Home > Franklin Savings Bank > Income and Expense
Franklin Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,846,000 | 1,404 |
| Total interest expense | $10,308,000 | 1,261 |
| Net interest income | $19,538,000 | 1,464 |
| Provision for loan and lease losses | $805,000 | 958 |
| Total noninterest income | $7,076,000 | 943 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $859,000 | 1,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,217,000 | 761 |
| Total noninterest expense | $19,954,000 | 1,215 |
| Salaries and employee benefits | $12,163,000 | 1,142 |
| Premises and equipment expense | $2,062,000 | 1,186 |
| Additional noninterest expense | $6,217,000 | 761 |
| Pre-tax net operating income | $5,855,000 | 1,747 |
| Securities gains (losses) | $13,000 | 721 |
| Applicable income taxes | $1,317,000 | 1,261 |
| Income before extraordinary items | $4,551,000 | 1,838 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,551,000 | 1,860 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,551,000 | 1,841 |
| Net charge-offs | $-192,000 | 4,436 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,540,730 | 1,866 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,931,000 | 1,392 |
| Total interest expense | $7,154,000 | 1,252 |
| Net interest income | $14,777,000 | 1,471 |
| Provision for loan and lease losses | $675,000 | 842 |
| Total noninterest income | $5,297,000 | 958 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $634,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,663,000 | 782 |
| Total noninterest expense | $14,966,000 | 1,206 |
| Salaries and employee benefits | $9,108,000 | 1,143 |
| Premises and equipment expense | $1,563,000 | 1,180 |
| Additional noninterest expense | $4,663,000 | 782 |
| Pre-tax net operating income | $4,433,000 | 1,787 |
| Securities gains (losses) | $-7,000 | 3,437 |
| Applicable income taxes | $995,000 | 1,293 |
| Income before extraordinary items | $3,431,000 | 1,896 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,431,000 | 1,913 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,431,000 | 1,896 |
| Net charge-offs | $-193,000 | 4,466 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,436,530 | 1,920 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,157,000 | 1,396 |
| Total interest expense | $4,308,000 | 1,247 |
| Net interest income | $9,849,000 | 1,486 |
| Provision for loan and lease losses | $450,000 | 825 |
| Total noninterest income | $3,530,000 | 909 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $408,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,122,000 | 723 |
| Total noninterest expense | $10,065,000 | 1,187 |
| Salaries and employee benefits | $6,223,000 | 1,115 |
| Premises and equipment expense | $1,066,000 | 1,151 |
| Additional noninterest expense | $3,122,000 | 723 |
| Pre-tax net operating income | $2,864,000 | 1,800 |
| Securities gains (losses) | $-24,000 | 3,936 |
| Applicable income taxes | $624,000 | 1,343 |
| Income before extraordinary items | $2,216,000 | 1,925 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,216,000 | 1,949 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,216,000 | 1,925 |
| Net charge-offs | $-197,000 | 4,537 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,234,960 | 1,921 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 1,410 |
| Total interest expense | $1,862,000 | 1,251 |
| Net interest income | $5,033,000 | 1,466 |
| Provision for loan and lease losses | $225,000 | 825 |
| Total noninterest income | $1,664,000 | 944 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $196,000 | 1,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,468,000 | 745 |
| Total noninterest expense | $5,068,000 | 1,196 |
| Salaries and employee benefits | $3,165,000 | 1,127 |
| Premises and equipment expense | $576,000 | 1,098 |
| Additional noninterest expense | $1,468,000 | 745 |
| Pre-tax net operating income | $1,404,000 | 1,874 |
| Securities gains (losses) | $-6,000 | 3,990 |
| Applicable income taxes | $319,000 | 1,334 |
| Income before extraordinary items | $1,079,000 | 2,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,079,000 | 2,005 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,079,000 | 2,006 |
| Net charge-offs | $-203,000 | 4,604 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,083,740 | 2,018 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,103,000 | 1,342 |
| Total interest expense | $2,448,000 | 1,384 |
| Net interest income | $21,655,000 | 1,343 |
| Provision for loan and lease losses | $835,000 | 917 |
| Total noninterest income | $7,425,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $807,000 | 1,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,618,000 | 741 |
| Total noninterest expense | $19,007,000 | 1,237 |
| Salaries and employee benefits | $11,506,000 | 1,183 |
| Premises and equipment expense | $2,003,000 | 1,207 |
| Additional noninterest expense | $6,618,000 | 741 |
| Pre-tax net operating income | $9,238,000 | 1,353 |
| Securities gains (losses) | $-63,000 | 3,799 |
| Applicable income taxes | $2,243,000 | 990 |
| Income before extraordinary items | $6,932,000 | 1,469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,932,000 | 1,468 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,932,000 | 1,469 |
| Net charge-offs | $292,000 | 786 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,981,770 | 1,481 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,253,000 | 1,340 |
| Total interest expense | $1,090,000 | 1,664 |
| Net interest income | $16,163,000 | 1,334 |
| Provision for loan and lease losses | $610,000 | 852 |
| Total noninterest income | $5,657,000 | 931 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $621,000 | 1,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,036,000 | 752 |
| Total noninterest expense | $13,875,000 | 1,258 |
| Salaries and employee benefits | $8,330,000 | 1,213 |
| Premises and equipment expense | $1,515,000 | 1,194 |
| Additional noninterest expense | $5,036,000 | 752 |
| Pre-tax net operating income | $7,335,000 | 1,285 |
| Securities gains (losses) | $-58,000 | 4,128 |
| Applicable income taxes | $1,786,000 | 955 |
| Income before extraordinary items | $5,491,000 | 1,390 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,491,000 | 1,389 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,491,000 | 1,390 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,536,820 | 1,408 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 1,370 |
| Total interest expense | $425,000 | 2,168 |
| Net interest income | $10,501,000 | 1,330 |
| Provision for loan and lease losses | $180,000 | 1,178 |
| Total noninterest income | $3,342,000 | 991 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $401,000 | 1,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,941,000 | 839 |
| Total noninterest expense | $9,179,000 | 1,254 |
| Salaries and employee benefits | $5,469,000 | 1,217 |
| Premises and equipment expense | $1,035,000 | 1,159 |
| Additional noninterest expense | $2,675,000 | 1,264 |
| Pre-tax net operating income | $4,484,000 | 1,294 |
| Securities gains (losses) | $-92,000 | 4,355 |
| Applicable income taxes | $1,064,000 | 972 |
| Income before extraordinary items | $3,328,000 | 1,407 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,328,000 | 1,406 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,328,000 | 1,407 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,400,680 | 1,421 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 1,362 |
| Total interest expense | $161,000 | 2,538 |
| Net interest income | $5,140,000 | 1,318 |
| Provision for loan and lease losses | $90,000 | 1,018 |
| Total noninterest income | $1,629,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $198,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,431,000 | 862 |
| Total noninterest expense | $4,535,000 | 1,261 |
| Salaries and employee benefits | $2,718,000 | 1,219 |
| Premises and equipment expense | $551,000 | 1,100 |
| Additional noninterest expense | $1,266,000 | 1,321 |
| Pre-tax net operating income | $2,144,000 | 1,290 |
| Securities gains (losses) | $-52,000 | 4,463 |
| Applicable income taxes | $502,000 | 972 |
| Income before extraordinary items | $1,590,000 | 1,392 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,590,000 | 1,392 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,590,000 | 1,392 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,631,080 | 1,387 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,558,000 | 1,451 |
| Total interest expense | $1,221,000 | 1,932 |
| Net interest income | $19,337,000 | 1,410 |
| Provision for loan and lease losses | $235,000 | 1,628 |
| Total noninterest income | $6,392,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $681,000 | 1,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,711,000 | 975 |
| Total noninterest expense | $17,666,000 | 1,283 |
| Salaries and employee benefits | $10,401,000 | 1,265 |
| Premises and equipment expense | $1,878,000 | 1,280 |
| Additional noninterest expense | $5,387,000 | 1,250 |
| Pre-tax net operating income | $7,828,000 | 1,515 |
| Securities gains (losses) | $-22,000 | 4,444 |
| Applicable income taxes | $1,752,000 | 1,186 |
| Income before extraordinary items | $6,054,000 | 1,649 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,054,000 | 1,648 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,054,000 | 1,649 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,071,380 | 1,620 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,341,000 | 1,485 |
| Total interest expense | $1,010,000 | 1,879 |
| Net interest income | $14,331,000 | 1,441 |
| Provision for loan and lease losses | $160,000 | 1,629 |
| Total noninterest income | $4,603,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $487,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,116,000 | 1,030 |
| Total noninterest expense | $13,155,000 | 1,294 |
| Salaries and employee benefits | $7,708,000 | 1,281 |
| Premises and equipment expense | $1,420,000 | 1,283 |
| Additional noninterest expense | $4,027,000 | 1,249 |
| Pre-tax net operating income | $5,619,000 | 1,624 |
| Securities gains (losses) | $-17,000 | 4,613 |
| Applicable income taxes | $1,250,000 | 1,296 |
| Income before extraordinary items | $4,352,000 | 1,762 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,352,000 | 1,761 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,352,000 | 1,762 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,365,430 | 1,736 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,195,000 | 1,485 |
| Total interest expense | $718,000 | 1,858 |
| Net interest income | $9,477,000 | 1,437 |
| Provision for loan and lease losses | $160,000 | 1,328 |
| Total noninterest income | $2,997,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $300,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,697,000 | 1,053 |
| Total noninterest expense | $8,696,000 | 1,292 |
| Salaries and employee benefits | $5,122,000 | 1,278 |
| Premises and equipment expense | $951,000 | 1,274 |
| Additional noninterest expense | $2,623,000 | 1,260 |
| Pre-tax net operating income | $3,618,000 | 1,632 |
| Securities gains (losses) | $-27,000 | 4,745 |
| Applicable income taxes | $813,000 | 1,307 |
| Income before extraordinary items | $2,778,000 | 1,796 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,778,000 | 1,796 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,778,000 | 1,796 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,799,330 | 1,759 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 1,468 |
| Total interest expense | $394,000 | 1,815 |
| Net interest income | $4,756,000 | 1,419 |
| Provision for loan and lease losses | $120,000 | 1,135 |
| Total noninterest income | $1,393,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $137,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,256,000 | 1,099 |
| Total noninterest expense | $4,224,000 | 1,309 |
| Salaries and employee benefits | $2,527,000 | 1,275 |
| Premises and equipment expense | $486,000 | 1,256 |
| Additional noninterest expense | $1,211,000 | 1,319 |
| Pre-tax net operating income | $1,805,000 | 1,643 |
| Securities gains (losses) | $-51,000 | 4,841 |
| Applicable income taxes | $433,000 | 1,248 |
| Income before extraordinary items | $1,321,000 | 1,871 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,321,000 | 1,870 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,321,000 | 1,871 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,361,290 | 1,797 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,652,000 | 1,456 |
| Total interest expense | $2,999,000 | 1,485 |
| Net interest income | $17,653,000 | 1,436 |
| Provision for loan and lease losses | $819,000 | 1,809 |
| Total noninterest income | $5,167,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $605,000 | 1,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,562,000 | 1,088 |
| Total noninterest expense | $16,585,000 | 1,296 |
| Salaries and employee benefits | $9,942,000 | 1,263 |
| Premises and equipment expense | $1,897,000 | 1,236 |
| Additional noninterest expense | $4,746,000 | 1,339 |
| Pre-tax net operating income | $5,416,000 | 1,686 |
| Securities gains (losses) | $-5,000 | 4,758 |
| Applicable income taxes | $1,290,000 | 1,254 |
| Income before extraordinary items | $4,121,000 | 1,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,121,000 | 1,877 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,121,000 | 1,878 |
| Net charge-offs | $-6,000 | 4,154 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,124,950 | 1,834 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,523,000 | 1,455 |
| Total interest expense | $2,525,000 | 1,414 |
| Net interest income | $12,998,000 | 1,450 |
| Provision for loan and lease losses | $699,000 | 1,678 |
| Total noninterest income | $3,774,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $447,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,327,000 | 1,073 |
| Total noninterest expense | $12,311,000 | 1,291 |
| Salaries and employee benefits | $7,319,000 | 1,267 |
| Premises and equipment expense | $1,442,000 | 1,218 |
| Additional noninterest expense | $3,550,000 | 1,316 |
| Pre-tax net operating income | $3,762,000 | 1,758 |
| Securities gains (losses) | $-27,000 | 4,883 |
| Applicable income taxes | $866,000 | 1,298 |
| Income before extraordinary items | $2,869,000 | 1,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,869,000 | 1,958 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,869,000 | 1,959 |
| Net charge-offs | $-5,000 | 4,085 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,890,330 | 1,897 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 1,487 |
| Total interest expense | $1,930,000 | 1,350 |
| Net interest income | $8,267,000 | 1,510 |
| Provision for loan and lease losses | $429,000 | 1,743 |
| Total noninterest income | $2,423,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $275,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,148,000 | 1,027 |
| Total noninterest expense | $8,244,000 | 1,271 |
| Salaries and employee benefits | $4,899,000 | 1,259 |
| Premises and equipment expense | $974,000 | 1,211 |
| Additional noninterest expense | $2,371,000 | 1,306 |
| Pre-tax net operating income | $2,017,000 | 1,995 |
| Securities gains (losses) | $5,000 | 2,004 |
| Applicable income taxes | $454,000 | 1,420 |
| Income before extraordinary items | $1,568,000 | 2,180 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,568,000 | 2,180 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,568,000 | 2,180 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,564,050 | 2,145 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 1,486 |
| Total interest expense | $1,109,000 | 1,324 |
| Net interest income | $3,990,000 | 1,508 |
| Provision for loan and lease losses | $240,000 | 1,334 |
| Total noninterest income | $1,275,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $186,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 912 |
| Total noninterest expense | $4,212,000 | 1,260 |
| Salaries and employee benefits | $2,454,000 | 1,251 |
| Premises and equipment expense | $514,000 | 1,166 |
| Additional noninterest expense | $1,244,000 | 1,275 |
| Pre-tax net operating income | $813,000 | 2,145 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $181,000 | 1,474 |
| Income before extraordinary items | $637,000 | 2,309 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $637,000 | 2,308 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $637,000 | 2,309 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $633,050 | 2,293 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,633,000 | 1,538 |
| Total interest expense | $4,687,000 | 1,312 |
| Net interest income | $14,946,000 | 1,598 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $5,065,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $889,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,176,000 | 934 |
| Total noninterest expense | $16,089,000 | 1,271 |
| Salaries and employee benefits | $9,408,000 | 1,265 |
| Premises and equipment expense | $1,839,000 | 1,244 |
| Additional noninterest expense | $4,842,000 | 1,285 |
| Pre-tax net operating income | $3,682,000 | 2,165 |
| Securities gains (losses) | $36,000 | 1,373 |
| Applicable income taxes | $753,000 | 1,647 |
| Income before extraordinary items | $2,965,000 | 2,308 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,965,000 | 2,310 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,965,000 | 2,310 |
| Net charge-offs | $8,000 | 3,387 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,936,200 | 2,284 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,659,000 | 1,562 |
| Total interest expense | $3,518,000 | 1,325 |
| Net interest income | $11,141,000 | 1,633 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $3,728,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $664,000 | 1,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,064,000 | 942 |
| Total noninterest expense | $11,945,000 | 1,293 |
| Salaries and employee benefits | $6,919,000 | 1,291 |
| Premises and equipment expense | $1,385,000 | 1,254 |
| Additional noninterest expense | $3,641,000 | 1,278 |
| Pre-tax net operating income | $2,744,000 | 2,232 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $519,000 | 1,762 |
| Income before extraordinary items | $2,226,000 | 2,366 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,226,000 | 2,367 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,226,000 | 2,367 |
| Net charge-offs | $-12,000 | 4,473 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,225,190 | 2,335 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 1,591 |
| Total interest expense | $2,285,000 | 1,329 |
| Net interest income | $7,272,000 | 1,677 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $2,418,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $433,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,985,000 | 933 |
| Total noninterest expense | $8,006,000 | 1,299 |
| Salaries and employee benefits | $4,538,000 | 1,307 |
| Premises and equipment expense | $948,000 | 1,244 |
| Additional noninterest expense | $2,520,000 | 1,252 |
| Pre-tax net operating income | $1,564,000 | 2,431 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $257,000 | 1,995 |
| Income before extraordinary items | $1,308,000 | 2,524 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,308,000 | 2,523 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,308,000 | 2,523 |
| Net charge-offs | $-13,000 | 4,553 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,307,160 | 2,496 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 1,587 |
| Total interest expense | $1,129,000 | 1,302 |
| Net interest income | $3,642,000 | 1,687 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $1,174,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $210,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $964,000 | 919 |
| Total noninterest expense | $3,953,000 | 1,307 |
| Salaries and employee benefits | $2,235,000 | 1,329 |
| Premises and equipment expense | $523,000 | 1,141 |
| Additional noninterest expense | $1,195,000 | 1,300 |
| Pre-tax net operating income | $803,000 | 2,356 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $140,000 | 1,892 |
| Income before extraordinary items | $663,000 | 2,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $663,000 | 2,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $663,000 | 2,437 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $663,000 | 2,422 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,995,000 | 1,589 |
| Total interest expense | $3,119,000 | 1,388 |
| Net interest income | $14,876,000 | 1,618 |
| Provision for loan and lease losses | $212,000 | 2,308 |
| Total noninterest income | $4,851,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $920,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,931,000 | 930 |
| Total noninterest expense | $15,652,000 | 1,295 |
| Salaries and employee benefits | $8,927,000 | 1,295 |
| Premises and equipment expense | $1,654,000 | 1,364 |
| Additional noninterest expense | $5,071,000 | 1,218 |
| Pre-tax net operating income | $3,863,000 | 2,156 |
| Securities gains (losses) | $43,000 | 446 |
| Applicable income taxes | $699,000 | 1,689 |
| Income before extraordinary items | $3,207,000 | 2,231 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,207,000 | 2,229 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,207,000 | 2,230 |
| Net charge-offs | $111,000 | 2,080 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,171,740 | 2,244 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,297,000 | 1,591 |
| Total interest expense | $2,185,000 | 1,399 |
| Net interest income | $11,112,000 | 1,619 |
| Provision for loan and lease losses | $152,000 | 2,246 |
| Total noninterest income | $3,576,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $680,000 | 1,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,896,000 | 957 |
| Total noninterest expense | $11,889,000 | 1,270 |
| Salaries and employee benefits | $6,754,000 | 1,278 |
| Premises and equipment expense | $1,247,000 | 1,375 |
| Additional noninterest expense | $3,888,000 | 1,210 |
| Pre-tax net operating income | $2,647,000 | 2,304 |
| Securities gains (losses) | $33,000 | 485 |
| Applicable income taxes | $444,000 | 1,901 |
| Income before extraordinary items | $2,236,000 | 2,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,236,000 | 2,342 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,236,000 | 2,342 |
| Net charge-offs | $44,000 | 2,289 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,208,610 | 2,354 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 1,607 |
| Total interest expense | $1,324,000 | 1,432 |
| Net interest income | $7,341,000 | 1,624 |
| Provision for loan and lease losses | $106,000 | 2,145 |
| Total noninterest income | $2,334,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $441,000 | 1,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,893,000 | 974 |
| Total noninterest expense | $7,763,000 | 1,306 |
| Salaries and employee benefits | $4,370,000 | 1,323 |
| Premises and equipment expense | $870,000 | 1,333 |
| Additional noninterest expense | $2,523,000 | 1,231 |
| Pre-tax net operating income | $1,806,000 | 2,244 |
| Securities gains (losses) | $33,000 | 393 |
| Applicable income taxes | $164,000 | 2,365 |
| Income before extraordinary items | $1,675,000 | 2,141 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,675,000 | 2,138 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,675,000 | 2,140 |
| Net charge-offs | $52,000 | 1,747 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,644,970 | 2,159 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 1,605 |
| Total interest expense | $606,000 | 1,473 |
| Net interest income | $3,694,000 | 1,613 |
| Provision for loan and lease losses | $61,000 | 1,875 |
| Total noninterest income | $1,131,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $218,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 985 |
| Total noninterest expense | $3,940,000 | 1,290 |
| Salaries and employee benefits | $2,210,000 | 1,324 |
| Premises and equipment expense | $486,000 | 1,225 |
| Additional noninterest expense | $1,244,000 | 1,244 |
| Pre-tax net operating income | $824,000 | 2,341 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $68,000 | 2,474 |
| Income before extraordinary items | $756,000 | 2,251 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $756,000 | 2,250 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $756,000 | 2,251 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $756,000 | 2,240 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,545,000 | 1,610 |
| Total interest expense | $2,190,000 | 1,422 |
| Net interest income | $14,355,000 | 1,632 |
| Provision for loan and lease losses | $263,000 | 2,099 |
| Total noninterest income | $4,502,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $858,000 | 1,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,644,000 | 1,013 |
| Total noninterest expense | $15,223,000 | 1,301 |
| Salaries and employee benefits | $8,591,000 | 1,312 |
| Premises and equipment expense | $1,545,000 | 1,483 |
| Additional noninterest expense | $5,087,000 | 1,231 |
| Pre-tax net operating income | $3,371,000 | 2,290 |
| Securities gains (losses) | $63,000 | 796 |
| Applicable income taxes | $1,318,000 | 1,646 |
| Income before extraordinary items | $2,116,000 | 2,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,116,000 | 2,597 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,116,000 | 2,598 |
| Net charge-offs | $99,000 | 2,438 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,075,680 | 2,615 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,291,000 | 1,625 |
| Total interest expense | $1,624,000 | 1,422 |
| Net interest income | $10,667,000 | 1,649 |
| Provision for loan and lease losses | $217,000 | 1,967 |
| Total noninterest income | $3,332,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $619,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,713,000 | 1,052 |
| Total noninterest expense | $11,516,000 | 1,291 |
| Salaries and employee benefits | $6,491,000 | 1,307 |
| Premises and equipment expense | $1,167,000 | 1,477 |
| Additional noninterest expense | $3,858,000 | 1,213 |
| Pre-tax net operating income | $2,266,000 | 2,519 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $603,000 | 1,923 |
| Income before extraordinary items | $1,681,000 | 2,677 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,681,000 | 2,677 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,681,000 | 2,677 |
| Net charge-offs | $56,000 | 2,382 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,667,680 | 2,674 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,951,000 | 1,651 |
| Total interest expense | $1,062,000 | 1,417 |
| Net interest income | $6,889,000 | 1,682 |
| Provision for loan and lease losses | $145,000 | 1,899 |
| Total noninterest income | $2,143,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $378,000 | 1,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,765,000 | 1,066 |
| Total noninterest expense | $7,503,000 | 1,321 |
| Salaries and employee benefits | $4,268,000 | 1,329 |
| Premises and equipment expense | $770,000 | 1,500 |
| Additional noninterest expense | $2,465,000 | 1,249 |
| Pre-tax net operating income | $1,384,000 | 2,611 |
| Securities gains (losses) | $18,000 | 1,032 |
| Applicable income taxes | $340,000 | 2,042 |
| Income before extraordinary items | $1,062,000 | 2,725 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,062,000 | 2,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,062,000 | 2,725 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,048,320 | 2,726 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 1,659 |
| Total interest expense | $529,000 | 1,405 |
| Net interest income | $3,403,000 | 1,695 |
| Provision for loan and lease losses | $72,000 | 1,795 |
| Total noninterest income | $997,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $178,000 | 1,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $819,000 | 1,109 |
| Total noninterest expense | $3,801,000 | 1,316 |
| Salaries and employee benefits | $2,105,000 | 1,360 |
| Premises and equipment expense | $408,000 | 1,421 |
| Additional noninterest expense | $1,288,000 | 1,216 |
| Pre-tax net operating income | $527,000 | 2,997 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $101,000 | 2,422 |
| Income before extraordinary items | $433,000 | 2,994 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $433,000 | 2,994 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $433,000 | 2,994 |
| Net charge-offs | $34,000 | 1,581 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $427,330 | 2,990 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,080,000 | 1,670 |
| Total interest expense | $2,408,000 | 1,196 |
| Net interest income | $12,672,000 | 1,771 |
| Provision for loan and lease losses | $545,000 | 1,396 |
| Total noninterest income | $4,275,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $865,000 | 1,364 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,410,000 | 1,103 |
| Total noninterest expense | $14,619,000 | 1,347 |
| Salaries and employee benefits | $8,706,000 | 1,278 |
| Premises and equipment expense | $1,336,000 | 1,694 |
| Additional noninterest expense | $4,577,000 | 1,362 |
| Pre-tax net operating income | $1,783,000 | 3,250 |
| Securities gains (losses) | $48,000 | 1,867 |
| Applicable income taxes | $333,000 | 2,574 |
| Income before extraordinary items | $1,498,000 | 3,285 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,498,000 | 3,284 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,498,000 | 3,284 |
| Net charge-offs | $121,000 | 2,438 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,458,640 | 3,274 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 1,697 |
| Total interest expense | $1,835,000 | 1,179 |
| Net interest income | $9,369,000 | 1,797 |
| Provision for loan and lease losses | $473,000 | 1,187 |
| Total noninterest income | $3,179,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $648,000 | 1,365 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,531,000 | 1,120 |
| Total noninterest expense | $10,847,000 | 1,357 |
| Salaries and employee benefits | $6,476,000 | 1,288 |
| Premises and equipment expense | $1,046,000 | 1,624 |
| Additional noninterest expense | $3,325,000 | 1,397 |
| Pre-tax net operating income | $1,228,000 | 3,442 |
| Securities gains (losses) | $27,000 | 2,161 |
| Applicable income taxes | $207,000 | 2,784 |
| Income before extraordinary items | $1,048,000 | 3,419 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,048,000 | 3,417 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,048,000 | 3,419 |
| Net charge-offs | $122,000 | 1,885 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,025,320 | 3,395 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,411,000 | 1,720 |
| Total interest expense | $1,245,000 | 1,151 |
| Net interest income | $6,166,000 | 1,821 |
| Provision for loan and lease losses | $282,000 | 1,330 |
| Total noninterest income | $2,098,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $418,000 | 1,379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,680,000 | 1,096 |
| Total noninterest expense | $7,169,000 | 1,370 |
| Salaries and employee benefits | $4,235,000 | 1,317 |
| Premises and equipment expense | $686,000 | 1,648 |
| Additional noninterest expense | $2,248,000 | 1,379 |
| Pre-tax net operating income | $813,000 | 3,429 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $136,000 | 2,784 |
| Income before extraordinary items | $704,000 | 3,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $704,000 | 3,412 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $704,000 | 3,414 |
| Net charge-offs | $114,000 | 1,510 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $681,320 | 3,401 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 1,718 |
| Total interest expense | $632,000 | 1,135 |
| Net interest income | $3,076,000 | 1,824 |
| Provision for loan and lease losses | $147,000 | 1,240 |
| Total noninterest income | $993,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $201,000 | 1,422 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $792,000 | 1,104 |
| Total noninterest expense | $3,516,000 | 1,396 |
| Salaries and employee benefits | $2,014,000 | 1,375 |
| Premises and equipment expense | $351,000 | 1,628 |
| Additional noninterest expense | $1,151,000 | 1,346 |
| Pre-tax net operating income | $406,000 | 3,378 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $71,000 | 2,736 |
| Income before extraordinary items | $335,000 | 3,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $335,000 | 3,437 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $335,000 | 3,439 |
| Net charge-offs | $60,000 | 1,320 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $335,000 | 3,379 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,933,000 | 1,773 |
| Total interest expense | $2,412,000 | 1,153 |
| Net interest income | $11,521,000 | 1,882 |
| Provision for loan and lease losses | $372,000 | 1,673 |
| Total noninterest income | $4,223,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $952,000 | 1,276 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,271,000 | 1,093 |
| Total noninterest expense | $13,532,000 | 1,440 |
| Salaries and employee benefits | $7,858,000 | 1,379 |
| Premises and equipment expense | $1,388,000 | 1,644 |
| Additional noninterest expense | $4,286,000 | 1,442 |
| Pre-tax net operating income | $1,840,000 | 3,160 |
| Securities gains (losses) | $98,000 | 1,191 |
| Applicable income taxes | $369,000 | 2,484 |
| Income before extraordinary items | $1,569,000 | 3,146 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,569,000 | 3,147 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,569,000 | 3,148 |
| Net charge-offs | $148,000 | 2,272 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,489,620 | 3,193 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,208,000 | 1,834 |
| Total interest expense | $1,795,000 | 1,178 |
| Net interest income | $8,413,000 | 1,948 |
| Provision for loan and lease losses | $189,000 | 2,014 |
| Total noninterest income | $3,165,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $718,000 | 1,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,447,000 | 1,116 |
| Total noninterest expense | $10,007,000 | 1,463 |
| Salaries and employee benefits | $5,782,000 | 1,402 |
| Premises and equipment expense | $1,053,000 | 1,643 |
| Additional noninterest expense | $3,172,000 | 1,462 |
| Pre-tax net operating income | $1,382,000 | 3,223 |
| Securities gains (losses) | $98,000 | 1,056 |
| Applicable income taxes | $297,000 | 2,496 |
| Income before extraordinary items | $1,183,000 | 3,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,183,000 | 3,218 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,183,000 | 3,219 |
| Net charge-offs | $143,000 | 1,839 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,104,600 | 3,267 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 1,876 |
| Total interest expense | $1,186,000 | 1,195 |
| Net interest income | $5,429,000 | 1,993 |
| Provision for loan and lease losses | $72,000 | 2,554 |
| Total noninterest income | $2,063,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $473,000 | 1,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,590,000 | 1,138 |
| Total noninterest expense | $6,644,000 | 1,477 |
| Salaries and employee benefits | $3,827,000 | 1,420 |
| Premises and equipment expense | $846,000 | 1,394 |
| Additional noninterest expense | $1,971,000 | 1,556 |
| Pre-tax net operating income | $776,000 | 3,478 |
| Securities gains (losses) | $99,000 | 859 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $712,000 | 3,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $712,000 | 3,384 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $712,000 | 3,385 |
| Net charge-offs | $36,000 | 2,582 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $631,810 | 3,526 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 1,888 |
| Total interest expense | $590,000 | 1,195 |
| Net interest income | $2,706,000 | 1,994 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $952,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $231,000 | 1,274 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $721,000 | 1,173 |
| Total noninterest expense | $3,264,000 | 1,502 |
| Salaries and employee benefits | $1,866,000 | 1,444 |
| Premises and equipment expense | $398,000 | 1,495 |
| Additional noninterest expense | $1,000,000 | 1,533 |
| Pre-tax net operating income | $359,000 | 3,578 |
| Securities gains (losses) | $88,000 | 634 |
| Applicable income taxes | $87,000 | 2,572 |
| Income before extraordinary items | $360,000 | 3,325 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $360,000 | 3,328 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $360,000 | 3,328 |
| Net charge-offs | $42,000 | 1,682 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $288,720 | 3,629 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,195,000 | 1,889 |
| Total interest expense | $2,334,000 | 1,241 |
| Net interest income | $10,861,000 | 1,981 |
| Provision for loan and lease losses | $78,000 | 3,432 |
| Total noninterest income | $3,551,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,048,000 | 1,238 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,503,000 | 1,249 |
| Total noninterest expense | $12,249,000 | 1,568 |
| Salaries and employee benefits | $6,856,000 | 1,525 |
| Premises and equipment expense | $1,381,000 | 1,693 |
| Additional noninterest expense | $4,012,000 | 1,559 |
| Pre-tax net operating income | $2,085,000 | 2,911 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $406,000 | 2,401 |
| Income before extraordinary items | $1,717,000 | 2,993 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,717,000 | 2,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,717,000 | 2,993 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,686,220 | 2,983 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,861,000 | 1,906 |
| Total interest expense | $1,745,000 | 1,259 |
| Net interest income | $8,116,000 | 1,997 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $2,648,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $796,000 | 1,231 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,852,000 | 1,258 |
| Total noninterest expense | $9,092,000 | 1,585 |
| Salaries and employee benefits | $5,075,000 | 1,539 |
| Premises and equipment expense | $1,062,000 | 1,667 |
| Additional noninterest expense | $2,955,000 | 1,585 |
| Pre-tax net operating income | $1,582,000 | 2,944 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $315,000 | 2,414 |
| Income before extraordinary items | $1,283,000 | 3,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,283,000 | 3,011 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,283,000 | 3,012 |
| Net charge-offs | $-109,000 | 6,225 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,270,200 | 2,986 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 1,896 |
| Total interest expense | $1,149,000 | 1,286 |
| Net interest income | $5,446,000 | 1,980 |
| Provision for loan and lease losses | $104,000 | 2,304 |
| Total noninterest income | $1,730,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $519,000 | 1,237 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,211,000 | 1,274 |
| Total noninterest expense | $6,068,000 | 1,575 |
| Salaries and employee benefits | $3,361,000 | 1,549 |
| Premises and equipment expense | $760,000 | 1,562 |
| Additional noninterest expense | $1,947,000 | 1,599 |
| Pre-tax net operating income | $1,004,000 | 2,964 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $197,000 | 2,433 |
| Income before extraordinary items | $823,000 | 3,030 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $823,000 | 3,036 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $823,000 | 3,036 |
| Net charge-offs | $129,000 | 1,968 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $810,040 | 3,012 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 1,898 |
| Total interest expense | $568,000 | 1,326 |
| Net interest income | $2,711,000 | 1,977 |
| Provision for loan and lease losses | $55,000 | 2,165 |
| Total noninterest income | $797,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $235,000 | 1,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $562,000 | 1,296 |
| Total noninterest expense | $2,986,000 | 1,612 |
| Salaries and employee benefits | $1,659,000 | 1,580 |
| Premises and equipment expense | $358,000 | 1,683 |
| Additional noninterest expense | $969,000 | 1,590 |
| Pre-tax net operating income | $467,000 | 3,026 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $73,000 | 2,645 |
| Income before extraordinary items | $398,000 | 3,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $398,000 | 3,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $398,000 | 3,013 |
| Net charge-offs | $54,000 | 1,813 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $394,600 | 2,991 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,546,000 | 1,844 |
| Total interest expense | $2,583,000 | 1,306 |
| Net interest income | $10,963,000 | 1,935 |
| Provision for loan and lease losses | $248,000 | 2,705 |
| Total noninterest income | $3,535,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,078,000 | 1,265 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,457,000 | 1,308 |
| Total noninterest expense | $11,670,000 | 1,650 |
| Salaries and employee benefits | $6,721,000 | 1,543 |
| Premises and equipment expense | $1,418,000 | 1,660 |
| Additional noninterest expense | $3,531,000 | 1,805 |
| Pre-tax net operating income | $2,580,000 | 2,421 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $603,000 | 1,968 |
| Income before extraordinary items | $1,977,000 | 2,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,977,000 | 2,637 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,977,000 | 2,637 |
| Net charge-offs | $271,000 | 2,686 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,977,000 | 2,570 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,219,000 | 1,841 |
| Total interest expense | $1,999,000 | 1,303 |
| Net interest income | $8,220,000 | 1,937 |
| Provision for loan and lease losses | $171,000 | 2,797 |
| Total noninterest income | $2,701,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $803,000 | 1,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,898,000 | 1,321 |
| Total noninterest expense | $8,712,000 | 1,665 |
| Salaries and employee benefits | $5,061,000 | 1,535 |
| Premises and equipment expense | $1,092,000 | 1,628 |
| Additional noninterest expense | $2,559,000 | 1,852 |
| Pre-tax net operating income | $2,038,000 | 2,385 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $512,000 | 1,895 |
| Income before extraordinary items | $1,526,000 | 2,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,526,000 | 2,631 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,526,000 | 2,631 |
| Net charge-offs | $228,000 | 2,428 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,526,000 | 2,547 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 1,846 |
| Total interest expense | $1,393,000 | 1,281 |
| Net interest income | $5,393,000 | 1,956 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $1,770,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $521,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,249,000 | 1,358 |
| Total noninterest expense | $5,705,000 | 1,686 |
| Salaries and employee benefits | $3,356,000 | 1,548 |
| Premises and equipment expense | $751,000 | 1,591 |
| Additional noninterest expense | $1,598,000 | 1,958 |
| Pre-tax net operating income | $1,338,000 | 2,399 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $341,000 | 1,890 |
| Income before extraordinary items | $997,000 | 2,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $997,000 | 2,659 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $997,000 | 2,659 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $997,000 | 2,553 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 1,826 |
| Total interest expense | $736,000 | 1,247 |
| Net interest income | $2,724,000 | 1,954 |
| Provision for loan and lease losses | $65,000 | 2,540 |
| Total noninterest income | $823,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $255,000 | 1,309 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $568,000 | 1,436 |
| Total noninterest expense | $2,753,000 | 1,761 |
| Salaries and employee benefits | $1,638,000 | 1,607 |
| Premises and equipment expense | $376,000 | 1,609 |
| Additional noninterest expense | $739,000 | 2,101 |
| Pre-tax net operating income | $729,000 | 2,200 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $197,000 | 1,728 |
| Income before extraordinary items | $532,000 | 2,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $532,000 | 2,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $532,000 | 2,473 |
| Net charge-offs | $65,000 | 2,229 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $532,000 | 2,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,207,000 | 1,861 |
| Total interest expense | $3,383,000 | 1,321 |
| Net interest income | $10,824,000 | 2,009 |
| Provision for loan and lease losses | $346,000 | 3,201 |
| Total noninterest income | $3,739,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,149,000 | 1,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,590,000 | 1,299 |
| Total noninterest expense | $12,334,000 | 1,575 |
| Salaries and employee benefits | $6,779,000 | 1,499 |
| Premises and equipment expense | $1,847,000 | 1,286 |
| Additional noninterest expense | $3,708,000 | 1,781 |
| Pre-tax net operating income | $1,883,000 | 2,922 |
| Securities gains (losses) | $222,000 | 1,606 |
| Applicable income taxes | $387,000 | 2,437 |
| Income before extraordinary items | $1,718,000 | 2,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,718,000 | 2,887 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,718,000 | 2,886 |
| Net charge-offs | $459,000 | 2,766 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,535,960 | 2,952 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,764,000 | 1,864 |
| Total interest expense | $2,588,000 | 1,350 |
| Net interest income | $8,176,000 | 2,029 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $2,649,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $854,000 | 1,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,795,000 | 1,372 |
| Total noninterest expense | $9,277,000 | 1,574 |
| Salaries and employee benefits | $5,039,000 | 1,508 |
| Premises and equipment expense | $1,408,000 | 1,270 |
| Additional noninterest expense | $2,830,000 | 1,757 |
| Pre-tax net operating income | $1,288,000 | 3,167 |
| Securities gains (losses) | $222,000 | 1,353 |
| Applicable income taxes | $254,000 | 2,624 |
| Income before extraordinary items | $1,256,000 | 2,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,256,000 | 2,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,256,000 | 2,973 |
| Net charge-offs | $439,000 | 2,345 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,071,740 | 3,153 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 1,865 |
| Total interest expense | $1,762,000 | 1,379 |
| Net interest income | $5,443,000 | 2,033 |
| Provision for loan and lease losses | $252,000 | 2,649 |
| Total noninterest income | $1,814,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $554,000 | 1,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,260,000 | 1,292 |
| Total noninterest expense | $6,171,000 | 1,574 |
| Salaries and employee benefits | $3,348,000 | 1,510 |
| Premises and equipment expense | $915,000 | 1,303 |
| Additional noninterest expense | $1,908,000 | 1,740 |
| Pre-tax net operating income | $834,000 | 3,197 |
| Securities gains (losses) | $222,000 | 1,033 |
| Applicable income taxes | $182,000 | 2,537 |
| Income before extraordinary items | $874,000 | 2,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $874,000 | 2,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $874,000 | 2,854 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $689,740 | 3,181 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 1,885 |
| Total interest expense | $892,000 | 1,417 |
| Net interest income | $2,713,000 | 2,038 |
| Provision for loan and lease losses | $131,000 | 2,556 |
| Total noninterest income | $807,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $260,000 | 1,353 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $547,000 | 1,418 |
| Total noninterest expense | $3,010,000 | 1,608 |
| Salaries and employee benefits | $1,659,000 | 1,529 |
| Premises and equipment expense | $477,000 | 1,256 |
| Additional noninterest expense | $874,000 | 1,889 |
| Pre-tax net operating income | $379,000 | 3,399 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $34,000 | 3,353 |
| Income before extraordinary items | $347,000 | 3,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $347,000 | 3,367 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $347,000 | 3,367 |
| Net charge-offs | $133,000 | 2,197 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $345,180 | 3,214 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,608,000 | 1,934 |
| Total interest expense | $3,769,000 | 1,607 |
| Net interest income | $10,839,000 | 2,015 |
| Provision for loan and lease losses | $502,000 | 3,451 |
| Total noninterest income | $3,210,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,072,000 | 1,385 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,138,000 | 1,300 |
| Total noninterest expense | $11,780,000 | 1,659 |
| Salaries and employee benefits | $6,409,000 | 1,539 |
| Premises and equipment expense | $1,822,000 | 1,367 |
| Additional noninterest expense | $3,549,000 | 1,896 |
| Pre-tax net operating income | $1,767,000 | 2,744 |
| Securities gains (losses) | $56,000 | 2,518 |
| Applicable income taxes | $321,000 | 2,471 |
| Income before extraordinary items | $1,502,000 | 2,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,502,000 | 2,775 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,502,000 | 2,775 |
| Net charge-offs | $491,000 | 3,193 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,456,080 | 2,732 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,998,000 | 1,949 |
| Total interest expense | $2,852,000 | 1,650 |
| Net interest income | $8,146,000 | 2,020 |
| Provision for loan and lease losses | $353,000 | 3,401 |
| Total noninterest income | $2,484,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $791,000 | 1,404 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,693,000 | 1,244 |
| Total noninterest expense | $8,936,000 | 1,636 |
| Salaries and employee benefits | $4,796,000 | 1,544 |
| Premises and equipment expense | $1,365,000 | 1,378 |
| Additional noninterest expense | $2,775,000 | 1,831 |
| Pre-tax net operating income | $1,341,000 | 2,788 |
| Securities gains (losses) | $56,000 | 2,264 |
| Applicable income taxes | $263,000 | 2,404 |
| Income before extraordinary items | $1,134,000 | 2,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,134,000 | 2,824 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,134,000 | 2,824 |
| Net charge-offs | $383,000 | 2,965 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,088,640 | 2,796 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 1,959 |
| Total interest expense | $1,894,000 | 1,712 |
| Net interest income | $5,444,000 | 2,022 |
| Provision for loan and lease losses | $332,000 | 2,830 |
| Total noninterest income | $1,640,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $521,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,119,000 | 1,248 |
| Total noninterest expense | $5,905,000 | 1,658 |
| Salaries and employee benefits | $3,186,000 | 1,569 |
| Premises and equipment expense | $933,000 | 1,353 |
| Additional noninterest expense | $1,786,000 | 1,910 |
| Pre-tax net operating income | $847,000 | 2,818 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $165,000 | 2,415 |
| Income before extraordinary items | $719,000 | 2,867 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $719,000 | 2,869 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $719,000 | 2,869 |
| Net charge-offs | $351,000 | 2,507 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $689,030 | 2,876 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 1,947 |
| Total interest expense | $986,000 | 1,708 |
| Net interest income | $2,721,000 | 2,008 |
| Provision for loan and lease losses | $127,000 | 3,051 |
| Total noninterest income | $813,000 | 1,403 |
| Gross Fiduciary activities income | $171,000 | 492 |
| Service charges on deposit accounts | $246,000 | 1,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $396,000 | 1,582 |
| Total noninterest expense | $3,025,000 | 1,639 |
| Salaries and employee benefits | $1,602,000 | 1,568 |
| Premises and equipment expense | $486,000 | 1,333 |
| Additional noninterest expense | $937,000 | 1,806 |
| Pre-tax net operating income | $382,000 | 3,063 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $83,000 | 2,382 |
| Income before extraordinary items | $312,000 | 3,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $312,000 | 3,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $312,000 | 3,155 |
| Net charge-offs | $89,000 | 2,851 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $301,730 | 3,170 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,120,000 | 1,879 |
| Total interest expense | $4,709,000 | 1,733 |
| Net interest income | $11,411,000 | 1,914 |
| Provision for loan and lease losses | $1,343,000 | 2,615 |
| Total noninterest income | $3,257,000 | 1,461 |
| Gross Fiduciary activities income | $591,000 | 519 |
| Service charges on deposit accounts | $1,062,000 | 1,432 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,604,000 | 1,628 |
| Total noninterest expense | $12,229,000 | 1,624 |
| Salaries and employee benefits | $6,415,000 | 1,535 |
| Premises and equipment expense | $1,753,000 | 1,462 |
| Additional noninterest expense | $4,061,000 | 1,772 |
| Pre-tax net operating income | $1,096,000 | 3,232 |
| Securities gains (losses) | $318,000 | 1,212 |
| Applicable income taxes | $234,000 | 2,588 |
| Income before extraordinary items | $1,180,000 | 2,952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,180,000 | 2,948 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,180,000 | 2,952 |
| Net charge-offs | $1,654,000 | 2,061 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $916,060 | 3,253 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,135,000 | 1,906 |
| Total interest expense | $3,615,000 | 1,767 |
| Net interest income | $8,520,000 | 1,955 |
| Provision for loan and lease losses | $1,245,000 | 2,232 |
| Total noninterest income | $2,413,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $782,000 | 1,507 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,631,000 | 1,268 |
| Total noninterest expense | $9,179,000 | 1,610 |
| Salaries and employee benefits | $4,806,000 | 1,535 |
| Premises and equipment expense | $1,317,000 | 1,473 |
| Additional noninterest expense | $3,056,000 | 1,740 |
| Pre-tax net operating income | $509,000 | 4,186 |
| Securities gains (losses) | $318,000 | 1,038 |
| Applicable income taxes | $96,000 | 3,154 |
| Income before extraordinary items | $731,000 | 3,444 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $731,000 | 3,442 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $731,000 | 3,444 |
| Net charge-offs | $1,376,000 | 1,851 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $451,160 | 4,135 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 1,897 |
| Total interest expense | $2,445,000 | 1,806 |
| Net interest income | $5,807,000 | 1,920 |
| Provision for loan and lease losses | $1,060,000 | 1,872 |
| Total noninterest income | $1,559,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $509,000 | 1,547 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,050,000 | 1,245 |
| Total noninterest expense | $6,063,000 | 1,630 |
| Salaries and employee benefits | $3,136,000 | 1,582 |
| Premises and equipment expense | $893,000 | 1,470 |
| Additional noninterest expense | $2,034,000 | 1,735 |
| Pre-tax net operating income | $243,000 | 4,682 |
| Securities gains (losses) | $318,000 | 681 |
| Applicable income taxes | $69,000 | 3,086 |
| Income before extraordinary items | $492,000 | 3,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $492,000 | 3,442 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $492,000 | 3,444 |
| Net charge-offs | $1,331,000 | 1,473 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $212,160 | 4,662 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 1,916 |
| Total interest expense | $1,245,000 | 1,854 |
| Net interest income | $2,941,000 | 1,934 |
| Provision for loan and lease losses | $562,000 | 1,713 |
| Total noninterest income | $749,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $257,000 | 1,518 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $492,000 | 1,315 |
| Total noninterest expense | $3,056,000 | 1,637 |
| Salaries and employee benefits | $1,547,000 | 1,624 |
| Premises and equipment expense | $481,000 | 1,419 |
| Additional noninterest expense | $1,028,000 | 1,705 |
| Pre-tax net operating income | $72,000 | 5,394 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $613,000 | 1,436 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,135,000 | 1,870 |
| Total interest expense | $6,303,000 | 1,849 |
| Net interest income | $11,832,000 | 1,876 |
| Provision for loan and lease losses | $2,677,000 | 2,104 |
| Total noninterest income | $3,647,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,095,000 | 1,544 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,552,000 | 1,157 |
| Total noninterest expense | $11,709,000 | 1,748 |
| Salaries and employee benefits | $6,193,000 | 1,609 |
| Premises and equipment expense | $1,699,000 | 1,577 |
| Additional noninterest expense | $3,817,000 | 1,925 |
| Pre-tax net operating income | $1,093,000 | 2,851 |
| Securities gains (losses) | $-296,000 | 7,491 |
| Applicable income taxes | $-31,000 | 6,370 |
| Income before extraordinary items | $828,000 | 3,090 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $828,000 | 3,089 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $828,000 | 3,089 |
| Net charge-offs | $2,086,000 | 1,979 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,124,000 | 2,530 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,733,000 | 1,888 |
| Total interest expense | $4,958,000 | 1,838 |
| Net interest income | $8,775,000 | 1,888 |
| Provision for loan and lease losses | $2,437,000 | 1,690 |
| Total noninterest income | $2,857,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $819,000 | 1,554 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,038,000 | 1,127 |
| Total noninterest expense | $8,744,000 | 1,734 |
| Salaries and employee benefits | $4,616,000 | 1,624 |
| Premises and equipment expense | $1,270,000 | 1,603 |
| Additional noninterest expense | $2,858,000 | 1,864 |
| Pre-tax net operating income | $451,000 | 4,030 |
| Securities gains (losses) | $-349,000 | 7,685 |
| Applicable income taxes | $-224,000 | 7,125 |
| Income before extraordinary items | $326,000 | 4,317 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $326,000 | 4,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $326,000 | 4,316 |
| Net charge-offs | $1,673,000 | 1,676 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $675,000 | 3,108 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,233,000 | 1,913 |
| Total interest expense | $3,402,000 | 1,880 |
| Net interest income | $5,831,000 | 1,886 |
| Provision for loan and lease losses | $2,237,000 | 1,313 |
| Total noninterest income | $2,029,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $532,000 | 1,567 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,497,000 | 1,090 |
| Total noninterest expense | $5,942,000 | 1,733 |
| Salaries and employee benefits | $3,088,000 | 1,657 |
| Premises and equipment expense | $856,000 | 1,627 |
| Additional noninterest expense | $1,998,000 | 1,812 |
| Pre-tax net operating income | $-319,000 | 6,451 |
| Securities gains (losses) | $-299,000 | 7,844 |
| Applicable income taxes | $-245,000 | 7,361 |
| Income before extraordinary items | $-373,000 | 6,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-373,000 | 6,625 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-373,000 | 6,625 |
| Net charge-offs | $1,403,000 | 1,389 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-181,640 | 6,324 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 1,917 |
| Total interest expense | $1,727,000 | 1,921 |
| Net interest income | $2,933,000 | 1,880 |
| Provision for loan and lease losses | $1,770,000 | 815 |
| Total noninterest income | $1,078,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $252,000 | 1,601 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $826,000 | 985 |
| Total noninterest expense | $3,169,000 | 1,593 |
| Salaries and employee benefits | $1,557,000 | 1,660 |
| Premises and equipment expense | $453,000 | 1,565 |
| Additional noninterest expense | $1,159,000 | 1,406 |
| Pre-tax net operating income | $-928,000 | 7,612 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-269,000 | 7,771 |
| Income before extraordinary items | $-659,000 | 7,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-659,000 | 7,560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-659,000 | 7,560 |
| Net charge-offs | $855,000 | 1,044 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-659,000 | 7,545 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,630,000 | 2,047 |
| Total interest expense | $7,393,000 | 2,103 |
| Net interest income | $11,237,000 | 1,977 |
| Provision for loan and lease losses | $468,000 | 3,916 |
| Total noninterest income | $2,934,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,129,000 | 1,583 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,805,000 | 1,400 |
| Total noninterest expense | $11,792,000 | 1,658 |
| Salaries and employee benefits | $7,243,000 | 1,412 |
| Premises and equipment expense | $1,732,000 | 1,595 |
| Additional noninterest expense | $2,817,000 | 2,122 |
| Pre-tax net operating income | $1,911,000 | 2,542 |
| Securities gains (losses) | $-23,000 | 7,099 |
| Applicable income taxes | $610,000 | 1,650 |
| Income before extraordinary items | $1,278,000 | 2,796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,278,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,371 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,293,640 | 2,920 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,836,000 | 2,113 |
| Total interest expense | $5,697,000 | 2,135 |
| Net interest income | $8,139,000 | 2,056 |
| Provision for loan and lease losses | $378,000 | 3,165 |
| Total noninterest income | $2,237,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $851,000 | 1,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,386,000 | 1,435 |
| Total noninterest expense | $9,155,000 | 1,595 |
| Salaries and employee benefits | $5,757,000 | 1,344 |
| Premises and equipment expense | $1,296,000 | 1,615 |
| Additional noninterest expense | $2,102,000 | 2,064 |
| Pre-tax net operating income | $843,000 | 4,003 |
| Securities gains (losses) | $43,000 | 1,518 |
| Applicable income taxes | $300,000 | 2,454 |
| Income before extraordinary items | $586,000 | 4,170 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $586,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $557,620 | 4,388 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 2,182 |
| Total interest expense | $3,923,000 | 2,152 |
| Net interest income | $5,110,000 | 2,176 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $1,523,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $543,000 | 1,628 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $980,000 | 1,419 |
| Total noninterest expense | $4,976,000 | 1,928 |
| Salaries and employee benefits | $2,825,000 | 1,853 |
| Premises and equipment expense | $887,000 | 1,575 |
| Additional noninterest expense | $1,264,000 | 2,243 |
| Pre-tax net operating income | $1,482,000 | 2,220 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $260,000 | 2,372 |
| Income before extraordinary items | $1,253,000 | 2,111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,253,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,227,270 | 2,104 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 2,285 |
| Total interest expense | $2,026,000 | 2,218 |
| Net interest income | $2,380,000 | 2,313 |
| Provision for loan and lease losses | $73,000 | 3,268 |
| Total noninterest income | $778,000 | 1,598 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $262,000 | 1,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $516,000 | 1,389 |
| Total noninterest expense | $2,473,000 | 1,933 |
| Salaries and employee benefits | $1,423,000 | 1,848 |
| Premises and equipment expense | $448,000 | 1,558 |
| Additional noninterest expense | $602,000 | 2,303 |
| Pre-tax net operating income | $612,000 | 2,664 |
| Securities gains (losses) | $47,000 | 1,120 |
| Applicable income taxes | $174,000 | 2,141 |
| Income before extraordinary items | $485,000 | 2,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $485,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $450,220 | 2,844 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,193,000 | 2,511 |
| Total interest expense | $7,524,000 | 2,453 |
| Net interest income | $8,669,000 | 2,539 |
| Provision for loan and lease losses | $82,000 | 5,171 |
| Total noninterest income | $2,560,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $858,000 | 2,012 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,702,000 | 1,526 |
| Total noninterest expense | $9,769,000 | 1,894 |
| Salaries and employee benefits | $5,762,000 | 1,753 |
| Premises and equipment expense | $1,477,000 | 1,784 |
| Additional noninterest expense | $2,530,000 | 2,159 |
| Pre-tax net operating income | $1,378,000 | 4,053 |
| Securities gains (losses) | $-40,000 | 7,961 |
| Applicable income taxes | $221,000 | 3,747 |
| Income before extraordinary items | $1,117,000 | 4,069 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,117,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,150,200 | 4,019 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,997,000 | 2,540 |
| Total interest expense | $5,535,000 | 2,496 |
| Net interest income | $6,462,000 | 2,569 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,867,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $596,000 | 2,122 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,271,000 | 1,535 |
| Total noninterest expense | $7,344,000 | 1,864 |
| Salaries and employee benefits | $4,358,000 | 1,733 |
| Premises and equipment expense | $1,097,000 | 1,790 |
| Additional noninterest expense | $1,889,000 | 2,112 |
| Pre-tax net operating income | $925,000 | 4,534 |
| Securities gains (losses) | $-40,000 | 8,124 |
| Applicable income taxes | $119,000 | 4,276 |
| Income before extraordinary items | $766,000 | 4,443 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $766,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $800,800 | 4,337 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,587 |
| Total interest expense | $3,572,000 | 2,575 |
| Net interest income | $4,295,000 | 2,604 |
| Provision for loan and lease losses | $37,000 | 4,716 |
| Total noninterest income | $1,230,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $389,000 | 2,176 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $841,000 | 1,564 |
| Total noninterest expense | $4,870,000 | 1,894 |
| Salaries and employee benefits | $2,920,000 | 1,757 |
| Premises and equipment expense | $727,000 | 1,808 |
| Additional noninterest expense | $1,223,000 | 2,177 |
| Pre-tax net operating income | $618,000 | 4,577 |
| Securities gains (losses) | $-38,000 | 8,257 |
| Applicable income taxes | $74,000 | 4,429 |
| Income before extraordinary items | $506,000 | 4,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $506,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $539,060 | 4,388 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 2,614 |
| Total interest expense | $1,743,000 | 2,622 |
| Net interest income | $2,145,000 | 2,598 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $562,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $375,000 | 1,667 |
| Total noninterest expense | $2,441,000 | 1,892 |
| Salaries and employee benefits | $1,454,000 | 1,782 |
| Premises and equipment expense | $369,000 | 1,806 |
| Additional noninterest expense | $618,000 | 2,125 |
| Pre-tax net operating income | $251,000 | 5,040 |
| Securities gains (losses) | $-38,000 | 8,465 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $186,000 | 5,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,060 | 4,824 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,779,000 | 2,587 |
| Total interest expense | $6,107,000 | 2,550 |
| Net interest income | $8,672,000 | 2,602 |
| Provision for loan and lease losses | $37,000 | 5,861 |
| Total noninterest income | $2,334,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $768,000 | 2,194 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,566,000 | 1,614 |
| Total noninterest expense | $9,350,000 | 1,903 |
| Salaries and employee benefits | $5,691,000 | 1,713 |
| Premises and equipment expense | $1,227,000 | 2,040 |
| Additional noninterest expense | $2,432,000 | 2,157 |
| Pre-tax net operating income | $1,619,000 | 4,134 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $326,000 | 3,693 |
| Income before extraordinary items | $1,296,000 | 4,112 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,296,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,293,600 | 4,083 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,962,000 | 2,600 |
| Total interest expense | $4,414,000 | 2,564 |
| Net interest income | $6,548,000 | 2,608 |
| Provision for loan and lease losses | $22,000 | 5,933 |
| Total noninterest income | $1,756,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $567,000 | 2,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,189,000 | 1,602 |
| Total noninterest expense | $7,067,000 | 1,881 |
| Salaries and employee benefits | $4,277,000 | 1,720 |
| Premises and equipment expense | $934,000 | 2,023 |
| Additional noninterest expense | $1,856,000 | 2,105 |
| Pre-tax net operating income | $1,215,000 | 4,269 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $253,000 | 3,818 |
| Income before extraordinary items | $965,000 | 4,258 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $965,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $962,630 | 4,248 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,612 |
| Total interest expense | $2,815,000 | 2,572 |
| Net interest income | $4,353,000 | 2,618 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $1,190,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $368,000 | 2,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $822,000 | 1,560 |
| Total noninterest expense | $4,744,000 | 1,870 |
| Salaries and employee benefits | $2,904,000 | 1,695 |
| Premises and equipment expense | $640,000 | 1,973 |
| Additional noninterest expense | $1,200,000 | 2,173 |
| Pre-tax net operating income | $784,000 | 4,371 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $193,000 | 3,658 |
| Income before extraordinary items | $591,000 | 4,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $591,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $591,000 | 4,472 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 2,607 |
| Total interest expense | $1,353,000 | 2,542 |
| Net interest income | $2,159,000 | 2,624 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $609,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $435,000 | 1,484 |
| Total noninterest expense | $2,352,000 | 1,897 |
| Salaries and employee benefits | $1,441,000 | 1,713 |
| Premises and equipment expense | $349,000 | 1,811 |
| Additional noninterest expense | $562,000 | 2,281 |
| Pre-tax net operating income | $408,000 | 4,232 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $316,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $316,000 | 4,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 2,526 |
| Total interest expense | $4,398,000 | 2,455 |
| Net interest income | $8,667,000 | 2,515 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $2,225,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $777,000 | 2,158 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,448,000 | 1,708 |
| Total noninterest expense | $9,107,000 | 1,860 |
| Salaries and employee benefits | $5,546,000 | 1,690 |
| Premises and equipment expense | $1,304,000 | 1,849 |
| Additional noninterest expense | $2,257,000 | 2,216 |
| Pre-tax net operating income | $1,755,000 | 4,012 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $456,000 | 3,513 |
| Income before extraordinary items | $1,321,000 | 4,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,321,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,304,720 | 4,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,668,000 | 2,494 |
| Total interest expense | $3,201,000 | 2,416 |
| Net interest income | $6,467,000 | 2,509 |
| Provision for loan and lease losses | $23,000 | 6,069 |
| Total noninterest income | $1,681,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $593,000 | 2,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,088,000 | 1,712 |
| Total noninterest expense | $6,752,000 | 1,854 |
| Salaries and employee benefits | $4,086,000 | 1,688 |
| Premises and equipment expense | $956,000 | 1,883 |
| Additional noninterest expense | $1,710,000 | 2,168 |
| Pre-tax net operating income | $1,373,000 | 3,983 |
| Securities gains (losses) | $22,000 | 1,196 |
| Applicable income taxes | $366,000 | 3,465 |
| Income before extraordinary items | $1,029,000 | 4,077 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,029,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,012,720 | 4,084 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 2,475 |
| Total interest expense | $2,034,000 | 2,398 |
| Net interest income | $4,313,000 | 2,482 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $1,091,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $404,000 | 2,057 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $687,000 | 1,767 |
| Total noninterest expense | $4,487,000 | 1,846 |
| Salaries and employee benefits | $2,713,000 | 1,693 |
| Premises and equipment expense | $652,000 | 1,841 |
| Additional noninterest expense | $1,122,000 | 2,188 |
| Pre-tax net operating income | $902,000 | 3,985 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $256,000 | 3,372 |
| Income before extraordinary items | $668,000 | 4,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $668,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $652,160 | 4,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,437 |
| Total interest expense | $986,000 | 2,369 |
| Net interest income | $2,183,000 | 2,444 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $543,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $202,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $341,000 | 1,730 |
| Total noninterest expense | $2,208,000 | 1,879 |
| Salaries and employee benefits | $1,331,000 | 1,732 |
| Premises and equipment expense | $345,000 | 1,739 |
| Additional noninterest expense | $532,000 | 2,291 |
| Pre-tax net operating income | $510,000 | 3,618 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $161,000 | 2,984 |
| Income before extraordinary items | $371,000 | 3,814 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $371,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $355,600 | 3,873 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,522,000 | 2,294 |
| Total interest expense | $3,829,000 | 2,128 |
| Net interest income | $8,693,000 | 2,354 |
| Provision for loan and lease losses | $-18,000 | 8,693 |
| Total noninterest income | $2,351,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $948,000 | 1,846 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,403,000 | 1,718 |
| Total noninterest expense | $8,868,000 | 1,823 |
| Salaries and employee benefits | $5,308,000 | 1,660 |
| Premises and equipment expense | $1,224,000 | 1,876 |
| Additional noninterest expense | $2,336,000 | 2,089 |
| Pre-tax net operating income | $2,194,000 | 3,300 |
| Securities gains (losses) | $164,000 | 940 |
| Applicable income taxes | $677,000 | 2,822 |
| Income before extraordinary items | $1,681,000 | 3,348 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,681,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,564,560 | 3,461 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 2,274 |
| Total interest expense | $2,836,000 | 2,114 |
| Net interest income | $6,499,000 | 2,319 |
| Provision for loan and lease losses | $-25,000 | 8,803 |
| Total noninterest income | $1,769,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $713,000 | 1,856 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,056,000 | 1,710 |
| Total noninterest expense | $6,612,000 | 1,824 |
| Salaries and employee benefits | $3,933,000 | 1,678 |
| Premises and equipment expense | $904,000 | 1,901 |
| Additional noninterest expense | $1,775,000 | 2,035 |
| Pre-tax net operating income | $1,681,000 | 3,322 |
| Securities gains (losses) | $164,000 | 878 |
| Applicable income taxes | $530,000 | 2,805 |
| Income before extraordinary items | $1,315,000 | 3,321 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,315,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,198,560 | 3,470 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 2,262 |
| Total interest expense | $1,883,000 | 2,099 |
| Net interest income | $4,316,000 | 2,313 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $1,172,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $473,000 | 1,843 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $699,000 | 1,717 |
| Total noninterest expense | $4,388,000 | 1,819 |
| Salaries and employee benefits | $2,642,000 | 1,667 |
| Premises and equipment expense | $640,000 | 1,802 |
| Additional noninterest expense | $1,106,000 | 2,186 |
| Pre-tax net operating income | $1,070,000 | 3,377 |
| Securities gains (losses) | $164,000 | 737 |
| Applicable income taxes | $352,000 | 2,790 |
| Income before extraordinary items | $882,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $882,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $765,560 | 3,541 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 2,226 |
| Total interest expense | $968,000 | 2,063 |
| Net interest income | $2,177,000 | 2,291 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $579,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 1,794 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $341,000 | 1,717 |
| Total noninterest expense | $2,176,000 | 1,844 |
| Salaries and employee benefits | $1,319,000 | 1,677 |
| Premises and equipment expense | $301,000 | 1,926 |
| Additional noninterest expense | $556,000 | 2,134 |
| Pre-tax net operating income | $565,000 | 3,234 |
| Securities gains (losses) | $131,000 | 677 |
| Applicable income taxes | $207,000 | 2,523 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $397,300 | 3,422 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,197,000 | 2,352 |
| Total interest expense | $4,037,000 | 2,201 |
| Net interest income | $8,160,000 | 2,387 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $2,391,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $853,000 | 2,009 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,538,000 | 1,786 |
| Total noninterest expense | $8,405,000 | 1,885 |
| Salaries and employee benefits | $5,150,000 | 1,675 |
| Premises and equipment expense | $1,107,000 | 2,056 |
| Additional noninterest expense | $2,148,000 | 2,245 |
| Pre-tax net operating income | $2,086,000 | 3,300 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $637,000 | 2,952 |
| Income before extraordinary items | $1,472,000 | 3,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,472,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,187 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,455,900 | 3,480 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,034,000 | 2,409 |
| Total interest expense | $3,046,000 | 2,261 |
| Net interest income | $5,988,000 | 2,452 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,838,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $614,000 | 2,092 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,224,000 | 1,777 |
| Total noninterest expense | $6,251,000 | 1,899 |
| Salaries and employee benefits | $3,830,000 | 1,694 |
| Premises and equipment expense | $824,000 | 2,090 |
| Additional noninterest expense | $1,597,000 | 2,248 |
| Pre-tax net operating income | $1,530,000 | 3,481 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $488,000 | 3,076 |
| Income before extraordinary items | $1,061,000 | 3,841 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,061,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,048,080 | 3,711 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 2,398 |
| Total interest expense | $2,076,000 | 2,282 |
| Net interest income | $4,035,000 | 2,406 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,213,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $392,000 | 2,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $821,000 | 1,746 |
| Total noninterest expense | $4,178,000 | 1,895 |
| Salaries and employee benefits | $2,597,000 | 1,648 |
| Premises and equipment expense | $574,000 | 1,991 |
| Additional noninterest expense | $1,007,000 | 2,356 |
| Pre-tax net operating income | $1,040,000 | 3,427 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $323,000 | 3,102 |
| Income before extraordinary items | $724,000 | 3,773 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $724,000 | 3,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $719,170 | 3,593 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 2,359 |
| Total interest expense | $1,066,000 | 2,281 |
| Net interest income | $2,052,000 | 2,365 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $574,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $388,000 | 1,777 |
| Total noninterest expense | $2,114,000 | 1,855 |
| Salaries and employee benefits | $1,289,000 | 1,652 |
| Premises and equipment expense | $307,000 | 1,859 |
| Additional noninterest expense | $518,000 | 2,263 |
| Pre-tax net operating income | $497,000 | 3,508 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $348,000 | 3,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $343,860 | 3,676 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,740,000 | 2,236 |
| Total interest expense | $5,372,000 | 2,092 |
| Net interest income | $8,368,000 | 2,317 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $1,954,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $738,000 | 2,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,216,000 | 1,923 |
| Total noninterest expense | $7,630,000 | 1,971 |
| Salaries and employee benefits | $4,527,000 | 1,768 |
| Premises and equipment expense | $1,058,000 | 2,070 |
| Additional noninterest expense | $2,045,000 | 2,262 |
| Pre-tax net operating income | $2,587,000 | 2,815 |
| Securities gains (losses) | $-815,000 | 9,298 |
| Applicable income taxes | $592,000 | 3,142 |
| Income before extraordinary items | $1,180,000 | 4,127 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,180,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,726,050 | 3,031 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,229,000 | 2,236 |
| Total interest expense | $7,489,000 | 2,142 |
| Net interest income | $7,740,000 | 2,311 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,352,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $479,000 | 2,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $873,000 | 2,254 |
| Total noninterest expense | $7,033,000 | 2,040 |
| Salaries and employee benefits | $4,272,000 | 1,759 |
| Premises and equipment expense | $988,000 | 2,160 |
| Additional noninterest expense | $1,773,000 | 2,505 |
| Pre-tax net operating income | $1,939,000 | 3,247 |
| Securities gains (losses) | $-27,000 | 9,399 |
| Applicable income taxes | $583,000 | 3,019 |
| Income before extraordinary items | $1,329,000 | 3,534 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,329,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,347,900 | 3,401 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,921,000 | 2,345 |
| Total interest expense | $7,718,000 | 2,201 |
| Net interest income | $7,203,000 | 2,463 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,006,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $339,000 | 3,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $667,000 | 2,457 |
| Total noninterest expense | $6,571,000 | 2,099 |
| Salaries and employee benefits | $3,819,000 | 1,884 |
| Premises and equipment expense | $914,000 | 2,256 |
| Additional noninterest expense | $1,838,000 | 2,338 |
| Pre-tax net operating income | $1,518,000 | 4,043 |
| Securities gains (losses) | $315,000 | 335 |
| Applicable income taxes | $582,000 | 3,176 |
| Income before extraordinary items | $1,251,000 | 3,751 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,251,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,036,800 | 4,282 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,522,000 | 2,417 |
| Total interest expense | $6,548,000 | 2,251 |
| Net interest income | $6,974,000 | 2,522 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $873,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $348,000 | 3,584 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $525,000 | 2,867 |
| Total noninterest expense | $6,147,000 | 2,229 |
| Salaries and employee benefits | $3,434,000 | 2,042 |
| Premises and equipment expense | $947,000 | 2,161 |
| Additional noninterest expense | $1,766,000 | 2,457 |
| Pre-tax net operating income | $1,625,000 | 3,883 |
| Securities gains (losses) | $77,000 | 834 |
| Applicable income taxes | $515,000 | 3,573 |
| Income before extraordinary items | $1,187,000 | 3,910 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,187,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,133,100 | 4,004 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,037,000 | 2,505 |
| Total interest expense | $6,411,000 | 2,339 |
| Net interest income | $6,626,000 | 2,573 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $838,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $312,000 | 3,826 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $526,000 | 2,889 |
| Total noninterest expense | $5,055,000 | 2,581 |
| Salaries and employee benefits | $2,822,000 | 2,395 |
| Premises and equipment expense | $819,000 | 2,394 |
| Additional noninterest expense | $1,414,000 | 2,925 |
| Pre-tax net operating income | $2,349,000 | 2,940 |
| Securities gains (losses) | $325,000 | 708 |
| Applicable income taxes | $898,000 | 2,498 |
| Income before extraordinary items | $1,776,000 | 2,816 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,776,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,561,500 | 3,067 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,570,000 | 2,608 |
| Total interest expense | $5,968,000 | 2,501 |
| Net interest income | $6,602,000 | 2,635 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $681,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $321,000 | 3,873 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $360,000 | 3,520 |
| Total noninterest expense | $5,750,000 | 2,245 |
| Salaries and employee benefits | $2,599,000 | 2,546 |
| Premises and equipment expense | $805,000 | 2,408 |
| Additional noninterest expense | $2,346,000 | 1,813 |
| Pre-tax net operating income | $1,473,000 | 4,558 |
| Securities gains (losses) | $726,000 | 339 |
| Applicable income taxes | $543,000 | 3,972 |
| Income before extraordinary items | $1,656,000 | 3,065 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,656,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,111,500 | 4,258 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,814,000 | 2,792 |
| Total interest expense | $5,636,000 | 2,693 |
| Net interest income | $6,178,000 | 2,876 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $582,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $4,583,000 | 2,967 |
| Salaries and employee benefits | $2,345,000 | 2,853 |
| Premises and equipment expense | $808,000 | 2,431 |
| Additional noninterest expense | $1,430,000 | 3,247 |
| Pre-tax net operating income | $2,117,000 | 3,258 |
| Securities gains (losses) | $230,000 | 646 |
| Applicable income taxes | $807,000 | 2,815 |
| Income before extraordinary items | $1,540,000 | 3,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,540,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,215 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,388,200 | 3,387 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 2,964 |
| Total interest expense | $5,177,000 | 2,946 |
| Net interest income | $6,045,000 | 2,947 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $529,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $299,000 | 4,305 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $4,476,000 | 3,001 |
| Salaries and employee benefits | $2,377,000 | 2,811 |
| Premises and equipment expense | $688,000 | 2,858 |
| Additional noninterest expense | $1,411,000 | 3,241 |
| Pre-tax net operating income | $2,015,000 | 3,475 |
| Securities gains (losses) | $122,000 | 870 |
| Applicable income taxes | $788,000 | 2,907 |
| Income before extraordinary items | $1,349,000 | 3,555 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,349,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,778 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,270,920 | 3,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 3,050 |
| Total interest expense | $4,329,000 | 2,831 |
| Net interest income | $5,601,000 | 3,201 |
| Provision for loan and lease losses | $158,000 | 3,509 |
| Total noninterest income | $589,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $322,000 | 4,111 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $4,461,000 | 3,077 |
| Salaries and employee benefits | $2,409,000 | 2,753 |
| Premises and equipment expense | $585,000 | 3,345 |
| Additional noninterest expense | $1,467,000 | 3,378 |
| Pre-tax net operating income | $1,571,000 | 4,243 |
| Securities gains (losses) | $142,000 | 623 |
| Applicable income taxes | $574,000 | 3,642 |
| Income before extraordinary items | $1,139,000 | 4,050 |
| Extraordinary gains, net | $-510,000 | 12,579 |
| Net income | $629,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,045,280 | 4,427 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,462,000 | 2,967 |
| Total interest expense | $4,721,000 | 2,730 |
| Net interest income | $5,741,000 | 3,154 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $533,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $210,000 | 5,508 |
| Total noninterest expense | $4,521,000 | 3,104 |
| Salaries and employee benefits | $2,271,000 | 2,909 |
| Premises and equipment expense | $511,000 | 3,790 |
| Additional noninterest expense | $1,739,000 | 3,067 |
| Pre-tax net operating income | $1,428,000 | 4,514 |
| Securities gains (losses) | $181,000 | 1,803 |
| Applicable income taxes | $512,000 | 4,100 |
| Income before extraordinary items | $1,097,000 | 4,337 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $1,113,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 2,198 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $973,920 | 4,546 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 3,006 |
| Total interest expense | $6,086,000 | 2,739 |
| Net interest income | $5,608,000 | 3,268 |
| Provision for loan and lease losses | $439,000 | 3,281 |
| Total noninterest income | $614,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $339,000 | 4,034 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $275,000 | 4,680 |
| Total noninterest expense | $4,456,000 | 3,189 |
| Salaries and employee benefits | $2,252,000 | 2,879 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,675,000 | 3,264 |
| Pre-tax net operating income | $1,327,000 | 4,535 |
| Securities gains (losses) | $159,000 | 2,342 |
| Applicable income taxes | $487,000 | 4,080 |
| Income before extraordinary items | $999,000 | 4,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $999,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 3,208 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $892,470 | 4,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.