Home > Franklin National Bank of Minneapolis > Income and Expense
Franklin National Bank of Minneapolis, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 3,298 |
| Total interest expense | $82,000 | 5,488 |
| Net interest income | $1,678,000 | 3,027 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $125,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $128,000 | 2,308 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,763 |
| Total noninterest expense | $1,776,000 | 2,637 |
| Salaries and employee benefits | $1,164,000 | 2,218 |
| Premises and equipment expense | $211,000 | 2,660 |
| Additional noninterest expense | $401,000 | 3,499 |
| Pre-tax net operating income | $27,000 | 6,077 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $27,000 | 6,126 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $27,000 | 6,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $27,000 | 6,127 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $923,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $27,000 | 6,045 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 3,125 |
| Total interest expense | $411,000 | 5,497 |
| Net interest income | $7,539,000 | 2,796 |
| Provision for loan and lease losses | $43,000 | 5,280 |
| Total noninterest income | $920,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $566,000 | 2,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $354,000 | 3,812 |
| Total noninterest expense | $6,705,000 | 2,771 |
| Salaries and employee benefits | $4,255,000 | 2,319 |
| Premises and equipment expense | $709,000 | 2,991 |
| Additional noninterest expense | $1,741,000 | 3,427 |
| Pre-tax net operating income | $1,711,000 | 3,102 |
| Securities gains (losses) | $715,000 | 717 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $2,421,000 | 2,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,421,000 | 2,237 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,421,000 | 2,240 |
| Net charge-offs | $-164,000 | 6,979 |
| Cash dividends | $2,227,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,706,000 | 2,768 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 3,352 |
| Total interest expense | $317,000 | 5,571 |
| Net interest income | $5,286,000 | 3,008 |
| Provision for loan and lease losses | $43,000 | 5,074 |
| Total noninterest income | $335,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $416,000 | 2,316 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-81,000 | 6,888 |
| Total noninterest expense | $4,865,000 | 2,860 |
| Salaries and employee benefits | $3,116,000 | 2,366 |
| Premises and equipment expense | $535,000 | 3,008 |
| Additional noninterest expense | $1,214,000 | 3,626 |
| Pre-tax net operating income | $713,000 | 4,194 |
| Securities gains (losses) | $693,000 | 581 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $1,401,000 | 2,760 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,401,000 | 2,761 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,401,000 | 2,760 |
| Net charge-offs | $-93,000 | 7,030 |
| Cash dividends | $1,497,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $708,000 | 3,912 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 3,345 |
| Total interest expense | $218,000 | 5,603 |
| Net interest income | $3,567,000 | 3,001 |
| Provision for loan and lease losses | $43,000 | 4,698 |
| Total noninterest income | $173,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $270,000 | 2,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-97,000 | 7,001 |
| Total noninterest expense | $3,296,000 | 2,821 |
| Salaries and employee benefits | $2,075,000 | 2,381 |
| Premises and equipment expense | $411,000 | 2,721 |
| Additional noninterest expense | $810,000 | 3,635 |
| Pre-tax net operating income | $401,000 | 4,442 |
| Securities gains (losses) | $436,000 | 639 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $832,000 | 2,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $832,000 | 2,955 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $832,000 | 2,955 |
| Net charge-offs | $11,000 | 4,911 |
| Cash dividends | $1,497,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $400,360 | 4,176 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 3,314 |
| Total interest expense | $111,000 | 5,690 |
| Net interest income | $1,822,000 | 2,942 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $265,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $147,000 | 2,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $1,672,000 | 2,789 |
| Salaries and employee benefits | $1,033,000 | 2,401 |
| Premises and equipment expense | $222,000 | 2,563 |
| Additional noninterest expense | $417,000 | 3,539 |
| Pre-tax net operating income | $391,000 | 3,343 |
| Securities gains (losses) | $90,000 | 966 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $476,000 | 2,705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $476,000 | 2,707 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $476,000 | 2,708 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $1,093,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $386,900 | 2,986 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,367,000 | 3,551 |
| Total interest expense | $499,000 | 5,854 |
| Net interest income | $6,868,000 | 3,119 |
| Provision for loan and lease losses | $-68,000 | 7,246 |
| Total noninterest income | $912,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $866,000 | 1,672 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $46,000 | 5,980 |
| Total noninterest expense | $6,717,000 | 2,756 |
| Salaries and employee benefits | $3,722,000 | 2,579 |
| Premises and equipment expense | $895,000 | 2,654 |
| Additional noninterest expense | $2,100,000 | 3,005 |
| Pre-tax net operating income | $1,131,000 | 3,490 |
| Securities gains (losses) | $395,000 | 939 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $1,521,000 | 2,748 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,521,000 | 2,750 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,521,000 | 2,750 |
| Net charge-offs | $123,000 | 4,792 |
| Cash dividends | $322,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,126,000 | 3,219 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 3,622 |
| Total interest expense | $382,000 | 5,926 |
| Net interest income | $5,062,000 | 3,182 |
| Provision for loan and lease losses | $-128,000 | 7,354 |
| Total noninterest income | $423,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $656,000 | 1,667 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-233,000 | 7,145 |
| Total noninterest expense | $5,054,000 | 2,751 |
| Salaries and employee benefits | $2,778,000 | 2,590 |
| Premises and equipment expense | $650,000 | 2,756 |
| Additional noninterest expense | $1,626,000 | 2,926 |
| Pre-tax net operating income | $559,000 | 4,327 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $554,000 | 4,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 4,150 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $554,000 | 4,150 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $322,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $554,000 | 4,033 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,700 |
| Total interest expense | $257,000 | 6,038 |
| Net interest income | $3,322,000 | 3,235 |
| Provision for loan and lease losses | $-103,000 | 7,430 |
| Total noninterest income | $178,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $449,000 | 1,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-271,000 | 7,309 |
| Total noninterest expense | $3,411,000 | 2,745 |
| Salaries and employee benefits | $1,821,000 | 2,656 |
| Premises and equipment expense | $447,000 | 2,680 |
| Additional noninterest expense | $1,143,000 | 2,844 |
| Pre-tax net operating income | $192,000 | 5,157 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $187,000 | 5,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 5,117 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $187,000 | 5,118 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $122,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $187,000 | 5,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,733 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $1,652,000 | 3,231 |
| Provision for loan and lease losses | $107,000 | 3,266 |
| Total noninterest income | $6,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $214,000 | 1,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-208,000 | 7,437 |
| Total noninterest expense | $1,677,000 | 2,801 |
| Salaries and employee benefits | $892,000 | 2,723 |
| Premises and equipment expense | $225,000 | 2,710 |
| Additional noninterest expense | $560,000 | 2,897 |
| Pre-tax net operating income | $-126,000 | 6,722 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $-131,000 | 6,785 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-131,000 | 6,784 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-131,000 | 6,785 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $122,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-131,000 | 6,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 3,753 |
| Total interest expense | $706,000 | 5,958 |
| Net interest income | $6,726,000 | 3,183 |
| Provision for loan and lease losses | $1,064,000 | 2,956 |
| Total noninterest income | $1,263,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $846,000 | 1,735 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $6,417,000 | 2,936 |
| Salaries and employee benefits | $3,269,000 | 2,891 |
| Premises and equipment expense | $959,000 | 2,571 |
| Additional noninterest expense | $2,189,000 | 2,994 |
| Pre-tax net operating income | $508,000 | 4,352 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $500,000 | 4,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $500,000 | 4,324 |
| Net charge-offs | $885,000 | 2,861 |
| Cash dividends | $320,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $500,000 | 4,185 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 3,855 |
| Total interest expense | $550,000 | 6,027 |
| Net interest income | $4,962,000 | 3,265 |
| Provision for loan and lease losses | $1,054,000 | 2,431 |
| Total noninterest income | $1,186,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $635,000 | 1,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $551,000 | 2,598 |
| Total noninterest expense | $4,643,000 | 3,033 |
| Salaries and employee benefits | $2,487,000 | 2,858 |
| Premises and equipment expense | $729,000 | 2,579 |
| Additional noninterest expense | $1,427,000 | 3,367 |
| Pre-tax net operating income | $451,000 | 4,356 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $8,000 | 4,311 |
| Income before extraordinary items | $443,000 | 4,328 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $443,000 | 4,329 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $443,000 | 4,329 |
| Net charge-offs | $595,000 | 2,842 |
| Cash dividends | $320,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $443,000 | 4,160 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 3,900 |
| Total interest expense | $374,000 | 6,082 |
| Net interest income | $3,283,000 | 3,285 |
| Provision for loan and lease losses | $356,000 | 3,368 |
| Total noninterest income | $516,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $410,000 | 1,845 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $3,137,000 | 3,003 |
| Salaries and employee benefits | $1,646,000 | 2,899 |
| Premises and equipment expense | $507,000 | 2,517 |
| Additional noninterest expense | $984,000 | 3,246 |
| Pre-tax net operating income | $306,000 | 4,377 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $298,000 | 4,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 4,319 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $298,000 | 4,319 |
| Net charge-offs | $271,000 | 3,179 |
| Cash dividends | $255,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,000 | 4,178 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,962 |
| Total interest expense | $191,000 | 6,165 |
| Net interest income | $1,634,000 | 3,314 |
| Provision for loan and lease losses | $99,000 | 4,016 |
| Total noninterest income | $246,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $1,501,000 | 3,147 |
| Salaries and employee benefits | $801,000 | 3,018 |
| Premises and equipment expense | $261,000 | 2,501 |
| Additional noninterest expense | $439,000 | 3,550 |
| Pre-tax net operating income | $280,000 | 3,482 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $280,000 | 3,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $280,000 | 3,265 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $280,000 | 3,268 |
| Net charge-offs | $182,000 | 2,535 |
| Cash dividends | $173,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $280,000 | 3,158 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 4,236 |
| Total interest expense | $846,000 | 6,367 |
| Net interest income | $5,996,000 | 3,474 |
| Provision for loan and lease losses | $577,000 | 4,324 |
| Total noninterest income | $1,309,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $669,000 | 2,331 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $640,000 | 2,802 |
| Total noninterest expense | $5,775,000 | 3,276 |
| Salaries and employee benefits | $3,095,000 | 3,079 |
| Premises and equipment expense | $789,000 | 3,152 |
| Additional noninterest expense | $1,891,000 | 3,461 |
| Pre-tax net operating income | $953,000 | 3,063 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $951,000 | 2,853 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $951,000 | 2,851 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $951,000 | 2,853 |
| Net charge-offs | $372,000 | 4,192 |
| Cash dividends | $2,643,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $951,000 | 2,792 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 4,343 |
| Total interest expense | $646,000 | 6,464 |
| Net interest income | $4,394,000 | 3,534 |
| Provision for loan and lease losses | $377,000 | 4,267 |
| Total noninterest income | $1,134,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $487,000 | 2,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $647,000 | 2,413 |
| Total noninterest expense | $4,419,000 | 3,238 |
| Salaries and employee benefits | $2,363,000 | 3,068 |
| Premises and equipment expense | $631,000 | 3,019 |
| Additional noninterest expense | $1,425,000 | 3,412 |
| Pre-tax net operating income | $732,000 | 3,245 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $730,000 | 3,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $730,000 | 3,039 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $730,000 | 3,042 |
| Net charge-offs | $372,000 | 3,433 |
| Cash dividends | $2,154,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $730,000 | 2,960 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 4,637 |
| Total interest expense | $383,000 | 6,801 |
| Net interest income | $2,698,000 | 3,754 |
| Provision for loan and lease losses | $65,000 | 5,770 |
| Total noninterest income | $189,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $259,000 | 2,787 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-70,000 | 7,934 |
| Total noninterest expense | $2,756,000 | 3,447 |
| Salaries and employee benefits | $1,509,000 | 3,224 |
| Premises and equipment expense | $364,000 | 3,427 |
| Additional noninterest expense | $883,000 | 3,604 |
| Pre-tax net operating income | $66,000 | 5,425 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $64,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 5,467 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $64,000 | 5,467 |
| Net charge-offs | $-127,000 | 8,154 |
| Cash dividends | $2,095,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $64,000 | 5,384 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,863 |
| Total interest expense | $192,000 | 6,871 |
| Net interest income | $1,248,000 | 3,939 |
| Provision for loan and lease losses | $-135,000 | 8,217 |
| Total noninterest income | $-8,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-128,000 | 8,138 |
| Total noninterest expense | $1,353,000 | 3,418 |
| Salaries and employee benefits | $771,000 | 3,201 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $446,000 | 3,291 |
| Pre-tax net operating income | $22,000 | 5,991 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $22,000 | 6,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,125 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $22,000 | 6,125 |
| Net charge-offs | $-138,000 | 8,206 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,000 | 5,965 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 4,587 |
| Total interest expense | $1,250,000 | 6,347 |
| Net interest income | $5,497,000 | 3,696 |
| Provision for loan and lease losses | $2,000 | 7,318 |
| Total noninterest income | $265,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $483,000 | 3,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-218,000 | 8,173 |
| Total noninterest expense | $5,665,000 | 3,242 |
| Salaries and employee benefits | $3,291,000 | 2,995 |
| Premises and equipment expense | $896,000 | 2,882 |
| Additional noninterest expense | $1,478,000 | 3,657 |
| Pre-tax net operating income | $95,000 | 6,039 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-77,000 | 7,030 |
| Income before extraordinary items | $172,000 | 5,592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $172,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 3,075 |
| Cash dividends | $379,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $172,000 | 5,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 4,649 |
| Total interest expense | $1,016,000 | 6,289 |
| Net interest income | $4,083,000 | 3,750 |
| Provision for loan and lease losses | $-69,000 | 8,318 |
| Total noninterest income | $428,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $373,000 | 3,060 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $4,276,000 | 3,202 |
| Salaries and employee benefits | $2,498,000 | 2,981 |
| Premises and equipment expense | $644,000 | 3,013 |
| Additional noninterest expense | $1,134,000 | 3,524 |
| Pre-tax net operating income | $304,000 | 5,621 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-77,000 | 7,499 |
| Income before extraordinary items | $381,000 | 4,862 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $381,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,520 |
| Cash dividends | $379,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $381,000 | 5,028 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 4,697 |
| Total interest expense | $689,000 | 6,389 |
| Net interest income | $2,736,000 | 3,740 |
| Provision for loan and lease losses | $-69,000 | 8,387 |
| Total noninterest income | $-67,000 | 8,389 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $256,000 | 2,944 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-323,000 | 8,413 |
| Total noninterest expense | $2,596,000 | 3,457 |
| Salaries and employee benefits | $1,570,000 | 3,199 |
| Premises and equipment expense | $425,000 | 3,050 |
| Additional noninterest expense | $601,000 | 4,187 |
| Pre-tax net operating income | $142,000 | 6,162 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-77,000 | 7,813 |
| Income before extraordinary items | $219,000 | 5,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,765 |
| Cash dividends | $379,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $219,000 | 5,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 4,630 |
| Total interest expense | $377,000 | 6,360 |
| Net interest income | $1,425,000 | 3,620 |
| Provision for loan and lease losses | $62,000 | 3,448 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $133,000 | 2,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $1,237,000 | 3,613 |
| Salaries and employee benefits | $840,000 | 3,026 |
| Premises and equipment expense | $181,000 | 3,483 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $290,000 | 4,227 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $290,000 | 3,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $290,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,403 |
| Cash dividends | $379,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $290,000 | 3,791 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,787,000 | 4,108 |
| Total interest expense | $2,589,000 | 5,162 |
| Net interest income | $6,198,000 | 3,422 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $1,093,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $494,000 | 3,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $599,000 | 3,001 |
| Total noninterest expense | $4,697,000 | 3,623 |
| Salaries and employee benefits | $2,839,000 | 3,373 |
| Premises and equipment expense | $411,000 | 4,944 |
| Additional noninterest expense | $1,447,000 | 3,528 |
| Pre-tax net operating income | $2,524,000 | 2,807 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $2,521,000 | 2,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,521,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $2,067,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,521,000 | 2,330 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,572,000 | 4,127 |
| Total interest expense | $2,074,000 | 5,013 |
| Net interest income | $4,498,000 | 3,510 |
| Provision for loan and lease losses | $136,000 | 3,617 |
| Total noninterest income | $418,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $355,000 | 3,154 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $63,000 | 6,487 |
| Total noninterest expense | $3,554,000 | 3,574 |
| Salaries and employee benefits | $2,168,000 | 3,313 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $1,052,000 | 3,560 |
| Pre-tax net operating income | $1,226,000 | 3,903 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $1,222,000 | 3,427 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,222,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $1,066,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,222,000 | 3,411 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 4,143 |
| Total interest expense | $1,398,000 | 4,998 |
| Net interest income | $2,991,000 | 3,544 |
| Provision for loan and lease losses | $99,000 | 3,328 |
| Total noninterest income | $271,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $2,242,000 | 3,780 |
| Salaries and employee benefits | $1,420,000 | 3,393 |
| Premises and equipment expense | $235,000 | 4,553 |
| Additional noninterest expense | $587,000 | 4,076 |
| Pre-tax net operating income | $921,000 | 3,710 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $921,000 | 3,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $921,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $566,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $921,000 | 3,180 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 4,054 |
| Total interest expense | $689,000 | 5,020 |
| Net interest income | $1,576,000 | 3,411 |
| Provision for loan and lease losses | $52,000 | 3,040 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $113,000 | 3,201 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $1,113,000 | 3,796 |
| Salaries and employee benefits | $720,000 | 3,378 |
| Premises and equipment expense | $154,000 | 3,807 |
| Additional noninterest expense | $239,000 | 4,694 |
| Pre-tax net operating income | $542,000 | 3,338 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $542,000 | 2,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $542,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $381,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $542,000 | 2,837 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,157,000 | 3,814 |
| Total interest expense | $2,938,000 | 4,366 |
| Net interest income | $6,219,000 | 3,431 |
| Provision for loan and lease losses | $411,000 | 2,218 |
| Total noninterest income | $1,130,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $536,000 | 2,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $594,000 | 3,036 |
| Total noninterest expense | $4,384,000 | 3,699 |
| Salaries and employee benefits | $2,569,000 | 3,546 |
| Premises and equipment expense | $547,000 | 4,016 |
| Additional noninterest expense | $1,268,000 | 3,777 |
| Pre-tax net operating income | $2,554,000 | 3,089 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $2,515,000 | 2,606 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,515,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,377 |
| Cash dividends | $1,794,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,552,000 | 2,557 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 3,778 |
| Total interest expense | $2,174,000 | 4,319 |
| Net interest income | $4,726,000 | 3,419 |
| Provision for loan and lease losses | $21,000 | 5,957 |
| Total noninterest income | $976,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $411,000 | 2,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,678 |
| Total noninterest expense | $3,533,000 | 3,501 |
| Salaries and employee benefits | $2,054,000 | 3,374 |
| Premises and equipment expense | $426,000 | 3,932 |
| Additional noninterest expense | $1,053,000 | 3,462 |
| Pre-tax net operating income | $2,148,000 | 2,971 |
| Securities gains (losses) | $-37,000 | 8,071 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,111,000 | 2,460 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,111,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $1,375,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,148,000 | 2,420 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 3,734 |
| Total interest expense | $1,396,000 | 4,297 |
| Net interest income | $3,208,000 | 3,373 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $310,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $2,399,000 | 3,459 |
| Salaries and employee benefits | $1,344,000 | 3,442 |
| Premises and equipment expense | $289,000 | 3,878 |
| Additional noninterest expense | $766,000 | 3,238 |
| Pre-tax net operating income | $999,000 | 3,798 |
| Securities gains (losses) | $-37,000 | 8,285 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $962,000 | 3,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $962,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $614,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $999,000 | 3,206 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 3,759 |
| Total interest expense | $665,000 | 4,304 |
| Net interest income | $1,574,000 | 3,407 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $1,182,000 | 3,517 |
| Salaries and employee benefits | $645,000 | 3,565 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $377,000 | 3,280 |
| Pre-tax net operating income | $511,000 | 3,684 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $511,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $336,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $511,000 | 3,086 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,959,000 | 3,772 |
| Total interest expense | $1,944,000 | 4,517 |
| Net interest income | $6,015,000 | 3,418 |
| Provision for loan and lease losses | $188,000 | 3,693 |
| Total noninterest income | $594,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $523,000 | 2,966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $4,345,000 | 3,621 |
| Salaries and employee benefits | $2,462,000 | 3,530 |
| Premises and equipment expense | $601,000 | 3,648 |
| Additional noninterest expense | $1,282,000 | 3,665 |
| Pre-tax net operating income | $2,076,000 | 3,596 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,076,000 | 3,001 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,076,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,549 |
| Cash dividends | $1,220,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,076,000 | 2,969 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,790 |
| Total interest expense | $1,368,000 | 4,571 |
| Net interest income | $4,479,000 | 3,423 |
| Provision for loan and lease losses | $557,000 | 1,272 |
| Total noninterest income | $441,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $395,000 | 2,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $3,218,000 | 3,638 |
| Salaries and employee benefits | $1,990,000 | 3,286 |
| Premises and equipment expense | $411,000 | 3,892 |
| Additional noninterest expense | $817,000 | 4,119 |
| Pre-tax net operating income | $1,145,000 | 4,433 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,145,000 | 3,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,145,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,114 |
| Cash dividends | $737,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,145,000 | 3,752 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 3,749 |
| Total interest expense | $876,000 | 4,514 |
| Net interest income | $2,978,000 | 3,425 |
| Provision for loan and lease losses | $426,000 | 1,124 |
| Total noninterest income | $278,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $2,152,000 | 3,608 |
| Salaries and employee benefits | $1,349,000 | 3,220 |
| Premises and equipment expense | $280,000 | 3,815 |
| Additional noninterest expense | $523,000 | 4,222 |
| Pre-tax net operating income | $678,000 | 4,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $678,000 | 4,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $678,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 793 |
| Cash dividends | $430,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $678,000 | 4,026 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 3,744 |
| Total interest expense | $438,000 | 4,408 |
| Net interest income | $1,466,000 | 3,462 |
| Provision for loan and lease losses | $281,000 | 838 |
| Total noninterest income | $141,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $1,122,000 | 3,506 |
| Salaries and employee benefits | $689,000 | 3,164 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 423 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 3,654 |
| Total interest expense | $1,429,000 | 4,641 |
| Net interest income | $5,932,000 | 3,320 |
| Provision for loan and lease losses | $690,000 | 1,474 |
| Total noninterest income | $679,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $621,000 | 2,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,229 |
| Total noninterest expense | $4,019,000 | 3,731 |
| Salaries and employee benefits | $2,504,000 | 3,343 |
| Premises and equipment expense | $501,000 | 4,084 |
| Additional noninterest expense | $1,014,000 | 4,293 |
| Pre-tax net operating income | $1,902,000 | 3,624 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,900,000 | 3,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,900,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $1,320,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,900,000 | 2,988 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 3,724 |
| Total interest expense | $990,000 | 4,809 |
| Net interest income | $4,365,000 | 3,351 |
| Provision for loan and lease losses | $283,000 | 2,369 |
| Total noninterest income | $512,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $477,000 | 2,608 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $2,949,000 | 3,762 |
| Salaries and employee benefits | $1,884,000 | 3,313 |
| Premises and equipment expense | $371,000 | 4,105 |
| Additional noninterest expense | $694,000 | 4,560 |
| Pre-tax net operating income | $1,645,000 | 3,380 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,643,000 | 2,745 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,643,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $870,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,643,000 | 2,686 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,811 |
| Total interest expense | $617,000 | 5,025 |
| Net interest income | $2,843,000 | 3,413 |
| Provision for loan and lease losses | $189,000 | 2,309 |
| Total noninterest income | $367,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $353,000 | 2,372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $1,985,000 | 3,755 |
| Salaries and employee benefits | $1,266,000 | 3,298 |
| Premises and equipment expense | $236,000 | 4,257 |
| Additional noninterest expense | $483,000 | 4,426 |
| Pre-tax net operating income | $1,036,000 | 3,451 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $1,034,000 | 2,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,034,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $530,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,034,000 | 2,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,899 |
| Total interest expense | $302,000 | 5,143 |
| Net interest income | $1,377,000 | 3,492 |
| Provision for loan and lease losses | $94,000 | 2,217 |
| Total noninterest income | $169,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $1,013,000 | 3,717 |
| Salaries and employee benefits | $640,000 | 3,282 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $250,000 | 4,318 |
| Pre-tax net operating income | $439,000 | 3,841 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $437,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $437,000 | 3,158 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 4,567 |
| Total interest expense | $950,000 | 6,261 |
| Net interest income | $4,558,000 | 3,960 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $700,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $660,000 | 2,487 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $3,678,000 | 3,950 |
| Salaries and employee benefits | $2,230,000 | 3,586 |
| Premises and equipment expense | $501,000 | 4,048 |
| Additional noninterest expense | $947,000 | 4,447 |
| Pre-tax net operating income | $1,200,000 | 4,685 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,200,000 | 4,145 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,200,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,225 |
| Cash dividends | $720,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,200,000 | 3,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 4,710 |
| Total interest expense | $677,000 | 6,552 |
| Net interest income | $3,345,000 | 4,039 |
| Provision for loan and lease losses | $309,000 | 2,470 |
| Total noninterest income | $508,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $481,000 | 2,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $2,741,000 | 3,952 |
| Salaries and employee benefits | $1,676,000 | 3,568 |
| Premises and equipment expense | $380,000 | 4,014 |
| Additional noninterest expense | $685,000 | 4,537 |
| Pre-tax net operating income | $803,000 | 5,116 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $803,000 | 4,588 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $803,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,686 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $803,000 | 4,416 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 4,923 |
| Total interest expense | $444,000 | 6,713 |
| Net interest income | $2,106,000 | 4,230 |
| Provision for loan and lease losses | $171,000 | 2,813 |
| Total noninterest income | $323,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $304,000 | 2,617 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $1,803,000 | 3,995 |
| Salaries and employee benefits | $1,119,000 | 3,558 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $421,000 | 4,830 |
| Pre-tax net operating income | $455,000 | 5,553 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $455,000 | 5,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $455,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,249 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $455,000 | 4,850 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 4,965 |
| Total interest expense | $239,000 | 6,611 |
| Net interest income | $1,026,000 | 4,317 |
| Provision for loan and lease losses | $86,000 | 2,651 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 2,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $898,000 | 3,994 |
| Salaries and employee benefits | $541,000 | 3,652 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $221,000 | 4,612 |
| Pre-tax net operating income | $204,000 | 5,794 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $203,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $204,000 | 5,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 4,998 |
| Total interest expense | $1,065,000 | 6,762 |
| Net interest income | $4,199,000 | 4,198 |
| Provision for loan and lease losses | $494,000 | 2,403 |
| Total noninterest income | $2,213,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $658,000 | 2,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,555,000 | 1,604 |
| Total noninterest expense | $4,128,000 | 3,481 |
| Salaries and employee benefits | $2,253,000 | 3,392 |
| Premises and equipment expense | $647,000 | 3,198 |
| Additional noninterest expense | $1,228,000 | 3,549 |
| Pre-tax net operating income | $1,790,000 | 3,667 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $77,000 | 6,198 |
| Income before extraordinary items | $1,701,000 | 3,181 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,701,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,482 |
| Cash dividends | $1,357,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,712,520 | 3,053 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 5,527 |
| Total interest expense | $1,113,000 | 7,788 |
| Net interest income | $4,024,000 | 4,110 |
| Provision for loan and lease losses | $266,000 | 3,478 |
| Total noninterest income | $604,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $564,000 | 2,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $3,252,000 | 4,076 |
| Salaries and employee benefits | $2,102,000 | 3,450 |
| Premises and equipment expense | $425,000 | 4,407 |
| Additional noninterest expense | $725,000 | 5,151 |
| Pre-tax net operating income | $1,110,000 | 4,629 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $244,000 | 4,648 |
| Income before extraordinary items | $860,000 | 4,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $860,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $727,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $864,680 | 4,560 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 5,812 |
| Total interest expense | $1,215,000 | 7,772 |
| Net interest income | $3,681,000 | 4,454 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $595,000 | 4,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $2,841,000 | 4,417 |
| Salaries and employee benefits | $1,745,000 | 3,867 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $740,000 | 4,988 |
| Pre-tax net operating income | $1,255,000 | 4,611 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $506,000 | 3,464 |
| Income before extraordinary items | $773,000 | 5,141 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $773,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $757,640 | 5,201 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 6,421 |
| Total interest expense | $933,000 | 8,360 |
| Net interest income | $3,012,000 | 5,145 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $606,000 | 4,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $2,555,000 | 4,800 |
| Salaries and employee benefits | $1,502,000 | 4,335 |
| Premises and equipment expense | $350,000 | 4,963 |
| Additional noninterest expense | $703,000 | 5,228 |
| Pre-tax net operating income | $923,000 | 5,539 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $352,000 | 4,456 |
| Income before extraordinary items | $571,000 | 6,042 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $571,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $571,000 | 6,012 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 6,616 |
| Total interest expense | $973,000 | 8,492 |
| Net interest income | $2,866,000 | 5,309 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $672,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $548,000 | 2,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $2,372,000 | 4,947 |
| Salaries and employee benefits | $1,399,000 | 4,502 |
| Premises and equipment expense | $336,000 | 5,030 |
| Additional noninterest expense | $637,000 | 5,519 |
| Pre-tax net operating income | $1,057,000 | 5,255 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $407,000 | 4,371 |
| Income before extraordinary items | $650,000 | 5,820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $650,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $650,000 | 5,707 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 7,764 |
| Total interest expense | $683,000 | 9,585 |
| Net interest income | $2,304,000 | 6,358 |
| Provision for loan and lease losses | $193,000 | 3,532 |
| Total noninterest income | $568,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $2,225,000 | 5,250 |
| Salaries and employee benefits | $1,296,000 | 4,793 |
| Premises and equipment expense | $329,000 | 5,130 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $454,000 | 8,163 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $163,000 | 7,419 |
| Income before extraordinary items | $291,000 | 8,442 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $291,000 | 8,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $291,000 | 8,402 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 8,896 |
| Total interest expense | $525,000 | 10,515 |
| Net interest income | $1,831,000 | 7,494 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $541,000 | 4,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $1,917,000 | 6,116 |
| Salaries and employee benefits | $1,058,000 | 5,749 |
| Premises and equipment expense | $310,000 | 5,456 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $159,000 | 7,745 |
| Income before extraordinary items | $286,000 | 8,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $286,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,000 | 8,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 9,425 |
| Total interest expense | $462,000 | 11,156 |
| Net interest income | $1,731,000 | 7,934 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $522,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,346,000 | 7,750 |
| Salaries and employee benefits | $754,000 | 7,373 |
| Premises and equipment expense | $176,000 | 7,691 |
| Additional noninterest expense | $416,000 | 8,038 |
| Pre-tax net operating income | $864,000 | 6,576 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $534,000 | 7,008 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $534,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $535,920 | 6,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 9,924 |
| Total interest expense | $361,000 | 11,780 |
| Net interest income | $1,571,000 | 8,664 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $617,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $1,288,000 | 8,292 |
| Salaries and employee benefits | $715,000 | 7,764 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $421,000 | 8,611 |
| Pre-tax net operating income | $856,000 | 6,604 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $332,000 | 5,489 |
| Income before extraordinary items | $524,000 | 7,119 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $524,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $524,000 | 7,162 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 10,569 |
| Total interest expense | $371,000 | 12,350 |
| Net interest income | $1,442,000 | 9,297 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $507,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,228,000 | 8,786 |
| Salaries and employee benefits | $653,000 | 8,367 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $423,000 | 8,995 |
| Pre-tax net operating income | $676,000 | 7,490 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $280,000 | 6,335 |
| Income before extraordinary items | $427,000 | 8,162 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $427,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $870,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $407,160 | 8,078 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 10,989 |
| Total interest expense | $527,000 | 12,639 |
| Net interest income | $1,426,000 | 9,525 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $519,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $1,155,000 | 9,262 |
| Salaries and employee benefits | $585,000 | 8,950 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $739,000 | 6,891 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $444,000 | 7,792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $444,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $444,000 | 7,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.