
| Securities | $13,534,000 | 5,332 |
| Federal funds sold & reverse repurchase agreements | $20,295,000 | 789 |
| Net loans & leases | $225,665,000 | 2,082 |
| Loan loss allowance | $14,748,000 | 419 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $14,017,000 | 894 |
| Other real estate owned | $3,794,000 | 2,708 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,413,000 | 2,285 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $290,891,000 | 2,281 |
| Total liabilities | $270,500,000 | 2,222 |
| Total deposits | $259,977,000 | 2,052 |
| Interest-bearing deposits | $246,098,000 | 1,885 |
| Deposits held in domestic offices | $259,977,000 | 2,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,524,000 | 1,739 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,320,000 | 3,669 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $679,000 | 4,952 |
| Total equity capital | $20,391,000 | 3,297 |
| Total bank equity capital | $20,391,000 | 3,297 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $18,098,000 | 237 |
| Surplus | $17,895,000 | 1,656 |
| Undivided profits | $-15,602,000 | 8,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,899,000 | 402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,500,000 | 2,620 |
| Earning assets | $260,833,000 | 2,328 |
| Long-term assets (5+ years) | $15,709,000 | 4,325 |
| Average Assets, year-to-date | $291,238,500 | 2,269 |
| Average Assets, quarterly | $291,238,500 | 2,269 |
| Volatile liabilities | $65,245,000 | 2,101 |
| Insider loans | $662,000 | 5,029 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $31,580,000 | 2,501 |
| Tier 1 (core) risk-based capital | $16,446,000 | 3,802 |
| Tier 2 risk-based capital | $3,327,000 | 1,600 |
| Total risk weighted assets | $254,726,000 | 1,955 |
| Total unused commitments | $31,580,000 | 2,504 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $291,586,000 | 2,274 |
| Cash and due from depository institutions | $4,934,000 | 2,407 |
| Interest-bearing balances | $1,439,000 | 2,231 |
| Securities | $13,067,000 | 5,488 |
| Federal funds sold & reverse repurchase agreements | $17,919,000 | 715 |
| Net loans & leases | $230,277,000 | 2,045 |
| Loan loss allowance | $8,796,000 | 642 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $14,125,000 | 879 |
| Other real estate owned | $4,066,000 | 2,407 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,198,000 | 2,353 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $291,586,000 | 2,274 |
| Total liabilities | $266,151,000 | 2,235 |
| Total deposits | $257,132,000 | 2,050 |
| Interest-bearing deposits | $244,532,000 | 1,883 |
| Deposits held in domestic offices | $257,132,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,524,000 | 2,015 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,763,000 | 3,696 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $732,000 | 4,716 |
| Total equity capital | $25,435,000 | 2,673 |
| Total bank equity capital | $25,435,000 | 2,673 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,098,000 | 292 |
| Surplus | $18,162,000 | 1,610 |
| Undivided profits | $-7,825,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,179,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,557,000 | 2,724 |
| Earning assets | $262,702,000 | 2,294 |
| Long-term assets (5+ years) | $13,090,000 | 4,484 |
| Average Assets, year-to-date | $268,076,800 | 2,350 |
| Average Assets, quarterly | $291,247,000 | 2,258 |
| Volatile liabilities | $65,179,000 | 2,095 |
| Insider loans | $646,000 | 5,105 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $34,965,000 | 2,315 |
| Tier 1 (core) risk-based capital | $21,614,000 | 2,932 |
| Tier 2 risk-based capital | $3,311,000 | 1,595 |
| Total risk weighted assets | $259,433,000 | 1,917 |
| Total unused commitments | $34,965,000 | 2,317 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 74 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $290,908,000 | 2,256 |
| Cash and due from depository institutions | $4,974,000 | 2,337 |
| Interest-bearing balances | $1,638,000 | 1,973 |
| Securities | $12,484,000 | 5,643 |
| Federal funds sold & reverse repurchase agreements | $18,802,000 | 732 |
| Net loans & leases | $232,443,000 | 1,989 |
| Loan loss allowance | $3,231,000 | 1,654 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,957,000 | 859 |
| Other real estate owned | $3,621,000 | 2,337 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,627,000 | 3,257 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $290,908,000 | 2,256 |
| Total liabilities | $261,216,000 | 2,243 |
| Total deposits | $255,741,000 | 2,050 |
| Interest-bearing deposits | $242,675,000 | 1,882 |
| Deposits held in domestic offices | $255,741,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,727,000 | 3,620 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $748,000 | 4,744 |
| Total equity capital | $29,692,000 | 2,318 |
| Total bank equity capital | $29,692,000 | 2,318 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,098,000 | 279 |
| Surplus | $18,037,000 | 1,593 |
| Undivided profits | $-3,443,000 | 8,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,049,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,486,000 | 3,002 |
| Earning assets | $265,367,000 | 2,251 |
| Long-term assets (5+ years) | $8,428,000 | 5,131 |
| Average Assets, year-to-date | $262,199,500 | 2,387 |
| Average Assets, quarterly | $285,195,000 | 2,269 |
| Volatile liabilities | $99,126,000 | 1,430 |
| Insider loans | $674,000 | 4,995 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $46,435,000 | 1,893 |
| Tier 1 (core) risk-based capital | $28,166,000 | 2,322 |
| Tier 2 risk-based capital | $3,009,000 | 1,705 |
| Total risk weighted assets | $240,516,000 | 2,002 |
| Total unused commitments | $46,435,000 | 1,893 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 73 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $279,482,000 | 2,329 |
| Cash and due from depository institutions | $5,690,000 | 2,407 |
| Interest-bearing balances | $3,028,000 | 1,457 |
| Securities | $9,404,000 | 6,217 |
| Federal funds sold & reverse repurchase agreements | $22,697,000 | 670 |
| Net loans & leases | $222,353,000 | 2,076 |
| Loan loss allowance | $3,498,000 | 1,534 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,320,000 | 893 |
| Other real estate owned | $1,738,000 | 2,407 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,280,000 | 3,376 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $279,482,000 | 2,329 |
| Total liabilities | $249,729,000 | 2,335 |
| Total deposits | $242,761,000 | 2,170 |
| Interest-bearing deposits | $229,501,000 | 2,003 |
| Deposits held in domestic offices | $242,761,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,262,000 | 3,096 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $706,000 | 4,699 |
| Total equity capital | $29,753,000 | 2,287 |
| Total bank equity capital | $29,753,000 | 2,287 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,098,000 | 278 |
| Surplus | $17,905,000 | 1,600 |
| Undivided profits | $-3,250,000 | 8,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,739,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,142,000 | 3,546 |
| Earning assets | $257,482,000 | 2,321 |
| Long-term assets (5+ years) | $5,680,000 | 5,716 |
| Average Assets, year-to-date | $252,630,000 | 2,497 |
| Average Assets, quarterly | $271,025,500 | 2,379 |
| Volatile liabilities | $95,692,000 | 1,455 |
| Insider loans | $643,000 | 5,077 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,542,000 | 1,590 |
| Tier 1 (core) risk-based capital | $28,289,000 | 2,317 |
| Tier 2 risk-based capital | $2,900,000 | 1,761 |
| Total risk weighted assets | $231,435,000 | 2,057 |
| Total unused commitments | $60,542,000 | 1,592 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 76 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $262,569,000 | 2,455 |
| Cash and due from depository institutions | $6,264,000 | 2,298 |
| Interest-bearing balances | $3,041,000 | 1,588 |
| Securities | $6,953,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $26,949,000 | 690 |
| Net loans & leases | $205,450,000 | 2,197 |
| Loan loss allowance | $2,730,000 | 1,926 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,312,000 | 950 |
| Other real estate owned | $432,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,209,000 | 3,352 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $262,569,000 | 2,455 |
| Total liabilities | $232,302,000 | 2,473 |
| Total deposits | $229,468,000 | 2,287 |
| Interest-bearing deposits | $214,348,000 | 2,114 |
| Deposits held in domestic offices | $229,468,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,245,000 | 4,207 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $589,000 | 5,170 |
| Total equity capital | $30,267,000 | 2,250 |
| Total bank equity capital | $30,267,000 | 2,250 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,098,000 | 268 |
| Surplus | $17,777,000 | 1,580 |
| Undivided profits | $-2,608,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,836,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,016,000 | 3,782 |
| Earning assets | $242,393,000 | 2,445 |
| Long-term assets (5+ years) | $2,810,000 | 6,526 |
| Average Assets, year-to-date | $239,204,000 | 2,632 |
| Average Assets, quarterly | $239,204,000 | 2,632 |
| Volatile liabilities | $85,370,000 | 1,589 |
| Insider loans | $414,000 | 5,771 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,051,000 | 2,051 |
| Tier 1 (core) risk-based capital | $29,196,000 | 2,225 |
| Tier 2 risk-based capital | $2,695,000 | 1,875 |
| Total risk weighted assets | $215,602,000 | 2,161 |
| Total unused commitments | $43,051,000 | 2,051 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 57 | 3,028 |
| Assets and Liabilities | ||
| Total Assets: | $215,839,000 | 2,879 |
| Cash and due from depository institutions | $4,961,000 | 3,028 |
| Interest-bearing balances | $3,038,000 | 1,503 |
| Securities | $4,985,000 | 7,268 |
| Federal funds sold & reverse repurchase agreements | $23,560,000 | 676 |
| Net loans & leases | $168,891,000 | 2,523 |
| Loan loss allowance | $2,014,000 | 2,452 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,614,000 | 1,242 |
| Other real estate owned | $531,000 | 3,028 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,297,000 | 3,958 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $215,839,000 | 2,879 |
| Total liabilities | $185,001,000 | 2,984 |
| Total deposits | $182,733,000 | 2,784 |
| Interest-bearing deposits | $173,830,000 | 2,525 |
| Deposits held in domestic offices | $182,733,000 | 2,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,707,000 | 4,616 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $561,000 | 5,233 |
| Total equity capital | $30,838,000 | 2,181 |
| Total bank equity capital | $30,838,000 | 2,181 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,093,000 | 261 |
| Surplus | $17,743,000 | 1,544 |
| Undivided profits | $-1,998,000 | 8,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $968,000 | 4,031 |
| Earning assets | $200,474,000 | 2,848 |
| Long-term assets (5+ years) | $2,203,000 | 6,709 |
| Average Assets, year-to-date | $150,274,200 | 3,745 |
| Average Assets, quarterly | $187,975,500 | 3,189 |
| Volatile liabilities | $76,010,000 | 1,913 |
| Insider loans | $412,000 | 5,787 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $46,965,000 | 1,907 |
| Tier 1 (core) risk-based capital | $30,110,000 | 2,120 |
| Tier 2 risk-based capital | $2,014,000 | 2,347 |
| Total risk weighted assets | $173,608,000 | 2,565 |
| Total unused commitments | $46,965,000 | 1,907 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $160,112,000 | 3,652 |
| Cash and due from depository institutions | $6,153,000 | 3,202 |
| Interest-bearing balances | $3,034,000 | 1,401 |
| Securities | $4,983,000 | 7,346 |
| Federal funds sold & reverse repurchase agreements | $18,999,000 | 724 |
| Net loans & leases | $120,740,000 | 3,339 |
| Loan loss allowance | $1,376,000 | 3,356 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,288,000 | 2,261 |
| Other real estate owned | $174,000 | 3,202 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,775,000 | 3,653 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $160,112,000 | 3,652 |
| Total liabilities | $128,877,000 | 3,930 |
| Total deposits | $127,412,000 | 3,703 |
| Interest-bearing deposits | $119,652,000 | 3,409 |
| Deposits held in domestic offices | $127,412,000 | 3,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,093,000 | 5,056 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $372,000 | 6,298 |
| Total equity capital | $31,235,000 | 2,125 |
| Total bank equity capital | $31,235,000 | 2,125 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,093,000 | 249 |
| Surplus | $17,688,000 | 1,530 |
| Undivided profits | $-1,546,000 | 8,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $678,000 | 5,271 |
| Earning assets | $147,756,000 | 3,623 |
| Long-term assets (5+ years) | $898,000 | 7,289 |
| Average Assets, year-to-date | $133,883,000 | 4,057 |
| Average Assets, quarterly | $159,870,000 | 3,624 |
| Volatile liabilities | $39,062,000 | 3,144 |
| Insider loans | $2,860,000 | 2,280 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $49,255,000 | 1,877 |
| Tier 1 (core) risk-based capital | $30,237,000 | 2,101 |
| Tier 2 risk-based capital | $1,376,000 | 3,195 |
| Total risk weighted assets | $121,682,000 | 3,457 |
| Total unused commitments | $49,255,000 | 1,877 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $159,628,000 | 3,618 |
| Cash and due from depository institutions | $2,604,000 | 3,488 |
| Interest-bearing balances | $6,000 | 6,487 |
| Securities | $3,951,000 | 7,616 |
| Federal funds sold & reverse repurchase agreements | $35,406,000 | 345 |
| Net loans & leases | $109,497,000 | 3,542 |
| Loan loss allowance | $1,231,000 | 3,625 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,181,000 | 2,255 |
| Other real estate owned | $174,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,815,000 | 4,335 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $159,628,000 | 3,618 |
| Total liabilities | $128,285,000 | 3,927 |
| Total deposits | $126,573,000 | 3,691 |
| Interest-bearing deposits | $120,841,000 | 3,348 |
| Deposits held in domestic offices | $126,573,000 | 3,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,336,000 | 4,950 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $376,000 | 5,968 |
| Total equity capital | $31,343,000 | 2,041 |
| Total bank equity capital | $31,343,000 | 2,041 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,093,000 | 239 |
| Surplus | $17,633,000 | 1,496 |
| Undivided profits | $-1,383,000 | 8,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $489,000 | 5,956 |
| Earning assets | $148,860,000 | 3,558 |
| Long-term assets (5+ years) | $102,000 | 7,705 |
| Average Assets, year-to-date | $125,140,000 | 4,274 |
| Average Assets, quarterly | $142,714,500 | 3,933 |
| Volatile liabilities | $37,966,000 | 3,129 |
| Insider loans | $5,738,000 | 1,194 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $30,446,000 | 2,589 |
| Tier 1 (core) risk-based capital | $30,454,000 | 2,057 |
| Tier 2 risk-based capital | $1,231,000 | 3,437 |
| Total risk weighted assets | $112,345,000 | 3,618 |
| Total unused commitments | $30,446,000 | 2,590 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $125,801,000 | 4,289 |
| Cash and due from depository institutions | $1,543,000 | 3,868 |
| Interest-bearing balances | $6,000 | 6,512 |
| Securities | $1,489,000 | 8,256 |
| Federal funds sold & reverse repurchase agreements | $26,732,000 | 508 |
| Net loans & leases | $91,000,000 | 3,973 |
| Loan loss allowance | $1,013,000 | 4,080 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,138,000 | 3,335 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,899,000 | 5,189 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $125,801,000 | 4,289 |
| Total liabilities | $94,539,000 | 4,790 |
| Total deposits | $93,732,000 | 4,554 |
| Interest-bearing deposits | $88,838,000 | 4,197 |
| Deposits held in domestic offices | $93,732,000 | 4,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $603,000 | 5,218 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $204,000 | 7,114 |
| Total equity capital | $31,262,000 | 2,022 |
| Total bank equity capital | $31,262,000 | 2,022 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,972,000 | 242 |
| Surplus | $17,508,000 | 1,459 |
| Undivided profits | $-1,218,000 | 8,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $376,000 | 6,507 |
| Earning assets | $119,227,000 | 4,184 |
| Long-term assets (5+ years) | $103,000 | 7,713 |
| Average Assets, year-to-date | $107,896,000 | 4,711 |
| Average Assets, quarterly | $107,896,000 | 4,711 |
| Volatile liabilities | $20,938,000 | 4,389 |
| Insider loans | $5,741,000 | 1,185 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,757,000 | 3,363 |
| Tier 1 (core) risk-based capital | $30,433,000 | 2,016 |
| Tier 2 risk-based capital | $1,013,000 | 3,877 |
| Total risk weighted assets | $95,605,000 | 3,980 |
| Total unused commitments | $19,757,000 | 3,364 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $89,991,000 | 5,305 |
| Cash and due from depository institutions | $2,467,000 | 4,947 |
| Interest-bearing balances | $5,000 | 6,577 |
| Securities | $747,000 | 8,454 |
| Federal funds sold & reverse repurchase agreements | $16,851,000 | 795 |
| Net loans & leases | $65,766,000 | 4,853 |
| Loan loss allowance | $752,000 | 4,933 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,881,000 | 3,498 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,279,000 | 6,130 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $89,991,000 | 5,305 |
| Total liabilities | $74,764,000 | 5,516 |
| Total deposits | $73,907,000 | 5,290 |
| Interest-bearing deposits | $70,101,000 | 4,876 |
| Deposits held in domestic offices | $73,907,000 | 5,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,041 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $257,000 | 6,657 |
| Total equity capital | $15,227,000 | 3,775 |
| Total bank equity capital | $15,227,000 | 3,775 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,459,000 | 480 |
| Surplus | $7,756,000 | 2,745 |
| Undivided profits | $-988,000 | 8,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $279,000 | 7,301 |
| Earning assets | $83,369,000 | 5,269 |
| Long-term assets (5+ years) | $105,000 | 7,760 |
| Average Assets, year-to-date | $56,443,000 | 6,539 |
| Average Assets, quarterly | $70,782,000 | 6,019 |
| Volatile liabilities | $15,723,000 | 5,023 |
| Insider loans | $5,741,000 | 1,170 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $14,043,000 | 3,997 |
| Tier 1 (core) risk-based capital | $14,596,000 | 3,854 |
| Tier 2 risk-based capital | $752,000 | 4,688 |
| Total risk weighted assets | $70,773,000 | 4,812 |
| Total unused commitments | $14,043,000 | 3,997 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $51,573,000 | 6,859 |
| Cash and due from depository institutions | $403,000 | 5,432 |
| Interest-bearing balances | $5,000 | 6,619 |
| Securities | $249,000 | 8,582 |
| Federal funds sold & reverse repurchase agreements | $9,333,000 | 1,377 |
| Net loans & leases | $40,206,000 | 6,182 |
| Loan loss allowance | $460,000 | 6,289 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $691,000 | 6,551 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $691,000 | 7,399 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $51,573,000 | 6,859 |
| Total liabilities | $36,358,000 | 7,334 |
| Total deposits | $36,248,000 | 7,187 |
| Interest-bearing deposits | $34,163,000 | 6,888 |
| Deposits held in domestic offices | $36,248,000 | 7,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $110,000 | 8,041 |
| Total equity capital | $15,215,000 | 3,748 |
| Total bank equity capital | $15,215,000 | 3,748 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,459,000 | 456 |
| Surplus | $7,756,000 | 2,683 |
| Undivided profits | $-1,000,000 | 8,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $139,000 | 8,289 |
| Earning assets | $49,793,000 | 6,710 |
| Long-term assets (5+ years) | $266,000 | 7,697 |
| Average Assets, year-to-date | $39,669,000 | 7,387 |
| Average Assets, quarterly | $39,669,000 | 7,415 |
| Volatile liabilities | $9,194,000 | 6,209 |
| Insider loans | $4,051,000 | 1,618 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,569,000 | 4,565 |
| Tier 1 (core) risk-based capital | $15,215,000 | 3,652 |
| Tier 2 risk-based capital | $460,000 | 6,024 |
| Total risk weighted assets | $42,267,000 | 6,233 |
| Total unused commitments | $10,569,000 | 4,567 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $27,765,000 | 8,033 |
| Cash and due from depository institutions | $850,000 | 6,229 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $248,000 | 8,607 |
| Federal funds sold & reverse repurchase agreements | $9,735,000 | 1,194 |
| Net loans & leases | $16,038,000 | 7,871 |
| Loan loss allowance | $150,000 | 8,146 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $578,000 | 6,810 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $316,000 | 8,321 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $27,765,000 | 8,033 |
| Total liabilities | $12,255,000 | 8,611 |
| Total deposits | $12,201,000 | 8,566 |
| Interest-bearing deposits | $8,163,000 | 8,609 |
| Deposits held in domestic offices | $12,201,000 | 8,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $54,000 | 8,506 |
| Total equity capital | $15,510,000 | 3,622 |
| Total bank equity capital | $15,510,000 | 3,622 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,459,000 | 432 |
| Surplus | $7,743,000 | 2,636 |
| Undivided profits | $-692,000 | 8,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $46,000 | 8,699 |
| Earning assets | $26,021,000 | 7,993 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $27,765,000 | 8,023 |
| Average Assets, quarterly | $27,765,000 | 8,028 |
| Volatile liabilities | $320,000 | 8,766 |
| Insider loans | $1,500,000 | 3,327 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,089,000 | 6,808 |
| Tier 1 (core) risk-based capital | $15,510,000 | 3,518 |
| Tier 2 risk-based capital | $150,000 | 8,059 |
| Total risk weighted assets | $18,445,000 | 7,884 |
| Total unused commitments | $3,089,000 | 6,808 |
| Derivatives | $0 | 866 |