Home > Fredonia State Bank > Net Loans and Leases
Fredonia State Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $227,990,000 | 1,342 |
| Loan loss allowance | $2,498,000 | 1,488 |
| Total loans and leases | $230,488,000 | 1,344 |
| Unearned income | $873,000 | 445 |
| Loans and leases, gross | $231,361,000 | 1,341 |
| All real estate loans | $132,302,000 | 1,636 |
| Real estate loans in domestic offices | $132,302,000 | 1,636 |
| Construction and development loans | $4,155,000 | 2,982 |
| Commercial RE | $41,658,000 | 1,467 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,045,000 | 3,074 |
| 1-4 family residential loans | $79,010,000 | 1,488 |
| Farmland loans | $6,434,000 | 1,207 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,048,000 | 1,941 |
| Commercial and industrial loans | $30,800,000 | 1,391 |
| To non-U.S. addressees | $200,000 | 169 |
| Loans to individuals | $62,865,000 | 567 |
| Credit card loans | $1,465,000 | 1,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $61,400,000 | 496 |
| All other loans & leases | $346,000 | 4,050 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $326,000 | 2,033 |
| Lease financing receivables | $20,000 | 1,683 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $138,000 | 923 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $150,581,000 | 1,867 |
| Loan loss allowance | $1,844,000 | 1,912 |
| Total loans and leases | $152,425,000 | 1,867 |
| Unearned income | $1,531,000 | 300 |
| Loans and leases, gross | $153,956,000 | 1,847 |
| All real estate loans | $88,726,000 | 2,169 |
| Real estate loans in domestic offices | $88,726,000 | 2,169 |
| Construction and development loans | $4,002,000 | 2,777 |
| Commercial RE | $23,155,000 | 2,114 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,100,000 | 2,942 |
| 1-4 family residential loans | $57,876,000 | 1,902 |
| Farmland loans | $2,593,000 | 2,583 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,709,000 | 2,131 |
| Commercial and industrial loans | $15,143,000 | 2,407 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $44,807,000 | 721 |
| Credit card loans | $1,191,000 | 1,232 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $43,616,000 | 634 |
| All other loans & leases | $571,000 | 3,284 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $509,000 | 1,597 |
| Lease financing receivables | $62,000 | 1,476 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $14,000 | 2,239 |
| Non 1-4 family restructured loans & leases | $14,000 | 2,239 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $141,047,000 | 1,984 |
| Loan loss allowance | $1,913,000 | 1,861 |
| Total loans and leases | $142,960,000 | 1,978 |
| Unearned income | $1,371,000 | 401 |
| Loans and leases, gross | $144,331,000 | 1,969 |
| All real estate loans | $82,501,000 | 2,324 |
| Real estate loans in domestic offices | $82,501,000 | 2,324 |
| Construction and development loans | $2,868,000 | 3,314 |
| Commercial RE | $21,668,000 | 2,187 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,199,000 | 2,976 |
| 1-4 family residential loans | $54,104,000 | 2,077 |
| Farmland loans | $2,662,000 | 2,477 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,369,000 | 2,305 |
| Commercial and industrial loans | $16,717,000 | 2,191 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $40,295,000 | 847 |
| Credit card loans | $1,236,000 | 1,307 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $39,059,000 | 763 |
| All other loans & leases | $449,000 | 3,737 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $59,000 | 3,877 |
| Other loans | $289,000 | 2,202 |
| Lease financing receivables | $101,000 | 1,423 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $121,680,000 | 2,327 |
| Loan loss allowance | $1,414,000 | 2,575 |
| Total loans and leases | $123,094,000 | 2,331 |
| Unearned income | $1,174,000 | 1,214 |
| Loans and leases, gross | $123,094,000 | 2,335 |
| All real estate loans | $74,412,000 | 2,585 |
| Real estate loans in domestic offices | $74,412,000 | 2,583 |
| Construction and development loans | $2,561,000 | 3,619 |
| Commercial RE | $18,190,000 | 2,513 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,080,000 | 3,234 |
| 1-4 family residential loans | $49,039,000 | 2,313 |
| Farmland loans | $3,542,000 | 1,868 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,660,000 | 2,611 |
| Commercial and industrial loans | $12,898,000 | 2,736 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $32,827,000 | 1,152 |
| Credit card loans | $1,281,000 | 1,392 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $31,546,000 | 1,049 |
| All other loans & leases | $471,000 | 3,817 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $82,000 | 3,884 |
| Other loans | $252,000 | 2,500 |
| Lease financing receivables | $137,000 | 1,338 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $109,543,000 | 2,497 |
| Loan loss allowance | $2,301,000 | 1,712 |
| Total loans and leases | $111,844,000 | 2,489 |
| Unearned income | $958,000 | 1,508 |
| Loans and leases, gross | $111,844,000 | 2,499 |
| All real estate loans | $67,730,000 | 2,730 |
| Real estate loans in domestic offices | $67,730,000 | 2,730 |
| Construction and development loans | $2,681,000 | 3,447 |
| Commercial RE | $19,645,000 | 2,304 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $475,000 | 4,721 |
| 1-4 family residential loans | $40,474,000 | 2,689 |
| Farmland loans | $4,455,000 | 1,411 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,692,000 | 2,628 |
| Commercial and industrial loans | $15,582,000 | 2,207 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $25,038,000 | 1,426 |
| Credit card loans | $1,304,000 | 1,462 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,734,000 | 1,330 |
| All other loans & leases | $760,000 | 3,103 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $176,000 | 3,292 |
| Other loans | $370,000 | 2,097 |
| Lease financing receivables | $214,000 | 1,187 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $95,345,000 | 2,763 |
| Loan loss allowance | $2,583,000 | 1,602 |
| Total loans and leases | $97,928,000 | 2,730 |
| Unearned income | $821,000 | 1,824 |
| Loans and leases, gross | $97,928,000 | 2,744 |
| All real estate loans | $62,969,000 | 2,882 |
| Real estate loans in domestic offices | $62,969,000 | 2,881 |
| Construction and development loans | $1,950,000 | 3,998 |
| Commercial RE | $18,994,000 | 2,317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $550,000 | 4,645 |
| 1-4 family residential loans | $37,568,000 | 2,849 |
| Farmland loans | $3,907,000 | 1,545 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,617,000 | 2,659 |
| Commercial and industrial loans | $10,019,000 | 3,046 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $21,323,000 | 1,615 |
| Credit card loans | $1,276,000 | 1,482 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $20,047,000 | 1,547 |
| All other loans & leases | $821,000 | 3,071 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $265,000 | 2,973 |
| Other loans | $500,000 | 1,896 |
| Lease financing receivables | $56,000 | 1,613 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $91,422,000 | 2,804 |
| Loan loss allowance | $2,732,000 | 1,600 |
| Total loans and leases | $94,154,000 | 2,783 |
| Unearned income | $969,000 | 1,728 |
| Loans and leases, gross | $94,154,000 | 2,793 |
| All real estate loans | $61,333,000 | 2,924 |
| Real estate loans in domestic offices | $61,333,000 | 2,922 |
| Construction and development loans | $2,061,000 | 3,711 |
| Commercial RE | $20,913,000 | 2,099 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $733,000 | 4,168 |
| 1-4 family residential loans | $33,068,000 | 3,162 |
| Farmland loans | $4,558,000 | 1,160 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,924,000 | 3,085 |
| Commercial and industrial loans | $8,660,000 | 3,353 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $21,198,000 | 1,544 |
| Credit card loans | $1,331,000 | 1,451 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,867,000 | 1,471 |
| All other loans & leases | $1,008,000 | 2,814 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $585,000 | 2,065 |
| Other loans | $353,000 | 2,347 |
| Lease financing receivables | $70,000 | 1,537 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $51,000 | 3,709 |
| Non 1-4 family restructured loans & leases | $51,000 | 3,709 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $77,238,000 | 3,345 |
| Loan loss allowance | $2,563,000 | 1,720 |
| Total loans and leases | $79,801,000 | 3,307 |
| Unearned income | $759,000 | 2,315 |
| Loans and leases, gross | $79,801,000 | 3,323 |
| All real estate loans | $54,036,000 | 3,277 |
| Real estate loans in domestic offices | $54,036,000 | 3,276 |
| Construction and development loans | $1,235,000 | 4,715 |
| Commercial RE | $20,944,000 | 2,075 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $301,000 | 5,741 |
| 1-4 family residential loans | $30,027,000 | 3,491 |
| Farmland loans | $1,529,000 | 3,314 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,147,000 | 3,735 |
| Commercial and industrial loans | $6,987,000 | 4,052 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $16,829,000 | 1,942 |
| Credit card loans | $1,308,000 | 1,482 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,521,000 | 1,872 |
| All other loans & leases | $561,000 | 4,170 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $394,000 | 2,746 |
| Other loans | $167,000 | 3,456 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $419,000 | 1,944 |
| Non 1-4 family restructured loans & leases | $419,000 | 1,944 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |