Home > Fredonia Valley Bank > Income and Expense
Fredonia Valley Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,644 |
| Total interest expense | $498,000 | 3,444 |
| Net interest income | $911,000 | 3,699 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $121,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $40,000 | 2,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,194 |
| Total noninterest expense | $796,000 | 3,599 |
| Salaries and employee benefits | $444,000 | 3,582 |
| Premises and equipment expense | $63,000 | 3,698 |
| Additional noninterest expense | $81,000 | 3,194 |
| Pre-tax net operating income | $236,000 | 3,580 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $32,000 | 2,615 |
| Income before extraordinary items | $204,000 | 3,566 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $204,000 | 3,602 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $204,000 | 3,566 |
| Net charge-offs | $8,000 | 1,740 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $-996,000 | 4,462 |
| Net operating income | $204,000 | 3,580 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 3,685 |
| Total interest expense | $1,848,000 | 3,524 |
| Net interest income | $3,459,000 | 3,715 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $451,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $162,000 | 2,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 3,358 |
| Total noninterest expense | $2,949,000 | 3,702 |
| Salaries and employee benefits | $1,596,000 | 3,693 |
| Premises and equipment expense | $241,000 | 3,733 |
| Additional noninterest expense | $289,000 | 3,358 |
| Pre-tax net operating income | $961,000 | 3,496 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $214,000 | 2,341 |
| Income before extraordinary items | $747,000 | 3,562 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $747,000 | 3,599 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $747,000 | 3,562 |
| Net charge-offs | $31,000 | 2,305 |
| Cash dividends | $164,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $-344,000 | 4,466 |
| Net operating income | $747,000 | 3,580 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 3,711 |
| Total interest expense | $1,318,000 | 3,581 |
| Net interest income | $2,562,000 | 3,730 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $305,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $126,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 3,457 |
| Total noninterest expense | $2,176,000 | 3,711 |
| Salaries and employee benefits | $1,210,000 | 3,675 |
| Premises and equipment expense | $177,000 | 3,753 |
| Additional noninterest expense | $179,000 | 3,457 |
| Pre-tax net operating income | $691,000 | 3,566 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $156,000 | 2,367 |
| Income before extraordinary items | $535,000 | 3,631 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $535,000 | 3,671 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $535,000 | 3,634 |
| Net charge-offs | $52,000 | 1,704 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $-343,000 | 4,501 |
| Net operating income | $535,000 | 3,646 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 3,743 |
| Total interest expense | $825,000 | 3,625 |
| Net interest income | $1,671,000 | 3,771 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $194,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $82,000 | 2,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,491 |
| Total noninterest expense | $1,455,000 | 3,707 |
| Salaries and employee benefits | $832,000 | 3,645 |
| Premises and equipment expense | $115,000 | 3,790 |
| Additional noninterest expense | $112,000 | 3,491 |
| Pre-tax net operating income | $410,000 | 3,632 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $55,000 | 2,675 |
| Income before extraordinary items | $355,000 | 3,616 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $355,000 | 3,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $355,000 | 3,619 |
| Net charge-offs | $22,000 | 1,739 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $-321,000 | 4,527 |
| Net operating income | $355,000 | 3,634 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 3,760 |
| Total interest expense | $392,000 | 3,651 |
| Net interest income | $834,000 | 3,778 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $125,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $43,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,236 |
| Total noninterest expense | $738,000 | 3,700 |
| Salaries and employee benefits | $425,000 | 3,623 |
| Premises and equipment expense | $59,000 | 3,773 |
| Additional noninterest expense | $82,000 | 3,236 |
| Pre-tax net operating income | $221,000 | 3,540 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $19,000 | 2,735 |
| Income before extraordinary items | $202,000 | 3,516 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $202,000 | 3,553 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $202,000 | 3,517 |
| Net charge-offs | $7,000 | 1,636 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $-321,000 | 4,556 |
| Net operating income | $202,000 | 3,517 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 3,785 |
| Total interest expense | $919,000 | 3,762 |
| Net interest income | $3,531,000 | 3,749 |
| Provision for loan and lease losses | $80,000 | 2,577 |
| Total noninterest income | $483,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $173,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,386 |
| Total noninterest expense | $2,900,000 | 3,734 |
| Salaries and employee benefits | $1,502,000 | 3,772 |
| Premises and equipment expense | $251,000 | 3,753 |
| Additional noninterest expense | $310,000 | 3,386 |
| Pre-tax net operating income | $1,034,000 | 3,557 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $169,000 | 2,535 |
| Income before extraordinary items | $869,000 | 3,577 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $869,000 | 3,614 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $869,000 | 3,578 |
| Net charge-offs | $55,000 | 1,773 |
| Cash dividends | $168,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $865,640 | 3,607 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 3,797 |
| Total interest expense | $600,000 | 3,786 |
| Net interest income | $2,668,000 | 3,761 |
| Provision for loan and lease losses | $20,000 | 2,810 |
| Total noninterest income | $370,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $133,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,365 |
| Total noninterest expense | $2,097,000 | 3,759 |
| Salaries and employee benefits | $1,123,000 | 3,767 |
| Premises and equipment expense | $188,000 | 3,762 |
| Additional noninterest expense | $237,000 | 3,364 |
| Pre-tax net operating income | $921,000 | 3,502 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $253,000 | 2,208 |
| Income before extraordinary items | $672,000 | 3,630 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $672,000 | 3,663 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $672,000 | 3,630 |
| Net charge-offs | $40,000 | 1,570 |
| Cash dividends | $24,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $668,840 | 3,666 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,815 |
| Total interest expense | $338,000 | 3,808 |
| Net interest income | $1,802,000 | 3,762 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $245,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $88,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,368 |
| Total noninterest expense | $1,381,000 | 3,780 |
| Salaries and employee benefits | $738,000 | 3,795 |
| Premises and equipment expense | $115,000 | 3,854 |
| Additional noninterest expense | $157,000 | 3,357 |
| Pre-tax net operating income | $666,000 | 3,474 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $166,000 | 2,246 |
| Income before extraordinary items | $500,000 | 3,586 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $500,000 | 3,621 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $500,000 | 3,585 |
| Net charge-offs | $18,000 | 1,582 |
| Cash dividends | $24,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $500,000 | 3,612 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 3,872 |
| Total interest expense | $152,000 | 3,790 |
| Net interest income | $874,000 | 3,807 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $120,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $43,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,378 |
| Total noninterest expense | $677,000 | 3,838 |
| Salaries and employee benefits | $378,000 | 3,820 |
| Premises and equipment expense | $57,000 | 3,912 |
| Additional noninterest expense | $77,000 | 3,378 |
| Pre-tax net operating income | $317,000 | 3,577 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $84,000 | 2,268 |
| Income before extraordinary items | $233,000 | 3,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 3,696 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $233,000 | 3,697 |
| Net charge-offs | $-13,000 | 4,126 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $233,000 | 3,717 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 3,762 |
| Total interest expense | $160,000 | 4,187 |
| Net interest income | $3,726,000 | 3,685 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $338,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $173,000 | 2,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,920 |
| Total noninterest expense | $2,629,000 | 3,875 |
| Salaries and employee benefits | $1,471,000 | 3,849 |
| Premises and equipment expense | $220,000 | 3,945 |
| Additional noninterest expense | $165,000 | 3,920 |
| Pre-tax net operating income | $1,435,000 | 3,475 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $342,000 | 2,304 |
| Income before extraordinary items | $1,093,000 | 3,580 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,093,000 | 3,578 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,093,000 | 3,579 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $130,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,093,000 | 3,603 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 3,734 |
| Total interest expense | $101,000 | 4,216 |
| Net interest income | $2,818,000 | 3,662 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $222,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $127,000 | 2,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,079 |
| Total noninterest expense | $1,928,000 | 3,899 |
| Salaries and employee benefits | $1,060,000 | 3,882 |
| Premises and equipment expense | $159,000 | 4,000 |
| Additional noninterest expense | $95,000 | 4,079 |
| Pre-tax net operating income | $1,112,000 | 3,432 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $270,000 | 2,292 |
| Income before extraordinary items | $842,000 | 3,550 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $842,000 | 3,548 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $842,000 | 3,549 |
| Net charge-offs | $-38,000 | 3,992 |
| Cash dividends | $131,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $842,000 | 3,581 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,695 |
| Total interest expense | $65,000 | 4,254 |
| Net interest income | $1,934,000 | 3,633 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $141,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $81,000 | 3,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,125 |
| Total noninterest expense | $1,199,000 | 3,981 |
| Salaries and employee benefits | $633,000 | 4,017 |
| Premises and equipment expense | $102,000 | 4,041 |
| Additional noninterest expense | $464,000 | 3,741 |
| Pre-tax net operating income | $876,000 | 3,145 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $219,000 | 2,050 |
| Income before extraordinary items | $657,000 | 3,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $657,000 | 3,291 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $657,000 | 3,292 |
| Net charge-offs | $-34,000 | 4,051 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $657,000 | 3,321 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 3,479 |
| Total interest expense | $32,000 | 4,268 |
| Net interest income | $1,127,000 | 3,403 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $36,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $39,000 | 3,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-3,000 | 4,765 |
| Total noninterest expense | $592,000 | 4,001 |
| Salaries and employee benefits | $306,000 | 4,052 |
| Premises and equipment expense | $49,000 | 4,100 |
| Additional noninterest expense | $237,000 | 3,712 |
| Pre-tax net operating income | $571,000 | 2,767 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $114,000 | 1,996 |
| Income before extraordinary items | $457,000 | 2,839 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $457,000 | 2,837 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $457,000 | 2,839 |
| Net charge-offs | $-35,000 | 4,311 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $457,000 | 2,868 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,916 |
| Total interest expense | $142,000 | 4,345 |
| Net interest income | $3,361,000 | 3,846 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $454,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $162,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,744 |
| Total noninterest expense | $2,651,000 | 3,903 |
| Salaries and employee benefits | $1,425,000 | 3,938 |
| Premises and equipment expense | $325,000 | 3,627 |
| Additional noninterest expense | $901,000 | 3,811 |
| Pre-tax net operating income | $1,164,000 | 3,709 |
| Securities gains (losses) | $20,000 | 1,501 |
| Applicable income taxes | $197,000 | 2,718 |
| Income before extraordinary items | $987,000 | 3,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $987,000 | 3,771 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $987,000 | 3,771 |
| Net charge-offs | $-15,000 | 3,759 |
| Cash dividends | $3,192,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $970,400 | 3,760 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 3,974 |
| Total interest expense | $109,000 | 4,416 |
| Net interest income | $2,553,000 | 3,903 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $338,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $120,000 | 2,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 3,788 |
| Total noninterest expense | $1,916,000 | 3,979 |
| Salaries and employee benefits | $1,019,000 | 4,022 |
| Premises and equipment expense | $205,000 | 3,867 |
| Additional noninterest expense | $692,000 | 3,802 |
| Pre-tax net operating income | $975,000 | 3,744 |
| Securities gains (losses) | $20,000 | 1,394 |
| Applicable income taxes | $199,000 | 2,576 |
| Income before extraordinary items | $796,000 | 3,832 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $796,000 | 3,832 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $796,000 | 3,832 |
| Net charge-offs | $34,000 | 1,511 |
| Cash dividends | $2,103,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $780,000 | 3,836 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,968 |
| Total interest expense | $75,000 | 4,457 |
| Net interest income | $1,763,000 | 3,885 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $219,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $75,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,794 |
| Total noninterest expense | $1,335,000 | 3,937 |
| Salaries and employee benefits | $723,000 | 3,980 |
| Premises and equipment expense | $153,000 | 3,767 |
| Additional noninterest expense | $459,000 | 3,813 |
| Pre-tax net operating income | $647,000 | 3,737 |
| Securities gains (losses) | $16,000 | 1,253 |
| Applicable income taxes | $132,000 | 2,570 |
| Income before extraordinary items | $531,000 | 3,828 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $531,000 | 3,828 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $531,000 | 3,828 |
| Net charge-offs | $9,000 | 1,770 |
| Cash dividends | $548,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $518,200 | 3,829 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 3,975 |
| Total interest expense | $39,000 | 4,486 |
| Net interest income | $883,000 | 3,879 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $109,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $40,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,805 |
| Total noninterest expense | $666,000 | 3,941 |
| Salaries and employee benefits | $335,000 | 4,073 |
| Premises and equipment expense | $107,000 | 3,300 |
| Additional noninterest expense | $224,000 | 3,836 |
| Pre-tax net operating income | $326,000 | 3,713 |
| Securities gains (losses) | $15,000 | 950 |
| Applicable income taxes | $68,000 | 2,524 |
| Income before extraordinary items | $273,000 | 3,765 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $273,000 | 3,765 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $273,000 | 3,765 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $261,000 | 3,784 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,032 |
| Total interest expense | $201,000 | 4,546 |
| Net interest income | $3,344,000 | 3,907 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $431,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $172,000 | 2,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,746 |
| Total noninterest expense | $2,737,000 | 3,928 |
| Salaries and employee benefits | $1,507,000 | 3,952 |
| Premises and equipment expense | $315,000 | 3,753 |
| Additional noninterest expense | $915,000 | 3,807 |
| Pre-tax net operating income | $1,038,000 | 3,663 |
| Securities gains (losses) | $79,000 | 1,500 |
| Applicable income taxes | $168,000 | 2,655 |
| Income before extraordinary items | $949,000 | 3,708 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $949,000 | 3,708 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $949,000 | 3,708 |
| Net charge-offs | $116,000 | 1,904 |
| Cash dividends | $1,173,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $881,850 | 3,712 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 4,046 |
| Total interest expense | $158,000 | 4,584 |
| Net interest income | $2,546,000 | 3,914 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $288,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $126,000 | 2,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,882 |
| Total noninterest expense | $1,900,000 | 4,029 |
| Salaries and employee benefits | $998,000 | 4,107 |
| Premises and equipment expense | $229,000 | 3,812 |
| Additional noninterest expense | $673,000 | 3,822 |
| Pre-tax net operating income | $934,000 | 3,531 |
| Securities gains (losses) | $74,000 | 1,349 |
| Applicable income taxes | $202,000 | 2,377 |
| Income before extraordinary items | $806,000 | 3,594 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $806,000 | 3,593 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $806,000 | 3,594 |
| Net charge-offs | $70,000 | 1,872 |
| Cash dividends | $54,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $746,800 | 3,620 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,087 |
| Total interest expense | $110,000 | 4,617 |
| Net interest income | $1,696,000 | 3,953 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $195,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $82,000 | 3,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,829 |
| Total noninterest expense | $1,260,000 | 4,049 |
| Salaries and employee benefits | $677,000 | 4,109 |
| Premises and equipment expense | $146,000 | 3,869 |
| Additional noninterest expense | $437,000 | 3,867 |
| Pre-tax net operating income | $631,000 | 3,499 |
| Securities gains (losses) | $74,000 | 1,113 |
| Applicable income taxes | $141,000 | 2,315 |
| Income before extraordinary items | $564,000 | 3,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $564,000 | 3,520 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $564,000 | 3,520 |
| Net charge-offs | $60,000 | 1,626 |
| Cash dividends | $54,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $504,800 | 3,598 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 4,175 |
| Total interest expense | $57,000 | 4,676 |
| Net interest income | $808,000 | 4,017 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $109,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $48,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 3,670 |
| Total noninterest expense | $601,000 | 4,149 |
| Salaries and employee benefits | $306,000 | 4,260 |
| Premises and equipment expense | $75,000 | 3,857 |
| Additional noninterest expense | $220,000 | 3,904 |
| Pre-tax net operating income | $316,000 | 3,348 |
| Securities gains (losses) | $45,000 | 881 |
| Applicable income taxes | $72,000 | 2,174 |
| Income before extraordinary items | $289,000 | 3,329 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $289,000 | 3,329 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $289,000 | 3,330 |
| Net charge-offs | $88,000 | 941 |
| Cash dividends | $26,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $253,000 | 3,453 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 4,185 |
| Total interest expense | $259,000 | 4,653 |
| Net interest income | $3,332,000 | 4,037 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $509,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $249,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,711 |
| Total noninterest expense | $2,561,000 | 4,115 |
| Salaries and employee benefits | $1,351,000 | 4,192 |
| Premises and equipment expense | $296,000 | 3,925 |
| Additional noninterest expense | $914,000 | 3,912 |
| Pre-tax net operating income | $1,280,000 | 3,593 |
| Securities gains (losses) | $-67,000 | 5,046 |
| Applicable income taxes | $204,000 | 2,622 |
| Income before extraordinary items | $1,009,000 | 3,766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,009,000 | 3,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,009,000 | 3,767 |
| Net charge-offs | $63,000 | 2,498 |
| Cash dividends | $111,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,064,610 | 3,666 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 4,245 |
| Total interest expense | $193,000 | 4,715 |
| Net interest income | $2,503,000 | 4,091 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $384,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $194,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,774 |
| Total noninterest expense | $1,785,000 | 4,252 |
| Salaries and employee benefits | $889,000 | 4,349 |
| Premises and equipment expense | $213,000 | 4,041 |
| Additional noninterest expense | $683,000 | 3,952 |
| Pre-tax net operating income | $1,102,000 | 3,506 |
| Securities gains (losses) | $-67,000 | 5,133 |
| Applicable income taxes | $217,000 | 2,450 |
| Income before extraordinary items | $818,000 | 3,771 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $818,000 | 3,770 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $818,000 | 3,771 |
| Net charge-offs | $77,000 | 1,933 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $870,930 | 3,663 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,226 |
| Total interest expense | $126,000 | 4,756 |
| Net interest income | $1,717,000 | 4,086 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $253,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $132,000 | 2,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,818 |
| Total noninterest expense | $1,194,000 | 4,281 |
| Salaries and employee benefits | $603,000 | 4,375 |
| Premises and equipment expense | $138,000 | 4,088 |
| Additional noninterest expense | $453,000 | 3,998 |
| Pre-tax net operating income | $776,000 | 3,436 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $163,000 | 2,346 |
| Income before extraordinary items | $613,000 | 3,615 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $613,000 | 3,614 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $613,000 | 3,614 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $613,000 | 3,592 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 4,274 |
| Total interest expense | $61,000 | 4,796 |
| Net interest income | $852,000 | 4,134 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $121,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $64,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,870 |
| Total noninterest expense | $574,000 | 4,372 |
| Salaries and employee benefits | $278,000 | 4,505 |
| Premises and equipment expense | $68,000 | 4,144 |
| Additional noninterest expense | $228,000 | 4,009 |
| Pre-tax net operating income | $399,000 | 3,394 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $84,000 | 2,286 |
| Income before extraordinary items | $315,000 | 3,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $315,000 | 3,558 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $315,000 | 3,558 |
| Net charge-offs | $15,000 | 1,815 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $315,000 | 3,553 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 4,255 |
| Total interest expense | $241,000 | 4,700 |
| Net interest income | $3,404,000 | 4,140 |
| Provision for loan and lease losses | $80,000 | 3,221 |
| Total noninterest income | $516,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $248,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,797 |
| Total noninterest expense | $2,412,000 | 4,324 |
| Salaries and employee benefits | $1,253,000 | 4,410 |
| Premises and equipment expense | $265,000 | 4,202 |
| Additional noninterest expense | $894,000 | 4,057 |
| Pre-tax net operating income | $1,428,000 | 3,596 |
| Securities gains (losses) | $-8,000 | 4,349 |
| Applicable income taxes | $226,000 | 2,606 |
| Income before extraordinary items | $1,194,000 | 3,674 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,194,000 | 3,671 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,194,000 | 3,673 |
| Net charge-offs | $51,000 | 2,624 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,200,720 | 3,674 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 4,301 |
| Total interest expense | $179,000 | 4,719 |
| Net interest income | $2,535,000 | 4,189 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $390,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $188,000 | 3,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,831 |
| Total noninterest expense | $1,713,000 | 4,430 |
| Salaries and employee benefits | $824,000 | 4,586 |
| Premises and equipment expense | $223,000 | 4,070 |
| Additional noninterest expense | $666,000 | 4,103 |
| Pre-tax net operating income | $1,132,000 | 3,583 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $306,000 | 2,227 |
| Income before extraordinary items | $828,000 | 3,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $828,000 | 3,834 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $828,000 | 3,835 |
| Net charge-offs | $28,000 | 2,530 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $826,420 | 3,844 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 4,339 |
| Total interest expense | $118,000 | 4,732 |
| Net interest income | $1,675,000 | 4,227 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $262,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $126,000 | 3,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,840 |
| Total noninterest expense | $1,122,000 | 4,502 |
| Salaries and employee benefits | $558,000 | 4,612 |
| Premises and equipment expense | $132,000 | 4,269 |
| Additional noninterest expense | $432,000 | 4,179 |
| Pre-tax net operating income | $755,000 | 3,579 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $227,000 | 2,102 |
| Income before extraordinary items | $530,000 | 3,886 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $530,000 | 3,885 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $530,000 | 3,885 |
| Net charge-offs | $95,000 | 1,340 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $528,420 | 3,888 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 4,432 |
| Total interest expense | $58,000 | 4,744 |
| Net interest income | $790,000 | 4,341 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $139,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $62,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,686 |
| Total noninterest expense | $541,000 | 4,596 |
| Salaries and employee benefits | $256,000 | 4,768 |
| Premises and equipment expense | $66,000 | 4,317 |
| Additional noninterest expense | $219,000 | 4,193 |
| Pre-tax net operating income | $358,000 | 3,598 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $252,000 | 3,903 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $252,000 | 3,903 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $252,000 | 3,903 |
| Net charge-offs | $173,000 | 626 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $250,420 | 3,910 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 4,361 |
| Total interest expense | $241,000 | 4,671 |
| Net interest income | $3,297,000 | 4,272 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $428,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $241,000 | 3,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 4,277 |
| Total noninterest expense | $2,275,000 | 4,562 |
| Salaries and employee benefits | $1,159,000 | 4,673 |
| Premises and equipment expense | $273,000 | 4,303 |
| Additional noninterest expense | $843,000 | 4,295 |
| Pre-tax net operating income | $1,330,000 | 3,708 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $443,000 | 2,507 |
| Income before extraordinary items | $885,000 | 3,873 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $885,000 | 3,872 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $885,000 | 3,873 |
| Net charge-offs | $57,000 | 2,879 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $886,340 | 3,858 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 4,400 |
| Total interest expense | $182,000 | 4,692 |
| Net interest income | $2,472,000 | 4,308 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $316,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $180,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,359 |
| Total noninterest expense | $1,575,000 | 4,697 |
| Salaries and employee benefits | $760,000 | 4,852 |
| Premises and equipment expense | $195,000 | 4,407 |
| Additional noninterest expense | $620,000 | 4,346 |
| Pre-tax net operating income | $1,123,000 | 3,582 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $281,000 | 2,523 |
| Income before extraordinary items | $845,000 | 3,776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $845,000 | 3,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $845,000 | 3,776 |
| Net charge-offs | $66,000 | 2,246 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $842,750 | 3,767 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,455 |
| Total interest expense | $115,000 | 4,754 |
| Net interest income | $1,601,000 | 4,362 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $207,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $115,000 | 3,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,356 |
| Total noninterest expense | $1,054,000 | 4,726 |
| Salaries and employee benefits | $515,000 | 4,865 |
| Premises and equipment expense | $129,000 | 4,444 |
| Additional noninterest expense | $410,000 | 4,384 |
| Pre-tax net operating income | $694,000 | 3,667 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $174,000 | 2,574 |
| Income before extraordinary items | $523,000 | 3,842 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $523,000 | 3,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $523,000 | 3,842 |
| Net charge-offs | $26,000 | 2,438 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $520,750 | 3,831 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 4,483 |
| Total interest expense | $56,000 | 4,805 |
| Net interest income | $800,000 | 4,380 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $114,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,128 |
| Total noninterest expense | $517,000 | 4,803 |
| Salaries and employee benefits | $251,000 | 4,948 |
| Premises and equipment expense | $65,000 | 4,484 |
| Additional noninterest expense | $201,000 | 4,462 |
| Pre-tax net operating income | $367,000 | 3,537 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $85,000 | 2,553 |
| Income before extraordinary items | $285,000 | 3,688 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $285,000 | 3,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $285,000 | 3,688 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $282,690 | 3,682 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 4,480 |
| Total interest expense | $258,000 | 4,667 |
| Net interest income | $3,224,000 | 4,386 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $342,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $216,000 | 3,483 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $126,000 | 4,815 |
| Total noninterest expense | $2,231,000 | 4,736 |
| Salaries and employee benefits | $1,115,000 | 4,867 |
| Premises and equipment expense | $266,000 | 4,507 |
| Additional noninterest expense | $850,000 | 4,460 |
| Pre-tax net operating income | $1,215,000 | 3,795 |
| Securities gains (losses) | $-98,000 | 5,805 |
| Applicable income taxes | $275,000 | 2,718 |
| Income before extraordinary items | $842,000 | 4,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $842,000 | 4,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $842,000 | 4,124 |
| Net charge-offs | $465,000 | 1,132 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $915,500 | 3,933 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 4,533 |
| Total interest expense | $199,000 | 4,653 |
| Net interest income | $2,380,000 | 4,450 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $239,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $161,000 | 3,507 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $78,000 | 4,985 |
| Total noninterest expense | $1,591,000 | 4,838 |
| Salaries and employee benefits | $749,000 | 5,015 |
| Premises and equipment expense | $197,000 | 4,550 |
| Additional noninterest expense | $645,000 | 4,461 |
| Pre-tax net operating income | $938,000 | 3,812 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $235,000 | 2,686 |
| Income before extraordinary items | $704,000 | 4,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $704,000 | 4,031 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $704,000 | 4,033 |
| Net charge-offs | $349,000 | 1,031 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $703,250 | 3,960 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,553 |
| Total interest expense | $135,000 | 4,673 |
| Net interest income | $1,600,000 | 4,466 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $173,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $105,000 | 3,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 4,808 |
| Total noninterest expense | $1,064,000 | 4,885 |
| Salaries and employee benefits | $513,000 | 5,039 |
| Premises and equipment expense | $132,000 | 4,585 |
| Additional noninterest expense | $419,000 | 4,552 |
| Pre-tax net operating income | $649,000 | 3,766 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $138,000 | 2,772 |
| Income before extraordinary items | $512,000 | 3,922 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $512,000 | 3,920 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $512,000 | 3,921 |
| Net charge-offs | $95,000 | 1,666 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $511,210 | 3,847 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 4,566 |
| Total interest expense | $67,000 | 4,723 |
| Net interest income | $804,000 | 4,495 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $66,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,381 |
| Total noninterest expense | $523,000 | 4,958 |
| Salaries and employee benefits | $245,000 | 5,146 |
| Premises and equipment expense | $66,000 | 4,618 |
| Additional noninterest expense | $212,000 | 4,566 |
| Pre-tax net operating income | $317,000 | 3,778 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $72,000 | 2,723 |
| Income before extraordinary items | $246,000 | 3,951 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $246,000 | 3,948 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $246,000 | 3,949 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $245,230 | 3,893 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 4,530 |
| Total interest expense | $318,000 | 4,514 |
| Net interest income | $3,243,000 | 4,481 |
| Provision for loan and lease losses | $190,000 | 2,384 |
| Total noninterest income | $447,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $203,000 | 3,686 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $244,000 | 4,219 |
| Total noninterest expense | $2,203,000 | 4,909 |
| Salaries and employee benefits | $1,114,000 | 4,999 |
| Premises and equipment expense | $262,000 | 4,704 |
| Additional noninterest expense | $827,000 | 4,632 |
| Pre-tax net operating income | $1,297,000 | 3,728 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $340,000 | 2,551 |
| Income before extraordinary items | $959,000 | 4,004 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $959,000 | 4,004 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $959,000 | 4,005 |
| Net charge-offs | $-31,000 | 5,445 |
| Cash dividends | $16,000 | 4,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $957,520 | 3,950 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 4,594 |
| Total interest expense | $247,000 | 4,527 |
| Net interest income | $2,400,000 | 4,555 |
| Provision for loan and lease losses | $160,000 | 2,194 |
| Total noninterest income | $275,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $155,000 | 3,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,730 |
| Total noninterest expense | $1,467,000 | 5,125 |
| Salaries and employee benefits | $673,000 | 5,342 |
| Premises and equipment expense | $190,000 | 4,793 |
| Additional noninterest expense | $604,000 | 4,725 |
| Pre-tax net operating income | $1,048,000 | 3,660 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $200,000 | 2,822 |
| Income before extraordinary items | $850,000 | 3,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 3,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $850,000 | 3,778 |
| Net charge-offs | $-11,000 | 5,188 |
| Cash dividends | $16,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $848,380 | 3,733 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,709 |
| Total interest expense | $168,000 | 4,530 |
| Net interest income | $1,533,000 | 4,681 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $188,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $99,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,641 |
| Total noninterest expense | $976,000 | 5,176 |
| Salaries and employee benefits | $451,000 | 5,388 |
| Premises and equipment expense | $127,000 | 4,822 |
| Additional noninterest expense | $398,000 | 4,769 |
| Pre-tax net operating income | $625,000 | 3,832 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $120,000 | 2,900 |
| Income before extraordinary items | $507,000 | 3,947 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $507,000 | 3,947 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $507,000 | 3,949 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $16,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $505,380 | 3,884 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 4,721 |
| Total interest expense | $87,000 | 4,536 |
| Net interest income | $770,000 | 4,701 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $104,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $496,000 | 5,194 |
| Salaries and employee benefits | $230,000 | 5,410 |
| Premises and equipment expense | $62,000 | 4,910 |
| Additional noninterest expense | $204,000 | 4,773 |
| Pre-tax net operating income | $318,000 | 3,789 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $64,000 | 2,818 |
| Income before extraordinary items | $256,000 | 3,915 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $256,000 | 3,918 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $256,000 | 3,919 |
| Net charge-offs | $24,000 | 2,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $254,400 | 3,846 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,844 |
| Total interest expense | $384,000 | 4,544 |
| Net interest income | $2,976,000 | 4,826 |
| Provision for loan and lease losses | $290,000 | 2,043 |
| Total noninterest income | $411,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $228,000 | 3,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,643 |
| Total noninterest expense | $2,169,000 | 5,136 |
| Salaries and employee benefits | $1,103,000 | 5,193 |
| Premises and equipment expense | $249,000 | 5,003 |
| Additional noninterest expense | $817,000 | 4,874 |
| Pre-tax net operating income | $928,000 | 4,272 |
| Securities gains (losses) | $35,000 | 1,980 |
| Applicable income taxes | $222,000 | 2,870 |
| Income before extraordinary items | $741,000 | 4,412 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $741,000 | 4,412 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $741,000 | 4,413 |
| Net charge-offs | $186,000 | 2,540 |
| Cash dividends | $282,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $714,050 | 4,413 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,872 |
| Total interest expense | $295,000 | 4,559 |
| Net interest income | $2,254,000 | 4,860 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $310,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $174,000 | 3,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $136,000 | 4,695 |
| Total noninterest expense | $1,460,000 | 5,350 |
| Salaries and employee benefits | $679,000 | 5,548 |
| Premises and equipment expense | $178,000 | 5,138 |
| Additional noninterest expense | $603,000 | 4,939 |
| Pre-tax net operating income | $924,000 | 3,883 |
| Securities gains (losses) | $35,000 | 1,693 |
| Applicable income taxes | $190,000 | 2,851 |
| Income before extraordinary items | $769,000 | 3,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $769,000 | 3,978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $769,000 | 3,978 |
| Net charge-offs | $188,000 | 2,065 |
| Cash dividends | $202,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $741,000 | 3,984 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 4,885 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $1,509,000 | 4,865 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $192,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $114,000 | 3,717 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $78,000 | 4,857 |
| Total noninterest expense | $968,000 | 5,393 |
| Salaries and employee benefits | $454,000 | 5,582 |
| Premises and equipment expense | $118,000 | 5,198 |
| Additional noninterest expense | $396,000 | 4,990 |
| Pre-tax net operating income | $613,000 | 3,838 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $124,000 | 2,845 |
| Income before extraordinary items | $499,000 | 3,972 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $499,000 | 3,978 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $499,000 | 3,978 |
| Net charge-offs | $138,000 | 1,917 |
| Cash dividends | $202,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $491,000 | 3,936 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 4,988 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $728,000 | 4,974 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $500,000 | 5,401 |
| Salaries and employee benefits | $227,000 | 5,649 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $213,000 | 4,856 |
| Pre-tax net operating income | $274,000 | 3,969 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $66,000 | 2,727 |
| Income before extraordinary items | $208,000 | 4,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 4,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $208,000 | 4,180 |
| Net charge-offs | $49,000 | 1,884 |
| Cash dividends | $202,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $208,000 | 4,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,976 |
| Total interest expense | $450,000 | 4,679 |
| Net interest income | $2,984,000 | 4,944 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $405,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $209,000 | 4,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $196,000 | 4,642 |
| Total noninterest expense | $2,099,000 | 5,389 |
| Salaries and employee benefits | $1,092,000 | 5,400 |
| Premises and equipment expense | $239,000 | 5,284 |
| Additional noninterest expense | $768,000 | 5,146 |
| Pre-tax net operating income | $1,050,000 | 4,006 |
| Securities gains (losses) | $26,000 | 2,209 |
| Applicable income taxes | $258,000 | 2,755 |
| Income before extraordinary items | $818,000 | 4,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $818,000 | 4,239 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $818,000 | 4,240 |
| Net charge-offs | $120,000 | 3,569 |
| Cash dividends | $377,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $798,240 | 4,210 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 5,032 |
| Total interest expense | $345,000 | 4,728 |
| Net interest income | $2,222,000 | 5,004 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $285,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $147,000 | 4,164 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 4,822 |
| Total noninterest expense | $1,380,000 | 5,627 |
| Salaries and employee benefits | $650,000 | 5,804 |
| Premises and equipment expense | $171,000 | 5,404 |
| Additional noninterest expense | $559,000 | 5,217 |
| Pre-tax net operating income | $947,000 | 3,768 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $149,000 | 3,027 |
| Income before extraordinary items | $824,000 | 3,767 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $824,000 | 3,771 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $824,000 | 3,771 |
| Net charge-offs | $115,000 | 3,120 |
| Cash dividends | $299,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $801,900 | 3,743 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 5,047 |
| Total interest expense | $234,000 | 4,754 |
| Net interest income | $1,474,000 | 5,014 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $188,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,882 |
| Total noninterest expense | $902,000 | 5,692 |
| Salaries and employee benefits | $432,000 | 5,849 |
| Premises and equipment expense | $107,000 | 5,493 |
| Additional noninterest expense | $363,000 | 5,294 |
| Pre-tax net operating income | $640,000 | 3,714 |
| Securities gains (losses) | $26,000 | 1,885 |
| Applicable income taxes | $113,000 | 2,925 |
| Income before extraordinary items | $553,000 | 3,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $553,000 | 3,753 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $553,000 | 3,754 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $299,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $531,420 | 3,733 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 5,078 |
| Total interest expense | $118,000 | 4,822 |
| Net interest income | $736,000 | 5,045 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $443,000 | 5,767 |
| Salaries and employee benefits | $213,000 | 5,924 |
| Premises and equipment expense | $52,000 | 5,588 |
| Additional noninterest expense | $178,000 | 5,382 |
| Pre-tax net operating income | $331,000 | 3,619 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $59,000 | 2,880 |
| Income before extraordinary items | $272,000 | 3,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $272,000 | 3,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,744 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $284,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $272,000 | 3,639 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 5,162 |
| Total interest expense | $574,000 | 4,846 |
| Net interest income | $2,945,000 | 5,151 |
| Provision for loan and lease losses | $290,000 | 3,458 |
| Total noninterest income | $380,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $218,000 | 4,107 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $162,000 | 4,851 |
| Total noninterest expense | $2,103,000 | 5,567 |
| Salaries and employee benefits | $1,074,000 | 5,581 |
| Premises and equipment expense | $239,000 | 5,435 |
| Additional noninterest expense | $790,000 | 5,287 |
| Pre-tax net operating income | $932,000 | 4,110 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $183,000 | 3,073 |
| Income before extraordinary items | $757,000 | 4,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $757,000 | 4,341 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $757,000 | 4,343 |
| Net charge-offs | $226,000 | 3,638 |
| Cash dividends | $287,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $750,520 | 4,189 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 5,258 |
| Total interest expense | $442,000 | 4,921 |
| Net interest income | $2,179,000 | 5,259 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $291,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $163,000 | 4,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,817 |
| Total noninterest expense | $1,405,000 | 5,816 |
| Salaries and employee benefits | $652,000 | 5,997 |
| Premises and equipment expense | $171,000 | 5,574 |
| Additional noninterest expense | $582,000 | 5,386 |
| Pre-tax net operating income | $885,000 | 3,860 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $735,000 | 4,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $735,000 | 4,017 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $735,000 | 4,019 |
| Net charge-offs | $77,000 | 4,209 |
| Cash dividends | $210,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $735,000 | 3,842 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 5,319 |
| Total interest expense | $306,000 | 4,937 |
| Net interest income | $1,427,000 | 5,319 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $197,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,807 |
| Total noninterest expense | $925,000 | 5,877 |
| Salaries and employee benefits | $430,000 | 6,051 |
| Premises and equipment expense | $110,000 | 5,647 |
| Additional noninterest expense | $385,000 | 5,420 |
| Pre-tax net operating income | $579,000 | 3,857 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $99,000 | 3,058 |
| Income before extraordinary items | $480,000 | 4,059 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $480,000 | 4,062 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $480,000 | 4,063 |
| Net charge-offs | $23,000 | 4,558 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $480,000 | 3,867 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 5,382 |
| Total interest expense | $159,000 | 4,973 |
| Net interest income | $702,000 | 5,383 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $106,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $464,000 | 5,917 |
| Salaries and employee benefits | $212,000 | 6,117 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $284,000 | 3,937 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $50,000 | 3,068 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 5,382 |
| Total interest expense | $713,000 | 5,163 |
| Net interest income | $2,877,000 | 5,359 |
| Provision for loan and lease losses | $270,000 | 4,267 |
| Total noninterest income | $411,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $258,000 | 3,895 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $153,000 | 4,830 |
| Total noninterest expense | $2,016,000 | 5,805 |
| Salaries and employee benefits | $1,057,000 | 5,772 |
| Premises and equipment expense | $225,000 | 5,813 |
| Additional noninterest expense | $734,000 | 5,589 |
| Pre-tax net operating income | $1,002,000 | 3,729 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $203,000 | 2,889 |
| Income before extraordinary items | $833,000 | 3,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $833,000 | 3,886 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $833,000 | 3,885 |
| Net charge-offs | $130,000 | 4,743 |
| Cash dividends | $346,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $805,800 | 3,804 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 5,417 |
| Total interest expense | $540,000 | 5,257 |
| Net interest income | $2,184,000 | 5,371 |
| Provision for loan and lease losses | $160,000 | 4,413 |
| Total noninterest income | $344,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $201,000 | 3,840 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $143,000 | 4,595 |
| Total noninterest expense | $1,343,000 | 6,041 |
| Salaries and employee benefits | $636,000 | 6,176 |
| Premises and equipment expense | $160,000 | 5,945 |
| Additional noninterest expense | $547,000 | 5,650 |
| Pre-tax net operating income | $1,025,000 | 3,263 |
| Securities gains (losses) | $34,000 | 2,577 |
| Applicable income taxes | $279,000 | 2,339 |
| Income before extraordinary items | $780,000 | 3,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 3,559 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $780,000 | 3,559 |
| Net charge-offs | $61,000 | 4,837 |
| Cash dividends | $265,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $754,840 | 3,511 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 5,481 |
| Total interest expense | $366,000 | 5,329 |
| Net interest income | $1,436,000 | 5,424 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $228,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $135,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,654 |
| Total noninterest expense | $901,000 | 6,097 |
| Salaries and employee benefits | $427,000 | 6,230 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $364,000 | 5,716 |
| Pre-tax net operating income | $663,000 | 3,272 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $171,000 | 2,380 |
| Income before extraordinary items | $526,000 | 3,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $526,000 | 3,475 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $526,000 | 3,475 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $175,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $500,500 | 3,483 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 5,483 |
| Total interest expense | $186,000 | 5,401 |
| Net interest income | $727,000 | 5,419 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $149,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $438,000 | 6,179 |
| Salaries and employee benefits | $210,000 | 6,298 |
| Premises and equipment expense | $53,000 | 6,034 |
| Additional noninterest expense | $175,000 | 5,839 |
| Pre-tax net operating income | $393,000 | 3,010 |
| Securities gains (losses) | $28,000 | 976 |
| Applicable income taxes | $103,000 | 2,147 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $296,720 | 3,212 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 5,567 |
| Total interest expense | $878,000 | 5,524 |
| Net interest income | $2,861,000 | 5,472 |
| Provision for loan and lease losses | $220,000 | 5,239 |
| Total noninterest income | $400,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 3,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 5,261 |
| Total noninterest expense | $2,002,000 | 6,009 |
| Salaries and employee benefits | $1,025,000 | 5,969 |
| Premises and equipment expense | $230,000 | 5,952 |
| Additional noninterest expense | $747,000 | 5,763 |
| Pre-tax net operating income | $1,039,000 | 3,320 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $187,000 | 2,771 |
| Income before extraordinary items | $883,000 | 3,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $883,000 | 3,452 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $883,000 | 3,455 |
| Net charge-offs | $61,000 | 5,786 |
| Cash dividends | $248,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $857,270 | 3,379 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 5,684 |
| Total interest expense | $667,000 | 5,648 |
| Net interest income | $2,121,000 | 5,575 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $211,000 | 3,832 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $74,000 | 5,596 |
| Total noninterest expense | $1,306,000 | 6,318 |
| Salaries and employee benefits | $599,000 | 6,505 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $545,000 | 5,865 |
| Pre-tax net operating income | $1,010,000 | 3,075 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $225,000 | 2,433 |
| Income before extraordinary items | $785,000 | 3,314 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $785,000 | 3,312 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $785,000 | 3,314 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $248,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $785,000 | 3,187 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 5,751 |
| Total interest expense | $453,000 | 5,706 |
| Net interest income | $1,388,000 | 5,640 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $173,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $136,000 | 3,885 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $853,000 | 6,392 |
| Salaries and employee benefits | $399,000 | 6,557 |
| Premises and equipment expense | $107,000 | 6,196 |
| Additional noninterest expense | $347,000 | 5,973 |
| Pre-tax net operating income | $648,000 | 3,170 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $138,000 | 2,488 |
| Income before extraordinary items | $510,000 | 3,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $510,000 | 3,373 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $510,000 | 3,375 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $248,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $510,000 | 3,265 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 5,803 |
| Total interest expense | $238,000 | 5,717 |
| Net interest income | $685,000 | 5,712 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $414,000 | 6,531 |
| Salaries and employee benefits | $197,000 | 6,649 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $162,000 | 6,183 |
| Pre-tax net operating income | $306,000 | 3,315 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $242,000 | 3,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $242,000 | 3,553 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $234,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $242,000 | 3,426 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 5,868 |
| Total interest expense | $1,242,000 | 5,589 |
| Net interest income | $2,501,000 | 5,839 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $412,000 | 5,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $284,000 | 3,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $128,000 | 5,326 |
| Total noninterest expense | $1,977,000 | 6,257 |
| Salaries and employee benefits | $986,000 | 6,253 |
| Premises and equipment expense | $226,000 | 6,271 |
| Additional noninterest expense | $765,000 | 5,924 |
| Pre-tax net operating income | $816,000 | 3,313 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $94,000 | 2,911 |
| Income before extraordinary items | $722,000 | 3,310 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $722,000 | 3,309 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $722,000 | 3,309 |
| Net charge-offs | $145,000 | 5,364 |
| Cash dividends | $296,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $722,000 | 3,252 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 5,937 |
| Total interest expense | $965,000 | 5,643 |
| Net interest income | $1,835,000 | 5,909 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $318,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $1,299,000 | 6,552 |
| Salaries and employee benefits | $589,000 | 6,779 |
| Premises and equipment expense | $149,000 | 6,540 |
| Additional noninterest expense | $561,000 | 5,982 |
| Pre-tax net operating income | $764,000 | 3,188 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $96,000 | 2,899 |
| Income before extraordinary items | $668,000 | 3,210 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $668,000 | 3,207 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $668,000 | 3,210 |
| Net charge-offs | $164,000 | 4,498 |
| Cash dividends | $224,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $668,000 | 3,121 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 6,008 |
| Total interest expense | $674,000 | 5,657 |
| Net interest income | $1,188,000 | 5,989 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $209,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $140,000 | 4,011 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $889,000 | 6,549 |
| Salaries and employee benefits | $394,000 | 6,852 |
| Premises and equipment expense | $100,000 | 6,578 |
| Additional noninterest expense | $395,000 | 5,863 |
| Pre-tax net operating income | $448,000 | 3,489 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $39,000 | 3,325 |
| Income before extraordinary items | $409,000 | 3,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,437 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $409,000 | 3,438 |
| Net charge-offs | $148,000 | 3,793 |
| Cash dividends | $224,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $409,000 | 3,325 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,052 |
| Total interest expense | $358,000 | 5,624 |
| Net interest income | $574,000 | 6,078 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $88,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $402,000 | 6,735 |
| Salaries and employee benefits | $189,000 | 6,967 |
| Premises and equipment expense | $51,000 | 6,589 |
| Additional noninterest expense | $162,000 | 6,123 |
| Pre-tax net operating income | $231,000 | 3,798 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-76,000 | 7,499 |
| Income before extraordinary items | $307,000 | 3,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 3,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $307,000 | 3,091 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $215,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $307,000 | 2,937 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 6,077 |
| Total interest expense | $1,561,000 | 5,897 |
| Net interest income | $2,309,000 | 6,085 |
| Provision for loan and lease losses | $116,000 | 5,886 |
| Total noninterest income | $549,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $214,000 | 4,726 |
| Total noninterest expense | $1,821,000 | 6,464 |
| Salaries and employee benefits | $966,000 | 6,491 |
| Premises and equipment expense | $210,000 | 6,602 |
| Additional noninterest expense | $645,000 | 6,044 |
| Pre-tax net operating income | $921,000 | 3,907 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $154,000 | 3,039 |
| Income before extraordinary items | $767,000 | 3,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $767,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,301 |
| Cash dividends | $549,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $767,000 | 3,909 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 6,156 |
| Total interest expense | $1,183,000 | 5,995 |
| Net interest income | $1,713,000 | 6,157 |
| Provision for loan and lease losses | $87,000 | 5,367 |
| Total noninterest income | $390,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $281,000 | 3,611 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $1,189,000 | 6,765 |
| Salaries and employee benefits | $562,000 | 7,037 |
| Premises and equipment expense | $153,000 | 6,674 |
| Additional noninterest expense | $474,000 | 6,047 |
| Pre-tax net operating income | $827,000 | 4,041 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $157,000 | 3,185 |
| Income before extraordinary items | $670,000 | 3,905 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $670,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $472,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $670,000 | 4,063 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 6,251 |
| Total interest expense | $806,000 | 6,100 |
| Net interest income | $1,096,000 | 6,266 |
| Provision for loan and lease losses | $58,000 | 5,063 |
| Total noninterest income | $256,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $780,000 | 6,856 |
| Salaries and employee benefits | $381,000 | 7,064 |
| Premises and equipment expense | $103,000 | 6,694 |
| Additional noninterest expense | $296,000 | 6,221 |
| Pre-tax net operating income | $514,000 | 4,329 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $153,000 | 2,981 |
| Income before extraordinary items | $361,000 | 4,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $472,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $361,000 | 4,612 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 6,263 |
| Total interest expense | $415,000 | 6,172 |
| Net interest income | $566,000 | 6,235 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $127,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $385,000 | 6,904 |
| Salaries and employee benefits | $188,000 | 7,113 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $279,000 | 4,314 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $39,000 | 3,818 |
| Income before extraordinary items | $240,000 | 4,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $272,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $240,000 | 4,178 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 6,349 |
| Total interest expense | $1,668,000 | 6,216 |
| Net interest income | $2,116,000 | 6,374 |
| Provision for loan and lease losses | $119,000 | 4,697 |
| Total noninterest income | $522,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $364,000 | 3,709 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $158,000 | 5,489 |
| Total noninterest expense | $1,656,000 | 6,684 |
| Salaries and employee benefits | $892,000 | 6,728 |
| Premises and equipment expense | $195,000 | 6,782 |
| Additional noninterest expense | $569,000 | 6,274 |
| Pre-tax net operating income | $863,000 | 5,031 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,305 |
| Income before extraordinary items | $739,000 | 4,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $739,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $166,000 | 5,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $739,000 | 4,920 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 6,370 |
| Total interest expense | $1,248,000 | 6,244 |
| Net interest income | $1,613,000 | 6,380 |
| Provision for loan and lease losses | $89,000 | 4,391 |
| Total noninterest income | $410,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $268,000 | 3,739 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $142,000 | 5,202 |
| Total noninterest expense | $1,116,000 | 6,920 |
| Salaries and employee benefits | $528,000 | 7,215 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $442,000 | 6,151 |
| Pre-tax net operating income | $818,000 | 4,795 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $140,000 | 4,113 |
| Income before extraordinary items | $678,000 | 4,741 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $678,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $55,000 | 4,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $678,000 | 4,731 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 6,419 |
| Total interest expense | $824,000 | 6,302 |
| Net interest income | $1,069,000 | 6,436 |
| Provision for loan and lease losses | $59,000 | 4,208 |
| Total noninterest income | $243,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $742,000 | 6,967 |
| Salaries and employee benefits | $346,000 | 7,315 |
| Premises and equipment expense | $94,000 | 6,873 |
| Additional noninterest expense | $302,000 | 6,099 |
| Pre-tax net operating income | $511,000 | 4,994 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $436,000 | 4,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $436,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $15,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $436,000 | 4,873 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 6,514 |
| Total interest expense | $405,000 | 6,342 |
| Net interest income | $512,000 | 6,553 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $136,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $88,000 | 3,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $373,000 | 6,994 |
| Salaries and employee benefits | $170,000 | 7,390 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $157,000 | 6,002 |
| Pre-tax net operating income | $248,000 | 5,075 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $221,000 | 4,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $221,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $221,000 | 4,805 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 6,329 |
| Total interest expense | $1,487,000 | 6,138 |
| Net interest income | $2,168,000 | 6,370 |
| Provision for loan and lease losses | $155,000 | 3,995 |
| Total noninterest income | $425,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $334,000 | 3,911 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 6,486 |
| Total noninterest expense | $1,706,000 | 6,573 |
| Salaries and employee benefits | $878,000 | 6,730 |
| Premises and equipment expense | $205,000 | 6,677 |
| Additional noninterest expense | $623,000 | 5,952 |
| Pre-tax net operating income | $732,000 | 5,837 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $82,000 | 5,124 |
| Income before extraordinary items | $650,000 | 5,651 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $650,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,267 |
| Cash dividends | $1,180,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $650,000 | 5,636 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,370 |
| Total interest expense | $1,074,000 | 6,167 |
| Net interest income | $1,640,000 | 6,414 |
| Provision for loan and lease losses | $127,000 | 3,738 |
| Total noninterest income | $306,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $235,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,401 |
| Total noninterest expense | $1,157,000 | 6,817 |
| Salaries and employee benefits | $525,000 | 7,272 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $464,000 | 5,981 |
| Pre-tax net operating income | $662,000 | 5,659 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $129,000 | 4,664 |
| Income before extraordinary items | $533,000 | 5,629 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $533,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $816,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $533,000 | 5,627 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 6,412 |
| Total interest expense | $665,000 | 6,240 |
| Net interest income | $1,114,000 | 6,403 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 4,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $774,000 | 6,854 |
| Salaries and employee benefits | $351,000 | 7,298 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $307,000 | 6,013 |
| Pre-tax net operating income | $437,000 | 5,703 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $68,000 | 4,956 |
| Income before extraordinary items | $369,000 | 5,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $369,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $801,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $369,000 | 5,569 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,463 |
| Total interest expense | $322,000 | 6,236 |
| Net interest income | $541,000 | 6,486 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $86,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $382,000 | 6,884 |
| Salaries and employee benefits | $172,000 | 7,359 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $154,000 | 5,983 |
| Pre-tax net operating income | $182,000 | 6,031 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $434,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 6,219 |
| Total interest expense | $1,334,000 | 5,550 |
| Net interest income | $2,125,000 | 6,491 |
| Provision for loan and lease losses | $254,000 | 3,126 |
| Total noninterest income | $353,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $277,000 | 4,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $1,606,000 | 6,715 |
| Salaries and employee benefits | $826,000 | 6,846 |
| Premises and equipment expense | $210,000 | 6,632 |
| Additional noninterest expense | $570,000 | 6,213 |
| Pre-tax net operating income | $618,000 | 6,367 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $47,000 | 5,910 |
| Income before extraordinary items | $587,000 | 6,053 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $587,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,377 |
| Cash dividends | $368,000 | 4,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $572,120 | 6,074 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 6,247 |
| Total interest expense | $996,000 | 5,440 |
| Net interest income | $1,564,000 | 6,565 |
| Provision for loan and lease losses | $193,000 | 3,022 |
| Total noninterest income | $280,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $207,000 | 4,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,074,000 | 7,000 |
| Salaries and employee benefits | $508,000 | 7,324 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $418,000 | 6,248 |
| Pre-tax net operating income | $577,000 | 6,107 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $83,000 | 5,410 |
| Income before extraordinary items | $510,000 | 5,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $510,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $162,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $496,240 | 5,879 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 6,119 |
| Total interest expense | $660,000 | 5,313 |
| Net interest income | $1,095,000 | 6,426 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $176,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $132,000 | 4,443 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $715,000 | 7,011 |
| Salaries and employee benefits | $338,000 | 7,328 |
| Premises and equipment expense | $100,000 | 6,702 |
| Additional noninterest expense | $277,000 | 6,233 |
| Pre-tax net operating income | $431,000 | 5,795 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $62,000 | 5,321 |
| Income before extraordinary items | $385,000 | 5,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $63,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $371,240 | 5,599 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 6,112 |
| Total interest expense | $328,000 | 5,243 |
| Net interest income | $550,000 | 6,443 |
| Provision for loan and lease losses | $62,000 | 2,802 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $366,000 | 7,008 |
| Salaries and employee benefits | $167,000 | 7,421 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $223,000 | 5,711 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $10,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $188,450 | 5,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 5,995 |
| Total interest expense | $1,400,000 | 4,701 |
| Net interest income | $2,066,000 | 6,532 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $255,000 | 6,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $193,000 | 5,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,147 |
| Total noninterest expense | $1,488,000 | 6,901 |
| Salaries and employee benefits | $802,000 | 6,922 |
| Premises and equipment expense | $209,000 | 6,654 |
| Additional noninterest expense | $477,000 | 6,687 |
| Pre-tax net operating income | $583,000 | 6,438 |
| Securities gains (losses) | $51,000 | 1,720 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $633,000 | 5,839 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $633,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $341,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $582,000 | 5,949 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 6,013 |
| Total interest expense | $1,059,000 | 4,634 |
| Net interest income | $1,529,000 | 6,583 |
| Provision for loan and lease losses | $188,000 | 3,101 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $137,000 | 5,458 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $983,000 | 7,207 |
| Salaries and employee benefits | $474,000 | 7,481 |
| Premises and equipment expense | $147,000 | 6,776 |
| Additional noninterest expense | $362,000 | 6,613 |
| Pre-tax net operating income | $555,000 | 6,084 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $54,000 | 5,904 |
| Income before extraordinary items | $547,000 | 5,598 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $547,000 | 5,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,849 |
| Cash dividends | $258,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $505,140 | 5,716 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,010 |
| Total interest expense | $711,000 | 4,627 |
| Net interest income | $1,019,000 | 6,612 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $662,000 | 7,249 |
| Salaries and employee benefits | $314,000 | 7,557 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $367,000 | 6,070 |
| Securities gains (losses) | $30,000 | 1,791 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $368,000 | 5,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $233,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,100 | 5,665 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,052 |
| Total interest expense | $359,000 | 4,635 |
| Net interest income | $502,000 | 6,674 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $331,000 | 7,269 |
| Salaries and employee benefits | $152,000 | 7,665 |
| Premises and equipment expense | $50,000 | 6,793 |
| Additional noninterest expense | $129,000 | 6,461 |
| Pre-tax net operating income | $181,000 | 6,052 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $188,000 | 5,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $210,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $162,800 | 5,707 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 6,001 |
| Total interest expense | $1,579,000 | 4,726 |
| Net interest income | $1,975,000 | 6,627 |
| Provision for loan and lease losses | $188,000 | 4,143 |
| Total noninterest income | $202,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $164,000 | 5,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $1,392,000 | 7,088 |
| Salaries and employee benefits | $760,000 | 7,067 |
| Premises and equipment expense | $202,000 | 6,750 |
| Additional noninterest expense | $430,000 | 6,962 |
| Pre-tax net operating income | $597,000 | 6,353 |
| Securities gains (losses) | $57,000 | 2,386 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $632,000 | 5,834 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $632,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,755 |
| Cash dividends | $207,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $576,710 | 5,871 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 6,039 |
| Total interest expense | $1,209,000 | 4,796 |
| Net interest income | $1,480,000 | 6,676 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $152,000 | 7,380 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $901,000 | 7,460 |
| Salaries and employee benefits | $436,000 | 7,736 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $305,000 | 7,097 |
| Pre-tax net operating income | $606,000 | 5,849 |
| Securities gains (losses) | $42,000 | 2,463 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $589,000 | 5,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $589,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $23,000 | 5,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $550,780 | 5,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 6,084 |
| Total interest expense | $830,000 | 4,827 |
| Net interest income | $957,000 | 6,779 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $607,000 | 7,457 |
| Salaries and employee benefits | $296,000 | 7,720 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $203,000 | 7,104 |
| Pre-tax net operating income | $381,000 | 5,984 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $376,000 | 5,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $23,000 | 5,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $353,680 | 5,499 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,139 |
| Total interest expense | $427,000 | 4,838 |
| Net interest income | $462,000 | 6,878 |
| Provision for loan and lease losses | $31,000 | 4,417 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $304,000 | 7,483 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $175,000 | 6,160 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $182,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,600 | 5,560 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 6,320 |
| Total interest expense | $1,768,000 | 5,205 |
| Net interest income | $1,755,000 | 7,027 |
| Provision for loan and lease losses | $171,000 | 4,684 |
| Total noninterest income | $180,000 | 7,519 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $160,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,310,000 | 7,221 |
| Salaries and employee benefits | $713,000 | 7,226 |
| Premises and equipment expense | $213,000 | 6,621 |
| Additional noninterest expense | $384,000 | 7,260 |
| Pre-tax net operating income | $454,000 | 6,946 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $457,000 | 6,582 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $457,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,250 |
| Cash dividends | $101,000 | 5,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $445,240 | 6,502 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,957 |
| Total interest expense | $1,848,000 | 6,347 |
| Net interest income | $1,422,000 | 7,471 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $159,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $125,000 | 6,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,000 | 8,222 |
| Total noninterest expense | $1,220,000 | 7,409 |
| Salaries and employee benefits | $663,000 | 7,368 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $364,000 | 7,402 |
| Pre-tax net operating income | $264,000 | 7,573 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $-16,000 | 9,034 |
| Income before extraordinary items | $300,000 | 7,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $300,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $97,000 | 5,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $280,000 | 7,136 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 7,503 |
| Total interest expense | $1,508,000 | 7,148 |
| Net interest income | $1,399,000 | 7,644 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $198,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,597 |
| Total noninterest expense | $1,002,000 | 8,010 |
| Salaries and employee benefits | $545,000 | 8,005 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $320,000 | 7,782 |
| Pre-tax net operating income | $547,000 | 6,788 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $481,000 | 6,422 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $481,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $508,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $481,000 | 6,434 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 7,663 |
| Total interest expense | $1,405,000 | 7,185 |
| Net interest income | $1,336,000 | 7,909 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $147,000 | 8,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $963,000 | 8,226 |
| Salaries and employee benefits | $519,000 | 8,233 |
| Premises and equipment expense | $117,000 | 8,301 |
| Additional noninterest expense | $327,000 | 7,897 |
| Pre-tax net operating income | $418,000 | 7,499 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $404,000 | 6,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $404,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $431,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $403,040 | 6,944 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 7,951 |
| Total interest expense | $1,309,000 | 7,645 |
| Net interest income | $1,317,000 | 8,078 |
| Provision for loan and lease losses | $102,000 | 5,052 |
| Total noninterest income | $136,000 | 8,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $977,000 | 8,183 |
| Salaries and employee benefits | $494,000 | 8,395 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $345,000 | 7,709 |
| Pre-tax net operating income | $374,000 | 8,013 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $22,000 | 8,844 |
| Income before extraordinary items | $362,000 | 7,469 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $362,000 | 7,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,233 |
| Cash dividends | $289,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 680 |
| Net operating income | $352,600 | 7,435 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,223 |
| Total interest expense | $1,260,000 | 7,953 |
| Net interest income | $1,361,000 | 8,323 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $885,000 | 8,734 |
| Salaries and employee benefits | $518,000 | 8,475 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $235,000 | 9,026 |
| Pre-tax net operating income | $519,000 | 7,817 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $433,000 | 7,418 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $433,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $903,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $433,840 | 7,368 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 8,632 |
| Total interest expense | $1,197,000 | 8,382 |
| Net interest income | $1,354,000 | 8,638 |
| Provision for loan and lease losses | $247,000 | 2,960 |
| Total noninterest income | $130,000 | 9,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $780,000 | 9,510 |
| Salaries and employee benefits | $451,000 | 9,249 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $197,000 | 9,966 |
| Pre-tax net operating income | $457,000 | 8,182 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $84,000 | 9,042 |
| Income before extraordinary items | $382,000 | 7,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $382,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,738 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $374,620 | 7,770 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 9,000 |
| Total interest expense | $1,141,000 | 8,782 |
| Net interest income | $1,340,000 | 8,955 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $764,000 | 9,926 |
| Salaries and employee benefits | $417,000 | 9,819 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $184,000 | 10,630 |
| Pre-tax net operating income | $560,000 | 8,121 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $477,000 | 7,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $477,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,993 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $452,700 | 7,587 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 9,438 |
| Total interest expense | $901,000 | 9,125 |
| Net interest income | $1,292,000 | 9,482 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $118,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $890,000 | 9,817 |
| Salaries and employee benefits | $557,000 | 8,909 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $442,000 | 9,053 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $70,000 | 10,019 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $96,000 | 7,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $372,000 | 8,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 9,742 |
| Total interest expense | $972,000 | 9,243 |
| Net interest income | $1,248,000 | 9,910 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $716,000 | 11,085 |
| Salaries and employee benefits | $408,000 | 10,552 |
| Premises and equipment expense | $31,000 | 12,825 |
| Additional noninterest expense | $277,000 | 10,732 |
| Pre-tax net operating income | $525,000 | 8,491 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $444,000 | 8,019 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $444,000 | 8,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $84,000 | 7,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $411,240 | 8,042 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 10,481 |
| Total interest expense | $1,109,000 | 9,949 |
| Net interest income | $1,087,000 | 10,746 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $685,000 | 11,593 |
| Salaries and employee benefits | $379,000 | 11,109 |
| Premises and equipment expense | $8,000 | 13,854 |
| Additional noninterest expense | $298,000 | 10,855 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $377,000 | 8,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $377,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $369,620 | 8,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.