Home > Franklin State Bank > Income and Expense
Franklin State Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 4,992 |
| Total interest expense | $140,000 | 4,902 |
| Net interest income | $1,297,000 | 4,960 |
| Provision for loan and lease losses | $-304,000 | 5,355 |
| Total noninterest income | $92,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $60,000 | 4,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 5,025 |
| Total noninterest expense | $610,000 | 5,283 |
| Salaries and employee benefits | $442,000 | 5,149 |
| Premises and equipment expense | $21,000 | 5,417 |
| Additional noninterest expense | $147,000 | 5,353 |
| Pre-tax net operating income | $1,083,000 | 3,647 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $251,000 | 2,360 |
| Income before extraordinary items | $831,000 | 3,829 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $831,000 | 3,827 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $831,000 | 3,828 |
| Net charge-offs | $-391,000 | 5,358 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $831,790 | 3,832 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,063 |
| Total interest expense | $88,000 | 4,953 |
| Net interest income | $840,000 | 5,031 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $63,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $38,000 | 4,488 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 5,022 |
| Total noninterest expense | $404,000 | 5,344 |
| Salaries and employee benefits | $293,000 | 5,217 |
| Premises and equipment expense | $6,000 | 5,519 |
| Additional noninterest expense | $105,000 | 5,392 |
| Pre-tax net operating income | $499,000 | 4,108 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $77,000 | 2,886 |
| Income before extraordinary items | $422,000 | 4,146 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $422,000 | 4,145 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $422,000 | 4,145 |
| Net charge-offs | $-86,000 | 5,157 |
| Cash dividends | $125,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $422,000 | 4,151 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 5,128 |
| Total interest expense | $43,000 | 4,998 |
| Net interest income | $409,000 | 5,109 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $26,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $19,000 | 4,518 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $7,000 | 5,232 |
| Total noninterest expense | $197,000 | 5,425 |
| Salaries and employee benefits | $152,000 | 5,245 |
| Premises and equipment expense | $-2,000 | 5,603 |
| Additional noninterest expense | $47,000 | 5,480 |
| Pre-tax net operating income | $238,000 | 4,154 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $66,000 | 2,493 |
| Income before extraordinary items | $172,000 | 4,351 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $172,000 | 4,349 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $172,000 | 4,351 |
| Net charge-offs | $-84,000 | 5,355 |
| Cash dividends | $125,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $172,000 | 4,359 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,184 |
| Total interest expense | $143,000 | 5,117 |
| Net interest income | $1,619,000 | 5,147 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $129,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $93,000 | 4,410 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $36,000 | 5,224 |
| Total noninterest expense | $1,145,000 | 5,283 |
| Salaries and employee benefits | $788,000 | 5,106 |
| Premises and equipment expense | $61,000 | 5,478 |
| Additional noninterest expense | $296,000 | 5,370 |
| Pre-tax net operating income | $603,000 | 4,594 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $46,000 | 3,552 |
| Income before extraordinary items | $557,000 | 4,398 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $557,000 | 4,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $557,000 | 4,398 |
| Net charge-offs | $-70,000 | 5,217 |
| Cash dividends | $250,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $557,000 | 4,387 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 5,252 |
| Total interest expense | $101,000 | 5,212 |
| Net interest income | $1,199,000 | 5,222 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $94,000 | 5,220 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $71,000 | 4,432 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 5,338 |
| Total noninterest expense | $633,000 | 5,500 |
| Salaries and employee benefits | $413,000 | 5,414 |
| Premises and equipment expense | $48,000 | 5,526 |
| Additional noninterest expense | $172,000 | 5,553 |
| Pre-tax net operating income | $660,000 | 4,292 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $175,000 | 2,847 |
| Income before extraordinary items | $485,000 | 4,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $485,000 | 4,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $485,000 | 4,441 |
| Net charge-offs | $-71,000 | 5,254 |
| Cash dividends | $250,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $485,000 | 4,433 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 5,297 |
| Total interest expense | $62,000 | 5,288 |
| Net interest income | $798,000 | 5,257 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $63,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $15,000 | 5,386 |
| Total noninterest expense | $426,000 | 5,542 |
| Salaries and employee benefits | $264,000 | 5,490 |
| Premises and equipment expense | $39,000 | 5,494 |
| Additional noninterest expense | $123,000 | 5,569 |
| Pre-tax net operating income | $435,000 | 4,293 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $126,000 | 2,790 |
| Income before extraordinary items | $309,000 | 4,468 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $309,000 | 4,467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $309,000 | 4,468 |
| Net charge-offs | $-77,000 | 5,378 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $309,000 | 4,458 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 5,340 |
| Total interest expense | $30,000 | 5,347 |
| Net interest income | $399,000 | 5,294 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $28,000 | 5,355 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $219,000 | 5,596 |
| Salaries and employee benefits | $133,000 | 5,543 |
| Premises and equipment expense | $16,000 | 5,606 |
| Additional noninterest expense | $70,000 | 5,569 |
| Pre-tax net operating income | $208,000 | 4,297 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $50,000 | 2,891 |
| Income before extraordinary items | $158,000 | 4,439 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $158,000 | 4,439 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $158,000 | 4,439 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $125,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $158,000 | 4,421 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,364 |
| Total interest expense | $108,000 | 5,459 |
| Net interest income | $1,661,000 | 5,312 |
| Provision for loan and lease losses | $14,000 | 4,138 |
| Total noninterest income | $131,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $93,000 | 4,582 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $38,000 | 5,430 |
| Total noninterest expense | $1,111,000 | 5,508 |
| Salaries and employee benefits | $760,000 | 5,324 |
| Premises and equipment expense | $53,000 | 5,749 |
| Additional noninterest expense | $298,000 | 5,609 |
| Pre-tax net operating income | $667,000 | 4,558 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $173,000 | 3,017 |
| Income before extraordinary items | $494,000 | 4,741 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $494,000 | 4,740 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $494,000 | 4,740 |
| Net charge-offs | $-11,000 | 5,013 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $494,000 | 4,697 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 5,419 |
| Total interest expense | $81,000 | 5,517 |
| Net interest income | $1,242,000 | 5,367 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $101,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $72,000 | 4,592 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $29,000 | 5,490 |
| Total noninterest expense | $628,000 | 5,740 |
| Salaries and employee benefits | $403,000 | 5,637 |
| Premises and equipment expense | $39,000 | 5,812 |
| Additional noninterest expense | $186,000 | 5,757 |
| Pre-tax net operating income | $701,000 | 4,239 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $197,000 | 2,817 |
| Income before extraordinary items | $504,000 | 4,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $504,000 | 4,476 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $504,000 | 4,477 |
| Net charge-offs | $-11,000 | 4,952 |
| Cash dividends | $250,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $504,000 | 4,403 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 5,491 |
| Total interest expense | $55,000 | 5,564 |
| Net interest income | $814,000 | 5,448 |
| Provision for loan and lease losses | $14,000 | 3,689 |
| Total noninterest income | $67,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,545 |
| Total noninterest expense | $419,000 | 5,801 |
| Salaries and employee benefits | $265,000 | 5,717 |
| Premises and equipment expense | $25,000 | 5,887 |
| Additional noninterest expense | $129,000 | 5,805 |
| Pre-tax net operating income | $448,000 | 4,321 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $114,000 | 2,907 |
| Income before extraordinary items | $334,000 | 4,510 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 4,506 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $334,000 | 4,508 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $125,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $334,000 | 4,440 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 5,536 |
| Total interest expense | $27,000 | 5,619 |
| Net interest income | $410,000 | 5,481 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $31,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $220,000 | 5,835 |
| Salaries and employee benefits | $134,000 | 5,757 |
| Premises and equipment expense | $14,000 | 5,899 |
| Additional noninterest expense | $72,000 | 5,806 |
| Pre-tax net operating income | $221,000 | 4,309 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $199,000 | 4,242 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $199,000 | 4,239 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $199,000 | 4,241 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $125,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $199,000 | 4,184 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 5,585 |
| Total interest expense | $114,000 | 5,654 |
| Net interest income | $1,603,000 | 5,534 |
| Provision for loan and lease losses | $315,000 | 1,850 |
| Total noninterest income | $136,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $37,000 | 5,631 |
| Total noninterest expense | $1,153,000 | 5,696 |
| Salaries and employee benefits | $779,000 | 5,487 |
| Premises and equipment expense | $62,000 | 5,958 |
| Additional noninterest expense | $312,000 | 5,813 |
| Pre-tax net operating income | $271,000 | 5,340 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $28,000 | 3,828 |
| Income before extraordinary items | $243,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $243,000 | 5,374 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $243,000 | 5,374 |
| Net charge-offs | $560,000 | 1,073 |
| Cash dividends | $250,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $243,000 | 5,320 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 5,667 |
| Total interest expense | $86,000 | 5,734 |
| Net interest income | $1,190,000 | 5,612 |
| Provision for loan and lease losses | $300,000 | 1,503 |
| Total noninterest income | $100,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $76,000 | 4,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 5,742 |
| Total noninterest expense | $652,000 | 5,966 |
| Salaries and employee benefits | $406,000 | 5,864 |
| Premises and equipment expense | $43,000 | 6,066 |
| Additional noninterest expense | $203,000 | 5,971 |
| Pre-tax net operating income | $338,000 | 5,133 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $72,000 | 3,451 |
| Income before extraordinary items | $266,000 | 5,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 5,225 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $266,000 | 5,227 |
| Net charge-offs | $536,000 | 817 |
| Cash dividends | $250,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $266,000 | 5,177 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 5,710 |
| Total interest expense | $58,000 | 5,787 |
| Net interest income | $797,000 | 5,659 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $67,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $51,000 | 4,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 5,802 |
| Total noninterest expense | $435,000 | 6,031 |
| Salaries and employee benefits | $271,000 | 5,927 |
| Premises and equipment expense | $31,000 | 6,091 |
| Additional noninterest expense | $133,000 | 6,039 |
| Pre-tax net operating income | $429,000 | 4,382 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $72,000 | 3,229 |
| Income before extraordinary items | $357,000 | 4,473 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 4,474 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $357,000 | 4,475 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $357,000 | 4,400 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 5,719 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $409,000 | 5,666 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $32,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $207,000 | 6,125 |
| Salaries and employee benefits | $133,000 | 6,005 |
| Premises and equipment expense | $14,000 | 6,187 |
| Additional noninterest expense | $60,000 | 6,155 |
| Pre-tax net operating income | $234,000 | 4,233 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $23,000 | 3,469 |
| Income before extraordinary items | $211,000 | 4,195 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $211,000 | 4,197 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $211,000 | 4,198 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $125,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $211,000 | 4,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 5,762 |
| Total interest expense | $138,000 | 5,849 |
| Net interest income | $1,690,000 | 5,709 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $127,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $96,000 | 5,056 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 5,923 |
| Total noninterest expense | $1,113,000 | 5,995 |
| Salaries and employee benefits | $782,000 | 5,723 |
| Premises and equipment expense | $70,000 | 6,238 |
| Additional noninterest expense | $261,000 | 6,220 |
| Pre-tax net operating income | $704,000 | 4,657 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $169,000 | 3,084 |
| Income before extraordinary items | $525,000 | 4,866 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $525,000 | 4,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 4,866 |
| Net charge-offs | $-16,000 | 5,750 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $532,600 | 4,795 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 5,844 |
| Total interest expense | $98,000 | 5,978 |
| Net interest income | $1,260,000 | 5,780 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $96,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $70,000 | 5,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $26,000 | 5,957 |
| Total noninterest expense | $620,000 | 6,289 |
| Salaries and employee benefits | $406,000 | 6,134 |
| Premises and equipment expense | $50,000 | 6,316 |
| Additional noninterest expense | $164,000 | 6,367 |
| Pre-tax net operating income | $736,000 | 4,261 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $191,000 | 2,845 |
| Income before extraordinary items | $543,000 | 4,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 4,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $543,000 | 4,492 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $544,480 | 4,445 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 5,879 |
| Total interest expense | $66,000 | 6,023 |
| Net interest income | $837,000 | 5,812 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $61,000 | 5,962 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $45,000 | 5,223 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $16,000 | 6,039 |
| Total noninterest expense | $404,000 | 6,360 |
| Salaries and employee benefits | $271,000 | 6,192 |
| Premises and equipment expense | $36,000 | 6,333 |
| Additional noninterest expense | $97,000 | 6,472 |
| Pre-tax net operating income | $494,000 | 4,203 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $142,000 | 2,729 |
| Income before extraordinary items | $352,000 | 4,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $352,000 | 4,506 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $352,000 | 4,507 |
| Net charge-offs | $-19,000 | 5,867 |
| Cash dividends | $125,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $352,000 | 4,444 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 5,960 |
| Total interest expense | $33,000 | 6,106 |
| Net interest income | $413,000 | 5,886 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $28,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $211,000 | 6,410 |
| Salaries and employee benefits | $136,000 | 6,254 |
| Premises and equipment expense | $23,000 | 6,265 |
| Additional noninterest expense | $52,000 | 6,520 |
| Pre-tax net operating income | $230,000 | 4,244 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $230,000 | 4,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 4,018 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $230,000 | 4,018 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $230,000 | 3,976 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 6,049 |
| Total interest expense | $161,000 | 6,119 |
| Net interest income | $1,590,000 | 5,983 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $128,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $101,000 | 5,247 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 6,140 |
| Total noninterest expense | $1,109,000 | 6,249 |
| Salaries and employee benefits | $776,000 | 5,955 |
| Premises and equipment expense | $72,000 | 6,491 |
| Additional noninterest expense | $261,000 | 6,463 |
| Pre-tax net operating income | $609,000 | 4,788 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $143,000 | 3,196 |
| Income before extraordinary items | $467,000 | 4,969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $467,000 | 4,972 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $467,000 | 4,972 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $466,230 | 4,909 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 6,138 |
| Total interest expense | $125,000 | 6,178 |
| Net interest income | $1,167,000 | 6,075 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $94,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $74,000 | 5,318 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,240 |
| Total noninterest expense | $611,000 | 6,554 |
| Salaries and employee benefits | $404,000 | 6,389 |
| Premises and equipment expense | $51,000 | 6,573 |
| Additional noninterest expense | $156,000 | 6,646 |
| Pre-tax net operating income | $650,000 | 4,378 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $152,000 | 3,004 |
| Income before extraordinary items | $499,000 | 4,600 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $499,000 | 4,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $499,000 | 4,605 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $498,230 | 4,523 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,176 |
| Total interest expense | $86,000 | 6,217 |
| Net interest income | $769,000 | 6,105 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $64,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $50,000 | 5,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,262 |
| Total noninterest expense | $399,000 | 6,613 |
| Salaries and employee benefits | $267,000 | 6,448 |
| Premises and equipment expense | $34,000 | 6,609 |
| Additional noninterest expense | $98,000 | 6,716 |
| Pre-tax net operating income | $434,000 | 4,357 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $81,000 | 3,151 |
| Income before extraordinary items | $353,000 | 4,516 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 4,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $353,000 | 4,519 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $353,000 | 4,415 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 6,247 |
| Total interest expense | $43,000 | 6,303 |
| Net interest income | $379,000 | 6,169 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $192,000 | 6,711 |
| Salaries and employee benefits | $130,000 | 6,528 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $48,000 | 6,803 |
| Pre-tax net operating income | $219,000 | 4,333 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $40,000 | 3,151 |
| Income before extraordinary items | $179,000 | 4,456 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $179,000 | 4,458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $179,000 | 4,458 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $179,000 | 4,359 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 6,292 |
| Total interest expense | $221,000 | 6,312 |
| Net interest income | $1,556,000 | 6,238 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $147,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $119,000 | 5,174 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $1,146,000 | 6,450 |
| Salaries and employee benefits | $769,000 | 6,151 |
| Premises and equipment expense | $126,000 | 6,333 |
| Additional noninterest expense | $251,000 | 6,739 |
| Pre-tax net operating income | $557,000 | 4,801 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $109,000 | 3,449 |
| Income before extraordinary items | $452,000 | 5,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 5,057 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $452,000 | 5,058 |
| Net charge-offs | $-19,000 | 6,705 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $448,760 | 4,870 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 6,330 |
| Total interest expense | $172,000 | 6,415 |
| Net interest income | $1,231,000 | 6,264 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $107,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $627,000 | 6,808 |
| Salaries and employee benefits | $394,000 | 6,659 |
| Premises and equipment expense | $74,000 | 6,615 |
| Additional noninterest expense | $159,000 | 6,916 |
| Pre-tax net operating income | $711,000 | 4,201 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $149,000 | 3,075 |
| Income before extraordinary items | $565,000 | 4,474 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $565,000 | 4,473 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $565,000 | 4,472 |
| Net charge-offs | $-55,000 | 6,942 |
| Cash dividends | $250,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $562,630 | 4,303 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,324 |
| Total interest expense | $120,000 | 6,455 |
| Net interest income | $858,000 | 6,252 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $69,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,571 |
| Total noninterest expense | $411,000 | 6,875 |
| Salaries and employee benefits | $267,000 | 6,696 |
| Premises and equipment expense | $52,000 | 6,609 |
| Additional noninterest expense | $92,000 | 7,043 |
| Pre-tax net operating income | $516,000 | 4,067 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $87,000 | 3,165 |
| Income before extraordinary items | $429,000 | 4,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $429,000 | 4,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $429,000 | 4,252 |
| Net charge-offs | $-55,000 | 6,998 |
| Cash dividends | $125,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $429,000 | 4,070 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 6,208 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $486,000 | 6,089 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $215,000 | 6,900 |
| Salaries and employee benefits | $132,000 | 6,769 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $47,000 | 7,087 |
| Pre-tax net operating income | $307,000 | 3,800 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $296,000 | 3,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 3,686 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $296,000 | 3,687 |
| Net charge-offs | $-55,000 | 7,086 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $296,000 | 3,518 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,506 |
| Total interest expense | $308,000 | 6,525 |
| Net interest income | $1,610,000 | 6,436 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $156,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $137,000 | 5,039 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $1,123,000 | 6,704 |
| Salaries and employee benefits | $779,000 | 6,314 |
| Premises and equipment expense | $97,000 | 6,852 |
| Additional noninterest expense | $247,000 | 7,010 |
| Pre-tax net operating income | $643,000 | 4,410 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $143,000 | 3,146 |
| Income before extraordinary items | $500,000 | 4,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,665 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $500,000 | 4,664 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $375,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $500,000 | 4,551 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 6,560 |
| Total interest expense | $243,000 | 6,571 |
| Net interest income | $1,206,000 | 6,492 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $117,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $101,000 | 5,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $598,000 | 7,082 |
| Salaries and employee benefits | $391,000 | 6,888 |
| Premises and equipment expense | $66,000 | 6,953 |
| Additional noninterest expense | $141,000 | 7,228 |
| Pre-tax net operating income | $725,000 | 3,901 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $129,000 | 3,018 |
| Income before extraordinary items | $596,000 | 4,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $596,000 | 4,043 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $596,000 | 4,044 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $596,000 | 3,928 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 6,637 |
| Total interest expense | $167,000 | 6,637 |
| Net interest income | $785,000 | 6,567 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $62,000 | 5,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $403,000 | 7,144 |
| Salaries and employee benefits | $262,000 | 6,954 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $96,000 | 7,298 |
| Pre-tax net operating income | $454,000 | 3,990 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $56,000 | 3,295 |
| Income before extraordinary items | $398,000 | 3,987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $398,000 | 3,988 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $398,000 | 3,989 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $125,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $398,000 | 3,887 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,653 |
| Total interest expense | $88,000 | 6,679 |
| Net interest income | $399,000 | 6,574 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $30,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $185,000 | 7,258 |
| Salaries and employee benefits | $127,000 | 7,025 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $49,000 | 7,345 |
| Pre-tax net operating income | $244,000 | 3,879 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-15,000 | 7,048 |
| Income before extraordinary items | $259,000 | 3,519 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $259,000 | 3,515 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $259,000 | 3,517 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $259,000 | 3,457 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 6,876 |
| Total interest expense | $437,000 | 6,698 |
| Net interest income | $1,330,000 | 6,863 |
| Provision for loan and lease losses | $2,000 | 7,029 |
| Total noninterest income | $154,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 5,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 6,461 |
| Total noninterest expense | $1,066,000 | 7,006 |
| Salaries and employee benefits | $730,000 | 6,615 |
| Premises and equipment expense | $90,000 | 7,140 |
| Additional noninterest expense | $246,000 | 7,274 |
| Pre-tax net operating income | $416,000 | 4,582 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $74,000 | 3,421 |
| Income before extraordinary items | $342,000 | 4,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $342,000 | 4,808 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $342,000 | 4,808 |
| Net charge-offs | $17,000 | 6,430 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $342,000 | 4,655 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,003 |
| Total interest expense | $336,000 | 6,805 |
| Net interest income | $973,000 | 6,985 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $119,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $97,000 | 5,222 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $593,000 | 7,368 |
| Salaries and employee benefits | $389,000 | 7,157 |
| Premises and equipment expense | $58,000 | 7,332 |
| Additional noninterest expense | $146,000 | 7,517 |
| Pre-tax net operating income | $499,000 | 4,213 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $104,000 | 3,093 |
| Income before extraordinary items | $395,000 | 4,486 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $395,000 | 4,489 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $395,000 | 4,489 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $395,000 | 4,304 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $845,000 | 7,101 |
| Total interest expense | $229,000 | 6,857 |
| Net interest income | $616,000 | 7,095 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $74,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $398,000 | 7,425 |
| Salaries and employee benefits | $259,000 | 7,212 |
| Premises and equipment expense | $42,000 | 7,335 |
| Additional noninterest expense | $97,000 | 7,584 |
| Pre-tax net operating income | $292,000 | 4,449 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $91,000 | 2,862 |
| Income before extraordinary items | $201,000 | 4,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 4,898 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $201,000 | 4,897 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $125,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $201,000 | 4,746 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,052 |
| Total interest expense | $117,000 | 6,964 |
| Net interest income | $352,000 | 7,002 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $187,000 | 7,574 |
| Salaries and employee benefits | $132,000 | 7,287 |
| Premises and equipment expense | $10,000 | 7,757 |
| Additional noninterest expense | $45,000 | 7,718 |
| Pre-tax net operating income | $197,000 | 4,097 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $197,000 | 3,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 3,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $197,000 | 3,913 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $197,000 | 3,806 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 7,077 |
| Total interest expense | $563,000 | 6,990 |
| Net interest income | $1,407,000 | 7,011 |
| Provision for loan and lease losses | $98,000 | 6,472 |
| Total noninterest income | $127,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $106,000 | 5,668 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,000 | 6,936 |
| Total noninterest expense | $1,127,000 | 7,252 |
| Salaries and employee benefits | $728,000 | 6,901 |
| Premises and equipment expense | $57,000 | 7,738 |
| Additional noninterest expense | $342,000 | 7,290 |
| Pre-tax net operating income | $309,000 | 4,473 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $273,000 | 4,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $273,000 | 4,565 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $273,000 | 4,566 |
| Net charge-offs | $98,000 | 5,708 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $273,000 | 4,498 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,142 |
| Total interest expense | $438,000 | 7,067 |
| Net interest income | $1,051,000 | 7,057 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $81,000 | 5,686 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $654,000 | 7,571 |
| Salaries and employee benefits | $375,000 | 7,465 |
| Premises and equipment expense | $102,000 | 7,110 |
| Additional noninterest expense | $177,000 | 7,682 |
| Pre-tax net operating income | $485,000 | 3,940 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $108,000 | 2,822 |
| Income before extraordinary items | $377,000 | 4,132 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $377,000 | 4,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $377,000 | 4,131 |
| Net charge-offs | $-5,000 | 7,804 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $377,000 | 4,044 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 7,234 |
| Total interest expense | $305,000 | 7,117 |
| Net interest income | $679,000 | 7,148 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $52,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $403,000 | 7,725 |
| Salaries and employee benefits | $251,000 | 7,556 |
| Premises and equipment expense | $52,000 | 7,468 |
| Additional noninterest expense | $100,000 | 7,884 |
| Pre-tax net operating income | $328,000 | 4,018 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $293,000 | 4,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,000 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $293,000 | 4,000 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $293,000 | 3,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 7,259 |
| Total interest expense | $157,000 | 7,169 |
| Net interest income | $344,000 | 7,145 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $184,000 | 7,828 |
| Salaries and employee benefits | $123,000 | 7,626 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $51,000 | 7,841 |
| Pre-tax net operating income | $185,000 | 4,169 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $185,000 | 3,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 3,994 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $185,000 | 3,994 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $185,000 | 3,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 7,126 |
| Total interest expense | $784,000 | 7,168 |
| Net interest income | $1,511,000 | 6,995 |
| Provision for loan and lease losses | $184,000 | 5,313 |
| Total noninterest income | $108,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 5,919 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,000 | 7,689 |
| Total noninterest expense | $970,000 | 7,583 |
| Salaries and employee benefits | $701,000 | 7,151 |
| Premises and equipment expense | $76,000 | 7,834 |
| Additional noninterest expense | $193,000 | 7,907 |
| Pre-tax net operating income | $465,000 | 4,974 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $379,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $379,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,200 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $379,000 | 4,984 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 7,206 |
| Total interest expense | $612,000 | 7,216 |
| Net interest income | $1,111,000 | 7,083 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $80,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $545,000 | 7,924 |
| Salaries and employee benefits | $359,000 | 7,745 |
| Premises and equipment expense | $60,000 | 7,847 |
| Additional noninterest expense | $126,000 | 8,049 |
| Pre-tax net operating income | $646,000 | 4,516 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $145,000 | 3,265 |
| Income before extraordinary items | $501,000 | 4,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $501,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $501,000 | 4,592 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 7,295 |
| Total interest expense | $426,000 | 7,260 |
| Net interest income | $704,000 | 7,193 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $52,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $48,000 | 6,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $364,000 | 7,981 |
| Salaries and employee benefits | $240,000 | 7,799 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $82,000 | 8,122 |
| Pre-tax net operating income | $392,000 | 4,833 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $378,000 | 4,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $378,000 | 4,526 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,380 |
| Total interest expense | $218,000 | 7,357 |
| Net interest income | $345,000 | 7,278 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $186,000 | 8,006 |
| Salaries and employee benefits | $120,000 | 7,847 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $184,000 | 5,098 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-3,000 | 7,775 |
| Income before extraordinary items | $187,000 | 4,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $187,000 | 4,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,409 |
| Total interest expense | $842,000 | 7,419 |
| Net interest income | $1,365,000 | 7,301 |
| Provision for loan and lease losses | $-14,000 | 8,246 |
| Total noninterest income | $99,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $984,000 | 7,675 |
| Salaries and employee benefits | $687,000 | 7,284 |
| Premises and equipment expense | $91,000 | 7,843 |
| Additional noninterest expense | $206,000 | 7,999 |
| Pre-tax net operating income | $494,000 | 6,016 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $121,000 | 4,328 |
| Income before extraordinary items | $373,000 | 6,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $373,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,035 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $373,000 | 6,132 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,468 |
| Total interest expense | $624,000 | 7,477 |
| Net interest income | $1,011,000 | 7,368 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $77,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $547,000 | 8,021 |
| Salaries and employee benefits | $347,000 | 7,877 |
| Premises and equipment expense | $60,000 | 7,945 |
| Additional noninterest expense | $140,000 | 8,066 |
| Pre-tax net operating income | $541,000 | 5,637 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $144,000 | 4,082 |
| Income before extraordinary items | $397,000 | 5,847 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $397,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $397,000 | 5,828 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 7,514 |
| Total interest expense | $410,000 | 7,527 |
| Net interest income | $676,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $367,000 | 8,070 |
| Salaries and employee benefits | $230,000 | 7,942 |
| Premises and equipment expense | $42,000 | 7,950 |
| Additional noninterest expense | $95,000 | 8,095 |
| Pre-tax net operating income | $359,000 | 5,722 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $39,000 | 4,945 |
| Income before extraordinary items | $320,000 | 5,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $320,000 | 5,504 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,527 |
| Total interest expense | $200,000 | 7,589 |
| Net interest income | $352,000 | 7,381 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $191,000 | 8,062 |
| Salaries and employee benefits | $115,000 | 7,981 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $53,000 | 8,024 |
| Pre-tax net operating income | $184,000 | 5,669 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $184,000 | 5,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $184,000 | 5,227 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 7,461 |
| Total interest expense | $706,000 | 7,504 |
| Net interest income | $1,389,000 | 7,322 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $97,000 | 7,763 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $89,000 | 6,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $1,016,000 | 7,679 |
| Salaries and employee benefits | $696,000 | 7,295 |
| Premises and equipment expense | $85,000 | 7,970 |
| Additional noninterest expense | $235,000 | 7,935 |
| Pre-tax net operating income | $440,000 | 6,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $111,000 | 4,887 |
| Income before extraordinary items | $329,000 | 6,792 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $329,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $329,000 | 6,791 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 7,535 |
| Total interest expense | $517,000 | 7,548 |
| Net interest income | $1,033,000 | 7,404 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $609,000 | 8,001 |
| Salaries and employee benefits | $348,000 | 7,971 |
| Premises and equipment expense | $66,000 | 7,975 |
| Additional noninterest expense | $195,000 | 7,827 |
| Pre-tax net operating income | $493,000 | 6,250 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $124,000 | 4,705 |
| Income before extraordinary items | $369,000 | 6,385 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $369,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $369,000 | 6,390 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,557 |
| Total interest expense | $318,000 | 7,634 |
| Net interest income | $713,000 | 7,399 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $44,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $418,000 | 7,992 |
| Salaries and employee benefits | $234,000 | 7,999 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $143,000 | 7,697 |
| Pre-tax net operating income | $339,000 | 6,224 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $270,000 | 6,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $75,000 | 4,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $270,000 | 6,233 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,577 |
| Total interest expense | $152,000 | 7,661 |
| Net interest income | $357,000 | 7,412 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $230,000 | 7,879 |
| Salaries and employee benefits | $116,000 | 8,027 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $90,000 | 7,293 |
| Pre-tax net operating income | $146,000 | 6,470 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $99,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $99,000 | 6,751 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 7,409 |
| Total interest expense | $562,000 | 7,439 |
| Net interest income | $1,489,000 | 7,303 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $93,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $86,000 | 6,482 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $1,001,000 | 7,749 |
| Salaries and employee benefits | $695,000 | 7,289 |
| Premises and equipment expense | $76,000 | 8,166 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $493,000 | 6,766 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $71,000 | 5,628 |
| Income before extraordinary items | $422,000 | 6,684 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $422,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $422,000 | 6,646 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 7,430 |
| Total interest expense | $417,000 | 7,408 |
| Net interest income | $1,111,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $538,000 | 8,210 |
| Salaries and employee benefits | $360,000 | 7,941 |
| Premises and equipment expense | $56,000 | 8,182 |
| Additional noninterest expense | $122,000 | 8,430 |
| Pre-tax net operating income | $643,000 | 5,831 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $149,000 | 4,813 |
| Income before extraordinary items | $494,000 | 5,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $494,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $494,000 | 5,885 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 7,463 |
| Total interest expense | $264,000 | 7,414 |
| Net interest income | $731,000 | 7,392 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $344,000 | 8,250 |
| Salaries and employee benefits | $236,000 | 7,976 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $68,000 | 8,551 |
| Pre-tax net operating income | $430,000 | 5,800 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 5,451 |
| Income before extraordinary items | $376,000 | 5,600 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $50,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $376,000 | 5,552 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,524 |
| Total interest expense | $129,000 | 7,433 |
| Net interest income | $363,000 | 7,461 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $180,000 | 8,274 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $202,000 | 5,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $186,000 | 5,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $186,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,000 | 5,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 7,239 |
| Total interest expense | $528,000 | 7,207 |
| Net interest income | $1,608,000 | 7,168 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $1,024,000 | 7,768 |
| Salaries and employee benefits | $672,000 | 7,390 |
| Premises and equipment expense | $169,000 | 7,119 |
| Additional noninterest expense | $183,000 | 8,409 |
| Pre-tax net operating income | $676,000 | 6,172 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $142,000 | 5,164 |
| Income before extraordinary items | $536,000 | 6,224 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $536,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $534,420 | 6,144 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 7,250 |
| Total interest expense | $391,000 | 7,248 |
| Net interest income | $1,220,000 | 7,156 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $71,000 | 8,195 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $66,000 | 6,698 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $609,000 | 8,130 |
| Salaries and employee benefits | $347,000 | 8,075 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $122,000 | 8,533 |
| Pre-tax net operating income | $682,000 | 5,576 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $132,000 | 5,014 |
| Income before extraordinary items | $552,000 | 5,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $552,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $550,380 | 5,505 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,296 |
| Total interest expense | $260,000 | 7,311 |
| Net interest income | $812,000 | 7,194 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $414,000 | 8,155 |
| Salaries and employee benefits | $231,000 | 8,136 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $74,000 | 8,664 |
| Pre-tax net operating income | $445,000 | 5,605 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $383,000 | 5,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $381,280 | 5,349 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 7,304 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $416,000 | 7,175 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $196,000 | 8,276 |
| Salaries and employee benefits | $114,000 | 8,192 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $35,000 | 8,744 |
| Pre-tax net operating income | $243,000 | 5,353 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $225,000 | 5,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $225,000 | 4,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 7,411 |
| Total interest expense | $597,000 | 7,401 |
| Net interest income | $1,545,000 | 7,297 |
| Provision for loan and lease losses | $133,000 | 4,781 |
| Total noninterest income | $90,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $78,000 | 6,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $919,000 | 8,035 |
| Salaries and employee benefits | $644,000 | 7,522 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $583,000 | 6,402 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $126,000 | 5,481 |
| Income before extraordinary items | $458,000 | 6,526 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $458,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,364 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $457,220 | 6,368 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,483 |
| Total interest expense | $463,000 | 7,479 |
| Net interest income | $1,156,000 | 7,357 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $67,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $506,000 | 8,518 |
| Salaries and employee benefits | $320,000 | 8,327 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $121,000 | 8,712 |
| Pre-tax net operating income | $642,000 | 5,717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $149,000 | 5,100 |
| Income before extraordinary items | $493,000 | 5,893 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $493,000 | 5,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $493,000 | 5,718 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,521 |
| Total interest expense | $319,000 | 7,523 |
| Net interest income | $766,000 | 7,375 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $359,000 | 8,453 |
| Salaries and employee benefits | $228,000 | 8,271 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $82,000 | 8,706 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $315,000 | 5,997 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $315,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $315,000 | 5,791 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 7,515 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $390,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $175,000 | 8,529 |
| Salaries and employee benefits | $109,000 | 8,378 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $240,000 | 5,389 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $170,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $170,000 | 5,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 7,457 |
| Total interest expense | $787,000 | 7,556 |
| Net interest income | $1,599,000 | 7,271 |
| Provision for loan and lease losses | $86,000 | 5,969 |
| Total noninterest income | $88,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $900,000 | 8,156 |
| Salaries and employee benefits | $629,000 | 7,591 |
| Premises and equipment expense | $98,000 | 8,193 |
| Additional noninterest expense | $173,000 | 8,737 |
| Pre-tax net operating income | $701,000 | 6,080 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $110,000 | 5,872 |
| Income before extraordinary items | $591,000 | 6,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $591,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $591,000 | 5,861 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 7,686 |
| Total interest expense | $1,188,000 | 7,632 |
| Net interest income | $1,366,000 | 7,568 |
| Provision for loan and lease losses | $76,000 | 6,064 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $930,000 | 8,140 |
| Salaries and employee benefits | $630,000 | 7,532 |
| Premises and equipment expense | $118,000 | 8,037 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $463,000 | 6,706 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $72,000 | 6,376 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $391,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $391,000 | 6,496 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 7,721 |
| Total interest expense | $1,324,000 | 7,528 |
| Net interest income | $1,363,000 | 7,720 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $87,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $886,000 | 8,335 |
| Salaries and employee benefits | $607,000 | 7,672 |
| Premises and equipment expense | $79,000 | 8,802 |
| Additional noninterest expense | $200,000 | 8,785 |
| Pre-tax net operating income | $544,000 | 6,801 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $459,000 | 6,545 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $459,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $459,000 | 6,557 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 7,714 |
| Total interest expense | $1,251,000 | 7,514 |
| Net interest income | $1,430,000 | 7,730 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $93,000 | 8,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $899,000 | 8,426 |
| Salaries and employee benefits | $622,000 | 7,632 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $169,000 | 9,350 |
| Pre-tax net operating income | $577,000 | 6,799 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $123,000 | 6,608 |
| Income before extraordinary items | $454,000 | 6,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $454,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $454,000 | 6,650 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 7,831 |
| Total interest expense | $1,398,000 | 7,427 |
| Net interest income | $1,337,000 | 8,027 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $102,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $862,000 | 8,561 |
| Salaries and employee benefits | $601,000 | 7,758 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $161,000 | 9,554 |
| Pre-tax net operating income | $549,000 | 7,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $424,000 | 7,068 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $424,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $424,000 | 6,975 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 8,026 |
| Total interest expense | $1,442,000 | 7,483 |
| Net interest income | $1,343,000 | 8,378 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $871,000 | 8,782 |
| Salaries and employee benefits | $583,000 | 8,038 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $169,000 | 9,788 |
| Pre-tax net operating income | $540,000 | 7,710 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $147,000 | 7,658 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $393,000 | 7,634 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 8,185 |
| Total interest expense | $1,516,000 | 7,534 |
| Net interest income | $1,352,000 | 8,640 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $785,000 | 9,483 |
| Salaries and employee benefits | $549,000 | 8,499 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $143,000 | 10,635 |
| Pre-tax net operating income | $591,000 | 7,466 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $131,000 | 8,193 |
| Income before extraordinary items | $460,000 | 7,167 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $460,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $1,550,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $460,000 | 7,114 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 8,281 |
| Total interest expense | $1,496,000 | 7,720 |
| Net interest income | $1,453,000 | 8,663 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $102,000 | 10,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $845,000 | 9,582 |
| Salaries and employee benefits | $545,000 | 8,754 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $194,000 | 10,487 |
| Pre-tax net operating income | $708,000 | 7,286 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $515,000 | 7,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $515,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $515,000 | 7,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 8,285 |
| Total interest expense | $1,257,000 | 7,698 |
| Net interest income | $1,616,000 | 8,541 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $850,000 | 9,999 |
| Salaries and employee benefits | $515,000 | 9,254 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $214,000 | 10,973 |
| Pre-tax net operating income | $826,000 | 6,740 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $207,000 | 7,228 |
| Income before extraordinary items | $619,000 | 6,405 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $619,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $619,000 | 6,470 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 8,415 |
| Total interest expense | $1,318,000 | 7,813 |
| Net interest income | $1,636,000 | 8,693 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $852,000 | 10,426 |
| Salaries and employee benefits | $499,000 | 9,680 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $237,000 | 11,233 |
| Pre-tax net operating income | $894,000 | 6,372 |
| Securities gains (losses) | $-18,000 | 12,905 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $717,000 | 6,010 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $717,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $2,210,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $731,760 | 5,659 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 8,771 |
| Total interest expense | $1,579,000 | 8,274 |
| Net interest income | $1,537,000 | 9,157 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $827,000 | 10,871 |
| Salaries and employee benefits | $518,000 | 9,599 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $206,000 | 12,160 |
| Pre-tax net operating income | $715,000 | 7,020 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $611,000 | 6,497 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $611,000 | 6,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $581,030 | 6,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.