Home > Franklin First Savings Bank > Assets and Liabilities
Franklin First Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 372 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $1,453,571,000 | 390 |
| Cash and due from depository institutions | $23,468,000 | 479 |
| Interest-bearing balances | $10,078,000 | 436 |
| Securities | $398,778,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $987,986,000 | 364 |
| Loan loss allowance | $10,156,000 | 472 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,760,000 | 668 |
| Other real estate owned | $2,786,000 | 479 |
| Goodwill and other intangibles | $1,829,000 | 1,037 |
| All other assets | $27,964,000 | 413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,453,571,000 | 390 |
| Total liabilities | $1,351,616,000 | 377 |
| Total deposits | $997,468,000 | 398 |
| Interest-bearing deposits | $942,986,000 | 377 |
| Deposits held in domestic offices | $997,468,000 | 392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $333,050,000 | 192 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $21,098,000 | 393 |
| Total equity capital | $101,955,000 | 485 |
| Total bank equity capital | $101,955,000 | 485 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $35,019,000 | 567 |
| Undivided profits | $66,936,000 | 376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,546,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,562,000 | 431 |
| Earning assets | $1,396,842,000 | 372 |
| Long-term assets (5+ years) | $430,672,000 | 231 |
| Average Assets, year-to-date | $1,436,632,800 | 373 |
| Average Assets, quarterly | $1,477,878,000 | 374 |
| Volatile liabilities | $410,631,000 | 331 |
| Insider loans | $8,385,000 | 463 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $18,543,000 | 157 |
| Unused loan commitments | $55,275,000 | 1,005 |
| Tier 1 (core) risk-based capital | $102,570,000 | 446 |
| Tier 2 risk-based capital | $10,156,000 | 421 |
| Total risk weighted assets | $925,515,800 | 386 |
| Total unused commitments | $55,275,000 | 1,010 |
| Derivatives | $8,472,000 | 413 |
| 1996-12-31 | Rank | |
| # of Employees: | 381 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,407,872,000 | 421 |
| Cash and due from depository institutions | $24,519,000 | 496 |
| Interest-bearing balances | $12,269,000 | 306 |
| Securities | $419,986,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $62,000,000 | 264 |
| Net loans & leases | $863,228,000 | 435 |
| Loan loss allowance | $10,395,000 | 516 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,819,000 | 694 |
| Other real estate owned | $2,670,000 | 496 |
| Goodwill and other intangibles | $1,725,000 | 996 |
| All other assets | $22,925,000 | 501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,407,872,000 | 421 |
| Total liabilities | $1,318,899,000 | 410 |
| Total deposits | $915,128,000 | 472 |
| Interest-bearing deposits | $865,055,000 | 434 |
| Deposits held in domestic offices | $915,128,000 | 466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,488,000 | 1,123 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $382,051,000 | 174 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $11,232,000 | 589 |
| Total equity capital | $88,973,000 | 558 |
| Total bank equity capital | $88,973,000 | 558 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $35,019,000 | 582 |
| Undivided profits | $53,954,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,473,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,478 |
| Income earned, not collected on loans | $5,300,000 | 474 |
| Earning assets | $1,357,483,000 | 407 |
| Long-term assets (5+ years) | $493,607,000 | 209 |
| Average Assets, year-to-date | $1,418,825,600 | 405 |
| Average Assets, quarterly | $1,410,724,500 | 420 |
| Volatile liabilities | $419,727,000 | 346 |
| Insider loans | $8,188,000 | 520 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $10,122,000 | 209 |
| Unused loan commitments | $48,915,000 | 1,077 |
| Tier 1 (core) risk-based capital | $89,166,000 | 527 |
| Tier 2 risk-based capital | $10,091,610 | 449 |
| Total risk weighted assets | $807,025,410 | 456 |
| Total unused commitments | $48,915,000 | 1,083 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 382 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $1,502,785,000 | 427 |
| Cash and due from depository institutions | $29,928,000 | 514 |
| Interest-bearing balances | $19,172,000 | 238 |
| Securities | $658,665,000 | 261 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $758,376,000 | 503 |
| Loan loss allowance | $8,951,000 | 597 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,327,000 | 657 |
| Other real estate owned | $2,172,000 | 514 |
| Goodwill and other intangibles | $1,627,000 | 953 |
| All other assets | $40,690,000 | 367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,502,785,000 | 427 |
| Total liabilities | $1,391,937,000 | 423 |
| Total deposits | $974,724,000 | 478 |
| Interest-bearing deposits | $932,196,000 | 430 |
| Deposits held in domestic offices | $974,724,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,488,000 | 795 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $382,349,000 | 169 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $14,376,000 | 551 |
| Total equity capital | $110,848,000 | 478 |
| Total bank equity capital | $110,848,000 | 478 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $35,019,000 | 589 |
| Undivided profits | $75,829,000 | 361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,567,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,075 |
| Income earned, not collected on loans | $9,170,000 | 334 |
| Earning assets | $1,436,213,000 | 410 |
| Long-term assets (5+ years) | $661,258,000 | 170 |
| Average Assets, year-to-date | $1,768,356,000 | 368 |
| Average Assets, quarterly | $1,682,755,500 | 391 |
| Volatile liabilities | $281,833,000 | 448 |
| Insider loans | $470,000 | 5,836 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $15,681,000 | 176 |
| Unused loan commitments | $43,764,000 | 1,134 |
| Tier 1 (core) risk-based capital | $108,309,000 | 466 |
| Tier 2 risk-based capital | $8,951,000 | 507 |
| Total risk weighted assets | $771,886,200 | 487 |
| Total unused commitments | $43,764,000 | 1,141 |
| Derivatives | $6,000,000 | 536 |
| 1994-12-31 | Rank | |
| # of Employees: | 368 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $1,882,654,000 | 351 |
| Cash and due from depository institutions | $59,293,000 | 565 |
| Interest-bearing balances | $45,725,000 | 106 |
| Securities | $911,605,000 | 217 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $647,849,000 | 524 |
| Loan loss allowance | $9,929,000 | 560 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,143,000 | 799 |
| Other real estate owned | $1,764,000 | 565 |
| Goodwill and other intangibles | $1,898,000 | 812 |
| All other assets | $251,102,000 | 97 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,882,654,000 | 351 |
| Total liabilities | $1,778,815,000 | 345 |
| Total deposits | $937,781,000 | 469 |
| Interest-bearing deposits | $898,841,000 | 431 |
| Deposits held in domestic offices | $937,781,000 | 464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $257,900,000 | 251 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $445,253,000 | 147 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $137,881,000 | 108 |
| Total equity capital | $103,839,000 | 465 |
| Total bank equity capital | $103,839,000 | 465 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $35,019,000 | 552 |
| Undivided profits | $68,820,000 | 348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,418,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 992 |
| Income earned, not collected on loans | $7,820,000 | 332 |
| Earning assets | $1,605,179,000 | 374 |
| Long-term assets (5+ years) | $708,637,000 | 155 |
| Average Assets, year-to-date | $1,779,994,800 | 361 |
| Average Assets, quarterly | $1,912,652,000 | 344 |
| Volatile liabilities | $470,834,000 | 311 |
| Insider loans | $392,000 | 6,398 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $44,961,000 | 1,062 |
| Tier 1 (core) risk-based capital | $107,792,000 | 447 |
| Tier 2 risk-based capital | $9,929,000 | 445 |
| Total risk weighted assets | $928,583,500 | 414 |
| Total unused commitments | $44,961,000 | 1,072 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 355 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $1,593,446,000 | 396 |
| Cash and due from depository institutions | $40,087,000 | 603 |
| Interest-bearing balances | $27,080,000 | 229 |
| Securities | $898,431,000 | 214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $606,514,000 | 542 |
| Loan loss allowance | $9,118,000 | 632 |
| Trading account assets | $4,926,000 | 170 |
| Bank premises and fixed assets | $9,084,000 | 796 |
| Other real estate owned | $3,511,000 | 603 |
| Goodwill and other intangibles | $2,169,000 | 670 |
| All other assets | $28,724,000 | 470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,593,446,000 | 396 |
| Total liabilities | $1,479,595,000 | 395 |
| Total deposits | $839,586,000 | 536 |
| Interest-bearing deposits | $804,796,000 | 491 |
| Deposits held in domestic offices | $839,586,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $289,575,000 | 183 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $333,590,000 | 173 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $16,844,000 | 456 |
| Total equity capital | $113,851,000 | 420 |
| Total bank equity capital | $113,851,000 | 420 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $35,019,000 | 530 |
| Undivided profits | $78,832,000 | 315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,056,000 | 441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,424 |
| Income earned, not collected on loans | $7,927,000 | 295 |
| Earning assets | $1,536,951,000 | 379 |
| Long-term assets (5+ years) | $658,597,000 | 152 |
| Average Assets, year-to-date | $1,363,988,000 | 430 |
| Average Assets, quarterly | $1,506,148,500 | 405 |
| Volatile liabilities | $662,588,000 | 238 |
| Insider loans | $1,008,000 | 3,722 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $69,973,000 | 92 |
| Unused loan commitments | $61,142,000 | 855 |
| Tier 1 (core) risk-based capital | $111,682,000 | 412 |
| Tier 2 risk-based capital | $7,965,480 | 523 |
| Total risk weighted assets | $636,085,680 | 534 |
| Total unused commitments | $61,142,000 | 873 |
| Derivatives | $97,000,000 | 274 |
| 1992-12-31 | Rank | |
| # of Employees: | 327 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $1,206,221,000 | 498 |
| Cash and due from depository institutions | $39,080,000 | 682 |
| Interest-bearing balances | $30,715,000 | 263 |
| Securities | $491,817,000 | 330 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $606,995,000 | 554 |
| Loan loss allowance | $10,089,000 | 616 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,316,000 | 777 |
| Other real estate owned | $4,345,000 | 682 |
| Goodwill and other intangibles | $2,484,000 | 642 |
| All other assets | $52,184,000 | 337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,206,221,000 | 498 |
| Total liabilities | $1,111,062,000 | 500 |
| Total deposits | $830,975,000 | 561 |
| Interest-bearing deposits | $796,575,000 | 529 |
| Deposits held in domestic offices | $830,975,000 | 555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,935,000 | 268 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $131,189,000 | 248 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $22,963,000 | 381 |
| Total equity capital | $95,159,000 | 464 |
| Total bank equity capital | $95,159,000 | 464 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $35,019,000 | 522 |
| Undivided profits | $60,140,000 | 354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,255,000 | 742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $8,008,000 | 322 |
| Earning assets | $1,129,527,000 | 481 |
| Long-term assets (5+ years) | $518,028,000 | 176 |
| Average Assets, year-to-date | $1,134,733,200 | 521 |
| Average Assets, quarterly | $1,199,471,000 | 496 |
| Volatile liabilities | $303,599,000 | 356 |
| Insider loans | $347,000 | 2,579 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $23,187,000 | 140 |
| Unused loan commitments | $23,283,000 | 1,639 |
| Tier 1 (core) risk-based capital | $92,675,000 | 459 |
| Tier 2 risk-based capital | $7,394,010 | 563 |
| Total risk weighted assets | $588,825,910 | 576 |
| Total unused commitments | $23,283,000 | 1,652 |
| Derivatives | $0 | 651 |