Home > Franklin First Savings Bank > Income and Expense
Franklin First Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $105,741,000 | 388 |
| Total interest expense | $64,819,000 | 317 |
| Net interest income | $40,922,000 | 471 |
| Provision for loan and lease losses | $3,000,000 | 431 |
| Total noninterest income | $4,074,000 | 1,063 |
| Gross Fiduciary activities income | $113,000 | 1,027 |
| Service charges on deposit accounts | $1,766,000 | 724 |
| Trading account gains and fees | $339,000 | 119 |
| Additional Noninterest Income | $1,856,000 | 1,157 |
| Total noninterest expense | $22,616,000 | 670 |
| Salaries and employee benefits | $9,537,000 | 724 |
| Premises and equipment expense | $4,318,000 | 510 |
| Additional noninterest expense | $8,761,000 | 647 |
| Pre-tax net operating income | $19,380,000 | 469 |
| Securities gains (losses) | $2,323,000 | 163 |
| Applicable income taxes | $8,570,000 | 396 |
| Income before extraordinary items | $13,133,000 | 476 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,133,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,239,000 | 370 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,646,280 | 496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $104,311,000 | 413 |
| Total interest expense | $61,120,000 | 368 |
| Net interest income | $43,191,000 | 484 |
| Provision for loan and lease losses | $3,000,000 | 457 |
| Total noninterest income | $4,048,000 | 1,102 |
| Gross Fiduciary activities income | $55,000 | 1,217 |
| Service charges on deposit accounts | $1,545,000 | 855 |
| Trading account gains and fees | $451,000 | 125 |
| Additional Noninterest Income | $1,997,000 | 1,160 |
| Total noninterest expense | $29,457,000 | 570 |
| Salaries and employee benefits | $9,611,000 | 727 |
| Premises and equipment expense | $4,452,000 | 511 |
| Additional noninterest expense | $15,394,000 | 484 |
| Pre-tax net operating income | $14,782,000 | 573 |
| Securities gains (losses) | $2,329,000 | 134 |
| Applicable income taxes | $6,525,000 | 480 |
| Income before extraordinary items | $10,586,000 | 551 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,586,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,556,000 | 671 |
| Cash dividends | $30,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,095,440 | 617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $125,876,000 | 374 |
| Total interest expense | $81,720,000 | 308 |
| Net interest income | $44,156,000 | 496 |
| Provision for loan and lease losses | $1,800,000 | 617 |
| Total noninterest income | $3,389,000 | 1,254 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $1,513,000 | 882 |
| Trading account gains and fees | $180,000 | 250 |
| Additional Noninterest Income | $1,689,000 | 1,274 |
| Total noninterest expense | $22,115,000 | 727 |
| Salaries and employee benefits | $9,378,000 | 751 |
| Premises and equipment expense | $3,941,000 | 598 |
| Additional noninterest expense | $8,796,000 | 741 |
| Pre-tax net operating income | $23,630,000 | 425 |
| Securities gains (losses) | $1,786,000 | 149 |
| Applicable income taxes | $10,170,000 | 371 |
| Income before extraordinary items | $15,246,000 | 427 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,246,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,778,000 | 472 |
| Cash dividends | $15,000,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $14,102,960 | 456 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $115,419,000 | 363 |
| Total interest expense | $68,457,000 | 297 |
| Net interest income | $46,962,000 | 458 |
| Provision for loan and lease losses | $1,500,000 | 711 |
| Total noninterest income | $3,797,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,367,000 | 966 |
| Trading account gains and fees | $52,000 | 277 |
| Additional Noninterest Income | $2,378,000 | 1,021 |
| Total noninterest expense | $22,237,000 | 737 |
| Salaries and employee benefits | $8,706,000 | 791 |
| Premises and equipment expense | $3,179,000 | 723 |
| Additional noninterest expense | $10,352,000 | 685 |
| Pre-tax net operating income | $27,022,000 | 361 |
| Securities gains (losses) | $-34,548,000 | 12,598 |
| Applicable income taxes | $-3,011,000 | 12,572 |
| Income before extraordinary items | $-4,515,000 | 12,550 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,515,000 | 12,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,103 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $17,595,720 | 354 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $94,233,000 | 417 |
| Total interest expense | $50,318,000 | 355 |
| Net interest income | $43,915,000 | 486 |
| Provision for loan and lease losses | $2,000,000 | 807 |
| Total noninterest income | $6,007,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,320,000 | 1,000 |
| Trading account gains and fees | $-39,000 | 5,105 |
| Additional Noninterest Income | $4,726,000 | 699 |
| Total noninterest expense | $22,861,000 | 745 |
| Salaries and employee benefits | $9,290,000 | 745 |
| Premises and equipment expense | $2,945,000 | 790 |
| Additional noninterest expense | $10,626,000 | 732 |
| Pre-tax net operating income | $25,061,000 | 340 |
| Securities gains (losses) | $1,185,000 | 470 |
| Applicable income taxes | $10,600,000 | 298 |
| Income before extraordinary items | $15,646,000 | 376 |
| Extraordinary gains, net | $3,400,000 | 94 |
| Net income | $19,046,000 | 335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,971,000 | 565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,887,600 | 369 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $93,754,000 | 458 |
| Total interest expense | $52,767,000 | 424 |
| Net interest income | $40,987,000 | 517 |
| Provision for loan and lease losses | $2,300,000 | 1,031 |
| Total noninterest income | $4,743,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,466,000 | 889 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,277,000 | 896 |
| Total noninterest expense | $21,964,000 | 785 |
| Salaries and employee benefits | $8,315,000 | 817 |
| Premises and equipment expense | $2,754,000 | 863 |
| Additional noninterest expense | $10,895,000 | 717 |
| Pre-tax net operating income | $21,466,000 | 327 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $8,900,000 | 299 |
| Income before extraordinary items | $12,550,000 | 405 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,550,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,058,000 | 1,505 |
| Cash dividends | $13,200,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,560,240 | 366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.