Home > Franklin State Bank & Trust Company > Income and Expense
Franklin State Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,212,000 | 2,673 |
| Total interest expense | $2,003,000 | 3,043 |
| Net interest income | $9,209,000 | 2,489 |
| Provision for loan and lease losses | $500,000 | 1,275 |
| Total noninterest income | $6,332,000 | 1,012 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $372,000 | 1,971 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,960,000 | 786 |
| Total noninterest expense | $7,013,000 | 2,555 |
| Salaries and employee benefits | $3,626,000 | 2,671 |
| Premises and equipment expense | $649,000 | 2,590 |
| Additional noninterest expense | $5,960,000 | 786 |
| Pre-tax net operating income | $8,028,000 | 1,391 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,028,000 | 1,206 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,028,000 | 1,222 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,028,000 | 1,209 |
| Net charge-offs | $424,000 | 821 |
| Cash dividends | $5,586,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,028,000 | 1,231 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 2,668 |
| Total interest expense | $1,347,000 | 3,057 |
| Net interest income | $6,990,000 | 2,495 |
| Provision for loan and lease losses | $400,000 | 1,142 |
| Total noninterest income | $5,668,000 | 913 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $274,000 | 1,996 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $5,394,000 | 704 |
| Total noninterest expense | $4,951,000 | 2,637 |
| Salaries and employee benefits | $2,529,000 | 2,763 |
| Premises and equipment expense | $443,000 | 2,739 |
| Additional noninterest expense | $5,394,000 | 704 |
| Pre-tax net operating income | $7,307,000 | 1,233 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,307,000 | 1,082 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,307,000 | 1,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,307,000 | 1,082 |
| Net charge-offs | $86,000 | 1,238 |
| Cash dividends | $753,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,307,000 | 1,098 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 2,665 |
| Total interest expense | $782,000 | 3,055 |
| Net interest income | $4,700,000 | 2,507 |
| Provision for loan and lease losses | $400,000 | 882 |
| Total noninterest income | $5,437,000 | 687 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $176,000 | 2,024 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $5,261,000 | 517 |
| Total noninterest expense | $3,482,000 | 2,537 |
| Salaries and employee benefits | $1,676,000 | 2,775 |
| Premises and equipment expense | $288,000 | 2,768 |
| Additional noninterest expense | $5,261,000 | 517 |
| Pre-tax net operating income | $6,255,000 | 1,018 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $6,255,000 | 883 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,255,000 | 895 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,255,000 | 883 |
| Net charge-offs | $28,000 | 1,419 |
| Cash dividends | $602,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $6,255,000 | 895 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 2,690 |
| Total interest expense | $333,000 | 3,057 |
| Net interest income | $2,347,000 | 2,522 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $245,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $82,000 | 2,113 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $163,000 | 2,650 |
| Total noninterest expense | $1,432,000 | 2,878 |
| Salaries and employee benefits | $818,000 | 2,852 |
| Premises and equipment expense | $143,000 | 2,815 |
| Additional noninterest expense | $163,000 | 2,650 |
| Pre-tax net operating income | $1,160,000 | 2,120 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,160,000 | 1,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,160,000 | 1,908 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,160,000 | 1,908 |
| Net charge-offs | $26,000 | 1,016 |
| Cash dividends | $451,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,160,000 | 1,925 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 2,944 |
| Total interest expense | $566,000 | 3,104 |
| Net interest income | $6,939,000 | 2,891 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,118,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $370,000 | 2,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $748,000 | 2,645 |
| Total noninterest expense | $5,551,000 | 2,873 |
| Salaries and employee benefits | $3,020,000 | 2,930 |
| Premises and equipment expense | $685,000 | 2,525 |
| Additional noninterest expense | $748,000 | 2,645 |
| Pre-tax net operating income | $2,506,000 | 2,850 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,506,000 | 2,685 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,506,000 | 2,682 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,506,000 | 2,684 |
| Net charge-offs | $55,000 | 1,492 |
| Cash dividends | $1,254,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,506,000 | 2,710 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 2,944 |
| Total interest expense | $372,000 | 3,025 |
| Net interest income | $5,062,000 | 2,899 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $826,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $270,000 | 2,087 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $556,000 | 2,691 |
| Total noninterest expense | $3,959,000 | 2,941 |
| Salaries and employee benefits | $2,254,000 | 2,924 |
| Premises and equipment expense | $479,000 | 2,624 |
| Additional noninterest expense | $556,000 | 2,691 |
| Pre-tax net operating income | $1,929,000 | 2,822 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,929,000 | 2,634 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,929,000 | 2,632 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,929,000 | 2,633 |
| Net charge-offs | $24,000 | 1,536 |
| Cash dividends | $453,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,929,000 | 2,670 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,975 |
| Total interest expense | $234,000 | 3,005 |
| Net interest income | $3,216,000 | 2,951 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $626,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $177,000 | 2,090 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $449,000 | 2,500 |
| Total noninterest expense | $2,648,000 | 2,933 |
| Salaries and employee benefits | $1,508,000 | 2,927 |
| Premises and equipment expense | $326,000 | 2,593 |
| Additional noninterest expense | $814,000 | 2,956 |
| Pre-tax net operating income | $1,194,000 | 2,810 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,194,000 | 2,631 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,194,000 | 2,629 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,194,000 | 2,631 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $302,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,194,000 | 2,668 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 2,949 |
| Total interest expense | $115,000 | 3,004 |
| Net interest income | $1,611,000 | 2,918 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $243,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $87,000 | 2,100 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $156,000 | 2,856 |
| Total noninterest expense | $1,290,000 | 2,968 |
| Salaries and employee benefits | $749,000 | 2,934 |
| Premises and equipment expense | $143,000 | 2,819 |
| Additional noninterest expense | $398,000 | 2,975 |
| Pre-tax net operating income | $564,000 | 2,778 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $564,000 | 2,614 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $564,000 | 2,611 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $564,000 | 2,614 |
| Net charge-offs | $16,000 | 1,033 |
| Cash dividends | $151,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $564,000 | 2,637 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 2,938 |
| Total interest expense | $605,000 | 2,901 |
| Net interest income | $6,705,000 | 2,902 |
| Provision for loan and lease losses | $450,000 | 1,128 |
| Total noninterest income | $2,681,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $331,000 | 2,076 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,350,000 | 1,754 |
| Total noninterest expense | $5,234,000 | 2,948 |
| Salaries and employee benefits | $3,002,000 | 2,930 |
| Premises and equipment expense | $547,000 | 2,888 |
| Additional noninterest expense | $1,685,000 | 2,897 |
| Pre-tax net operating income | $3,702,000 | 2,426 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,702,000 | 2,279 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,702,000 | 2,280 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,702,000 | 2,280 |
| Net charge-offs | $30,000 | 1,908 |
| Cash dividends | $2,038,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,702,000 | 2,249 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 2,887 |
| Total interest expense | $471,000 | 2,939 |
| Net interest income | $5,459,000 | 2,847 |
| Provision for loan and lease losses | $450,000 | 883 |
| Total noninterest income | $2,458,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $243,000 | 2,101 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,215,000 | 1,563 |
| Total noninterest expense | $3,863,000 | 2,990 |
| Salaries and employee benefits | $2,250,000 | 2,942 |
| Premises and equipment expense | $407,000 | 2,929 |
| Additional noninterest expense | $1,206,000 | 2,986 |
| Pre-tax net operating income | $3,604,000 | 2,191 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,604,000 | 2,008 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,604,000 | 2,007 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,604,000 | 2,008 |
| Net charge-offs | $31,000 | 1,558 |
| Cash dividends | $452,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,604,000 | 1,987 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 2,800 |
| Total interest expense | $326,000 | 2,966 |
| Net interest income | $3,874,000 | 2,742 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $422,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $155,000 | 2,103 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $267,000 | 3,231 |
| Total noninterest expense | $2,548,000 | 2,992 |
| Salaries and employee benefits | $1,502,000 | 2,942 |
| Premises and equipment expense | $266,000 | 2,954 |
| Additional noninterest expense | $780,000 | 3,031 |
| Pre-tax net operating income | $1,748,000 | 2,590 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,748,000 | 2,410 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,748,000 | 2,410 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,748,000 | 2,410 |
| Net charge-offs | $30,000 | 1,341 |
| Cash dividends | $301,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,748,000 | 2,371 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 2,713 |
| Total interest expense | $173,000 | 2,967 |
| Net interest income | $2,018,000 | 2,659 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $232,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $83,000 | 2,026 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $149,000 | 3,123 |
| Total noninterest expense | $1,292,000 | 2,973 |
| Salaries and employee benefits | $751,000 | 2,936 |
| Premises and equipment expense | $131,000 | 2,988 |
| Additional noninterest expense | $410,000 | 2,893 |
| Pre-tax net operating income | $958,000 | 2,426 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $958,000 | 2,274 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $958,000 | 2,274 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $958,000 | 2,274 |
| Net charge-offs | $8,000 | 1,420 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $958,000 | 2,228 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 2,978 |
| Total interest expense | $1,112,000 | 2,774 |
| Net interest income | $6,405,000 | 2,952 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $963,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $330,000 | 2,116 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $633,000 | 2,917 |
| Total noninterest expense | $5,105,000 | 2,961 |
| Salaries and employee benefits | $3,021,000 | 2,939 |
| Premises and equipment expense | $551,000 | 2,895 |
| Additional noninterest expense | $1,533,000 | 3,007 |
| Pre-tax net operating income | $2,263,000 | 2,802 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,263,000 | 2,668 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,263,000 | 2,668 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,263,000 | 2,668 |
| Net charge-offs | $63,000 | 2,270 |
| Cash dividends | $2,624,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,263,000 | 2,624 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 2,912 |
| Total interest expense | $898,000 | 2,762 |
| Net interest income | $5,065,000 | 2,876 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $553,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $248,000 | 2,116 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $305,000 | 3,326 |
| Total noninterest expense | $3,744,000 | 2,999 |
| Salaries and employee benefits | $2,263,000 | 2,916 |
| Premises and equipment expense | $415,000 | 2,894 |
| Additional noninterest expense | $1,066,000 | 3,114 |
| Pre-tax net operating income | $1,874,000 | 2,675 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,874,000 | 2,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,874,000 | 2,527 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,874,000 | 2,527 |
| Net charge-offs | $66,000 | 1,901 |
| Cash dividends | $1,751,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,874,000 | 2,483 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 2,906 |
| Total interest expense | $641,000 | 2,765 |
| Net interest income | $3,436,000 | 2,867 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $365,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $168,000 | 2,126 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $197,000 | 3,314 |
| Total noninterest expense | $2,526,000 | 2,979 |
| Salaries and employee benefits | $1,515,000 | 2,924 |
| Premises and equipment expense | $280,000 | 2,877 |
| Additional noninterest expense | $731,000 | 3,074 |
| Pre-tax net operating income | $1,275,000 | 2,613 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,275,000 | 2,463 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,275,000 | 2,461 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,275,000 | 2,463 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $1,600,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,275,000 | 2,425 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 2,831 |
| Total interest expense | $341,000 | 2,818 |
| Net interest income | $1,779,000 | 2,788 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $196,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $98,000 | 2,161 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $98,000 | 3,203 |
| Total noninterest expense | $1,289,000 | 2,970 |
| Salaries and employee benefits | $757,000 | 2,943 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $390,000 | 2,976 |
| Pre-tax net operating income | $686,000 | 2,371 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $686,000 | 2,199 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $686,000 | 2,198 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $686,000 | 2,199 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $1,450,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $686,000 | 2,169 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 2,864 |
| Total interest expense | $1,357,000 | 2,874 |
| Net interest income | $7,126,000 | 2,812 |
| Provision for loan and lease losses | $310,000 | 1,919 |
| Total noninterest income | $1,283,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $427,000 | 2,142 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $856,000 | 2,434 |
| Total noninterest expense | $5,456,000 | 2,854 |
| Salaries and employee benefits | $3,189,000 | 2,820 |
| Premises and equipment expense | $603,000 | 2,785 |
| Additional noninterest expense | $1,664,000 | 2,890 |
| Pre-tax net operating income | $2,643,000 | 2,654 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,643,000 | 2,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,643,000 | 2,496 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,643,000 | 2,497 |
| Net charge-offs | $146,000 | 1,944 |
| Cash dividends | $1,323,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,643,000 | 2,459 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 2,863 |
| Total interest expense | $1,003,000 | 2,920 |
| Net interest income | $5,495,000 | 2,808 |
| Provision for loan and lease losses | $25,000 | 3,438 |
| Total noninterest income | $845,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $326,000 | 2,124 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $519,000 | 2,702 |
| Total noninterest expense | $4,007,000 | 2,907 |
| Salaries and employee benefits | $2,374,000 | 2,845 |
| Premises and equipment expense | $418,000 | 2,944 |
| Additional noninterest expense | $1,215,000 | 2,953 |
| Pre-tax net operating income | $2,308,000 | 2,492 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,308,000 | 2,312 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,308,000 | 2,313 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,308,000 | 2,313 |
| Net charge-offs | $104,000 | 1,743 |
| Cash dividends | $451,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,308,000 | 2,279 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 2,894 |
| Total interest expense | $640,000 | 2,962 |
| Net interest income | $3,649,000 | 2,827 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $638,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $214,000 | 2,107 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $424,000 | 2,401 |
| Total noninterest expense | $2,671,000 | 2,914 |
| Salaries and employee benefits | $1,563,000 | 2,889 |
| Premises and equipment expense | $280,000 | 2,947 |
| Additional noninterest expense | $828,000 | 2,933 |
| Pre-tax net operating income | $1,616,000 | 2,386 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,616,000 | 2,230 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,616,000 | 2,229 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,616,000 | 2,230 |
| Net charge-offs | $76,000 | 1,565 |
| Cash dividends | $301,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,616,000 | 2,202 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 2,936 |
| Total interest expense | $303,000 | 3,026 |
| Net interest income | $1,796,000 | 2,877 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $449,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $115,000 | 2,007 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $334,000 | 1,853 |
| Total noninterest expense | $1,337,000 | 2,933 |
| Salaries and employee benefits | $782,000 | 2,900 |
| Premises and equipment expense | $134,000 | 3,054 |
| Additional noninterest expense | $421,000 | 2,896 |
| Pre-tax net operating income | $908,000 | 2,179 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $908,000 | 2,010 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $908,000 | 2,008 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $908,000 | 2,009 |
| Net charge-offs | $15,000 | 1,815 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $908,000 | 1,990 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 3,017 |
| Total interest expense | $1,027,000 | 2,888 |
| Net interest income | $6,565,000 | 3,008 |
| Provision for loan and lease losses | $135,000 | 2,738 |
| Total noninterest income | $1,645,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $478,000 | 2,052 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,167,000 | 2,068 |
| Total noninterest expense | $5,135,000 | 3,001 |
| Salaries and employee benefits | $2,984,000 | 2,977 |
| Premises and equipment expense | $562,000 | 2,956 |
| Additional noninterest expense | $1,589,000 | 3,056 |
| Pre-tax net operating income | $2,940,000 | 2,528 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,940,000 | 2,348 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,940,000 | 2,347 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,940,000 | 2,347 |
| Net charge-offs | $43,000 | 2,712 |
| Cash dividends | $1,547,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,940,000 | 2,343 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 3,020 |
| Total interest expense | $730,000 | 2,899 |
| Net interest income | $4,955,000 | 3,015 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $867,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $370,000 | 2,010 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $497,000 | 2,759 |
| Total noninterest expense | $3,785,000 | 3,044 |
| Salaries and employee benefits | $2,215,000 | 3,003 |
| Premises and equipment expense | $400,000 | 3,072 |
| Additional noninterest expense | $1,170,000 | 3,090 |
| Pre-tax net operating income | $2,037,000 | 2,705 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,037,000 | 2,491 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,037,000 | 2,490 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,037,000 | 2,490 |
| Net charge-offs | $38,000 | 2,369 |
| Cash dividends | $449,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,037,000 | 2,486 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 3,036 |
| Total interest expense | $463,000 | 2,904 |
| Net interest income | $3,289,000 | 3,030 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $428,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $246,000 | 1,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,501 |
| Total noninterest expense | $2,484,000 | 3,088 |
| Salaries and employee benefits | $1,468,000 | 3,035 |
| Premises and equipment expense | $263,000 | 3,111 |
| Additional noninterest expense | $753,000 | 3,176 |
| Pre-tax net operating income | $1,233,000 | 2,829 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,233,000 | 2,622 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,233,000 | 2,621 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,233,000 | 2,621 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,233,000 | 2,613 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 3,037 |
| Total interest expense | $229,000 | 2,871 |
| Net interest income | $1,663,000 | 3,025 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $215,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $124,000 | 1,997 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $91,000 | 3,465 |
| Total noninterest expense | $1,256,000 | 3,094 |
| Salaries and employee benefits | $743,000 | 3,026 |
| Premises and equipment expense | $132,000 | 3,131 |
| Additional noninterest expense | $381,000 | 3,169 |
| Pre-tax net operating income | $622,000 | 2,754 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $622,000 | 2,555 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $622,000 | 2,555 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $622,000 | 2,555 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $149,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $622,000 | 2,549 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 3,075 |
| Total interest expense | $794,000 | 2,927 |
| Net interest income | $6,380,000 | 3,060 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $869,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $484,000 | 2,079 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $385,000 | 3,501 |
| Total noninterest expense | $4,793,000 | 3,180 |
| Salaries and employee benefits | $2,892,000 | 3,073 |
| Premises and equipment expense | $541,000 | 3,115 |
| Additional noninterest expense | $1,360,000 | 3,414 |
| Pre-tax net operating income | $2,371,000 | 2,833 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,371,000 | 2,403 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,371,000 | 2,403 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,371,000 | 2,403 |
| Net charge-offs | $36,000 | 3,140 |
| Cash dividends | $1,742,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,371,000 | 2,389 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 3,093 |
| Total interest expense | $558,000 | 3,031 |
| Net interest income | $4,855,000 | 3,060 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $628,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $360,000 | 2,109 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $268,000 | 3,615 |
| Total noninterest expense | $3,611,000 | 3,177 |
| Salaries and employee benefits | $2,162,000 | 3,076 |
| Premises and equipment expense | $381,000 | 3,277 |
| Additional noninterest expense | $1,068,000 | 3,340 |
| Pre-tax net operating income | $1,872,000 | 2,814 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,872,000 | 2,515 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,872,000 | 2,515 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,872,000 | 2,515 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $449,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,872,000 | 2,504 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 3,135 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $3,177,000 | 3,092 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $423,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $235,000 | 2,128 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $188,000 | 3,562 |
| Total noninterest expense | $2,379,000 | 3,225 |
| Salaries and employee benefits | $1,429,000 | 3,115 |
| Premises and equipment expense | $252,000 | 3,280 |
| Additional noninterest expense | $698,000 | 3,399 |
| Pre-tax net operating income | $1,221,000 | 2,813 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,221,000 | 2,491 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,221,000 | 2,490 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,221,000 | 2,491 |
| Net charge-offs | $13,000 | 2,811 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,221,000 | 2,471 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 3,153 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $1,583,000 | 3,103 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $210,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $116,000 | 2,158 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,554 |
| Total noninterest expense | $1,181,000 | 3,275 |
| Salaries and employee benefits | $715,000 | 3,157 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $342,000 | 3,436 |
| Pre-tax net operating income | $612,000 | 2,770 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $612,000 | 2,409 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $612,000 | 2,408 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $612,000 | 2,409 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $612,000 | 2,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 3,111 |
| Total interest expense | $657,000 | 3,156 |
| Net interest income | $6,403,000 | 3,063 |
| Provision for loan and lease losses | $3,985,000 | 311 |
| Total noninterest income | $838,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $458,000 | 2,234 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $380,000 | 3,645 |
| Total noninterest expense | $4,796,000 | 3,262 |
| Salaries and employee benefits | $2,641,000 | 3,304 |
| Premises and equipment expense | $512,000 | 3,328 |
| Additional noninterest expense | $1,643,000 | 3,142 |
| Pre-tax net operating income | $-1,540,000 | 5,860 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-1,540,000 | 5,865 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,540,000 | 5,864 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,540,000 | 5,864 |
| Net charge-offs | $3,972,000 | 250 |
| Cash dividends | $93,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-1,540,000 | 5,861 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,078 |
| Total interest expense | $477,000 | 3,220 |
| Net interest income | $4,934,000 | 3,025 |
| Provision for loan and lease losses | $3,885,000 | 241 |
| Total noninterest income | $635,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $337,000 | 2,264 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $298,000 | 3,583 |
| Total noninterest expense | $3,579,000 | 3,274 |
| Salaries and employee benefits | $1,981,000 | 3,285 |
| Premises and equipment expense | $384,000 | 3,355 |
| Additional noninterest expense | $1,214,000 | 3,191 |
| Pre-tax net operating income | $-1,895,000 | 5,949 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-1,895,000 | 5,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,895,000 | 5,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,895,000 | 5,951 |
| Net charge-offs | $3,960,000 | 182 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,895,000 | 5,951 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 3,088 |
| Total interest expense | $306,000 | 3,303 |
| Net interest income | $3,295,000 | 3,036 |
| Provision for loan and lease losses | $4,150,000 | 177 |
| Total noninterest income | $377,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $212,000 | 2,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 3,864 |
| Total noninterest expense | $2,366,000 | 3,321 |
| Salaries and employee benefits | $1,327,000 | 3,298 |
| Premises and equipment expense | $248,000 | 3,423 |
| Additional noninterest expense | $791,000 | 3,264 |
| Pre-tax net operating income | $-2,844,000 | 6,048 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-2,844,000 | 6,043 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,844,000 | 6,042 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,844,000 | 6,042 |
| Net charge-offs | $4,206,000 | 142 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-2,844,000 | 6,042 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,066 |
| Total interest expense | $149,000 | 3,387 |
| Net interest income | $1,675,000 | 3,003 |
| Provision for loan and lease losses | $4,150,000 | 116 |
| Total noninterest income | $184,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $96,000 | 2,491 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $88,000 | 3,732 |
| Total noninterest expense | $1,179,000 | 3,339 |
| Salaries and employee benefits | $681,000 | 3,271 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $375,000 | 3,378 |
| Pre-tax net operating income | $-3,470,000 | 6,120 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-3,470,000 | 6,116 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-3,470,000 | 6,116 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-3,470,000 | 6,116 |
| Net charge-offs | $4,169,000 | 99 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-3,470,000 | 6,115 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 3,066 |
| Total interest expense | $526,000 | 3,626 |
| Net interest income | $6,606,000 | 2,990 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $869,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $556,000 | 1,957 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $313,000 | 3,925 |
| Total noninterest expense | $4,807,000 | 3,313 |
| Salaries and employee benefits | $2,783,000 | 3,181 |
| Premises and equipment expense | $574,000 | 3,202 |
| Additional noninterest expense | $1,450,000 | 3,474 |
| Pre-tax net operating income | $2,548,000 | 2,590 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,548,000 | 2,305 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,548,000 | 2,305 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,548,000 | 2,306 |
| Net charge-offs | $48,000 | 3,281 |
| Cash dividends | $2,210,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,548,000 | 2,263 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 3,064 |
| Total interest expense | $383,000 | 3,737 |
| Net interest income | $5,035,000 | 2,977 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $681,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $442,000 | 1,872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,936 |
| Total noninterest expense | $3,506,000 | 3,404 |
| Salaries and employee benefits | $2,001,000 | 3,281 |
| Premises and equipment expense | $438,000 | 3,205 |
| Additional noninterest expense | $1,067,000 | 3,534 |
| Pre-tax net operating income | $2,190,000 | 2,407 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,190,000 | 2,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,190,000 | 2,121 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,190,000 | 2,120 |
| Net charge-offs | $36,000 | 3,018 |
| Cash dividends | $450,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,190,000 | 2,064 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 3,086 |
| Total interest expense | $248,000 | 3,815 |
| Net interest income | $3,336,000 | 2,994 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $461,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $299,000 | 1,839 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $162,000 | 3,930 |
| Total noninterest expense | $2,343,000 | 3,418 |
| Salaries and employee benefits | $1,337,000 | 3,297 |
| Premises and equipment expense | $289,000 | 3,245 |
| Additional noninterest expense | $717,000 | 3,529 |
| Pre-tax net operating income | $1,454,000 | 2,388 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,454,000 | 2,098 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,454,000 | 2,100 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,454,000 | 2,100 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,454,000 | 2,051 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 3,091 |
| Total interest expense | $116,000 | 4,003 |
| Net interest income | $1,684,000 | 2,964 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $235,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $150,000 | 1,824 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 3,841 |
| Total noninterest expense | $1,164,000 | 3,454 |
| Salaries and employee benefits | $668,000 | 3,333 |
| Premises and equipment expense | $142,000 | 3,316 |
| Additional noninterest expense | $354,000 | 3,558 |
| Pre-tax net operating income | $755,000 | 2,291 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $755,000 | 2,008 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $755,000 | 2,010 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $755,000 | 2,010 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $755,000 | 1,945 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 3,316 |
| Total interest expense | $402,000 | 4,436 |
| Net interest income | $6,216,000 | 3,165 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $911,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $585,000 | 2,016 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $326,000 | 3,903 |
| Total noninterest expense | $4,611,000 | 3,501 |
| Salaries and employee benefits | $2,601,000 | 3,396 |
| Premises and equipment expense | $559,000 | 3,392 |
| Additional noninterest expense | $1,451,000 | 3,620 |
| Pre-tax net operating income | $2,416,000 | 2,649 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,416,000 | 2,366 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,416,000 | 2,366 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,416,000 | 2,366 |
| Net charge-offs | $41,000 | 3,921 |
| Cash dividends | $1,824,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,416,000 | 2,322 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 3,292 |
| Total interest expense | $290,000 | 4,599 |
| Net interest income | $4,786,000 | 3,125 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $683,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $433,000 | 2,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $250,000 | 3,907 |
| Total noninterest expense | $3,414,000 | 3,536 |
| Salaries and employee benefits | $1,942,000 | 3,419 |
| Premises and equipment expense | $404,000 | 3,512 |
| Additional noninterest expense | $1,068,000 | 3,685 |
| Pre-tax net operating income | $2,055,000 | 2,469 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,055,000 | 2,181 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,055,000 | 2,181 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,055,000 | 2,180 |
| Net charge-offs | $30,000 | 3,619 |
| Cash dividends | $452,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,055,000 | 2,131 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 3,324 |
| Total interest expense | $186,000 | 4,716 |
| Net interest income | $3,159,000 | 3,144 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $455,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $281,000 | 2,059 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $174,000 | 3,845 |
| Total noninterest expense | $2,233,000 | 3,603 |
| Salaries and employee benefits | $1,253,000 | 3,510 |
| Premises and equipment expense | $276,000 | 3,486 |
| Additional noninterest expense | $704,000 | 3,724 |
| Pre-tax net operating income | $1,381,000 | 2,401 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,381,000 | 2,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,381,000 | 2,124 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,381,000 | 2,123 |
| Net charge-offs | $13,000 | 3,613 |
| Cash dividends | $301,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,381,000 | 2,064 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 3,298 |
| Total interest expense | $91,000 | 4,815 |
| Net interest income | $1,604,000 | 3,111 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $241,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $144,000 | 2,006 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $97,000 | 3,624 |
| Total noninterest expense | $1,090,000 | 3,690 |
| Salaries and employee benefits | $625,000 | 3,550 |
| Premises and equipment expense | $122,000 | 3,805 |
| Additional noninterest expense | $343,000 | 3,790 |
| Pre-tax net operating income | $755,000 | 2,194 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $755,000 | 1,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $755,000 | 1,904 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $755,000 | 1,904 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $755,000 | 1,860 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 3,514 |
| Total interest expense | $411,000 | 4,860 |
| Net interest income | $5,869,000 | 3,328 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $1,064,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $580,000 | 2,121 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $484,000 | 3,395 |
| Total noninterest expense | $4,449,000 | 3,671 |
| Salaries and employee benefits | $2,543,000 | 3,499 |
| Premises and equipment expense | $550,000 | 3,513 |
| Additional noninterest expense | $1,356,000 | 3,904 |
| Pre-tax net operating income | $2,234,000 | 2,644 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,234,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,234,000 | 2,394 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,234,000 | 2,393 |
| Net charge-offs | $89,000 | 3,869 |
| Cash dividends | $1,819,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,234,000 | 2,338 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 3,488 |
| Total interest expense | $322,000 | 4,863 |
| Net interest income | $4,495,000 | 3,300 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $830,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $419,000 | 2,196 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $411,000 | 3,307 |
| Total noninterest expense | $3,337,000 | 3,696 |
| Salaries and employee benefits | $1,927,000 | 3,496 |
| Premises and equipment expense | $402,000 | 3,606 |
| Additional noninterest expense | $1,008,000 | 3,921 |
| Pre-tax net operating income | $1,988,000 | 2,431 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,988,000 | 2,147 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,988,000 | 2,154 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,988,000 | 2,154 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $448,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,988,000 | 2,078 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 3,560 |
| Total interest expense | $228,000 | 4,809 |
| Net interest income | $2,898,000 | 3,378 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $604,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $268,000 | 2,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $336,000 | 3,049 |
| Total noninterest expense | $2,147,000 | 3,790 |
| Salaries and employee benefits | $1,220,000 | 3,638 |
| Premises and equipment expense | $264,000 | 3,656 |
| Additional noninterest expense | $663,000 | 3,966 |
| Pre-tax net operating income | $1,355,000 | 2,381 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,355,000 | 2,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,355,000 | 2,109 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,355,000 | 2,107 |
| Net charge-offs | $58,000 | 3,233 |
| Cash dividends | $298,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,355,000 | 2,016 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 3,622 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $1,418,000 | 3,423 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $374,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $115,000 | 2,529 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,412 |
| Total noninterest expense | $1,070,000 | 3,833 |
| Salaries and employee benefits | $605,000 | 3,690 |
| Premises and equipment expense | $125,000 | 3,806 |
| Additional noninterest expense | $340,000 | 3,926 |
| Pre-tax net operating income | $722,000 | 2,213 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $722,000 | 1,956 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $722,000 | 1,957 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $722,000 | 1,958 |
| Net charge-offs | $40,000 | 2,581 |
| Cash dividends | $148,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $722,000 | 1,871 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 4,050 |
| Total interest expense | $668,000 | 4,518 |
| Net interest income | $4,859,000 | 3,886 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $796,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $496,000 | 2,508 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $300,000 | 4,037 |
| Total noninterest expense | $4,158,000 | 3,922 |
| Salaries and employee benefits | $2,361,000 | 3,708 |
| Premises and equipment expense | $410,000 | 4,265 |
| Additional noninterest expense | $1,387,000 | 3,980 |
| Pre-tax net operating income | $1,437,000 | 3,397 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,437,000 | 3,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,437,000 | 3,208 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,437,000 | 3,208 |
| Net charge-offs | $33,000 | 5,163 |
| Cash dividends | $1,222,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,437,000 | 3,074 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,068 |
| Total interest expense | $515,000 | 4,576 |
| Net interest income | $3,697,000 | 3,915 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $598,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $370,000 | 2,544 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 4,068 |
| Total noninterest expense | $3,091,000 | 3,976 |
| Salaries and employee benefits | $1,751,000 | 3,754 |
| Premises and equipment expense | $287,000 | 4,457 |
| Additional noninterest expense | $1,053,000 | 3,973 |
| Pre-tax net operating income | $1,204,000 | 3,311 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,204,000 | 3,064 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,204,000 | 3,064 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,204,000 | 3,063 |
| Net charge-offs | $43,000 | 4,621 |
| Cash dividends | $543,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,204,000 | 2,920 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 4,132 |
| Total interest expense | $342,000 | 4,694 |
| Net interest income | $2,444,000 | 3,946 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $411,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $252,000 | 2,462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,980 |
| Total noninterest expense | $2,093,000 | 3,955 |
| Salaries and employee benefits | $1,185,000 | 3,734 |
| Premises and equipment expense | $187,000 | 4,527 |
| Additional noninterest expense | $721,000 | 3,913 |
| Pre-tax net operating income | $762,000 | 3,376 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $762,000 | 3,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $762,000 | 3,152 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $762,000 | 3,153 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $393,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $762,000 | 2,992 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,153 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $1,238,000 | 3,939 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $220,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $134,000 | 2,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,919 |
| Total noninterest expense | $1,053,000 | 3,966 |
| Salaries and employee benefits | $604,000 | 3,718 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $359,000 | 3,910 |
| Pre-tax net operating income | $405,000 | 3,282 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $405,000 | 3,033 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 3,036 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $405,000 | 3,037 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $243,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $405,000 | 2,877 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 4,165 |
| Total interest expense | $750,000 | 5,063 |
| Net interest income | $5,075,000 | 3,872 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $868,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $598,000 | 2,251 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $270,000 | 4,023 |
| Total noninterest expense | $4,129,000 | 4,030 |
| Salaries and employee benefits | $2,367,000 | 3,717 |
| Premises and equipment expense | $382,000 | 4,665 |
| Additional noninterest expense | $1,380,000 | 4,077 |
| Pre-tax net operating income | $1,694,000 | 2,813 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,694,000 | 2,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,694,000 | 2,544 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,694,000 | 2,545 |
| Net charge-offs | $124,000 | 4,781 |
| Cash dividends | $1,470,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,694,000 | 2,469 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,108 |
| Total interest expense | $564,000 | 5,172 |
| Net interest income | $3,930,000 | 3,807 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $679,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $467,000 | 2,186 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $212,000 | 4,010 |
| Total noninterest expense | $3,065,000 | 4,052 |
| Salaries and employee benefits | $1,765,000 | 3,748 |
| Premises and equipment expense | $290,000 | 4,698 |
| Additional noninterest expense | $1,010,000 | 4,152 |
| Pre-tax net operating income | $1,544,000 | 2,519 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,544,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,544,000 | 2,257 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,544,000 | 2,258 |
| Net charge-offs | $59,000 | 4,858 |
| Cash dividends | $449,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,544,000 | 2,168 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 4,154 |
| Total interest expense | $380,000 | 5,247 |
| Net interest income | $2,615,000 | 3,832 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $475,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $322,000 | 2,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 3,915 |
| Total noninterest expense | $2,039,000 | 4,110 |
| Salaries and employee benefits | $1,178,000 | 3,767 |
| Premises and equipment expense | $190,000 | 4,789 |
| Additional noninterest expense | $671,000 | 4,223 |
| Pre-tax net operating income | $1,051,000 | 2,454 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,051,000 | 2,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,051,000 | 2,189 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,051,000 | 2,189 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,051,000 | 2,112 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,243 |
| Total interest expense | $195,000 | 5,297 |
| Net interest income | $1,265,000 | 3,915 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $169,000 | 2,003 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $1,013,000 | 4,148 |
| Salaries and employee benefits | $592,000 | 3,762 |
| Premises and equipment expense | $89,000 | 4,984 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $512,000 | 2,515 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $512,000 | 2,210 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $512,000 | 2,208 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $512,000 | 2,209 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $512,000 | 2,166 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 4,452 |
| Total interest expense | $883,000 | 5,503 |
| Net interest income | $4,843,000 | 4,046 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $903,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $663,000 | 2,130 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $240,000 | 4,310 |
| Total noninterest expense | $4,039,000 | 4,192 |
| Salaries and employee benefits | $2,262,000 | 3,878 |
| Premises and equipment expense | $376,000 | 4,896 |
| Additional noninterest expense | $1,401,000 | 4,189 |
| Pre-tax net operating income | $1,607,000 | 2,614 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,607,000 | 2,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,607,000 | 2,392 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,607,000 | 2,395 |
| Net charge-offs | $81,000 | 5,590 |
| Cash dividends | $1,319,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,607,000 | 2,288 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 4,470 |
| Total interest expense | $683,000 | 5,596 |
| Net interest income | $3,707,000 | 4,041 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $691,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $504,000 | 2,156 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $3,020,000 | 4,211 |
| Salaries and employee benefits | $1,683,000 | 3,941 |
| Premises and equipment expense | $290,000 | 4,905 |
| Additional noninterest expense | $1,047,000 | 4,186 |
| Pre-tax net operating income | $1,378,000 | 2,547 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,378,000 | 2,307 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,378,000 | 2,303 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,378,000 | 2,308 |
| Net charge-offs | $33,000 | 5,770 |
| Cash dividends | $449,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,378,000 | 2,194 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,544 |
| Total interest expense | $464,000 | 5,648 |
| Net interest income | $2,431,000 | 4,091 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $497,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $349,000 | 2,106 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 4,003 |
| Total noninterest expense | $2,005,000 | 4,224 |
| Salaries and employee benefits | $1,118,000 | 3,964 |
| Premises and equipment expense | $197,000 | 4,909 |
| Additional noninterest expense | $690,000 | 4,212 |
| Pre-tax net operating income | $923,000 | 2,538 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $923,000 | 2,267 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $923,000 | 2,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $923,000 | 2,268 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $299,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $923,000 | 2,189 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 4,656 |
| Total interest expense | $237,000 | 5,729 |
| Net interest income | $1,179,000 | 4,211 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $262,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $171,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $91,000 | 3,692 |
| Total noninterest expense | $998,000 | 4,287 |
| Salaries and employee benefits | $559,000 | 4,019 |
| Premises and equipment expense | $103,000 | 4,876 |
| Additional noninterest expense | $336,000 | 4,278 |
| Pre-tax net operating income | $443,000 | 2,646 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $443,000 | 2,378 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $443,000 | 2,377 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $443,000 | 2,378 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $443,000 | 2,291 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 4,611 |
| Total interest expense | $1,105,000 | 5,825 |
| Net interest income | $4,912,000 | 3,993 |
| Provision for loan and lease losses | $150,000 | 6,058 |
| Total noninterest income | $1,161,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $698,000 | 2,259 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $463,000 | 3,334 |
| Total noninterest expense | $4,232,000 | 4,186 |
| Salaries and employee benefits | $2,232,000 | 4,028 |
| Premises and equipment expense | $438,000 | 4,756 |
| Additional noninterest expense | $1,562,000 | 3,978 |
| Pre-tax net operating income | $1,691,000 | 2,191 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,691,000 | 1,922 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,691,000 | 1,919 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,691,000 | 1,921 |
| Net charge-offs | $90,000 | 5,790 |
| Cash dividends | $1,364,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,691,000 | 1,889 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 4,598 |
| Total interest expense | $851,000 | 5,920 |
| Net interest income | $3,765,000 | 3,939 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $696,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $517,000 | 2,294 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $3,046,000 | 4,311 |
| Salaries and employee benefits | $1,699,000 | 4,006 |
| Premises and equipment expense | $325,000 | 4,823 |
| Additional noninterest expense | $1,022,000 | 4,314 |
| Pre-tax net operating income | $1,415,000 | 2,148 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,415,000 | 1,881 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,415,000 | 1,880 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,415,000 | 1,881 |
| Net charge-offs | $84,000 | 5,226 |
| Cash dividends | $451,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,415,000 | 1,833 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 4,629 |
| Total interest expense | $580,000 | 5,986 |
| Net interest income | $2,514,000 | 3,928 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $464,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $340,000 | 2,287 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $124,000 | 4,433 |
| Total noninterest expense | $2,056,000 | 4,314 |
| Salaries and employee benefits | $1,139,000 | 4,029 |
| Premises and equipment expense | $217,000 | 4,864 |
| Additional noninterest expense | $700,000 | 4,265 |
| Pre-tax net operating income | $922,000 | 2,262 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $922,000 | 1,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $922,000 | 1,978 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $922,000 | 1,979 |
| Net charge-offs | $59,000 | 4,771 |
| Cash dividends | $301,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $922,000 | 1,912 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 4,675 |
| Total interest expense | $301,000 | 6,010 |
| Net interest income | $1,243,000 | 3,955 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $228,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $164,000 | 2,282 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $983,000 | 4,348 |
| Salaries and employee benefits | $566,000 | 4,074 |
| Premises and equipment expense | $107,000 | 4,927 |
| Additional noninterest expense | $310,000 | 4,311 |
| Pre-tax net operating income | $488,000 | 2,426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $488,000 | 2,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 2,177 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $488,000 | 2,179 |
| Net charge-offs | $45,000 | 3,676 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $488,000 | 2,038 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,563 |
| Total interest expense | $1,656,000 | 5,755 |
| Net interest income | $5,156,000 | 3,864 |
| Provision for loan and lease losses | $250,000 | 4,899 |
| Total noninterest income | $936,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $707,000 | 2,327 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $229,000 | 4,623 |
| Total noninterest expense | $3,940,000 | 4,286 |
| Salaries and employee benefits | $2,254,000 | 4,085 |
| Premises and equipment expense | $466,000 | 4,659 |
| Additional noninterest expense | $1,220,000 | 4,241 |
| Pre-tax net operating income | $1,902,000 | 2,552 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,902,000 | 2,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,902,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,856 |
| Cash dividends | $1,468,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,902,000 | 2,202 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 4,546 |
| Total interest expense | $1,303,000 | 5,766 |
| Net interest income | $3,963,000 | 3,829 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $720,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $548,000 | 2,287 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $2,944,000 | 4,281 |
| Salaries and employee benefits | $1,694,000 | 4,096 |
| Premises and equipment expense | $345,000 | 4,705 |
| Additional noninterest expense | $905,000 | 4,187 |
| Pre-tax net operating income | $1,739,000 | 2,538 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,739,000 | 2,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,739,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $450,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,739,000 | 2,123 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,563 |
| Total interest expense | $935,000 | 5,741 |
| Net interest income | $2,629,000 | 3,839 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $483,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $361,000 | 2,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,942,000 | 4,332 |
| Salaries and employee benefits | $1,134,000 | 4,122 |
| Premises and equipment expense | $228,000 | 4,762 |
| Additional noninterest expense | $580,000 | 4,288 |
| Pre-tax net operating income | $1,170,000 | 2,629 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,170,000 | 2,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,170,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,170,000 | 2,207 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 4,589 |
| Total interest expense | $519,000 | 5,662 |
| Net interest income | $1,302,000 | 3,868 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $252,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $185,000 | 2,224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $973,000 | 4,320 |
| Salaries and employee benefits | $556,000 | 4,194 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $301,000 | 4,105 |
| Pre-tax net operating income | $581,000 | 2,780 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $581,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $581,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $581,000 | 2,305 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 4,646 |
| Total interest expense | $2,319,000 | 5,469 |
| Net interest income | $4,931,000 | 4,045 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $960,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $742,000 | 2,263 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $218,000 | 4,888 |
| Total noninterest expense | $3,848,000 | 4,240 |
| Salaries and employee benefits | $2,187,000 | 4,104 |
| Premises and equipment expense | $465,000 | 4,578 |
| Additional noninterest expense | $1,196,000 | 4,077 |
| Pre-tax net operating income | $2,043,000 | 3,273 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,043,000 | 2,770 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,043,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $1,723,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,043,000 | 2,753 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 4,669 |
| Total interest expense | $1,719,000 | 5,505 |
| Net interest income | $3,704,000 | 4,047 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $714,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $556,000 | 2,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,980 |
| Total noninterest expense | $2,861,000 | 4,231 |
| Salaries and employee benefits | $1,724,000 | 3,946 |
| Premises and equipment expense | $338,000 | 4,648 |
| Additional noninterest expense | $799,000 | 4,366 |
| Pre-tax net operating income | $1,557,000 | 3,392 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,557,000 | 2,896 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,557,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,557,000 | 2,881 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 4,695 |
| Total interest expense | $1,123,000 | 5,573 |
| Net interest income | $2,461,000 | 4,080 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $480,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $373,000 | 2,232 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $1,885,000 | 4,310 |
| Salaries and employee benefits | $1,147,000 | 3,979 |
| Premises and equipment expense | $212,000 | 4,845 |
| Additional noninterest expense | $526,000 | 4,435 |
| Pre-tax net operating income | $1,056,000 | 3,409 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,056,000 | 2,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,056,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,056,000 | 2,899 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 4,714 |
| Total interest expense | $556,000 | 5,585 |
| Net interest income | $1,229,000 | 4,078 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $249,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $190,000 | 2,146 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $951,000 | 4,289 |
| Salaries and employee benefits | $574,000 | 4,005 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $527,000 | 3,396 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $527,000 | 2,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $527,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $527,000 | 2,882 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 4,683 |
| Total interest expense | $1,940,000 | 5,492 |
| Net interest income | $4,763,000 | 4,159 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $959,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $760,000 | 2,212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $199,000 | 5,134 |
| Total noninterest expense | $3,819,000 | 4,121 |
| Salaries and employee benefits | $2,264,000 | 3,892 |
| Premises and equipment expense | $456,000 | 4,524 |
| Additional noninterest expense | $1,099,000 | 4,211 |
| Pre-tax net operating income | $1,903,000 | 3,751 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-58,000 | 8,305 |
| Income before extraordinary items | $1,961,000 | 3,142 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,961,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $1,214,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,961,000 | 3,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 4,712 |
| Total interest expense | $1,399,000 | 5,530 |
| Net interest income | $3,570,000 | 4,180 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $726,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $574,000 | 2,205 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $2,859,000 | 4,122 |
| Salaries and employee benefits | $1,666,000 | 3,940 |
| Premises and equipment expense | $358,000 | 4,405 |
| Additional noninterest expense | $835,000 | 4,147 |
| Pre-tax net operating income | $1,437,000 | 3,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-58,000 | 8,521 |
| Income before extraordinary items | $1,495,000 | 3,215 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,495,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,495,000 | 3,213 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 4,760 |
| Total interest expense | $895,000 | 5,525 |
| Net interest income | $2,310,000 | 4,281 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $496,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $386,000 | 2,162 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $1,902,000 | 4,137 |
| Salaries and employee benefits | $1,089,000 | 4,012 |
| Premises and equipment expense | $238,000 | 4,408 |
| Additional noninterest expense | $575,000 | 4,042 |
| Pre-tax net operating income | $904,000 | 4,039 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-56,000 | 8,590 |
| Income before extraordinary items | $960,000 | 3,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $960,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $960,000 | 3,297 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 4,807 |
| Total interest expense | $399,000 | 5,703 |
| Net interest income | $1,150,000 | 4,284 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $249,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 2,117 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $936,000 | 4,193 |
| Salaries and employee benefits | $544,000 | 4,037 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $275,000 | 4,177 |
| Pre-tax net operating income | $463,000 | 3,926 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $463,000 | 3,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $463,000 | 3,329 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 4,811 |
| Total interest expense | $1,213,000 | 5,782 |
| Net interest income | $4,357,000 | 4,360 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $986,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $788,000 | 2,132 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $198,000 | 5,184 |
| Total noninterest expense | $3,644,000 | 4,158 |
| Salaries and employee benefits | $2,152,000 | 3,911 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $1,068,000 | 4,197 |
| Pre-tax net operating income | $1,699,000 | 4,087 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $506,000 | 3,349 |
| Income before extraordinary items | $1,193,000 | 4,365 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,193,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $929,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,193,000 | 4,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 4,826 |
| Total interest expense | $841,000 | 5,878 |
| Net interest income | $3,279,000 | 4,358 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $713,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $572,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 5,297 |
| Total noninterest expense | $2,683,000 | 4,182 |
| Salaries and employee benefits | $1,598,000 | 3,908 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $782,000 | 4,247 |
| Pre-tax net operating income | $1,309,000 | 4,094 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $405,000 | 3,302 |
| Income before extraordinary items | $904,000 | 4,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $904,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $904,000 | 4,408 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 4,831 |
| Total interest expense | $530,000 | 5,886 |
| Net interest income | $2,159,000 | 4,371 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $456,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $395,000 | 2,567 |
| Total noninterest expense | $1,789,000 | 4,174 |
| Salaries and employee benefits | $1,064,000 | 3,895 |
| Premises and equipment expense | $199,000 | 4,842 |
| Additional noninterest expense | $526,000 | 4,203 |
| Pre-tax net operating income | $826,000 | 4,215 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $250,000 | 3,411 |
| Income before extraordinary items | $576,000 | 4,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $576,000 | 4,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 4,818 |
| Total interest expense | $257,000 | 5,891 |
| Net interest income | $1,086,000 | 4,368 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $234,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $905,000 | 4,145 |
| Salaries and employee benefits | $532,000 | 3,899 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $309,000 | 3,724 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $134,000 | 3,287 |
| Income before extraordinary items | $281,000 | 4,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $281,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,000 | 4,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 4,743 |
| Total interest expense | $972,000 | 5,749 |
| Net interest income | $4,185,000 | 4,340 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $983,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $817,000 | 2,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,491 |
| Total noninterest expense | $3,641,000 | 4,049 |
| Salaries and employee benefits | $2,106,000 | 3,826 |
| Premises and equipment expense | $440,000 | 4,482 |
| Additional noninterest expense | $1,095,000 | 4,030 |
| Pre-tax net operating income | $1,377,000 | 4,477 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $330,000 | 4,031 |
| Income before extraordinary items | $1,049,000 | 4,562 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,049,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,018 |
| Cash dividends | $936,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,047,480 | 4,492 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 4,711 |
| Total interest expense | $732,000 | 5,699 |
| Net interest income | $3,145,000 | 4,330 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $759,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $648,000 | 2,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $2,703,000 | 4,053 |
| Salaries and employee benefits | $1,556,000 | 3,850 |
| Premises and equipment expense | $328,000 | 4,493 |
| Additional noninterest expense | $819,000 | 4,020 |
| Pre-tax net operating income | $1,201,000 | 4,150 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $330,000 | 3,623 |
| Income before extraordinary items | $873,000 | 4,365 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $873,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,226 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $871,540 | 4,291 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 4,760 |
| Total interest expense | $495,000 | 5,682 |
| Net interest income | $2,062,000 | 4,378 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $499,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $421,000 | 2,050 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $1,814,000 | 4,053 |
| Salaries and employee benefits | $1,041,000 | 3,858 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $557,000 | 3,974 |
| Pre-tax net operating income | $747,000 | 4,287 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $183,000 | 3,937 |
| Income before extraordinary items | $566,000 | 4,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $564,480 | 4,323 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 4,816 |
| Total interest expense | $251,000 | 5,695 |
| Net interest income | $1,017,000 | 4,418 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $196,000 | 2,118 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $910,000 | 4,056 |
| Salaries and employee benefits | $520,000 | 3,883 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $286,000 | 3,887 |
| Pre-tax net operating income | $347,000 | 4,460 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $108,000 | 3,659 |
| Income before extraordinary items | $239,000 | 4,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 4,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $239,000 | 4,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 4,561 |
| Total interest expense | $1,186,000 | 5,602 |
| Net interest income | $4,333,000 | 4,117 |
| Provision for loan and lease losses | $212,000 | 3,919 |
| Total noninterest income | $938,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $800,000 | 2,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $138,000 | 5,969 |
| Total noninterest expense | $3,553,000 | 4,059 |
| Salaries and employee benefits | $2,017,000 | 3,892 |
| Premises and equipment expense | $437,000 | 4,452 |
| Additional noninterest expense | $1,099,000 | 3,978 |
| Pre-tax net operating income | $1,506,000 | 4,118 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $324,000 | 4,161 |
| Income before extraordinary items | $1,182,000 | 4,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,182,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,294 |
| Cash dividends | $912,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,182,000 | 4,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 4,542 |
| Total interest expense | $917,000 | 5,650 |
| Net interest income | $3,312,000 | 4,074 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $724,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $626,000 | 2,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $2,627,000 | 4,087 |
| Salaries and employee benefits | $1,477,000 | 3,972 |
| Premises and equipment expense | $336,000 | 4,381 |
| Additional noninterest expense | $814,000 | 4,018 |
| Pre-tax net operating income | $1,309,000 | 3,826 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $319,000 | 3,803 |
| Income before extraordinary items | $990,000 | 4,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $990,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,015 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $990,000 | 3,839 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 4,572 |
| Total interest expense | $625,000 | 5,701 |
| Net interest income | $2,203,000 | 4,084 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $499,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $429,000 | 1,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $1,755,000 | 4,081 |
| Salaries and employee benefits | $986,000 | 3,961 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $543,000 | 3,989 |
| Pre-tax net operating income | $947,000 | 3,644 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $678,000 | 3,954 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $678,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,837 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $678,000 | 3,774 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 4,677 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $1,061,000 | 4,221 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $256,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $210,000 | 1,946 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $866,000 | 4,118 |
| Salaries and employee benefits | $492,000 | 3,954 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $268,000 | 4,001 |
| Pre-tax net operating income | $451,000 | 3,745 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $139,000 | 3,359 |
| Income before extraordinary items | $312,000 | 4,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $312,000 | 3,933 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,511 |
| Total interest expense | $1,593,000 | 5,539 |
| Net interest income | $4,489,000 | 4,000 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $774,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $597,000 | 2,580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,256 |
| Total noninterest expense | $3,300,000 | 4,147 |
| Salaries and employee benefits | $1,848,000 | 3,989 |
| Premises and equipment expense | $473,000 | 4,102 |
| Additional noninterest expense | $979,000 | 4,248 |
| Pre-tax net operating income | $1,763,000 | 3,710 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $509,000 | 3,410 |
| Income before extraordinary items | $1,254,000 | 3,963 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,254,000 | 3,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $1,706,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,254,000 | 3,862 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 4,462 |
| Total interest expense | $2,797,000 | 4,997 |
| Net interest income | $4,139,000 | 4,022 |
| Provision for loan and lease losses | $289,000 | 3,307 |
| Total noninterest income | $780,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $602,000 | 2,426 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $178,000 | 5,187 |
| Total noninterest expense | $3,327,000 | 3,991 |
| Salaries and employee benefits | $1,712,000 | 4,076 |
| Premises and equipment expense | $690,000 | 2,982 |
| Additional noninterest expense | $925,000 | 4,315 |
| Pre-tax net operating income | $1,303,000 | 4,219 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $888,000 | 4,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $888,000 | 4,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,343 |
| Cash dividends | $260,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $888,000 | 4,494 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 4,625 |
| Total interest expense | $2,995,000 | 4,936 |
| Net interest income | $3,933,000 | 4,238 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $685,000 | 4,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $2,853,000 | 4,405 |
| Salaries and employee benefits | $1,576,000 | 4,189 |
| Premises and equipment expense | $444,000 | 4,169 |
| Additional noninterest expense | $833,000 | 4,604 |
| Pre-tax net operating income | $1,645,000 | 3,799 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $475,000 | 3,596 |
| Income before extraordinary items | $1,169,000 | 3,934 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,169,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,638 |
| Cash dividends | $1,013,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,169,710 | 3,921 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,418,000 | 4,725 |
| Total interest expense | $2,553,000 | 5,127 |
| Net interest income | $3,865,000 | 4,304 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,639 |
| Total noninterest expense | $2,748,000 | 4,535 |
| Salaries and employee benefits | $1,561,000 | 4,193 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $820,000 | 4,699 |
| Pre-tax net operating income | $1,608,000 | 3,914 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $482,000 | 3,712 |
| Income before extraordinary items | $1,124,000 | 4,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,124,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,002 |
| Cash dividends | $984,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,125,400 | 4,030 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 4,688 |
| Total interest expense | $2,835,000 | 4,920 |
| Net interest income | $3,642,000 | 4,440 |
| Provision for loan and lease losses | $359,000 | 2,280 |
| Total noninterest income | $672,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,208 |
| Total noninterest expense | $2,683,000 | 4,527 |
| Salaries and employee benefits | $1,461,000 | 4,326 |
| Premises and equipment expense | $336,000 | 5,030 |
| Additional noninterest expense | $886,000 | 4,347 |
| Pre-tax net operating income | $1,272,000 | 4,700 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $340,000 | 4,846 |
| Income before extraordinary items | $932,000 | 4,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $932,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,906 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $932,000 | 4,632 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 5,044 |
| Total interest expense | $2,564,000 | 5,318 |
| Net interest income | $3,472,000 | 4,759 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $698,000 | 3,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,022 |
| Total noninterest expense | $2,618,000 | 4,600 |
| Salaries and employee benefits | $1,413,000 | 4,469 |
| Premises and equipment expense | $390,000 | 4,536 |
| Additional noninterest expense | $815,000 | 4,652 |
| Pre-tax net operating income | $1,482,000 | 4,535 |
| Securities gains (losses) | $422,000 | 471 |
| Applicable income taxes | $377,000 | 5,071 |
| Income before extraordinary items | $1,527,000 | 3,312 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,527,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $1,080,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,189,400 | 4,021 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,333 |
| Total interest expense | $2,455,000 | 5,585 |
| Net interest income | $3,299,000 | 5,077 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $656,000 | 4,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 2,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,130 |
| Total noninterest expense | $2,517,000 | 4,975 |
| Salaries and employee benefits | $1,408,000 | 4,569 |
| Premises and equipment expense | $383,000 | 4,696 |
| Additional noninterest expense | $726,000 | 5,593 |
| Pre-tax net operating income | $1,388,000 | 4,604 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $1,040,000 | 4,336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,040,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $696,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,040,000 | 4,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 5,585 |
| Total interest expense | $2,336,000 | 5,826 |
| Net interest income | $3,169,000 | 5,259 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $561,000 | 4,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $2,416,000 | 5,147 |
| Salaries and employee benefits | $1,344,000 | 4,733 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $721,000 | 5,712 |
| Pre-tax net operating income | $1,274,000 | 5,038 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $319,000 | 5,789 |
| Income before extraordinary items | $953,000 | 4,780 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $953,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $696,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $954,500 | 4,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 5,678 |
| Total interest expense | $1,887,000 | 5,865 |
| Net interest income | $3,100,000 | 5,478 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $534,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $2,380,000 | 5,386 |
| Salaries and employee benefits | $1,283,000 | 4,941 |
| Premises and equipment expense | $408,000 | 4,514 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $1,254,000 | 5,069 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $977,000 | 4,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $977,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $973,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $970,840 | 4,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 5,877 |
| Total interest expense | $1,794,000 | 6,343 |
| Net interest income | $3,113,000 | 5,498 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $474,000 | 5,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $2,261,000 | 5,739 |
| Salaries and employee benefits | $1,225,000 | 5,142 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $731,000 | 6,357 |
| Pre-tax net operating income | $1,281,000 | 4,920 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $361,000 | 5,377 |
| Income before extraordinary items | $925,000 | 4,988 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $925,000 | 5,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $198,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $921,400 | 4,774 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 6,184 |
| Total interest expense | $2,125,000 | 6,804 |
| Net interest income | $3,070,000 | 5,615 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $522,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $2,343,000 | 5,605 |
| Salaries and employee benefits | $1,163,000 | 5,321 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $731,000 | 6,544 |
| Pre-tax net operating income | $1,159,000 | 5,060 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $858,000 | 5,088 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $858,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 5,229 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $834,960 | 4,887 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.