Franklin State Bank & Trust Company, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$7,310,0002,938
Total interest expense$605,0002,901
Net interest income$6,705,0002,902
Provision for loan and lease losses$450,0001,128
Total noninterest income$2,681,0001,926
Gross Fiduciary activities income$0994
Service charges on deposit accounts$331,0002,076
Trading account gains and fees$0132
Additional Noninterest Income$2,350,0001,754
Total noninterest expense$5,234,0002,948
Salaries and employee benefits$3,002,0002,930
Premises and equipment expense$547,0002,888
Additional noninterest expense$1,685,0002,897
Pre-tax net operating income$3,702,0002,426
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,702,0002,279
Extraordinary gains, net$010
Net income$3,702,0002,280
Minority interest net income$074
Net income of bank and minority interests.$3,702,0002,280
Net charge-offs$30,0001,908
Cash dividends$2,038,0001,500
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,702,0002,249
2021-09-30 (YTD Data)Rank
Total interest income$5,930,0002,887
Total interest expense$471,0002,939
Net interest income$5,459,0002,847
Provision for loan and lease losses$450,000883
Total noninterest income$2,458,0001,749
Gross Fiduciary activities income$0957
Service charges on deposit accounts$243,0002,101
Trading account gains and fees$0132
Additional Noninterest Income$2,215,0001,563
Total noninterest expense$3,863,0002,990
Salaries and employee benefits$2,250,0002,942
Premises and equipment expense$407,0002,929
Additional noninterest expense$1,206,0002,986
Pre-tax net operating income$3,604,0002,191
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,604,0002,008
Extraordinary gains, net$08
Net income$3,604,0002,007
Minority interest net income$069
Net income of bank and minority interests.$3,604,0002,008
Net charge-offs$31,0001,558
Cash dividends$452,0002,390
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,604,0001,987
2021-06-30 (YTD Data)Rank
Total interest income$4,200,0002,800
Total interest expense$326,0002,966
Net interest income$3,874,0002,742
Provision for loan and lease losses$02,862
Total noninterest income$422,0003,190
Gross Fiduciary activities income$0951
Service charges on deposit accounts$155,0002,103
Trading account gains and fees$0133
Additional Noninterest Income$267,0003,231
Total noninterest expense$2,548,0002,992
Salaries and employee benefits$1,502,0002,942
Premises and equipment expense$266,0002,954
Additional noninterest expense$780,0003,031
Pre-tax net operating income$1,748,0002,590
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,748,0002,410
Extraordinary gains, net$06
Net income$1,748,0002,410
Minority interest net income$067
Net income of bank and minority interests.$1,748,0002,410
Net charge-offs$30,0001,341
Cash dividends$301,0002,343
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,748,0002,371
2021-03-31 (YTD Data)Rank
Total interest income$2,191,0002,713
Total interest expense$173,0002,967
Net interest income$2,018,0002,659
Provision for loan and lease losses$02,741
Total noninterest income$232,0003,062
Gross Fiduciary activities income$0922
Service charges on deposit accounts$83,0002,026
Trading account gains and fees$0127
Additional Noninterest Income$149,0003,123
Total noninterest expense$1,292,0002,973
Salaries and employee benefits$751,0002,936
Premises and equipment expense$131,0002,988
Additional noninterest expense$410,0002,893
Pre-tax net operating income$958,0002,426
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$958,0002,274
Extraordinary gains, net$03
Net income$958,0002,274
Minority interest net income$055
Net income of bank and minority interests.$958,0002,274
Net charge-offs$8,0001,420
Cash dividends$150,0001,941
Sale, conversion, retirement of capital stock, net$0482
Net operating income$958,0002,228
2020-12-31 (YTD Data)Rank
Total interest income$7,517,0002,978
Total interest expense$1,112,0002,774
Net interest income$6,405,0002,952
Provision for loan and lease losses$04,319
Total noninterest income$963,0002,908
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$330,0002,116
Trading account gains and fees$0133
Additional Noninterest Income$633,0002,917
Total noninterest expense$5,105,0002,961
Salaries and employee benefits$3,021,0002,939
Premises and equipment expense$551,0002,895
Additional noninterest expense$1,533,0003,007
Pre-tax net operating income$2,263,0002,802
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,263,0002,668
Extraordinary gains, net$04
Net income$2,263,0002,668
Minority interest net income$072
Net income of bank and minority interests.$2,263,0002,668
Net charge-offs$63,0002,270
Cash dividends$2,624,0001,244
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,263,0002,624
2020-09-30 (YTD Data)Rank
Total interest income$5,963,0002,912
Total interest expense$898,0002,762
Net interest income$5,065,0002,876
Provision for loan and lease losses$04,239
Total noninterest income$553,0003,198
Gross Fiduciary activities income$0981
Service charges on deposit accounts$248,0002,116
Trading account gains and fees$0125
Additional Noninterest Income$305,0003,326
Total noninterest expense$3,744,0002,999
Salaries and employee benefits$2,263,0002,916
Premises and equipment expense$415,0002,894
Additional noninterest expense$1,066,0003,114
Pre-tax net operating income$1,874,0002,675
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$1,874,0002,527
Extraordinary gains, net$04
Net income$1,874,0002,527
Minority interest net income$065
Net income of bank and minority interests.$1,874,0002,527
Net charge-offs$66,0001,901
Cash dividends$1,751,0001,227
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,874,0002,483
2020-06-30 (YTD Data)Rank
Total interest income$4,077,0002,906
Total interest expense$641,0002,765
Net interest income$3,436,0002,867
Provision for loan and lease losses$04,134
Total noninterest income$365,0003,179
Gross Fiduciary activities income$0970
Service charges on deposit accounts$168,0002,126
Trading account gains and fees$0123
Additional Noninterest Income$197,0003,314
Total noninterest expense$2,526,0002,979
Salaries and employee benefits$1,515,0002,924
Premises and equipment expense$280,0002,877
Additional noninterest expense$731,0003,074
Pre-tax net operating income$1,275,0002,613
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,275,0002,463
Extraordinary gains, net$04
Net income$1,275,0002,461
Minority interest net income$065
Net income of bank and minority interests.$1,275,0002,463
Net charge-offs$2,0002,854
Cash dividends$1,600,000940
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,275,0002,425
2020-03-31 (YTD Data)Rank
Total interest income$2,120,0002,831
Total interest expense$341,0002,818
Net interest income$1,779,0002,788
Provision for loan and lease losses$03,711
Total noninterest income$196,0003,042
Gross Fiduciary activities income$0941
Service charges on deposit accounts$98,0002,161
Trading account gains and fees$0106
Additional Noninterest Income$98,0003,203
Total noninterest expense$1,289,0002,970
Salaries and employee benefits$757,0002,943
Premises and equipment expense$142,0002,869
Additional noninterest expense$390,0002,976
Pre-tax net operating income$686,0002,371
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$686,0002,199
Extraordinary gains, net$04
Net income$686,0002,198
Minority interest net income$056
Net income of bank and minority interests.$686,0002,199
Net charge-offs$-8,0004,381
Cash dividends$1,450,000624
Sale, conversion, retirement of capital stock, net$0482
Net operating income$686,0002,169
2019-12-31 (YTD Data)Rank
Total interest income$8,483,0002,864
Total interest expense$1,357,0002,874
Net interest income$7,126,0002,812
Provision for loan and lease losses$310,0001,919
Total noninterest income$1,283,0002,498
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$427,0002,142
Trading account gains and fees$0135
Additional Noninterest Income$856,0002,434
Total noninterest expense$5,456,0002,854
Salaries and employee benefits$3,189,0002,820
Premises and equipment expense$603,0002,785
Additional noninterest expense$1,664,0002,890
Pre-tax net operating income$2,643,0002,654
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$2,643,0002,495
Extraordinary gains, net$011
Net income$2,643,0002,496
Minority interest net income$076
Net income of bank and minority interests.$2,643,0002,497
Net charge-offs$146,0001,944
Cash dividends$1,323,0002,012
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,643,0002,459
2019-09-30 (YTD Data)Rank
Total interest income$6,498,0002,863
Total interest expense$1,003,0002,920
Net interest income$5,495,0002,808
Provision for loan and lease losses$25,0003,438
Total noninterest income$845,0002,671
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$326,0002,124
Trading account gains and fees$0129
Additional Noninterest Income$519,0002,702
Total noninterest expense$4,007,0002,907
Salaries and employee benefits$2,374,0002,845
Premises and equipment expense$418,0002,944
Additional noninterest expense$1,215,0002,953
Pre-tax net operating income$2,308,0002,492
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,308,0002,312
Extraordinary gains, net$011
Net income$2,308,0002,313
Minority interest net income$072
Net income of bank and minority interests.$2,308,0002,313
Net charge-offs$104,0001,743
Cash dividends$451,0002,568
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,308,0002,279
2019-06-30 (YTD Data)Rank
Total interest income$4,289,0002,894
Total interest expense$640,0002,962
Net interest income$3,649,0002,827
Provision for loan and lease losses$03,685
Total noninterest income$638,0002,477
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$214,0002,107
Trading account gains and fees$0131
Additional Noninterest Income$424,0002,401
Total noninterest expense$2,671,0002,914
Salaries and employee benefits$1,563,0002,889
Premises and equipment expense$280,0002,947
Additional noninterest expense$828,0002,933
Pre-tax net operating income$1,616,0002,386
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,616,0002,230
Extraordinary gains, net$011
Net income$1,616,0002,229
Minority interest net income$069
Net income of bank and minority interests.$1,616,0002,230
Net charge-offs$76,0001,565
Cash dividends$301,0002,572
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,616,0002,202
2019-03-31 (YTD Data)Rank
Total interest income$2,099,0002,936
Total interest expense$303,0003,026
Net interest income$1,796,0002,877
Provision for loan and lease losses$03,406
Total noninterest income$449,0002,047
Gross Fiduciary activities income$0972
Service charges on deposit accounts$115,0002,007
Trading account gains and fees$0126
Additional Noninterest Income$334,0001,853
Total noninterest expense$1,337,0002,933
Salaries and employee benefits$782,0002,900
Premises and equipment expense$134,0003,054
Additional noninterest expense$421,0002,896
Pre-tax net operating income$908,0002,179
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$908,0002,010
Extraordinary gains, net$05
Net income$908,0002,008
Minority interest net income$052
Net income of bank and minority interests.$908,0002,009
Net charge-offs$15,0001,815
Cash dividends$150,0002,193
Sale, conversion, retirement of capital stock, net$0529
Net operating income$908,0001,990
2018-12-31 (YTD Data)Rank
Total interest income$7,592,0003,017
Total interest expense$1,027,0002,888
Net interest income$6,565,0003,008
Provision for loan and lease losses$135,0002,738
Total noninterest income$1,645,0002,228
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$478,0002,052
Trading account gains and fees$0126
Additional Noninterest Income$1,167,0002,068
Total noninterest expense$5,135,0003,001
Salaries and employee benefits$2,984,0002,977
Premises and equipment expense$562,0002,956
Additional noninterest expense$1,589,0003,056
Pre-tax net operating income$2,940,0002,528
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,940,0002,348
Extraordinary gains, net$06
Net income$2,940,0002,347
Minority interest net income$072
Net income of bank and minority interests.$2,940,0002,347
Net charge-offs$43,0002,712
Cash dividends$1,547,0001,699
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,940,0002,343
2018-09-30 (YTD Data)Rank
Total interest income$5,685,0003,020
Total interest expense$730,0002,899
Net interest income$4,955,0003,015
Provision for loan and lease losses$03,948
Total noninterest income$867,0002,703
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$370,0002,010
Trading account gains and fees$0138
Additional Noninterest Income$497,0002,759
Total noninterest expense$3,785,0003,044
Salaries and employee benefits$2,215,0003,003
Premises and equipment expense$400,0003,072
Additional noninterest expense$1,170,0003,090
Pre-tax net operating income$2,037,0002,705
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,037,0002,491
Extraordinary gains, net$05
Net income$2,037,0002,490
Minority interest net income$066
Net income of bank and minority interests.$2,037,0002,490
Net charge-offs$38,0002,369
Cash dividends$449,0002,496
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,037,0002,486
2018-06-30 (YTD Data)Rank
Total interest income$3,752,0003,036
Total interest expense$463,0002,904
Net interest income$3,289,0003,030
Provision for loan and lease losses$03,782
Total noninterest income$428,0003,100
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$246,0001,999
Trading account gains and fees$0130
Additional Noninterest Income$182,0003,501
Total noninterest expense$2,484,0003,088
Salaries and employee benefits$1,468,0003,035
Premises and equipment expense$263,0003,111
Additional noninterest expense$753,0003,176
Pre-tax net operating income$1,233,0002,829
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,233,0002,622
Extraordinary gains, net$06
Net income$1,233,0002,621
Minority interest net income$065
Net income of bank and minority interests.$1,233,0002,621
Net charge-offs$11,0002,549
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,233,0002,613
2018-03-31 (YTD Data)Rank
Total interest income$1,892,0003,037
Total interest expense$229,0002,871
Net interest income$1,663,0003,025
Provision for loan and lease losses$03,508
Total noninterest income$215,0003,068
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$124,0001,997
Trading account gains and fees$0123
Additional Noninterest Income$91,0003,465
Total noninterest expense$1,256,0003,094
Salaries and employee benefits$743,0003,026
Premises and equipment expense$132,0003,131
Additional noninterest expense$381,0003,169
Pre-tax net operating income$622,0002,754
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$622,0002,555
Extraordinary gains, net$07
Net income$622,0002,555
Minority interest net income$052
Net income of bank and minority interests.$622,0002,555
Net charge-offs$3,0002,344
Cash dividends$149,0002,136
Sale, conversion, retirement of capital stock, net$0580
Net operating income$622,0002,549
2017-12-31 (YTD Data)Rank
Total interest income$7,174,0003,075
Total interest expense$794,0002,927
Net interest income$6,380,0003,060
Provision for loan and lease losses$85,0003,210
Total noninterest income$869,0003,160
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$484,0002,079
Trading account gains and fees$0151
Additional Noninterest Income$385,0003,501
Total noninterest expense$4,793,0003,180
Salaries and employee benefits$2,892,0003,073
Premises and equipment expense$541,0003,115
Additional noninterest expense$1,360,0003,414
Pre-tax net operating income$2,371,0002,833
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,371,0002,403
Extraordinary gains, net$09
Net income$2,371,0002,403
Minority interest net income$076
Net income of bank and minority interests.$2,371,0002,403
Net charge-offs$36,0003,140
Cash dividends$1,742,0001,571
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,371,0002,389
2017-09-30 (YTD Data)Rank
Total interest income$5,413,0003,093
Total interest expense$558,0003,031
Net interest income$4,855,0003,060
Provision for loan and lease losses$04,088
Total noninterest income$628,0003,247
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$360,0002,109
Trading account gains and fees$0145
Additional Noninterest Income$268,0003,615
Total noninterest expense$3,611,0003,177
Salaries and employee benefits$2,162,0003,076
Premises and equipment expense$381,0003,277
Additional noninterest expense$1,068,0003,340
Pre-tax net operating income$1,872,0002,814
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,872,0002,515
Extraordinary gains, net$09
Net income$1,872,0002,515
Minority interest net income$071
Net income of bank and minority interests.$1,872,0002,515
Net charge-offs$2,0003,621
Cash dividends$449,0002,526
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,872,0002,504
2017-06-30 (YTD Data)Rank
Total interest income$3,512,0003,135
Total interest expense$335,0003,173
Net interest income$3,177,0003,092
Provision for loan and lease losses$03,871
Total noninterest income$423,0003,242
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$235,0002,128
Trading account gains and fees$0139
Additional Noninterest Income$188,0003,562
Total noninterest expense$2,379,0003,225
Salaries and employee benefits$1,429,0003,115
Premises and equipment expense$252,0003,280
Additional noninterest expense$698,0003,399
Pre-tax net operating income$1,221,0002,813
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,221,0002,491
Extraordinary gains, net$011
Net income$1,221,0002,490
Minority interest net income$071
Net income of bank and minority interests.$1,221,0002,491
Net charge-offs$13,0002,811
Cash dividends$300,0002,486
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,221,0002,471
2017-03-31 (YTD Data)Rank
Total interest income$1,743,0003,153
Total interest expense$160,0003,243
Net interest income$1,583,0003,103
Provision for loan and lease losses$03,537
Total noninterest income$210,0003,229
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$116,0002,158
Trading account gains and fees$0142
Additional Noninterest Income$94,0003,554
Total noninterest expense$1,181,0003,275
Salaries and employee benefits$715,0003,157
Premises and equipment expense$124,0003,358
Additional noninterest expense$342,0003,436
Pre-tax net operating income$612,0002,770
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$612,0002,409
Extraordinary gains, net$08
Net income$612,0002,408
Minority interest net income$055
Net income of bank and minority interests.$612,0002,409
Net charge-offs$6,0002,391
Cash dividends$150,0002,123
Sale, conversion, retirement of capital stock, net$0632
Net operating income$612,0002,389
2016-12-31 (YTD Data)Rank
Total interest income$7,060,0003,111
Total interest expense$657,0003,156
Net interest income$6,403,0003,063
Provision for loan and lease losses$3,985,000311
Total noninterest income$838,0003,316
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$458,0002,234
Trading account gains and fees$0170
Additional Noninterest Income$380,0003,645
Total noninterest expense$4,796,0003,262
Salaries and employee benefits$2,641,0003,304
Premises and equipment expense$512,0003,328
Additional noninterest expense$1,643,0003,142
Pre-tax net operating income$-1,540,0005,860
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$-1,540,0005,865
Extraordinary gains, net$05
Net income$-1,540,0005,864
Minority interest net income$082
Net income of bank and minority interests.$-1,540,0005,864
Net charge-offs$3,972,000250
Cash dividends$93,0004,010
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,540,0005,861
2016-09-30 (YTD Data)Rank
Total interest income$5,411,0003,078
Total interest expense$477,0003,220
Net interest income$4,934,0003,025
Provision for loan and lease losses$3,885,000241
Total noninterest income$635,0003,302
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$337,0002,264
Trading account gains and fees$0169
Additional Noninterest Income$298,0003,583
Total noninterest expense$3,579,0003,274
Salaries and employee benefits$1,981,0003,285
Premises and equipment expense$384,0003,355
Additional noninterest expense$1,214,0003,191
Pre-tax net operating income$-1,895,0005,949
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-1,895,0005,951
Extraordinary gains, net$05
Net income$-1,895,0005,951
Minority interest net income$071
Net income of bank and minority interests.$-1,895,0005,951
Net charge-offs$3,960,000182
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,895,0005,951
2016-06-30 (YTD Data)Rank
Total interest income$3,601,0003,088
Total interest expense$306,0003,303
Net interest income$3,295,0003,036
Provision for loan and lease losses$4,150,000177
Total noninterest income$377,0003,482
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$212,0002,345
Trading account gains and fees$0157
Additional Noninterest Income$165,0003,864
Total noninterest expense$2,366,0003,321
Salaries and employee benefits$1,327,0003,298
Premises and equipment expense$248,0003,423
Additional noninterest expense$791,0003,264
Pre-tax net operating income$-2,844,0006,048
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-2,844,0006,043
Extraordinary gains, net$016
Net income$-2,844,0006,042
Minority interest net income$071
Net income of bank and minority interests.$-2,844,0006,042
Net charge-offs$4,206,000142
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-2,844,0006,042
2016-03-31 (YTD Data)Rank
Total interest income$1,824,0003,066
Total interest expense$149,0003,387
Net interest income$1,675,0003,003
Provision for loan and lease losses$4,150,000116
Total noninterest income$184,0003,493
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$96,0002,491
Trading account gains and fees$0142
Additional Noninterest Income$88,0003,732
Total noninterest expense$1,179,0003,339
Salaries and employee benefits$681,0003,271
Premises and equipment expense$123,0003,460
Additional noninterest expense$375,0003,378
Pre-tax net operating income$-3,470,0006,120
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-3,470,0006,116
Extraordinary gains, net$012
Net income$-3,470,0006,116
Minority interest net income$062
Net income of bank and minority interests.$-3,470,0006,116
Net charge-offs$4,169,00099
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-3,470,0006,115
2015-12-31 (YTD Data)Rank
Total interest income$7,132,0003,066
Total interest expense$526,0003,626
Net interest income$6,606,0002,990
Provision for loan and lease losses$120,0002,830
Total noninterest income$869,0003,313
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$556,0001,957
Trading account gains and fees$0159
Additional Noninterest Income$313,0003,925
Total noninterest expense$4,807,0003,313
Salaries and employee benefits$2,783,0003,181
Premises and equipment expense$574,0003,202
Additional noninterest expense$1,450,0003,474
Pre-tax net operating income$2,548,0002,590
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,548,0002,305
Extraordinary gains, net$023
Net income$2,548,0002,305
Minority interest net income$081
Net income of bank and minority interests.$2,548,0002,306
Net charge-offs$48,0003,281
Cash dividends$2,210,0001,245
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,548,0002,263
2015-09-30 (YTD Data)Rank
Total interest income$5,418,0003,064
Total interest expense$383,0003,737
Net interest income$5,035,0002,977
Provision for loan and lease losses$20,0003,795
Total noninterest income$681,0003,244
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$442,0001,872
Trading account gains and fees$0153
Additional Noninterest Income$239,0003,936
Total noninterest expense$3,506,0003,404
Salaries and employee benefits$2,001,0003,281
Premises and equipment expense$438,0003,205
Additional noninterest expense$1,067,0003,534
Pre-tax net operating income$2,190,0002,407
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,190,0002,119
Extraordinary gains, net$021
Net income$2,190,0002,121
Minority interest net income$078
Net income of bank and minority interests.$2,190,0002,120
Net charge-offs$36,0003,018
Cash dividends$450,0002,427
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,190,0002,064
2015-06-30 (YTD Data)Rank
Total interest income$3,584,0003,086
Total interest expense$248,0003,815
Net interest income$3,336,0002,994
Provision for loan and lease losses$04,069
Total noninterest income$461,0003,226
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$299,0001,839
Trading account gains and fees$0157
Additional Noninterest Income$162,0003,930
Total noninterest expense$2,343,0003,418
Salaries and employee benefits$1,337,0003,297
Premises and equipment expense$289,0003,245
Additional noninterest expense$717,0003,529
Pre-tax net operating income$1,454,0002,388
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,454,0002,098
Extraordinary gains, net$022
Net income$1,454,0002,100
Minority interest net income$075
Net income of bank and minority interests.$1,454,0002,100
Net charge-offs$25,0002,802
Cash dividends$300,0002,403
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,454,0002,051
2015-03-31 (YTD Data)Rank
Total interest income$1,800,0003,091
Total interest expense$116,0004,003
Net interest income$1,684,0002,964
Provision for loan and lease losses$03,703
Total noninterest income$235,0003,142
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$150,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$85,0003,841
Total noninterest expense$1,164,0003,454
Salaries and employee benefits$668,0003,333
Premises and equipment expense$142,0003,316
Additional noninterest expense$354,0003,558
Pre-tax net operating income$755,0002,291
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$755,0002,008
Extraordinary gains, net$013
Net income$755,0002,010
Minority interest net income$064
Net income of bank and minority interests.$755,0002,010
Net charge-offs$12,0002,395
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$0697
Net operating income$755,0001,945
2014-12-31 (YTD Data)Rank
Total interest income$6,618,0003,316
Total interest expense$402,0004,436
Net interest income$6,216,0003,165
Provision for loan and lease losses$100,0003,178
Total noninterest income$911,0003,252
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$585,0002,016
Trading account gains and fees$0180
Additional Noninterest Income$326,0003,903
Total noninterest expense$4,611,0003,501
Salaries and employee benefits$2,601,0003,396
Premises and equipment expense$559,0003,392
Additional noninterest expense$1,451,0003,620
Pre-tax net operating income$2,416,0002,649
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$2,416,0002,366
Extraordinary gains, net$017
Net income$2,416,0002,366
Minority interest net income$084
Net income of bank and minority interests.$2,416,0002,366
Net charge-offs$41,0003,921
Cash dividends$1,824,0001,378
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,416,0002,322
2014-09-30 (YTD Data)Rank
Total interest income$5,076,0003,292
Total interest expense$290,0004,599
Net interest income$4,786,0003,125
Provision for loan and lease losses$04,401
Total noninterest income$683,0003,283
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$433,0002,039
Trading account gains and fees$0174
Additional Noninterest Income$250,0003,907
Total noninterest expense$3,414,0003,536
Salaries and employee benefits$1,942,0003,419
Premises and equipment expense$404,0003,512
Additional noninterest expense$1,068,0003,685
Pre-tax net operating income$2,055,0002,469
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,055,0002,181
Extraordinary gains, net$015
Net income$2,055,0002,181
Minority interest net income$081
Net income of bank and minority interests.$2,055,0002,180
Net charge-offs$30,0003,619
Cash dividends$452,0002,311
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,055,0002,131
2014-06-30 (YTD Data)Rank
Total interest income$3,345,0003,324
Total interest expense$186,0004,716
Net interest income$3,159,0003,144
Provision for loan and lease losses$04,196
Total noninterest income$455,0003,280
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$281,0002,059
Trading account gains and fees$0172
Additional Noninterest Income$174,0003,845
Total noninterest expense$2,233,0003,603
Salaries and employee benefits$1,253,0003,510
Premises and equipment expense$276,0003,486
Additional noninterest expense$704,0003,724
Pre-tax net operating income$1,381,0002,401
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,381,0002,120
Extraordinary gains, net$020
Net income$1,381,0002,124
Minority interest net income$080
Net income of bank and minority interests.$1,381,0002,123
Net charge-offs$13,0003,613
Cash dividends$301,0002,320
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,381,0002,064
2014-03-31 (YTD Data)Rank
Total interest income$1,695,0003,298
Total interest expense$91,0004,815
Net interest income$1,604,0003,111
Provision for loan and lease losses$03,817
Total noninterest income$241,0003,120
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$144,0002,006
Trading account gains and fees$0147
Additional Noninterest Income$97,0003,624
Total noninterest expense$1,090,0003,690
Salaries and employee benefits$625,0003,550
Premises and equipment expense$122,0003,805
Additional noninterest expense$343,0003,790
Pre-tax net operating income$755,0002,194
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$755,0001,901
Extraordinary gains, net$016
Net income$755,0001,904
Minority interest net income$066
Net income of bank and minority interests.$755,0001,904
Net charge-offs$15,0002,640
Cash dividends$150,0001,960
Sale, conversion, retirement of capital stock, net$0747
Net operating income$755,0001,860
2013-12-31 (YTD Data)Rank
Total interest income$6,280,0003,514
Total interest expense$411,0004,860
Net interest income$5,869,0003,328
Provision for loan and lease losses$250,0002,679
Total noninterest income$1,064,0003,089
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$580,0002,121
Trading account gains and fees$0184
Additional Noninterest Income$484,0003,395
Total noninterest expense$4,449,0003,671
Salaries and employee benefits$2,543,0003,499
Premises and equipment expense$550,0003,513
Additional noninterest expense$1,356,0003,904
Pre-tax net operating income$2,234,0002,644
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,234,0002,390
Extraordinary gains, net$029
Net income$2,234,0002,394
Minority interest net income$090
Net income of bank and minority interests.$2,234,0002,393
Net charge-offs$89,0003,869
Cash dividends$1,819,0001,295
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,234,0002,338
2013-09-30 (YTD Data)Rank
Total interest income$4,817,0003,488
Total interest expense$322,0004,863
Net interest income$4,495,0003,300
Provision for loan and lease losses$04,941
Total noninterest income$830,0003,071
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$419,0002,196
Trading account gains and fees$0180
Additional Noninterest Income$411,0003,307
Total noninterest expense$3,337,0003,696
Salaries and employee benefits$1,927,0003,496
Premises and equipment expense$402,0003,606
Additional noninterest expense$1,008,0003,921
Pre-tax net operating income$1,988,0002,431
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,988,0002,147
Extraordinary gains, net$025
Net income$1,988,0002,154
Minority interest net income$084
Net income of bank and minority interests.$1,988,0002,154
Net charge-offs$80,0003,458
Cash dividends$448,0002,224
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,988,0002,078
2013-06-30 (YTD Data)Rank
Total interest income$3,126,0003,560
Total interest expense$228,0004,809
Net interest income$2,898,0003,378
Provision for loan and lease losses$04,788
Total noninterest income$604,0002,986
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$268,0002,242
Trading account gains and fees$0157
Additional Noninterest Income$336,0003,049
Total noninterest expense$2,147,0003,790
Salaries and employee benefits$1,220,0003,638
Premises and equipment expense$264,0003,656
Additional noninterest expense$663,0003,966
Pre-tax net operating income$1,355,0002,381
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,355,0002,101
Extraordinary gains, net$022
Net income$1,355,0002,109
Minority interest net income$082
Net income of bank and minority interests.$1,355,0002,107
Net charge-offs$58,0003,233
Cash dividends$298,0002,238
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,355,0002,016
2013-03-31 (YTD Data)Rank
Total interest income$1,544,0003,622
Total interest expense$126,0004,682
Net interest income$1,418,0003,423
Provision for loan and lease losses$04,409
Total noninterest income$374,0002,650
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$115,0002,529
Trading account gains and fees$0148
Additional Noninterest Income$259,0002,412
Total noninterest expense$1,070,0003,833
Salaries and employee benefits$605,0003,690
Premises and equipment expense$125,0003,806
Additional noninterest expense$340,0003,926
Pre-tax net operating income$722,0002,213
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$722,0001,956
Extraordinary gains, net$010
Net income$722,0001,957
Minority interest net income$076
Net income of bank and minority interests.$722,0001,958
Net charge-offs$40,0002,581
Cash dividends$148,0001,835
Sale, conversion, retirement of capital stock, net$0789
Net operating income$722,0001,871
2012-12-31 (YTD Data)Rank
Total interest income$5,527,0004,050
Total interest expense$668,0004,518
Net interest income$4,859,0003,886
Provision for loan and lease losses$60,0005,049
Total noninterest income$796,0003,651
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$496,0002,508
Trading account gains and fees$0166
Additional Noninterest Income$300,0004,037
Total noninterest expense$4,158,0003,922
Salaries and employee benefits$2,361,0003,708
Premises and equipment expense$410,0004,265
Additional noninterest expense$1,387,0003,980
Pre-tax net operating income$1,437,0003,397
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,437,0003,208
Extraordinary gains, net$029
Net income$1,437,0003,208
Minority interest net income$093
Net income of bank and minority interests.$1,437,0003,208
Net charge-offs$33,0005,163
Cash dividends$1,222,0001,709
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,437,0003,074
2012-09-30 (YTD Data)Rank
Total interest income$4,212,0004,068
Total interest expense$515,0004,576
Net interest income$3,697,0003,915
Provision for loan and lease losses$05,790
Total noninterest income$598,0003,690
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$370,0002,544
Trading account gains and fees$0157
Additional Noninterest Income$228,0004,068
Total noninterest expense$3,091,0003,976
Salaries and employee benefits$1,751,0003,754
Premises and equipment expense$287,0004,457
Additional noninterest expense$1,053,0003,973
Pre-tax net operating income$1,204,0003,311
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,204,0003,064
Extraordinary gains, net$020
Net income$1,204,0003,064
Minority interest net income$086
Net income of bank and minority interests.$1,204,0003,063
Net charge-offs$43,0004,621
Cash dividends$543,0001,946
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,204,0002,920
2012-06-30 (YTD Data)Rank
Total interest income$2,786,0004,132
Total interest expense$342,0004,694
Net interest income$2,444,0003,946
Provision for loan and lease losses$05,619
Total noninterest income$411,0003,612
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$252,0002,462
Trading account gains and fees$0153
Additional Noninterest Income$159,0003,980
Total noninterest expense$2,093,0003,955
Salaries and employee benefits$1,185,0003,734
Premises and equipment expense$187,0004,527
Additional noninterest expense$721,0003,913
Pre-tax net operating income$762,0003,376
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$762,0003,153
Extraordinary gains, net$019
Net income$762,0003,152
Minority interest net income$084
Net income of bank and minority interests.$762,0003,153
Net charge-offs$-2,0006,263
Cash dividends$393,0001,871
Sale, conversion, retirement of capital stock, net$0928
Net operating income$762,0002,992
2012-03-31 (YTD Data)Rank
Total interest income$1,409,0004,153
Total interest expense$171,0004,797
Net interest income$1,238,0003,939
Provision for loan and lease losses$05,254
Total noninterest income$220,0003,475
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,919
Total noninterest expense$1,053,0003,966
Salaries and employee benefits$604,0003,718
Premises and equipment expense$90,0004,629
Additional noninterest expense$359,0003,910
Pre-tax net operating income$405,0003,282
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$405,0003,033
Extraordinary gains, net$019
Net income$405,0003,036
Minority interest net income$078
Net income of bank and minority interests.$405,0003,037
Net charge-offs$04,730
Cash dividends$243,0001,455
Sale, conversion, retirement of capital stock, net$0861
Net operating income$405,0002,877
2011-12-31 (YTD Data)Rank
Total interest income$5,825,0004,165
Total interest expense$750,0005,063
Net interest income$5,075,0003,872
Provision for loan and lease losses$120,0005,149
Total noninterest income$868,0003,370
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$598,0002,251
Trading account gains and fees$0146
Additional Noninterest Income$270,0004,023
Total noninterest expense$4,129,0004,030
Salaries and employee benefits$2,367,0003,717
Premises and equipment expense$382,0004,665
Additional noninterest expense$1,380,0004,077
Pre-tax net operating income$1,694,0002,813
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,694,0002,544
Extraordinary gains, net$029
Net income$1,694,0002,544
Minority interest net income$096
Net income of bank and minority interests.$1,694,0002,545
Net charge-offs$124,0004,781
Cash dividends$1,470,0001,263
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,694,0002,469
2011-09-30 (YTD Data)Rank
Total interest income$4,494,0004,108
Total interest expense$564,0005,172
Net interest income$3,930,0003,807
Provision for loan and lease losses$06,393
Total noninterest income$679,0003,304
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$467,0002,186
Trading account gains and fees$0145
Additional Noninterest Income$212,0004,010
Total noninterest expense$3,065,0004,052
Salaries and employee benefits$1,765,0003,748
Premises and equipment expense$290,0004,698
Additional noninterest expense$1,010,0004,152
Pre-tax net operating income$1,544,0002,519
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,544,0002,257
Extraordinary gains, net$021
Net income$1,544,0002,257
Minority interest net income$087
Net income of bank and minority interests.$1,544,0002,258
Net charge-offs$59,0004,858
Cash dividends$449,0001,929
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,544,0002,168
2011-06-30 (YTD Data)Rank
Total interest income$2,995,0004,154
Total interest expense$380,0005,247
Net interest income$2,615,0003,832
Provision for loan and lease losses$06,217
Total noninterest income$475,0003,223
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$322,0002,112
Trading account gains and fees$0153
Additional Noninterest Income$153,0003,915
Total noninterest expense$2,039,0004,110
Salaries and employee benefits$1,178,0003,767
Premises and equipment expense$190,0004,789
Additional noninterest expense$671,0004,223
Pre-tax net operating income$1,051,0002,454
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,051,0002,189
Extraordinary gains, net$015
Net income$1,051,0002,189
Minority interest net income$089
Net income of bank and minority interests.$1,051,0002,189
Net charge-offs$16,0005,169
Cash dividends$300,0001,910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,051,0002,112
2011-03-31 (YTD Data)Rank
Total interest income$1,460,0004,243
Total interest expense$195,0005,297
Net interest income$1,265,0003,915
Provision for loan and lease losses$05,840
Total noninterest income$260,0003,081
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$169,0002,003
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,718
Total noninterest expense$1,013,0004,148
Salaries and employee benefits$592,0003,762
Premises and equipment expense$89,0004,984
Additional noninterest expense$332,0004,241
Pre-tax net operating income$512,0002,515
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$512,0002,210
Extraordinary gains, net$09
Net income$512,0002,208
Minority interest net income$086
Net income of bank and minority interests.$512,0002,209
Net charge-offs$7,0004,526
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$512,0002,166
2010-12-31 (YTD Data)Rank
Total interest income$5,726,0004,452
Total interest expense$883,0005,503
Net interest income$4,843,0004,046
Provision for loan and lease losses$100,0006,012
Total noninterest income$903,0003,403
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$663,0002,130
Trading account gains and fees$0175
Additional Noninterest Income$240,0004,310
Total noninterest expense$4,039,0004,192
Salaries and employee benefits$2,262,0003,878
Premises and equipment expense$376,0004,896
Additional noninterest expense$1,401,0004,189
Pre-tax net operating income$1,607,0002,614
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,607,0002,394
Extraordinary gains, net$029
Net income$1,607,0002,392
Minority interest net income$0111
Net income of bank and minority interests.$1,607,0002,395
Net charge-offs$81,0005,590
Cash dividends$1,319,0001,202
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,607,0002,288
2010-09-30 (YTD Data)Rank
Total interest income$4,390,0004,470
Total interest expense$683,0005,596
Net interest income$3,707,0004,041
Provision for loan and lease losses$06,977
Total noninterest income$691,0003,410
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$504,0002,156
Trading account gains and fees$0165
Additional Noninterest Income$187,0004,287
Total noninterest expense$3,020,0004,211
Salaries and employee benefits$1,683,0003,941
Premises and equipment expense$290,0004,905
Additional noninterest expense$1,047,0004,186
Pre-tax net operating income$1,378,0002,547
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,378,0002,307
Extraordinary gains, net$023
Net income$1,378,0002,303
Minority interest net income$0110
Net income of bank and minority interests.$1,378,0002,308
Net charge-offs$33,0005,770
Cash dividends$449,0001,914
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,378,0002,194
2010-06-30 (YTD Data)Rank
Total interest income$2,895,0004,544
Total interest expense$464,0005,648
Net interest income$2,431,0004,091
Provision for loan and lease losses$06,857
Total noninterest income$497,0003,235
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$349,0002,106
Trading account gains and fees$0152
Additional Noninterest Income$148,0004,003
Total noninterest expense$2,005,0004,224
Salaries and employee benefits$1,118,0003,964
Premises and equipment expense$197,0004,909
Additional noninterest expense$690,0004,212
Pre-tax net operating income$923,0002,538
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$923,0002,267
Extraordinary gains, net$019
Net income$923,0002,265
Minority interest net income$0105
Net income of bank and minority interests.$923,0002,268
Net charge-offs$4,0006,102
Cash dividends$299,0001,919
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$923,0002,189
2010-03-31 (YTD Data)Rank
Total interest income$1,416,0004,656
Total interest expense$237,0005,729
Net interest income$1,179,0004,211
Provision for loan and lease losses$06,552
Total noninterest income$262,0003,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$171,0002,123
Trading account gains and fees$0175
Additional Noninterest Income$91,0003,692
Total noninterest expense$998,0004,287
Salaries and employee benefits$559,0004,019
Premises and equipment expense$103,0004,876
Additional noninterest expense$336,0004,278
Pre-tax net operating income$443,0002,646
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$443,0002,378
Extraordinary gains, net$016
Net income$443,0002,377
Minority interest net income$091
Net income of bank and minority interests.$443,0002,378
Net charge-offs$16,0004,565
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$443,0002,291
2009-12-31 (YTD Data)Rank
Total interest income$6,017,0004,611
Total interest expense$1,105,0005,825
Net interest income$4,912,0003,993
Provision for loan and lease losses$150,0006,058
Total noninterest income$1,161,0003,044
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$698,0002,259
Trading account gains and fees$0211
Additional Noninterest Income$463,0003,334
Total noninterest expense$4,232,0004,186
Salaries and employee benefits$2,232,0004,028
Premises and equipment expense$438,0004,756
Additional noninterest expense$1,562,0003,978
Pre-tax net operating income$1,691,0002,191
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$1,691,0001,922
Extraordinary gains, net$034
Net income$1,691,0001,919
Minority interest net income$0115
Net income of bank and minority interests.$1,691,0001,921
Net charge-offs$90,0005,790
Cash dividends$1,364,0001,291
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,691,0001,889
2009-09-30 (YTD Data)Rank
Total interest income$4,616,0004,598
Total interest expense$851,0005,920
Net interest income$3,765,0003,939
Provision for loan and lease losses$07,284
Total noninterest income$696,0003,546
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$517,0002,294
Trading account gains and fees$0212
Additional Noninterest Income$179,0004,461
Total noninterest expense$3,046,0004,311
Salaries and employee benefits$1,699,0004,006
Premises and equipment expense$325,0004,823
Additional noninterest expense$1,022,0004,314
Pre-tax net operating income$1,415,0002,148
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,415,0001,881
Extraordinary gains, net$027
Net income$1,415,0001,880
Minority interest net income$0118
Net income of bank and minority interests.$1,415,0001,881
Net charge-offs$84,0005,226
Cash dividends$451,0002,116
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,415,0001,833
2009-06-30 (YTD Data)Rank
Total interest income$3,094,0004,629
Total interest expense$580,0005,986
Net interest income$2,514,0003,928
Provision for loan and lease losses$07,158
Total noninterest income$464,0003,563
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$340,0002,287
Trading account gains and fees$0193
Additional Noninterest Income$124,0004,433
Total noninterest expense$2,056,0004,314
Salaries and employee benefits$1,139,0004,029
Premises and equipment expense$217,0004,864
Additional noninterest expense$700,0004,265
Pre-tax net operating income$922,0002,262
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$922,0001,980
Extraordinary gains, net$021
Net income$922,0001,978
Minority interest net income$0112
Net income of bank and minority interests.$922,0001,979
Net charge-offs$59,0004,771
Cash dividends$301,0002,178
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$922,0001,912
2009-03-31 (YTD Data)Rank
Total interest income$1,544,0004,675
Total interest expense$301,0006,010
Net interest income$1,243,0003,955
Provision for loan and lease losses$06,744
Total noninterest income$228,0003,562
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$164,0002,282
Trading account gains and fees$0171
Additional Noninterest Income$64,0004,408
Total noninterest expense$983,0004,348
Salaries and employee benefits$566,0004,074
Premises and equipment expense$107,0004,927
Additional noninterest expense$310,0004,311
Pre-tax net operating income$488,0002,426
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$488,0002,178
Extraordinary gains, net$015
Net income$488,0002,177
Minority interest net income$0102
Net income of bank and minority interests.$488,0002,179
Net charge-offs$45,0003,676
Cash dividends$150,0001,916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$488,0002,038
2008-12-31 (YTD Data)Rank
Total interest income$6,812,0004,563
Total interest expense$1,656,0005,755
Net interest income$5,156,0003,864
Provision for loan and lease losses$250,0004,899
Total noninterest income$936,0003,551
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$707,0002,327
Trading account gains and fees$0154
Additional Noninterest Income$229,0004,623
Total noninterest expense$3,940,0004,286
Salaries and employee benefits$2,254,0004,085
Premises and equipment expense$466,0004,659
Additional noninterest expense$1,220,0004,241
Pre-tax net operating income$1,902,0002,552
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,902,0002,091
Extraordinary gains, net$039
Net income$1,902,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0004,856
Cash dividends$1,468,0001,760
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,902,0002,202
2008-09-30 (YTD Data)Rank
Total interest income$5,266,0004,546
Total interest expense$1,303,0005,766
Net interest income$3,963,0003,829
Provision for loan and lease losses$06,991
Total noninterest income$720,0003,586
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$548,0002,287
Trading account gains and fees$0148
Additional Noninterest Income$172,0004,722
Total noninterest expense$2,944,0004,281
Salaries and employee benefits$1,694,0004,096
Premises and equipment expense$345,0004,705
Additional noninterest expense$905,0004,187
Pre-tax net operating income$1,739,0002,538
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,739,0002,023
Extraordinary gains, net$031
Net income$1,739,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,232
Cash dividends$450,0002,883
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,739,0002,123
2008-06-30 (YTD Data)Rank
Total interest income$3,564,0004,563
Total interest expense$935,0005,741
Net interest income$2,629,0003,839
Provision for loan and lease losses$06,671
Total noninterest income$483,0003,584
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$361,0002,295
Trading account gains and fees$0149
Additional Noninterest Income$122,0004,685
Total noninterest expense$1,942,0004,332
Salaries and employee benefits$1,134,0004,122
Premises and equipment expense$228,0004,762
Additional noninterest expense$580,0004,288
Pre-tax net operating income$1,170,0002,629
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,170,0002,253
Extraordinary gains, net$021
Net income$1,170,0002,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,260
Cash dividends$300,0002,935
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,170,0002,207
2008-03-31 (YTD Data)Rank
Total interest income$1,821,0004,589
Total interest expense$519,0005,662
Net interest income$1,302,0003,868
Provision for loan and lease losses$06,080
Total noninterest income$252,0003,495
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$185,0002,224
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,495
Total noninterest expense$973,0004,320
Salaries and employee benefits$556,0004,194
Premises and equipment expense$116,0004,734
Additional noninterest expense$301,0004,105
Pre-tax net operating income$581,0002,780
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$581,0002,375
Extraordinary gains, net$015
Net income$581,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$150,0002,574
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$581,0002,305
2007-12-31 (YTD Data)Rank
Total interest income$7,250,0004,646
Total interest expense$2,319,0005,469
Net interest income$4,931,0004,045
Provision for loan and lease losses$06,851
Total noninterest income$960,0003,616
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$742,0002,263
Trading account gains and fees$0178
Additional Noninterest Income$218,0004,888
Total noninterest expense$3,848,0004,240
Salaries and employee benefits$2,187,0004,104
Premises and equipment expense$465,0004,578
Additional noninterest expense$1,196,0004,077
Pre-tax net operating income$2,043,0003,273
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,043,0002,770
Extraordinary gains, net$039
Net income$2,043,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,104
Cash dividends$1,723,0001,811
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,043,0002,753
2007-09-30 (YTD Data)Rank
Total interest income$5,423,0004,669
Total interest expense$1,719,0005,505
Net interest income$3,704,0004,047
Provision for loan and lease losses$06,528
Total noninterest income$714,0003,638
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$556,0002,242
Trading account gains and fees$0184
Additional Noninterest Income$158,0004,980
Total noninterest expense$2,861,0004,231
Salaries and employee benefits$1,724,0003,946
Premises and equipment expense$338,0004,648
Additional noninterest expense$799,0004,366
Pre-tax net operating income$1,557,0003,392
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,557,0002,896
Extraordinary gains, net$033
Net income$1,557,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,218
Cash dividends$450,0003,069
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,557,0002,881
2007-06-30 (YTD Data)Rank
Total interest income$3,584,0004,695
Total interest expense$1,123,0005,573
Net interest income$2,461,0004,080
Provision for loan and lease losses$06,209
Total noninterest income$480,0003,639
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$373,0002,232
Trading account gains and fees$0168
Additional Noninterest Income$107,0004,994
Total noninterest expense$1,885,0004,310
Salaries and employee benefits$1,147,0003,979
Premises and equipment expense$212,0004,845
Additional noninterest expense$526,0004,435
Pre-tax net operating income$1,056,0003,409
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,056,0002,914
Extraordinary gains, net$029
Net income$1,056,0002,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,873
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,056,0002,899
2007-03-31 (YTD Data)Rank
Total interest income$1,785,0004,714
Total interest expense$556,0005,585
Net interest income$1,229,0004,078
Provision for loan and lease losses$05,779
Total noninterest income$249,0003,542
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$190,0002,146
Trading account gains and fees$0195
Additional Noninterest Income$59,0004,788
Total noninterest expense$951,0004,289
Salaries and employee benefits$574,0004,005
Premises and equipment expense$105,0004,900
Additional noninterest expense$272,0004,256
Pre-tax net operating income$527,0003,396
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$527,0002,894
Extraordinary gains, net$022
Net income$527,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$527,0002,882
2006-12-31 (YTD Data)Rank
Total interest income$6,703,0004,683
Total interest expense$1,940,0005,492
Net interest income$4,763,0004,159
Provision for loan and lease losses$06,850
Total noninterest income$959,0003,651
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$760,0002,212
Trading account gains and fees$0130
Additional Noninterest Income$199,0005,134
Total noninterest expense$3,819,0004,121
Salaries and employee benefits$2,264,0003,892
Premises and equipment expense$456,0004,524
Additional noninterest expense$1,099,0004,211
Pre-tax net operating income$1,903,0003,751
Securities gains (losses)$01,687
Applicable income taxes$-58,0008,305
Income before extraordinary items$1,961,0003,142
Extraordinary gains, net$051
Net income$1,961,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,944
Cash dividends$1,214,0002,233
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,961,0003,129
2006-09-30 (YTD Data)Rank
Total interest income$4,969,0004,712
Total interest expense$1,399,0005,530
Net interest income$3,570,0004,180
Provision for loan and lease losses$06,685
Total noninterest income$726,0003,633
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$574,0002,205
Trading account gains and fees$0126
Additional Noninterest Income$152,0005,098
Total noninterest expense$2,859,0004,122
Salaries and employee benefits$1,666,0003,940
Premises and equipment expense$358,0004,405
Additional noninterest expense$835,0004,147
Pre-tax net operating income$1,437,0003,882
Securities gains (losses)$01,388
Applicable income taxes$-58,0008,521
Income before extraordinary items$1,495,0003,215
Extraordinary gains, net$045
Net income$1,495,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$450,0003,081
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,495,0003,213
2006-06-30 (YTD Data)Rank
Total interest income$3,205,0004,760
Total interest expense$895,0005,525
Net interest income$2,310,0004,281
Provision for loan and lease losses$06,419
Total noninterest income$496,0003,550
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$386,0002,162
Trading account gains and fees$0126
Additional Noninterest Income$110,0004,927
Total noninterest expense$1,902,0004,137
Salaries and employee benefits$1,089,0004,012
Premises and equipment expense$238,0004,408
Additional noninterest expense$575,0004,042
Pre-tax net operating income$904,0004,039
Securities gains (losses)$01,185
Applicable income taxes$-56,0008,590
Income before extraordinary items$960,0003,304
Extraordinary gains, net$039
Net income$960,0003,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$960,0003,297
2006-03-31 (YTD Data)Rank
Total interest income$1,549,0004,807
Total interest expense$399,0005,703
Net interest income$1,150,0004,284
Provision for loan and lease losses$06,013
Total noninterest income$249,0003,479
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$192,0002,117
Trading account gains and fees$0115
Additional Noninterest Income$57,0004,857
Total noninterest expense$936,0004,193
Salaries and employee benefits$544,0004,037
Premises and equipment expense$117,0004,489
Additional noninterest expense$275,0004,177
Pre-tax net operating income$463,0003,926
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$463,0003,351
Extraordinary gains, net$021
Net income$463,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,725
Cash dividends$150,0002,701
Sale, conversion, retirement of capital stock, net$0648
Net operating income$463,0003,329
2005-12-31 (YTD Data)Rank
Total interest income$5,570,0004,811
Total interest expense$1,213,0005,782
Net interest income$4,357,0004,360
Provision for loan and lease losses$07,120
Total noninterest income$986,0003,598
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$788,0002,132
Trading account gains and fees$0138
Additional Noninterest Income$198,0005,184
Total noninterest expense$3,644,0004,158
Salaries and employee benefits$2,152,0003,911
Premises and equipment expense$424,0004,675
Additional noninterest expense$1,068,0004,197
Pre-tax net operating income$1,699,0004,087
Securities gains (losses)$02,296
Applicable income taxes$506,0003,349
Income before extraordinary items$1,193,0004,365
Extraordinary gains, net$046
Net income$1,193,0004,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,327
Cash dividends$929,0002,605
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,193,0004,328
2005-09-30 (YTD Data)Rank
Total interest income$4,120,0004,826
Total interest expense$841,0005,878
Net interest income$3,279,0004,358
Provision for loan and lease losses$06,899
Total noninterest income$713,0003,693
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$572,0002,194
Trading account gains and fees$0126
Additional Noninterest Income$141,0005,297
Total noninterest expense$2,683,0004,182
Salaries and employee benefits$1,598,0003,908
Premises and equipment expense$303,0004,808
Additional noninterest expense$782,0004,247
Pre-tax net operating income$1,309,0004,094
Securities gains (losses)$02,317
Applicable income taxes$405,0003,302
Income before extraordinary items$904,0004,443
Extraordinary gains, net$035
Net income$904,0004,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,519
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$904,0004,408
2005-06-30 (YTD Data)Rank
Total interest income$2,689,0004,831
Total interest expense$530,0005,886
Net interest income$2,159,0004,371
Provision for loan and lease losses$06,626
Total noninterest income$456,0003,743
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$61,0005,980
Trading account gains and fees$0116
Additional Noninterest Income$395,0002,567
Total noninterest expense$1,789,0004,174
Salaries and employee benefits$1,064,0003,895
Premises and equipment expense$199,0004,842
Additional noninterest expense$526,0004,203
Pre-tax net operating income$826,0004,215
Securities gains (losses)$02,146
Applicable income taxes$250,0003,411
Income before extraordinary items$576,0004,523
Extraordinary gains, net$030
Net income$576,0004,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,161
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$576,0004,465
2005-03-31 (YTD Data)Rank
Total interest income$1,343,0004,818
Total interest expense$257,0005,891
Net interest income$1,086,0004,368
Provision for loan and lease losses$06,226
Total noninterest income$234,0003,621
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$29,0006,046
Trading account gains and fees$0115
Additional Noninterest Income$205,0002,446
Total noninterest expense$905,0004,145
Salaries and employee benefits$532,0003,899
Premises and equipment expense$64,0006,186
Additional noninterest expense$309,0003,724
Pre-tax net operating income$415,0004,163
Securities gains (losses)$01,685
Applicable income taxes$134,0003,287
Income before extraordinary items$281,0004,552
Extraordinary gains, net$024
Net income$281,0004,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$281,0004,513
2004-12-31 (YTD Data)Rank
Total interest income$5,157,0004,743
Total interest expense$972,0005,749
Net interest income$4,185,0004,340
Provision for loan and lease losses$150,0004,230
Total noninterest income$983,0003,595
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$817,0002,105
Trading account gains and fees$0138
Additional Noninterest Income$166,0005,491
Total noninterest expense$3,641,0004,049
Salaries and employee benefits$2,106,0003,826
Premises and equipment expense$440,0004,482
Additional noninterest expense$1,095,0004,030
Pre-tax net operating income$1,377,0004,477
Securities gains (losses)$2,0003,489
Applicable income taxes$330,0004,031
Income before extraordinary items$1,049,0004,562
Extraordinary gains, net$034
Net income$1,049,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,018
Cash dividends$936,0002,456
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,047,4804,492
2004-09-30 (YTD Data)Rank
Total interest income$3,877,0004,711
Total interest expense$732,0005,699
Net interest income$3,145,0004,330
Provision for loan and lease losses$07,100
Total noninterest income$759,0003,537
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$648,0002,015
Trading account gains and fees$0134
Additional Noninterest Income$111,0005,728
Total noninterest expense$2,703,0004,053
Salaries and employee benefits$1,556,0003,850
Premises and equipment expense$328,0004,493
Additional noninterest expense$819,0004,020
Pre-tax net operating income$1,201,0004,150
Securities gains (losses)$2,0003,384
Applicable income taxes$330,0003,623
Income before extraordinary items$873,0004,365
Extraordinary gains, net$026
Net income$873,0004,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,226
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$871,5404,291
2004-06-30 (YTD Data)Rank
Total interest income$2,557,0004,760
Total interest expense$495,0005,682
Net interest income$2,062,0004,378
Provision for loan and lease losses$06,885
Total noninterest income$499,0003,576
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$421,0002,050
Trading account gains and fees$0130
Additional Noninterest Income$78,0005,644
Total noninterest expense$1,814,0004,053
Salaries and employee benefits$1,041,0003,858
Premises and equipment expense$216,0004,527
Additional noninterest expense$557,0003,974
Pre-tax net operating income$747,0004,287
Securities gains (losses)$2,0003,048
Applicable income taxes$183,0003,937
Income before extraordinary items$566,0004,396
Extraordinary gains, net$021
Net income$566,0004,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,468
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$564,4804,323
2004-03-31 (YTD Data)Rank
Total interest income$1,268,0004,816
Total interest expense$251,0005,695
Net interest income$1,017,0004,418
Provision for loan and lease losses$06,501
Total noninterest income$240,0003,622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$196,0002,118
Trading account gains and fees$0121
Additional Noninterest Income$44,0005,375
Total noninterest expense$910,0004,056
Salaries and employee benefits$520,0003,883
Premises and equipment expense$104,0004,667
Additional noninterest expense$286,0003,887
Pre-tax net operating income$347,0004,460
Securities gains (losses)$02,934
Applicable income taxes$108,0003,659
Income before extraordinary items$239,0004,868
Extraordinary gains, net$016
Net income$239,0004,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,188
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$239,0004,747
2003-12-31 (YTD Data)Rank
Total interest income$5,519,0004,561
Total interest expense$1,186,0005,602
Net interest income$4,333,0004,117
Provision for loan and lease losses$212,0003,919
Total noninterest income$938,0003,845
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$800,0002,121
Trading account gains and fees$0160
Additional Noninterest Income$138,0005,969
Total noninterest expense$3,553,0004,059
Salaries and employee benefits$2,017,0003,892
Premises and equipment expense$437,0004,452
Additional noninterest expense$1,099,0003,978
Pre-tax net operating income$1,506,0004,118
Securities gains (losses)$04,500
Applicable income taxes$324,0004,161
Income before extraordinary items$1,182,0004,177
Extraordinary gains, net$054
Net income$1,182,0004,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$655,0001,294
Cash dividends$912,0002,482
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,182,0004,008
2003-09-30 (YTD Data)Rank
Total interest income$4,229,0004,542
Total interest expense$917,0005,650
Net interest income$3,312,0004,074
Provision for loan and lease losses$100,0004,641
Total noninterest income$724,0003,855
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$626,0002,063
Trading account gains and fees$0153
Additional Noninterest Income$98,0006,119
Total noninterest expense$2,627,0004,087
Salaries and employee benefits$1,477,0003,972
Premises and equipment expense$336,0004,381
Additional noninterest expense$814,0004,018
Pre-tax net operating income$1,309,0003,826
Securities gains (losses)$04,204
Applicable income taxes$319,0003,803
Income before extraordinary items$990,0004,006
Extraordinary gains, net$040
Net income$990,0004,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,015
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$990,0003,839
2003-06-30 (YTD Data)Rank
Total interest income$2,828,0004,572
Total interest expense$625,0005,701
Net interest income$2,203,0004,084
Provision for loan and lease losses$07,324
Total noninterest income$499,0003,746
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$429,0001,962
Trading account gains and fees$0150
Additional Noninterest Income$70,0005,983
Total noninterest expense$1,755,0004,081
Salaries and employee benefits$986,0003,961
Premises and equipment expense$226,0004,361
Additional noninterest expense$543,0003,989
Pre-tax net operating income$947,0003,644
Securities gains (losses)$03,782
Applicable income taxes$269,0003,423
Income before extraordinary items$678,0003,954
Extraordinary gains, net$030
Net income$678,0003,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,837
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$678,0003,774
2003-03-31 (YTD Data)Rank
Total interest income$1,378,0004,677
Total interest expense$317,0005,767
Net interest income$1,061,0004,221
Provision for loan and lease losses$06,934
Total noninterest income$256,0003,580
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$210,0001,946
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$866,0004,118
Salaries and employee benefits$492,0003,954
Premises and equipment expense$106,0004,525
Additional noninterest expense$268,0004,001
Pre-tax net operating income$451,0003,745
Securities gains (losses)$02,891
Applicable income taxes$139,0003,359
Income before extraordinary items$312,0004,123
Extraordinary gains, net$021
Net income$312,0004,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$312,0003,933
2002-12-31 (YTD Data)Rank
Total interest income$6,082,0004,511
Total interest expense$1,593,0005,539
Net interest income$4,489,0004,000
Provision for loan and lease losses$200,0004,344
Total noninterest income$774,0004,078
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$597,0002,580
Trading account gains and fees$0153
Additional Noninterest Income$177,0005,256
Total noninterest expense$3,300,0004,147
Salaries and employee benefits$1,848,0003,989
Premises and equipment expense$473,0004,102
Additional noninterest expense$979,0004,248
Pre-tax net operating income$1,763,0003,710
Securities gains (losses)$04,537
Applicable income taxes$509,0003,410
Income before extraordinary items$1,254,0003,963
Extraordinary gains, net$070
Net income$1,254,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,668
Cash dividends$1,706,0001,497
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,254,0003,862
2001-12-31 (YTD Data)Rank
Total interest income$6,936,0004,462
Total interest expense$2,797,0004,997
Net interest income$4,139,0004,022
Provision for loan and lease losses$289,0003,307
Total noninterest income$780,0003,923
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$602,0002,426
Trading account gains and fees$0177
Additional Noninterest Income$178,0005,187
Total noninterest expense$3,327,0003,991
Salaries and employee benefits$1,712,0004,076
Premises and equipment expense$690,0002,982
Additional noninterest expense$925,0004,315
Pre-tax net operating income$1,303,0004,219
Securities gains (losses)$04,612
Applicable income taxes$415,0003,662
Income before extraordinary items$888,0004,604
Extraordinary gains, net$0105
Net income$888,0004,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,343
Cash dividends$260,0004,610
Sale, conversion, retirement of capital stock, net$0922
Net operating income$888,0004,494
2000-12-31 (YTD Data)Rank
Total interest income$6,928,0004,625
Total interest expense$2,995,0004,936
Net interest income$3,933,0004,238
Provision for loan and lease losses$120,0004,828
Total noninterest income$685,0004,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$520,0002,600
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,249
Total noninterest expense$2,853,0004,405
Salaries and employee benefits$1,576,0004,189
Premises and equipment expense$444,0004,169
Additional noninterest expense$833,0004,604
Pre-tax net operating income$1,645,0003,799
Securities gains (losses)$-1,0007,406
Applicable income taxes$475,0003,596
Income before extraordinary items$1,169,0003,934
Extraordinary gains, net$038
Net income$1,169,0003,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,638
Cash dividends$1,013,0002,234
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,169,7103,921
1999-12-31 (YTD Data)Rank
Total interest income$6,418,0004,725
Total interest expense$2,553,0005,127
Net interest income$3,865,0004,304
Provision for loan and lease losses$90,0005,432
Total noninterest income$581,0004,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$433,0002,995
Trading account gains and feesNANA
Additional Noninterest Income$148,0005,639
Total noninterest expense$2,748,0004,535
Salaries and employee benefits$1,561,0004,193
Premises and equipment expense$367,0004,808
Additional noninterest expense$820,0004,699
Pre-tax net operating income$1,608,0003,914
Securities gains (losses)$-2,0008,771
Applicable income taxes$482,0003,712
Income before extraordinary items$1,124,0004,067
Extraordinary gains, net$035
Net income$1,124,0004,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$984,0002,329
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,125,4004,030
1998-12-31 (YTD Data)Rank
Total interest income$6,477,0004,688
Total interest expense$2,835,0004,920
Net interest income$3,642,0004,440
Provision for loan and lease losses$359,0002,280
Total noninterest income$672,0004,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$490,0002,599
Trading account gains and feesNANA
Additional Noninterest Income$182,0005,208
Total noninterest expense$2,683,0004,527
Salaries and employee benefits$1,461,0004,326
Premises and equipment expense$336,0005,030
Additional noninterest expense$886,0004,347
Pre-tax net operating income$1,272,0004,700
Securities gains (losses)$04,449
Applicable income taxes$340,0004,846
Income before extraordinary items$932,0004,718
Extraordinary gains, net$032
Net income$932,0004,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,906
Cash dividends$240,0005,025
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$932,0004,632
1997-12-31 (YTD Data)Rank
Total interest income$6,036,0005,044
Total interest expense$2,564,0005,318
Net interest income$3,472,0004,759
Provision for loan and lease losses$70,0005,912
Total noninterest income$698,0003,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$503,0002,609
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,022
Total noninterest expense$2,618,0004,600
Salaries and employee benefits$1,413,0004,469
Premises and equipment expense$390,0004,536
Additional noninterest expense$815,0004,652
Pre-tax net operating income$1,482,0004,535
Securities gains (losses)$422,000471
Applicable income taxes$377,0005,071
Income before extraordinary items$1,527,0003,312
Extraordinary gains, net$044
Net income$1,527,0003,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,267
Cash dividends$1,080,0002,044
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,189,4004,021
1996-12-31 (YTD Data)Rank
Total interest income$5,754,0005,333
Total interest expense$2,455,0005,585
Net interest income$3,299,0005,077
Provision for loan and lease losses$50,0006,559
Total noninterest income$656,0004,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$454,0002,975
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,130
Total noninterest expense$2,517,0004,975
Salaries and employee benefits$1,408,0004,569
Premises and equipment expense$383,0004,696
Additional noninterest expense$726,0005,593
Pre-tax net operating income$1,388,0004,604
Securities gains (losses)$04,148
Applicable income taxes$348,0005,346
Income before extraordinary items$1,040,0004,336
Extraordinary gains, net$053
Net income$1,040,0004,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,261
Cash dividends$696,0002,778
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,040,0004,283
1995-12-31 (YTD Data)Rank
Total interest income$5,505,0005,585
Total interest expense$2,336,0005,826
Net interest income$3,169,0005,259
Provision for loan and lease losses$40,0006,618
Total noninterest income$561,0004,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$432,0003,109
Trading account gains and feesNANA
Additional Noninterest Income$129,0006,436
Total noninterest expense$2,416,0005,147
Salaries and employee benefits$1,344,0004,733
Premises and equipment expense$351,0005,010
Additional noninterest expense$721,0005,712
Pre-tax net operating income$1,274,0005,038
Securities gains (losses)$-2,0009,253
Applicable income taxes$319,0005,789
Income before extraordinary items$953,0004,780
Extraordinary gains, net$065
Net income$953,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,712
Cash dividends$696,0002,674
Sale, conversion, retirement of capital stock, net$0809
Net operating income$954,5004,769
1994-12-31 (YTD Data)Rank
Total interest income$4,987,0005,678
Total interest expense$1,887,0005,865
Net interest income$3,100,0005,478
Provision for loan and lease losses$09,146
Total noninterest income$534,0005,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$147,0006,264
Total noninterest expense$2,380,0005,386
Salaries and employee benefits$1,283,0004,941
Premises and equipment expense$408,0004,514
Additional noninterest expense$689,0006,399
Pre-tax net operating income$1,254,0005,069
Securities gains (losses)$8,0002,362
Applicable income taxes$285,0006,056
Income before extraordinary items$977,0004,614
Extraordinary gains, net$0249
Net income$977,0004,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$973,0001,982
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$970,8404,675
1993-12-31 (YTD Data)Rank
Total interest income$4,907,0005,877
Total interest expense$1,794,0006,343
Net interest income$3,113,0005,498
Provision for loan and lease losses$45,0007,729
Total noninterest income$474,0005,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,681
Total noninterest expense$2,261,0005,739
Salaries and employee benefits$1,225,0005,142
Premises and equipment expense$305,0005,763
Additional noninterest expense$731,0006,357
Pre-tax net operating income$1,281,0004,920
Securities gains (losses)$5,0006,132
Applicable income taxes$361,0005,377
Income before extraordinary items$925,0004,988
Extraordinary gains, net$03,149
Net income$925,0005,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$198,0005,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$921,4004,774
1992-12-31 (YTD Data)Rank
Total interest income$5,195,0006,184
Total interest expense$2,125,0006,804
Net interest income$3,070,0005,615
Provision for loan and lease losses$90,0007,540
Total noninterest income$522,0005,475
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,932
Total noninterest expense$2,343,0005,605
Salaries and employee benefits$1,163,0005,321
Premises and equipment expense$449,0004,363
Additional noninterest expense$731,0006,544
Pre-tax net operating income$1,159,0005,060
Securities gains (losses)$32,0004,877
Applicable income taxes$333,0005,545
Income before extraordinary items$858,0005,088
Extraordinary gains, net$01,422
Net income$858,0005,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0005,229
Cash dividends$210,0004,877
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$834,9604,887

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.