Home > Franklin Synergy Bank > Income and Expense

Franklin Synergy Bank, Income and Expense

2020-06-30 (YTD Data)Rank
Total interest income$81,375,000261
Total interest expense$22,266,000178
Net interest income$59,109,000285
Provision for loan and lease losses$16,217,000211
Total noninterest income$14,886,000339
Gross Fiduciary activities income$23,000775
Service charges on deposit accounts$977,000530
Trading account gains and fees$0123
Additional Noninterest Income$13,886,000287
Total noninterest expense$41,594,000323
Salaries and employee benefits$25,640,000304
Premises and equipment expense$4,108,000347
Additional noninterest expense$11,846,000350
Pre-tax net operating income$16,184,000340
Securities gains (losses)$1,562,000149
Applicable income taxes$3,274,000341
Income before extraordinary items$14,472,000322
Extraordinary gains, net$04
Net income$14,464,000322
Minority interest net income$8,00050
Net income of bank and minority interests.$14,472,000322
Net charge-offs$23,553,00067
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$2,706,00070
Net operating income$13,191,160339
2020-03-31 (YTD Data)Rank
Total interest income$41,581,000263
Total interest expense$13,062,000178
Net interest income$28,519,000293
Provision for loan and lease losses$13,022,000172
Total noninterest income$5,092,000417
Gross Fiduciary activities income$13,000776
Service charges on deposit accounts$535,000568
Trading account gains and fees$0106
Additional Noninterest Income$4,544,000336
Total noninterest expense$20,078,000334
Salaries and employee benefits$11,697,000317
Premises and equipment expense$2,172,000334
Additional noninterest expense$6,209,000341
Pre-tax net operating income$511,0002,756
Securities gains (losses)$1,396,00085
Applicable income taxes$-161,0004,979
Income before extraordinary items$2,068,000906
Extraordinary gains, net$04
Net income$2,068,000906
Minority interest net income$056
Net income of bank and minority interests.$2,068,000906
Net charge-offs$20,055,00050
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$1,387,00071
Net operating income$672,0002,207
2019-12-31 (YTD Data)Rank
Total interest income$184,787,000240
Total interest expense$69,205,000163
Net interest income$115,582,000290
Provision for loan and lease losses$13,286,000138
Total noninterest income$15,726,000507
Gross Fiduciary activities income$40,000810
Service charges on deposit accounts$2,123,000597
Trading account gains and fees$0135
Additional Noninterest Income$13,563,000425
Total noninterest expense$75,811,000331
Salaries and employee benefits$44,776,000315
Premises and equipment expense$9,375,000311
Additional noninterest expense$21,660,000360
Pre-tax net operating income$42,211,000348
Securities gains (losses)$2,043,000148
Applicable income taxes$7,936,000368
Income before extraordinary items$36,318,000343
Extraordinary gains, net$011
Net income$36,303,000344
Minority interest net income$15,00056
Net income of bank and minority interests.$36,318,000344
Net charge-offs$10,062,000137
Cash dividends$5,500,000741
Sale, conversion, retirement of capital stock, net$5,065,00094
Net operating income$34,642,740344
2019-09-30 (YTD Data)Rank
Total interest income$141,439,000240
Total interest expense$55,214,000163
Net interest income$86,225,000292
Provision for loan and lease losses$13,086,000123
Total noninterest income$11,186,000522
Gross Fiduciary activities income$24,000821
Service charges on deposit accounts$1,575,000600
Trading account gains and fees$0129
Additional Noninterest Income$9,587,000442
Total noninterest expense$55,742,000337
Salaries and employee benefits$32,899,000322
Premises and equipment expense$6,959,000316
Additional noninterest expense$15,884,000370
Pre-tax net operating income$28,583,000378
Securities gains (losses)$2,009,000123
Applicable income taxes$5,365,000399
Income before extraordinary items$25,227,000357
Extraordinary gains, net$011
Net income$25,219,000358
Minority interest net income$8,00058
Net income of bank and minority interests.$25,227,000358
Net charge-offs$10,063,000122
Cash dividends$3,500,000789
Sale, conversion, retirement of capital stock, net$3,642,00085
Net operating income$23,579,620367
2019-06-30 (YTD Data)Rank
Total interest income$94,930,000243
Total interest expense$38,026,000156
Net interest income$56,904,000293
Provision for loan and lease losses$12,086,00099
Total noninterest income$7,892,000498
Gross Fiduciary activities income$14,000833
Service charges on deposit accounts$1,008,000610
Trading account gains and fees$0131
Additional Noninterest Income$6,870,000407
Total noninterest expense$37,770,000336
Salaries and employee benefits$21,900,000321
Premises and equipment expense$4,584,000323
Additional noninterest expense$11,286,000355
Pre-tax net operating income$14,940,000448
Securities gains (losses)$517,000219
Applicable income taxes$2,707,000484
Income before extraordinary items$12,750,000437
Extraordinary gains, net$011
Net income$12,742,000436
Minority interest net income$8,00057
Net income of bank and minority interests.$12,750,000437
Net charge-offs$8,094,000109
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$2,391,00075
Net operating income$12,326,060444
2019-03-31 (YTD Data)Rank
Total interest income$47,499,000242
Total interest expense$19,021,000152
Net interest income$28,478,000291
Provision for loan and lease losses$5,055,000107
Total noninterest income$3,337,000556
Gross Fiduciary activities income$7,000839
Service charges on deposit accounts$475,000644
Trading account gains and fees$0126
Additional Noninterest Income$2,855,000458
Total noninterest expense$19,276,000335
Salaries and employee benefits$11,366,000313
Premises and equipment expense$2,185,000332
Additional noninterest expense$5,725,000346
Pre-tax net operating income$7,484,000442
Securities gains (losses)$149,000226
Applicable income taxes$1,461,000456
Income before extraordinary items$6,172,000447
Extraordinary gains, net$05
Net income$6,172,000447
Minority interest net income$052
Net income of bank and minority interests.$6,172,000447
Net charge-offs$649,000287
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$1,086,00063
Net operating income$6,051,310443
2018-12-31 (YTD Data)Rank
Total interest income$169,895,000245
Total interest expense$60,113,000149
Net interest income$109,782,000303
Provision for loan and lease losses$2,254,000452
Total noninterest income$14,822,000514
Gross Fiduciary activities income$30,000881
Service charges on deposit accounts$1,917,000661
Trading account gains and fees$0126
Additional Noninterest Income$12,875,000423
Total noninterest expense$69,928,000356
Salaries and employee benefits$40,771,000331
Premises and equipment expense$8,717,000327
Additional noninterest expense$20,440,000382
Pre-tax net operating income$52,422,000303
Securities gains (losses)$-4,160,0005,377
Applicable income taxes$8,133,000351
Income before extraordinary items$40,129,000309
Extraordinary gains, net$06
Net income$40,113,000309
Minority interest net income$16,00050
Net income of bank and minority interests.$40,129,000309
Net charge-offs$50,0002,633
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$5,559,00098
Net operating income$43,581,800298
2018-09-30 (YTD Data)Rank
Total interest income$123,863,000246
Total interest expense$42,071,000148
Net interest income$81,792,000300
Provision for loan and lease losses$1,279,000543
Total noninterest income$11,045,000518
Gross Fiduciary activities income$23,000854
Service charges on deposit accounts$1,410,000672
Trading account gains and fees$0138
Additional Noninterest Income$9,612,000426
Total noninterest expense$50,101,000364
Salaries and employee benefits$28,882,000350
Premises and equipment expense$6,303,000337
Additional noninterest expense$14,916,000380
Pre-tax net operating income$41,457,000294
Securities gains (losses)$01,118
Applicable income taxes$7,225,000319
Income before extraordinary items$34,232,000287
Extraordinary gains, net$05
Net income$34,224,000286
Minority interest net income$8,00054
Net income of bank and minority interests.$34,232,000287
Net charge-offs$47,0002,243
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$3,152,000111
Net operating income$34,232,000290
2018-06-30 (YTD Data)Rank
Total interest income$80,161,000245
Total interest expense$25,998,000146
Net interest income$54,163,000299
Provision for loan and lease losses$1,143,000427
Total noninterest income$7,602,000515
Gross Fiduciary activities income$16,000859
Service charges on deposit accounts$915,000682
Trading account gains and fees$0130
Additional Noninterest Income$6,671,000416
Total noninterest expense$32,274,000372
Salaries and employee benefits$18,602,000362
Premises and equipment expense$4,084,000347
Additional noninterest expense$9,588,000394
Pre-tax net operating income$28,348,000280
Securities gains (losses)$1,000871
Applicable income taxes$5,692,000276
Income before extraordinary items$22,657,000278
Extraordinary gains, net$06
Net income$22,649,000278
Minority interest net income$8,00052
Net income of bank and minority interests.$22,657,000278
Net charge-offs$49,0001,785
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$3,747,00058
Net operating income$22,656,200279
2018-03-31 (YTD Data)Rank
Total interest income$38,035,000250
Total interest expense$11,850,000140
Net interest income$26,185,000306
Provision for loan and lease losses$573,000419
Total noninterest income$3,457,000539
Gross Fiduciary activities income$8,000854
Service charges on deposit accounts$439,000713
Trading account gains and fees$0123
Additional Noninterest Income$3,010,000434
Total noninterest expense$15,052,000402
Salaries and employee benefits$8,793,000385
Premises and equipment expense$1,972,000361
Additional noninterest expense$4,287,000419
Pre-tax net operating income$14,017,000276
Securities gains (losses)$0735
Applicable income taxes$2,941,000271
Income before extraordinary items$11,076,000281
Extraordinary gains, net$07
Net income$11,076,000281
Minority interest net income$052
Net income of bank and minority interests.$11,076,000281
Net charge-offs$82,000956
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$1,697,00057
Net operating income$11,076,000280
2017-12-31 (YTD Data)Rank
Total interest income$132,427,000270
Total interest expense$31,085,000160
Net interest income$101,342,000298
Provision for loan and lease losses$4,313,000275
Total noninterest income$13,825,000546
Gross Fiduciary activities income$36,000876
Service charges on deposit accounts$1,811,000705
Trading account gains and fees$0151
Additional Noninterest Income$11,978,000461
Total noninterest expense$59,116,000392
Salaries and employee benefits$33,823,000382
Premises and equipment expense$7,185,000376
Additional noninterest expense$18,108,000405
Pre-tax net operating income$51,738,000281
Securities gains (losses)$896,000151
Applicable income taxes$21,195,000253
Income before extraordinary items$31,439,000294
Extraordinary gains, net$09
Net income$31,423,000293
Minority interest net income$16,00053
Net income of bank and minority interests.$31,439,000294
Net charge-offs$-382,0005,536
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$3,942,000115
Net operating income$30,865,560293
2017-09-30 (YTD Data)Rank
Total interest income$97,313,000270
Total interest expense$21,656,000162
Net interest income$75,657,000300
Provision for loan and lease losses$3,018,000283
Total noninterest income$10,987,000538
Gross Fiduciary activities income$21,000888
Service charges on deposit accounts$1,351,000710
Trading account gains and fees$0145
Additional Noninterest Income$9,615,000433
Total noninterest expense$43,656,000402
Salaries and employee benefits$25,097,000391
Premises and equipment expense$5,252,000384
Additional noninterest expense$13,307,000406
Pre-tax net operating income$39,970,000275
Securities gains (losses)$470,000215
Applicable income taxes$12,342,000274
Income before extraordinary items$28,098,000274
Extraordinary gains, net$09
Net income$28,090,000274
Minority interest net income$8,00059
Net income of bank and minority interests.$28,098,000274
Net charge-offs$-373,0005,609
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$2,613,000116
Net operating income$27,773,700278
2017-06-30 (YTD Data)Rank
Total interest income$63,539,000274
Total interest expense$13,283,000163
Net interest income$50,256,000300
Provision for loan and lease losses$2,428,000239
Total noninterest income$7,767,000511
Gross Fiduciary activities income$14,000892
Service charges on deposit accounts$896,000703
Trading account gains and fees$0139
Additional Noninterest Income$6,857,000411
Total noninterest expense$28,828,000412
Salaries and employee benefits$16,450,000397
Premises and equipment expense$3,391,000395
Additional noninterest expense$8,987,000406
Pre-tax net operating income$26,767,000272
Securities gains (losses)$120,000388
Applicable income taxes$8,524,000267
Income before extraordinary items$18,363,000278
Extraordinary gains, net$011
Net income$18,355,000277
Minority interest net income$8,00057
Net income of bank and minority interests.$18,363,000278
Net charge-offs$292,000846
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$1,940,00097
Net operating income$18,281,400278
2017-03-31 (YTD Data)Rank
Total interest income$30,535,000285
Total interest expense$5,825,000177
Net interest income$24,710,000310
Provision for loan and lease losses$1,855,000179
Total noninterest income$4,007,000494
Gross Fiduciary activities income$7,000893
Service charges on deposit accounts$450,000700
Trading account gains and fees$0142
Additional Noninterest Income$3,550,000400
Total noninterest expense$13,948,000424
Salaries and employee benefits$7,707,000429
Premises and equipment expense$1,662,000412
Additional noninterest expense$4,579,000403
Pre-tax net operating income$12,914,000271
Securities gains (losses)$01,153
Applicable income taxes$4,212,000266
Income before extraordinary items$8,702,000281
Extraordinary gains, net$08
Net income$8,702,000282
Minority interest net income$055
Net income of bank and minority interests.$8,702,000282
Net charge-offs$303,000459
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$417,000131
Net operating income$8,702,000274
2016-12-31 (YTD Data)Rank
Total interest income$99,901,000309
Total interest expense$15,421,000226
Net interest income$84,480,000326
Provision for loan and lease losses$5,241,000253
Total noninterest income$12,968,000575
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$1,694,000755
Trading account gains and fees$0170
Additional Noninterest Income$11,250,000472
Total noninterest expense$50,239,000447
Salaries and employee benefits$28,757,000433
Premises and equipment expense$6,147,000431
Additional noninterest expense$15,335,000449
Pre-tax net operating income$41,968,000290
Securities gains (losses)$2,171,000115
Applicable income taxes$14,064,000276
Income before extraordinary items$30,075,000295
Extraordinary gains, net$05
Net income$30,075,000295
Minority interest net income$082
Net income of bank and minority interests.$30,075,000295
Net charge-offs$275,0001,613
Cash dividends$2,050,0001,363
Sale, conversion, retirement of capital stock, net$118,385,00010
Net operating income$28,598,720302
2016-09-30 (YTD Data)Rank
Total interest income$72,565,000315
Total interest expense$10,865,000230
Net interest income$61,700,000329
Provision for loan and lease losses$4,096,000228
Total noninterest income$11,052,000528
Gross Fiduciary activities income$18,000925
Service charges on deposit accounts$1,257,000760
Trading account gains and fees$0169
Additional Noninterest Income$9,777,000421
Total noninterest expense$36,982,000455
Salaries and employee benefits$21,174,000438
Premises and equipment expense$4,471,000441
Additional noninterest expense$11,337,000457
Pre-tax net operating income$31,674,000290
Securities gains (losses)$1,534,000130
Applicable income taxes$11,141,000266
Income before extraordinary items$22,067,000299
Extraordinary gains, net$05
Net income$22,067,000300
Minority interest net income$071
Net income of bank and minority interests.$22,067,000300
Net charge-offs$93,0002,122
Cash dividends$1,050,0001,609
Sale, conversion, retirement of capital stock, net$50,552,00011
Net operating income$21,054,560300
2016-06-30 (YTD Data)Rank
Total interest income$46,843,000326
Total interest expense$6,899,000238
Net interest income$39,944,000339
Provision for loan and lease losses$2,703,000230
Total noninterest income$6,605,000556
Gross Fiduciary activities income$12,000937
Service charges on deposit accounts$825,000764
Trading account gains and fees$0157
Additional Noninterest Income$5,768,000450
Total noninterest expense$23,557,000481
Salaries and employee benefits$13,541,000457
Premises and equipment expense$2,858,000458
Additional noninterest expense$7,158,000488
Pre-tax net operating income$20,289,000293
Securities gains (losses)$1,105,000130
Applicable income taxes$7,134,000267
Income before extraordinary items$14,260,000302
Extraordinary gains, net$016
Net income$14,260,000302
Minority interest net income$071
Net income of bank and minority interests.$14,260,000302
Net charge-offs$38,0002,355
Cash dividends$50,0003,469
Sale, conversion, retirement of capital stock, net$50,072,0007
Net operating income$13,519,650309
2016-03-31 (YTD Data)Rank
Total interest income$22,559,000329
Total interest expense$3,272,000243
Net interest income$19,287,000346
Provision for loan and lease losses$1,136,000255
Total noninterest income$2,776,000612
Gross Fiduciary activities income$6,000933
Service charges on deposit accounts$396,000785
Trading account gains and fees$0142
Additional Noninterest Income$2,374,000506
Total noninterest expense$11,139,000495
Salaries and employee benefits$6,257,000476
Premises and equipment expense$1,431,000459
Additional noninterest expense$3,451,000503
Pre-tax net operating income$9,788,000292
Securities gains (losses)$310,000207
Applicable income taxes$3,460,000265
Income before extraordinary items$6,638,000310
Extraordinary gains, net$012
Net income$6,638,000310
Minority interest net income$062
Net income of bank and minority interests.$6,638,000310
Net charge-offs$47,0001,463
Cash dividends$50,0002,630
Sale, conversion, retirement of capital stock, net$29,745,0005
Net operating income$6,433,400311
2015-12-31 (YTD Data)Rank
Total interest income$68,722,000389
Total interest expense$9,306,000297
Net interest income$59,416,000399
Provision for loan and lease losses$5,030,000213
Total noninterest income$12,020,000592
Gross Fiduciary activities income$53,000888
Service charges on deposit accounts$1,600,000802
Trading account gains and fees$0159
Additional Noninterest Income$10,367,000480
Total noninterest expense$40,368,000520
Salaries and employee benefits$23,461,000488
Premises and equipment expense$5,176,000483
Additional noninterest expense$11,731,000572
Pre-tax net operating income$26,038,000393
Securities gains (losses)$833,000245
Applicable income taxes$9,710,000321
Income before extraordinary items$17,161,000439
Extraordinary gains, net$023
Net income$17,161,000439
Minority interest net income$081
Net income of bank and minority interests.$17,161,000440
Net charge-offs$123,0002,475
Cash dividends$150,0003,815
Sale, conversion, retirement of capital stock, net$50,654,00014
Net operating income$16,627,880444
2015-09-30 (YTD Data)Rank
Total interest income$48,640,000404
Total interest expense$6,420,000322
Net interest income$42,220,000415
Provision for loan and lease losses$3,154,000233
Total noninterest income$9,759,000563
Gross Fiduciary activities income$23,000938
Service charges on deposit accounts$1,185,000819
Trading account gains and fees$0153
Additional Noninterest Income$8,551,000453
Total noninterest expense$30,472,000522
Salaries and employee benefits$17,588,000494
Premises and equipment expense$3,863,000499
Additional noninterest expense$9,021,000565
Pre-tax net operating income$18,353,000420
Securities gains (losses)$529,000290
Applicable income taxes$6,849,000352
Income before extraordinary items$12,033,000472
Extraordinary gains, net$021
Net income$12,033,000470
Minority interest net income$078
Net income of bank and minority interests.$12,033,000472
Net charge-offs$89,0002,279
Cash dividends$100,0003,461
Sale, conversion, retirement of capital stock, net$49,792,00013
Net operating income$11,694,440472
2015-06-30 (YTD Data)Rank
Total interest income$29,339,000436
Total interest expense$3,854,000356
Net interest income$25,485,000445
Provision for loan and lease losses$1,430,000321
Total noninterest income$5,987,000611
Gross Fiduciary activities income$17,000941
Service charges on deposit accounts$763,000839
Trading account gains and fees$0157
Additional Noninterest Income$5,207,000492
Total noninterest expense$19,953,000531
Salaries and employee benefits$11,504,000495
Premises and equipment expense$2,552,000508
Additional noninterest expense$5,897,000576
Pre-tax net operating income$10,089,000498
Securities gains (losses)$524,000245
Applicable income taxes$3,921,000406
Income before extraordinary items$6,692,000566
Extraordinary gains, net$022
Net income$6,692,000563
Minority interest net income$075
Net income of bank and minority interests.$6,692,000566
Net charge-offs$94,0001,774
Cash dividends$50,0003,429
Sale, conversion, retirement of capital stock, net$39,556,00012
Net operating income$6,356,640579
2015-03-31 (YTD Data)Rank
Total interest income$13,926,000456
Total interest expense$1,769,000387
Net interest income$12,157,000469
Provision for loan and lease losses$625,000323
Total noninterest income$3,163,000562
Gross Fiduciary activities income$10,000927
Service charges on deposit accounts$356,000862
Trading account gains and fees$0152
Additional Noninterest Income$2,797,000446
Total noninterest expense$9,787,000542
Salaries and employee benefits$5,562,000515
Premises and equipment expense$1,470,000457
Additional noninterest expense$2,755,000609
Pre-tax net operating income$4,908,000497
Securities gains (losses)$415,000192
Applicable income taxes$2,065,000373
Income before extraordinary items$3,258,000558
Extraordinary gains, net$013
Net income$3,258,000556
Minority interest net income$064
Net income of bank and minority interests.$3,258,000558
Net charge-offs$-3,0004,874
Cash dividends$25,0002,736
Sale, conversion, retirement of capital stock, net$39,344,0007
Net operating income$2,992,400589
2014-12-31 (YTD Data)Rank
Total interest income$43,433,000573
Total interest expense$5,740,000485
Net interest income$37,693,000593
Provision for loan and lease losses$2,374,000416
Total noninterest income$8,969,000696
Gross Fiduciary activities income$15,0001,039
Service charges on deposit accounts$966,0001,330
Trading account gains and fees$0180
Additional Noninterest Income$7,988,000542
Total noninterest expense$29,581,000692
Salaries and employee benefits$18,022,000604
Premises and equipment expense$4,389,000565
Additional noninterest expense$7,170,000910
Pre-tax net operating income$14,707,000591
Securities gains (losses)$259,000674
Applicable income taxes$5,515,000461
Income before extraordinary items$9,451,000723
Extraordinary gains, net$017
Net income$9,451,000723
Minority interest net income$084
Net income of bank and minority interests.$9,451,000723
Net charge-offs$594,0001,307
Cash dividends$575,0002,704
Sale, conversion, retirement of capital stock, net$594,000275
Net operating income$9,285,240720
2014-09-30 (YTD Data)Rank
Total interest income$29,692,000631
Total interest expense$4,120,000514
Net interest income$25,572,000642
Provision for loan and lease losses$1,489,000462
Total noninterest income$6,619,000702
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$601,0001,592
Trading account gains and fees$0174
Additional Noninterest Income$6,018,000531
Total noninterest expense$20,438,000745
Salaries and employee benefits$12,646,000651
Premises and equipment expense$3,004,000615
Additional noninterest expense$4,788,0001,028
Pre-tax net operating income$10,264,000620
Securities gains (losses)$93,0001,046
Applicable income taxes$3,961,000475
Income before extraordinary items$6,396,000785
Extraordinary gains, net$015
Net income$6,396,000784
Minority interest net income$081
Net income of bank and minority interests.$6,396,000784
Net charge-offs$506,0001,145
Cash dividends$550,0002,111
Sale, conversion, retirement of capital stock, net$421,000254
Net operating income$6,336,480776
2014-06-30 (YTD Data)Rank
Total interest income$16,998,000738
Total interest expense$2,555,000575
Net interest income$14,443,000756
Provision for loan and lease losses$825,000543
Total noninterest income$3,478,000852
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$256,0002,227
Trading account gains and fees$0172
Additional Noninterest Income$3,222,000621
Total noninterest expense$10,662,000940
Salaries and employee benefits$6,775,000806
Premises and equipment expense$1,719,000723
Additional noninterest expense$2,168,0001,456
Pre-tax net operating income$6,434,000646
Securities gains (losses)$71,000970
Applicable income taxes$2,492,000489
Income before extraordinary items$4,013,000809
Extraordinary gains, net$020
Net income$4,013,000810
Minority interest net income$080
Net income of bank and minority interests.$4,013,000809
Net charge-offs$-46,0006,126
Cash dividends$25,0003,556
Sale, conversion, retirement of capital stock, net$284,000237
Net operating income$3,967,560800
2014-03-31 (YTD Data)Rank
Total interest income$8,300,000755
Total interest expense$1,204,000612
Net interest income$7,096,000772
Provision for loan and lease losses$385,000564
Total noninterest income$1,243,0001,062
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$121,0002,290
Trading account gains and fees$0147
Additional Noninterest Income$1,122,000763
Total noninterest expense$5,004,0001,027
Salaries and employee benefits$3,266,000849
Premises and equipment expense$751,000843
Additional noninterest expense$987,0001,570
Pre-tax net operating income$2,950,000682
Securities gains (losses)$8,0001,224
Applicable income taxes$1,156,000505
Income before extraordinary items$1,802,000877
Extraordinary gains, net$016
Net income$1,802,000878
Minority interest net income$066
Net income of bank and minority interests.$1,802,000878
Net charge-offs$-19,0006,020
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$192,000188
Net operating income$1,796,880849
2013-12-31 (YTD Data)Rank
Total interest income$24,982,0001,010
Total interest expense$3,937,000864
Net interest income$21,045,0001,048
Provision for loan and lease losses$907,0001,192
Total noninterest income$5,866,0001,012
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$435,0002,649
Trading account gains and fees$0184
Additional Noninterest Income$5,431,000755
Total noninterest expense$18,170,0001,123
Salaries and employee benefits$12,152,000889
Premises and equipment expense$2,642,000910
Additional noninterest expense$3,376,0001,880
Pre-tax net operating income$7,834,000983
Securities gains (losses)$88,0001,417
Applicable income taxes$2,937,000677
Income before extraordinary items$4,985,0001,229
Extraordinary gains, net$029
Net income$4,985,0001,231
Minority interest net income$090
Net income of bank and minority interests.$4,985,0001,232
Net charge-offs$-10,0006,164
Cash dividends$25,0004,261
Sale, conversion, retirement of capital stock, net$14,064,00030
Net operating income$4,928,6801,216
2013-09-30 (YTD Data)Rank
Total interest income$17,551,0001,087
Total interest expense$2,894,000916
Net interest income$14,657,0001,123
Provision for loan and lease losses$457,0001,607
Total noninterest income$4,837,000960
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$314,0002,739
Trading account gains and fees$0180
Additional Noninterest Income$4,523,000710
Total noninterest expense$13,663,0001,118
Salaries and employee benefits$9,127,000888
Premises and equipment expense$1,922,000945
Additional noninterest expense$2,614,0001,811
Pre-tax net operating income$5,374,0001,071
Securities gains (losses)$78,0001,386
Applicable income taxes$2,066,000710
Income before extraordinary items$3,386,0001,340
Extraordinary gains, net$025
Net income$3,386,0001,342
Minority interest net income$084
Net income of bank and minority interests.$3,386,0001,342
Net charge-offs$8,0004,771
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$10,290,00025
Net operating income$3,336,0801,334
2013-06-30 (YTD Data)Rank
Total interest income$11,223,0001,140
Total interest expense$1,941,000932
Net interest income$9,282,0001,170
Provision for loan and lease losses$232,0001,943
Total noninterest income$3,445,000915
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$199,0002,796
Trading account gains and fees$0157
Additional Noninterest Income$3,246,000682
Total noninterest expense$8,939,0001,141
Salaries and employee benefits$6,053,000894
Premises and equipment expense$1,278,000947
Additional noninterest expense$1,608,0001,940
Pre-tax net operating income$3,556,0001,061
Securities gains (losses)$78,0001,269
Applicable income taxes$1,375,000722
Income before extraordinary items$2,259,0001,340
Extraordinary gains, net$022
Net income$2,259,0001,341
Minority interest net income$082
Net income of bank and minority interests.$2,259,0001,342
Net charge-offs$-64,0006,590
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$343,000204
Net operating income$2,209,0801,310
2013-03-31 (YTD Data)Rank
Total interest income$5,405,0001,188
Total interest expense$991,000952
Net interest income$4,414,0001,234
Provision for loan and lease losses$50,0002,783
Total noninterest income$1,883,000864
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$94,0002,904
Trading account gains and fees$0148
Additional Noninterest Income$1,789,000643
Total noninterest expense$4,694,0001,100
Salaries and employee benefits$2,995,000914
Premises and equipment expense$636,000970
Additional noninterest expense$1,063,0001,527
Pre-tax net operating income$1,553,0001,175
Securities gains (losses)$50,000924
Applicable income taxes$601,000778
Income before extraordinary items$1,002,0001,488
Extraordinary gains, net$010
Net income$1,002,0001,491
Minority interest net income$076
Net income of bank and minority interests.$1,002,0001,490
Net charge-offs$-30,0006,567
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$54,000320
Net operating income$970,0001,473
2012-12-31 (YTD Data)Rank
Total interest income$20,004,0001,338
Total interest expense$4,048,0001,101
Net interest income$15,956,0001,369
Provision for loan and lease losses$1,548,0001,291
Total noninterest income$7,124,000878
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$330,0003,309
Trading account gains and fees$0166
Additional Noninterest Income$6,794,000637
Total noninterest expense$15,864,0001,272
Salaries and employee benefits$10,121,0001,042
Premises and equipment expense$2,413,000986
Additional noninterest expense$3,330,0001,965
Pre-tax net operating income$5,668,0001,224
Securities gains (losses)$991,000532
Applicable income taxes$2,429,000741
Income before extraordinary items$4,230,0001,386
Extraordinary gains, net$029
Net income$4,230,0001,387
Minority interest net income$093
Net income of bank and minority interests.$4,230,0001,387
Net charge-offs$978,0001,841
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$234,000415
Net operating income$3,595,7601,504
2012-09-30 (YTD Data)Rank
Total interest income$14,717,0001,390
Total interest expense$3,046,0001,157
Net interest income$11,671,0001,427
Provision for loan and lease losses$1,316,0001,201
Total noninterest income$4,475,0001,011
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$243,0003,386
Trading account gains and fees$0157
Additional Noninterest Income$4,232,000728
Total noninterest expense$11,234,0001,330
Salaries and employee benefits$7,172,0001,088
Premises and equipment expense$1,759,0001,015
Additional noninterest expense$2,303,0002,113
Pre-tax net operating income$3,596,0001,465
Securities gains (losses)$798,000505
Applicable income taxes$1,716,000804
Income before extraordinary items$2,678,0001,641
Extraordinary gains, net$020
Net income$2,678,0001,642
Minority interest net income$086
Net income of bank and minority interests.$2,678,0001,642
Net charge-offs$1,012,0001,457
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$170,000363
Net operating income$2,167,2801,846
2012-06-30 (YTD Data)Rank
Total interest income$9,735,0001,410
Total interest expense$2,032,0001,205
Net interest income$7,703,0001,438
Provision for loan and lease losses$1,009,0001,085
Total noninterest income$2,631,0001,086
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$157,0003,422
Trading account gains and fees$0153
Additional Noninterest Income$2,474,000801
Total noninterest expense$7,190,0001,375
Salaries and employee benefits$4,591,0001,143
Premises and equipment expense$1,141,0001,038
Additional noninterest expense$1,458,0002,217
Pre-tax net operating income$2,135,0001,601
Securities gains (losses)$461,000594
Applicable income taxes$998,000893
Income before extraordinary items$1,598,0001,789
Extraordinary gains, net$019
Net income$1,598,0001,786
Minority interest net income$084
Net income of bank and minority interests.$1,598,0001,789
Net charge-offs$1,034,0001,112
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$107,000354
Net operating income$1,302,9602,012
2012-03-31 (YTD Data)Rank
Total interest income$4,806,0001,437
Total interest expense$1,007,0001,260
Net interest income$3,799,0001,459
Provision for loan and lease losses$410,0001,228
Total noninterest income$1,086,0001,253
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$76,0003,488
Trading account gains and fees$0148
Additional Noninterest Income$1,010,000894
Total noninterest expense$3,478,0001,408
Salaries and employee benefits$2,213,0001,180
Premises and equipment expense$548,0001,091
Additional noninterest expense$717,0002,238
Pre-tax net operating income$997,0001,688
Securities gains (losses)$181,000647
Applicable income taxes$461,000954
Income before extraordinary items$717,0001,976
Extraordinary gains, net$019
Net income$717,0001,977
Minority interest net income$078
Net income of bank and minority interests.$717,0001,978
Net charge-offs$298,0001,501
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$71,000263
Net operating income$601,1602,138
2011-12-31 (YTD Data)Rank
Total interest income$16,103,0001,748
Total interest expense$3,956,0001,532
Net interest income$12,147,0001,829
Provision for loan and lease losses$680,0002,983
Total noninterest income$3,208,0001,426
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$277,0003,761
Trading account gains and fees$0146
Additional Noninterest Income$2,931,0001,063
Total noninterest expense$12,600,0001,550
Salaries and employee benefits$7,733,0001,274
Premises and equipment expense$2,194,0001,137
Additional noninterest expense$2,673,0002,459
Pre-tax net operating income$2,075,0002,438
Securities gains (losses)$672,000623
Applicable income taxes$04,719
Income before extraordinary items$2,747,0001,741
Extraordinary gains, net$029
Net income$2,747,0001,742
Minority interest net income$096
Net income of bank and minority interests.$2,747,0001,742
Net charge-offs$445,0003,315
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$266,000491
Net operating income$2,075,0002,122
2011-09-30 (YTD Data)Rank
Total interest income$11,674,0001,830
Total interest expense$3,023,0001,567
Net interest income$8,651,0001,906
Provision for loan and lease losses$520,0002,824
Total noninterest income$2,152,0001,535
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$201,0003,840
Trading account gains and fees$0145
Additional Noninterest Income$1,951,0001,135
Total noninterest expense$9,315,0001,569
Salaries and employee benefits$5,542,0001,344
Premises and equipment expense$1,642,0001,152
Additional noninterest expense$2,131,0002,325
Pre-tax net operating income$968,0003,365
Securities gains (losses)$672,000502
Applicable income taxes$04,740
Income before extraordinary items$1,640,0002,160
Extraordinary gains, net$021
Net income$1,640,0002,160
Minority interest net income$087
Net income of bank and minority interests.$1,640,0002,161
Net charge-offs$418,0002,857
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$194,000456
Net operating income$968,0003,023
2011-06-30 (YTD Data)Rank
Total interest income$7,621,0001,879
Total interest expense$2,083,0001,565
Net interest income$5,538,0001,981
Provision for loan and lease losses$79,0004,672
Total noninterest income$1,089,0001,875
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$62,0005,219
Trading account gains and fees$0153
Additional Noninterest Income$1,027,0001,314
Total noninterest expense$5,976,0001,641
Salaries and employee benefits$3,579,0001,404
Premises and equipment expense$1,082,0001,184
Additional noninterest expense$1,315,0002,527
Pre-tax net operating income$572,0003,567
Securities gains (losses)$338,000499
Applicable income taxes$04,697
Income before extraordinary items$910,0002,444
Extraordinary gains, net$015
Net income$910,0002,444
Minority interest net income$089
Net income of bank and minority interests.$910,0002,444
Net charge-offs$99,0003,851
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$122,000380
Net operating income$572,0003,203
2011-03-31 (YTD Data)Rank
Total interest income$3,644,0001,979
Total interest expense$1,069,0001,588
Net interest income$2,575,0002,110
Provision for loan and lease losses$25,0004,826
Total noninterest income$500,0001,985
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$28,0005,334
Trading account gains and fees$0158
Additional Noninterest Income$472,0001,401
Total noninterest expense$2,968,0001,675
Salaries and employee benefits$1,777,0001,423
Premises and equipment expense$540,0001,214
Additional noninterest expense$651,0002,548
Pre-tax net operating income$82,0005,351
Securities gains (losses)$210,000328
Applicable income taxes$04,545
Income before extraordinary items$292,0003,302
Extraordinary gains, net$09
Net income$292,0003,299
Minority interest net income$086
Net income of bank and minority interests.$292,0003,300
Net charge-offs$99,0002,745
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$59,000331
Net operating income$82,0005,199
2010-12-31 (YTD Data)Rank
Total interest income$13,008,0002,310
Total interest expense$4,089,0001,955
Net interest income$8,919,0002,465
Provision for loan and lease losses$1,269,0002,689
Total noninterest income$3,639,0001,357
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$99,0005,495
Trading account gains and fees$0175
Additional Noninterest Income$3,540,000948
Total noninterest expense$11,147,0001,769
Salaries and employee benefits$6,753,0001,458
Premises and equipment expense$1,813,0001,419
Additional noninterest expense$2,581,0002,605
Pre-tax net operating income$142,0005,359
Securities gains (losses)$1,110,000449
Applicable income taxes$04,655
Income before extraordinary items$1,252,0002,832
Extraordinary gains, net$029
Net income$1,252,0002,829
Minority interest net income$0111
Net income of bank and minority interests.$1,252,0002,833
Net charge-offs$280,0004,387
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,913,000173
Net operating income$142,0005,350
2010-09-30 (YTD Data)Rank
Total interest income$9,717,0002,378
Total interest expense$3,047,0002,050
Net interest income$6,670,0002,489
Provision for loan and lease losses$1,191,0002,285
Total noninterest income$2,685,0001,352
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$85,0005,397
Trading account gains and fees$0165
Additional Noninterest Income$2,600,000919
Total noninterest expense$8,087,0001,816
Salaries and employee benefits$4,899,0001,511
Premises and equipment expense$1,263,0001,541
Additional noninterest expense$1,925,0002,565
Pre-tax net operating income$77,0005,701
Securities gains (losses)$1,070,000387
Applicable income taxes$04,726
Income before extraordinary items$1,147,0002,638
Extraordinary gains, net$023
Net income$1,147,0002,636
Minority interest net income$0110
Net income of bank and minority interests.$1,147,0002,640
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,655,000141
Net operating income$77,0005,681
2010-06-30 (YTD Data)Rank
Total interest income$6,533,0002,381
Total interest expense$2,022,0002,136
Net interest income$4,511,0002,455
Provision for loan and lease losses$741,0002,305
Total noninterest income$1,523,0001,496
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$61,0005,317
Trading account gains and fees$0152
Additional Noninterest Income$1,462,000994
Total noninterest expense$5,159,0001,908
Salaries and employee benefits$3,096,0001,599
Premises and equipment expense$755,0001,745
Additional noninterest expense$1,308,0002,526
Pre-tax net operating income$134,0005,298
Securities gains (losses)$621,000394
Applicable income taxes$04,691
Income before extraordinary items$755,0002,615
Extraordinary gains, net$019
Net income$755,0002,611
Minority interest net income$0105
Net income of bank and minority interests.$755,0002,614
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,599,00097
Net operating income$134,0005,178
2010-03-31 (YTD Data)Rank
Total interest income$3,403,0002,355
Total interest expense$1,003,0002,254
Net interest income$2,400,0002,345
Provision for loan and lease losses$598,0001,652
Total noninterest income$533,0001,937
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$23,0005,727
Trading account gains and fees$0175
Additional Noninterest Income$510,0001,277
Total noninterest expense$2,459,0002,004
Salaries and employee benefits$1,444,0001,735
Premises and equipment expense$328,0002,044
Additional noninterest expense$687,0002,421
Pre-tax net operating income$-124,0006,710
Securities gains (losses)$520,000241
Applicable income taxes$04,611
Income before extraordinary items$396,0002,575
Extraordinary gains, net$016
Net income$396,0002,571
Minority interest net income$091
Net income of bank and minority interests.$396,0002,575
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,550,00058
Net operating income$-124,0006,760
2009-12-31 (YTD Data)Rank
Total interest income$10,977,0002,976
Total interest expense$3,774,0002,867
Net interest income$7,203,0002,997
Provision for loan and lease losses$1,407,0002,980
Total noninterest income$2,958,0001,631
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$52,0006,437
Trading account gains and fees$0211
Additional Noninterest Income$2,906,0001,068
Total noninterest expense$8,722,0002,269
Salaries and employee benefits$5,316,0001,858
Premises and equipment expense$1,210,0002,199
Additional noninterest expense$2,196,0003,080
Pre-tax net operating income$32,0005,310
Securities gains (losses)$450,000945
Applicable income taxes$04,388
Income before extraordinary items$482,0003,918
Extraordinary gains, net$034
Net income$482,0003,917
Minority interest net income$0115
Net income of bank and minority interests.$482,0003,917
Net charge-offs$354,0004,273
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,363,000245
Net operating income$32,0005,359
2009-09-30 (YTD Data)Rank
Total interest income$8,072,0003,085
Total interest expense$2,839,0002,982
Net interest income$5,233,0003,068
Provision for loan and lease losses$1,074,0002,689
Total noninterest income$2,352,0001,581
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$33,0006,608
Trading account gains and fees$0212
Additional Noninterest Income$2,319,0001,039
Total noninterest expense$6,287,0002,348
Salaries and employee benefits$3,937,0001,898
Premises and equipment expense$841,0002,368
Additional noninterest expense$1,509,0003,266
Pre-tax net operating income$224,0004,828
Securities gains (losses)$141,0001,551
Applicable income taxes$04,592
Income before extraordinary items$365,0004,168
Extraordinary gains, net$027
Net income$365,0004,163
Minority interest net income$0118
Net income of bank and minority interests.$365,0004,166
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$914,000362
Net operating income$224,0004,675
2009-06-30 (YTD Data)Rank
Total interest income$5,308,0003,147
Total interest expense$1,875,0003,127
Net interest income$3,433,0003,100
Provision for loan and lease losses$938,0002,150
Total noninterest income$1,972,0001,343
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$21,0006,685
Trading account gains and fees$0193
Additional Noninterest Income$1,951,000900
Total noninterest expense$4,165,0002,402
Salaries and employee benefits$2,704,0001,870
Premises and equipment expense$545,0002,467
Additional noninterest expense$916,0003,503
Pre-tax net operating income$302,0004,126
Securities gains (losses)$60,0001,792
Applicable income taxes$04,657
Income before extraordinary items$362,0003,648
Extraordinary gains, net$021
Net income$362,0003,646
Minority interest net income$0112
Net income of bank and minority interests.$362,0003,647
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$864,000299
Net operating income$302,0003,837
2009-03-31 (YTD Data)Rank
Total interest income$2,566,0003,272
Total interest expense$955,0003,181
Net interest income$1,611,0003,249
Provision for loan and lease losses$596,0001,630
Total noninterest income$1,184,0001,118
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$1,170,000745
Total noninterest expense$2,006,0002,422
Salaries and employee benefits$1,340,0001,920
Premises and equipment expense$265,0002,561
Additional noninterest expense$401,0003,573
Pre-tax net operating income$193,0004,107
Securities gains (losses)$108,000962
Applicable income taxes$04,835
Income before extraordinary items$301,0003,128
Extraordinary gains, net$015
Net income$301,0003,128
Minority interest net income$0102
Net income of bank and minority interests.$301,0003,128
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$832,000174
Net operating income$193,0003,766
2008-12-31 (YTD Data)Rank
Total interest income$5,950,0004,956
Total interest expense$2,257,0005,012
Net interest income$3,693,0004,827
Provision for loan and lease losses$1,161,0002,491
Total noninterest income$173,0006,688
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$33,0006,862
Trading account gains and fees$0154
Additional Noninterest Income$140,0005,427
Total noninterest expense$4,555,0003,850
Salaries and employee benefits$2,564,0003,715
Premises and equipment expense$801,0003,184
Additional noninterest expense$1,190,0004,312
Pre-tax net operating income$-1,850,0007,315
Securities gains (losses)$87,0001,236
Applicable income taxes$04,979
Income before extraordinary items$-1,763,0007,309
Extraordinary gains, net$039
Net income$-1,763,0007,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0005,124
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,085,000319
Net operating income$-1,850,0007,433
2008-09-30 (YTD Data)Rank
Total interest income$3,869,0005,432
Total interest expense$1,457,0005,503
Net interest income$2,412,0005,257
Provision for loan and lease losses$785,0002,120
Total noninterest income$70,0007,491
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,0007,197
Trading account gains and fees$0148
Additional Noninterest Income$61,0006,335
Total noninterest expense$2,947,0004,275
Salaries and employee benefits$1,596,0004,269
Premises and equipment expense$563,0003,351
Additional noninterest expense$788,0004,587
Pre-tax net operating income$-1,250,0007,651
Securities gains (losses)$33,0001,699
Applicable income taxes$05,372
Income before extraordinary items$-1,217,0007,614
Extraordinary gains, net$031
Net income$-1,217,0007,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,092
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$53,000934
Net operating income$-1,250,0007,725
2008-06-30 (YTD Data)Rank
Total interest income$2,169,0005,961
Total interest expense$793,0006,131
Net interest income$1,376,0005,722
Provision for loan and lease losses$493,0001,939
Total noninterest income$59,0007,304
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$55,0006,001
Total noninterest expense$1,852,0004,483
Salaries and employee benefits$1,009,0004,489
Premises and equipment expense$349,0003,557
Additional noninterest expense$494,0004,763
Pre-tax net operating income$-910,0007,866
Securities gains (losses)$9,0002,500
Applicable income taxes$05,627
Income before extraordinary items$-901,0007,959
Extraordinary gains, net$021
Net income$-901,0007,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-910,0007,945
2008-03-31 (YTD Data)Rank
Total interest income$779,0006,769
Total interest expense$272,0007,012
Net interest income$507,0006,478
Provision for loan and lease losses$230,0001,673
Total noninterest income$22,0007,623
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$21,0006,395
Total noninterest expense$885,0004,624
Salaries and employee benefits$479,0004,695
Premises and equipment expense$167,0003,686
Additional noninterest expense$239,0004,825
Pre-tax net operating income$-586,0008,137
Securities gains (losses)$9,0002,013
Applicable income taxes$05,622
Income before extraordinary items$-577,0008,179
Extraordinary gains, net$015
Net income$-577,0008,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-586,0008,171
2007-12-31 (YTD Data)Rank
Total interest income$285,0008,464
Total interest expense$64,0008,418
Net interest income$221,0008,454
Provision for loan and lease losses$63,0005,428
Total noninterest income$12,0008,290
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$12,0008,001
Total noninterest expense$900,0007,792
Salaries and employee benefits$499,0007,810
Premises and equipment expense$113,0007,613
Additional noninterest expense$288,0007,598
Pre-tax net operating income$-730,0007,933
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-730,0008,009
Extraordinary gains, net$039
Net income$-730,0008,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$23,000,00066
Net operating income$-730,0008,003

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.