Home > Franklin Grove Bank > Income and Expense
Franklin Grove Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 5,974 |
| Total interest expense | $34,000 | 5,465 |
| Net interest income | $164,000 | 5,996 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $8,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $315,000 | 5,578 |
| Salaries and employee benefits | $191,000 | 5,452 |
| Premises and equipment expense | $14,000 | 5,899 |
| Additional noninterest expense | $110,000 | 5,491 |
| Pre-tax net operating income | $-143,000 | 5,985 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-143,000 | 5,989 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-143,000 | 5,988 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-143,000 | 5,988 |
| Net charge-offs | $-35,000 | 5,624 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-143,000 | 5,981 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,923 |
| Total interest expense | $148,000 | 5,459 |
| Net interest income | $883,000 | 5,938 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $38,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $23,000 | 5,781 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $15,000 | 5,865 |
| Total noninterest expense | $601,000 | 6,056 |
| Salaries and employee benefits | $349,000 | 6,032 |
| Premises and equipment expense | $62,000 | 5,958 |
| Additional noninterest expense | $190,000 | 6,037 |
| Pre-tax net operating income | $295,000 | 5,292 |
| Securities gains (losses) | $-16,000 | 5,916 |
| Applicable income taxes | $97,000 | 3,336 |
| Income before extraordinary items | $182,000 | 5,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $182,000 | 5,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $182,000 | 5,508 |
| Net charge-offs | $-56,000 | 5,602 |
| Cash dividends | $240,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $192,400 | 5,439 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 5,993 |
| Total interest expense | $111,000 | 5,539 |
| Net interest income | $689,000 | 6,012 |
| Provision for loan and lease losses | $25,000 | 3,699 |
| Total noninterest income | $29,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $16,000 | 5,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 5,914 |
| Total noninterest expense | $450,000 | 6,140 |
| Salaries and employee benefits | $262,000 | 6,107 |
| Premises and equipment expense | $46,000 | 6,034 |
| Additional noninterest expense | $142,000 | 6,121 |
| Pre-tax net operating income | $243,000 | 5,364 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $78,000 | 3,405 |
| Income before extraordinary items | $173,000 | 5,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $173,000 | 5,506 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $240,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $167,480 | 5,469 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 6,045 |
| Total interest expense | $74,000 | 5,595 |
| Net interest income | $464,000 | 6,067 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $17,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $10,000 | 5,963 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $298,000 | 6,209 |
| Salaries and employee benefits | $170,000 | 6,181 |
| Premises and equipment expense | $31,000 | 6,091 |
| Additional noninterest expense | $97,000 | 6,186 |
| Pre-tax net operating income | $158,000 | 5,404 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $44,000 | 3,517 |
| Income before extraordinary items | $114,000 | 5,536 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 5,536 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $114,000 | 5,538 |
| Net charge-offs | $-15,000 | 5,380 |
| Cash dividends | $120,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $114,000 | 5,492 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 6,106 |
| Total interest expense | $37,000 | 5,652 |
| Net interest income | $232,000 | 6,126 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $9,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $159,000 | 6,250 |
| Salaries and employee benefits | $93,000 | 6,200 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $48,000 | 6,248 |
| Pre-tax net operating income | $67,000 | 5,484 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $56,000 | 5,559 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $56,000 | 5,560 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $56,000 | 5,560 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $56,000 | 5,501 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 6,161 |
| Total interest expense | $161,000 | 5,711 |
| Net interest income | $954,000 | 6,192 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $54,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 6,078 |
| Total noninterest expense | $619,000 | 6,358 |
| Salaries and employee benefits | $334,000 | 6,354 |
| Premises and equipment expense | $67,000 | 6,252 |
| Additional noninterest expense | $218,000 | 6,305 |
| Pre-tax net operating income | $149,000 | 5,777 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $21,000 | 4,005 |
| Income before extraordinary items | $128,000 | 5,824 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $128,000 | 5,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,826 |
| Net charge-offs | $326,000 | 1,929 |
| Cash dividends | $232,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $128,000 | 5,788 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,235 |
| Total interest expense | $123,000 | 5,774 |
| Net interest income | $714,000 | 6,270 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $41,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $27,000 | 5,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $14,000 | 6,132 |
| Total noninterest expense | $454,000 | 6,430 |
| Salaries and employee benefits | $258,000 | 6,397 |
| Premises and equipment expense | $50,000 | 6,316 |
| Additional noninterest expense | $146,000 | 6,414 |
| Pre-tax net operating income | $76,000 | 5,962 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $65,000 | 5,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,988 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $65,000 | 5,989 |
| Net charge-offs | $326,000 | 1,525 |
| Cash dividends | $232,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $65,000 | 5,969 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 6,280 |
| Total interest expense | $83,000 | 5,819 |
| Net interest income | $484,000 | 6,316 |
| Provision for loan and lease losses | $220,000 | 1,560 |
| Total noninterest income | $25,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $305,000 | 6,495 |
| Salaries and employee benefits | $174,000 | 6,456 |
| Premises and equipment expense | $33,000 | 6,371 |
| Additional noninterest expense | $98,000 | 6,465 |
| Pre-tax net operating income | $-16,000 | 6,218 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-16,000 | 6,236 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-16,000 | 6,238 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-16,000 | 6,238 |
| Net charge-offs | $326,000 | 1,196 |
| Cash dividends | $112,000 | 3,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-16,000 | 6,216 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 6,346 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $245,000 | 6,372 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $12,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $153,000 | 6,566 |
| Salaries and employee benefits | $89,000 | 6,525 |
| Premises and equipment expense | $16,000 | 6,449 |
| Additional noninterest expense | $48,000 | 6,549 |
| Pre-tax net operating income | $89,000 | 5,375 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $31,000 | 3,274 |
| Income before extraordinary items | $58,000 | 5,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,629 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $58,000 | 5,629 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $112,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $58,000 | 5,592 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 6,390 |
| Total interest expense | $193,000 | 5,949 |
| Net interest income | $1,014,000 | 6,407 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $58,000 | 6,442 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $37,000 | 6,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 6,206 |
| Total noninterest expense | $586,000 | 6,660 |
| Salaries and employee benefits | $364,000 | 6,604 |
| Premises and equipment expense | $64,000 | 6,539 |
| Additional noninterest expense | $158,000 | 6,693 |
| Pre-tax net operating income | $436,000 | 5,142 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $140,000 | 3,208 |
| Income before extraordinary items | $296,000 | 5,427 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $296,000 | 5,432 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $296,000 | 5,432 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $224,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $296,000 | 5,378 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,464 |
| Total interest expense | $148,000 | 6,018 |
| Net interest income | $754,000 | 6,486 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $45,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,305 |
| Total noninterest expense | $450,000 | 6,714 |
| Salaries and employee benefits | $302,000 | 6,605 |
| Premises and equipment expense | $45,000 | 6,625 |
| Additional noninterest expense | $103,000 | 6,793 |
| Pre-tax net operating income | $329,000 | 5,243 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $114,000 | 3,221 |
| Income before extraordinary items | $215,000 | 5,577 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $215,000 | 5,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $215,000 | 5,578 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $224,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $215,000 | 5,513 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 6,517 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $493,000 | 6,540 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $30,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $325,000 | 6,734 |
| Salaries and employee benefits | $218,000 | 6,603 |
| Premises and equipment expense | $29,000 | 6,679 |
| Additional noninterest expense | $78,000 | 6,808 |
| Pre-tax net operating income | $188,000 | 5,382 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $56,000 | 3,441 |
| Income before extraordinary items | $132,000 | 5,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $132,000 | 5,647 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $112,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $132,000 | 5,555 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 6,600 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $241,000 | 6,618 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $168,000 | 6,787 |
| Salaries and employee benefits | $113,000 | 6,643 |
| Premises and equipment expense | $15,000 | 6,724 |
| Additional noninterest expense | $40,000 | 6,865 |
| Pre-tax net operating income | $79,000 | 5,523 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $112,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $65,000 | 5,560 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,604 |
| Total interest expense | $244,000 | 6,203 |
| Net interest income | $1,063,000 | 6,642 |
| Provision for loan and lease losses | $30,000 | 5,437 |
| Total noninterest income | $63,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,000 | 6,264 |
| Total noninterest expense | $691,000 | 6,848 |
| Salaries and employee benefits | $424,000 | 6,762 |
| Premises and equipment expense | $64,000 | 6,799 |
| Additional noninterest expense | $203,000 | 6,861 |
| Pre-tax net operating income | $405,000 | 5,135 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $143,000 | 3,252 |
| Income before extraordinary items | $262,000 | 5,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $262,000 | 5,575 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $262,000 | 5,577 |
| Net charge-offs | $47,000 | 4,961 |
| Cash dividends | $224,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $262,000 | 5,393 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,713 |
| Total interest expense | $187,000 | 6,315 |
| Net interest income | $786,000 | 6,748 |
| Provision for loan and lease losses | $22,000 | 5,359 |
| Total noninterest income | $47,000 | 6,680 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,387 |
| Total noninterest expense | $509,000 | 6,935 |
| Salaries and employee benefits | $323,000 | 6,820 |
| Premises and equipment expense | $48,000 | 6,881 |
| Additional noninterest expense | $138,000 | 6,995 |
| Pre-tax net operating income | $302,000 | 5,299 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $106,000 | 3,335 |
| Income before extraordinary items | $196,000 | 5,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $196,000 | 5,738 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $196,000 | 5,738 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $224,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $196,000 | 5,557 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 6,777 |
| Total interest expense | $129,000 | 6,364 |
| Net interest income | $517,000 | 6,817 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $30,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $343,000 | 6,982 |
| Salaries and employee benefits | $221,000 | 6,861 |
| Premises and equipment expense | $33,000 | 6,911 |
| Additional noninterest expense | $89,000 | 7,069 |
| Pre-tax net operating income | $189,000 | 5,363 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $59,000 | 3,441 |
| Income before extraordinary items | $130,000 | 5,758 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $130,000 | 5,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $130,000 | 5,757 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $112,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $130,000 | 5,572 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 6,841 |
| Total interest expense | $65,000 | 6,445 |
| Net interest income | $255,000 | 6,873 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $174,000 | 7,039 |
| Salaries and employee benefits | $118,000 | 6,865 |
| Premises and equipment expense | $16,000 | 6,969 |
| Additional noninterest expense | $40,000 | 7,166 |
| Pre-tax net operating income | $86,000 | 5,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $68,000 | 5,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 5,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $68,000 | 5,774 |
| Net charge-offs | $67,000 | 2,791 |
| Cash dividends | $112,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $68,000 | 5,624 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,815 |
| Total interest expense | $310,000 | 6,516 |
| Net interest income | $1,118,000 | 6,845 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $56,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $41,000 | 6,479 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $15,000 | 6,458 |
| Total noninterest expense | $649,000 | 7,154 |
| Salaries and employee benefits | $415,000 | 7,034 |
| Premises and equipment expense | $55,000 | 7,140 |
| Additional noninterest expense | $179,000 | 7,183 |
| Pre-tax net operating income | $495,000 | 4,748 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $162,000 | 3,065 |
| Income before extraordinary items | $333,000 | 5,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,142 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $333,000 | 5,142 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $220,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $333,000 | 5,029 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 6,883 |
| Total interest expense | $239,000 | 6,584 |
| Net interest income | $836,000 | 6,909 |
| Provision for loan and lease losses | $23,000 | 5,958 |
| Total noninterest income | $46,000 | 6,820 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,000 | 6,554 |
| Total noninterest expense | $475,000 | 7,217 |
| Salaries and employee benefits | $308,000 | 7,080 |
| Premises and equipment expense | $42,000 | 7,201 |
| Additional noninterest expense | $125,000 | 7,281 |
| Pre-tax net operating income | $384,000 | 4,820 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $127,000 | 3,026 |
| Income before extraordinary items | $257,000 | 5,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 5,246 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $257,000 | 5,246 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $220,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $257,000 | 5,125 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,949 |
| Total interest expense | $162,000 | 6,670 |
| Net interest income | $551,000 | 6,971 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $29,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $324,000 | 7,277 |
| Salaries and employee benefits | $210,000 | 7,137 |
| Premises and equipment expense | $28,000 | 7,270 |
| Additional noninterest expense | $86,000 | 7,343 |
| Pre-tax net operating income | $241,000 | 4,883 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $75,000 | 3,085 |
| Income before extraordinary items | $166,000 | 5,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,249 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $166,000 | 5,250 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $108,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $166,000 | 5,160 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 6,988 |
| Total interest expense | $82,000 | 6,745 |
| Net interest income | $277,000 | 6,994 |
| Provision for loan and lease losses | $8,000 | 5,494 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $170,000 | 7,308 |
| Salaries and employee benefits | $112,000 | 7,143 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $44,000 | 7,397 |
| Pre-tax net operating income | $111,000 | 5,023 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $108,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,000 | 5,216 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,048 |
| Total interest expense | $385,000 | 6,835 |
| Net interest income | $1,121,000 | 7,048 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $52,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 6,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,681 |
| Total noninterest expense | $637,000 | 7,431 |
| Salaries and employee benefits | $403,000 | 7,313 |
| Premises and equipment expense | $57,000 | 7,405 |
| Additional noninterest expense | $177,000 | 7,463 |
| Pre-tax net operating income | $521,000 | 4,316 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $172,000 | 2,823 |
| Income before extraordinary items | $349,000 | 4,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $349,000 | 4,786 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $349,000 | 4,786 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $208,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $349,000 | 4,640 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 7,152 |
| Total interest expense | $297,000 | 6,939 |
| Net interest income | $838,000 | 7,156 |
| Provision for loan and lease losses | $8,000 | 6,891 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $28,000 | 6,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $464,000 | 7,525 |
| Salaries and employee benefits | $302,000 | 7,386 |
| Premises and equipment expense | $39,000 | 7,533 |
| Additional noninterest expense | $123,000 | 7,585 |
| Pre-tax net operating income | $410,000 | 4,473 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $135,000 | 2,877 |
| Income before extraordinary items | $275,000 | 4,976 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $275,000 | 4,979 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $275,000 | 4,980 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $208,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $275,000 | 4,789 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,240 |
| Total interest expense | $203,000 | 7,001 |
| Net interest income | $535,000 | 7,255 |
| Provision for loan and lease losses | $3,000 | 6,809 |
| Total noninterest income | $26,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $314,000 | 7,584 |
| Salaries and employee benefits | $207,000 | 7,432 |
| Premises and equipment expense | $25,000 | 7,599 |
| Additional noninterest expense | $82,000 | 7,650 |
| Pre-tax net operating income | $244,000 | 4,677 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $75,000 | 3,019 |
| Income before extraordinary items | $169,000 | 5,106 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $169,000 | 5,109 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $169,000 | 5,108 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $104,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $169,000 | 4,946 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 7,356 |
| Total interest expense | $102,000 | 7,120 |
| Net interest income | $262,000 | 7,368 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $163,000 | 7,677 |
| Salaries and employee benefits | $111,000 | 7,471 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $40,000 | 7,758 |
| Pre-tax net operating income | $110,000 | 4,940 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $85,000 | 5,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $85,000 | 5,181 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $104,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $85,000 | 5,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,423 |
| Total interest expense | $482,000 | 7,172 |
| Net interest income | $1,013,000 | 7,431 |
| Provision for loan and lease losses | $6,000 | 7,358 |
| Total noninterest income | $65,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $629,000 | 7,772 |
| Salaries and employee benefits | $402,000 | 7,632 |
| Premises and equipment expense | $46,000 | 7,812 |
| Additional noninterest expense | $181,000 | 7,802 |
| Pre-tax net operating income | $443,000 | 4,122 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $141,000 | 2,641 |
| Income before extraordinary items | $302,000 | 4,459 |
| Extraordinary gains, net | $-33,000 | 7,986 |
| Net income | $269,000 | 4,578 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $269,000 | 4,579 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $208,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $302,000 | 4,393 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 7,509 |
| Total interest expense | $369,000 | 7,262 |
| Net interest income | $755,000 | 7,498 |
| Provision for loan and lease losses | $5,000 | 7,206 |
| Total noninterest income | $51,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $456,000 | 7,850 |
| Salaries and employee benefits | $305,000 | 7,682 |
| Premises and equipment expense | $35,000 | 7,882 |
| Additional noninterest expense | $116,000 | 7,947 |
| Pre-tax net operating income | $345,000 | 4,373 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $112,000 | 2,790 |
| Income before extraordinary items | $233,000 | 4,703 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $233,000 | 4,700 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $233,000 | 4,703 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $208,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $233,000 | 4,641 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,598 |
| Total interest expense | $250,000 | 7,345 |
| Net interest income | $487,000 | 7,587 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $32,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $306,000 | 7,929 |
| Salaries and employee benefits | $207,000 | 7,751 |
| Premises and equipment expense | $24,000 | 7,957 |
| Additional noninterest expense | $75,000 | 8,023 |
| Pre-tax net operating income | $210,000 | 4,590 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $61,000 | 3,019 |
| Income before extraordinary items | $149,000 | 4,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 4,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $149,000 | 4,872 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $104,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $149,000 | 4,788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 7,634 |
| Total interest expense | $126,000 | 7,420 |
| Net interest income | $250,000 | 7,588 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $164,000 | 7,926 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $40,000 | 7,998 |
| Pre-tax net operating income | $98,000 | 5,065 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $77,000 | 5,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 5,283 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $77,000 | 5,282 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $104,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,000 | 5,106 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,686 |
| Total interest expense | $585,000 | 7,535 |
| Net interest income | $910,000 | 7,697 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $66,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 6,681 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $616,000 | 8,011 |
| Salaries and employee benefits | $410,000 | 7,869 |
| Premises and equipment expense | $49,000 | 8,059 |
| Additional noninterest expense | $157,000 | 8,053 |
| Pre-tax net operating income | $360,000 | 5,246 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $116,000 | 3,271 |
| Income before extraordinary items | $244,000 | 5,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $244,000 | 5,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $208,000 | 4,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $244,000 | 5,477 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 7,782 |
| Total interest expense | $445,000 | 7,621 |
| Net interest income | $661,000 | 7,803 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $50,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $35,000 | 6,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $449,000 | 8,078 |
| Salaries and employee benefits | $308,000 | 7,905 |
| Premises and equipment expense | $38,000 | 8,106 |
| Additional noninterest expense | $103,000 | 8,167 |
| Pre-tax net operating income | $262,000 | 5,788 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $78,000 | 3,804 |
| Income before extraordinary items | $184,000 | 5,785 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $184,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $208,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,000 | 5,963 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 7,855 |
| Total interest expense | $300,000 | 7,702 |
| Net interest income | $429,000 | 7,861 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $29,000 | 7,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $311,000 | 8,112 |
| Salaries and employee benefits | $217,000 | 7,917 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $69,000 | 8,222 |
| Pre-tax net operating income | $147,000 | 6,133 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $37,000 | 4,291 |
| Income before extraordinary items | $110,000 | 6,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $104,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $110,000 | 6,217 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 7,919 |
| Total interest expense | $154,000 | 7,780 |
| Net interest income | $218,000 | 7,895 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $165,000 | 8,108 |
| Salaries and employee benefits | $117,000 | 7,875 |
| Premises and equipment expense | $13,000 | 8,175 |
| Additional noninterest expense | $35,000 | 8,244 |
| Pre-tax net operating income | $66,000 | 6,400 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $104,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,880 |
| Total interest expense | $576,000 | 7,845 |
| Net interest income | $955,000 | 7,804 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $58,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $593,000 | 8,230 |
| Salaries and employee benefits | $399,000 | 8,059 |
| Premises and equipment expense | $41,000 | 8,322 |
| Additional noninterest expense | $153,000 | 8,239 |
| Pre-tax net operating income | $420,000 | 6,217 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $136,000 | 4,216 |
| Income before extraordinary items | $284,000 | 6,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $204,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $284,000 | 6,469 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 7,949 |
| Total interest expense | $411,000 | 7,929 |
| Net interest income | $724,000 | 7,835 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $43,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $433,000 | 8,234 |
| Salaries and employee benefits | $302,000 | 8,035 |
| Premises and equipment expense | $29,000 | 8,337 |
| Additional noninterest expense | $102,000 | 8,315 |
| Pre-tax net operating income | $334,000 | 6,431 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $110,000 | 4,352 |
| Income before extraordinary items | $224,000 | 6,692 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $224,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $204,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $224,000 | 6,681 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 8,006 |
| Total interest expense | $261,000 | 8,014 |
| Net interest income | $491,000 | 7,883 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $293,000 | 8,270 |
| Salaries and employee benefits | $206,000 | 8,061 |
| Premises and equipment expense | $18,000 | 8,398 |
| Additional noninterest expense | $69,000 | 8,350 |
| Pre-tax net operating income | $227,000 | 6,485 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $70,000 | 4,482 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,060 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $248,000 | 7,925 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $155,000 | 8,271 |
| Salaries and employee benefits | $110,000 | 8,030 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 7,970 |
| Total interest expense | $468,000 | 7,976 |
| Net interest income | $990,000 | 7,856 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $56,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $42,000 | 7,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $584,000 | 8,338 |
| Salaries and employee benefits | $384,000 | 8,191 |
| Premises and equipment expense | $41,000 | 8,440 |
| Additional noninterest expense | $159,000 | 8,320 |
| Pre-tax net operating income | $462,000 | 6,608 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $148,000 | 4,612 |
| Income before extraordinary items | $314,000 | 6,858 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $314,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $196,000 | 4,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $314,000 | 6,861 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 8,048 |
| Total interest expense | $337,000 | 8,043 |
| Net interest income | $741,000 | 7,941 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $42,000 | 8,252 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $432,000 | 8,373 |
| Salaries and employee benefits | $290,000 | 8,188 |
| Premises and equipment expense | $31,000 | 8,494 |
| Additional noninterest expense | $111,000 | 8,407 |
| Pre-tax net operating income | $351,000 | 6,772 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $115,000 | 4,785 |
| Income before extraordinary items | $236,000 | 7,030 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $236,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $196,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $236,000 | 7,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,078 |
| Total interest expense | $215,000 | 8,082 |
| Net interest income | $497,000 | 7,973 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $27,000 | 8,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $289,000 | 8,409 |
| Salaries and employee benefits | $198,000 | 8,212 |
| Premises and equipment expense | $20,000 | 8,534 |
| Additional noninterest expense | $71,000 | 8,467 |
| Pre-tax net operating income | $235,000 | 6,855 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $164,000 | 7,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $164,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $96,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $164,000 | 7,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,122 |
| Total interest expense | $104,000 | 8,100 |
| Net interest income | $240,000 | 8,042 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $155,000 | 8,361 |
| Salaries and employee benefits | $107,000 | 8,128 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $37,000 | 8,446 |
| Pre-tax net operating income | $97,000 | 7,096 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $77,000 | 7,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $96,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $77,000 | 7,088 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 8,054 |
| Total interest expense | $342,000 | 8,083 |
| Net interest income | $995,000 | 7,944 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $58,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $42,000 | 7,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $606,000 | 8,417 |
| Salaries and employee benefits | $408,000 | 8,182 |
| Premises and equipment expense | $50,000 | 8,470 |
| Additional noninterest expense | $148,000 | 8,504 |
| Pre-tax net operating income | $447,000 | 6,908 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $140,000 | 5,068 |
| Income before extraordinary items | $307,000 | 7,153 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $307,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $188,000 | 4,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $307,000 | 7,137 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 8,080 |
| Total interest expense | $249,000 | 8,105 |
| Net interest income | $751,000 | 7,981 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 7,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $450,000 | 8,405 |
| Salaries and employee benefits | $308,000 | 8,159 |
| Premises and equipment expense | $38,000 | 8,464 |
| Additional noninterest expense | $104,000 | 8,554 |
| Pre-tax net operating income | $346,000 | 7,009 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $110,000 | 5,145 |
| Income before extraordinary items | $236,000 | 7,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $236,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $188,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $236,000 | 7,228 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 8,082 |
| Total interest expense | $161,000 | 8,105 |
| Net interest income | $506,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $301,000 | 8,398 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $26,000 | 8,447 |
| Additional noninterest expense | $67,000 | 8,562 |
| Pre-tax net operating income | $233,000 | 7,006 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $164,000 | 7,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $164,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $92,000 | 4,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $164,000 | 7,180 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,148 |
| Total interest expense | $80,000 | 8,117 |
| Net interest income | $250,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $157,000 | 8,429 |
| Salaries and employee benefits | $112,000 | 8,130 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $32,000 | 8,653 |
| Pre-tax net operating income | $107,000 | 7,119 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $92,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $84,000 | 7,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 8,111 |
| Total interest expense | $320,000 | 8,007 |
| Net interest income | $974,000 | 8,058 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $53,000 | 8,557 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $40,000 | 7,439 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $588,000 | 8,543 |
| Salaries and employee benefits | $395,000 | 8,319 |
| Premises and equipment expense | $47,000 | 8,627 |
| Additional noninterest expense | $146,000 | 8,614 |
| Pre-tax net operating income | $439,000 | 6,912 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $140,000 | 5,185 |
| Income before extraordinary items | $300,000 | 7,234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $300,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $184,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $299,320 | 7,180 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 8,142 |
| Total interest expense | $239,000 | 8,040 |
| Net interest income | $733,000 | 8,085 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $40,000 | 8,610 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $29,000 | 7,502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $432,000 | 8,562 |
| Salaries and employee benefits | $295,000 | 8,305 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $100,000 | 8,697 |
| Pre-tax net operating income | $341,000 | 6,995 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $112,000 | 5,218 |
| Income before extraordinary items | $229,000 | 7,310 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $229,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $184,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $229,000 | 7,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 8,225 |
| Total interest expense | $159,000 | 8,115 |
| Net interest income | $475,000 | 8,192 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $26,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $288,000 | 8,617 |
| Salaries and employee benefits | $196,000 | 8,364 |
| Premises and equipment expense | $25,000 | 8,656 |
| Additional noninterest expense | $67,000 | 8,747 |
| Pre-tax net operating income | $213,000 | 7,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $150,000 | 7,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $92,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $150,000 | 7,263 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,273 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $240,000 | 8,198 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $153,000 | 8,584 |
| Salaries and employee benefits | $106,000 | 8,310 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $100,000 | 7,153 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $92,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 8,269 |
| Total interest expense | $353,000 | 8,279 |
| Net interest income | $956,000 | 8,172 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $54,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $41,000 | 7,570 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $555,000 | 8,751 |
| Salaries and employee benefits | $374,000 | 8,512 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $132,000 | 8,849 |
| Pre-tax net operating income | $449,000 | 6,847 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $141,000 | 5,353 |
| Income before extraordinary items | $307,000 | 7,253 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $307,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $176,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $307,690 | 7,106 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 8,354 |
| Total interest expense | $271,000 | 8,368 |
| Net interest income | $717,000 | 8,234 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $42,000 | 8,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $400,000 | 8,814 |
| Salaries and employee benefits | $275,000 | 8,531 |
| Premises and equipment expense | $37,000 | 8,819 |
| Additional noninterest expense | $88,000 | 8,971 |
| Pre-tax net operating income | $354,000 | 6,935 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $111,000 | 5,462 |
| Income before extraordinary items | $242,000 | 7,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $242,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $176,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $242,690 | 7,141 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 8,395 |
| Total interest expense | $186,000 | 8,424 |
| Net interest income | $481,000 | 8,262 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $269,000 | 8,819 |
| Salaries and employee benefits | $188,000 | 8,531 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $58,000 | 8,991 |
| Pre-tax net operating income | $236,000 | 6,939 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $69,000 | 5,571 |
| Income before extraordinary items | $166,000 | 7,294 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $166,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $88,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $166,710 | 7,108 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 8,471 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $237,000 | 8,324 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $143,000 | 8,789 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $88,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $85,000 | 7,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 8,511 |
| Total interest expense | $487,000 | 8,419 |
| Net interest income | $896,000 | 8,428 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $39,000 | 7,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $526,000 | 8,937 |
| Salaries and employee benefits | $356,000 | 8,675 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $125,000 | 9,040 |
| Pre-tax net operating income | $417,000 | 7,088 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $134,000 | 5,655 |
| Income before extraordinary items | $292,000 | 7,360 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $292,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $285,790 | 7,294 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 8,666 |
| Total interest expense | $684,000 | 8,651 |
| Net interest income | $889,000 | 8,497 |
| Provision for loan and lease losses | $18,000 | 7,646 |
| Total noninterest income | $46,000 | 9,204 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $544,000 | 9,091 |
| Salaries and employee benefits | $360,000 | 8,789 |
| Premises and equipment expense | $59,000 | 8,992 |
| Additional noninterest expense | $125,000 | 9,225 |
| Pre-tax net operating income | $373,000 | 7,094 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $123,000 | 5,738 |
| Income before extraordinary items | $261,000 | 7,367 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $261,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $116,000 | 5,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $253,520 | 7,307 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 8,764 |
| Total interest expense | $731,000 | 8,788 |
| Net interest income | $939,000 | 8,607 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $499,000 | 9,397 |
| Salaries and employee benefits | $331,000 | 9,102 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $119,000 | 9,497 |
| Pre-tax net operating income | $490,000 | 7,045 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $157,000 | 5,844 |
| Income before extraordinary items | $333,000 | 7,271 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $333,000 | 7,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $108,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $333,000 | 7,268 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 8,977 |
| Total interest expense | $688,000 | 8,976 |
| Net interest income | $880,000 | 8,885 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $52,000 | 9,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $484,000 | 9,671 |
| Salaries and employee benefits | $317,000 | 9,373 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $117,000 | 9,798 |
| Pre-tax net operating income | $375,000 | 7,713 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $254,000 | 7,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $254,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $104,000 | 6,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $256,040 | 7,862 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 9,175 |
| Total interest expense | $661,000 | 9,304 |
| Net interest income | $927,000 | 8,965 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $48,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $464,000 | 9,892 |
| Salaries and employee benefits | $312,000 | 9,559 |
| Premises and equipment expense | $43,000 | 9,960 |
| Additional noninterest expense | $109,000 | 10,060 |
| Pre-tax net operating income | $499,000 | 7,370 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $165,000 | 6,647 |
| Income before extraordinary items | $334,000 | 7,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $334,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $334,000 | 7,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 9,720 |
| Total interest expense | $596,000 | 9,834 |
| Net interest income | $867,000 | 9,500 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $443,000 | 10,349 |
| Salaries and employee benefits | $305,000 | 9,920 |
| Premises and equipment expense | $38,000 | 10,474 |
| Additional noninterest expense | $100,000 | 10,538 |
| Pre-tax net operating income | $463,000 | 8,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $311,000 | 8,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $311,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $84,000 | 6,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $311,000 | 8,253 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 10,240 |
| Total interest expense | $571,000 | 10,374 |
| Net interest income | $837,000 | 10,007 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $425,000 | 10,882 |
| Salaries and employee benefits | $299,000 | 10,355 |
| Premises and equipment expense | $31,000 | 11,122 |
| Additional noninterest expense | $95,000 | 11,123 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $299,000 | 8,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $299,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $299,000 | 8,380 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 10,765 |
| Total interest expense | $535,000 | 10,901 |
| Net interest income | $811,000 | 10,501 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $45,000 | 11,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $423,000 | 11,352 |
| Salaries and employee benefits | $275,000 | 10,960 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $109,000 | 11,530 |
| Pre-tax net operating income | $421,000 | 8,932 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $138,000 | 8,483 |
| Income before extraordinary items | $283,000 | 9,104 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $283,000 | 9,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $283,000 | 9,080 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 11,389 |
| Total interest expense | $428,000 | 11,452 |
| Net interest income | $753,000 | 11,211 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $45,000 | 12,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $451,000 | 11,830 |
| Salaries and employee benefits | $285,000 | 11,348 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $124,000 | 12,085 |
| Pre-tax net operating income | $323,000 | 9,962 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $110,000 | 9,133 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $213,000 | 10,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 11,964 |
| Total interest expense | $451,000 | 11,937 |
| Net interest income | $709,000 | 11,839 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $428,000 | 12,517 |
| Salaries and employee benefits | $271,000 | 11,966 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $119,000 | 12,770 |
| Pre-tax net operating income | $299,000 | 10,253 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $-25,000 | 12,506 |
| Net income | $186,000 | 10,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $211,000 | 10,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 12,575 |
| Total interest expense | $576,000 | 12,411 |
| Net interest income | $637,000 | 12,579 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 11,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $383,000 | 13,250 |
| Salaries and employee benefits | $228,000 | 12,854 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $111,000 | 13,421 |
| Pre-tax net operating income | $268,000 | 10,446 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $87,000 | 10,252 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.