Home > Fraternity Federal Savings and Loan Association > Income and Expense
Fraternity Federal Savings and Loan Association, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 3,600 |
| Total interest expense | $449,000 | 1,543 |
| Net interest income | $966,000 | 4,137 |
| Provision for loan and lease losses | $-1,000 | 5,851 |
| Total noninterest income | $53,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $2,000 | 5,864 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $51,000 | 4,378 |
| Total noninterest expense | $937,000 | 3,843 |
| Salaries and employee benefits | $486,000 | 3,944 |
| Premises and equipment expense | $128,000 | 3,400 |
| Additional noninterest expense | $323,000 | 3,708 |
| Pre-tax net operating income | $83,000 | 5,203 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $17,000 | 3,549 |
| Income before extraordinary items | $66,000 | 5,302 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $66,000 | 5,303 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $66,000 | 5,303 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $66,000 | 5,243 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 3,494 |
| Total interest expense | $1,772,000 | 1,540 |
| Net interest income | $4,086,000 | 4,040 |
| Provision for loan and lease losses | $909,000 | 882 |
| Total noninterest income | $228,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $17,000 | 5,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $211,000 | 4,392 |
| Total noninterest expense | $4,229,000 | 3,593 |
| Salaries and employee benefits | $2,213,000 | 3,690 |
| Premises and equipment expense | $557,000 | 3,260 |
| Additional noninterest expense | $1,459,000 | 3,458 |
| Pre-tax net operating income | $-824,000 | 6,073 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $-334,000 | 6,060 |
| Income before extraordinary items | $-481,000 | 6,043 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-481,000 | 6,044 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-481,000 | 6,044 |
| Net charge-offs | $1,009,000 | 687 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 603 |
| Net operating income | $-486,760 | 6,036 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 3,520 |
| Total interest expense | $1,322,000 | 1,563 |
| Net interest income | $3,091,000 | 4,051 |
| Provision for loan and lease losses | $907,000 | 651 |
| Total noninterest income | $183,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $11,000 | 5,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 4,326 |
| Total noninterest expense | $3,191,000 | 3,592 |
| Salaries and employee benefits | $1,664,000 | 3,704 |
| Premises and equipment expense | $429,000 | 3,249 |
| Additional noninterest expense | $1,098,000 | 3,466 |
| Pre-tax net operating income | $-824,000 | 6,191 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $-401,000 | 6,213 |
| Income before extraordinary items | $-414,000 | 6,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-414,000 | 6,150 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-414,000 | 6,150 |
| Net charge-offs | $1,007,000 | 496 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 586 |
| Net operating income | $-419,760 | 6,143 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 3,500 |
| Total interest expense | $875,000 | 1,579 |
| Net interest income | $2,107,000 | 4,018 |
| Provision for loan and lease losses | $933,000 | 453 |
| Total noninterest income | $109,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $8,000 | 6,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,505 |
| Total noninterest expense | $2,100,000 | 3,653 |
| Salaries and employee benefits | $1,117,000 | 3,722 |
| Premises and equipment expense | $282,000 | 3,296 |
| Additional noninterest expense | $701,000 | 3,583 |
| Pre-tax net operating income | $-817,000 | 6,278 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $-364,000 | 6,298 |
| Income before extraordinary items | $-444,000 | 6,248 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-444,000 | 6,248 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-444,000 | 6,248 |
| Net charge-offs | $933,000 | 371 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 576 |
| Net operating income | $-449,760 | 6,242 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,507 |
| Total interest expense | $435,000 | 1,603 |
| Net interest income | $1,055,000 | 4,031 |
| Provision for loan and lease losses | $-19,000 | 6,114 |
| Total noninterest income | $48,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $1,039,000 | 3,706 |
| Salaries and employee benefits | $557,000 | 3,760 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $337,000 | 3,681 |
| Pre-tax net operating income | $83,000 | 5,343 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $20,000 | 3,527 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $-19,000 | 5,660 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 555 |
| Net operating income | $64,980 | 5,412 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 3,476 |
| Total interest expense | $1,770,000 | 1,640 |
| Net interest income | $4,372,000 | 3,984 |
| Provision for loan and lease losses | $27,000 | 4,118 |
| Total noninterest income | $256,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $15,000 | 6,198 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $241,000 | 4,305 |
| Total noninterest expense | $4,704,000 | 3,452 |
| Salaries and employee benefits | $2,399,000 | 3,574 |
| Premises and equipment expense | $639,000 | 3,092 |
| Additional noninterest expense | $1,666,000 | 3,293 |
| Pre-tax net operating income | $-103,000 | 6,165 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $-185,000 | 6,309 |
| Income before extraordinary items | $84,000 | 5,935 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $84,000 | 5,935 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $84,000 | 5,936 |
| Net charge-offs | $-95,000 | 6,121 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $82,720 | 5,904 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 3,501 |
| Total interest expense | $1,326,000 | 1,662 |
| Net interest income | $3,291,000 | 4,010 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $219,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $11,000 | 6,278 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $208,000 | 4,151 |
| Total noninterest expense | $3,550,000 | 3,453 |
| Salaries and employee benefits | $1,821,000 | 3,549 |
| Premises and equipment expense | $460,000 | 3,225 |
| Additional noninterest expense | $1,269,000 | 3,267 |
| Pre-tax net operating income | $-265,000 | 6,330 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $-195,000 | 6,459 |
| Income before extraordinary items | $-68,000 | 6,239 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-68,000 | 6,239 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-68,000 | 6,239 |
| Net charge-offs | $-97,000 | 6,200 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 672 |
| Net operating income | $-69,280 | 6,232 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 3,462 |
| Total interest expense | $882,000 | 1,678 |
| Net interest income | $2,245,000 | 3,955 |
| Provision for loan and lease losses | $-94,000 | 6,331 |
| Total noninterest income | $173,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $166,000 | 3,912 |
| Total noninterest expense | $2,463,000 | 3,386 |
| Salaries and employee benefits | $1,234,000 | 3,546 |
| Premises and equipment expense | $311,000 | 3,215 |
| Additional noninterest expense | $918,000 | 3,095 |
| Pre-tax net operating income | $49,000 | 5,987 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-23,000 | 6,420 |
| Income before extraordinary items | $72,000 | 5,888 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $72,000 | 5,890 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $72,000 | 5,891 |
| Net charge-offs | $-94,000 | 6,305 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $72,000 | 5,850 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 3,477 |
| Total interest expense | $441,000 | 1,702 |
| Net interest income | $1,127,000 | 3,953 |
| Provision for loan and lease losses | $-3,000 | 6,379 |
| Total noninterest income | $43,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $1,263,000 | 3,347 |
| Salaries and employee benefits | $623,000 | 3,557 |
| Premises and equipment expense | $157,000 | 3,239 |
| Additional noninterest expense | $483,000 | 2,972 |
| Pre-tax net operating income | $-90,000 | 6,431 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-47,000 | 6,577 |
| Income before extraordinary items | $-43,000 | 6,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-43,000 | 6,369 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-43,000 | 6,370 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $-43,000 | 6,362 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 3,489 |
| Total interest expense | $1,986,000 | 1,715 |
| Net interest income | $4,364,000 | 4,054 |
| Provision for loan and lease losses | $223,000 | 2,845 |
| Total noninterest income | $265,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $18,000 | 6,440 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $247,000 | 4,336 |
| Total noninterest expense | $4,635,000 | 3,587 |
| Salaries and employee benefits | $2,345,000 | 3,699 |
| Premises and equipment expense | $591,000 | 3,346 |
| Additional noninterest expense | $1,699,000 | 3,352 |
| Pre-tax net operating income | $-229,000 | 6,376 |
| Securities gains (losses) | $43,000 | 1,909 |
| Applicable income taxes | $-94,000 | 6,472 |
| Income before extraordinary items | $-92,000 | 6,331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-92,000 | 6,332 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-92,000 | 6,333 |
| Net charge-offs | $90,000 | 3,853 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 800 |
| Net operating income | $-119,520 | 6,324 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 3,505 |
| Total interest expense | $1,507,000 | 1,745 |
| Net interest income | $3,275,000 | 4,079 |
| Provision for loan and lease losses | $131,000 | 3,102 |
| Total noninterest income | $204,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $14,000 | 6,503 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $190,000 | 4,367 |
| Total noninterest expense | $3,351,000 | 3,682 |
| Salaries and employee benefits | $1,698,000 | 3,794 |
| Premises and equipment expense | $439,000 | 3,404 |
| Additional noninterest expense | $1,214,000 | 3,464 |
| Pre-tax net operating income | $-3,000 | 6,290 |
| Securities gains (losses) | $43,000 | 1,775 |
| Applicable income taxes | $-51,000 | 6,633 |
| Income before extraordinary items | $91,000 | 6,059 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $91,000 | 6,062 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 6,061 |
| Net charge-offs | $25,000 | 4,288 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 764 |
| Net operating income | $48,000 | 6,146 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 3,520 |
| Total interest expense | $1,023,000 | 1,745 |
| Net interest income | $2,159,000 | 4,106 |
| Provision for loan and lease losses | $-12,000 | 6,582 |
| Total noninterest income | $151,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $9,000 | 6,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $142,000 | 4,285 |
| Total noninterest expense | $2,144,000 | 3,794 |
| Salaries and employee benefits | $1,076,000 | 3,944 |
| Premises and equipment expense | $291,000 | 3,437 |
| Additional noninterest expense | $777,000 | 3,576 |
| Pre-tax net operating income | $178,000 | 5,437 |
| Securities gains (losses) | $43,000 | 1,619 |
| Applicable income taxes | $43,000 | 3,579 |
| Income before extraordinary items | $178,000 | 5,398 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,401 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $178,000 | 5,401 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 730 |
| Net operating income | $143,170 | 5,487 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 3,535 |
| Total interest expense | $523,000 | 1,756 |
| Net interest income | $1,077,000 | 4,129 |
| Provision for loan and lease losses | $21,000 | 3,551 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $1,104,000 | 3,753 |
| Salaries and employee benefits | $565,000 | 3,855 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $392,000 | 3,559 |
| Pre-tax net operating income | $38,000 | 5,966 |
| Securities gains (losses) | $43,000 | 987 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $70,000 | 5,606 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $70,000 | 5,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $70,000 | 5,608 |
| Net charge-offs | $66,000 | 2,216 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $33,020 | 5,974 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 3,560 |
| Total interest expense | $2,426,000 | 1,800 |
| Net interest income | $4,248,000 | 4,254 |
| Provision for loan and lease losses | $402,000 | 3,011 |
| Total noninterest income | $304,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $17,000 | 6,708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $287,000 | 4,090 |
| Total noninterest expense | $4,242,000 | 3,868 |
| Salaries and employee benefits | $2,221,000 | 3,873 |
| Premises and equipment expense | $542,000 | 3,621 |
| Additional noninterest expense | $1,479,000 | 3,830 |
| Pre-tax net operating income | $-92,000 | 6,275 |
| Securities gains (losses) | $128,000 | 2,074 |
| Applicable income taxes | $-98,000 | 6,700 |
| Income before extraordinary items | $134,000 | 5,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 5,962 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $134,000 | 5,965 |
| Net charge-offs | $257,000 | 3,491 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,994 |
| Net operating income | $6,000 | 6,153 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 3,591 |
| Total interest expense | $1,854,000 | 1,836 |
| Net interest income | $3,212,000 | 4,300 |
| Provision for loan and lease losses | $380,000 | 2,655 |
| Total noninterest income | $229,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $12,000 | 6,810 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 4,132 |
| Total noninterest expense | $3,153,000 | 3,918 |
| Salaries and employee benefits | $1,674,000 | 3,856 |
| Premises and equipment expense | $405,000 | 3,682 |
| Additional noninterest expense | $1,074,000 | 3,924 |
| Pre-tax net operating income | $-92,000 | 6,413 |
| Securities gains (losses) | $114,000 | 1,876 |
| Applicable income taxes | $-56,000 | 6,863 |
| Income before extraordinary items | $78,000 | 6,175 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $78,000 | 6,173 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $78,000 | 6,174 |
| Net charge-offs | $235,000 | 3,115 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 7,101 |
| Net operating income | $-36,000 | 6,353 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 3,548 |
| Total interest expense | $1,247,000 | 1,884 |
| Net interest income | $2,225,000 | 4,203 |
| Provision for loan and lease losses | $178,000 | 3,161 |
| Total noninterest income | $143,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,232 |
| Total noninterest expense | $2,094,000 | 3,951 |
| Salaries and employee benefits | $1,105,000 | 3,913 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $721,000 | 3,913 |
| Pre-tax net operating income | $96,000 | 5,888 |
| Securities gains (losses) | $114,000 | 1,499 |
| Applicable income taxes | $46,000 | 3,591 |
| Income before extraordinary items | $164,000 | 5,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 5,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $164,000 | 5,554 |
| Net charge-offs | $178,000 | 2,877 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 7,177 |
| Net operating income | $75,080 | 5,945 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 3,558 |
| Total interest expense | $631,000 | 1,947 |
| Net interest income | $1,125,000 | 4,193 |
| Provision for loan and lease losses | $73,000 | 3,329 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,137 |
| Total noninterest expense | $1,063,000 | 3,938 |
| Salaries and employee benefits | $571,000 | 3,851 |
| Premises and equipment expense | $136,000 | 3,691 |
| Additional noninterest expense | $356,000 | 3,939 |
| Pre-tax net operating income | $67,000 | 5,759 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $57,000 | 5,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 5,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $57,000 | 5,902 |
| Net charge-offs | $73,000 | 2,721 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 7,253 |
| Net operating income | $57,000 | 5,760 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 3,718 |
| Total interest expense | $3,292,000 | 1,793 |
| Net interest income | $3,570,000 | 4,838 |
| Provision for loan and lease losses | $65,000 | 5,666 |
| Total noninterest income | $308,000 | 5,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $300,000 | 3,871 |
| Total noninterest expense | $3,990,000 | 4,121 |
| Salaries and employee benefits | $2,323,000 | 3,767 |
| Premises and equipment expense | $494,000 | 4,074 |
| Additional noninterest expense | $1,173,000 | 4,521 |
| Pre-tax net operating income | $-177,000 | 6,214 |
| Securities gains (losses) | $108,000 | 1,999 |
| Applicable income taxes | $-107,000 | 6,822 |
| Income before extraordinary items | $38,000 | 6,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $38,000 | 6,055 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $38,000 | 6,055 |
| Net charge-offs | $115,000 | 4,859 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 88 |
| Net operating income | $-31,120 | 6,085 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 3,784 |
| Total interest expense | $2,531,000 | 1,823 |
| Net interest income | $2,589,000 | 4,965 |
| Provision for loan and lease losses | $66,000 | 5,347 |
| Total noninterest income | $216,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $210,000 | 4,026 |
| Total noninterest expense | $3,024,000 | 4,092 |
| Salaries and employee benefits | $1,760,000 | 3,753 |
| Premises and equipment expense | $372,000 | 4,106 |
| Additional noninterest expense | $892,000 | 4,477 |
| Pre-tax net operating income | $-285,000 | 6,456 |
| Securities gains (losses) | $108,000 | 1,717 |
| Applicable income taxes | $-122,000 | 7,020 |
| Income before extraordinary items | $-55,000 | 6,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-55,000 | 6,363 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-55,000 | 6,363 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 74 |
| Net operating income | $-124,120 | 6,356 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 3,827 |
| Total interest expense | $1,732,000 | 1,840 |
| Net interest income | $1,671,000 | 5,057 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,263 |
| Total noninterest expense | $1,936,000 | 4,250 |
| Salaries and employee benefits | $1,084,000 | 3,985 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $602,000 | 4,520 |
| Pre-tax net operating income | $-199,000 | 6,552 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $-94,000 | 7,099 |
| Income before extraordinary items | $-57,000 | 6,438 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-57,000 | 6,437 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-57,000 | 6,438 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 44 |
| Net operating income | $-87,720 | 6,446 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 3,898 |
| Total interest expense | $888,000 | 1,860 |
| Net interest income | $781,000 | 5,234 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $57,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $940,000 | 4,367 |
| Salaries and employee benefits | $531,000 | 4,063 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $279,000 | 4,718 |
| Pre-tax net operating income | $-162,000 | 6,783 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-81,000 | 7,253 |
| Income before extraordinary items | $-81,000 | 6,672 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-81,000 | 6,672 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-81,000 | 6,672 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 20 |
| Net operating income | $-81,000 | 6,661 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 3,749 |
| Total interest expense | $3,853,000 | 2,062 |
| Net interest income | $3,585,000 | 4,886 |
| Provision for loan and lease losses | $1,502,000 | 2,458 |
| Total noninterest income | $431,000 | 4,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $431,000 | 3,395 |
| Total noninterest expense | $4,249,000 | 4,040 |
| Salaries and employee benefits | $2,387,000 | 3,710 |
| Premises and equipment expense | $779,000 | 3,036 |
| Additional noninterest expense | $1,083,000 | 4,888 |
| Pre-tax net operating income | $-1,735,000 | 6,704 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $-699,000 | 7,243 |
| Income before extraordinary items | $-858,000 | 6,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-858,000 | 6,526 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-858,000 | 6,526 |
| Net charge-offs | $479,000 | 3,713 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-971,920 | 6,539 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 3,776 |
| Total interest expense | $2,909,000 | 2,137 |
| Net interest income | $2,761,000 | 4,872 |
| Provision for loan and lease losses | $1,165,000 | 2,305 |
| Total noninterest income | $257,000 | 5,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $257,000 | 3,795 |
| Total noninterest expense | $3,052,000 | 4,174 |
| Salaries and employee benefits | $1,769,000 | 3,789 |
| Premises and equipment expense | $587,000 | 3,080 |
| Additional noninterest expense | $696,000 | 5,283 |
| Pre-tax net operating income | $-1,199,000 | 6,851 |
| Securities gains (losses) | $178,000 | 1,463 |
| Applicable income taxes | $-448,000 | 7,349 |
| Income before extraordinary items | $-573,000 | 6,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-573,000 | 6,711 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-573,000 | 6,711 |
| Net charge-offs | $338,000 | 3,572 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-686,920 | 6,716 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 3,752 |
| Total interest expense | $1,953,000 | 2,208 |
| Net interest income | $1,909,000 | 4,786 |
| Provision for loan and lease losses | $865,000 | 2,103 |
| Total noninterest income | $141,000 | 5,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $2,065,000 | 4,138 |
| Salaries and employee benefits | $1,195,000 | 3,774 |
| Premises and equipment expense | $395,000 | 3,088 |
| Additional noninterest expense | $475,000 | 5,219 |
| Pre-tax net operating income | $-880,000 | 6,949 |
| Securities gains (losses) | $151,000 | 1,128 |
| Applicable income taxes | $-317,000 | 7,407 |
| Income before extraordinary items | $-412,000 | 6,797 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-412,000 | 6,799 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-412,000 | 6,798 |
| Net charge-offs | $338,000 | 2,906 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-508,640 | 6,825 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,740 |
| Total interest expense | $994,000 | 2,271 |
| Net interest income | $982,000 | 4,734 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $991,000 | 4,304 |
| Salaries and employee benefits | $593,000 | 3,864 |
| Premises and equipment expense | $208,000 | 3,034 |
| Additional noninterest expense | $190,000 | 5,817 |
| Pre-tax net operating income | $59,000 | 5,555 |
| Securities gains (losses) | $116,000 | 727 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $135,000 | 4,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,564 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $135,000 | 4,562 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $45,680 | 5,670 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,460,000 | 3,679 |
| Total interest expense | $4,794,000 | 2,350 |
| Net interest income | $3,666,000 | 4,837 |
| Provision for loan and lease losses | $51,000 | 6,822 |
| Total noninterest income | $278,000 | 5,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $278,000 | 4,081 |
| Total noninterest expense | $3,659,000 | 4,589 |
| Salaries and employee benefits | $2,122,000 | 4,174 |
| Premises and equipment expense | $736,000 | 3,328 |
| Additional noninterest expense | $801,000 | 5,826 |
| Pre-tax net operating income | $234,000 | 4,696 |
| Securities gains (losses) | $228,000 | 1,452 |
| Applicable income taxes | $119,000 | 2,765 |
| Income before extraordinary items | $343,000 | 4,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $343,000 | 4,342 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $343,000 | 4,343 |
| Net charge-offs | $44,000 | 6,278 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $174,280 | 4,832 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 3,669 |
| Total interest expense | $3,668,000 | 2,405 |
| Net interest income | $2,810,000 | 4,764 |
| Provision for loan and lease losses | $51,000 | 6,512 |
| Total noninterest income | $202,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $202,000 | 4,268 |
| Total noninterest expense | $2,698,000 | 4,642 |
| Salaries and employee benefits | $1,579,000 | 4,230 |
| Premises and equipment expense | $540,000 | 3,430 |
| Additional noninterest expense | $579,000 | 5,908 |
| Pre-tax net operating income | $263,000 | 4,670 |
| Securities gains (losses) | $98,000 | 1,856 |
| Applicable income taxes | $44,000 | 3,399 |
| Income before extraordinary items | $317,000 | 4,368 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $317,000 | 4,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $317,000 | 4,367 |
| Net charge-offs | $47,000 | 5,731 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $230,760 | 4,653 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 3,625 |
| Total interest expense | $2,495,000 | 2,457 |
| Net interest income | $1,952,000 | 4,655 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $129,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $1,819,000 | 4,656 |
| Salaries and employee benefits | $1,049,000 | 4,290 |
| Premises and equipment expense | $358,000 | 3,472 |
| Additional noninterest expense | $412,000 | 5,749 |
| Pre-tax net operating income | $211,000 | 4,581 |
| Securities gains (losses) | $98,000 | 1,509 |
| Applicable income taxes | $44,000 | 3,242 |
| Income before extraordinary items | $265,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,154 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $265,000 | 4,154 |
| Net charge-offs | $47,000 | 4,972 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $180,720 | 4,579 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,685 |
| Total interest expense | $1,268,000 | 2,504 |
| Net interest income | $925,000 | 4,801 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $898,000 | 4,615 |
| Salaries and employee benefits | $530,000 | 4,280 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $184,000 | 5,798 |
| Pre-tax net operating income | $102,000 | 5,016 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 4,771 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,104,000 | 3,770 |
| Total interest expense | $5,845,000 | 2,574 |
| Net interest income | $3,259,000 | 5,180 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $123,000 | 7,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $123,000 | 5,638 |
| Total noninterest expense | $3,460,000 | 4,681 |
| Salaries and employee benefits | $2,003,000 | 4,446 |
| Premises and equipment expense | $713,000 | 3,468 |
| Additional noninterest expense | $744,000 | 5,664 |
| Pre-tax net operating income | $-83,000 | 6,437 |
| Securities gains (losses) | $91,000 | 1,201 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $8,000 | 6,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-83,000 | 6,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 3,825 |
| Total interest expense | $4,464,000 | 2,619 |
| Net interest income | $2,398,000 | 5,274 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $92,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 5,760 |
| Total noninterest expense | $2,634,000 | 4,617 |
| Salaries and employee benefits | $1,527,000 | 4,412 |
| Premises and equipment expense | $533,000 | 3,492 |
| Additional noninterest expense | $574,000 | 5,547 |
| Pre-tax net operating income | $-149,000 | 6,979 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-75,000 | 6,735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-75,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-149,000 | 7,023 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 3,868 |
| Total interest expense | $3,063,000 | 2,660 |
| Net interest income | $1,534,000 | 5,398 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $1,802,000 | 4,567 |
| Salaries and employee benefits | $1,035,000 | 4,404 |
| Premises and equipment expense | $352,000 | 3,535 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $-207,000 | 7,334 |
| Securities gains (losses) | $74,000 | 1,171 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-133,000 | 7,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-133,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-207,000 | 7,397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,929 |
| Total interest expense | $1,610,000 | 2,704 |
| Net interest income | $705,000 | 5,668 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $836,000 | 4,801 |
| Salaries and employee benefits | $515,000 | 4,444 |
| Premises and equipment expense | $183,000 | 3,457 |
| Additional noninterest expense | $138,000 | 6,395 |
| Pre-tax net operating income | $-100,000 | 7,563 |
| Securities gains (losses) | $69,000 | 913 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-31,000 | 7,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-100,000 | 7,610 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 3,839 |
| Total interest expense | $6,598,000 | 2,773 |
| Net interest income | $3,103,000 | 5,413 |
| Provision for loan and lease losses | $-3,000 | 8,212 |
| Total noninterest income | $-229,000 | 8,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-229,000 | 8,514 |
| Total noninterest expense | $3,305,000 | 4,701 |
| Salaries and employee benefits | $2,052,000 | 4,310 |
| Premises and equipment expense | $681,000 | 3,508 |
| Additional noninterest expense | $572,000 | 6,257 |
| Pre-tax net operating income | $-428,000 | 7,772 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $-158,000 | 8,092 |
| Income before extraordinary items | $-255,000 | 7,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-255,000 | 7,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-264,600 | 7,739 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 3,868 |
| Total interest expense | $4,891,000 | 2,796 |
| Net interest income | $2,345,000 | 5,412 |
| Provision for loan and lease losses | $-3,000 | 8,281 |
| Total noninterest income | $104,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $2,460,000 | 4,715 |
| Salaries and employee benefits | $1,541,000 | 4,289 |
| Premises and equipment expense | $504,000 | 3,530 |
| Additional noninterest expense | $415,000 | 6,297 |
| Pre-tax net operating income | $-8,000 | 7,664 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $-1,000 | 7,964 |
| Income before extraordinary items | $8,000 | 7,649 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-7,000 | 7,674 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 3,906 |
| Total interest expense | $3,219,000 | 2,817 |
| Net interest income | $1,565,000 | 5,450 |
| Provision for loan and lease losses | $-3,000 | 8,322 |
| Total noninterest income | $69,000 | 7,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $1,644,000 | 4,720 |
| Salaries and employee benefits | $1,033,000 | 4,318 |
| Premises and equipment expense | $329,000 | 3,603 |
| Additional noninterest expense | $282,000 | 6,278 |
| Pre-tax net operating income | $-7,000 | 7,797 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $5,000 | 7,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-4,600 | 7,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 3,870 |
| Total interest expense | $1,603,000 | 2,819 |
| Net interest income | $811,000 | 5,343 |
| Provision for loan and lease losses | $-3,000 | 8,400 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $846,000 | 4,628 |
| Salaries and employee benefits | $529,000 | 4,254 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $152,000 | 6,088 |
| Pre-tax net operating income | $2,000 | 7,818 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $12,000 | 7,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,350 | 7,829 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,825 |
| Total interest expense | $5,678,000 | 2,719 |
| Net interest income | $3,456,000 | 5,090 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $142,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $3,105,000 | 4,768 |
| Salaries and employee benefits | $1,962,000 | 4,339 |
| Premises and equipment expense | $638,000 | 3,594 |
| Additional noninterest expense | $505,000 | 6,519 |
| Pre-tax net operating income | $493,000 | 6,513 |
| Securities gains (losses) | $-52,000 | 7,955 |
| Applicable income taxes | $167,000 | 4,493 |
| Income before extraordinary items | $274,000 | 7,019 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $274,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $307,280 | 6,884 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 3,830 |
| Total interest expense | $4,121,000 | 2,706 |
| Net interest income | $2,653,000 | 5,060 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,813 |
| Total noninterest expense | $2,316,000 | 4,776 |
| Salaries and employee benefits | $1,470,000 | 4,303 |
| Premises and equipment expense | $478,000 | 3,595 |
| Additional noninterest expense | $368,000 | 6,580 |
| Pre-tax net operating income | $439,000 | 6,456 |
| Securities gains (losses) | $-52,000 | 8,192 |
| Applicable income taxes | $149,000 | 4,483 |
| Income before extraordinary items | $238,000 | 7,021 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $238,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $271,280 | 6,870 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 3,830 |
| Total interest expense | $2,664,000 | 2,678 |
| Net interest income | $1,772,000 | 5,076 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $69,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $1,570,000 | 4,746 |
| Salaries and employee benefits | $997,000 | 4,272 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $255,000 | 6,520 |
| Pre-tax net operating income | $271,000 | 6,635 |
| Securities gains (losses) | $-52,000 | 8,374 |
| Applicable income taxes | $87,000 | 4,702 |
| Income before extraordinary items | $132,000 | 7,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $165,280 | 7,051 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 3,828 |
| Total interest expense | $1,292,000 | 2,647 |
| Net interest income | $893,000 | 5,062 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $808,000 | 4,659 |
| Salaries and employee benefits | $507,000 | 4,243 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $120,000 | 6,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $74,000 | 7,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $74,000 | 7,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 3,781 |
| Total interest expense | $4,210,000 | 2,543 |
| Net interest income | $3,725,000 | 4,838 |
| Provision for loan and lease losses | $-16,000 | 8,509 |
| Total noninterest income | $144,000 | 7,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $144,000 | 5,803 |
| Total noninterest expense | $2,915,000 | 4,857 |
| Salaries and employee benefits | $1,707,000 | 4,645 |
| Premises and equipment expense | $579,000 | 3,758 |
| Additional noninterest expense | $629,000 | 5,911 |
| Pre-tax net operating income | $970,000 | 5,432 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $352,000 | 3,895 |
| Income before extraordinary items | $618,000 | 5,938 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $618,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $618,000 | 5,911 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 3,802 |
| Total interest expense | $2,972,000 | 2,554 |
| Net interest income | $2,837,000 | 4,800 |
| Provision for loan and lease losses | $-16,000 | 8,609 |
| Total noninterest income | $107,000 | 7,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,833 |
| Total noninterest expense | $2,168,000 | 4,868 |
| Salaries and employee benefits | $1,281,000 | 4,618 |
| Premises and equipment expense | $428,000 | 3,781 |
| Additional noninterest expense | $459,000 | 5,956 |
| Pre-tax net operating income | $792,000 | 5,354 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $301,000 | 3,810 |
| Income before extraordinary items | $491,000 | 5,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $491,000 | 5,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $491,000 | 5,905 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 3,847 |
| Total interest expense | $1,807,000 | 2,627 |
| Net interest income | $1,910,000 | 4,750 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $68,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $68,000 | 5,929 |
| Total noninterest expense | $1,389,000 | 4,998 |
| Salaries and employee benefits | $832,000 | 4,689 |
| Premises and equipment expense | $274,000 | 3,881 |
| Additional noninterest expense | $283,000 | 6,173 |
| Pre-tax net operating income | $589,000 | 5,051 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $228,000 | 3,564 |
| Income before extraordinary items | $361,000 | 5,704 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $361,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $361,000 | 5,667 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 3,915 |
| Total interest expense | $845,000 | 2,664 |
| Net interest income | $961,000 | 4,742 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $689,000 | 5,042 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $118,000 | 3,499 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $188,000 | 5,540 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 3,895 |
| Total interest expense | $3,270,000 | 2,433 |
| Net interest income | $3,528,000 | 4,871 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $179,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,335 |
| Total noninterest expense | $2,897,000 | 4,774 |
| Salaries and employee benefits | $1,778,000 | 4,378 |
| Premises and equipment expense | $533,000 | 3,891 |
| Additional noninterest expense | $586,000 | 6,064 |
| Pre-tax net operating income | $810,000 | 5,762 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $329,000 | 4,038 |
| Income before extraordinary items | $481,000 | 6,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $481,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $481,000 | 6,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 3,926 |
| Total interest expense | $2,422,000 | 2,417 |
| Net interest income | $2,597,000 | 4,929 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $145,000 | 7,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 5,198 |
| Total noninterest expense | $2,160,000 | 4,748 |
| Salaries and employee benefits | $1,317,000 | 4,381 |
| Premises and equipment expense | $406,000 | 3,830 |
| Additional noninterest expense | $437,000 | 6,026 |
| Pre-tax net operating income | $582,000 | 5,982 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $238,000 | 4,166 |
| Income before extraordinary items | $344,000 | 6,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $344,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $344,000 | 6,576 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 4,005 |
| Total interest expense | $1,558,000 | 2,489 |
| Net interest income | $1,696,000 | 4,999 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $93,000 | 7,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $1,424,000 | 4,813 |
| Salaries and employee benefits | $864,000 | 4,457 |
| Premises and equipment expense | $271,000 | 3,835 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $365,000 | 6,083 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $151,000 | 4,236 |
| Income before extraordinary items | $214,000 | 6,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $214,000 | 6,675 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 4,101 |
| Total interest expense | $762,000 | 2,570 |
| Net interest income | $823,000 | 5,112 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $725,000 | 4,802 |
| Salaries and employee benefits | $430,000 | 4,476 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $132,000 | 6,696 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $77,000 | 7,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,048 |
| Total interest expense | $3,243,000 | 2,670 |
| Net interest income | $3,273,000 | 5,025 |
| Provision for loan and lease losses | $1,000 | 7,629 |
| Total noninterest income | $508,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $508,000 | 3,556 |
| Total noninterest expense | $2,581,000 | 5,106 |
| Salaries and employee benefits | $1,606,000 | 4,624 |
| Premises and equipment expense | $517,000 | 3,967 |
| Additional noninterest expense | $458,000 | 6,801 |
| Pre-tax net operating income | $1,199,000 | 4,688 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $377,000 | 3,901 |
| Income before extraordinary items | $822,000 | 5,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $822,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $822,000 | 5,017 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 4,074 |
| Total interest expense | $2,480,000 | 2,707 |
| Net interest income | $2,420,000 | 5,092 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $450,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $450,000 | 3,329 |
| Total noninterest expense | $1,888,000 | 5,176 |
| Salaries and employee benefits | $1,186,000 | 4,662 |
| Premises and equipment expense | $391,000 | 3,927 |
| Additional noninterest expense | $311,000 | 7,039 |
| Pre-tax net operating income | $977,000 | 4,604 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $290,000 | 3,979 |
| Income before extraordinary items | $687,000 | 5,047 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $687,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $687,000 | 4,857 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 4,077 |
| Total interest expense | $1,702,000 | 2,707 |
| Net interest income | $1,628,000 | 5,046 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $133,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $1,287,000 | 5,103 |
| Salaries and employee benefits | $795,000 | 4,634 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $221,000 | 6,882 |
| Pre-tax net operating income | $469,000 | 5,471 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $182,000 | 4,152 |
| Income before extraordinary items | $287,000 | 6,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $287,000 | 5,989 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,085 |
| Total interest expense | $873,000 | 2,711 |
| Net interest income | $801,000 | 5,092 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $650,000 | 5,066 |
| Salaries and employee benefits | $388,000 | 4,714 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 4,340 |
| Total interest expense | $3,581,000 | 3,029 |
| Net interest income | $2,852,000 | 5,446 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $274,000 | 6,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 4,449 |
| Total noninterest expense | $2,304,000 | 5,372 |
| Salaries and employee benefits | $1,394,000 | 4,953 |
| Premises and equipment expense | $455,000 | 4,234 |
| Additional noninterest expense | $455,000 | 6,784 |
| Pre-tax net operating income | $777,000 | 5,840 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $310,000 | 4,383 |
| Income before extraordinary items | $467,000 | 6,541 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $467,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $467,000 | 6,407 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 4,412 |
| Total interest expense | $4,545,000 | 3,419 |
| Net interest income | $2,513,000 | 5,704 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $196,000 | 7,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $2,159,000 | 5,453 |
| Salaries and employee benefits | $1,309,000 | 5,007 |
| Premises and equipment expense | $439,000 | 4,310 |
| Additional noninterest expense | $411,000 | 7,059 |
| Pre-tax net operating income | $541,000 | 6,395 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $174,000 | 5,245 |
| Income before extraordinary items | $367,000 | 6,753 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $367,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $367,000 | 6,624 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 4,423 |
| Total interest expense | $4,654,000 | 3,516 |
| Net interest income | $2,654,000 | 5,599 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $237,000 | 6,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $237,000 | 4,407 |
| Total noninterest expense | $2,095,000 | 5,512 |
| Salaries and employee benefits | $1,153,000 | 5,373 |
| Premises and equipment expense | $457,000 | 4,082 |
| Additional noninterest expense | $485,000 | 6,540 |
| Pre-tax net operating income | $756,000 | 6,018 |
| Securities gains (losses) | $1,411,000 | 129 |
| Applicable income taxes | $791,000 | 2,541 |
| Income before extraordinary items | $1,376,000 | 3,481 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,376,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $472,960 | 6,484 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 4,648 |
| Total interest expense | $4,033,000 | 3,568 |
| Net interest income | $2,516,000 | 5,779 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $210,000 | 7,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $210,000 | 4,835 |
| Total noninterest expense | $1,961,000 | 5,767 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $420,000 | 4,357 |
| Additional noninterest expense | $444,000 | 6,948 |
| Pre-tax net operating income | $765,000 | 6,066 |
| Securities gains (losses) | $77,000 | 834 |
| Applicable income taxes | $286,000 | 4,919 |
| Income before extraordinary items | $556,000 | 6,126 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $556,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $505,180 | 6,376 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,550,000 | 4,648 |
| Total interest expense | $4,177,000 | 3,539 |
| Net interest income | $2,373,000 | 6,025 |
| Provision for loan and lease losses | $-4,000 | 10,198 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,890,000 | 5,814 |
| Salaries and employee benefits | $1,050,000 | 5,587 |
| Premises and equipment expense | $383,000 | 4,582 |
| Additional noninterest expense | $457,000 | 6,742 |
| Pre-tax net operating income | $685,000 | 6,541 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $463,000 | 6,831 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $463,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $463,000 | 6,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 5,141 |
| Total interest expense | $3,722,000 | 3,936 |
| Net interest income | $2,170,000 | 6,585 |
| Provision for loan and lease losses | $-7,000 | 10,601 |
| Total noninterest income | $225,000 | 7,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $225,000 | 4,675 |
| Total noninterest expense | $1,724,000 | 6,231 |
| Salaries and employee benefits | $928,000 | 6,161 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $435,000 | 7,058 |
| Pre-tax net operating income | $678,000 | 7,066 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $202,000 | 6,846 |
| Income before extraordinary items | $476,000 | 7,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $476,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $476,000 | 7,076 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 5,838 |
| Total interest expense | $3,150,000 | 4,574 |
| Net interest income | $1,970,000 | 7,207 |
| Provision for loan and lease losses | $-66,000 | 11,224 |
| Total noninterest income | $161,000 | 8,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $161,000 | 5,764 |
| Total noninterest expense | $1,979,000 | 5,984 |
| Salaries and employee benefits | $841,000 | 6,768 |
| Premises and equipment expense | $345,000 | 5,056 |
| Additional noninterest expense | $793,000 | 5,235 |
| Pre-tax net operating income | $218,000 | 9,680 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $149,000 | 9,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $149,000 | 9,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $153,970 | 9,699 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 6,205 |
| Total interest expense | $2,884,000 | 4,934 |
| Net interest income | $1,864,000 | 7,617 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $147,000 | 9,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,531,000 | 7,171 |
| Salaries and employee benefits | $756,000 | 7,363 |
| Premises and equipment expense | $346,000 | 5,064 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $470,000 | 8,620 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $161,000 | 8,078 |
| Income before extraordinary items | $314,000 | 8,798 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $314,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $310,700 | 8,796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 6,325 |
| Total interest expense | $2,117,000 | 5,343 |
| Net interest income | $2,203,000 | 7,086 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $121,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $1,251,000 | 8,415 |
| Salaries and employee benefits | $615,000 | 8,515 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $427,000 | 8,559 |
| Pre-tax net operating income | $1,013,000 | 5,894 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $673,060 | 6,145 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 6,806 |
| Total interest expense | $1,848,000 | 6,217 |
| Net interest income | $2,213,000 | 7,152 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $1,314,000 | 8,464 |
| Salaries and employee benefits | $656,000 | 8,335 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $434,000 | 8,884 |
| Pre-tax net operating income | $937,000 | 6,180 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $618,000 | 6,651 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $618,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,605 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $618,000 | 6,402 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 6,887 |
| Total interest expense | $2,517,000 | 5,964 |
| Net interest income | $1,991,000 | 7,794 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $295,000 | 4,481 |
| Total noninterest expense | $1,269,000 | 8,768 |
| Salaries and employee benefits | $675,000 | 8,181 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $304,000 | 10,774 |
| Pre-tax net operating income | $989,000 | 5,674 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $288,000 | 6,101 |
| Income before extraordinary items | $701,000 | 5,915 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $701,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $701,000 | 5,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.