Home > Franklin National Bank of Virginia > Income and Expense
Franklin National Bank of Virginia, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 10,062 |
| Total interest expense | $603,000 | 10,649 |
| Net interest income | $1,164,000 | 9,440 |
| Provision for loan and lease losses | $51,000 | 6,147 |
| Total noninterest income | $139,000 | 9,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,092,000 | 8,606 |
| Salaries and employee benefits | $438,000 | 9,631 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $440,000 | 7,808 |
| Pre-tax net operating income | $160,000 | 10,723 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $89,000 | 11,026 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $89,000 | 11,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $884,000 | 314 |
| Net operating income | $89,000 | 11,004 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 8,887 |
| Total interest expense | $973,000 | 8,812 |
| Net interest income | $1,544,000 | 8,752 |
| Provision for loan and lease losses | $430,000 | 1,721 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,772,000 | 6,765 |
| Salaries and employee benefits | $706,000 | 7,832 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $687,000 | 6,416 |
| Pre-tax net operating income | $-460,000 | 12,372 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-460,000 | 12,344 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-460,000 | 12,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,636 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-460,000 | 12,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 10,162 |
| Total interest expense | $771,000 | 10,194 |
| Net interest income | $1,236,000 | 9,945 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $128,000 | 10,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $1,502,000 | 7,827 |
| Salaries and employee benefits | $675,000 | 8,174 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $575,000 | 7,558 |
| Pre-tax net operating income | $-478,000 | 12,844 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-460,000 | 12,882 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-460,000 | 12,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $377,000 | 656 |
| Net operating income | $-478,000 | 12,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 11,146 |
| Total interest expense | $860,000 | 11,051 |
| Net interest income | $1,015,000 | 11,049 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $1,488,000 | 7,956 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $316,000 | 5,755 |
| Additional noninterest expense | $627,000 | 7,283 |
| Pre-tax net operating income | $-547,000 | 13,317 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-531,000 | 13,393 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-531,000 | 13,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-547,000 | 13,293 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.