Home > Franklin Security Bank > Income and Expense
Franklin Security Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,017 |
| Total interest expense | $412,000 | 1,813 |
| Net interest income | $1,503,000 | 3,266 |
| Provision for loan and lease losses | $197,000 | 1,028 |
| Total noninterest income | $-9,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-14,000 | 6,583 |
| Total noninterest expense | $1,235,000 | 3,403 |
| Salaries and employee benefits | $697,000 | 3,295 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $443,000 | 3,180 |
| Pre-tax net operating income | $62,000 | 5,639 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-27,000 | 6,525 |
| Income before extraordinary items | $89,000 | 5,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,274 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $89,000 | 5,274 |
| Net charge-offs | $174,000 | 1,033 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $89,000 | 5,228 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 2,999 |
| Total interest expense | $1,980,000 | 1,723 |
| Net interest income | $5,824,000 | 3,342 |
| Provision for loan and lease losses | $742,000 | 1,424 |
| Total noninterest income | $413,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $25,000 | 6,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $388,000 | 3,711 |
| Total noninterest expense | $5,570,000 | 3,146 |
| Salaries and employee benefits | $2,720,000 | 3,327 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $2,463,000 | 2,508 |
| Pre-tax net operating income | $-75,000 | 6,278 |
| Securities gains (losses) | $87,000 | 1,426 |
| Applicable income taxes | $98,000 | 3,430 |
| Income before extraordinary items | $-86,000 | 6,328 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-86,000 | 6,329 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-86,000 | 6,330 |
| Net charge-offs | $772,000 | 1,530 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-141,680 | 6,346 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 3,025 |
| Total interest expense | $1,517,000 | 1,731 |
| Net interest income | $4,319,000 | 3,393 |
| Provision for loan and lease losses | $412,000 | 1,733 |
| Total noninterest income | $331,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $18,000 | 6,442 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $313,000 | 3,683 |
| Total noninterest expense | $3,742,000 | 3,419 |
| Salaries and employee benefits | $2,078,000 | 3,304 |
| Premises and equipment expense | $293,000 | 4,301 |
| Additional noninterest expense | $1,371,000 | 3,178 |
| Pre-tax net operating income | $496,000 | 4,770 |
| Securities gains (losses) | $87,000 | 1,313 |
| Applicable income taxes | $68,000 | 3,542 |
| Income before extraordinary items | $515,000 | 4,558 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $515,000 | 4,562 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $515,000 | 4,563 |
| Net charge-offs | $544,000 | 1,515 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $438,440 | 4,700 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 3,040 |
| Total interest expense | $1,036,000 | 1,726 |
| Net interest income | $2,833,000 | 3,423 |
| Provision for loan and lease losses | $174,000 | 2,296 |
| Total noninterest income | $230,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 3,646 |
| Total noninterest expense | $2,486,000 | 3,437 |
| Salaries and employee benefits | $1,397,000 | 3,300 |
| Premises and equipment expense | $199,000 | 4,283 |
| Additional noninterest expense | $890,000 | 3,234 |
| Pre-tax net operating income | $403,000 | 4,468 |
| Securities gains (losses) | $87,000 | 1,190 |
| Applicable income taxes | $83,000 | 3,139 |
| Income before extraordinary items | $407,000 | 4,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,291 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $407,000 | 4,292 |
| Net charge-offs | $338,000 | 1,574 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $334,790 | 4,483 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 3,066 |
| Total interest expense | $525,000 | 1,745 |
| Net interest income | $1,415,000 | 3,431 |
| Provision for loan and lease losses | $52,000 | 2,768 |
| Total noninterest income | $116,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,596 |
| Total noninterest expense | $1,249,000 | 3,455 |
| Salaries and employee benefits | $728,000 | 3,233 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $418,000 | 3,401 |
| Pre-tax net operating income | $230,000 | 4,259 |
| Securities gains (losses) | $86,000 | 729 |
| Applicable income taxes | $69,000 | 2,756 |
| Income before extraordinary items | $247,000 | 3,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $247,000 | 3,904 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $247,000 | 3,906 |
| Net charge-offs | $190,000 | 1,404 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $179,920 | 4,357 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,140,000 | 3,060 |
| Total interest expense | $2,321,000 | 1,879 |
| Net interest income | $5,819,000 | 3,448 |
| Provision for loan and lease losses | $830,000 | 2,013 |
| Total noninterest income | $267,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $248,000 | 4,326 |
| Total noninterest expense | $5,249,000 | 3,344 |
| Salaries and employee benefits | $2,873,000 | 3,224 |
| Premises and equipment expense | $412,000 | 4,251 |
| Additional noninterest expense | $1,964,000 | 3,138 |
| Pre-tax net operating income | $7,000 | 6,132 |
| Securities gains (losses) | $596,000 | 816 |
| Applicable income taxes | $256,000 | 2,803 |
| Income before extraordinary items | $347,000 | 5,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $347,000 | 5,339 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $347,000 | 5,340 |
| Net charge-offs | $768,000 | 2,103 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-34,440 | 6,229 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 3,127 |
| Total interest expense | $1,780,000 | 1,919 |
| Net interest income | $4,313,000 | 3,532 |
| Provision for loan and lease losses | $288,000 | 3,030 |
| Total noninterest income | $241,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $12,000 | 6,810 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 4,060 |
| Total noninterest expense | $4,033,000 | 3,319 |
| Salaries and employee benefits | $2,218,000 | 3,183 |
| Premises and equipment expense | $314,000 | 4,256 |
| Additional noninterest expense | $1,501,000 | 3,114 |
| Pre-tax net operating income | $233,000 | 5,562 |
| Securities gains (losses) | $373,000 | 940 |
| Applicable income taxes | $241,000 | 2,669 |
| Income before extraordinary items | $365,000 | 5,103 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $365,000 | 5,101 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $365,000 | 5,101 |
| Net charge-offs | $392,000 | 2,483 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $126,280 | 5,881 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 3,163 |
| Total interest expense | $1,232,000 | 1,911 |
| Net interest income | $2,815,000 | 3,596 |
| Provision for loan and lease losses | $246,000 | 2,713 |
| Total noninterest income | $153,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,125 |
| Total noninterest expense | $2,777,000 | 3,263 |
| Salaries and employee benefits | $1,553,000 | 3,092 |
| Premises and equipment expense | $214,000 | 4,223 |
| Additional noninterest expense | $1,010,000 | 3,103 |
| Pre-tax net operating income | $-55,000 | 6,456 |
| Securities gains (losses) | $386,000 | 708 |
| Applicable income taxes | $110,000 | 2,987 |
| Income before extraordinary items | $221,000 | 5,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $221,000 | 5,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $221,000 | 5,217 |
| Net charge-offs | $244,000 | 2,527 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-37,620 | 6,439 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 3,307 |
| Total interest expense | $634,000 | 1,940 |
| Net interest income | $1,304,000 | 3,798 |
| Provision for loan and lease losses | $136,000 | 2,524 |
| Total noninterest income | $94,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $1,377,000 | 3,282 |
| Salaries and employee benefits | $784,000 | 3,070 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $483,000 | 3,183 |
| Pre-tax net operating income | $-115,000 | 6,758 |
| Securities gains (losses) | $222,000 | 557 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $114,000 | 2,337 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-76,740 | 6,704 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,460,000 | 3,172 |
| Total interest expense | $3,113,000 | 1,895 |
| Net interest income | $5,347,000 | 3,748 |
| Provision for loan and lease losses | $625,000 | 3,098 |
| Total noninterest income | $329,000 | 5,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 6,773 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $312,000 | 3,796 |
| Total noninterest expense | $5,298,000 | 3,381 |
| Salaries and employee benefits | $3,089,000 | 3,045 |
| Premises and equipment expense | $894,000 | 2,658 |
| Additional noninterest expense | $1,315,000 | 4,212 |
| Pre-tax net operating income | $-247,000 | 6,269 |
| Securities gains (losses) | $704,000 | 603 |
| Applicable income taxes | $235,000 | 2,751 |
| Income before extraordinary items | $222,000 | 5,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $222,000 | 5,483 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $222,000 | 5,483 |
| Net charge-offs | $610,000 | 2,933 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-228,560 | 6,297 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 3,147 |
| Total interest expense | $2,429,000 | 1,903 |
| Net interest income | $4,067,000 | 3,734 |
| Provision for loan and lease losses | $383,000 | 3,294 |
| Total noninterest income | $258,000 | 5,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,851 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $247,000 | 3,765 |
| Total noninterest expense | $4,044,000 | 3,349 |
| Salaries and employee benefits | $2,316,000 | 3,050 |
| Premises and equipment expense | $657,000 | 2,732 |
| Additional noninterest expense | $1,071,000 | 3,980 |
| Pre-tax net operating income | $-102,000 | 6,296 |
| Securities gains (losses) | $497,000 | 648 |
| Applicable income taxes | $223,000 | 2,555 |
| Income before extraordinary items | $172,000 | 5,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,618 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $172,000 | 5,618 |
| Net charge-offs | $415,000 | 2,868 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-146,080 | 6,384 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 3,105 |
| Total interest expense | $1,684,000 | 1,898 |
| Net interest income | $2,785,000 | 3,670 |
| Provision for loan and lease losses | $207,000 | 3,485 |
| Total noninterest income | $231,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 3,317 |
| Total noninterest expense | $2,744,000 | 3,327 |
| Salaries and employee benefits | $1,562,000 | 3,042 |
| Premises and equipment expense | $438,000 | 2,740 |
| Additional noninterest expense | $744,000 | 3,923 |
| Pre-tax net operating income | $65,000 | 5,858 |
| Securities gains (losses) | $496,000 | 368 |
| Applicable income taxes | $247,000 | 2,002 |
| Income before extraordinary items | $314,000 | 4,371 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 4,370 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $314,000 | 4,372 |
| Net charge-offs | $266,000 | 2,818 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,440 | 6,240 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 3,165 |
| Total interest expense | $860,000 | 1,925 |
| Net interest income | $1,331,000 | 3,780 |
| Provision for loan and lease losses | $138,000 | 2,978 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,149 |
| Total noninterest expense | $1,299,000 | 3,475 |
| Salaries and employee benefits | $767,000 | 3,104 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $26,000 | 6,029 |
| Securities gains (losses) | $295,000 | 255 |
| Applicable income taxes | $136,000 | 1,875 |
| Income before extraordinary items | $185,000 | 4,124 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $185,000 | 4,123 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $185,000 | 4,124 |
| Net charge-offs | $164,000 | 2,282 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,800 | 6,377 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,939,000 | 2,731 |
| Total interest expense | $4,061,000 | 1,969 |
| Net interest income | $6,878,000 | 3,114 |
| Provision for loan and lease losses | $1,019,000 | 3,015 |
| Total noninterest income | $253,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $253,000 | 4,230 |
| Total noninterest expense | $5,114,000 | 3,553 |
| Salaries and employee benefits | $2,883,000 | 3,223 |
| Premises and equipment expense | $716,000 | 3,236 |
| Additional noninterest expense | $1,515,000 | 3,980 |
| Pre-tax net operating income | $998,000 | 3,385 |
| Securities gains (losses) | $1,352,000 | 374 |
| Applicable income taxes | $783,000 | 1,454 |
| Income before extraordinary items | $1,567,000 | 2,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,567,000 | 2,436 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,567,000 | 2,441 |
| Net charge-offs | $889,000 | 2,850 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $661,160 | 3,794 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 2,752 |
| Total interest expense | $3,095,000 | 2,021 |
| Net interest income | $5,260,000 | 3,102 |
| Provision for loan and lease losses | $684,000 | 3,065 |
| Total noninterest income | $192,000 | 5,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $192,000 | 4,237 |
| Total noninterest expense | $3,899,000 | 3,498 |
| Salaries and employee benefits | $2,275,000 | 3,107 |
| Premises and equipment expense | $536,000 | 3,287 |
| Additional noninterest expense | $1,088,000 | 4,070 |
| Pre-tax net operating income | $869,000 | 3,329 |
| Securities gains (losses) | $842,000 | 476 |
| Applicable income taxes | $430,000 | 1,809 |
| Income before extraordinary items | $1,281,000 | 2,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,281,000 | 2,431 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,281,000 | 2,435 |
| Net charge-offs | $656,000 | 2,709 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $649,500 | 3,512 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 2,737 |
| Total interest expense | $2,102,000 | 2,053 |
| Net interest income | $3,540,000 | 3,085 |
| Provision for loan and lease losses | $382,000 | 3,254 |
| Total noninterest income | $161,000 | 5,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 3,868 |
| Total noninterest expense | $2,600,000 | 3,515 |
| Salaries and employee benefits | $1,510,000 | 3,133 |
| Premises and equipment expense | $361,000 | 3,282 |
| Additional noninterest expense | $729,000 | 4,031 |
| Pre-tax net operating income | $719,000 | 2,981 |
| Securities gains (losses) | $393,000 | 582 |
| Applicable income taxes | $228,000 | 2,006 |
| Income before extraordinary items | $884,000 | 2,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $884,000 | 2,327 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $884,000 | 2,330 |
| Net charge-offs | $458,000 | 2,547 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $573,530 | 3,047 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 2,650 |
| Total interest expense | $1,077,000 | 2,112 |
| Net interest income | $1,907,000 | 2,916 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $64,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $1,272,000 | 3,598 |
| Salaries and employee benefits | $746,000 | 3,202 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $346,000 | 4,192 |
| Pre-tax net operating income | $514,000 | 2,361 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $488,000 | 2,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $488,000 | 2,188 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $488,000 | 2,189 |
| Net charge-offs | $250,000 | 2,226 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $488,000 | 2,097 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,436,000 | 2,486 |
| Total interest expense | $5,497,000 | 2,069 |
| Net interest income | $7,939,000 | 2,751 |
| Provision for loan and lease losses | $1,384,000 | 3,010 |
| Total noninterest income | $509,000 | 4,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $509,000 | 3,174 |
| Total noninterest expense | $5,072,000 | 3,644 |
| Salaries and employee benefits | $2,857,000 | 3,325 |
| Premises and equipment expense | $683,000 | 3,536 |
| Additional noninterest expense | $1,532,000 | 4,022 |
| Pre-tax net operating income | $1,992,000 | 1,912 |
| Securities gains (losses) | $35,000 | 2,803 |
| Applicable income taxes | $780,000 | 1,157 |
| Income before extraordinary items | $1,247,000 | 2,414 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,247,000 | 2,412 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,247,000 | 2,413 |
| Net charge-offs | $751,000 | 3,268 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,224,600 | 2,397 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,258,000 | 2,484 |
| Total interest expense | $4,264,000 | 2,095 |
| Net interest income | $5,994,000 | 2,739 |
| Provision for loan and lease losses | $884,000 | 2,964 |
| Total noninterest income | $232,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $3,775,000 | 3,665 |
| Salaries and employee benefits | $2,185,000 | 3,294 |
| Premises and equipment expense | $509,000 | 3,578 |
| Additional noninterest expense | $1,081,000 | 4,176 |
| Pre-tax net operating income | $1,567,000 | 1,979 |
| Securities gains (losses) | $35,000 | 2,478 |
| Applicable income taxes | $547,000 | 1,319 |
| Income before extraordinary items | $1,055,000 | 2,400 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,055,000 | 2,398 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,055,000 | 2,401 |
| Net charge-offs | $485,000 | 3,089 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,031,900 | 2,381 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 2,481 |
| Total interest expense | $2,952,000 | 2,125 |
| Net interest income | $3,975,000 | 2,738 |
| Provision for loan and lease losses | $572,000 | 2,788 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $193,000 | 3,703 |
| Total noninterest expense | $2,490,000 | 3,734 |
| Salaries and employee benefits | $1,417,000 | 3,404 |
| Premises and equipment expense | $332,000 | 3,650 |
| Additional noninterest expense | $741,000 | 4,103 |
| Pre-tax net operating income | $1,106,000 | 1,945 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $388,000 | 1,295 |
| Income before extraordinary items | $741,000 | 2,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $741,000 | 2,365 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $741,000 | 2,367 |
| Net charge-offs | $235,000 | 3,244 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $725,820 | 2,333 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 2,514 |
| Total interest expense | $1,546,000 | 2,117 |
| Net interest income | $1,909,000 | 2,819 |
| Provision for loan and lease losses | $396,000 | 2,007 |
| Total noninterest income | $47,000 | 6,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $1,121,000 | 3,969 |
| Salaries and employee benefits | $648,000 | 3,697 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $439,000 | 2,621 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $163,000 | 1,660 |
| Income before extraordinary items | $299,000 | 3,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 3,146 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $299,000 | 3,146 |
| Net charge-offs | $93,000 | 2,945 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $284,050 | 3,078 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,092,000 | 3,254 |
| Total interest expense | $6,817,000 | 2,243 |
| Net interest income | $4,275,000 | 4,372 |
| Provision for loan and lease losses | $640,000 | 3,383 |
| Total noninterest income | $375,000 | 5,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $375,000 | 3,695 |
| Total noninterest expense | $4,485,000 | 3,889 |
| Salaries and employee benefits | $2,466,000 | 3,819 |
| Premises and equipment expense | $620,000 | 3,844 |
| Additional noninterest expense | $1,399,000 | 3,810 |
| Pre-tax net operating income | $-475,000 | 6,752 |
| Securities gains (losses) | $794,000 | 257 |
| Applicable income taxes | $124,000 | 3,219 |
| Income before extraordinary items | $195,000 | 5,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $195,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 3,399 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-313,160 | 6,730 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 3,366 |
| Total interest expense | $5,079,000 | 2,354 |
| Net interest income | $3,109,000 | 4,513 |
| Provision for loan and lease losses | $374,000 | 3,186 |
| Total noninterest income | $295,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $295,000 | 3,717 |
| Total noninterest expense | $3,190,000 | 4,032 |
| Salaries and employee benefits | $1,876,000 | 3,802 |
| Premises and equipment expense | $468,000 | 3,820 |
| Additional noninterest expense | $846,000 | 4,401 |
| Pre-tax net operating income | $-160,000 | 6,992 |
| Securities gains (losses) | $715,000 | 237 |
| Applicable income taxes | $202,000 | 2,898 |
| Income before extraordinary items | $353,000 | 4,982 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $353,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,211 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-104,600 | 6,962 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 3,487 |
| Total interest expense | $3,366,000 | 2,438 |
| Net interest income | $1,940,000 | 4,719 |
| Provision for loan and lease losses | $206,000 | 3,106 |
| Total noninterest income | $174,000 | 5,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $2,060,000 | 4,150 |
| Salaries and employee benefits | $1,194,000 | 3,972 |
| Premises and equipment expense | $312,000 | 3,851 |
| Additional noninterest expense | $554,000 | 4,423 |
| Pre-tax net operating income | $-152,000 | 7,263 |
| Securities gains (losses) | $518,000 | 307 |
| Applicable income taxes | $134,000 | 3,145 |
| Income before extraordinary items | $232,000 | 5,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,209 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-99,520 | 7,225 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 3,617 |
| Total interest expense | $1,707,000 | 2,570 |
| Net interest income | $897,000 | 4,961 |
| Provision for loan and lease losses | $121,000 | 2,446 |
| Total noninterest income | $64,000 | 6,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $1,010,000 | 4,207 |
| Salaries and employee benefits | $575,000 | 4,101 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $-170,000 | 7,699 |
| Securities gains (losses) | $270,000 | 359 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $60,000 | 6,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $60,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-112,800 | 7,648 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 5,678 |
| Total interest expense | $3,380,000 | 4,430 |
| Net interest income | $1,712,000 | 6,863 |
| Provision for loan and lease losses | $303,000 | 3,167 |
| Total noninterest income | $273,000 | 6,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $273,000 | 4,416 |
| Total noninterest expense | $2,413,000 | 5,719 |
| Salaries and employee benefits | $1,363,000 | 5,602 |
| Premises and equipment expense | $382,000 | 5,169 |
| Additional noninterest expense | $668,000 | 5,859 |
| Pre-tax net operating income | $-731,000 | 7,935 |
| Securities gains (losses) | $211,000 | 433 |
| Applicable income taxes | $-214,000 | 8,138 |
| Income before extraordinary items | $-306,000 | 7,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-306,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,513 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-441,040 | 7,839 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 6,409 |
| Total interest expense | $1,829,000 | 5,345 |
| Net interest income | $979,000 | 7,421 |
| Provision for loan and lease losses | $221,000 | 2,851 |
| Total noninterest income | $197,000 | 6,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $197,000 | 4,510 |
| Total noninterest expense | $1,443,000 | 6,304 |
| Salaries and employee benefits | $794,000 | 6,305 |
| Premises and equipment expense | $218,000 | 5,855 |
| Additional noninterest expense | $431,000 | 6,204 |
| Pre-tax net operating income | $-488,000 | 8,069 |
| Securities gains (losses) | $211,000 | 366 |
| Applicable income taxes | $-115,000 | 8,251 |
| Income before extraordinary items | $-162,000 | 7,907 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-162,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-297,040 | 7,985 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,692 |
| Total interest expense | $618,000 | 6,851 |
| Net interest income | $348,000 | 8,217 |
| Provision for loan and lease losses | $111,000 | 3,142 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $39,000 | 6,648 |
| Total noninterest expense | $568,000 | 7,486 |
| Salaries and employee benefits | $311,000 | 7,505 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $174,000 | 7,312 |
| Pre-tax net operating income | $-292,000 | 8,148 |
| Securities gains (losses) | $107,000 | 400 |
| Applicable income taxes | $-74,000 | 8,348 |
| Income before extraordinary items | $-111,000 | 8,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-111,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-179,480 | 8,085 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,667 |
| Total interest expense | $938,000 | 4,165 |
| Net interest income | $366,000 | 7,310 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $594,000 | 5,779 |
| Salaries and employee benefits | $376,000 | 5,359 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $-164,000 | 8,252 |
| Securities gains (losses) | $83,000 | 334 |
| Applicable income taxes | $-30,000 | 8,356 |
| Income before extraordinary items | $-51,000 | 8,053 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-51,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-104,120 | 8,172 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 6,076 |
| Total interest expense | $3,134,000 | 4,208 |
| Net interest income | $932,000 | 7,932 |
| Provision for loan and lease losses | $109,000 | 4,628 |
| Total noninterest income | $258,000 | 6,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $258,000 | 4,592 |
| Total noninterest expense | $2,467,000 | 5,525 |
| Salaries and employee benefits | $1,538,000 | 5,105 |
| Premises and equipment expense | $494,000 | 4,309 |
| Additional noninterest expense | $435,000 | 6,886 |
| Pre-tax net operating income | $-1,386,000 | 8,509 |
| Securities gains (losses) | $292,000 | 329 |
| Applicable income taxes | $-437,000 | 8,558 |
| Income before extraordinary items | $-657,000 | 8,355 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-657,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-843,880 | 8,408 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 6,093 |
| Total interest expense | $2,260,000 | 4,217 |
| Net interest income | $780,000 | 7,869 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $301,000 | 5,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,727 |
| Total noninterest expense | $1,846,000 | 5,511 |
| Salaries and employee benefits | $1,162,000 | 5,073 |
| Premises and equipment expense | $368,000 | 4,329 |
| Additional noninterest expense | $316,000 | 6,984 |
| Pre-tax net operating income | $-785,000 | 8,527 |
| Securities gains (losses) | $818,000 | 158 |
| Applicable income taxes | $14,000 | 6,105 |
| Income before extraordinary items | $19,000 | 8,069 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $19,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-504,520 | 8,463 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 6,182 |
| Total interest expense | $1,417,000 | 4,256 |
| Net interest income | $533,000 | 7,871 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $228,000 | 5,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 3,485 |
| Total noninterest expense | $1,225,000 | 5,537 |
| Salaries and employee benefits | $774,000 | 5,097 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $209,000 | 7,003 |
| Pre-tax net operating income | $-476,000 | 8,555 |
| Securities gains (losses) | $510,000 | 161 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $20,000 | 8,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-306,400 | 8,494 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,380 |
| Total interest expense | $650,000 | 4,363 |
| Net interest income | $240,000 | 8,042 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $608,000 | 5,586 |
| Salaries and employee benefits | $386,000 | 5,132 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $-277,000 | 8,603 |
| Securities gains (losses) | $169,000 | 200 |
| Applicable income taxes | $-43,000 | 8,634 |
| Income before extraordinary items | $-65,000 | 8,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-65,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-173,160 | 8,532 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 6,139 |
| Total interest expense | $2,495,000 | 3,828 |
| Net interest income | $1,072,000 | 7,844 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $700,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $700,000 | 2,774 |
| Total noninterest expense | $2,384,000 | 5,522 |
| Salaries and employee benefits | $1,398,000 | 5,291 |
| Premises and equipment expense | $477,000 | 4,314 |
| Additional noninterest expense | $509,000 | 6,521 |
| Pre-tax net operating income | $-742,000 | 8,569 |
| Securities gains (losses) | $1,223,000 | 175 |
| Applicable income taxes | $214,000 | 4,589 |
| Income before extraordinary items | $267,000 | 7,315 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $267,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-515,720 | 8,532 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 6,122 |
| Total interest expense | $1,814,000 | 3,773 |
| Net interest income | $870,000 | 7,771 |
| Provision for loan and lease losses | $126,000 | 3,804 |
| Total noninterest income | $540,000 | 4,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $540,000 | 2,732 |
| Total noninterest expense | $1,831,000 | 5,421 |
| Salaries and employee benefits | $1,087,000 | 5,145 |
| Premises and equipment expense | $349,000 | 4,373 |
| Additional noninterest expense | $395,000 | 6,393 |
| Pre-tax net operating income | $-547,000 | 8,613 |
| Securities gains (losses) | $998,000 | 182 |
| Applicable income taxes | $202,000 | 4,408 |
| Income before extraordinary items | $249,000 | 7,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $249,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,486 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-389,720 | 8,578 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 6,119 |
| Total interest expense | $1,136,000 | 3,776 |
| Net interest income | $619,000 | 7,708 |
| Provision for loan and lease losses | $101,000 | 3,328 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $234,000 | 3,479 |
| Total noninterest expense | $1,131,000 | 5,661 |
| Salaries and employee benefits | $654,000 | 5,465 |
| Premises and equipment expense | $232,000 | 4,354 |
| Additional noninterest expense | $245,000 | 6,590 |
| Pre-tax net operating income | $-379,000 | 8,633 |
| Securities gains (losses) | $376,000 | 275 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $-15,000 | 8,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-15,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-391,000 | 8,655 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 6,119 |
| Total interest expense | $539,000 | 3,813 |
| Net interest income | $337,000 | 7,604 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,545 |
| Total noninterest expense | $537,000 | 5,860 |
| Salaries and employee benefits | $318,000 | 5,597 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $106,000 | 6,999 |
| Pre-tax net operating income | $-133,000 | 8,680 |
| Securities gains (losses) | $136,000 | 317 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $-11,000 | 8,496 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-11,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-98,040 | 8,644 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 6,327 |
| Total interest expense | $1,632,000 | 4,270 |
| Net interest income | $1,467,000 | 7,352 |
| Provision for loan and lease losses | $140,000 | 4,374 |
| Total noninterest income | $319,000 | 6,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $1,884,000 | 6,215 |
| Salaries and employee benefits | $1,085,000 | 6,020 |
| Premises and equipment expense | $436,000 | 4,515 |
| Additional noninterest expense | $363,000 | 7,334 |
| Pre-tax net operating income | $-238,000 | 8,552 |
| Securities gains (losses) | $518,000 | 448 |
| Applicable income taxes | $95,000 | 5,557 |
| Income before extraordinary items | $185,000 | 7,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,186 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-156,880 | 8,527 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 6,391 |
| Total interest expense | $1,155,000 | 4,398 |
| Net interest income | $1,127,000 | 7,333 |
| Provision for loan and lease losses | $132,000 | 3,832 |
| Total noninterest income | $224,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 4,277 |
| Total noninterest expense | $1,445,000 | 6,088 |
| Salaries and employee benefits | $851,000 | 5,824 |
| Premises and equipment expense | $322,000 | 4,542 |
| Additional noninterest expense | $272,000 | 7,311 |
| Pre-tax net operating income | $-226,000 | 8,665 |
| Securities gains (losses) | $406,000 | 480 |
| Applicable income taxes | $61,000 | 5,814 |
| Income before extraordinary items | $119,000 | 7,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $119,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-148,960 | 8,623 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 6,443 |
| Total interest expense | $745,000 | 4,500 |
| Net interest income | $764,000 | 7,333 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $944,000 | 6,204 |
| Salaries and employee benefits | $552,000 | 5,957 |
| Premises and equipment expense | $214,000 | 4,562 |
| Additional noninterest expense | $178,000 | 7,398 |
| Pre-tax net operating income | $-147,000 | 8,725 |
| Securities gains (losses) | $218,000 | 616 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $47,000 | 8,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-96,880 | 8,692 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,412 |
| Total interest expense | $375,000 | 4,503 |
| Net interest income | $392,000 | 7,303 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $462,000 | 6,312 |
| Salaries and employee benefits | $274,000 | 6,023 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $-35,000 | 8,695 |
| Securities gains (losses) | $85,000 | 891 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $33,000 | 8,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-23,100 | 8,657 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 6,681 |
| Total interest expense | $1,710,000 | 4,505 |
| Net interest income | $1,151,000 | 7,882 |
| Provision for loan and lease losses | $133,000 | 4,781 |
| Total noninterest income | $253,000 | 6,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $253,000 | 4,841 |
| Total noninterest expense | $1,720,000 | 6,488 |
| Salaries and employee benefits | $1,002,000 | 6,256 |
| Premises and equipment expense | $384,000 | 4,871 |
| Additional noninterest expense | $334,000 | 7,545 |
| Pre-tax net operating income | $-449,000 | 8,800 |
| Securities gains (losses) | $576,000 | 685 |
| Applicable income taxes | $43,000 | 6,385 |
| Income before extraordinary items | $84,000 | 8,304 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $84,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,692 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-296,160 | 8,756 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,798 |
| Total interest expense | $1,320,000 | 4,535 |
| Net interest income | $800,000 | 8,080 |
| Provision for loan and lease losses | $151,000 | 3,897 |
| Total noninterest income | $179,000 | 7,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 5,002 |
| Total noninterest expense | $1,224,000 | 6,646 |
| Salaries and employee benefits | $714,000 | 6,412 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $238,000 | 7,673 |
| Pre-tax net operating income | $-396,000 | 8,914 |
| Securities gains (losses) | $361,000 | 852 |
| Applicable income taxes | $-12,000 | 8,928 |
| Income before extraordinary items | $-23,000 | 8,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-23,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,115 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-261,260 | 8,867 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 6,797 |
| Total interest expense | $890,000 | 4,613 |
| Net interest income | $546,000 | 8,087 |
| Provision for loan and lease losses | $117,000 | 3,616 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $111,000 | 5,141 |
| Total noninterest expense | $804,000 | 6,692 |
| Salaries and employee benefits | $464,000 | 6,514 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $155,000 | 7,698 |
| Pre-tax net operating income | $-264,000 | 8,965 |
| Securities gains (losses) | $235,000 | 947 |
| Applicable income taxes | $-10,000 | 8,996 |
| Income before extraordinary items | $-19,000 | 8,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-19,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-174,100 | 8,915 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,770 |
| Total interest expense | $445,000 | 4,702 |
| Net interest income | $287,000 | 8,017 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $388,000 | 6,808 |
| Salaries and employee benefits | $224,000 | 6,636 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $-101,000 | 8,970 |
| Securities gains (losses) | $105,000 | 971 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $3,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,750 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-75,750 | 8,922 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 6,800 |
| Total interest expense | $2,011,000 | 4,780 |
| Net interest income | $1,041,000 | 8,209 |
| Provision for loan and lease losses | $129,000 | 5,225 |
| Total noninterest income | $133,000 | 8,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 5,847 |
| Total noninterest expense | $1,406,000 | 7,048 |
| Salaries and employee benefits | $811,000 | 6,846 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $280,000 | 7,947 |
| Pre-tax net operating income | $-361,000 | 8,922 |
| Securities gains (losses) | $389,000 | 766 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $20,000 | 8,668 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $20,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-256,190 | 8,882 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 7,342 |
| Total interest expense | $2,034,000 | 6,044 |
| Net interest income | $881,000 | 8,514 |
| Provision for loan and lease losses | $119,000 | 5,325 |
| Total noninterest income | $85,000 | 8,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,198,000 | 7,460 |
| Salaries and employee benefits | $701,000 | 7,198 |
| Premises and equipment expense | $210,000 | 6,654 |
| Additional noninterest expense | $287,000 | 7,954 |
| Pre-tax net operating income | $-351,000 | 9,075 |
| Securities gains (losses) | $143,000 | 1,445 |
| Applicable income taxes | $-68,000 | 9,203 |
| Income before extraordinary items | $-140,000 | 8,991 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-140,000 | 8,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-235,810 | 9,022 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 8,817 |
| Total interest expense | $1,022,000 | 8,175 |
| Net interest income | $598,000 | 9,298 |
| Provision for loan and lease losses | $93,000 | 5,470 |
| Total noninterest income | $29,000 | 9,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $953,000 | 8,149 |
| Salaries and employee benefits | $547,000 | 7,991 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $201,000 | 8,773 |
| Pre-tax net operating income | $-419,000 | 9,490 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-140,000 | 9,633 |
| Income before extraordinary items | $-279,000 | 9,434 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-279,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-279,000 | 9,432 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 10,148 |
| Total interest expense | $16,000 | 10,161 |
| Net interest income | $141,000 | 10,114 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $212,000 | 10,140 |
| Salaries and employee benefits | $112,000 | 10,121 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $45,000 | 10,164 |
| Pre-tax net operating income | $-105,000 | 9,542 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-43,000 | 9,805 |
| Income before extraordinary items | $-62,000 | 9,530 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-62,000 | 9,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 154 |
| Net operating income | $-62,000 | 9,507 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.