Home > Franklin Federal Savings Bank > Income and Expense
Franklin Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,598,000 | 3,127 |
| Total interest expense | $5,283,000 | 2,889 |
| Net interest income | $5,315,000 | 3,334 |
| Provision for loan and lease losses | $325,000 | 2,159 |
| Total noninterest income | $1,001,000 | 3,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,001,000 | 1,801 |
| Total noninterest expense | $3,959,000 | 3,355 |
| Salaries and employee benefits | $1,654,000 | 3,925 |
| Premises and equipment expense | $603,000 | 3,198 |
| Additional noninterest expense | $1,702,000 | 2,749 |
| Pre-tax net operating income | $2,032,000 | 3,446 |
| Securities gains (losses) | $-38,000 | 11,009 |
| Applicable income taxes | $867,000 | 2,690 |
| Income before extraordinary items | $1,127,000 | 4,164 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,127,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,266 |
| Cash dividends | $412,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,151,320 | 4,074 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,270,000 | 3,256 |
| Total interest expense | $4,041,000 | 3,019 |
| Net interest income | $5,229,000 | 3,423 |
| Provision for loan and lease losses | $296,000 | 2,317 |
| Total noninterest income | $841,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $841,000 | 2,072 |
| Total noninterest expense | $3,965,000 | 3,456 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $646,000 | 3,048 |
| Additional noninterest expense | $1,778,000 | 2,864 |
| Pre-tax net operating income | $1,809,000 | 3,725 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $907,000 | 2,459 |
| Income before extraordinary items | $954,000 | 4,688 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $954,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,994 |
| Cash dividends | $511,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,079 |
| Net operating income | $920,720 | 4,870 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,563 |
| Total interest expense | $4,109,000 | 3,092 |
| Net interest income | $4,506,000 | 3,932 |
| Provision for loan and lease losses | $261,000 | 3,292 |
| Total noninterest income | $1,248,000 | 2,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,248,000 | 1,769 |
| Total noninterest expense | $3,562,000 | 3,853 |
| Salaries and employee benefits | $1,255,000 | 5,028 |
| Premises and equipment expense | $527,000 | 3,696 |
| Additional noninterest expense | $1,780,000 | 3,011 |
| Pre-tax net operating income | $1,931,000 | 3,416 |
| Securities gains (losses) | $89,000 | 2,664 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $1,964,000 | 2,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,964,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $4,474,000 | 214 |
| Net operating income | $1,877,670 | 2,517 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 4,358 |
| Total interest expense | $4,864,000 | 3,392 |
| Net interest income | $2,977,000 | 5,758 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $1,275,000 | 2,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,275,000 | 1,689 |
| Total noninterest expense | $3,431,000 | 3,996 |
| Salaries and employee benefits | $1,077,000 | 5,670 |
| Premises and equipment expense | $490,000 | 4,041 |
| Additional noninterest expense | $1,864,000 | 2,975 |
| Pre-tax net operating income | $725,000 | 6,965 |
| Securities gains (losses) | $248,000 | 1,734 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $934,000 | 4,787 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $934,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $695,920 | 5,615 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.