Home > Franklin Lamoille Bank > Assets and Liabilities
Franklin Lamoille Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $333,826,000 | 1,522 |
| Cash and due from depository institutions | $12,731,000 | 2,963 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $79,452,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $18,528,000 | 755 |
| Net loans & leases | $208,385,000 | 1,595 |
| Loan loss allowance | $2,185,000 | 1,817 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,857,000 | 4,242 |
| Other real estate owned | $161,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $12,712,000 | 1,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,826,000 | 1,522 |
| Total liabilities | $308,617,000 | 1,480 |
| Total deposits | $272,314,000 | 1,470 |
| Interest-bearing deposits | $222,333,000 | 1,578 |
| Deposits held in domestic offices | $272,314,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,257,000 | 567 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,984,000 | 4,207 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,062,000 | 1,958 |
| Total equity capital | $25,209,000 | 1,956 |
| Total bank equity capital | $25,209,000 | 1,956 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $8,742,000 | 1,952 |
| Undivided profits | $16,467,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $870,000 | 2,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 837 |
| Income earned, not collected on loans | $1,746,000 | 1,907 |
| Earning assets | $306,366,000 | 1,510 |
| Long-term assets (5+ years) | $99,280,000 | 957 |
| Average Assets, year-to-date | $332,445,400 | 1,448 |
| Average Assets, quarterly | $333,016,000 | 1,501 |
| Volatile liabilities | $51,037,000 | 1,724 |
| Insider loans | $6,585,000 | 716 |
| FHLB advances | $1,404,000 | 4,204 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $68,787,000 | 1,000 |
| Tier 1 (core) risk-based capital | $23,907,000 | 1,938 |
| Tier 2 risk-based capital | $2,185,000 | 1,695 |
| Total risk weighted assets | $228,999,000 | 1,504 |
| Total unused commitments | $68,787,000 | 1,004 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 52 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $341,934,000 | 1,408 |
| Cash and due from depository institutions | $10,509,000 | 3,220 |
| Interest-bearing balances | $57,000 | 5,263 |
| Securities | $84,140,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $9,181,000 | 1,299 |
| Net loans & leases | $224,997,000 | 1,418 |
| Loan loss allowance | $2,960,000 | 1,312 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,964,000 | 4,057 |
| Other real estate owned | $161,000 | 3,220 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $10,982,000 | 926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,934,000 | 1,408 |
| Total liabilities | $318,620,000 | 1,357 |
| Total deposits | $260,634,000 | 1,454 |
| Interest-bearing deposits | $220,964,000 | 1,496 |
| Deposits held in domestic offices | $260,634,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,052,000 | 555 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,726,000 | 1,240 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,208,000 | 1,910 |
| Total equity capital | $23,314,000 | 2,003 |
| Total bank equity capital | $23,314,000 | 2,003 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,669,000 | 2,197 |
| Surplus | $7,074,000 | 2,259 |
| Undivided profits | $14,571,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 738 |
| Income earned, not collected on loans | $1,725,000 | 1,471 |
| Earning assets | $318,375,000 | 1,387 |
| Long-term assets (5+ years) | $121,164,000 | 755 |
| Average Assets, year-to-date | $338,522,800 | 1,351 |
| Average Assets, quarterly | $342,418,500 | 1,380 |
| Volatile liabilities | $69,718,000 | 1,316 |
| Insider loans | $6,134,000 | 756 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $65,442,000 | 959 |
| Tier 1 (core) risk-based capital | $23,307,000 | 1,904 |
| Tier 2 risk-based capital | $2,960,000 | 1,249 |
| Total risk weighted assets | $238,974,500 | 1,366 |
| Total unused commitments | $65,442,000 | 959 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $331,891,000 | 1,425 |
| Cash and due from depository institutions | $11,072,000 | 2,867 |
| Interest-bearing balances | $75,000 | 5,153 |
| Securities | $86,826,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $220,297,000 | 1,389 |
| Loan loss allowance | $3,362,000 | 1,149 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,171,000 | 3,764 |
| Other real estate owned | $434,000 | 2,867 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,091,000 | 919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,891,000 | 1,425 |
| Total liabilities | $308,701,000 | 1,385 |
| Total deposits | $261,815,000 | 1,439 |
| Interest-bearing deposits | $226,900,000 | 1,429 |
| Deposits held in domestic offices | $261,815,000 | 1,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,249,000 | 764 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,917,000 | 1,260 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,720,000 | 2,131 |
| Total equity capital | $23,190,000 | 1,911 |
| Total bank equity capital | $23,190,000 | 1,911 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,669,000 | 2,225 |
| Surplus | $6,576,000 | 2,372 |
| Undivided profits | $14,945,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,501,000 | 1,428 |
| Earning assets | $307,198,000 | 1,409 |
| Long-term assets (5+ years) | $120,696,000 | 820 |
| Average Assets, year-to-date | $316,440,800 | 1,428 |
| Average Assets, quarterly | $324,338,500 | 1,439 |
| Volatile liabilities | $63,007,000 | 1,369 |
| Insider loans | $7,794,000 | 573 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $60,466,000 | 1,051 |
| Tier 1 (core) risk-based capital | $24,754,000 | 1,758 |
| Tier 2 risk-based capital | $3,010,580 | 1,193 |
| Total risk weighted assets | $240,276,080 | 1,292 |
| Total unused commitments | $60,466,000 | 1,053 |
| Derivatives | $40,000,000 | 251 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $313,093,000 | 1,453 |
| Cash and due from depository institutions | $9,386,000 | 2,837 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $81,704,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $209,709,000 | 1,343 |
| Loan loss allowance | $2,655,000 | 1,378 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,327,000 | 3,434 |
| Other real estate owned | $818,000 | 2,837 |
| Goodwill and other intangibles | $16,000 | 3,225 |
| All other assets | $9,133,000 | 944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,093,000 | 1,453 |
| Total liabilities | $291,483,000 | 1,413 |
| Total deposits | $253,937,000 | 1,458 |
| Interest-bearing deposits | $215,543,000 | 1,482 |
| Deposits held in domestic offices | $253,937,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,465,000 | 573 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,253,000 | 2,771 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,828,000 | 2,148 |
| Total equity capital | $21,610,000 | 2,084 |
| Total bank equity capital | $21,610,000 | 2,084 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,669,000 | 2,188 |
| Surplus | $6,143,000 | 2,387 |
| Undivided profits | $13,798,000 | 1,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 660 |
| Income earned, not collected on loans | $1,336,000 | 1,619 |
| Earning assets | $291,414,000 | 1,430 |
| Long-term assets (5+ years) | $116,643,000 | 775 |
| Average Assets, year-to-date | $311,551,400 | 1,395 |
| Average Assets, quarterly | $313,168,000 | 1,437 |
| Volatile liabilities | $45,196,000 | 1,518 |
| Insider loans | $3,900,000 | 1,098 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $53,653,000 | 1,080 |
| Tier 1 (core) risk-based capital | $21,189,000 | 2,003 |
| Tier 2 risk-based capital | $2,658,600 | 1,268 |
| Total risk weighted assets | $224,159,500 | 1,289 |
| Total unused commitments | $53,653,000 | 1,084 |
| Derivatives | $40,000,000 | 271 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $305,267,000 | 1,501 |
| Cash and due from depository institutions | $8,801,000 | 2,497 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $76,449,000 | 1,508 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 7,959 |
| Net loans & leases | $209,115,000 | 1,373 |
| Loan loss allowance | $2,741,000 | 1,356 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,216,000 | 3,513 |
| Other real estate owned | $858,000 | 2,497 |
| Goodwill and other intangibles | $37,000 | 3,078 |
| All other assets | $7,676,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,267,000 | 1,501 |
| Total liabilities | $282,677,000 | 1,470 |
| Total deposits | $246,218,000 | 1,505 |
| Interest-bearing deposits | $211,899,000 | 1,521 |
| Deposits held in domestic offices | $246,218,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,646,000 | 779 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,429,000 | 1,105 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,384,000 | 1,755 |
| Total equity capital | $22,590,000 | 1,975 |
| Total bank equity capital | $22,590,000 | 1,975 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,669,000 | 2,200 |
| Surplus | $5,730,000 | 2,477 |
| Undivided profits | $15,191,000 | 1,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,550,000 | 1,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,452 |
| Income earned, not collected on loans | $1,415,000 | 1,555 |
| Earning assets | $285,680,000 | 1,480 |
| Long-term assets (5+ years) | $92,488,000 | 829 |
| Average Assets, year-to-date | $302,074,800 | 1,441 |
| Average Assets, quarterly | $305,724,000 | 1,476 |
| Volatile liabilities | $44,558,000 | 1,547 |
| Insider loans | $3,848,000 | 1,086 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $43,808,000 | 1,201 |
| Tier 1 (core) risk-based capital | $22,474,000 | 1,879 |
| Tier 2 risk-based capital | $2,741,000 | 1,158 |
| Total risk weighted assets | $220,493,100 | 1,292 |
| Total unused commitments | $43,808,000 | 1,205 |
| Derivatives | $45,000,000 | 265 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $289,715,000 | 1,625 |
| Cash and due from depository institutions | $10,506,000 | 2,873 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $71,861,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $200,012,000 | 1,467 |
| Loan loss allowance | $2,791,000 | 1,410 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,568,000 | 3,020 |
| Other real estate owned | $652,000 | 2,873 |
| Goodwill and other intangibles | $58,000 | 2,765 |
| All other assets | $4,058,000 | 1,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,715,000 | 1,625 |
| Total liabilities | $270,440,000 | 1,582 |
| Total deposits | $237,230,000 | 1,618 |
| Interest-bearing deposits | $202,036,000 | 1,649 |
| Deposits held in domestic offices | $237,230,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,576,000 | 716 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,269,000 | 1,786 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,365,000 | 1,778 |
| Total equity capital | $19,275,000 | 2,331 |
| Total bank equity capital | $19,275,000 | 2,331 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,669,000 | 2,343 |
| Surplus | $5,300,000 | 2,702 |
| Undivided profits | $12,306,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,715,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,368,000 | 1,594 |
| Earning assets | $271,898,000 | 1,589 |
| Long-term assets (5+ years) | $78,359,000 | 881 |
| Average Assets, year-to-date | $283,884,200 | 1,581 |
| Average Assets, quarterly | $288,467,000 | 1,614 |
| Volatile liabilities | $35,548,000 | 1,804 |
| Insider loans | $4,244,000 | 1,014 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,883,000 | 1,186 |
| Tier 1 (core) risk-based capital | $19,715,000 | 2,181 |
| Tier 2 risk-based capital | $2,526,470 | 1,275 |
| Total risk weighted assets | $201,852,770 | 1,419 |
| Total unused commitments | $42,883,000 | 1,191 |
| Derivatives | $45,000,000 | 310 |
| 1995-12-31 | Rank | |
| # of Employees: | 73 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $291,126,000 | 1,625 |
| Cash and due from depository institutions | $8,988,000 | 2,664 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $73,131,000 | 1,741 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 2,150 |
| Net loans & leases | $194,939,000 | 1,484 |
| Loan loss allowance | $3,050,000 | 1,345 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,433,000 | 3,106 |
| Other real estate owned | $700,000 | 2,664 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,085,000 | 1,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,126,000 | 1,625 |
| Total liabilities | $264,687,000 | 1,622 |
| Total deposits | $238,161,000 | 1,641 |
| Interest-bearing deposits | $206,676,000 | 1,639 |
| Deposits held in domestic offices | $238,161,000 | 1,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,430,000 | 927 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,638,000 | 1,275 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,458,000 | 1,364 |
| Total equity capital | $26,439,000 | 1,697 |
| Total bank equity capital | $26,439,000 | 1,697 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,669,000 | 2,405 |
| Surplus | $4,935,000 | 2,888 |
| Undivided profits | $19,835,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,522,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,380 |
| Income earned, not collected on loans | $1,434,000 | 1,564 |
| Earning assets | $274,920,000 | 1,592 |
| Long-term assets (5+ years) | $48,159,000 | 1,221 |
| Average Assets, year-to-date | $291,039,200 | 1,568 |
| Average Assets, quarterly | $289,767,000 | 1,616 |
| Volatile liabilities | $24,949,000 | 2,183 |
| Insider loans | $4,952,000 | 904 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $43,078,000 | 1,146 |
| Tier 1 (core) risk-based capital | $26,569,000 | 1,611 |
| Tier 2 risk-based capital | $2,533,660 | 1,285 |
| Total risk weighted assets | $202,176,460 | 1,415 |
| Total unused commitments | $43,078,000 | 1,154 |
| Derivatives | $40,000,000 | 383 |
| 1994-12-31 | Rank | |
| # of Employees: | 81 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $287,898,000 | 1,598 |
| Cash and due from depository institutions | $10,091,000 | 2,470 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $74,922,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $196,162,000 | 1,438 |
| Loan loss allowance | $2,351,000 | 1,734 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,595,000 | 2,851 |
| Other real estate owned | $844,000 | 2,470 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,284,000 | 2,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,898,000 | 1,598 |
| Total liabilities | $264,104,000 | 1,597 |
| Total deposits | $231,597,000 | 1,639 |
| Interest-bearing deposits | $200,709,000 | 1,651 |
| Deposits held in domestic offices | $231,597,000 | 1,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,321,000 | 923 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,561,000 | 1,149 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,625,000 | 1,447 |
| Total equity capital | $23,794,000 | 1,736 |
| Total bank equity capital | $23,794,000 | 1,736 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,669,000 | 2,475 |
| Surplus | $4,610,000 | 2,969 |
| Undivided profits | $17,515,000 | 1,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,197,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 954 |
| Income earned, not collected on loans | $1,478,000 | 1,314 |
| Earning assets | $271,084,000 | 1,560 |
| Long-term assets (5+ years) | $82,067,000 | 793 |
| Average Assets, year-to-date | $282,184,200 | 1,591 |
| Average Assets, quarterly | $286,533,500 | 1,604 |
| Volatile liabilities | $27,346,000 | 1,963 |
| Insider loans | $4,781,000 | 887 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $44,317,000 | 1,075 |
| Tier 1 (core) risk-based capital | $25,619,000 | 1,614 |
| Tier 2 risk-based capital | $2,351,000 | 1,368 |
| Total risk weighted assets | $201,335,400 | 1,383 |
| Total unused commitments | $44,317,000 | 1,085 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 92 | 2,285 |
| Assets and Liabilities | ||
| Total Assets: | $271,563,000 | 1,715 |
| Cash and due from depository institutions | $6,868,000 | 2,285 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $74,846,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $14,425,000 | 910 |
| Net loans & leases | $167,552,000 | 1,641 |
| Loan loss allowance | $2,621,000 | 1,662 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,782,000 | 2,634 |
| Other real estate owned | $1,652,000 | 2,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,438,000 | 2,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,563,000 | 1,715 |
| Total liabilities | $247,907,000 | 1,722 |
| Total deposits | $214,278,000 | 1,843 |
| Interest-bearing deposits | $185,929,000 | 1,854 |
| Deposits held in domestic offices | $214,278,000 | 1,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,603,000 | 1,048 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,769,000 | 787 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,257,000 | 1,266 |
| Total equity capital | $23,656,000 | 1,731 |
| Total bank equity capital | $23,656,000 | 1,731 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,669,000 | 2,514 |
| Surplus | $4,369,000 | 3,042 |
| Undivided profits | $17,618,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,709,000 | 2,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,232 |
| Income earned, not collected on loans | $1,009,000 | 1,721 |
| Earning assets | $256,823,000 | 1,671 |
| Long-term assets (5+ years) | $66,439,000 | 959 |
| Average Assets, year-to-date | $261,581,400 | 1,731 |
| Average Assets, quarterly | $266,760,000 | 1,730 |
| Volatile liabilities | $38,038,000 | 1,464 |
| Insider loans | $4,672,000 | 879 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,875,000 | 1,237 |
| Tier 1 (core) risk-based capital | $23,656,000 | 1,685 |
| Tier 2 risk-based capital | $2,320,800 | 1,379 |
| Total risk weighted assets | $185,363,400 | 1,487 |
| Total unused commitments | $36,875,000 | 1,256 |
| Derivatives | $30,000,000 | 399 |
| 1992-12-31 | Rank | |
| # of Employees: | 130 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $258,700,000 | 1,838 |
| Cash and due from depository institutions | $10,446,000 | 1,670 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $69,394,000 | 1,952 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $165,286,000 | 1,701 |
| Loan loss allowance | $3,251,000 | 1,448 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,092,000 | 2,393 |
| Other real estate owned | $3,092,000 | 1,670 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,590,000 | 1,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,700,000 | 1,838 |
| Total liabilities | $236,441,000 | 1,863 |
| Total deposits | $220,785,000 | 1,870 |
| Interest-bearing deposits | $194,001,000 | 1,857 |
| Deposits held in domestic offices | $220,785,000 | 1,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,686,000 | 1,068 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,230,000 | 1,597 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,740,000 | 1,161 |
| Total equity capital | $22,259,000 | 1,741 |
| Total bank equity capital | $22,259,000 | 1,741 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,669,000 | 2,614 |
| Surplus | $4,179,000 | 3,043 |
| Undivided profits | $16,411,000 | 1,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,086,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $975,000 | 2,026 |
| Earning assets | $237,480,000 | 1,846 |
| Long-term assets (5+ years) | $51,508,000 | 1,145 |
| Average Assets, year-to-date | $262,882,200 | 1,783 |
| Average Assets, quarterly | $260,382,500 | 1,825 |
| Volatile liabilities | $23,357,000 | 2,078 |
| Insider loans | $137,000 | 4,881 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $31,668,000 | 1,312 |
| Tier 1 (core) risk-based capital | $22,259,000 | 1,707 |
| Tier 2 risk-based capital | $2,325,410 | 1,399 |
| Total risk weighted assets | $185,107,210 | 1,549 |
| Total unused commitments | $31,668,000 | 1,326 |
| Derivatives | $30,000,000 | 365 |