Home > Franklin Federal Savings Bank > Income and Expense
Franklin Federal Savings Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $40,393,000 | 613 |
| Total interest expense | $14,756,000 | 205 |
| Net interest income | $25,637,000 | 862 |
| Provision for loan and lease losses | $8,479,000 | 142 |
| Total noninterest income | $2,706,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $15,000 | 6,198 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,691,000 | 1,184 |
| Total noninterest expense | $29,959,000 | 680 |
| Salaries and employee benefits | $20,025,000 | 539 |
| Premises and equipment expense | $2,107,000 | 1,133 |
| Additional noninterest expense | $7,827,000 | 832 |
| Pre-tax net operating income | $-10,095,000 | 6,503 |
| Securities gains (losses) | $6,413,000 | 44 |
| Applicable income taxes | $2,115,000 | 947 |
| Income before extraordinary items | $-5,797,000 | 6,482 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-5,797,000 | 6,481 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,797,000 | 6,481 |
| Net charge-offs | $6,924,000 | 178 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $12,247,000 | 38 |
| Net operating income | $-12,210,000 | 6,496 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $31,253,000 | 590 |
| Total interest expense | $11,021,000 | 204 |
| Net interest income | $20,232,000 | 814 |
| Provision for loan and lease losses | $8,845,000 | 111 |
| Total noninterest income | $1,854,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $12,000 | 6,265 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,842,000 | 1,261 |
| Total noninterest expense | $14,170,000 | 1,081 |
| Salaries and employee benefits | $7,661,000 | 1,073 |
| Premises and equipment expense | $1,599,000 | 1,136 |
| Additional noninterest expense | $4,910,000 | 998 |
| Pre-tax net operating income | $-929,000 | 6,465 |
| Securities gains (losses) | $6,408,000 | 37 |
| Applicable income taxes | $1,704,000 | 908 |
| Income before extraordinary items | $3,775,000 | 1,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,775,000 | 1,285 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,775,000 | 1,285 |
| Net charge-offs | $6,845,000 | 143 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $1,826,000 | 110 |
| Net operating income | $-646,520 | 6,419 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $21,444,000 | 575 |
| Total interest expense | $7,271,000 | 202 |
| Net interest income | $14,173,000 | 779 |
| Provision for loan and lease losses | $241,000 | 1,485 |
| Total noninterest income | $1,805,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $8,000 | 6,307 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,797,000 | 973 |
| Total noninterest expense | $9,602,000 | 1,059 |
| Salaries and employee benefits | $5,277,000 | 1,029 |
| Premises and equipment expense | $1,066,000 | 1,143 |
| Additional noninterest expense | $3,259,000 | 995 |
| Pre-tax net operating income | $6,135,000 | 673 |
| Securities gains (losses) | $1,031,000 | 117 |
| Applicable income taxes | $2,353,000 | 510 |
| Income before extraordinary items | $4,813,000 | 681 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,813,000 | 679 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,813,000 | 681 |
| Net charge-offs | $257,000 | 1,376 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 130 |
| Net operating income | $4,122,230 | 768 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,458,000 | 590 |
| Total interest expense | $3,576,000 | 207 |
| Net interest income | $6,882,000 | 794 |
| Provision for loan and lease losses | $296,000 | 742 |
| Total noninterest income | $775,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $771,000 | 1,041 |
| Total noninterest expense | $4,794,000 | 1,070 |
| Salaries and employee benefits | $2,745,000 | 1,003 |
| Premises and equipment expense | $534,000 | 1,162 |
| Additional noninterest expense | $1,515,000 | 1,064 |
| Pre-tax net operating income | $2,567,000 | 776 |
| Securities gains (losses) | $1,031,000 | 82 |
| Applicable income taxes | $1,165,000 | 500 |
| Income before extraordinary items | $2,433,000 | 648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,433,000 | 648 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,433,000 | 649 |
| Net charge-offs | $39,000 | 2,040 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-213,000 | 6,710 |
| Net operating income | $1,731,920 | 878 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $39,056,000 | 634 |
| Total interest expense | $14,492,000 | 225 |
| Net interest income | $24,564,000 | 878 |
| Provision for loan and lease losses | $1,794,000 | 680 |
| Total noninterest income | $3,478,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $7,000 | 6,568 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,471,000 | 1,050 |
| Total noninterest expense | $18,219,000 | 1,120 |
| Salaries and employee benefits | $10,398,000 | 1,040 |
| Premises and equipment expense | $2,155,000 | 1,105 |
| Additional noninterest expense | $5,666,000 | 1,187 |
| Pre-tax net operating income | $8,029,000 | 956 |
| Securities gains (losses) | $453,000 | 494 |
| Applicable income taxes | $2,772,000 | 706 |
| Income before extraordinary items | $5,710,000 | 1,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,710,000 | 1,087 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,710,000 | 1,087 |
| Net charge-offs | $1,573,000 | 913 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,653,000 | 135 |
| Net operating income | $5,406,490 | 1,117 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,925,000 | 636 |
| Total interest expense | $10,880,000 | 224 |
| Net interest income | $18,045,000 | 900 |
| Provision for loan and lease losses | $697,000 | 1,195 |
| Total noninterest income | $2,621,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $4,000 | 6,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,617,000 | 1,071 |
| Total noninterest expense | $13,584,000 | 1,124 |
| Salaries and employee benefits | $7,774,000 | 1,045 |
| Premises and equipment expense | $1,615,000 | 1,106 |
| Additional noninterest expense | $4,195,000 | 1,189 |
| Pre-tax net operating income | $6,385,000 | 921 |
| Securities gains (losses) | $1,028,000 | 201 |
| Applicable income taxes | $2,437,000 | 631 |
| Income before extraordinary items | $4,976,000 | 934 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,976,000 | 936 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,976,000 | 936 |
| Net charge-offs | $1,200,000 | 882 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,610,000 | 127 |
| Net operating income | $4,287,240 | 1,071 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,160,000 | 639 |
| Total interest expense | $7,287,000 | 229 |
| Net interest income | $11,873,000 | 899 |
| Provision for loan and lease losses | $580,000 | 1,046 |
| Total noninterest income | $1,810,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,000 | 6,713 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,808,000 | 1,059 |
| Total noninterest expense | $9,146,000 | 1,114 |
| Salaries and employee benefits | $5,281,000 | 1,026 |
| Premises and equipment expense | $1,077,000 | 1,104 |
| Additional noninterest expense | $2,788,000 | 1,197 |
| Pre-tax net operating income | $3,957,000 | 957 |
| Securities gains (losses) | $1,097,000 | 164 |
| Applicable income taxes | $1,652,000 | 621 |
| Income before extraordinary items | $3,402,000 | 909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,402,000 | 909 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,402,000 | 911 |
| Net charge-offs | $1,035,000 | 743 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $747,000 | 131 |
| Net operating income | $2,667,010 | 1,104 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 637 |
| Total interest expense | $3,660,000 | 236 |
| Net interest income | $6,065,000 | 880 |
| Provision for loan and lease losses | $405,000 | 786 |
| Total noninterest income | $1,194,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000 | 6,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,193,000 | 864 |
| Total noninterest expense | $4,693,000 | 1,101 |
| Salaries and employee benefits | $2,794,000 | 978 |
| Premises and equipment expense | $527,000 | 1,158 |
| Additional noninterest expense | $1,372,000 | 1,201 |
| Pre-tax net operating income | $2,161,000 | 868 |
| Securities gains (losses) | $1,235,000 | 92 |
| Applicable income taxes | $1,133,000 | 501 |
| Income before extraordinary items | $2,263,000 | 696 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,263,000 | 696 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,263,000 | 697 |
| Net charge-offs | $137,000 | 1,655 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-112,000 | 6,999 |
| Net operating income | $1,435,550 | 1,014 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $42,013,000 | 616 |
| Total interest expense | $16,145,000 | 250 |
| Net interest income | $25,868,000 | 827 |
| Provision for loan and lease losses | $-1,268,000 | 7,039 |
| Total noninterest income | $4,266,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $5,000 | 6,843 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,261,000 | 920 |
| Total noninterest expense | $17,388,000 | 1,162 |
| Salaries and employee benefits | $10,143,000 | 1,041 |
| Premises and equipment expense | $2,094,000 | 1,131 |
| Additional noninterest expense | $5,151,000 | 1,320 |
| Pre-tax net operating income | $14,014,000 | 549 |
| Securities gains (losses) | $-1,180,000 | 7,046 |
| Applicable income taxes | $4,302,000 | 479 |
| Income before extraordinary items | $8,532,000 | 700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,532,000 | 698 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,532,000 | 700 |
| Net charge-offs | $238,000 | 3,584 |
| Cash dividends | $15,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $3,465,000 | 117 |
| Net operating income | $9,310,800 | 626 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $32,007,000 | 613 |
| Total interest expense | $12,370,000 | 261 |
| Net interest income | $19,637,000 | 828 |
| Provision for loan and lease losses | $-1,525,000 | 7,151 |
| Total noninterest income | $2,533,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $4,000 | 6,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,529,000 | 1,067 |
| Total noninterest expense | $12,810,000 | 1,182 |
| Salaries and employee benefits | $7,420,000 | 1,056 |
| Premises and equipment expense | $1,569,000 | 1,135 |
| Additional noninterest expense | $3,821,000 | 1,336 |
| Pre-tax net operating income | $10,885,000 | 546 |
| Securities gains (losses) | $-1,082,000 | 7,142 |
| Applicable income taxes | $3,354,000 | 481 |
| Income before extraordinary items | $6,449,000 | 716 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,449,000 | 715 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,449,000 | 716 |
| Net charge-offs | $369,000 | 2,562 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,275,000 | 107 |
| Net operating income | $7,163,120 | 627 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 611 |
| Total interest expense | $8,472,000 | 265 |
| Net interest income | $13,170,000 | 827 |
| Provision for loan and lease losses | $-929,000 | 7,208 |
| Total noninterest income | $1,864,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,000 | 6,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,862,000 | 974 |
| Total noninterest expense | $8,018,000 | 1,247 |
| Salaries and employee benefits | $4,654,000 | 1,123 |
| Premises and equipment expense | $1,047,000 | 1,137 |
| Additional noninterest expense | $2,317,000 | 1,466 |
| Pre-tax net operating income | $7,945,000 | 503 |
| Securities gains (losses) | $-802,000 | 7,204 |
| Applicable income taxes | $2,292,000 | 471 |
| Income before extraordinary items | $4,851,000 | 643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,851,000 | 643 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,851,000 | 643 |
| Net charge-offs | $453,000 | 1,886 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,115,000 | 111 |
| Net operating income | $5,396,360 | 573 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 614 |
| Total interest expense | $4,356,000 | 261 |
| Net interest income | $6,602,000 | 832 |
| Provision for loan and lease losses | $-298,000 | 7,249 |
| Total noninterest income | $1,008,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,007,000 | 897 |
| Total noninterest expense | $3,587,000 | 1,372 |
| Salaries and employee benefits | $2,045,000 | 1,272 |
| Premises and equipment expense | $520,000 | 1,152 |
| Additional noninterest expense | $1,022,000 | 1,618 |
| Pre-tax net operating income | $4,321,000 | 471 |
| Securities gains (losses) | $-719,000 | 7,276 |
| Applicable income taxes | $1,116,000 | 474 |
| Income before extraordinary items | $2,486,000 | 624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,486,000 | 625 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,486,000 | 625 |
| Net charge-offs | $245,000 | 1,667 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 164 |
| Net operating income | $2,982,110 | 518 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $46,337,000 | 595 |
| Total interest expense | $19,063,000 | 291 |
| Net interest income | $27,274,000 | 800 |
| Provision for loan and lease losses | $3,468,000 | 1,062 |
| Total noninterest income | $2,433,000 | 1,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,429,000 | 1,197 |
| Total noninterest expense | $15,210,000 | 1,292 |
| Salaries and employee benefits | $8,572,000 | 1,155 |
| Premises and equipment expense | $2,008,000 | 1,253 |
| Additional noninterest expense | $4,630,000 | 1,484 |
| Pre-tax net operating income | $11,029,000 | 563 |
| Securities gains (losses) | $-1,176,000 | 7,289 |
| Applicable income taxes | $2,834,000 | 601 |
| Income before extraordinary items | $7,019,000 | 723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,019,000 | 723 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,019,000 | 723 |
| Net charge-offs | $3,514,000 | 1,075 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,853,960 | 633 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $34,531,000 | 608 |
| Total interest expense | $14,542,000 | 300 |
| Net interest income | $19,989,000 | 827 |
| Provision for loan and lease losses | $3,322,000 | 862 |
| Total noninterest income | $1,720,000 | 1,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,717,000 | 1,235 |
| Total noninterest expense | $11,743,000 | 1,262 |
| Salaries and employee benefits | $6,479,000 | 1,146 |
| Premises and equipment expense | $1,502,000 | 1,272 |
| Additional noninterest expense | $3,762,000 | 1,372 |
| Pre-tax net operating income | $6,644,000 | 713 |
| Securities gains (losses) | $-930,000 | 7,380 |
| Applicable income taxes | $1,571,000 | 763 |
| Income before extraordinary items | $4,143,000 | 923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,143,000 | 921 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,143,000 | 923 |
| Net charge-offs | $3,308,000 | 881 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,821,900 | 767 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,992,000 | 619 |
| Total interest expense | $9,857,000 | 314 |
| Net interest income | $13,135,000 | 841 |
| Provision for loan and lease losses | $2,115,000 | 882 |
| Total noninterest income | $980,000 | 2,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $978,000 | 1,363 |
| Total noninterest expense | $7,914,000 | 1,260 |
| Salaries and employee benefits | $4,357,000 | 1,151 |
| Premises and equipment expense | $981,000 | 1,301 |
| Additional noninterest expense | $2,576,000 | 1,361 |
| Pre-tax net operating income | $4,086,000 | 758 |
| Securities gains (losses) | $-612,000 | 7,453 |
| Applicable income taxes | $983,000 | 770 |
| Income before extraordinary items | $2,491,000 | 983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,491,000 | 980 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,491,000 | 983 |
| Net charge-offs | $163,000 | 3,316 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,931,640 | 825 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,201,000 | 647 |
| Total interest expense | $4,929,000 | 322 |
| Net interest income | $6,272,000 | 880 |
| Provision for loan and lease losses | $290,000 | 2,046 |
| Total noninterest income | $544,000 | 1,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $543,000 | 1,283 |
| Total noninterest expense | $4,115,000 | 1,215 |
| Salaries and employee benefits | $2,056,000 | 1,225 |
| Premises and equipment expense | $485,000 | 1,334 |
| Additional noninterest expense | $1,574,000 | 1,134 |
| Pre-tax net operating income | $2,411,000 | 660 |
| Securities gains (losses) | $-110,000 | 7,411 |
| Applicable income taxes | $688,000 | 579 |
| Income before extraordinary items | $1,613,000 | 782 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,613,000 | 781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,613,000 | 782 |
| Net charge-offs | $251,000 | 1,917 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,690,000 | 736 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $48,409,000 | 617 |
| Total interest expense | $22,675,000 | 336 |
| Net interest income | $25,734,000 | 849 |
| Provision for loan and lease losses | $7,734,000 | 827 |
| Total noninterest income | $2,103,000 | 2,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,103,000 | 1,365 |
| Total noninterest expense | $12,560,000 | 1,580 |
| Salaries and employee benefits | $7,178,000 | 1,369 |
| Premises and equipment expense | $1,924,000 | 1,339 |
| Additional noninterest expense | $3,458,000 | 2,024 |
| Pre-tax net operating income | $7,543,000 | 712 |
| Securities gains (losses) | $-2,886,000 | 7,593 |
| Applicable income taxes | $1,187,000 | 1,079 |
| Income before extraordinary items | $3,470,000 | 1,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,470,000 | 1,233 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,470,000 | 1,234 |
| Net charge-offs | $5,309,000 | 958 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,634,500 | 745 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $36,878,000 | 611 |
| Total interest expense | $17,601,000 | 341 |
| Net interest income | $19,277,000 | 850 |
| Provision for loan and lease losses | $7,312,000 | 652 |
| Total noninterest income | $1,378,000 | 2,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,378,000 | 1,422 |
| Total noninterest expense | $9,213,000 | 1,603 |
| Salaries and employee benefits | $5,211,000 | 1,423 |
| Premises and equipment expense | $1,435,000 | 1,364 |
| Additional noninterest expense | $2,567,000 | 2,016 |
| Pre-tax net operating income | $4,130,000 | 985 |
| Securities gains (losses) | $-2,587,000 | 7,703 |
| Applicable income taxes | $245,000 | 2,355 |
| Income before extraordinary items | $1,298,000 | 2,407 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,298,000 | 2,404 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,298,000 | 2,408 |
| Net charge-offs | $5,185,000 | 761 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,471,080 | 949 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,006,000 | 605 |
| Total interest expense | $12,265,000 | 337 |
| Net interest income | $12,741,000 | 865 |
| Provision for loan and lease losses | $1,817,000 | 1,350 |
| Total noninterest income | $885,000 | 2,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $885,000 | 1,417 |
| Total noninterest expense | $6,539,000 | 1,508 |
| Salaries and employee benefits | $3,826,000 | 1,287 |
| Premises and equipment expense | $964,000 | 1,371 |
| Additional noninterest expense | $1,749,000 | 1,976 |
| Pre-tax net operating income | $5,270,000 | 525 |
| Securities gains (losses) | $-1,910,000 | 7,768 |
| Applicable income taxes | $903,000 | 785 |
| Income before extraordinary items | $2,457,000 | 910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,457,000 | 910 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,457,000 | 911 |
| Net charge-offs | $373,000 | 2,794 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,851,300 | 551 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,857,000 | 600 |
| Total interest expense | $6,299,000 | 348 |
| Net interest income | $6,558,000 | 845 |
| Provision for loan and lease losses | $156,000 | 3,287 |
| Total noninterest income | $455,000 | 2,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $455,000 | 1,391 |
| Total noninterest expense | $3,342,000 | 1,508 |
| Salaries and employee benefits | $1,918,000 | 1,306 |
| Premises and equipment expense | $502,000 | 1,354 |
| Additional noninterest expense | $922,000 | 1,862 |
| Pre-tax net operating income | $3,515,000 | 383 |
| Securities gains (losses) | $-1,293,000 | 7,884 |
| Applicable income taxes | $660,000 | 547 |
| Income before extraordinary items | $1,562,000 | 710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,562,000 | 712 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,562,000 | 714 |
| Net charge-offs | $-344,000 | 7,913 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,467,100 | 428 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $51,035,000 | 638 |
| Total interest expense | $31,207,000 | 357 |
| Net interest income | $19,828,000 | 1,101 |
| Provision for loan and lease losses | $5,677,000 | 1,300 |
| Total noninterest income | $3,385,000 | 1,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,385,000 | 964 |
| Total noninterest expense | $14,604,000 | 1,400 |
| Salaries and employee benefits | $7,152,000 | 1,410 |
| Premises and equipment expense | $1,838,000 | 1,471 |
| Additional noninterest expense | $5,614,000 | 1,336 |
| Pre-tax net operating income | $2,932,000 | 1,366 |
| Securities gains (losses) | $-2,618,000 | 7,836 |
| Applicable income taxes | $-351,000 | 6,912 |
| Income before extraordinary items | $665,000 | 3,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $665,000 | 3,438 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $665,000 | 3,438 |
| Net charge-offs | $2,151,000 | 1,946 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,283,000 | 1,025 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,892,000 | 645 |
| Total interest expense | $24,520,000 | 367 |
| Net interest income | $14,372,000 | 1,149 |
| Provision for loan and lease losses | $3,733,000 | 1,290 |
| Total noninterest income | $2,778,000 | 1,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,778,000 | 909 |
| Total noninterest expense | $10,960,000 | 1,400 |
| Salaries and employee benefits | $5,180,000 | 1,474 |
| Premises and equipment expense | $1,343,000 | 1,525 |
| Additional noninterest expense | $4,437,000 | 1,254 |
| Pre-tax net operating income | $2,457,000 | 1,313 |
| Securities gains (losses) | $-2,671,000 | 7,955 |
| Applicable income taxes | $-366,000 | 7,258 |
| Income before extraordinary items | $152,000 | 5,074 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $152,000 | 5,075 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $152,000 | 5,075 |
| Net charge-offs | $1,537,000 | 1,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,861,440 | 1,406 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,357,000 | 651 |
| Total interest expense | $17,010,000 | 375 |
| Net interest income | $9,347,000 | 1,192 |
| Provision for loan and lease losses | $2,236,000 | 1,314 |
| Total noninterest income | $2,126,000 | 1,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,126,000 | 843 |
| Total noninterest expense | $7,031,000 | 1,476 |
| Salaries and employee benefits | $3,774,000 | 1,379 |
| Premises and equipment expense | $901,000 | 1,547 |
| Additional noninterest expense | $2,356,000 | 1,549 |
| Pre-tax net operating income | $2,206,000 | 1,031 |
| Securities gains (losses) | $-1,870,000 | 8,056 |
| Applicable income taxes | $-363,000 | 7,484 |
| Income before extraordinary items | $699,000 | 2,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 2,492 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $699,000 | 2,494 |
| Net charge-offs | $1,069,000 | 1,581 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,569,000 | 695 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,405,000 | 643 |
| Total interest expense | $8,755,000 | 384 |
| Net interest income | $4,650,000 | 1,191 |
| Provision for loan and lease losses | $1,271,000 | 1,022 |
| Total noninterest income | $441,000 | 2,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $441,000 | 1,512 |
| Total noninterest expense | $2,631,000 | 1,887 |
| Salaries and employee benefits | $1,476,000 | 1,760 |
| Premises and equipment expense | $452,000 | 1,572 |
| Additional noninterest expense | $703,000 | 2,224 |
| Pre-tax net operating income | $1,189,000 | 1,076 |
| Securities gains (losses) | $-412,000 | 8,094 |
| Applicable income taxes | $198,000 | 1,471 |
| Income before extraordinary items | $579,000 | 1,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 1,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $579,000 | 1,861 |
| Net charge-offs | $661,000 | 1,187 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $888,000 | 1,160 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,841,000 | 681 |
| Total interest expense | $36,966,000 | 439 |
| Net interest income | $17,875,000 | 1,237 |
| Provision for loan and lease losses | $11,908,000 | 522 |
| Total noninterest income | $2,406,000 | 1,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,406,000 | 1,141 |
| Total noninterest expense | $11,822,000 | 1,652 |
| Salaries and employee benefits | $7,743,000 | 1,305 |
| Premises and equipment expense | $1,784,000 | 1,550 |
| Additional noninterest expense | $2,295,000 | 2,515 |
| Pre-tax net operating income | $-3,449,000 | 7,666 |
| Securities gains (losses) | $-17,406,000 | 8,218 |
| Applicable income taxes | $-8,632,000 | 8,178 |
| Income before extraordinary items | $-12,223,000 | 8,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,223,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,083,160 | 7,154 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,184,000 | 704 |
| Total interest expense | $28,062,000 | 456 |
| Net interest income | $13,122,000 | 1,282 |
| Provision for loan and lease losses | $9,625,000 | 418 |
| Total noninterest income | $1,731,000 | 1,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,731,000 | 1,229 |
| Total noninterest expense | $9,117,000 | 1,603 |
| Salaries and employee benefits | $6,048,000 | 1,267 |
| Premises and equipment expense | $1,335,000 | 1,569 |
| Additional noninterest expense | $1,734,000 | 2,439 |
| Pre-tax net operating income | $-3,889,000 | 8,076 |
| Securities gains (losses) | $-18,514,000 | 8,321 |
| Applicable income taxes | $-8,984,000 | 8,307 |
| Income before extraordinary items | $-13,419,000 | 8,247 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,419,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,570,040 | 7,821 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,470,000 | 709 |
| Total interest expense | $18,966,000 | 470 |
| Net interest income | $8,504,000 | 1,320 |
| Provision for loan and lease losses | $566,000 | 1,776 |
| Total noninterest income | $1,110,000 | 2,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,110,000 | 1,303 |
| Total noninterest expense | $5,945,000 | 1,635 |
| Salaries and employee benefits | $3,977,000 | 1,304 |
| Premises and equipment expense | $874,000 | 1,593 |
| Additional noninterest expense | $1,094,000 | 2,534 |
| Pre-tax net operating income | $3,103,000 | 1,139 |
| Securities gains (losses) | $-9,823,000 | 8,424 |
| Applicable income taxes | $-2,720,000 | 8,354 |
| Income before extraordinary items | $-4,000,000 | 8,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,286,720 | 1,191 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,139,000 | 709 |
| Total interest expense | $9,775,000 | 481 |
| Net interest income | $4,364,000 | 1,271 |
| Provision for loan and lease losses | $217,000 | 1,742 |
| Total noninterest income | $543,000 | 2,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $543,000 | 1,329 |
| Total noninterest expense | $2,927,000 | 1,658 |
| Salaries and employee benefits | $1,973,000 | 1,318 |
| Premises and equipment expense | $418,000 | 1,658 |
| Additional noninterest expense | $536,000 | 2,558 |
| Pre-tax net operating income | $1,763,000 | 1,081 |
| Securities gains (losses) | $122,000 | 631 |
| Applicable income taxes | $340,000 | 1,349 |
| Income before extraordinary items | $1,545,000 | 973 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,545,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,444,960 | 1,003 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $56,361,000 | 731 |
| Total interest expense | $40,909,000 | 497 |
| Net interest income | $15,452,000 | 1,461 |
| Provision for loan and lease losses | $249,000 | 3,525 |
| Total noninterest income | $2,610,000 | 1,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,610,000 | 1,121 |
| Total noninterest expense | $10,717,000 | 1,732 |
| Salaries and employee benefits | $6,944,000 | 1,452 |
| Premises and equipment expense | $1,701,000 | 1,560 |
| Additional noninterest expense | $2,072,000 | 2,578 |
| Pre-tax net operating income | $7,096,000 | 1,190 |
| Securities gains (losses) | $92,000 | 626 |
| Applicable income taxes | $1,319,000 | 1,543 |
| Income before extraordinary items | $5,869,000 | 1,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,869,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,793,560 | 1,097 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $42,262,000 | 728 |
| Total interest expense | $30,640,000 | 499 |
| Net interest income | $11,622,000 | 1,459 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $2,075,000 | 1,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,075,000 | 1,072 |
| Total noninterest expense | $7,970,000 | 1,726 |
| Salaries and employee benefits | $5,205,000 | 1,457 |
| Premises and equipment expense | $1,278,000 | 1,560 |
| Additional noninterest expense | $1,487,000 | 2,639 |
| Pre-tax net operating income | $5,527,000 | 1,239 |
| Securities gains (losses) | $71,000 | 567 |
| Applicable income taxes | $953,000 | 1,705 |
| Income before extraordinary items | $4,645,000 | 1,130 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,645,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,586,070 | 1,121 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,979,000 | 743 |
| Total interest expense | $20,312,000 | 508 |
| Net interest income | $7,667,000 | 1,495 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $1,451,000 | 1,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,451,000 | 1,071 |
| Total noninterest expense | $5,293,000 | 1,744 |
| Salaries and employee benefits | $3,410,000 | 1,506 |
| Premises and equipment expense | $867,000 | 1,550 |
| Additional noninterest expense | $1,016,000 | 2,589 |
| Pre-tax net operating income | $3,775,000 | 1,255 |
| Securities gains (losses) | $47,000 | 552 |
| Applicable income taxes | $777,000 | 1,519 |
| Income before extraordinary items | $3,045,000 | 1,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,045,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,007,400 | 1,173 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,792,000 | 745 |
| Total interest expense | $10,000,000 | 508 |
| Net interest income | $3,792,000 | 1,516 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $946,000 | 1,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $946,000 | 880 |
| Total noninterest expense | $2,742,000 | 1,691 |
| Salaries and employee benefits | $1,774,000 | 1,462 |
| Premises and equipment expense | $424,000 | 1,579 |
| Additional noninterest expense | $544,000 | 2,421 |
| Pre-tax net operating income | $1,996,000 | 1,180 |
| Securities gains (losses) | $-11,000 | 8,277 |
| Applicable income taxes | $359,000 | 1,632 |
| Income before extraordinary items | $1,626,000 | 1,085 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,626,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,635,020 | 1,064 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,395,000 | 744 |
| Total interest expense | $35,753,000 | 494 |
| Net interest income | $15,642,000 | 1,458 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $2,333,000 | 1,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,333,000 | 1,201 |
| Total noninterest expense | $10,042,000 | 1,774 |
| Salaries and employee benefits | $6,354,000 | 1,552 |
| Premises and equipment expense | $1,766,000 | 1,455 |
| Additional noninterest expense | $1,922,000 | 2,665 |
| Pre-tax net operating income | $7,333,000 | 1,347 |
| Securities gains (losses) | $168,000 | 423 |
| Applicable income taxes | $1,007,000 | 2,186 |
| Income before extraordinary items | $6,494,000 | 1,135 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,494,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $7,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,347,840 | 1,152 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,826,000 | 758 |
| Total interest expense | $25,958,000 | 501 |
| Net interest income | $11,868,000 | 1,456 |
| Provision for loan and lease losses | $500,000 | 1,385 |
| Total noninterest income | $1,646,000 | 2,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,646,000 | 1,284 |
| Total noninterest expense | $7,466,000 | 1,785 |
| Salaries and employee benefits | $4,737,000 | 1,567 |
| Premises and equipment expense | $1,326,000 | 1,465 |
| Additional noninterest expense | $1,403,000 | 2,713 |
| Pre-tax net operating income | $5,548,000 | 1,377 |
| Securities gains (losses) | $120,000 | 411 |
| Applicable income taxes | $572,000 | 2,668 |
| Income before extraordinary items | $5,096,000 | 1,135 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,096,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,988,000 | 1,146 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,236,000 | 776 |
| Total interest expense | $16,353,000 | 505 |
| Net interest income | $7,883,000 | 1,461 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $1,021,000 | 2,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,021,000 | 1,333 |
| Total noninterest expense | $4,902,000 | 1,817 |
| Salaries and employee benefits | $3,164,000 | 1,565 |
| Premises and equipment expense | $801,000 | 1,612 |
| Additional noninterest expense | $937,000 | 2,720 |
| Pre-tax net operating income | $3,802,000 | 1,336 |
| Securities gains (losses) | $103,000 | 349 |
| Applicable income taxes | $996,000 | 1,409 |
| Income before extraordinary items | $2,909,000 | 1,294 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,909,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,832,780 | 1,310 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,574,000 | 789 |
| Total interest expense | $7,550,000 | 510 |
| Net interest income | $4,024,000 | 1,429 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $528,000 | 2,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $528,000 | 1,294 |
| Total noninterest expense | $2,453,000 | 1,805 |
| Salaries and employee benefits | $1,571,000 | 1,586 |
| Premises and equipment expense | $402,000 | 1,621 |
| Additional noninterest expense | $480,000 | 2,630 |
| Pre-tax net operating income | $2,049,000 | 1,203 |
| Securities gains (losses) | $62,000 | 314 |
| Applicable income taxes | $534,000 | 1,319 |
| Income before extraordinary items | $1,577,000 | 1,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,577,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,530,500 | 1,195 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,248,000 | 782 |
| Total interest expense | $26,638,000 | 453 |
| Net interest income | $14,610,000 | 1,505 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,385,000 | 1,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,385,000 | 1,193 |
| Total noninterest expense | $9,937,000 | 1,712 |
| Salaries and employee benefits | $6,498,000 | 1,436 |
| Premises and equipment expense | $1,548,000 | 1,574 |
| Additional noninterest expense | $1,891,000 | 2,625 |
| Pre-tax net operating income | $7,058,000 | 1,353 |
| Securities gains (losses) | $-101,000 | 8,433 |
| Applicable income taxes | $1,421,000 | 1,772 |
| Income before extraordinary items | $5,536,000 | 1,295 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,536,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,616,800 | 1,251 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,332,000 | 773 |
| Total interest expense | $19,367,000 | 439 |
| Net interest income | $10,965,000 | 1,481 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,768,000 | 1,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,768,000 | 1,204 |
| Total noninterest expense | $7,494,000 | 1,683 |
| Salaries and employee benefits | $4,974,000 | 1,390 |
| Premises and equipment expense | $1,170,000 | 1,543 |
| Additional noninterest expense | $1,350,000 | 2,728 |
| Pre-tax net operating income | $5,239,000 | 1,372 |
| Securities gains (losses) | $-163,000 | 8,703 |
| Applicable income taxes | $958,000 | 1,940 |
| Income before extraordinary items | $4,118,000 | 1,314 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,118,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,250,030 | 1,251 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,781,000 | 776 |
| Total interest expense | $12,352,000 | 432 |
| Net interest income | $7,429,000 | 1,424 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,034,000 | 2,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,034,000 | 1,313 |
| Total noninterest expense | $4,950,000 | 1,687 |
| Salaries and employee benefits | $3,300,000 | 1,393 |
| Premises and equipment expense | $690,000 | 1,736 |
| Additional noninterest expense | $960,000 | 2,539 |
| Pre-tax net operating income | $3,513,000 | 1,334 |
| Securities gains (losses) | $-257,000 | 8,783 |
| Applicable income taxes | $815,000 | 1,596 |
| Income before extraordinary items | $2,441,000 | 1,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,441,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,633,750 | 1,313 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,714,000 | 768 |
| Total interest expense | $5,890,000 | 429 |
| Net interest income | $3,824,000 | 1,387 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $493,000 | 2,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $493,000 | 1,333 |
| Total noninterest expense | $2,507,000 | 1,679 |
| Salaries and employee benefits | $1,649,000 | 1,398 |
| Premises and equipment expense | $358,000 | 1,684 |
| Additional noninterest expense | $500,000 | 2,436 |
| Pre-tax net operating income | $1,810,000 | 1,265 |
| Securities gains (losses) | $-339,000 | 8,886 |
| Applicable income taxes | $379,000 | 1,673 |
| Income before extraordinary items | $1,092,000 | 1,537 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,092,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,342,860 | 1,262 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,664,000 | 763 |
| Total interest expense | $21,568,000 | 397 |
| Net interest income | $15,096,000 | 1,342 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,122,000 | 2,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,122,000 | 1,265 |
| Total noninterest expense | $9,380,000 | 1,728 |
| Salaries and employee benefits | $6,377,000 | 1,391 |
| Premises and equipment expense | $1,375,000 | 1,694 |
| Additional noninterest expense | $1,628,000 | 2,936 |
| Pre-tax net operating income | $7,838,000 | 1,125 |
| Securities gains (losses) | $1,625,000 | 202 |
| Applicable income taxes | $2,146,000 | 1,188 |
| Income before extraordinary items | $7,317,000 | 897 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,317,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $10,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,065,750 | 1,047 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,291,000 | 761 |
| Total interest expense | $16,071,000 | 391 |
| Net interest income | $11,220,000 | 1,341 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,599,000 | 2,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,599,000 | 1,270 |
| Total noninterest expense | $6,954,000 | 1,735 |
| Salaries and employee benefits | $4,761,000 | 1,392 |
| Premises and equipment expense | $1,043,000 | 1,675 |
| Additional noninterest expense | $1,150,000 | 3,059 |
| Pre-tax net operating income | $5,865,000 | 1,126 |
| Securities gains (losses) | $1,136,000 | 245 |
| Applicable income taxes | $1,454,000 | 1,311 |
| Income before extraordinary items | $5,547,000 | 897 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,547,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $9,000,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,649,560 | 1,023 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,001,000 | 764 |
| Total interest expense | $10,579,000 | 393 |
| Net interest income | $7,422,000 | 1,338 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,108,000 | 2,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,108,000 | 1,234 |
| Total noninterest expense | $4,772,000 | 1,685 |
| Salaries and employee benefits | $3,229,000 | 1,355 |
| Premises and equipment expense | $671,000 | 1,722 |
| Additional noninterest expense | $872,000 | 2,700 |
| Pre-tax net operating income | $3,758,000 | 1,149 |
| Securities gains (losses) | $512,000 | 351 |
| Applicable income taxes | $1,292,000 | 1,047 |
| Income before extraordinary items | $2,978,000 | 1,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,978,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $8,000,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,619,600 | 1,203 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,062,000 | 771 |
| Total interest expense | $5,319,000 | 401 |
| Net interest income | $3,743,000 | 1,329 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $592,000 | 1,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $592,000 | 1,156 |
| Total noninterest expense | $2,468,000 | 1,652 |
| Salaries and employee benefits | $1,622,000 | 1,366 |
| Premises and equipment expense | $337,000 | 1,727 |
| Additional noninterest expense | $509,000 | 2,319 |
| Pre-tax net operating income | $1,867,000 | 1,133 |
| Securities gains (losses) | $78,000 | 935 |
| Applicable income taxes | $518,000 | 1,265 |
| Income before extraordinary items | $1,427,000 | 1,150 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,427,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $7,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,370,060 | 1,129 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,005,000 | 749 |
| Total interest expense | $23,646,000 | 388 |
| Net interest income | $14,359,000 | 1,364 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,483,000 | 1,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,483,000 | 1,225 |
| Total noninterest expense | $10,853,000 | 1,478 |
| Salaries and employee benefits | $6,780,000 | 1,261 |
| Premises and equipment expense | $1,396,000 | 1,633 |
| Additional noninterest expense | $2,677,000 | 1,806 |
| Pre-tax net operating income | $5,989,000 | 1,377 |
| Securities gains (losses) | $1,760,000 | 329 |
| Applicable income taxes | $2,063,000 | 1,258 |
| Income before extraordinary items | $5,686,000 | 1,127 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,686,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,401,200 | 1,369 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,094,000 | 748 |
| Total interest expense | $18,178,000 | 401 |
| Net interest income | $10,916,000 | 1,355 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,853,000 | 2,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,853,000 | 1,310 |
| Total noninterest expense | $8,274,000 | 1,460 |
| Salaries and employee benefits | $5,136,000 | 1,266 |
| Premises and equipment expense | $1,044,000 | 1,639 |
| Additional noninterest expense | $2,094,000 | 1,722 |
| Pre-tax net operating income | $4,495,000 | 1,430 |
| Securities gains (losses) | $1,626,000 | 316 |
| Applicable income taxes | $1,655,000 | 1,241 |
| Income before extraordinary items | $4,466,000 | 1,124 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,466,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $4,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,279,020 | 1,423 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,855,000 | 695 |
| Total interest expense | $12,533,000 | 404 |
| Net interest income | $8,322,000 | 1,179 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,257,000 | 1,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,257,000 | 1,288 |
| Total noninterest expense | $4,955,000 | 1,621 |
| Salaries and employee benefits | $3,351,000 | 1,291 |
| Premises and equipment expense | $763,000 | 1,503 |
| Additional noninterest expense | $841,000 | 2,760 |
| Pre-tax net operating income | $4,624,000 | 948 |
| Securities gains (losses) | $757,000 | 445 |
| Applicable income taxes | $1,804,000 | 849 |
| Income before extraordinary items | $3,577,000 | 943 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,577,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $4,000,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,077,380 | 1,005 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,200,000 | 655 |
| Total interest expense | $6,488,000 | 402 |
| Net interest income | $4,712,000 | 1,026 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $630,000 | 1,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $630,000 | 1,247 |
| Total noninterest expense | $2,475,000 | 1,616 |
| Salaries and employee benefits | $1,669,000 | 1,302 |
| Premises and equipment expense | $373,000 | 1,536 |
| Additional noninterest expense | $433,000 | 2,662 |
| Pre-tax net operating income | $2,867,000 | 788 |
| Securities gains (losses) | $388,000 | 423 |
| Applicable income taxes | $1,085,000 | 744 |
| Income before extraordinary items | $2,170,000 | 782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,170,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,910,040 | 806 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $53,374,000 | 582 |
| Total interest expense | $31,018,000 | 402 |
| Net interest income | $22,356,000 | 867 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $2,692,000 | 1,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,692,000 | 1,076 |
| Total noninterest expense | $10,426,000 | 1,475 |
| Salaries and employee benefits | $5,806,000 | 1,403 |
| Premises and equipment expense | $1,509,000 | 1,465 |
| Additional noninterest expense | $3,111,000 | 1,523 |
| Pre-tax net operating income | $14,622,000 | 606 |
| Securities gains (losses) | $1,079,000 | 400 |
| Applicable income taxes | $4,500,000 | 654 |
| Income before extraordinary items | $11,201,000 | 581 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,201,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,434,910 | 579 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $56,644,000 | 622 |
| Total interest expense | $41,812,000 | 432 |
| Net interest income | $14,832,000 | 1,193 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $2,516,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,516,000 | 1,066 |
| Total noninterest expense | $7,995,000 | 1,809 |
| Salaries and employee benefits | $5,125,000 | 1,478 |
| Premises and equipment expense | $1,388,000 | 1,546 |
| Additional noninterest expense | $1,482,000 | 2,907 |
| Pre-tax net operating income | $9,128,000 | 832 |
| Securities gains (losses) | $551,000 | 576 |
| Applicable income taxes | $3,025,000 | 842 |
| Income before extraordinary items | $6,654,000 | 831 |
| Extraordinary gains, net | $-188,000 | 9,541 |
| Net income | $6,466,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $15,000,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 73 |
| Net operating income | $6,273,810 | 837 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,642,000 | 651 |
| Total interest expense | $41,405,000 | 488 |
| Net interest income | $15,237,000 | 1,158 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,116,000 | 2,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,116,000 | 1,734 |
| Total noninterest expense | $6,902,000 | 2,006 |
| Salaries and employee benefits | $3,875,000 | 1,858 |
| Premises and equipment expense | $1,306,000 | 1,589 |
| Additional noninterest expense | $1,721,000 | 2,494 |
| Pre-tax net operating income | $9,151,000 | 838 |
| Securities gains (losses) | $-246,000 | 9,604 |
| Applicable income taxes | $3,535,000 | 721 |
| Income before extraordinary items | $5,370,000 | 999 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,370,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,527,440 | 966 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $53,517,000 | 652 |
| Total interest expense | $37,249,000 | 481 |
| Net interest income | $16,268,000 | 1,075 |
| Provision for loan and lease losses | $316,000 | 2,544 |
| Total noninterest income | $908,000 | 3,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $908,000 | 1,996 |
| Total noninterest expense | $6,692,000 | 2,034 |
| Salaries and employee benefits | $3,922,000 | 1,765 |
| Premises and equipment expense | $1,332,000 | 1,542 |
| Additional noninterest expense | $1,438,000 | 2,961 |
| Pre-tax net operating income | $10,168,000 | 811 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,870,000 | 726 |
| Income before extraordinary items | $6,298,000 | 892 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,298,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,298,000 | 880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $49,619,000 | 686 |
| Total interest expense | $33,979,000 | 522 |
| Net interest income | $15,640,000 | 1,080 |
| Provision for loan and lease losses | $400,000 | 2,051 |
| Total noninterest income | $761,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $761,000 | 2,247 |
| Total noninterest expense | $6,140,000 | 2,129 |
| Salaries and employee benefits | $3,459,000 | 1,919 |
| Premises and equipment expense | $1,208,000 | 1,629 |
| Additional noninterest expense | $1,473,000 | 2,826 |
| Pre-tax net operating income | $9,861,000 | 786 |
| Securities gains (losses) | $1,104,000 | 362 |
| Applicable income taxes | $4,050,000 | 675 |
| Income before extraordinary items | $6,915,000 | 795 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,915,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,208,440 | 838 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,865,000 | 725 |
| Total interest expense | $31,516,000 | 558 |
| Net interest income | $16,349,000 | 1,076 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $567,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $567,000 | 2,597 |
| Total noninterest expense | $5,581,000 | 2,314 |
| Salaries and employee benefits | $3,115,000 | 2,117 |
| Premises and equipment expense | $1,013,000 | 1,948 |
| Additional noninterest expense | $1,453,000 | 2,812 |
| Pre-tax net operating income | $10,935,000 | 749 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,000,000 | 721 |
| Income before extraordinary items | $6,935,000 | 807 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,935,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,935,000 | 787 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $45,448,000 | 789 |
| Total interest expense | $30,122,000 | 612 |
| Net interest income | $15,326,000 | 1,177 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $557,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $557,000 | 2,715 |
| Total noninterest expense | $8,641,000 | 1,648 |
| Salaries and employee benefits | $2,862,000 | 2,323 |
| Premises and equipment expense | $942,000 | 2,116 |
| Additional noninterest expense | $4,837,000 | 1,168 |
| Pre-tax net operating income | $7,067,000 | 1,057 |
| Securities gains (losses) | $1,096,000 | 241 |
| Applicable income taxes | $3,075,000 | 856 |
| Income before extraordinary items | $5,088,000 | 1,026 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,088,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,386,560 | 1,143 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $37,924,000 | 942 |
| Total interest expense | $24,677,000 | 744 |
| Net interest income | $13,247,000 | 1,359 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $582,000 | 4,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $582,000 | 2,589 |
| Total noninterest expense | $5,320,000 | 2,552 |
| Salaries and employee benefits | $2,549,000 | 2,628 |
| Premises and equipment expense | $901,000 | 2,225 |
| Additional noninterest expense | $1,870,000 | 2,550 |
| Pre-tax net operating income | $8,409,000 | 939 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,135,000 | 892 |
| Income before extraordinary items | $5,274,000 | 1,011 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,274,000 | 1,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,274,000 | 998 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $34,842,000 | 913 |
| Total interest expense | $18,980,000 | 749 |
| Net interest income | $15,862,000 | 1,152 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $533,000 | 5,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $533,000 | 2,837 |
| Total noninterest expense | $4,920,000 | 2,816 |
| Salaries and employee benefits | $2,422,000 | 2,746 |
| Premises and equipment expense | $664,000 | 2,967 |
| Additional noninterest expense | $1,834,000 | 2,776 |
| Pre-tax net operating income | $11,475,000 | 712 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $4,270,000 | 649 |
| Income before extraordinary items | $7,207,000 | 745 |
| Extraordinary gains, net | $-479,000 | 12,576 |
| Net income | $6,728,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,205,720 | 753 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,131,000 | 971 |
| Total interest expense | $16,293,000 | 871 |
| Net interest income | $16,838,000 | 1,093 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $522,000 | 5,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $522,000 | 3,176 |
| Total noninterest expense | $4,621,000 | 3,052 |
| Salaries and employee benefits | $2,304,000 | 2,861 |
| Premises and equipment expense | $994,000 | 2,063 |
| Additional noninterest expense | $1,323,000 | 3,881 |
| Pre-tax net operating income | $12,289,000 | 587 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $4,915,000 | 542 |
| Income before extraordinary items | $7,383,000 | 705 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,383,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,377,240 | 663 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,873,000 | 1,100 |
| Total interest expense | $18,396,000 | 984 |
| Net interest income | $14,477,000 | 1,285 |
| Provision for loan and lease losses | $940,000 | 1,912 |
| Total noninterest income | $650,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $650,000 | 2,682 |
| Total noninterest expense | $4,136,000 | 3,398 |
| Salaries and employee benefits | $1,835,000 | 3,486 |
| Premises and equipment expense | $1,003,000 | 2,088 |
| Additional noninterest expense | $1,298,000 | 4,043 |
| Pre-tax net operating income | $10,051,000 | 632 |
| Securities gains (losses) | $-31,000 | 13,587 |
| Applicable income taxes | $3,963,000 | 591 |
| Income before extraordinary items | $6,057,000 | 792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,057,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,076,840 | 715 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.