Home > Freedom Bank > Income and Expense
Freedom Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 6,759 |
| Total interest expense | $29,000 | 6,733 |
| Net interest income | $331,000 | 6,752 |
| Provision for loan and lease losses | $16,000 | 4,798 |
| Total noninterest income | $25,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $5,000 | 6,589 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 6,223 |
| Total noninterest expense | $242,000 | 6,794 |
| Salaries and employee benefits | $41,000 | 6,796 |
| Premises and equipment expense | $18,000 | 6,764 |
| Additional noninterest expense | $183,000 | 6,646 |
| Pre-tax net operating income | $98,000 | 5,960 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $33,000 | 3,926 |
| Income before extraordinary items | $65,000 | 6,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $65,000 | 6,088 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $65,000 | 6,091 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $65,000 | 6,046 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 5,536 |
| Total interest expense | $366,000 | 4,606 |
| Net interest income | $1,578,000 | 5,627 |
| Provision for loan and lease losses | $64,000 | 3,782 |
| Total noninterest income | $162,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $118,000 | 4,990 |
| Total noninterest expense | $1,322,000 | 5,692 |
| Salaries and employee benefits | $528,000 | 6,114 |
| Premises and equipment expense | $207,000 | 5,058 |
| Additional noninterest expense | $587,000 | 5,131 |
| Pre-tax net operating income | $354,000 | 5,171 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $96,000 | 3,339 |
| Income before extraordinary items | $258,000 | 5,426 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $258,000 | 5,427 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $258,000 | 5,428 |
| Net charge-offs | $1,301,000 | 825 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $258,000 | 5,347 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 5,561 |
| Total interest expense | $260,000 | 4,538 |
| Net interest income | $1,035,000 | 5,682 |
| Provision for loan and lease losses | $621,000 | 962 |
| Total noninterest income | $92,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,313 |
| Total noninterest expense | $923,000 | 5,651 |
| Salaries and employee benefits | $371,000 | 6,077 |
| Premises and equipment expense | $137,000 | 5,077 |
| Additional noninterest expense | $415,000 | 5,015 |
| Pre-tax net operating income | $-417,000 | 6,656 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $57,000 | 3,427 |
| Income before extraordinary items | $-474,000 | 6,716 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-474,000 | 6,717 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-474,000 | 6,717 |
| Net charge-offs | $1,240,000 | 668 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-474,000 | 6,694 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 5,546 |
| Total interest expense | $131,000 | 4,610 |
| Net interest income | $535,000 | 5,648 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $64,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $466,000 | 5,685 |
| Salaries and employee benefits | $175,000 | 6,195 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $222,000 | 4,926 |
| Pre-tax net operating income | $123,000 | 5,089 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $123,000 | 4,986 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $123,000 | 4,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $123,000 | 4,988 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $123,000 | 4,886 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 5,468 |
| Total interest expense | $596,000 | 4,764 |
| Net interest income | $2,414,000 | 5,534 |
| Provision for loan and lease losses | $2,269,000 | 970 |
| Total noninterest income | $-40,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $97,000 | 5,488 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-137,000 | 6,766 |
| Total noninterest expense | $1,942,000 | 5,704 |
| Salaries and employee benefits | $653,000 | 6,356 |
| Premises and equipment expense | $281,000 | 5,114 |
| Additional noninterest expense | $1,008,000 | 4,783 |
| Pre-tax net operating income | $-1,837,000 | 6,791 |
| Securities gains (losses) | $141,000 | 1,994 |
| Applicable income taxes | $-107,000 | 6,710 |
| Income before extraordinary items | $-1,589,000 | 6,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,589,000 | 6,791 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,589,000 | 6,792 |
| Net charge-offs | $749,000 | 2,143 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,721,540 | 6,787 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 5,452 |
| Total interest expense | $467,000 | 4,806 |
| Net interest income | $1,926,000 | 5,499 |
| Provision for loan and lease losses | $145,000 | 3,934 |
| Total noninterest income | $119,000 | 6,001 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $1,244,000 | 5,995 |
| Salaries and employee benefits | $499,000 | 6,395 |
| Premises and equipment expense | $200,000 | 5,259 |
| Additional noninterest expense | $545,000 | 5,525 |
| Pre-tax net operating income | $656,000 | 4,317 |
| Securities gains (losses) | $141,000 | 1,711 |
| Applicable income taxes | $287,000 | 2,509 |
| Income before extraordinary items | $510,000 | 4,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $510,000 | 4,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $510,000 | 4,624 |
| Net charge-offs | $254,000 | 3,032 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $419,760 | 4,731 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 5,425 |
| Total interest expense | $326,000 | 4,808 |
| Net interest income | $1,327,000 | 5,464 |
| Provision for loan and lease losses | $93,000 | 3,949 |
| Total noninterest income | $124,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,954 |
| Total noninterest expense | $838,000 | 6,025 |
| Salaries and employee benefits | $337,000 | 6,430 |
| Premises and equipment expense | $129,000 | 5,356 |
| Additional noninterest expense | $372,000 | 5,498 |
| Pre-tax net operating income | $520,000 | 4,058 |
| Securities gains (losses) | $136,000 | 1,383 |
| Applicable income taxes | $201,000 | 2,444 |
| Income before extraordinary items | $455,000 | 4,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $455,000 | 4,147 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $455,000 | 4,147 |
| Net charge-offs | $229,000 | 2,603 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $361,160 | 4,343 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 5,337 |
| Total interest expense | $176,000 | 4,739 |
| Net interest income | $702,000 | 5,383 |
| Provision for loan and lease losses | $92,000 | 2,981 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $393,000 | 6,171 |
| Salaries and employee benefits | $162,000 | 6,528 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $267,000 | 4,044 |
| Securities gains (losses) | $49,000 | 1,234 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $301,000 | 3,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 3,655 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $301,000 | 3,655 |
| Net charge-offs | $104,000 | 2,412 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $254,450 | 3,790 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 5,400 |
| Total interest expense | $875,000 | 4,708 |
| Net interest income | $2,688,000 | 5,498 |
| Provision for loan and lease losses | $395,000 | 3,777 |
| Total noninterest income | $-38,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $80,000 | 5,816 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-118,000 | 6,901 |
| Total noninterest expense | $1,670,000 | 6,133 |
| Salaries and employee benefits | $663,000 | 6,560 |
| Premises and equipment expense | $266,000 | 5,489 |
| Additional noninterest expense | $741,000 | 5,564 |
| Pre-tax net operating income | $585,000 | 4,538 |
| Securities gains (losses) | $-120,000 | 7,097 |
| Applicable income taxes | $728,000 | 1,643 |
| Income before extraordinary items | $-263,000 | 6,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-263,000 | 6,367 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-263,000 | 6,367 |
| Net charge-offs | $207,000 | 4,256 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-186,200 | 6,262 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,475 |
| Total interest expense | $685,000 | 4,729 |
| Net interest income | $1,973,000 | 5,581 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $41,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-17,000 | 6,945 |
| Total noninterest expense | $1,258,000 | 6,154 |
| Salaries and employee benefits | $490,000 | 6,604 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $568,000 | 5,568 |
| Pre-tax net operating income | $636,000 | 4,128 |
| Securities gains (losses) | $126,000 | 1,581 |
| Applicable income taxes | $186,000 | 2,720 |
| Income before extraordinary items | $576,000 | 4,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $576,000 | 4,101 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $576,000 | 4,101 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $480,240 | 4,258 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 5,616 |
| Total interest expense | $475,000 | 4,761 |
| Net interest income | $1,220,000 | 5,789 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $33,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-5,000 | 7,001 |
| Total noninterest expense | $841,000 | 6,213 |
| Salaries and employee benefits | $327,000 | 6,662 |
| Premises and equipment expense | $130,000 | 5,614 |
| Additional noninterest expense | $384,000 | 5,625 |
| Pre-tax net operating income | $312,000 | 4,560 |
| Securities gains (losses) | $106,000 | 1,099 |
| Applicable income taxes | $78,000 | 3,053 |
| Income before extraordinary items | $340,000 | 4,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 4,261 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $340,000 | 4,263 |
| Net charge-offs | $152,000 | 3,388 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $254,140 | 4,601 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 5,724 |
| Total interest expense | $251,000 | 4,746 |
| Net interest income | $570,000 | 5,933 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-19,000 | 7,222 |
| Total noninterest expense | $432,000 | 6,202 |
| Salaries and employee benefits | $161,000 | 6,721 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $202,000 | 5,513 |
| Pre-tax net operating income | $138,000 | 4,748 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $164,000 | 4,317 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $164,000 | 4,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $164,000 | 4,317 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $134,600 | 4,563 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 5,838 |
| Total interest expense | $1,176,000 | 4,875 |
| Net interest income | $2,142,000 | 6,100 |
| Provision for loan and lease losses | $877,000 | 3,259 |
| Total noninterest income | $80,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 5,835 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 6,892 |
| Total noninterest expense | $1,627,000 | 6,378 |
| Salaries and employee benefits | $699,000 | 6,684 |
| Premises and equipment expense | $279,000 | 5,580 |
| Additional noninterest expense | $649,000 | 6,057 |
| Pre-tax net operating income | $-282,000 | 6,098 |
| Securities gains (losses) | $-305,000 | 7,361 |
| Applicable income taxes | $-298,000 | 7,050 |
| Income before extraordinary items | $-289,000 | 6,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-289,000 | 6,231 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-289,000 | 6,231 |
| Net charge-offs | $812,000 | 2,979 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-93,800 | 5,991 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 5,897 |
| Total interest expense | $923,000 | 4,913 |
| Net interest income | $1,615,000 | 6,186 |
| Provision for loan and lease losses | $686,000 | 3,057 |
| Total noninterest income | $139,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $1,208,000 | 6,456 |
| Salaries and employee benefits | $535,000 | 6,702 |
| Premises and equipment expense | $208,000 | 5,656 |
| Additional noninterest expense | $465,000 | 6,201 |
| Pre-tax net operating income | $-140,000 | 6,221 |
| Securities gains (losses) | $213,000 | 1,332 |
| Applicable income taxes | $-13,000 | 6,855 |
| Income before extraordinary items | $86,000 | 5,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $86,000 | 5,800 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $86,000 | 5,799 |
| Net charge-offs | $528,000 | 2,999 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-127,000 | 6,246 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,851 |
| Total interest expense | $637,000 | 4,924 |
| Net interest income | $1,125,000 | 6,124 |
| Provision for loan and lease losses | $285,000 | 3,723 |
| Total noninterest income | $82,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $809,000 | 6,489 |
| Salaries and employee benefits | $355,000 | 6,757 |
| Premises and equipment expense | $135,000 | 5,731 |
| Additional noninterest expense | $319,000 | 6,165 |
| Pre-tax net operating income | $113,000 | 5,422 |
| Securities gains (losses) | $258,000 | 789 |
| Applicable income taxes | $108,000 | 2,715 |
| Income before extraordinary items | $263,000 | 4,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $263,000 | 4,514 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $263,000 | 4,514 |
| Net charge-offs | $311,000 | 2,999 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $79,820 | 5,565 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,875 |
| Total interest expense | $334,000 | 4,935 |
| Net interest income | $563,000 | 6,154 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $405,000 | 6,573 |
| Salaries and employee benefits | $214,000 | 6,483 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $122,000 | 6,706 |
| Pre-tax net operating income | $-88,000 | 6,619 |
| Securities gains (losses) | $230,000 | 473 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $104,000 | 4,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 4,915 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $104,000 | 4,914 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-63,900 | 6,589 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 5,532 |
| Total interest expense | $2,024,000 | 4,414 |
| Net interest income | $2,280,000 | 6,070 |
| Provision for loan and lease losses | $35,000 | 7,006 |
| Total noninterest income | $241,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $67,000 | 6,218 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $174,000 | 4,861 |
| Total noninterest expense | $2,177,000 | 6,029 |
| Salaries and employee benefits | $1,056,000 | 6,122 |
| Premises and equipment expense | $291,000 | 5,719 |
| Additional noninterest expense | $830,000 | 5,738 |
| Pre-tax net operating income | $309,000 | 4,473 |
| Securities gains (losses) | $-679,000 | 7,636 |
| Applicable income taxes | $-168,000 | 6,711 |
| Income before extraordinary items | $-202,000 | 5,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-202,000 | 5,826 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-202,000 | 5,826 |
| Net charge-offs | $148,000 | 5,338 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $232,560 | 4,630 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,613 |
| Total interest expense | $1,633,000 | 4,359 |
| Net interest income | $1,568,000 | 6,269 |
| Provision for loan and lease losses | $35,000 | 6,735 |
| Total noninterest income | $139,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $91,000 | 5,517 |
| Total noninterest expense | $1,626,000 | 6,052 |
| Salaries and employee benefits | $784,000 | 6,172 |
| Premises and equipment expense | $219,000 | 5,760 |
| Additional noninterest expense | $623,000 | 5,725 |
| Pre-tax net operating income | $46,000 | 5,499 |
| Securities gains (losses) | $-785,000 | 7,824 |
| Applicable income taxes | $-289,000 | 7,191 |
| Income before extraordinary items | $-450,000 | 6,379 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-450,000 | 6,380 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-450,000 | 6,379 |
| Net charge-offs | $91,000 | 5,142 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $52,400 | 5,489 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 5,593 |
| Total interest expense | $1,165,000 | 4,325 |
| Net interest income | $1,037,000 | 6,314 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $61,000 | 5,563 |
| Total noninterest expense | $995,000 | 6,313 |
| Salaries and employee benefits | $498,000 | 6,349 |
| Premises and equipment expense | $142,000 | 5,871 |
| Additional noninterest expense | $355,000 | 6,119 |
| Pre-tax net operating income | $96,000 | 5,248 |
| Securities gains (losses) | $-917,000 | 7,996 |
| Applicable income taxes | $-321,000 | 7,439 |
| Income before extraordinary items | $-500,000 | 6,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-500,000 | 6,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-500,000 | 6,772 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $86,880 | 5,224 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,552 |
| Total interest expense | $605,000 | 4,337 |
| Net interest income | $538,000 | 6,239 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $492,000 | 6,304 |
| Salaries and employee benefits | $254,000 | 6,355 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $52,000 | 5,603 |
| Securities gains (losses) | $380,000 | 429 |
| Applicable income taxes | $134,000 | 1,886 |
| Income before extraordinary items | $298,000 | 3,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $298,000 | 3,156 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $298,000 | 3,156 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $35,800 | 5,751 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 5,539 |
| Total interest expense | $2,908,000 | 4,344 |
| Net interest income | $1,961,000 | 6,459 |
| Provision for loan and lease losses | $408,000 | 4,112 |
| Total noninterest income | $188,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $143,000 | 5,396 |
| Total noninterest expense | $1,959,000 | 6,283 |
| Salaries and employee benefits | $1,034,000 | 6,336 |
| Premises and equipment expense | $250,000 | 6,251 |
| Additional noninterest expense | $675,000 | 5,917 |
| Pre-tax net operating income | $-218,000 | 6,571 |
| Securities gains (losses) | $208,000 | 702 |
| Applicable income taxes | $-57,000 | 6,980 |
| Income before extraordinary items | $47,000 | 6,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,839 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-86,120 | 6,490 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 5,570 |
| Total interest expense | $2,221,000 | 4,420 |
| Net interest income | $1,484,000 | 6,484 |
| Provision for loan and lease losses | $237,000 | 3,926 |
| Total noninterest income | $87,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $27,000 | 6,881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 6,354 |
| Total noninterest expense | $1,463,000 | 6,283 |
| Salaries and employee benefits | $777,000 | 6,347 |
| Premises and equipment expense | $185,000 | 6,292 |
| Additional noninterest expense | $501,000 | 5,910 |
| Pre-tax net operating income | $-129,000 | 6,952 |
| Securities gains (losses) | $106,000 | 929 |
| Applicable income taxes | $-35,000 | 7,412 |
| Income before extraordinary items | $12,000 | 6,556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,824 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-55,840 | 6,886 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 5,673 |
| Total interest expense | $1,524,000 | 4,469 |
| Net interest income | $918,000 | 6,673 |
| Provision for loan and lease losses | $63,000 | 4,861 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $16,000 | 6,968 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $998,000 | 6,275 |
| Salaries and employee benefits | $526,000 | 6,372 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $348,000 | 5,793 |
| Pre-tax net operating income | $-87,000 | 7,165 |
| Securities gains (losses) | $66,000 | 1,246 |
| Applicable income taxes | $-32,000 | 7,709 |
| Income before extraordinary items | $11,000 | 6,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-31,240 | 7,079 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,732 |
| Total interest expense | $794,000 | 4,529 |
| Net interest income | $441,000 | 6,808 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $546,000 | 6,070 |
| Salaries and employee benefits | $273,000 | 6,318 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $206,000 | 5,288 |
| Pre-tax net operating income | $-88,000 | 7,521 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-43,000 | 7,998 |
| Income before extraordinary items | $-45,000 | 7,482 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-45,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-45,000 | 7,419 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,707 |
| Total interest expense | $3,231,000 | 4,570 |
| Net interest income | $1,792,000 | 6,759 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $415,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $48,000 | 6,781 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $367,000 | 3,900 |
| Total noninterest expense | $1,388,000 | 7,080 |
| Salaries and employee benefits | $723,000 | 7,194 |
| Premises and equipment expense | $183,000 | 6,903 |
| Additional noninterest expense | $482,000 | 6,666 |
| Pre-tax net operating income | $729,000 | 5,372 |
| Securities gains (losses) | $67,000 | 710 |
| Applicable income taxes | $188,000 | 3,906 |
| Income before extraordinary items | $608,000 | 5,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $608,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,454 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $557,080 | 5,478 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 5,752 |
| Total interest expense | $2,391,000 | 4,623 |
| Net interest income | $1,346,000 | 6,798 |
| Provision for loan and lease losses | $59,000 | 4,893 |
| Total noninterest income | $314,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $277,000 | 3,900 |
| Total noninterest expense | $995,000 | 7,163 |
| Salaries and employee benefits | $541,000 | 7,163 |
| Premises and equipment expense | $128,000 | 7,008 |
| Additional noninterest expense | $326,000 | 6,872 |
| Pre-tax net operating income | $606,000 | 5,430 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $181,000 | 3,833 |
| Income before extraordinary items | $432,000 | 5,667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $432,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $427,100 | 5,673 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 5,859 |
| Total interest expense | $1,518,000 | 4,760 |
| Net interest income | $900,000 | 6,830 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $182,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $624,000 | 7,313 |
| Salaries and employee benefits | $348,000 | 7,302 |
| Premises and equipment expense | $85,000 | 7,042 |
| Additional noninterest expense | $191,000 | 7,157 |
| Pre-tax net operating income | $408,000 | 5,473 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $124,000 | 3,884 |
| Income before extraordinary items | $284,000 | 5,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $284,000 | 5,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $284,000 | 5,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,098 |
| Total interest expense | $720,000 | 4,896 |
| Net interest income | $376,000 | 7,243 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $280,000 | 7,555 |
| Salaries and employee benefits | $150,000 | 7,602 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $88,000 | 7,318 |
| Pre-tax net operating income | $173,000 | 5,791 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $120,000 | 6,087 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $120,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $120,000 | 6,072 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 6,158 |
| Total interest expense | $2,513,000 | 4,808 |
| Net interest income | $1,440,000 | 7,253 |
| Provision for loan and lease losses | $324,000 | 2,641 |
| Total noninterest income | $383,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $45,000 | 6,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $1,235,000 | 7,326 |
| Salaries and employee benefits | $716,000 | 7,219 |
| Premises and equipment expense | $159,000 | 7,149 |
| Additional noninterest expense | $360,000 | 7,258 |
| Pre-tax net operating income | $264,000 | 7,220 |
| Securities gains (losses) | $40,000 | 728 |
| Applicable income taxes | $90,000 | 5,054 |
| Income before extraordinary items | $214,000 | 7,216 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $214,000 | 7,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,784 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $186,000 | 7,324 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 6,318 |
| Total interest expense | $1,732,000 | 4,949 |
| Net interest income | $1,051,000 | 7,372 |
| Provision for loan and lease losses | $324,000 | 2,017 |
| Total noninterest income | $335,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,727 |
| Total noninterest expense | $903,000 | 7,375 |
| Salaries and employee benefits | $538,000 | 7,207 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $244,000 | 7,450 |
| Pre-tax net operating income | $159,000 | 7,587 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $107,000 | 7,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $107,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,061 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $114,920 | 7,654 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 6,626 |
| Total interest expense | $989,000 | 5,257 |
| Net interest income | $628,000 | 7,611 |
| Provision for loan and lease losses | $179,000 | 2,328 |
| Total noninterest income | $212,000 | 5,502 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 3,821 |
| Total noninterest expense | $585,000 | 7,468 |
| Salaries and employee benefits | $340,000 | 7,365 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $167,000 | 7,431 |
| Pre-tax net operating income | $76,000 | 7,821 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $49,000 | 7,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $49,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,092 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $51,010 | 7,905 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 7,056 |
| Total interest expense | $387,000 | 5,784 |
| Net interest income | $278,000 | 7,837 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $262,000 | 7,686 |
| Salaries and employee benefits | $139,000 | 7,767 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $75,000 | 7,374 |
| Securities gains (losses) | $-3,000 | 8,027 |
| Applicable income taxes | $24,000 | 5,226 |
| Income before extraordinary items | $48,000 | 7,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,276 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,010 | 7,537 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 7,390 |
| Total interest expense | $1,014,000 | 6,250 |
| Net interest income | $1,055,000 | 7,864 |
| Provision for loan and lease losses | $57,000 | 5,617 |
| Total noninterest income | $18,000 | 8,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $262,000 | 8,772 |
| Salaries and employee benefits | $137,000 | 8,760 |
| Premises and equipment expense | $16,000 | 8,748 |
| Additional noninterest expense | $109,000 | 8,672 |
| Pre-tax net operating income | $754,000 | 6,000 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $250,000 | 4,363 |
| Income before extraordinary items | $505,000 | 6,349 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $505,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,953 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $504,330 | 6,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 7,510 |
| Total interest expense | $687,000 | 6,410 |
| Net interest income | $782,000 | 7,925 |
| Provision for loan and lease losses | $21,000 | 6,120 |
| Total noninterest income | $14,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $208,000 | 8,778 |
| Salaries and employee benefits | $102,000 | 8,780 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $94,000 | 8,609 |
| Pre-tax net operating income | $567,000 | 6,145 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $185,000 | 4,531 |
| Income before extraordinary items | $383,000 | 6,462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $383,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $160,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $382,330 | 6,423 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 7,576 |
| Total interest expense | $420,000 | 6,481 |
| Net interest income | $518,000 | 7,950 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $11,000 | 8,649 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $133,000 | 8,797 |
| Salaries and employee benefits | $71,000 | 8,787 |
| Premises and equipment expense | $7,000 | 8,773 |
| Additional noninterest expense | $55,000 | 8,685 |
| Pre-tax net operating income | $385,000 | 6,075 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $128,000 | 4,478 |
| Income before extraordinary items | $258,000 | 6,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $258,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $257,330 | 6,401 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,773 |
| Total interest expense | $172,000 | 6,893 |
| Net interest income | $258,000 | 8,025 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $69,000 | 8,861 |
| Salaries and employee benefits | $40,000 | 8,835 |
| Premises and equipment expense | $4,000 | 8,826 |
| Additional noninterest expense | $25,000 | 8,768 |
| Pre-tax net operating income | $182,000 | 6,167 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $123,000 | 6,520 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $123,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,330 | 6,494 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 7,835 |
| Total interest expense | $567,000 | 7,075 |
| Net interest income | $984,000 | 8,043 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $17,000 | 8,799 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $229,000 | 8,917 |
| Salaries and employee benefits | $124,000 | 8,900 |
| Premises and equipment expense | $17,000 | 8,884 |
| Additional noninterest expense | $88,000 | 8,856 |
| Pre-tax net operating income | $717,000 | 6,054 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $236,000 | 4,533 |
| Income before extraordinary items | $481,000 | 6,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $481,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $170,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $481,000 | 6,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 7,909 |
| Total interest expense | $413,000 | 7,145 |
| Net interest income | $719,000 | 8,119 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $15,000 | 8,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $8,000 | 7,809 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $172,000 | 8,961 |
| Salaries and employee benefits | $94,000 | 8,955 |
| Premises and equipment expense | $15,000 | 8,911 |
| Additional noninterest expense | $63,000 | 8,901 |
| Pre-tax net operating income | $522,000 | 6,229 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $171,000 | 4,678 |
| Income before extraordinary items | $351,000 | 6,599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $351,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $351,000 | 6,530 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,046 |
| Total interest expense | $262,000 | 7,288 |
| Net interest income | $455,000 | 8,251 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $10,000 | 8,900 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $111,000 | 9,020 |
| Salaries and employee benefits | $59,000 | 9,015 |
| Premises and equipment expense | $11,000 | 8,942 |
| Additional noninterest expense | $41,000 | 8,951 |
| Pre-tax net operating income | $329,000 | 6,313 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $105,000 | 4,774 |
| Income before extraordinary items | $224,000 | 6,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $224,000 | 6,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,278 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $201,000 | 8,426 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $53,000 | 9,065 |
| Salaries and employee benefits | $27,000 | 9,062 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $21,000 | 8,992 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 8,717 |
| Total interest expense | $337,000 | 8,339 |
| Net interest income | $516,000 | 8,797 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $15,000 | 7,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $242,000 | 9,111 |
| Salaries and employee benefits | $104,000 | 9,114 |
| Premises and equipment expense | $30,000 | 9,008 |
| Additional noninterest expense | $108,000 | 8,964 |
| Pre-tax net operating income | $276,000 | 7,524 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $83,000 | 5,907 |
| Income before extraordinary items | $197,000 | 7,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $197,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $194,200 | 7,666 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 8,824 |
| Total interest expense | $238,000 | 8,513 |
| Net interest income | $369,000 | 8,896 |
| Provision for loan and lease losses | $21,000 | 6,714 |
| Total noninterest income | $21,000 | 9,032 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $11,000 | 7,946 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $184,000 | 9,164 |
| Salaries and employee benefits | $78,000 | 9,168 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $84,000 | 8,993 |
| Pre-tax net operating income | $185,000 | 7,798 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $55,000 | 6,135 |
| Income before extraordinary items | $134,000 | 8,017 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $134,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $131,160 | 7,899 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,854 |
| Total interest expense | $147,000 | 8,663 |
| Net interest income | $269,000 | 8,889 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $7,000 | 7,984 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $123,000 | 9,195 |
| Salaries and employee benefits | $51,000 | 9,205 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $57,000 | 9,009 |
| Pre-tax net operating income | $146,000 | 7,631 |
| Securities gains (losses) | $-16,000 | 9,089 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $92,000 | 8,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,360 | 7,746 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,985 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $118,000 | 8,995 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $9,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $57,000 | 9,247 |
| Salaries and employee benefits | $36,000 | 9,220 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $16,000 | 9,225 |
| Pre-tax net operating income | $61,000 | 7,828 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,160 | 7,883 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 9,045 |
| Total interest expense | $250,000 | 8,983 |
| Net interest income | $477,000 | 9,026 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $26,000 | 9,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $19,000 | 7,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $465,000 | 9,044 |
| Salaries and employee benefits | $141,000 | 9,248 |
| Premises and equipment expense | $21,000 | 9,232 |
| Additional noninterest expense | $303,000 | 7,783 |
| Pre-tax net operating income | $38,000 | 8,516 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $22,000 | 8,662 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $22,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,565 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $20,080 | 8,578 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 9,294 |
| Total interest expense | $314,000 | 9,271 |
| Net interest income | $451,000 | 9,259 |
| Provision for loan and lease losses | $194,000 | 4,218 |
| Total noninterest income | $20,000 | 9,419 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $15,000 | 8,198 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $444,000 | 9,284 |
| Salaries and employee benefits | $208,000 | 9,380 |
| Premises and equipment expense | $29,000 | 9,418 |
| Additional noninterest expense | $207,000 | 8,597 |
| Pre-tax net operating income | $-167,000 | 8,934 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $-50,000 | 9,159 |
| Income before extraordinary items | $-119,000 | 8,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-119,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-117,600 | 8,921 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 9,449 |
| Total interest expense | $340,000 | 9,500 |
| Net interest income | $589,000 | 9,310 |
| Provision for loan and lease losses | $101,000 | 5,260 |
| Total noninterest income | $30,000 | 9,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $377,000 | 9,641 |
| Salaries and employee benefits | $284,000 | 9,337 |
| Premises and equipment expense | $34,000 | 9,622 |
| Additional noninterest expense | $59,000 | 9,813 |
| Pre-tax net operating income | $141,000 | 8,638 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $82,000 | 8,812 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $82,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,574 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $87,120 | 8,773 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 9,755 |
| Total interest expense | $263,000 | 9,849 |
| Net interest income | $566,000 | 9,567 |
| Provision for loan and lease losses | $54,000 | 6,426 |
| Total noninterest income | $25,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $389,000 | 9,897 |
| Salaries and employee benefits | $268,000 | 9,640 |
| Premises and equipment expense | $40,000 | 9,825 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $148,000 | 8,815 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $6,000 | 8,581 |
| Income before extraordinary items | $146,000 | 8,665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $5,000 | 7,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,160 | 8,651 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 10,045 |
| Total interest expense | $259,000 | 10,117 |
| Net interest income | $513,000 | 9,891 |
| Provision for loan and lease losses | $116,000 | 4,821 |
| Total noninterest income | $24,000 | 10,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $322,000 | 10,217 |
| Salaries and employee benefits | $250,000 | 9,878 |
| Premises and equipment expense | $21,000 | 10,295 |
| Additional noninterest expense | $51,000 | 10,381 |
| Pre-tax net operating income | $99,000 | 9,421 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $81,000 | 9,458 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $81,000 | 9,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $72,240 | 9,441 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 10,521 |
| Total interest expense | $254,000 | 10,591 |
| Net interest income | $499,000 | 10,373 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $39,000 | 10,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $353,000 | 10,583 |
| Salaries and employee benefits | $252,000 | 10,254 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $76,000 | 10,721 |
| Pre-tax net operating income | $110,000 | 10,030 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $21,000 | 9,704 |
| Income before extraordinary items | $99,000 | 9,971 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $99,000 | 9,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $5,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $90,800 | 9,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 11,145 |
| Total interest expense | $231,000 | 11,191 |
| Net interest income | $430,000 | 11,038 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $27,000 | 11,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $312,000 | 11,193 |
| Salaries and employee benefits | $226,000 | 10,869 |
| Premises and equipment expense | $24,000 | 11,240 |
| Additional noninterest expense | $62,000 | 11,341 |
| Pre-tax net operating income | $68,000 | 10,518 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $15,000 | 10,291 |
| Income before extraordinary items | $58,000 | 10,532 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $58,000 | 10,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $5,000 | 8,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $54,050 | 10,504 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 11,753 |
| Total interest expense | $226,000 | 11,715 |
| Net interest income | $335,000 | 11,715 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $27,000 | 11,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 10,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $292,000 | 11,734 |
| Salaries and employee benefits | $217,000 | 11,387 |
| Premises and equipment expense | $28,000 | 11,660 |
| Additional noninterest expense | $47,000 | 11,904 |
| Pre-tax net operating income | $50,000 | 11,306 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $43,000 | 11,328 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $43,000 | 11,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $36,430 | 11,328 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 12,399 |
| Total interest expense | $191,000 | 12,357 |
| Net interest income | $329,000 | 12,367 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $39,000 | 12,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $298,000 | 12,363 |
| Salaries and employee benefits | $207,000 | 12,018 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $64,000 | 12,502 |
| Pre-tax net operating income | $56,000 | 11,883 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $12,000 | 11,330 |
| Income before extraordinary items | $46,000 | 11,831 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $46,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $44,420 | 11,884 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 13,033 |
| Total interest expense | $191,000 | 13,014 |
| Net interest income | $334,000 | 12,945 |
| Provision for loan and lease losses | $173,000 | 4,307 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $290,000 | 13,011 |
| Salaries and employee benefits | $205,000 | 12,589 |
| Premises and equipment expense | $22,000 | 13,043 |
| Additional noninterest expense | $63,000 | 13,169 |
| Pre-tax net operating income | $-91,000 | 12,578 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-84,000 | 12,647 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-84,000 | 12,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-91,000 | 12,552 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 13,599 |
| Total interest expense | $249,000 | 13,602 |
| Net interest income | $362,000 | 13,486 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $266,000 | 13,662 |
| Salaries and employee benefits | $186,000 | 13,290 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $53,000 | 13,835 |
| Pre-tax net operating income | $14,000 | 12,626 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $14,000 | 12,809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $14,000 | 12,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 5,631 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,540 | 12,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.