Home > Frazer Bank > Income and Expense
Frazer Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,356,000 | 1,999 |
| Total interest expense | $7,252,000 | 1,601 |
| Net interest income | $11,104,000 | 2,237 |
| Provision for loan and lease losses | $835,000 | 936 |
| Total noninterest income | $1,321,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $421,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 2,392 |
| Total noninterest expense | $9,866,000 | 2,054 |
| Salaries and employee benefits | $5,597,000 | 2,043 |
| Premises and equipment expense | $938,000 | 2,103 |
| Additional noninterest expense | $900,000 | 2,392 |
| Pre-tax net operating income | $1,724,000 | 3,113 |
| Securities gains (losses) | $-190,000 | 3,943 |
| Applicable income taxes | $218,000 | 2,397 |
| Income before extraordinary items | $1,316,000 | 3,214 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,316,000 | 3,250 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,316,000 | 3,216 |
| Net charge-offs | $357,000 | 887 |
| Cash dividends | $875,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,479,400 | 3,127 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,794,000 | 1,969 |
| Total interest expense | $5,105,000 | 1,553 |
| Net interest income | $8,689,000 | 2,167 |
| Provision for loan and lease losses | $565,000 | 930 |
| Total noninterest income | $1,024,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $322,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,322 |
| Total noninterest expense | $7,343,000 | 2,068 |
| Salaries and employee benefits | $4,145,000 | 2,059 |
| Premises and equipment expense | $867,000 | 1,859 |
| Additional noninterest expense | $702,000 | 2,321 |
| Pre-tax net operating income | $1,805,000 | 2,808 |
| Securities gains (losses) | $-190,000 | 4,170 |
| Applicable income taxes | $399,000 | 1,909 |
| Income before extraordinary items | $1,216,000 | 3,068 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,216,000 | 3,101 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,216,000 | 3,069 |
| Net charge-offs | $168,000 | 956 |
| Cash dividends | $200,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,366,100 | 2,971 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,256,000 | 1,932 |
| Total interest expense | $3,202,000 | 1,505 |
| Net interest income | $6,054,000 | 2,138 |
| Provision for loan and lease losses | $475,000 | 804 |
| Total noninterest income | $699,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $211,000 | 1,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 2,217 |
| Total noninterest expense | $4,842,000 | 2,078 |
| Salaries and employee benefits | $2,791,000 | 2,048 |
| Premises and equipment expense | $557,000 | 1,889 |
| Additional noninterest expense | $488,000 | 2,214 |
| Pre-tax net operating income | $1,436,000 | 2,640 |
| Securities gains (losses) | $-190,000 | 4,322 |
| Applicable income taxes | $310,000 | 1,825 |
| Income before extraordinary items | $936,000 | 2,948 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $936,000 | 2,980 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $936,000 | 2,947 |
| Net charge-offs | $4,000 | 2,088 |
| Cash dividends | $200,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,086,100 | 2,791 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 1,959 |
| Total interest expense | $1,433,000 | 1,468 |
| Net interest income | $3,069,000 | 2,125 |
| Provision for loan and lease losses | $344,000 | 618 |
| Total noninterest income | $381,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $105,000 | 1,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,093 |
| Total noninterest expense | $2,401,000 | 2,110 |
| Salaries and employee benefits | $1,415,000 | 2,066 |
| Premises and equipment expense | $271,000 | 1,951 |
| Additional noninterest expense | $276,000 | 2,093 |
| Pre-tax net operating income | $705,000 | 2,700 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $176,000 | 1,762 |
| Income before extraordinary items | $529,000 | 2,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $529,000 | 2,841 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $529,000 | 2,842 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $100,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $529,000 | 2,873 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,133,000 | 2,261 |
| Total interest expense | $1,487,000 | 1,919 |
| Net interest income | $10,646,000 | 2,286 |
| Provision for loan and lease losses | $528,000 | 1,200 |
| Total noninterest income | $1,460,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $424,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,036,000 | 2,302 |
| Total noninterest expense | $9,497,000 | 2,082 |
| Salaries and employee benefits | $5,451,000 | 2,067 |
| Premises and equipment expense | $1,054,000 | 1,951 |
| Additional noninterest expense | $1,036,000 | 2,302 |
| Pre-tax net operating income | $2,081,000 | 3,086 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $438,000 | 2,122 |
| Income before extraordinary items | $1,643,000 | 3,165 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,643,000 | 3,162 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,643,000 | 3,164 |
| Net charge-offs | $149,000 | 1,059 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,643,000 | 3,198 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 2,362 |
| Total interest expense | $710,000 | 2,179 |
| Net interest income | $7,453,000 | 2,360 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,254,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $317,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,123 |
| Total noninterest expense | $6,773,000 | 2,134 |
| Salaries and employee benefits | $3,805,000 | 2,154 |
| Premises and equipment expense | $738,000 | 2,035 |
| Additional noninterest expense | $937,000 | 2,123 |
| Pre-tax net operating income | $1,934,000 | 2,818 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $208,000 | 2,456 |
| Income before extraordinary items | $1,726,000 | 2,756 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,726,000 | 2,754 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,726,000 | 2,755 |
| Net charge-offs | $277,000 | 597 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,726,000 | 2,789 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 2,443 |
| Total interest expense | $388,000 | 2,309 |
| Net interest income | $4,583,000 | 2,447 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $995,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $206,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 1,925 |
| Total noninterest expense | $4,258,000 | 2,197 |
| Salaries and employee benefits | $2,397,000 | 2,239 |
| Premises and equipment expense | $313,000 | 2,663 |
| Additional noninterest expense | $1,548,000 | 1,947 |
| Pre-tax net operating income | $1,320,000 | 2,707 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $207,000 | 2,103 |
| Income before extraordinary items | $1,113,000 | 2,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,113,000 | 2,700 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,113,000 | 2,702 |
| Net charge-offs | $278,000 | 456 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,113,000 | 2,737 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,443 |
| Total interest expense | $198,000 | 2,236 |
| Net interest income | $2,205,000 | 2,451 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $754,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $102,000 | 1,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 1,437 |
| Total noninterest expense | $2,058,000 | 2,233 |
| Salaries and employee benefits | $1,181,000 | 2,264 |
| Premises and equipment expense | $146,000 | 2,782 |
| Additional noninterest expense | $731,000 | 2,031 |
| Pre-tax net operating income | $901,000 | 2,238 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $190,000 | 1,643 |
| Income before extraordinary items | $711,000 | 2,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $711,000 | 2,339 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $711,000 | 2,340 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $711,000 | 2,359 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 2,489 |
| Total interest expense | $916,000 | 2,339 |
| Net interest income | $8,941,000 | 2,478 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $481,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $368,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 4,306 |
| Total noninterest expense | $8,039,000 | 2,280 |
| Salaries and employee benefits | $4,552,000 | 2,292 |
| Premises and equipment expense | $640,000 | 2,654 |
| Additional noninterest expense | $2,847,000 | 2,055 |
| Pre-tax net operating income | $1,383,000 | 3,545 |
| Securities gains (losses) | $10,000 | 1,707 |
| Applicable income taxes | $189,000 | 2,733 |
| Income before extraordinary items | $1,204,000 | 3,582 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,204,000 | 3,582 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,204,000 | 3,582 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $272,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,195,400 | 3,568 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,531 |
| Total interest expense | $709,000 | 2,390 |
| Net interest income | $6,653,000 | 2,531 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $148,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $265,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-117,000 | 4,907 |
| Total noninterest expense | $5,852,000 | 2,340 |
| Salaries and employee benefits | $3,228,000 | 2,398 |
| Premises and equipment expense | $433,000 | 2,822 |
| Additional noninterest expense | $2,191,000 | 2,020 |
| Pre-tax net operating income | $949,000 | 3,762 |
| Securities gains (losses) | $10,000 | 1,630 |
| Applicable income taxes | $103,000 | 2,926 |
| Income before extraordinary items | $856,000 | 3,773 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $856,000 | 3,773 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $856,000 | 3,773 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $253,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $847,100 | 3,757 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 2,526 |
| Total interest expense | $497,000 | 2,387 |
| Net interest income | $4,470,000 | 2,518 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $380,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $165,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,442 |
| Total noninterest expense | $4,011,000 | 2,290 |
| Salaries and employee benefits | $2,119,000 | 2,416 |
| Premises and equipment expense | $279,000 | 2,875 |
| Additional noninterest expense | $1,613,000 | 1,852 |
| Pre-tax net operating income | $839,000 | 3,478 |
| Securities gains (losses) | $7,000 | 1,515 |
| Applicable income taxes | $103,000 | 2,715 |
| Income before extraordinary items | $743,000 | 3,482 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $743,000 | 3,481 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $743,000 | 3,482 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $226,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $736,840 | 3,471 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 2,619 |
| Total interest expense | $263,000 | 2,371 |
| Net interest income | $2,060,000 | 2,627 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $208,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $85,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,318 |
| Total noninterest expense | $2,026,000 | 2,245 |
| Salaries and employee benefits | $1,017,000 | 2,475 |
| Premises and equipment expense | $152,000 | 2,750 |
| Additional noninterest expense | $857,000 | 1,739 |
| Pre-tax net operating income | $242,000 | 3,962 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $242,000 | 3,891 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $242,000 | 3,890 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $242,000 | 3,891 |
| Net charge-offs | $9,000 | 1,389 |
| Cash dividends | $14,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $242,000 | 3,867 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,076,000 | 2,369 |
| Total interest expense | $1,663,000 | 2,229 |
| Net interest income | $9,413,000 | 2,361 |
| Provision for loan and lease losses | $535,000 | 2,172 |
| Total noninterest income | $-2,135,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $391,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,526,000 | 5,004 |
| Total noninterest expense | $8,410,000 | 2,187 |
| Salaries and employee benefits | $4,628,000 | 2,255 |
| Premises and equipment expense | $802,000 | 2,343 |
| Additional noninterest expense | $2,980,000 | 1,920 |
| Pre-tax net operating income | $-1,667,000 | 4,935 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-1,146,000 | 4,971 |
| Income before extraordinary items | $-521,000 | 4,883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-521,000 | 4,883 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-521,000 | 4,883 |
| Net charge-offs | $144,000 | 1,754 |
| Cash dividends | $513,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-521,000 | 4,870 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 2,324 |
| Total interest expense | $1,369,000 | 2,172 |
| Net interest income | $7,241,000 | 2,319 |
| Provision for loan and lease losses | $500,000 | 1,950 |
| Total noninterest income | $142,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $297,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-155,000 | 5,013 |
| Total noninterest expense | $6,310,000 | 2,174 |
| Salaries and employee benefits | $3,369,000 | 2,279 |
| Premises and equipment expense | $569,000 | 2,410 |
| Additional noninterest expense | $2,372,000 | 1,814 |
| Pre-tax net operating income | $573,000 | 3,952 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-391,000 | 4,973 |
| Income before extraordinary items | $964,000 | 3,400 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $964,000 | 3,399 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $964,000 | 3,400 |
| Net charge-offs | $139,000 | 1,463 |
| Cash dividends | $498,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $964,000 | 3,346 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 2,371 |
| Total interest expense | $1,030,000 | 2,105 |
| Net interest income | $4,623,000 | 2,399 |
| Provision for loan and lease losses | $430,000 | 1,739 |
| Total noninterest income | $36,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $196,000 | 1,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-160,000 | 5,046 |
| Total noninterest expense | $4,110,000 | 2,212 |
| Salaries and employee benefits | $2,245,000 | 2,287 |
| Premises and equipment expense | $403,000 | 2,320 |
| Additional noninterest expense | $1,462,000 | 1,921 |
| Pre-tax net operating income | $119,000 | 4,524 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $119,000 | 4,532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $119,000 | 4,532 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $119,000 | 4,532 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $369,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $119,000 | 4,493 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 2,320 |
| Total interest expense | $570,000 | 2,119 |
| Net interest income | $2,332,000 | 2,342 |
| Provision for loan and lease losses | $335,000 | 1,126 |
| Total noninterest income | $205,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $115,000 | 1,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,295 |
| Total noninterest expense | $1,945,000 | 2,313 |
| Salaries and employee benefits | $1,115,000 | 2,304 |
| Premises and equipment expense | $172,000 | 2,555 |
| Additional noninterest expense | $658,000 | 2,108 |
| Pre-tax net operating income | $257,000 | 3,560 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $257,000 | 3,456 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $257,000 | 3,457 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $257,000 | 3,457 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $257,000 | 3,439 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,212,000 | 2,254 |
| Total interest expense | $2,746,000 | 1,917 |
| Net interest income | $9,466,000 | 2,333 |
| Provision for loan and lease losses | $1,281,000 | 750 |
| Total noninterest income | $800,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $533,000 | 1,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,687 |
| Total noninterest expense | $8,750,000 | 2,115 |
| Salaries and employee benefits | $5,137,000 | 2,068 |
| Premises and equipment expense | $747,000 | 2,431 |
| Additional noninterest expense | $2,866,000 | 1,998 |
| Pre-tax net operating income | $235,000 | 4,745 |
| Securities gains (losses) | $188,000 | 659 |
| Applicable income taxes | $-7,000 | 5,011 |
| Income before extraordinary items | $430,000 | 4,485 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $430,000 | 4,487 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $430,000 | 4,487 |
| Net charge-offs | $1,496,000 | 513 |
| Cash dividends | $445,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $242,000 | 4,702 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,205,000 | 2,276 |
| Total interest expense | $2,107,000 | 1,903 |
| Net interest income | $7,098,000 | 2,368 |
| Provision for loan and lease losses | $601,000 | 1,005 |
| Total noninterest income | $666,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $390,000 | 1,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,380 |
| Total noninterest expense | $6,341,000 | 2,165 |
| Salaries and employee benefits | $3,658,000 | 2,158 |
| Premises and equipment expense | $546,000 | 2,496 |
| Additional noninterest expense | $2,137,000 | 2,015 |
| Pre-tax net operating income | $822,000 | 3,853 |
| Securities gains (losses) | $49,000 | 1,075 |
| Applicable income taxes | $58,000 | 3,197 |
| Income before extraordinary items | $813,000 | 3,781 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $813,000 | 3,780 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $813,000 | 3,781 |
| Net charge-offs | $685,000 | 626 |
| Cash dividends | $420,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $767,430 | 3,802 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 2,276 |
| Total interest expense | $1,356,000 | 1,926 |
| Net interest income | $4,791,000 | 2,358 |
| Provision for loan and lease losses | $270,000 | 1,320 |
| Total noninterest income | $433,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $251,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,375 |
| Total noninterest expense | $4,401,000 | 2,117 |
| Salaries and employee benefits | $2,469,000 | 2,137 |
| Premises and equipment expense | $417,000 | 2,314 |
| Additional noninterest expense | $1,515,000 | 1,922 |
| Pre-tax net operating income | $553,000 | 3,856 |
| Securities gains (losses) | $48,000 | 762 |
| Applicable income taxes | $58,000 | 3,015 |
| Income before extraordinary items | $543,000 | 3,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $543,000 | 3,767 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $543,000 | 3,767 |
| Net charge-offs | $690,000 | 467 |
| Cash dividends | $247,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $499,800 | 3,852 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 2,274 |
| Total interest expense | $661,000 | 1,920 |
| Net interest income | $2,413,000 | 2,338 |
| Provision for loan and lease losses | $135,000 | 1,269 |
| Total noninterest income | $212,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $125,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,398 |
| Total noninterest expense | $2,274,000 | 2,076 |
| Salaries and employee benefits | $1,256,000 | 2,128 |
| Premises and equipment expense | $234,000 | 2,169 |
| Additional noninterest expense | $784,000 | 1,852 |
| Pre-tax net operating income | $216,000 | 4,139 |
| Securities gains (losses) | $5,000 | 841 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $221,000 | 3,997 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $221,000 | 3,995 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $221,000 | 3,996 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $31,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $216,000 | 4,020 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,927,000 | 2,219 |
| Total interest expense | $2,404,000 | 1,697 |
| Net interest income | $9,523,000 | 2,335 |
| Provision for loan and lease losses | $2,138,000 | 474 |
| Total noninterest income | $919,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $497,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,285 |
| Total noninterest expense | $8,821,000 | 2,090 |
| Salaries and employee benefits | $4,926,000 | 2,120 |
| Premises and equipment expense | $787,000 | 2,388 |
| Additional noninterest expense | $3,108,000 | 1,859 |
| Pre-tax net operating income | $-517,000 | 5,325 |
| Securities gains (losses) | $259,000 | 191 |
| Applicable income taxes | $-384,000 | 5,353 |
| Income before extraordinary items | $126,000 | 5,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $126,000 | 5,086 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $126,000 | 5,086 |
| Net charge-offs | $2,541,000 | 310 |
| Cash dividends | $1,391,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-78,610 | 5,266 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 2,203 |
| Total interest expense | $1,781,000 | 1,632 |
| Net interest income | $7,156,000 | 2,335 |
| Provision for loan and lease losses | $1,928,000 | 404 |
| Total noninterest income | $683,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $363,000 | 2,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,307 |
| Total noninterest expense | $6,034,000 | 2,234 |
| Salaries and employee benefits | $3,426,000 | 2,241 |
| Premises and equipment expense | $529,000 | 2,571 |
| Additional noninterest expense | $2,079,000 | 2,053 |
| Pre-tax net operating income | $-123,000 | 5,365 |
| Securities gains (losses) | $180,000 | 222 |
| Applicable income taxes | $215,000 | 2,488 |
| Income before extraordinary items | $-158,000 | 5,362 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-158,000 | 5,361 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-158,000 | 5,361 |
| Net charge-offs | $2,097,000 | 270 |
| Cash dividends | $1,271,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-300,200 | 5,387 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 2,189 |
| Total interest expense | $1,124,000 | 1,623 |
| Net interest income | $4,841,000 | 2,307 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $463,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $236,000 | 2,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,214 |
| Total noninterest expense | $3,970,000 | 2,271 |
| Salaries and employee benefits | $2,208,000 | 2,308 |
| Premises and equipment expense | $360,000 | 2,549 |
| Additional noninterest expense | $1,402,000 | 2,046 |
| Pre-tax net operating income | $1,124,000 | 2,980 |
| Securities gains (losses) | $163,000 | 194 |
| Applicable income taxes | $190,000 | 2,266 |
| Income before extraordinary items | $1,097,000 | 2,813 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,097,000 | 2,813 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,097,000 | 2,812 |
| Net charge-offs | $515,000 | 513 |
| Cash dividends | $635,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $958,450 | 3,019 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 2,173 |
| Total interest expense | $549,000 | 1,592 |
| Net interest income | $2,455,000 | 2,280 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $241,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $120,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,095 |
| Total noninterest expense | $1,952,000 | 2,315 |
| Salaries and employee benefits | $1,089,000 | 2,365 |
| Premises and equipment expense | $200,000 | 2,449 |
| Additional noninterest expense | $663,000 | 2,127 |
| Pre-tax net operating income | $639,000 | 2,709 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $641,000 | 2,510 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $641,000 | 2,510 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $641,000 | 2,510 |
| Net charge-offs | $249,000 | 490 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $639,000 | 2,508 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 2,149 |
| Total interest expense | $1,890,000 | 1,597 |
| Net interest income | $9,985,000 | 2,226 |
| Provision for loan and lease losses | $255,000 | 2,125 |
| Total noninterest income | $852,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $510,000 | 1,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,638 |
| Total noninterest expense | $7,553,000 | 2,367 |
| Salaries and employee benefits | $4,437,000 | 2,298 |
| Premises and equipment expense | $734,000 | 2,583 |
| Additional noninterest expense | $2,382,000 | 2,331 |
| Pre-tax net operating income | $3,029,000 | 2,468 |
| Securities gains (losses) | $233,000 | 360 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,262,000 | 1,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,262,000 | 1,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,262,000 | 1,909 |
| Net charge-offs | $251,000 | 1,631 |
| Cash dividends | $2,298,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,029,000 | 2,005 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 2,162 |
| Total interest expense | $1,318,000 | 1,678 |
| Net interest income | $7,555,000 | 2,223 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $636,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $380,000 | 2,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,681 |
| Total noninterest expense | $5,521,000 | 2,428 |
| Salaries and employee benefits | $3,172,000 | 2,387 |
| Premises and equipment expense | $541,000 | 2,632 |
| Additional noninterest expense | $1,808,000 | 2,323 |
| Pre-tax net operating income | $2,520,000 | 2,356 |
| Securities gains (losses) | $177,000 | 400 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,697,000 | 1,899 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,697,000 | 1,899 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,697,000 | 1,899 |
| Net charge-offs | $253,000 | 1,231 |
| Cash dividends | $1,815,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,520,000 | 1,986 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 2,158 |
| Total interest expense | $802,000 | 1,766 |
| Net interest income | $5,074,000 | 2,195 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $407,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $250,000 | 2,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,794 |
| Total noninterest expense | $3,701,000 | 2,425 |
| Salaries and employee benefits | $2,107,000 | 2,409 |
| Premises and equipment expense | $377,000 | 2,573 |
| Additional noninterest expense | $1,217,000 | 2,301 |
| Pre-tax net operating income | $1,720,000 | 2,254 |
| Securities gains (losses) | $130,000 | 363 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,850,000 | 1,816 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,850,000 | 1,816 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,850,000 | 1,816 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $970,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,720,000 | 1,905 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 2,198 |
| Total interest expense | $373,000 | 1,848 |
| Net interest income | $2,481,000 | 2,240 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $177,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $129,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,335 |
| Total noninterest expense | $1,895,000 | 2,393 |
| Salaries and employee benefits | $1,079,000 | 2,395 |
| Premises and equipment expense | $204,000 | 2,480 |
| Additional noninterest expense | $612,000 | 2,277 |
| Pre-tax net operating income | $718,000 | 2,489 |
| Securities gains (losses) | $42,000 | 373 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $760,000 | 2,059 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $760,000 | 2,060 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $760,000 | 2,060 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $40,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $718,000 | 2,121 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,333,000 | 2,171 |
| Total interest expense | $1,391,000 | 1,902 |
| Net interest income | $9,942,000 | 2,197 |
| Provision for loan and lease losses | $45,000 | 3,716 |
| Total noninterest income | $978,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $566,000 | 1,887 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $412,000 | 3,525 |
| Total noninterest expense | $7,501,000 | 2,413 |
| Salaries and employee benefits | $4,368,000 | 2,334 |
| Premises and equipment expense | $785,000 | 2,534 |
| Additional noninterest expense | $2,348,000 | 2,433 |
| Pre-tax net operating income | $3,374,000 | 2,184 |
| Securities gains (losses) | $102,000 | 1,331 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,476,000 | 1,858 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,476,000 | 1,857 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,476,000 | 1,857 |
| Net charge-offs | $253,000 | 1,698 |
| Cash dividends | $2,326,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,374,000 | 1,859 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 2,169 |
| Total interest expense | $1,040,000 | 1,916 |
| Net interest income | $7,474,000 | 2,193 |
| Provision for loan and lease losses | $15,000 | 3,917 |
| Total noninterest income | $720,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $422,000 | 1,896 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $298,000 | 3,583 |
| Total noninterest expense | $5,412,000 | 2,486 |
| Salaries and employee benefits | $3,153,000 | 2,395 |
| Premises and equipment expense | $526,000 | 2,737 |
| Additional noninterest expense | $1,733,000 | 2,471 |
| Pre-tax net operating income | $2,767,000 | 2,081 |
| Securities gains (losses) | $102,000 | 1,240 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,869,000 | 1,748 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,869,000 | 1,748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,869,000 | 1,748 |
| Net charge-offs | $271,000 | 1,224 |
| Cash dividends | $1,851,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,767,000 | 1,744 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 2,191 |
| Total interest expense | $690,000 | 1,930 |
| Net interest income | $4,945,000 | 2,205 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $477,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $274,000 | 1,916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,573 |
| Total noninterest expense | $3,680,000 | 2,467 |
| Salaries and employee benefits | $2,127,000 | 2,385 |
| Premises and equipment expense | $355,000 | 2,733 |
| Additional noninterest expense | $1,198,000 | 2,403 |
| Pre-tax net operating income | $1,742,000 | 2,162 |
| Securities gains (losses) | $75,000 | 1,156 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,817,000 | 1,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,817,000 | 1,801 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,817,000 | 1,801 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $1,012,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,742,000 | 1,815 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,179 |
| Total interest expense | $337,000 | 1,965 |
| Net interest income | $2,492,000 | 2,183 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $234,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $132,000 | 1,968 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $102,000 | 3,531 |
| Total noninterest expense | $1,890,000 | 2,424 |
| Salaries and employee benefits | $1,078,000 | 2,364 |
| Premises and equipment expense | $193,000 | 2,604 |
| Additional noninterest expense | $619,000 | 2,330 |
| Pre-tax net operating income | $836,000 | 2,197 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $835,000 | 1,916 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $835,000 | 1,917 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $835,000 | 1,917 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $32,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $836,000 | 1,865 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,019,000 | 2,184 |
| Total interest expense | $1,276,000 | 2,017 |
| Net interest income | $9,743,000 | 2,199 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $1,470,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $568,000 | 1,919 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $902,000 | 2,512 |
| Total noninterest expense | $8,393,000 | 2,201 |
| Salaries and employee benefits | $5,261,000 | 1,977 |
| Premises and equipment expense | $800,000 | 2,561 |
| Additional noninterest expense | $2,332,000 | 2,480 |
| Pre-tax net operating income | $2,760,000 | 2,465 |
| Securities gains (losses) | $479,000 | 366 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,239,000 | 1,922 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,239,000 | 1,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,239,000 | 1,924 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $2,516,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,760,000 | 2,136 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 2,219 |
| Total interest expense | $947,000 | 2,060 |
| Net interest income | $7,207,000 | 2,243 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $1,252,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $421,000 | 1,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $831,000 | 2,263 |
| Total noninterest expense | $6,163,000 | 2,238 |
| Salaries and employee benefits | $3,867,000 | 2,009 |
| Premises and equipment expense | $569,000 | 2,702 |
| Additional noninterest expense | $1,727,000 | 2,501 |
| Pre-tax net operating income | $2,236,000 | 2,372 |
| Securities gains (losses) | $238,000 | 563 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,474,000 | 1,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,474,000 | 1,909 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,474,000 | 1,909 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $2,090,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,236,000 | 2,030 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 2,254 |
| Total interest expense | $610,000 | 2,130 |
| Net interest income | $4,739,000 | 2,263 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $461,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $273,000 | 1,960 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 3,726 |
| Total noninterest expense | $3,976,000 | 2,313 |
| Salaries and employee benefits | $2,433,000 | 2,123 |
| Premises and equipment expense | $370,000 | 2,760 |
| Additional noninterest expense | $1,173,000 | 2,481 |
| Pre-tax net operating income | $1,164,000 | 2,793 |
| Securities gains (losses) | $238,000 | 460 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,402,000 | 2,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,402,000 | 2,170 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,402,000 | 2,170 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $1,377,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,164,000 | 2,428 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 2,263 |
| Total interest expense | $301,000 | 2,162 |
| Net interest income | $2,350,000 | 2,269 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $230,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 3,686 |
| Total noninterest expense | $1,844,000 | 2,485 |
| Salaries and employee benefits | $1,015,000 | 2,495 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $621,000 | 2,348 |
| Pre-tax net operating income | $676,000 | 2,480 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $677,000 | 2,204 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $677,000 | 2,205 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $677,000 | 2,205 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $420,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $676,000 | 2,134 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,996,000 | 2,188 |
| Total interest expense | $1,282,000 | 2,147 |
| Net interest income | $9,714,000 | 2,189 |
| Provision for loan and lease losses | $790,000 | 1,032 |
| Total noninterest income | $1,216,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $635,000 | 1,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $581,000 | 3,063 |
| Total noninterest expense | $6,672,000 | 2,706 |
| Salaries and employee benefits | $3,757,000 | 2,631 |
| Premises and equipment expense | $751,000 | 2,779 |
| Additional noninterest expense | $2,164,000 | 2,713 |
| Pre-tax net operating income | $3,468,000 | 2,040 |
| Securities gains (losses) | $155,000 | 951 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,623,000 | 1,710 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,623,000 | 1,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,623,000 | 1,709 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $2,670,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,468,000 | 1,749 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 2,198 |
| Total interest expense | $964,000 | 2,166 |
| Net interest income | $7,334,000 | 2,191 |
| Provision for loan and lease losses | $630,000 | 958 |
| Total noninterest income | $797,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $480,000 | 1,864 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $317,000 | 3,556 |
| Total noninterest expense | $4,709,000 | 2,836 |
| Salaries and employee benefits | $2,660,000 | 2,741 |
| Premises and equipment expense | $466,000 | 3,194 |
| Additional noninterest expense | $1,583,000 | 2,758 |
| Pre-tax net operating income | $2,792,000 | 1,971 |
| Securities gains (losses) | $91,000 | 1,063 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,883,000 | 1,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,883,000 | 1,642 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,883,000 | 1,641 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $2,186,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,792,000 | 1,652 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 2,171 |
| Total interest expense | $654,000 | 2,167 |
| Net interest income | $4,931,000 | 2,150 |
| Provision for loan and lease losses | $450,000 | 910 |
| Total noninterest income | $524,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $315,000 | 1,874 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $209,000 | 3,553 |
| Total noninterest expense | $3,183,000 | 2,834 |
| Salaries and employee benefits | $1,793,000 | 2,743 |
| Premises and equipment expense | $346,000 | 2,989 |
| Additional noninterest expense | $1,044,000 | 2,781 |
| Pre-tax net operating income | $1,822,000 | 1,955 |
| Securities gains (losses) | $91,000 | 844 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,913,000 | 1,596 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,913,000 | 1,599 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,913,000 | 1,598 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $1,218,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,822,000 | 1,632 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,148 |
| Total interest expense | $338,000 | 2,153 |
| Net interest income | $2,482,000 | 2,125 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $293,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $157,000 | 1,864 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $1,718,000 | 2,667 |
| Salaries and employee benefits | $936,000 | 2,674 |
| Premises and equipment expense | $187,000 | 2,883 |
| Additional noninterest expense | $595,000 | 2,500 |
| Pre-tax net operating income | $832,000 | 2,040 |
| Securities gains (losses) | $91,000 | 474 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $923,000 | 1,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $923,000 | 1,594 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $923,000 | 1,594 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $832,000 | 1,723 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,639,000 | 2,283 |
| Total interest expense | $1,420,000 | 2,258 |
| Net interest income | $9,219,000 | 2,266 |
| Provision for loan and lease losses | $810,000 | 1,310 |
| Total noninterest income | $1,629,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $658,000 | 1,920 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $971,000 | 2,420 |
| Total noninterest expense | $6,401,000 | 2,843 |
| Salaries and employee benefits | $3,629,000 | 2,714 |
| Premises and equipment expense | $643,000 | 3,143 |
| Additional noninterest expense | $2,129,000 | 2,838 |
| Pre-tax net operating income | $3,637,000 | 1,848 |
| Securities gains (losses) | $155,000 | 1,045 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,792,000 | 1,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,792,000 | 1,578 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,792,000 | 1,578 |
| Net charge-offs | $214,000 | 2,939 |
| Cash dividends | $2,686,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,637,000 | 1,593 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 2,346 |
| Total interest expense | $1,064,000 | 2,321 |
| Net interest income | $6,744,000 | 2,340 |
| Provision for loan and lease losses | $600,000 | 1,326 |
| Total noninterest income | $1,297,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $486,000 | 1,949 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $811,000 | 2,334 |
| Total noninterest expense | $4,677,000 | 2,914 |
| Salaries and employee benefits | $2,573,000 | 2,856 |
| Premises and equipment expense | $477,000 | 3,214 |
| Additional noninterest expense | $1,627,000 | 2,796 |
| Pre-tax net operating income | $2,764,000 | 1,883 |
| Securities gains (losses) | $104,000 | 1,190 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,868,000 | 1,567 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,868,000 | 1,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,868,000 | 1,571 |
| Net charge-offs | $214,000 | 2,487 |
| Cash dividends | $2,116,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,764,000 | 1,582 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 2,374 |
| Total interest expense | $715,000 | 2,349 |
| Net interest income | $4,415,000 | 2,373 |
| Provision for loan and lease losses | $440,000 | 1,294 |
| Total noninterest income | $1,012,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $319,000 | 1,942 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $693,000 | 2,036 |
| Total noninterest expense | $3,092,000 | 2,924 |
| Salaries and employee benefits | $1,696,000 | 2,891 |
| Premises and equipment expense | $331,000 | 3,135 |
| Additional noninterest expense | $1,065,000 | 2,824 |
| Pre-tax net operating income | $1,895,000 | 1,812 |
| Securities gains (losses) | $104,000 | 1,089 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,999,000 | 1,510 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,999,000 | 1,513 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,999,000 | 1,515 |
| Net charge-offs | $245,000 | 1,890 |
| Cash dividends | $1,366,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,895,000 | 1,533 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 2,433 |
| Total interest expense | $359,000 | 2,414 |
| Net interest income | $2,166,000 | 2,429 |
| Provision for loan and lease losses | $335,000 | 913 |
| Total noninterest income | $789,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $155,000 | 1,977 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $634,000 | 1,339 |
| Total noninterest expense | $1,530,000 | 2,965 |
| Salaries and employee benefits | $813,000 | 3,014 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $581,000 | 2,620 |
| Pre-tax net operating income | $1,090,000 | 1,587 |
| Securities gains (losses) | $79,000 | 755 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,169,000 | 1,279 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,169,000 | 1,281 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,169,000 | 1,281 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,090,000 | 1,305 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 2,479 |
| Total interest expense | $1,922,000 | 2,196 |
| Net interest income | $8,474,000 | 2,532 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $911,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $700,000 | 1,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $211,000 | 4,529 |
| Total noninterest expense | $6,061,000 | 3,005 |
| Salaries and employee benefits | $3,497,000 | 2,789 |
| Premises and equipment expense | $603,000 | 3,371 |
| Additional noninterest expense | $1,961,000 | 3,142 |
| Pre-tax net operating income | $3,124,000 | 2,015 |
| Securities gains (losses) | $363,000 | 1,196 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,487,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,487,000 | 1,640 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,487,000 | 1,640 |
| Net charge-offs | $413,000 | 2,904 |
| Cash dividends | $2,380,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,124,000 | 1,686 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,523 |
| Total interest expense | $1,541,000 | 2,170 |
| Net interest income | $6,264,000 | 2,612 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $609,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $511,000 | 1,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 5,150 |
| Total noninterest expense | $4,098,000 | 3,277 |
| Salaries and employee benefits | $2,192,000 | 3,207 |
| Premises and equipment expense | $384,000 | 3,807 |
| Additional noninterest expense | $1,522,000 | 3,079 |
| Pre-tax net operating income | $2,635,000 | 1,883 |
| Securities gains (losses) | $363,000 | 958 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,998,000 | 1,489 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,998,000 | 1,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,998,000 | 1,490 |
| Net charge-offs | $413,000 | 2,423 |
| Cash dividends | $1,910,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,635,000 | 1,572 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 2,522 |
| Total interest expense | $1,129,000 | 2,075 |
| Net interest income | $4,099,000 | 2,659 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $354,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $329,000 | 2,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $2,807,000 | 3,224 |
| Salaries and employee benefits | $1,495,000 | 3,163 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $1,047,000 | 3,003 |
| Pre-tax net operating income | $1,571,000 | 2,061 |
| Securities gains (losses) | $363,000 | 739 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,934,000 | 1,531 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,934,000 | 1,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,934,000 | 1,531 |
| Net charge-offs | $413,000 | 1,966 |
| Cash dividends | $1,190,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,571,000 | 1,729 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,548 |
| Total interest expense | $697,000 | 1,766 |
| Net interest income | $1,920,000 | 2,815 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $75,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $154,000 | 2,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-79,000 | 7,134 |
| Total noninterest expense | $1,476,000 | 3,097 |
| Salaries and employee benefits | $817,000 | 2,987 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $550,000 | 2,861 |
| Pre-tax net operating income | $519,000 | 2,803 |
| Securities gains (losses) | $363,000 | 377 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $882,000 | 1,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $882,000 | 1,651 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $882,000 | 1,651 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $519,000 | 2,400 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,620,000 | 2,401 |
| Total interest expense | $2,704,000 | 2,143 |
| Net interest income | $8,916,000 | 2,465 |
| Provision for loan and lease losses | $375,000 | 3,828 |
| Total noninterest income | $974,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $657,000 | 2,089 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $317,000 | 3,770 |
| Total noninterest expense | $5,920,000 | 3,094 |
| Salaries and employee benefits | $3,387,000 | 2,823 |
| Premises and equipment expense | $580,000 | 3,670 |
| Additional noninterest expense | $1,953,000 | 3,205 |
| Pre-tax net operating income | $3,595,000 | 1,560 |
| Securities gains (losses) | $318,000 | 1,093 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,913,000 | 1,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,913,000 | 1,276 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,913,000 | 1,276 |
| Net charge-offs | $145,000 | 4,632 |
| Cash dividends | $3,351,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,595,000 | 1,304 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 2,386 |
| Total interest expense | $2,101,000 | 2,159 |
| Net interest income | $6,736,000 | 2,455 |
| Provision for loan and lease losses | $375,000 | 3,310 |
| Total noninterest income | $744,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $494,000 | 2,094 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $4,344,000 | 3,146 |
| Salaries and employee benefits | $2,466,000 | 2,891 |
| Premises and equipment expense | $374,000 | 4,093 |
| Additional noninterest expense | $1,504,000 | 3,151 |
| Pre-tax net operating income | $2,761,000 | 1,596 |
| Securities gains (losses) | $226,000 | 1,125 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,987,000 | 1,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,987,000 | 1,296 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,987,000 | 1,296 |
| Net charge-offs | $144,000 | 4,064 |
| Cash dividends | $2,332,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,761,000 | 1,316 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 2,403 |
| Total interest expense | $1,451,000 | 2,164 |
| Net interest income | $4,453,000 | 2,479 |
| Provision for loan and lease losses | $275,000 | 3,128 |
| Total noninterest income | $511,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $322,000 | 2,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,586 |
| Total noninterest expense | $2,911,000 | 3,177 |
| Salaries and employee benefits | $1,666,000 | 2,880 |
| Premises and equipment expense | $234,000 | 4,293 |
| Additional noninterest expense | $1,011,000 | 3,185 |
| Pre-tax net operating income | $1,778,000 | 1,612 |
| Securities gains (losses) | $159,000 | 857 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,937,000 | 1,300 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,937,000 | 1,300 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,937,000 | 1,300 |
| Net charge-offs | $144,000 | 3,458 |
| Cash dividends | $1,566,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,778,000 | 1,339 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 2,398 |
| Total interest expense | $770,000 | 2,131 |
| Net interest income | $2,202,000 | 2,505 |
| Provision for loan and lease losses | $175,000 | 2,602 |
| Total noninterest income | $245,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $156,000 | 2,143 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,751 |
| Total noninterest expense | $1,538,000 | 3,045 |
| Salaries and employee benefits | $865,000 | 2,795 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $566,000 | 2,859 |
| Pre-tax net operating income | $734,000 | 1,900 |
| Securities gains (losses) | $106,000 | 518 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $840,000 | 1,425 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $840,000 | 1,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $840,000 | 1,425 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $688,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $734,000 | 1,559 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,058,000 | 2,299 |
| Total interest expense | $3,834,000 | 2,069 |
| Net interest income | $9,224,000 | 2,366 |
| Provision for loan and lease losses | $900,000 | 3,213 |
| Total noninterest income | $1,094,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $671,000 | 2,109 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $423,000 | 3,426 |
| Total noninterest expense | $5,901,000 | 3,155 |
| Salaries and employee benefits | $3,352,000 | 2,835 |
| Premises and equipment expense | $650,000 | 3,501 |
| Additional noninterest expense | $1,899,000 | 3,393 |
| Pre-tax net operating income | $3,517,000 | 1,416 |
| Securities gains (losses) | $111,000 | 2,070 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,628,000 | 1,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,628,000 | 1,185 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,628,000 | 1,187 |
| Net charge-offs | $705,000 | 3,157 |
| Cash dividends | $3,504,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,517,000 | 1,174 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 2,318 |
| Total interest expense | $2,972,000 | 2,091 |
| Net interest income | $7,004,000 | 2,379 |
| Provision for loan and lease losses | $675,000 | 3,084 |
| Total noninterest income | $824,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $501,000 | 2,168 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $323,000 | 3,438 |
| Total noninterest expense | $4,345,000 | 3,198 |
| Salaries and employee benefits | $2,453,000 | 2,899 |
| Premises and equipment expense | $430,000 | 3,899 |
| Additional noninterest expense | $1,462,000 | 3,301 |
| Pre-tax net operating income | $2,808,000 | 1,395 |
| Securities gains (losses) | $84,000 | 2,067 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,892,000 | 1,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,892,000 | 1,168 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,892,000 | 1,168 |
| Net charge-offs | $77,000 | 5,154 |
| Cash dividends | $2,483,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,808,000 | 1,146 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 2,340 |
| Total interest expense | $2,037,000 | 2,125 |
| Net interest income | $4,625,000 | 2,402 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $530,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $321,000 | 2,232 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $209,000 | 3,441 |
| Total noninterest expense | $2,897,000 | 3,202 |
| Salaries and employee benefits | $1,661,000 | 2,872 |
| Premises and equipment expense | $294,000 | 3,860 |
| Additional noninterest expense | $942,000 | 3,368 |
| Pre-tax net operating income | $1,808,000 | 1,442 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,888,000 | 1,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,888,000 | 1,179 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,888,000 | 1,179 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $1,593,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,808,000 | 1,191 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 2,390 |
| Total interest expense | $1,044,000 | 2,181 |
| Net interest income | $2,287,000 | 2,456 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $256,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $156,000 | 2,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $1,467,000 | 3,206 |
| Salaries and employee benefits | $846,000 | 2,863 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $492,000 | 3,233 |
| Pre-tax net operating income | $851,000 | 1,533 |
| Securities gains (losses) | $62,000 | 1,041 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $913,000 | 1,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $913,000 | 1,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $913,000 | 1,196 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $765,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $851,000 | 1,250 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,795,000 | 2,425 |
| Total interest expense | $5,538,000 | 2,056 |
| Net interest income | $8,257,000 | 2,644 |
| Provision for loan and lease losses | $541,000 | 4,420 |
| Total noninterest income | $1,259,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $767,000 | 2,107 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $492,000 | 3,227 |
| Total noninterest expense | $5,962,000 | 3,194 |
| Salaries and employee benefits | $3,344,000 | 2,913 |
| Premises and equipment expense | $633,000 | 3,742 |
| Additional noninterest expense | $1,985,000 | 3,333 |
| Pre-tax net operating income | $3,013,000 | 1,321 |
| Securities gains (losses) | $93,000 | 2,205 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,106,000 | 1,086 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,106,000 | 1,084 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,106,000 | 1,085 |
| Net charge-offs | $280,000 | 4,586 |
| Cash dividends | $2,680,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,013,000 | 1,110 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 2,449 |
| Total interest expense | $4,359,000 | 2,057 |
| Net interest income | $6,015,000 | 2,724 |
| Provision for loan and lease losses | $265,000 | 4,793 |
| Total noninterest income | $938,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $572,000 | 2,121 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $366,000 | 3,335 |
| Total noninterest expense | $4,405,000 | 3,243 |
| Salaries and employee benefits | $2,472,000 | 2,975 |
| Premises and equipment expense | $418,000 | 4,129 |
| Additional noninterest expense | $1,515,000 | 3,260 |
| Pre-tax net operating income | $2,283,000 | 1,406 |
| Securities gains (losses) | $168,000 | 1,418 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,451,000 | 1,111 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,451,000 | 1,110 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,451,000 | 1,111 |
| Net charge-offs | $11,000 | 6,487 |
| Cash dividends | $1,788,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,283,000 | 1,161 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 2,462 |
| Total interest expense | $3,046,000 | 2,070 |
| Net interest income | $3,941,000 | 2,762 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $614,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $370,000 | 2,148 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $244,000 | 3,343 |
| Total noninterest expense | $3,128,000 | 3,111 |
| Salaries and employee benefits | $1,778,000 | 2,804 |
| Premises and equipment expense | $281,000 | 4,127 |
| Additional noninterest expense | $1,069,000 | 3,126 |
| Pre-tax net operating income | $1,307,000 | 1,705 |
| Securities gains (losses) | $113,000 | 1,407 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,420,000 | 1,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,420,000 | 1,333 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,420,000 | 1,334 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $1,150,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,307,000 | 1,402 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 2,452 |
| Total interest expense | $1,578,000 | 2,078 |
| Net interest income | $1,962,000 | 2,755 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $304,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $183,000 | 2,124 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $121,000 | 3,340 |
| Total noninterest expense | $1,589,000 | 2,985 |
| Salaries and employee benefits | $920,000 | 2,748 |
| Premises and equipment expense | $107,000 | 4,927 |
| Additional noninterest expense | $562,000 | 2,714 |
| Pre-tax net operating income | $617,000 | 2,008 |
| Securities gains (losses) | $54,000 | 1,270 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $671,000 | 1,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $671,000 | 1,601 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $671,000 | 1,602 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $617,000 | 1,656 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,416,000 | 2,571 |
| Total interest expense | $7,407,000 | 2,100 |
| Net interest income | $7,009,000 | 3,047 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $1,417,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $861,000 | 1,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $556,000 | 3,013 |
| Total noninterest expense | $6,518,000 | 2,860 |
| Salaries and employee benefits | $4,037,000 | 2,487 |
| Premises and equipment expense | $868,000 | 2,969 |
| Additional noninterest expense | $1,613,000 | 3,440 |
| Pre-tax net operating income | $1,878,000 | 2,580 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $1,873,000 | 2,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,873,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,058 |
| Cash dividends | $1,810,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,865,080 | 2,246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,715,000 | 2,640 |
| Total interest expense | $5,697,000 | 2,135 |
| Net interest income | $5,018,000 | 3,209 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $1,094,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $655,000 | 1,980 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $439,000 | 3,028 |
| Total noninterest expense | $4,573,000 | 3,006 |
| Salaries and employee benefits | $2,896,000 | 2,618 |
| Premises and equipment expense | $425,000 | 4,116 |
| Additional noninterest expense | $1,252,000 | 3,262 |
| Pre-tax net operating income | $1,529,000 | 2,804 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $1,518,000 | 2,302 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,518,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $1,300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,516,020 | 2,421 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 2,687 |
| Total interest expense | $3,881,000 | 2,168 |
| Net interest income | $3,208,000 | 3,312 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $728,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $428,000 | 1,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $300,000 | 3,013 |
| Total noninterest expense | $2,979,000 | 3,077 |
| Salaries and employee benefits | $1,816,000 | 2,784 |
| Premises and equipment expense | $288,000 | 4,084 |
| Additional noninterest expense | $875,000 | 3,089 |
| Pre-tax net operating income | $957,000 | 3,037 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $944,000 | 2,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $944,000 | 2,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $944,000 | 2,640 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 2,715 |
| Total interest expense | $2,024,000 | 2,220 |
| Net interest income | $1,573,000 | 3,373 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $334,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $214,000 | 1,963 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,394,000 | 3,281 |
| Salaries and employee benefits | $766,000 | 3,285 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $503,000 | 2,713 |
| Pre-tax net operating income | $513,000 | 3,026 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,121,000 | 2,838 |
| Total interest expense | $8,346,000 | 2,247 |
| Net interest income | $5,775,000 | 3,606 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,485,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $870,000 | 1,990 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,615,000 | 1,590 |
| Total noninterest expense | $5,138,000 | 3,380 |
| Salaries and employee benefits | $3,058,000 | 3,176 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $1,622,000 | 3,206 |
| Pre-tax net operating income | $3,122,000 | 2,388 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,123,000 | 1,976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,123,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $1,495,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,122,000 | 1,961 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,534,000 | 2,856 |
| Total interest expense | $6,195,000 | 2,259 |
| Net interest income | $4,339,000 | 3,615 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,005,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $634,000 | 2,017 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,371,000 | 1,465 |
| Total noninterest expense | $3,896,000 | 3,311 |
| Salaries and employee benefits | $2,217,000 | 3,249 |
| Premises and equipment expense | $450,000 | 3,831 |
| Additional noninterest expense | $1,229,000 | 3,121 |
| Pre-tax net operating income | $2,448,000 | 2,476 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,449,000 | 2,041 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,449,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $1,113,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,448,000 | 2,026 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 2,905 |
| Total interest expense | $4,024,000 | 2,319 |
| Net interest income | $2,904,000 | 3,631 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,665,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $417,000 | 2,040 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,248,000 | 1,197 |
| Total noninterest expense | $2,655,000 | 3,287 |
| Salaries and employee benefits | $1,501,000 | 3,241 |
| Premises and equipment expense | $307,000 | 3,793 |
| Additional noninterest expense | $847,000 | 3,041 |
| Pre-tax net operating income | $1,914,000 | 2,244 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,915,000 | 1,807 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,915,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $693,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,914,000 | 1,793 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 2,923 |
| Total interest expense | $1,956,000 | 2,355 |
| Net interest income | $1,468,000 | 3,598 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,301,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $200,000 | 2,050 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,101,000 | 770 |
| Total noninterest expense | $1,437,000 | 3,091 |
| Salaries and employee benefits | $759,000 | 3,235 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $1,332,000 | 1,710 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,332,000 | 1,316 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,332,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $343,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,332,000 | 1,304 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,458,000 | 2,799 |
| Total interest expense | $7,199,000 | 2,232 |
| Net interest income | $6,259,000 | 3,418 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,420,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $846,000 | 2,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $574,000 | 3,098 |
| Total noninterest expense | $5,116,000 | 3,288 |
| Salaries and employee benefits | $3,070,000 | 3,070 |
| Premises and equipment expense | $438,000 | 4,648 |
| Additional noninterest expense | $1,608,000 | 3,108 |
| Pre-tax net operating income | $2,563,000 | 3,077 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,563,000 | 2,562 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,563,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $2,116,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,563,000 | 2,543 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,047,000 | 2,787 |
| Total interest expense | $5,253,000 | 2,231 |
| Net interest income | $4,794,000 | 3,381 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,064,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $640,000 | 2,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 3,113 |
| Total noninterest expense | $3,838,000 | 3,271 |
| Salaries and employee benefits | $2,186,000 | 3,211 |
| Premises and equipment expense | $436,000 | 3,868 |
| Additional noninterest expense | $1,216,000 | 3,092 |
| Pre-tax net operating income | $2,020,000 | 3,079 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,020,000 | 2,542 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,020,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $1,631,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,020,000 | 2,532 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 2,769 |
| Total interest expense | $3,366,000 | 2,215 |
| Net interest income | $3,287,000 | 3,313 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $722,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $420,000 | 2,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $302,000 | 3,003 |
| Total noninterest expense | $2,601,000 | 3,245 |
| Salaries and employee benefits | $1,478,000 | 3,163 |
| Premises and equipment expense | $297,000 | 3,797 |
| Additional noninterest expense | $826,000 | 3,052 |
| Pre-tax net operating income | $1,408,000 | 3,007 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,408,000 | 2,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,408,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $1,121,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,408,000 | 2,445 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 2,737 |
| Total interest expense | $1,574,000 | 2,233 |
| Net interest income | $1,723,000 | 3,166 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $345,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $197,000 | 2,069 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $1,351,000 | 3,156 |
| Salaries and employee benefits | $752,000 | 3,143 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $474,000 | 2,660 |
| Pre-tax net operating income | $717,000 | 2,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $717,000 | 2,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $717,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $717,000 | 2,374 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,593,000 | 2,602 |
| Total interest expense | $5,383,000 | 2,064 |
| Net interest income | $7,210,000 | 2,970 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $1,387,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $835,000 | 2,036 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $552,000 | 3,206 |
| Total noninterest expense | $5,171,000 | 3,144 |
| Salaries and employee benefits | $3,014,000 | 2,947 |
| Premises and equipment expense | $577,000 | 3,772 |
| Additional noninterest expense | $1,580,000 | 3,106 |
| Pre-tax net operating income | $3,226,000 | 2,604 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $8,000 | 6,595 |
| Income before extraordinary items | $3,224,000 | 2,115 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,224,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,566 |
| Cash dividends | $3,295,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,218,000 | 2,095 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 2,600 |
| Total interest expense | $3,841,000 | 2,049 |
| Net interest income | $5,395,000 | 2,964 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $1,025,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $622,000 | 2,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 3,269 |
| Total noninterest expense | $3,803,000 | 3,170 |
| Salaries and employee benefits | $2,140,000 | 3,075 |
| Premises and equipment expense | $465,000 | 3,547 |
| Additional noninterest expense | $1,198,000 | 3,043 |
| Pre-tax net operating income | $2,447,000 | 2,612 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $2,439,000 | 2,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,439,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,768 |
| Cash dividends | $2,180,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,439,000 | 2,073 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 2,568 |
| Total interest expense | $2,415,000 | 2,048 |
| Net interest income | $3,683,000 | 2,864 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $685,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $392,000 | 2,098 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $2,581,000 | 3,100 |
| Salaries and employee benefits | $1,443,000 | 3,032 |
| Premises and equipment expense | $336,000 | 3,297 |
| Additional noninterest expense | $802,000 | 3,018 |
| Pre-tax net operating income | $1,667,000 | 2,522 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $1,659,000 | 2,036 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,659,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,029 |
| Cash dividends | $1,430,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,659,000 | 2,000 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 2,560 |
| Total interest expense | $1,140,000 | 2,071 |
| Net interest income | $1,873,000 | 2,808 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $180,000 | 2,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,332,000 | 3,032 |
| Salaries and employee benefits | $744,000 | 2,949 |
| Premises and equipment expense | $169,000 | 3,324 |
| Additional noninterest expense | $419,000 | 2,900 |
| Pre-tax net operating income | $797,000 | 2,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $789,000 | 2,106 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $789,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $715,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $789,000 | 2,073 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 2,555 |
| Total interest expense | $3,783,000 | 2,154 |
| Net interest income | $7,387,000 | 2,744 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,622,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $964,000 | 1,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $658,000 | 2,823 |
| Total noninterest expense | $5,258,000 | 2,971 |
| Salaries and employee benefits | $3,041,000 | 2,805 |
| Premises and equipment expense | $659,000 | 3,279 |
| Additional noninterest expense | $1,558,000 | 3,038 |
| Pre-tax net operating income | $3,511,000 | 2,269 |
| Securities gains (losses) | $239,000 | 742 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $3,734,000 | 1,717 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,734,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,329 |
| Cash dividends | $3,347,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,495,000 | 1,771 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,208,000 | 2,564 |
| Total interest expense | $2,703,000 | 2,201 |
| Net interest income | $5,505,000 | 2,729 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,232,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $741,000 | 1,788 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $491,000 | 2,835 |
| Total noninterest expense | $3,764,000 | 3,068 |
| Salaries and employee benefits | $2,130,000 | 2,965 |
| Premises and equipment expense | $448,000 | 3,555 |
| Additional noninterest expense | $1,186,000 | 2,970 |
| Pre-tax net operating income | $2,793,000 | 2,193 |
| Securities gains (losses) | $145,000 | 953 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $2,932,000 | 1,659 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,932,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $2,436,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,787,000 | 1,689 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 2,594 |
| Total interest expense | $1,718,000 | 2,272 |
| Net interest income | $3,655,000 | 2,716 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $817,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $488,000 | 1,794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $329,000 | 2,826 |
| Total noninterest expense | $2,489,000 | 3,108 |
| Salaries and employee benefits | $1,407,000 | 3,003 |
| Premises and equipment expense | $291,000 | 3,648 |
| Additional noninterest expense | $791,000 | 2,965 |
| Pre-tax net operating income | $1,863,000 | 2,175 |
| Securities gains (losses) | $144,000 | 808 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $2,001,000 | 1,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,001,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $1,624,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,857,000 | 1,664 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,511 |
| Total interest expense | $852,000 | 2,309 |
| Net interest income | $1,934,000 | 2,562 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $370,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $228,000 | 1,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $1,263,000 | 3,070 |
| Salaries and employee benefits | $708,000 | 3,004 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $424,000 | 2,746 |
| Pre-tax net operating income | $981,000 | 2,039 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $981,000 | 1,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $981,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $812,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $981,000 | 1,533 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,070,000 | 2,806 |
| Total interest expense | $3,509,000 | 2,493 |
| Net interest income | $6,561,000 | 2,927 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $1,540,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $817,000 | 2,090 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $723,000 | 2,907 |
| Total noninterest expense | $5,002,000 | 3,048 |
| Salaries and employee benefits | $2,888,000 | 2,861 |
| Premises and equipment expense | $632,000 | 3,378 |
| Additional noninterest expense | $1,482,000 | 3,118 |
| Pre-tax net operating income | $2,879,000 | 2,594 |
| Securities gains (losses) | $215,000 | 1,295 |
| Applicable income taxes | $55,000 | 6,211 |
| Income before extraordinary items | $3,039,000 | 2,013 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,039,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,509 |
| Cash dividends | $3,050,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,828,300 | 2,053 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,389,000 | 2,905 |
| Total interest expense | $2,655,000 | 2,557 |
| Net interest income | $4,734,000 | 3,047 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $1,118,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $575,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 2,985 |
| Total noninterest expense | $3,572,000 | 3,174 |
| Salaries and employee benefits | $2,015,000 | 3,072 |
| Premises and equipment expense | $414,000 | 3,757 |
| Additional noninterest expense | $1,143,000 | 3,026 |
| Pre-tax net operating income | $2,120,000 | 2,719 |
| Securities gains (losses) | $215,000 | 1,185 |
| Applicable income taxes | $43,000 | 6,338 |
| Income before extraordinary items | $2,292,000 | 2,073 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,292,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,091 |
| Cash dividends | $1,880,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,081,300 | 2,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 2,870 |
| Total interest expense | $1,783,000 | 2,612 |
| Net interest income | $3,254,000 | 2,949 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $710,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $354,000 | 2,317 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $356,000 | 2,989 |
| Total noninterest expense | $2,327,000 | 3,247 |
| Salaries and employee benefits | $1,338,000 | 3,078 |
| Premises and equipment expense | $246,000 | 4,101 |
| Additional noninterest expense | $743,000 | 3,075 |
| Pre-tax net operating income | $1,517,000 | 2,564 |
| Securities gains (losses) | $79,000 | 1,687 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $1,578,000 | 2,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,578,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $1,280,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,499,790 | 1,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 2,879 |
| Total interest expense | $892,000 | 2,661 |
| Net interest income | $1,636,000 | 2,925 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $371,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 2,742 |
| Total noninterest expense | $1,216,000 | 3,096 |
| Salaries and employee benefits | $664,000 | 3,093 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $431,000 | 2,679 |
| Pre-tax net operating income | $731,000 | 2,652 |
| Securities gains (losses) | $79,000 | 1,130 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $792,000 | 1,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,297 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $714,580 | 2,043 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 2,777 |
| Total interest expense | $4,235,000 | 2,615 |
| Net interest income | $6,721,000 | 2,836 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $1,346,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $754,000 | 2,108 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 2,988 |
| Total noninterest expense | $4,752,000 | 3,060 |
| Salaries and employee benefits | $2,768,000 | 2,836 |
| Premises and equipment expense | $606,000 | 3,384 |
| Additional noninterest expense | $1,378,000 | 3,183 |
| Pre-tax net operating income | $3,060,000 | 2,462 |
| Securities gains (losses) | $-102,000 | 9,134 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,958,000 | 2,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,958,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,612 |
| Cash dividends | $2,700,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,060,000 | 1,895 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 3,038 |
| Total interest expense | $5,255,000 | 3,023 |
| Net interest income | $5,855,000 | 3,002 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $1,435,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $762,000 | 1,985 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $673,000 | 2,629 |
| Total noninterest expense | $4,613,000 | 3,028 |
| Salaries and employee benefits | $2,706,000 | 2,754 |
| Premises and equipment expense | $634,000 | 3,217 |
| Additional noninterest expense | $1,273,000 | 3,308 |
| Pre-tax net operating income | $2,502,000 | 2,664 |
| Securities gains (losses) | $222,000 | 1,111 |
| Applicable income taxes | $794,000 | 2,438 |
| Income before extraordinary items | $1,930,000 | 2,613 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,930,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,922 |
| Cash dividends | $2,144,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,772,380 | 2,751 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 3,120 |
| Total interest expense | $5,370,000 | 3,108 |
| Net interest income | $5,711,000 | 3,083 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $1,260,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $675,000 | 2,055 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $585,000 | 2,669 |
| Total noninterest expense | $4,437,000 | 3,035 |
| Salaries and employee benefits | $2,579,000 | 2,750 |
| Premises and equipment expense | $556,000 | 3,478 |
| Additional noninterest expense | $1,302,000 | 3,171 |
| Pre-tax net operating income | $2,484,000 | 2,774 |
| Securities gains (losses) | $-130,000 | 9,481 |
| Applicable income taxes | $640,000 | 2,989 |
| Income before extraordinary items | $1,714,000 | 2,909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,714,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,265 |
| Cash dividends | $1,015,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,808,900 | 2,791 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 3,014 |
| Total interest expense | $4,993,000 | 2,922 |
| Net interest income | $5,708,000 | 3,053 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $1,500,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $640,000 | 2,077 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $860,000 | 2,058 |
| Total noninterest expense | $4,286,000 | 3,105 |
| Salaries and employee benefits | $2,381,000 | 2,942 |
| Premises and equipment expense | $596,000 | 3,277 |
| Additional noninterest expense | $1,309,000 | 3,198 |
| Pre-tax net operating income | $2,752,000 | 2,587 |
| Securities gains (losses) | $79,000 | 822 |
| Applicable income taxes | $808,000 | 2,619 |
| Income before extraordinary items | $2,023,000 | 2,570 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,023,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,979 |
| Cash dividends | $1,952,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,966,910 | 2,596 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,923,000 | 2,959 |
| Total interest expense | $5,255,000 | 2,860 |
| Net interest income | $5,668,000 | 3,044 |
| Provision for loan and lease losses | $189,000 | 3,640 |
| Total noninterest income | $1,531,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $771,000 | 1,647 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $760,000 | 2,250 |
| Total noninterest expense | $4,241,000 | 3,066 |
| Salaries and employee benefits | $2,403,000 | 2,833 |
| Premises and equipment expense | $547,000 | 3,439 |
| Additional noninterest expense | $1,291,000 | 3,153 |
| Pre-tax net operating income | $2,769,000 | 2,559 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $815,000 | 2,700 |
| Income before extraordinary items | $2,006,000 | 2,547 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,006,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $1,128,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,969,080 | 2,514 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 2,935 |
| Total interest expense | $5,469,000 | 2,735 |
| Net interest income | $5,639,000 | 3,097 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $1,574,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $843,000 | 1,543 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $731,000 | 2,166 |
| Total noninterest expense | $4,334,000 | 2,935 |
| Salaries and employee benefits | $2,450,000 | 2,703 |
| Premises and equipment expense | $555,000 | 3,391 |
| Additional noninterest expense | $1,329,000 | 3,041 |
| Pre-tax net operating income | $2,654,000 | 2,767 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $798,000 | 2,933 |
| Income before extraordinary items | $1,882,000 | 2,723 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,882,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,411 |
| Cash dividends | $905,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,863,800 | 2,695 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,299,000 | 2,921 |
| Total interest expense | $5,577,000 | 2,717 |
| Net interest income | $5,722,000 | 3,095 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $1,117,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $728,000 | 1,862 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $389,000 | 3,457 |
| Total noninterest expense | $4,452,000 | 3,045 |
| Salaries and employee benefits | $2,379,000 | 2,822 |
| Premises and equipment expense | $584,000 | 3,293 |
| Additional noninterest expense | $1,489,000 | 3,145 |
| Pre-tax net operating income | $2,337,000 | 2,982 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $679,000 | 3,246 |
| Income before extraordinary items | $1,650,000 | 2,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,650,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $980,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,655,680 | 2,877 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 2,887 |
| Total interest expense | $5,966,000 | 2,575 |
| Net interest income | $5,548,000 | 3,203 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $899,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $595,000 | 2,283 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $304,000 | 3,963 |
| Total noninterest expense | $4,650,000 | 2,896 |
| Salaries and employee benefits | $2,356,000 | 2,831 |
| Premises and equipment expense | $708,000 | 2,777 |
| Additional noninterest expense | $1,586,000 | 2,954 |
| Pre-tax net operating income | $1,797,000 | 3,856 |
| Securities gains (losses) | $37,000 | 1,505 |
| Applicable income taxes | $491,000 | 4,256 |
| Income before extraordinary items | $1,343,000 | 3,570 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,343,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,301 |
| Cash dividends | $745,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,315,990 | 3,617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,643,000 | 3,140 |
| Total interest expense | $4,045,000 | 3,015 |
| Net interest income | $5,598,000 | 3,204 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $928,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $511,000 | 2,681 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $417,000 | 3,320 |
| Total noninterest expense | $3,873,000 | 3,527 |
| Salaries and employee benefits | $2,039,000 | 3,224 |
| Premises and equipment expense | $591,000 | 3,316 |
| Additional noninterest expense | $1,243,000 | 3,932 |
| Pre-tax net operating income | $2,653,000 | 2,676 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $829,000 | 2,693 |
| Income before extraordinary items | $1,814,000 | 2,674 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,814,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $665,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,820,900 | 2,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,745,000 | 3,169 |
| Total interest expense | $3,865,000 | 3,264 |
| Net interest income | $5,880,000 | 3,086 |
| Provision for loan and lease losses | $-64,000 | 12,803 |
| Total noninterest income | $928,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $499,000 | 2,805 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $429,000 | 3,601 |
| Total noninterest expense | $3,896,000 | 3,571 |
| Salaries and employee benefits | $1,993,000 | 3,298 |
| Premises and equipment expense | $523,000 | 3,715 |
| Additional noninterest expense | $1,380,000 | 3,758 |
| Pre-tax net operating income | $2,976,000 | 2,309 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $1,039,000 | 2,162 |
| Income before extraordinary items | $1,954,000 | 2,583 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,954,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 12,780 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,942,950 | 2,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 3,371 |
| Total interest expense | $4,832,000 | 3,418 |
| Net interest income | $5,542,000 | 3,305 |
| Provision for loan and lease losses | $202,000 | 5,177 |
| Total noninterest income | $830,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $485,000 | 2,874 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $345,000 | 4,073 |
| Total noninterest expense | $3,742,000 | 3,704 |
| Salaries and employee benefits | $1,867,000 | 3,418 |
| Premises and equipment expense | $544,000 | 3,687 |
| Additional noninterest expense | $1,331,000 | 3,958 |
| Pre-tax net operating income | $2,428,000 | 2,568 |
| Securities gains (losses) | $-134,000 | 13,817 |
| Applicable income taxes | $749,000 | 2,779 |
| Income before extraordinary items | $1,545,000 | 2,996 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,545,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 4,125 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,634,780 | 2,604 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.