Home > Franklin Federal Savings Bank > Assets and Liabilities
Franklin Federal Savings Bank, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 98 | 1,499 |
| Assets and Liabilities | ||
| Total Assets: | $1,079,060,000 | 653 |
| Cash and due from depository institutions | $259,922,000 | 1,499 |
| Interest-bearing balances | $236,469,000 | 161 |
| Securities | $226,859,000 | 660 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $507,612,000 | 915 |
| Loan loss allowance | $12,019,000 | 521 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $6,374,000 | 1,788 |
| Other real estate owned | $15,446,000 | 1,499 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $62,847,000 | 397 |
| Life insurance assets | $35,749,000 | 259 |
| Total liabilities and capital | $1,079,060,000 | 653 |
| Total liabilities | $865,957,000 | 703 |
| Total deposits | $698,151,000 | 807 |
| Interest-bearing deposits | $692,096,000 | 642 |
| Deposits held in domestic offices | $698,151,000 | 805 |
| % insured | 82.15% | 3,785 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $165,550,000 | 239 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $2,256,000 | 1,832 |
| Total equity capital | $213,103,000 | 400 |
| Total bank equity capital | $213,103,000 | 400 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $10,000,000 | 446 |
| Surplus | $121,196,000 | 357 |
| Undivided profits | $81,907,000 | 492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $16,383,000 | 382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $3,036,000 | 808 |
| Earning assets | $970,940,000 | 658 |
| Long-term assets (5+ years) | $399,367,000 | 612 |
| Average Assets, year-to-date | $1,068,661,000 | 629 |
| Average Assets, quarterly | $1,075,096,000 | 645 |
| Volatile liabilities | $18,566,000 | 2,154 |
| Insider loans | $0 | 5,840 |
| FHLB advances | $165,550,000 | 216 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $103,307,000 | 890 |
| Tier 1 (core) risk-based capital | $212,384,000 | 374 |
| Tier 2 risk-based capital | $7,590,000 | 708 |
| Total risk weighted assets | $602,736,000 | 790 |
| Total unused commitments | $103,307,000 | 890 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 99 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $1,078,362,000 | 634 |
| Cash and due from depository institutions | $206,923,000 | 1,503 |
| Interest-bearing balances | $194,080,000 | 189 |
| Securities | $259,759,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $526,415,000 | 862 |
| Loan loss allowance | $10,613,000 | 588 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,451,000 | 1,779 |
| Other real estate owned | $16,215,000 | 1,503 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $62,599,000 | 390 |
| Life insurance assets | $35,430,000 | 257 |
| Total liabilities and capital | $1,078,362,000 | 634 |
| Total liabilities | $871,180,000 | 695 |
| Total deposits | $689,769,000 | 809 |
| Interest-bearing deposits | $683,040,000 | 647 |
| Deposits held in domestic offices | $689,769,000 | 808 |
| % insured | 91.65% | 1,516 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $175,448,000 | 220 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $5,963,000 | 891 |
| Total equity capital | $207,182,000 | 401 |
| Total bank equity capital | $207,182,000 | 401 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $10,000,000 | 453 |
| Surplus | $109,979,000 | 384 |
| Undivided profits | $87,203,000 | 456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $26,051,000 | 269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $3,169,000 | 803 |
| Earning assets | $980,254,000 | 635 |
| Long-term assets (5+ years) | $403,193,000 | 602 |
| Average Assets, year-to-date | $1,067,868,750 | 626 |
| Average Assets, quarterly | $1,080,049,500 | 627 |
| Volatile liabilities | $18,520,000 | 2,130 |
| Insider loans | $0 | 5,942 |
| FHLB advances | $165,254,000 | 208 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $116,076,000 | 813 |
| Tier 1 (core) risk-based capital | $206,780,000 | 374 |
| Tier 2 risk-based capital | $8,012,000 | 667 |
| Total risk weighted assets | $638,374,000 | 742 |
| Total unused commitments | $116,076,000 | 813 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 98 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $1,081,737,000 | 630 |
| Cash and due from depository institutions | $139,389,000 | 1,513 |
| Interest-bearing balances | $87,385,000 | 361 |
| Securities | $324,561,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $533,338,000 | 828 |
| Loan loss allowance | $10,448,000 | 614 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,641,000 | 1,737 |
| Other real estate owned | $17,604,000 | 1,513 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $60,204,000 | 401 |
| Life insurance assets | $35,109,000 | 253 |
| Total liabilities and capital | $1,081,737,000 | 630 |
| Total liabilities | $876,235,000 | 689 |
| Total deposits | $687,576,000 | 814 |
| Interest-bearing deposits | $681,971,000 | 652 |
| Deposits held in domestic offices | $687,576,000 | 811 |
| % insured | 92.38% | 1,392 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $184,936,000 | 214 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $3,723,000 | 1,240 |
| Total equity capital | $205,502,000 | 398 |
| Total bank equity capital | $205,502,000 | 398 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000,000 | 457 |
| Surplus | $109,269,000 | 382 |
| Undivided profits | $86,233,000 | 456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $27,565,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $3,948,000 | 592 |
| Earning assets | $945,284,000 | 651 |
| Long-term assets (5+ years) | $447,076,000 | 546 |
| Average Assets, year-to-date | $1,064,371,000 | 628 |
| Average Assets, quarterly | $1,074,174,000 | 627 |
| Volatile liabilities | $19,042,000 | 2,074 |
| Insider loans | $0 | 5,997 |
| FHLB advances | $174,742,000 | 205 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $90,719,000 | 947 |
| Tier 1 (core) risk-based capital | $201,915,000 | 376 |
| Tier 2 risk-based capital | $8,589,000 | 627 |
| Total risk weighted assets | $685,282,000 | 676 |
| Total unused commitments | $90,719,000 | 947 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 96 | 1,561 |
| Assets and Liabilities | ||
| Total Assets: | $1,066,611,000 | 636 |
| Cash and due from depository institutions | $84,347,000 | 1,561 |
| Interest-bearing balances | $59,301,000 | 618 |
| Securities | $352,575,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $544,072,000 | 800 |
| Loan loss allowance | $10,721,000 | 609 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,797,000 | 1,713 |
| Other real estate owned | $18,827,000 | 1,561 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $59,993,000 | 400 |
| Life insurance assets | $34,793,000 | 253 |
| Total liabilities and capital | $1,066,611,000 | 636 |
| Total liabilities | $865,087,000 | 703 |
| Total deposits | $676,187,000 | 843 |
| Interest-bearing deposits | $669,814,000 | 679 |
| Deposits held in domestic offices | $676,187,000 | 840 |
| % insured | 93.30% | 1,163 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $184,612,000 | 187 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,288,000 | 1,099 |
| Total equity capital | $201,524,000 | 397 |
| Total bank equity capital | $201,524,000 | 397 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $10,000,000 | 463 |
| Surplus | $108,522,000 | 384 |
| Undivided profits | $83,002,000 | 452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $28,725,000 | 281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $4,184,000 | 542 |
| Earning assets | $955,948,000 | 643 |
| Long-term assets (5+ years) | $468,535,000 | 510 |
| Average Assets, year-to-date | $1,055,688,000 | 637 |
| Average Assets, quarterly | $1,055,688,000 | 637 |
| Volatile liabilities | $18,602,000 | 2,020 |
| Insider loans | $0 | 6,056 |
| FHLB advances | $174,418,000 | 174 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $105,889,000 | 837 |
| Tier 1 (core) risk-based capital | $198,647,000 | 379 |
| Tier 2 risk-based capital | $8,743,000 | 610 |
| Total risk weighted assets | $697,450,000 | 664 |
| Total unused commitments | $105,889,000 | 837 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 98 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,765,000 | 638 |
| Cash and due from depository institutions | $71,459,000 | 1,532 |
| Interest-bearing balances | $59,651,000 | 576 |
| Securities | $361,263,000 | 430 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $536,379,000 | 809 |
| Loan loss allowance | $10,464,000 | 631 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,824,000 | 1,705 |
| Other real estate owned | $9,535,000 | 1,532 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $59,305,000 | 410 |
| Life insurance assets | $34,617,000 | 253 |
| Total liabilities and capital | $1,044,765,000 | 638 |
| Total liabilities | $845,924,000 | 708 |
| Total deposits | $668,581,000 | 839 |
| Interest-bearing deposits | $662,786,000 | 667 |
| Deposits held in domestic offices | $668,581,000 | 836 |
| % insured | 93.60% | 1,109 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $174,291,000 | 199 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,052,000 | 1,426 |
| Total equity capital | $198,841,000 | 399 |
| Total bank equity capital | $198,841,000 | 399 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $10,000,000 | 470 |
| Surplus | $108,877,000 | 384 |
| Undivided profits | $79,964,000 | 456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $37,841,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $4,005,000 | 599 |
| Earning assets | $957,293,000 | 630 |
| Long-term assets (5+ years) | $447,759,000 | 532 |
| Average Assets, year-to-date | $1,014,414,000 | 650 |
| Average Assets, quarterly | $1,028,542,000 | 645 |
| Volatile liabilities | $17,354,000 | 2,162 |
| Insider loans | $0 | 6,118 |
| FHLB advances | $164,097,000 | 179 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $128,831,000 | 674 |
| Tier 1 (core) risk-based capital | $196,426,000 | 378 |
| Tier 2 risk-based capital | $9,122,000 | 574 |
| Total risk weighted assets | $728,433,000 | 624 |
| Total unused commitments | $128,831,000 | 674 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 95 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $1,012,319,000 | 664 |
| Cash and due from depository institutions | $95,728,000 | 1,582 |
| Interest-bearing balances | $67,723,000 | 523 |
| Securities | $354,204,000 | 437 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $489,539,000 | 873 |
| Loan loss allowance | $9,740,000 | 703 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $6,882,000 | 1,688 |
| Other real estate owned | $6,715,000 | 1,582 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $59,251,000 | 404 |
| Life insurance assets | $34,296,000 | 252 |
| Total liabilities and capital | $1,012,319,000 | 664 |
| Total liabilities | $829,743,000 | 719 |
| Total deposits | $651,892,000 | 844 |
| Interest-bearing deposits | $646,090,000 | 678 |
| Deposits held in domestic offices | $651,892,000 | 842 |
| % insured | 94.27% | 1,027 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $174,346,000 | 195 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,505,000 | 1,360 |
| Total equity capital | $182,576,000 | 426 |
| Total bank equity capital | $182,576,000 | 426 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $10,000,000 | 473 |
| Surplus | $93,265,000 | 426 |
| Undivided profits | $79,311,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $27,212,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $4,081,000 | 603 |
| Earning assets | $911,466,000 | 668 |
| Long-term assets (5+ years) | $362,114,000 | 634 |
| Average Assets, year-to-date | $1,006,826,250 | 655 |
| Average Assets, quarterly | $1,009,016,000 | 657 |
| Volatile liabilities | $16,001,000 | 2,306 |
| Insider loans | $0 | 6,191 |
| FHLB advances | $163,776,000 | 171 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $101,117,000 | 835 |
| Tier 1 (core) risk-based capital | $179,935,000 | 408 |
| Tier 2 risk-based capital | $8,560,000 | 616 |
| Total risk weighted assets | $683,624,000 | 657 |
| Total unused commitments | $101,117,000 | 835 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 98 | 1,548 |
| Assets and Liabilities | ||
| Total Assets: | $1,005,713,000 | 658 |
| Cash and due from depository institutions | $125,533,000 | 1,548 |
| Interest-bearing balances | $104,110,000 | 345 |
| Securities | $328,624,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $475,084,000 | 888 |
| Loan loss allowance | $9,788,000 | 719 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,956,000 | 1,669 |
| Other real estate owned | $7,049,000 | 1,548 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $62,467,000 | 395 |
| Life insurance assets | $33,970,000 | 250 |
| Total liabilities and capital | $1,005,713,000 | 658 |
| Total liabilities | $826,641,000 | 715 |
| Total deposits | $636,869,000 | 862 |
| Interest-bearing deposits | $632,329,000 | 700 |
| Deposits held in domestic offices | $636,869,000 | 860 |
| % insured | 93.81% | 1,210 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $184,026,000 | 182 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $5,746,000 | 922 |
| Total equity capital | $179,072,000 | 430 |
| Total bank equity capital | $179,072,000 | 430 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $10,000,000 | 475 |
| Surplus | $92,546,000 | 430 |
| Undivided profits | $76,526,000 | 467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $21,362,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $3,862,000 | 607 |
| Earning assets | $907,818,000 | 662 |
| Long-term assets (5+ years) | $323,060,000 | 681 |
| Average Assets, year-to-date | $1,004,995,330 | 656 |
| Average Assets, quarterly | $1,001,255,500 | 658 |
| Volatile liabilities | $15,399,000 | 2,361 |
| Insider loans | $0 | 6,258 |
| FHLB advances | $173,456,000 | 160 |
| Loans and leases held for sale | $113,000 | 2,042 |
| Unused loan commitments | $86,299,000 | 920 |
| Tier 1 (core) risk-based capital | $177,191,000 | 402 |
| Tier 2 risk-based capital | $8,229,000 | 638 |
| Total risk weighted assets | $656,753,000 | 676 |
| Total unused commitments | $86,299,000 | 920 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 96 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $996,798,000 | 670 |
| Cash and due from depository institutions | $133,805,000 | 1,573 |
| Interest-bearing balances | $103,744,000 | 408 |
| Securities | $344,829,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $446,867,000 | 927 |
| Loan loss allowance | $10,511,000 | 687 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,060,000 | 1,661 |
| Other real estate owned | $10,440,000 | 1,573 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $53,797,000 | 432 |
| Life insurance assets | $27,736,000 | 290 |
| Total liabilities and capital | $996,798,000 | 670 |
| Total liabilities | $823,720,000 | 717 |
| Total deposits | $633,901,000 | 875 |
| Interest-bearing deposits | $628,399,000 | 705 |
| Deposits held in domestic offices | $633,901,000 | 872 |
| % insured | 95.12% | 859 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $183,708,000 | 175 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $6,111,000 | 900 |
| Total equity capital | $173,078,000 | 441 |
| Total bank equity capital | $173,078,000 | 441 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $10,000,000 | 478 |
| Surplus | $85,862,000 | 459 |
| Undivided profits | $77,216,000 | 487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $20,349,000 | 506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $4,033,000 | 584 |
| Earning assets | $895,440,000 | 673 |
| Long-term assets (5+ years) | $292,474,000 | 740 |
| Average Assets, year-to-date | $1,004,636,500 | 665 |
| Average Assets, quarterly | $1,004,636,500 | 665 |
| Volatile liabilities | $14,891,000 | 2,381 |
| Insider loans | $0 | 6,319 |
| FHLB advances | $173,138,000 | 145 |
| Loans and leases held for sale | $643,000 | 1,431 |
| Unused loan commitments | $119,296,000 | 685 |
| Tier 1 (core) risk-based capital | $169,533,000 | 413 |
| Tier 2 risk-based capital | $8,075,000 | 649 |
| Total risk weighted assets | $643,532,000 | 680 |
| Total unused commitments | $119,296,000 | 685 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 98 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $1,012,475,000 | 660 |
| Cash and due from depository institutions | $127,540,000 | 1,536 |
| Interest-bearing balances | $99,276,000 | 414 |
| Securities | $366,904,000 | 412 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $445,051,000 | 943 |
| Loan loss allowance | $10,243,000 | 712 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,993,000 | 1,678 |
| Other real estate owned | $12,532,000 | 1,536 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $53,455,000 | 440 |
| Life insurance assets | $27,480,000 | 288 |
| Total liabilities and capital | $1,012,475,000 | 660 |
| Total liabilities | $840,414,000 | 711 |
| Total deposits | $652,070,000 | 851 |
| Interest-bearing deposits | $647,039,000 | 677 |
| Deposits held in domestic offices | $652,070,000 | 848 |
| % insured | 93.83% | 2,013 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $183,392,000 | 175 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,952,000 | 1,080 |
| Total equity capital | $172,061,000 | 444 |
| Total bank equity capital | $172,061,000 | 444 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $10,000,000 | 478 |
| Surplus | $86,115,000 | 462 |
| Undivided profits | $75,946,000 | 487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $19,133,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $4,154,000 | 580 |
| Earning assets | $911,231,000 | 666 |
| Long-term assets (5+ years) | $302,692,000 | 696 |
| Average Assets, year-to-date | $1,018,481,400 | 653 |
| Average Assets, quarterly | $1,016,196,000 | 654 |
| Volatile liabilities | $15,064,000 | 2,423 |
| Insider loans | $0 | 6,389 |
| FHLB advances | $172,822,000 | 154 |
| Loans and leases held for sale | $740,000 | 1,574 |
| Unused loan commitments | $105,663,000 | 724 |
| Tier 1 (core) risk-based capital | $167,382,000 | 414 |
| Tier 2 risk-based capital | $8,187,000 | 648 |
| Total risk weighted assets | $652,934,000 | 678 |
| Total unused commitments | $105,663,000 | 724 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 97 | 1,549 |
| Assets and Liabilities | ||
| Total Assets: | $1,019,917,000 | 659 |
| Cash and due from depository institutions | $105,373,000 | 1,549 |
| Interest-bearing balances | $98,589,000 | 397 |
| Securities | $399,754,000 | 381 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $437,453,000 | 952 |
| Loan loss allowance | $9,855,000 | 757 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,167,000 | 1,887 |
| Other real estate owned | $16,502,000 | 1,549 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $54,668,000 | 441 |
| Life insurance assets | $27,215,000 | 283 |
| Total liabilities and capital | $1,019,917,000 | 659 |
| Total liabilities | $835,640,000 | 705 |
| Total deposits | $646,678,000 | 848 |
| Interest-bearing deposits | $642,469,000 | 680 |
| Deposits held in domestic offices | $646,678,000 | 846 |
| % insured | 95.19% | 1,572 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $183,433,000 | 178 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,529,000 | 1,017 |
| Total equity capital | $184,277,000 | 418 |
| Total bank equity capital | $184,277,000 | 418 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000,000 | 488 |
| Surplus | $85,069,000 | 464 |
| Undivided profits | $89,208,000 | 416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $19,760,000 | 611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,435,000 | 572 |
| Earning assets | $935,796,000 | 640 |
| Long-term assets (5+ years) | $295,076,000 | 715 |
| Average Assets, year-to-date | $1,019,983,000 | 656 |
| Average Assets, quarterly | $1,020,447,500 | 656 |
| Volatile liabilities | $13,787,000 | 2,655 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $172,506,000 | 152 |
| Loans and leases held for sale | $1,458,000 | 1,245 |
| Unused loan commitments | $106,557,000 | 726 |
| Tier 1 (core) risk-based capital | $179,110,000 | 393 |
| Tier 2 risk-based capital | $8,428,000 | 626 |
| Total risk weighted assets | $672,799,000 | 656 |
| Total unused commitments | $106,557,000 | 726 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 96 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,978,000 | 657 |
| Cash and due from depository institutions | $115,910,000 | 1,565 |
| Interest-bearing balances | $100,850,000 | 387 |
| Securities | $382,744,000 | 403 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $449,056,000 | 918 |
| Loan loss allowance | $10,367,000 | 735 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,219,000 | 1,864 |
| Other real estate owned | $10,569,000 | 1,565 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $56,480,000 | 426 |
| Life insurance assets | $26,947,000 | 281 |
| Total liabilities and capital | $1,020,978,000 | 657 |
| Total liabilities | $841,686,000 | 704 |
| Total deposits | $652,586,000 | 841 |
| Interest-bearing deposits | $649,834,000 | 680 |
| Deposits held in domestic offices | $652,586,000 | 838 |
| % insured | 95.32% | 1,614 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $183,119,000 | 180 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,981,000 | 917 |
| Total equity capital | $179,292,000 | 425 |
| Total bank equity capital | $179,292,000 | 425 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $10,000,000 | 496 |
| Surplus | $84,054,000 | 464 |
| Undivided profits | $85,238,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $21,038,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $4,232,000 | 563 |
| Earning assets | $932,650,000 | 646 |
| Long-term assets (5+ years) | $304,521,000 | 668 |
| Average Assets, year-to-date | $1,020,005,000 | 652 |
| Average Assets, quarterly | $1,023,920,000 | 653 |
| Volatile liabilities | $14,340,000 | 2,631 |
| Insider loans | $348,000 | 5,130 |
| FHLB advances | $172,192,000 | 158 |
| Loans and leases held for sale | $665,000 | 1,532 |
| Unused loan commitments | $103,614,000 | 733 |
| Tier 1 (core) risk-based capital | $173,731,000 | 399 |
| Tier 2 risk-based capital | $8,425,000 | 629 |
| Total risk weighted assets | $672,024,000 | 649 |
| Total unused commitments | $103,614,000 | 733 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 100 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $1,026,862,000 | 659 |
| Cash and due from depository institutions | $102,409,000 | 1,478 |
| Interest-bearing balances | $84,558,000 | 510 |
| Securities | $394,964,000 | 396 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $458,990,000 | 870 |
| Loan loss allowance | $11,206,000 | 699 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,244,000 | 1,866 |
| Other real estate owned | $8,830,000 | 1,478 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $55,425,000 | 429 |
| Life insurance assets | $26,685,000 | 276 |
| Total liabilities and capital | $1,026,862,000 | 659 |
| Total liabilities | $851,206,000 | 697 |
| Total deposits | $644,169,000 | 848 |
| Interest-bearing deposits | $640,651,000 | 690 |
| Deposits held in domestic offices | $644,169,000 | 846 |
| % insured | 95.73% | 1,443 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $201,235,000 | 175 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,802,000 | 930 |
| Total equity capital | $175,656,000 | 430 |
| Total bank equity capital | $175,656,000 | 430 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $10,000,000 | 497 |
| Surplus | $83,281,000 | 466 |
| Undivided profits | $82,375,000 | 427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $35,746,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $4,592,000 | 534 |
| Earning assets | $938,512,000 | 644 |
| Long-term assets (5+ years) | $311,463,000 | 643 |
| Average Assets, year-to-date | $1,019,518,500 | 655 |
| Average Assets, quarterly | $1,019,518,500 | 655 |
| Volatile liabilities | $14,048,000 | 2,664 |
| Insider loans | $350,000 | 5,184 |
| FHLB advances | $190,308,000 | 145 |
| Loans and leases held for sale | $1,953,000 | 977 |
| Unused loan commitments | $100,579,000 | 741 |
| Tier 1 (core) risk-based capital | $170,500,000 | 399 |
| Tier 2 risk-based capital | $8,574,000 | 613 |
| Total risk weighted assets | $683,251,000 | 634 |
| Total unused commitments | $100,579,000 | 741 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 98 | 1,524 |
| Assets and Liabilities | ||
| Total Assets: | $1,012,175,000 | 658 |
| Cash and due from depository institutions | $69,866,000 | 1,524 |
| Interest-bearing balances | $60,263,000 | 639 |
| Securities | $409,435,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $462,719,000 | 883 |
| Loan loss allowance | $11,198,000 | 705 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,206,000 | 1,876 |
| Other real estate owned | $8,444,000 | 1,524 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $55,505,000 | 444 |
| Life insurance assets | $26,427,000 | 280 |
| Total liabilities and capital | $1,012,175,000 | 658 |
| Total liabilities | $840,534,000 | 700 |
| Total deposits | $633,913,000 | 849 |
| Interest-bearing deposits | $631,202,000 | 698 |
| Deposits held in domestic offices | $633,913,000 | 846 |
| % insured | 96.66% | 1,125 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $201,237,000 | 185 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $5,384,000 | 971 |
| Total equity capital | $171,641,000 | 429 |
| Total bank equity capital | $171,641,000 | 429 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $10,000,000 | 493 |
| Surplus | $83,222,000 | 470 |
| Undivided profits | $78,419,000 | 441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $37,352,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $4,614,000 | 554 |
| Earning assets | $932,417,000 | 645 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $1,053,921,000 | 628 |
| Average Assets, quarterly | $1,020,986,000 | 652 |
| Volatile liabilities | $213,604,000 | 305 |
| Insider loans | $351,000 | 5,201 |
| FHLB advances | $190,311,000 | 153 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $72,711,000 | 931 |
| Tier 1 (core) risk-based capital | $167,457,000 | 399 |
| Tier 2 risk-based capital | $8,350,000 | 640 |
| Total risk weighted assets | $665,165,000 | 660 |
| Total unused commitments | $72,711,000 | 933 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 98 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $1,029,744,000 | 658 |
| Cash and due from depository institutions | $77,580,000 | 1,527 |
| Interest-bearing balances | $73,214,000 | 578 |
| Securities | $400,653,000 | 365 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $479,380,000 | 862 |
| Loan loss allowance | $11,258,000 | 735 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,286,000 | 1,869 |
| Other real estate owned | $8,627,000 | 1,527 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $57,218,000 | 433 |
| Life insurance assets | $26,165,000 | 277 |
| Total liabilities and capital | $1,029,744,000 | 658 |
| Total liabilities | $861,086,000 | 687 |
| Total deposits | $653,575,000 | 830 |
| Interest-bearing deposits | $650,732,000 | 690 |
| Deposits held in domestic offices | $653,575,000 | 827 |
| % insured | 95.36% | 1,760 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $201,755,000 | 182 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,756,000 | 928 |
| Total equity capital | $168,658,000 | 446 |
| Total bank equity capital | $168,658,000 | 446 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $10,000,000 | 499 |
| Surplus | $83,195,000 | 479 |
| Undivided profits | $75,463,000 | 469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $41,053,000 | 394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $4,902,000 | 530 |
| Earning assets | $953,247,000 | 639 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $1,064,344,250 | 625 |
| Average Assets, quarterly | $1,035,280,500 | 649 |
| Volatile liabilities | $225,913,000 | 291 |
| Insider loans | $352,000 | 5,261 |
| FHLB advances | $190,313,000 | 147 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $88,537,000 | 798 |
| Tier 1 (core) risk-based capital | $162,513,000 | 422 |
| Tier 2 risk-based capital | $8,796,000 | 606 |
| Total risk weighted assets | $701,237,000 | 623 |
| Total unused commitments | $88,537,000 | 799 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 95 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $1,040,817,000 | 647 |
| Cash and due from depository institutions | $74,226,000 | 1,589 |
| Interest-bearing balances | $63,748,000 | 587 |
| Securities | $412,183,000 | 355 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $482,400,000 | 867 |
| Loan loss allowance | $13,197,000 | 659 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,203,000 | 1,907 |
| Other real estate owned | $9,570,000 | 1,589 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $56,235,000 | 443 |
| Life insurance assets | $25,898,000 | 277 |
| Total liabilities and capital | $1,040,817,000 | 647 |
| Total liabilities | $872,278,000 | 690 |
| Total deposits | $667,300,000 | 807 |
| Interest-bearing deposits | $665,213,000 | 679 |
| Deposits held in domestic offices | $667,300,000 | 804 |
| % insured | 95.36% | 1,835 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $201,758,000 | 186 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,220,000 | 1,394 |
| Total equity capital | $168,539,000 | 443 |
| Total bank equity capital | $168,539,000 | 443 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 510 |
| Surplus | $83,159,000 | 478 |
| Undivided profits | $75,380,000 | 451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $36,385,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,872,000 | 528 |
| Earning assets | $958,331,000 | 632 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $1,075,877,670 | 622 |
| Average Assets, quarterly | $1,133,927,000 | 587 |
| Volatile liabilities | $225,445,000 | 307 |
| Insider loans | $353,000 | 5,300 |
| FHLB advances | $190,316,000 | 153 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $116,039,000 | 635 |
| Tier 1 (core) risk-based capital | $163,725,000 | 413 |
| Tier 2 risk-based capital | $9,209,000 | 595 |
| Total risk weighted assets | $732,707,000 | 599 |
| Total unused commitments | $116,039,000 | 636 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 96 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $1,227,037,000 | 549 |
| Cash and due from depository institutions | $311,836,000 | 1,576 |
| Interest-bearing balances | $190,784,000 | 220 |
| Securities | $349,870,000 | 417 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $489,020,000 | 862 |
| Loan loss allowance | $11,284,000 | 754 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,021,000 | 1,981 |
| Other real estate owned | $11,636,000 | 1,576 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $58,654,000 | 426 |
| Life insurance assets | $25,639,000 | 274 |
| Total liabilities and capital | $1,227,037,000 | 549 |
| Total liabilities | $1,117,584,000 | 540 |
| Total deposits | $924,881,000 | 587 |
| Interest-bearing deposits | $921,881,000 | 502 |
| Deposits held in domestic offices | $924,881,000 | 584 |
| % insured | 96.70% | 1,274 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $190,319,000 | 196 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,384,000 | 1,724 |
| Total equity capital | $109,453,000 | 635 |
| Total bank equity capital | $109,453,000 | 633 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 512 |
| Surplus | $15,000,000 | 1,954 |
| Undivided profits | $84,453,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $34,843,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $5,029,000 | 522 |
| Earning assets | $1,029,674,000 | 587 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $1,093,408,000 | 619 |
| Average Assets, quarterly | $1,093,408,000 | 619 |
| Volatile liabilities | $214,938,000 | 327 |
| Insider loans | $355,000 | 5,344 |
| FHLB advances | $190,319,000 | 149 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $128,538,000 | 583 |
| Tier 1 (core) risk-based capital | $103,575,000 | 615 |
| Tier 2 risk-based capital | $9,103,000 | 608 |
| Total risk weighted assets | $726,046,000 | 619 |
| Total unused commitments | $128,538,000 | 583 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 90 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $959,779,000 | 705 |
| Cash and due from depository institutions | $81,251,000 | 1,682 |
| Interest-bearing balances | $68,814,000 | 511 |
| Securities | $311,801,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $488,599,000 | 893 |
| Loan loss allowance | $11,245,000 | 742 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,055,000 | 1,998 |
| Other real estate owned | $13,274,000 | 1,682 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $58,799,000 | 433 |
| Life insurance assets | $25,384,000 | 276 |
| Total liabilities and capital | $959,779,000 | 705 |
| Total liabilities | $851,659,000 | 721 |
| Total deposits | $656,063,000 | 827 |
| Interest-bearing deposits | $653,330,000 | 703 |
| Deposits held in domestic offices | $656,063,000 | 825 |
| % insured | 97.01% | 1,090 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $190,321,000 | 211 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,275,000 | 964 |
| Total equity capital | $108,120,000 | 642 |
| Total bank equity capital | $108,120,000 | 638 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 514 |
| Surplus | $15,000,000 | 1,958 |
| Undivided profits | $83,120,000 | 371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $26,382,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,940,000 | 544 |
| Earning assets | $869,214,000 | 699 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $969,820,000 | 686 |
| Average Assets, quarterly | $956,055,500 | 713 |
| Volatile liabilities | $293,236,000 | 468 |
| Insider loans | $356,000 | 5,444 |
| FHLB advances | $190,321,000 | 168 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $138,134,000 | 559 |
| Tier 1 (core) risk-based capital | $106,013,000 | 602 |
| Tier 2 risk-based capital | $9,189,000 | 621 |
| Total risk weighted assets | $733,102,000 | 614 |
| Total unused commitments | $139,765,000 | 554 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 91 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $952,332,000 | 713 |
| Cash and due from depository institutions | $97,684,000 | 1,685 |
| Interest-bearing balances | $90,283,000 | 423 |
| Securities | $289,348,000 | 461 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $489,889,000 | 899 |
| Loan loss allowance | $10,947,000 | 766 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,099,000 | 2,013 |
| Other real estate owned | $11,581,000 | 1,685 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $57,731,000 | 426 |
| Life insurance assets | $25,124,000 | 274 |
| Total liabilities and capital | $952,332,000 | 713 |
| Total liabilities | $845,028,000 | 730 |
| Total deposits | $650,196,000 | 838 |
| Interest-bearing deposits | $647,177,000 | 710 |
| Deposits held in domestic offices | $650,196,000 | 835 |
| % insured | 97.47% | 676 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $190,324,000 | 226 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,508,000 | 1,171 |
| Total equity capital | $107,304,000 | 652 |
| Total bank equity capital | $107,304,000 | 651 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,000,000 | 515 |
| Surplus | $15,000,000 | 1,954 |
| Undivided profits | $82,304,000 | 384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $27,447,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,736,000 | 580 |
| Earning assets | $869,520,000 | 699 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $972,330,250 | 679 |
| Average Assets, quarterly | $957,942,000 | 706 |
| Volatile liabilities | $293,204,000 | 475 |
| Insider loans | $357,000 | 5,515 |
| FHLB advances | $190,324,000 | 184 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $131,788,000 | 587 |
| Tier 1 (core) risk-based capital | $103,841,000 | 592 |
| Tier 2 risk-based capital | $9,158,000 | 624 |
| Total risk weighted assets | $730,840,000 | 614 |
| Total unused commitments | $131,788,000 | 588 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 91 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $963,552,000 | 692 |
| Cash and due from depository institutions | $67,761,000 | 1,700 |
| Interest-bearing balances | $66,654,000 | 526 |
| Securities | $309,861,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $514,659,000 | 860 |
| Loan loss allowance | $10,263,000 | 832 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,180,000 | 2,004 |
| Other real estate owned | $6,874,000 | 1,700 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $58,217,000 | 437 |
| Life insurance assets | $25,220,000 | 268 |
| Total liabilities and capital | $963,552,000 | 692 |
| Total liabilities | $856,810,000 | 706 |
| Total deposits | $661,559,000 | 812 |
| Interest-bearing deposits | $659,357,000 | 698 |
| Deposits held in domestic offices | $661,559,000 | 810 |
| % insured | 97.54% | 715 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $190,326,000 | 240 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,925,000 | 1,034 |
| Total equity capital | $106,742,000 | 637 |
| Total bank equity capital | $106,742,000 | 635 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 518 |
| Surplus | $15,000,000 | 1,948 |
| Undivided profits | $81,742,000 | 377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $27,992,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,986,000 | 542 |
| Earning assets | $891,174,000 | 677 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $978,996,330 | 670 |
| Average Assets, quarterly | $979,484,000 | 676 |
| Volatile liabilities | $298,659,000 | 477 |
| Insider loans | $359,000 | 5,572 |
| FHLB advances | $190,326,000 | 198 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $178,300,000 | 453 |
| Tier 1 (core) risk-based capital | $105,000,000 | 575 |
| Tier 2 risk-based capital | $9,858,000 | 589 |
| Total risk weighted assets | $788,615,000 | 570 |
| Total unused commitments | $178,300,000 | 453 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 89 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $995,416,000 | 689 |
| Cash and due from depository institutions | $85,297,000 | 1,762 |
| Interest-bearing balances | $83,672,000 | 433 |
| Securities | $333,374,000 | 400 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $505,735,000 | 902 |
| Loan loss allowance | $9,319,000 | 918 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,258,000 | 2,012 |
| Other real estate owned | $5,307,000 | 1,762 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $59,445,000 | 444 |
| Life insurance assets | $24,960,000 | 267 |
| Total liabilities and capital | $995,416,000 | 689 |
| Total liabilities | $890,027,000 | 693 |
| Total deposits | $665,051,000 | 821 |
| Interest-bearing deposits | $661,462,000 | 714 |
| Deposits held in domestic offices | $665,051,000 | 818 |
| % insured | 97.69% | 712 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $220,495,000 | 225 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,481,000 | 1,129 |
| Total equity capital | $105,389,000 | 636 |
| Total bank equity capital | $105,389,000 | 636 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000,000 | 526 |
| Surplus | $15,000,000 | 1,985 |
| Undivided profits | $80,389,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,546,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $5,152,000 | 545 |
| Earning assets | $922,781,000 | 669 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $986,718,500 | 687 |
| Average Assets, quarterly | $986,718,500 | 687 |
| Volatile liabilities | $328,823,000 | 460 |
| Insider loans | $360,000 | 5,622 |
| FHLB advances | $220,495,000 | 176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $194,072,000 | 441 |
| Tier 1 (core) risk-based capital | $104,105,000 | 578 |
| Tier 2 risk-based capital | $9,319,000 | 645 |
| Total risk weighted assets | $795,690,000 | 590 |
| Total unused commitments | $194,072,000 | 441 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 86 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $978,021,000 | 693 |
| Cash and due from depository institutions | $89,093,000 | 1,855 |
| Interest-bearing balances | $86,361,000 | 351 |
| Securities | $313,787,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $504,801,000 | 922 |
| Loan loss allowance | $8,820,000 | 980 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,327,000 | 2,031 |
| Other real estate owned | $4,007,000 | 1,855 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $60,006,000 | 446 |
| Life insurance assets | $24,713,000 | 269 |
| Total liabilities and capital | $978,021,000 | 693 |
| Total liabilities | $876,575,000 | 700 |
| Total deposits | $651,296,000 | 838 |
| Interest-bearing deposits | $648,703,000 | 735 |
| Deposits held in domestic offices | $651,296,000 | 835 |
| % insured | 98.12% | 571 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $220,497,000 | 253 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,782,000 | 1,058 |
| Total equity capital | $101,446,000 | 652 |
| Total bank equity capital | $101,446,000 | 650 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000,000 | 517 |
| Surplus | $15,000,000 | 1,995 |
| Undivided profits | $76,446,000 | 392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,551,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,148,000 | 562 |
| Earning assets | $904,949,000 | 679 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $998,587,200 | 668 |
| Average Assets, quarterly | $979,363,500 | 695 |
| Volatile liabilities | $330,005,000 | 462 |
| Insider loans | $361,000 | 5,703 |
| FHLB advances | $220,497,000 | 200 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $190,196,000 | 453 |
| Tier 1 (core) risk-based capital | $102,544,000 | 577 |
| Tier 2 risk-based capital | $8,820,000 | 700 |
| Total risk weighted assets | $812,388,000 | 596 |
| Total unused commitments | $190,196,000 | 453 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 86 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $980,706,000 | 708 |
| Cash and due from depository institutions | $68,011,000 | 1,879 |
| Interest-bearing balances | $65,529,000 | 427 |
| Securities | $334,161,000 | 398 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $516,159,000 | 929 |
| Loan loss allowance | $7,515,000 | 1,077 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,310,000 | 2,061 |
| Other real estate owned | $1,649,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $54,416,000 | 450 |
| Life insurance assets | $22,527,000 | 302 |
| Total liabilities and capital | $980,706,000 | 708 |
| Total liabilities | $886,148,000 | 700 |
| Total deposits | $651,254,000 | 841 |
| Interest-bearing deposits | $647,835,000 | 737 |
| Deposits held in domestic offices | $651,254,000 | 838 |
| % insured | 98.27% | 647 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $230,500,000 | 263 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,394,000 | 1,238 |
| Total equity capital | $94,558,000 | 715 |
| Total bank equity capital | $94,558,000 | 713 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000,000 | 515 |
| Surplus | $8,000,000 | 3,121 |
| Undivided profits | $76,558,000 | 402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,390,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,116,000 | 614 |
| Earning assets | $915,849,000 | 689 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $1,003,728,750 | 678 |
| Average Assets, quarterly | $1,000,379,500 | 691 |
| Volatile liabilities | $344,141,000 | 476 |
| Insider loans | $363,000 | 5,760 |
| FHLB advances | $230,500,000 | 205 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $189,996,000 | 480 |
| Tier 1 (core) risk-based capital | $95,031,000 | 644 |
| Tier 2 risk-based capital | $7,515,000 | 829 |
| Total risk weighted assets | $832,911,000 | 600 |
| Total unused commitments | $189,996,000 | 481 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 88 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,053,000 | 691 |
| Cash and due from depository institutions | $43,784,000 | 1,878 |
| Interest-bearing balances | $29,583,000 | 739 |
| Securities | $385,722,000 | 349 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $509,161,000 | 967 |
| Loan loss allowance | $6,492,000 | 1,189 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,254,000 | 2,092 |
| Other real estate owned | $797,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $74,335,000 | 352 |
| Life insurance assets | $22,288,000 | 312 |
| Total liabilities and capital | $1,020,053,000 | 691 |
| Total liabilities | $928,092,000 | 686 |
| Total deposits | $660,243,000 | 837 |
| Interest-bearing deposits | $660,243,000 | 734 |
| Deposits held in domestic offices | $660,243,000 | 836 |
| % insured | 98.66% | 92 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $260,503,000 | 252 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,346,000 | 851 |
| Total equity capital | $91,961,000 | 728 |
| Total bank equity capital | $91,961,000 | 727 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000,000 | 516 |
| Surplus | $8,000,000 | 3,126 |
| Undivided profits | $73,961,000 | 411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $23,049,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $5,994,000 | 520 |
| Earning assets | $924,466,000 | 692 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $1,011,403,000 | 686 |
| Average Assets, quarterly | $1,020,684,500 | 685 |
| Volatile liabilities | $367,223,000 | 453 |
| Insider loans | $364,000 | 5,809 |
| FHLB advances | $260,503,000 | 193 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $215,002,000 | 467 |
| Tier 1 (core) risk-based capital | $95,037,000 | 649 |
| Tier 2 risk-based capital | $6,492,000 | 955 |
| Total risk weighted assets | $922,025,000 | 571 |
| Total unused commitments | $215,002,000 | 468 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $1,021,316,000 | 683 |
| Cash and due from depository institutions | $51,566,000 | 1,872 |
| Interest-bearing balances | $50,273,000 | 411 |
| Securities | $387,337,000 | 347 |
| Federal funds sold & reverse repurchase agreements | $11,107,000 | 1,094 |
| Net loans & leases | $499,108,000 | 987 |
| Loan loss allowance | $6,046,000 | 1,201 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,322,000 | 2,068 |
| Other real estate owned | $138,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $65,738,000 | 384 |
| Life insurance assets | $22,990,000 | 303 |
| Total liabilities and capital | $1,021,316,000 | 683 |
| Total liabilities | $934,972,000 | 679 |
| Total deposits | $667,332,000 | 820 |
| Interest-bearing deposits | $667,332,000 | 710 |
| Deposits held in domestic offices | $667,332,000 | 817 |
| % insured | 91.56% | 674 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $260,505,000 | 269 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,135,000 | 868 |
| Total equity capital | $86,344,000 | 770 |
| Total bank equity capital | $86,344,000 | 768 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000,000 | 513 |
| Surplus | $8,000,000 | 3,112 |
| Undivided profits | $68,344,000 | 469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $19,065,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,558,000 | 567 |
| Earning assets | $947,825,000 | 672 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $1,007,078,000 | 684 |
| Average Assets, quarterly | $1,007,078,000 | 684 |
| Volatile liabilities | $373,794,000 | 448 |
| Insider loans | $365,000 | 5,855 |
| FHLB advances | $260,505,000 | 204 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $207,611,000 | 493 |
| Tier 1 (core) risk-based capital | $92,525,000 | 665 |
| Tier 2 risk-based capital | $6,046,000 | 1,003 |
| Total risk weighted assets | $805,023,000 | 650 |
| Total unused commitments | $207,611,000 | 495 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 85 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $992,840,000 | 685 |
| Cash and due from depository institutions | $41,942,000 | 1,986 |
| Interest-bearing balances | $40,791,000 | 296 |
| Securities | $386,676,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $6,303,000 | 1,526 |
| Net loans & leases | $488,232,000 | 1,013 |
| Loan loss allowance | $5,436,000 | 1,290 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,287,000 | 2,087 |
| Other real estate owned | $138,000 | 1,986 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $63,262,000 | 401 |
| Life insurance assets | $22,768,000 | 304 |
| Total liabilities and capital | $992,840,000 | 685 |
| Total liabilities | $908,510,000 | 680 |
| Total deposits | $635,633,000 | 830 |
| Interest-bearing deposits | $635,633,000 | 717 |
| Deposits held in domestic offices | $635,633,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $260,508,000 | 288 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $12,369,000 | 578 |
| Total equity capital | $84,330,000 | 778 |
| Total bank equity capital | $84,330,000 | 778 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 512 |
| Surplus | $8,000,000 | 3,091 |
| Undivided profits | $66,330,000 | 482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,337,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,166,000 | 535 |
| Earning assets | $922,002,000 | 669 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $970,017,000 | 680 |
| Average Assets, quarterly | $976,010,500 | 695 |
| Volatile liabilities | $365,163,000 | 464 |
| Insider loans | $366,000 | 5,927 |
| FHLB advances | $260,508,000 | 225 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $193,101,000 | 538 |
| Tier 1 (core) risk-based capital | $91,946,000 | 656 |
| Tier 2 risk-based capital | $5,436,000 | 1,097 |
| Total risk weighted assets | $700,121,000 | 744 |
| Total unused commitments | $193,101,000 | 538 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 86 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $959,181,000 | 706 |
| Cash and due from depository institutions | $25,190,000 | 1,974 |
| Interest-bearing balances | $22,947,000 | 308 |
| Securities | $374,316,000 | 340 |
| Federal funds sold & reverse repurchase agreements | $18,853,000 | 597 |
| Net loans & leases | $470,298,000 | 1,049 |
| Loan loss allowance | $5,323,000 | 1,182 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,293,000 | 2,077 |
| Other real estate owned | $138,000 | 1,974 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $64,093,000 | 377 |
| Life insurance assets | $22,731,000 | 302 |
| Total liabilities and capital | $959,181,000 | 706 |
| Total liabilities | $875,290,000 | 703 |
| Total deposits | $638,720,000 | 808 |
| Interest-bearing deposits | $638,720,000 | 690 |
| Deposits held in domestic offices | $638,720,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $230,510,000 | 326 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,060,000 | 971 |
| Total equity capital | $83,891,000 | 803 |
| Total bank equity capital | $83,891,000 | 803 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000,000 | 505 |
| Surplus | $8,000,000 | 3,083 |
| Undivided profits | $65,891,000 | 520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 4,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,369,000 | 646 |
| Earning assets | $886,414,000 | 701 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $964,311,250 | 684 |
| Average Assets, quarterly | $963,022,000 | 701 |
| Volatile liabilities | $331,277,000 | 495 |
| Insider loans | $367,000 | 5,911 |
| FHLB advances | $230,510,000 | 283 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $224,247,000 | 515 |
| Tier 1 (core) risk-based capital | $90,751,000 | 681 |
| Tier 2 risk-based capital | $5,323,000 | 1,067 |
| Total risk weighted assets | $646,601,000 | 795 |
| Total unused commitments | $224,247,000 | 515 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 87 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $966,863,000 | 697 |
| Cash and due from depository institutions | $30,556,000 | 1,969 |
| Interest-bearing balances | $28,175,000 | 214 |
| Securities | $409,413,000 | 314 |
| Federal funds sold & reverse repurchase agreements | $2,726,000 | 3,341 |
| Net loans & leases | $461,533,000 | 1,055 |
| Loan loss allowance | $4,782,000 | 1,242 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,301,000 | 2,067 |
| Other real estate owned | $138,000 | 1,969 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $56,196,000 | 416 |
| Life insurance assets | $22,454,000 | 306 |
| Total liabilities and capital | $966,863,000 | 697 |
| Total liabilities | $877,948,000 | 688 |
| Total deposits | $621,707,000 | 822 |
| Interest-bearing deposits | $621,707,000 | 711 |
| Deposits held in domestic offices | $621,707,000 | 819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $245,513,000 | 311 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $10,728,000 | 625 |
| Total equity capital | $88,915,000 | 770 |
| Total bank equity capital | $88,915,000 | 770 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000,000 | 498 |
| Surplus | $0 | 7,856 |
| Undivided profits | $78,915,000 | 426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $947,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,394,000 | 627 |
| Earning assets | $901,847,000 | 678 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $966,021,330 | 687 |
| Average Assets, quarterly | $968,841,500 | 688 |
| Volatile liabilities | $338,763,000 | 482 |
| Insider loans | $368,000 | 5,905 |
| FHLB advances | $245,513,000 | 266 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $212,498,000 | 547 |
| Tier 1 (core) risk-based capital | $90,820,000 | 681 |
| Tier 2 risk-based capital | $4,782,000 | 1,169 |
| Total risk weighted assets | $634,380,000 | 808 |
| Total unused commitments | $212,498,000 | 547 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 87 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $970,820,000 | 695 |
| Cash and due from depository institutions | $75,325,000 | 1,964 |
| Interest-bearing balances | $74,603,000 | 102 |
| Securities | $386,281,000 | 342 |
| Federal funds sold & reverse repurchase agreements | $10,589,000 | 1,663 |
| Net loans & leases | $442,887,000 | 1,074 |
| Loan loss allowance | $4,433,000 | 1,272 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,779,000 | 2,228 |
| Other real estate owned | $137,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $49,822,000 | 449 |
| Life insurance assets | $22,209,000 | 307 |
| Total liabilities and capital | $970,820,000 | 695 |
| Total liabilities | $875,392,000 | 695 |
| Total deposits | $626,247,000 | 817 |
| Interest-bearing deposits | $626,247,000 | 711 |
| Deposits held in domestic offices | $626,247,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $230,515,000 | 300 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $18,630,000 | 454 |
| Total equity capital | $95,428,000 | 741 |
| Total bank equity capital | $95,428,000 | 741 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000,000 | 491 |
| Surplus | $0 | 7,894 |
| Undivided profits | $85,428,000 | 421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $852,000 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,525,000 | 786 |
| Earning assets | $914,360,000 | 669 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $965,600,500 | 688 |
| Average Assets, quarterly | $965,600,500 | 688 |
| Volatile liabilities | $323,510,000 | 491 |
| Insider loans | $370,000 | 5,866 |
| FHLB advances | $230,515,000 | 258 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $240,279,000 | 529 |
| Tier 1 (core) risk-based capital | $95,670,000 | 643 |
| Tier 2 risk-based capital | $4,433,000 | 1,217 |
| Total risk weighted assets | $618,393,000 | 821 |
| Total unused commitments | $240,279,000 | 529 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $960,381,000 | 696 |
| Cash and due from depository institutions | $68,129,000 | 2,013 |
| Interest-bearing balances | $66,810,000 | 98 |
| Securities | $369,386,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $29,191,000 | 441 |
| Net loans & leases | $437,565,000 | 1,082 |
| Loan loss allowance | $4,215,000 | 1,307 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,683,000 | 2,236 |
| Other real estate owned | $138,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $50,289,000 | 447 |
| Life insurance assets | $21,958,000 | 308 |
| Total liabilities and capital | $960,381,000 | 696 |
| Total liabilities | $867,070,000 | 690 |
| Total deposits | $624,354,000 | 823 |
| Interest-bearing deposits | $624,354,000 | 711 |
| Deposits held in domestic offices | $624,354,000 | 818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $230,518,000 | 292 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $12,198,000 | 585 |
| Total equity capital | $93,311,000 | 752 |
| Total bank equity capital | $93,311,000 | 752 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 483 |
| Surplus | $0 | 7,931 |
| Undivided profits | $83,311,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,236,000 | 749 |
| Earning assets | $902,952,000 | 675 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $955,232,400 | 676 |
| Average Assets, quarterly | $953,080,000 | 689 |
| Volatile liabilities | $318,455,000 | 507 |
| Insider loans | $173,000 | 6,635 |
| FHLB advances | $230,518,000 | 250 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $251,139,000 | 514 |
| Tier 1 (core) risk-based capital | $94,583,000 | 657 |
| Tier 2 risk-based capital | $4,215,000 | 1,255 |
| Total risk weighted assets | $559,805,000 | 902 |
| Total unused commitments | $251,139,000 | 514 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 89 | 1,926 |
| Assets and Liabilities | ||
| Total Assets: | $945,779,000 | 693 |
| Cash and due from depository institutions | $36,387,000 | 1,926 |
| Interest-bearing balances | $36,003,000 | 158 |
| Securities | $414,559,000 | 321 |
| Federal funds sold & reverse repurchase agreements | $7,657,000 | 1,859 |
| Net loans & leases | $430,512,000 | 1,082 |
| Loan loss allowance | $4,166,000 | 1,263 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,809,000 | 2,155 |
| Other real estate owned | $138,000 | 1,926 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $50,717,000 | 435 |
| Life insurance assets | $21,709,000 | 297 |
| Total liabilities and capital | $945,779,000 | 693 |
| Total liabilities | $850,990,000 | 686 |
| Total deposits | $628,802,000 | 806 |
| Interest-bearing deposits | $628,802,000 | 697 |
| Deposits held in domestic offices | $628,802,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $210,520,000 | 298 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,668,000 | 601 |
| Total equity capital | $94,789,000 | 729 |
| Total bank equity capital | $94,789,000 | 729 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 460 |
| Surplus | $0 | 7,949 |
| Undivided profits | $84,789,000 | 428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,171,000 | 802 |
| Earning assets | $888,731,000 | 673 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $953,945,250 | 674 |
| Average Assets, quarterly | $953,580,000 | 686 |
| Volatile liabilities | $298,499,000 | 511 |
| Insider loans | $173,000 | 6,666 |
| FHLB advances | $210,520,000 | 255 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $246,808,000 | 530 |
| Tier 1 (core) risk-based capital | $98,243,000 | 629 |
| Tier 2 risk-based capital | $4,166,000 | 1,251 |
| Total risk weighted assets | $555,546,000 | 889 |
| Total unused commitments | $246,808,000 | 530 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 82 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $961,381,000 | 691 |
| Cash and due from depository institutions | $54,527,000 | 2,140 |
| Interest-bearing balances | $51,421,000 | 126 |
| Securities | $417,016,000 | 321 |
| Federal funds sold & reverse repurchase agreements | $11,671,000 | 1,367 |
| Net loans & leases | $418,314,000 | 1,119 |
| Loan loss allowance | $4,048,000 | 1,309 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,897,000 | 2,124 |
| Other real estate owned | $229,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $53,727,000 | 426 |
| Life insurance assets | $21,402,000 | 298 |
| Total liabilities and capital | $961,381,000 | 691 |
| Total liabilities | $870,309,000 | 683 |
| Total deposits | $623,019,000 | 830 |
| Interest-bearing deposits | $623,019,000 | 721 |
| Deposits held in domestic offices | $623,019,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $235,523,000 | 251 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,767,000 | 590 |
| Total equity capital | $91,072,000 | 766 |
| Total bank equity capital | $91,072,000 | 766 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 455 |
| Surplus | $0 | 8,003 |
| Undivided profits | $81,072,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,236,000 | 2,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,509,000 | 703 |
| Earning assets | $898,422,000 | 679 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $956,667,330 | 684 |
| Average Assets, quarterly | $963,314,500 | 690 |
| Volatile liabilities | $320,153,000 | 472 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $235,523,000 | 213 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $229,371,000 | 564 |
| Tier 1 (core) risk-based capital | $96,565,000 | 643 |
| Tier 2 risk-based capital | $4,048,000 | 1,305 |
| Total risk weighted assets | $553,179,000 | 894 |
| Total unused commitments | $229,371,000 | 564 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 80 | 2,176 |
| Assets and Liabilities | ||
| Total Assets: | $965,248,000 | 681 |
| Cash and due from depository institutions | $35,830,000 | 2,176 |
| Interest-bearing balances | $33,157,000 | 192 |
| Securities | $437,125,000 | 314 |
| Federal funds sold & reverse repurchase agreements | $19,142,000 | 1,021 |
| Net loans & leases | $415,524,000 | 1,096 |
| Loan loss allowance | $3,998,000 | 1,328 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,025,000 | 2,051 |
| Other real estate owned | $0 | 2,176 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $51,602,000 | 418 |
| Life insurance assets | $21,760,000 | 294 |
| Total liabilities and capital | $965,248,000 | 681 |
| Total liabilities | $873,086,000 | 672 |
| Total deposits | $626,058,000 | 813 |
| Interest-bearing deposits | $626,058,000 | 703 |
| Deposits held in domestic offices | $626,058,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $235,525,000 | 254 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $11,503,000 | 623 |
| Total equity capital | $92,162,000 | 745 |
| Total bank equity capital | $92,162,000 | 745 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 443 |
| Surplus | $0 | 8,027 |
| Undivided profits | $82,162,000 | 454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,243,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,167,000 | 726 |
| Earning assets | $904,948,000 | 663 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $954,310,500 | 682 |
| Average Assets, quarterly | $954,310,500 | 682 |
| Volatile liabilities | $321,432,000 | 465 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $235,525,000 | 214 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $209,295,000 | 599 |
| Tier 1 (core) risk-based capital | $95,535,000 | 641 |
| Tier 2 risk-based capital | $3,998,000 | 1,319 |
| Total risk weighted assets | $562,714,000 | 859 |
| Total unused commitments | $209,295,000 | 599 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $943,373,000 | 693 |
| Cash and due from depository institutions | $9,522,000 | 2,123 |
| Interest-bearing balances | $3,683,000 | 1,333 |
| Securities | $461,561,000 | 294 |
| Federal funds sold & reverse repurchase agreements | $9,883,000 | 1,668 |
| Net loans & leases | $402,793,000 | 1,113 |
| Loan loss allowance | $4,000,000 | 1,300 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,179,000 | 1,971 |
| Other real estate owned | $0 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $53,435,000 | 411 |
| Life insurance assets | $21,509,000 | 283 |
| Total liabilities and capital | $943,373,000 | 693 |
| Total liabilities | $853,788,000 | 679 |
| Total deposits | $605,041,000 | 827 |
| Interest-bearing deposits | $605,041,000 | 713 |
| Deposits held in domestic offices | $605,041,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $235,528,000 | 259 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $13,219,000 | 545 |
| Total equity capital | $89,585,000 | 744 |
| Total bank equity capital | $89,585,000 | 744 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000,000 | 435 |
| Surplus | $0 | 8,057 |
| Undivided profits | $79,585,000 | 448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,459,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,986,000 | 635 |
| Earning assets | $877,920,000 | 672 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $918,595,400 | 677 |
| Average Assets, quarterly | $942,724,000 | 683 |
| Volatile liabilities | $380,641,000 | 470 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $235,528,000 | 222 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $211,493,000 | 587 |
| Tier 1 (core) risk-based capital | $94,010,000 | 646 |
| Tier 2 risk-based capital | $4,000,000 | 1,292 |
| Total risk weighted assets | $570,550,000 | 826 |
| Total unused commitments | $211,493,000 | 587 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 82 | 2,139 |
| Assets and Liabilities | ||
| Total Assets: | $942,075,000 | 689 |
| Cash and due from depository institutions | $1,825,000 | 2,139 |
| Interest-bearing balances | $1,471,000 | 2,059 |
| Securities | $486,624,000 | 285 |
| Federal funds sold & reverse repurchase agreements | $9,968,000 | 1,431 |
| Net loans & leases | $381,881,000 | 1,173 |
| Loan loss allowance | $3,900,000 | 1,328 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,284,000 | 1,907 |
| Other real estate owned | $0 | 2,139 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $55,493,000 | 411 |
| Life insurance assets | $21,272,000 | 279 |
| Total liabilities and capital | $942,075,000 | 689 |
| Total liabilities | $847,826,000 | 682 |
| Total deposits | $595,690,000 | 837 |
| Interest-bearing deposits | $595,690,000 | 721 |
| Deposits held in domestic offices | $595,690,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $240,530,000 | 275 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,606,000 | 606 |
| Total equity capital | $94,249,000 | 708 |
| Total bank equity capital | $94,249,000 | 708 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 419 |
| Surplus | $0 | 8,106 |
| Undivided profits | $84,249,000 | 435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,768,000 | 653 |
| Earning assets | $879,944,000 | 674 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $912,401,000 | 686 |
| Average Assets, quarterly | $936,197,500 | 687 |
| Volatile liabilities | $386,643,000 | 468 |
| Insider loans | $175,000 | 6,733 |
| FHLB advances | $240,530,000 | 229 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $220,999,000 | 585 |
| Tier 1 (core) risk-based capital | $99,584,000 | 609 |
| Tier 2 risk-based capital | $3,900,000 | 1,319 |
| Total risk weighted assets | $573,577,000 | 824 |
| Total unused commitments | $220,999,000 | 585 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 81 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $930,320,000 | 687 |
| Cash and due from depository institutions | $6,383,000 | 2,174 |
| Interest-bearing balances | $2,906,000 | 1,456 |
| Securities | $472,914,000 | 300 |
| Federal funds sold & reverse repurchase agreements | $13,988,000 | 910 |
| Net loans & leases | $366,563,000 | 1,220 |
| Loan loss allowance | $3,600,000 | 1,431 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,371,000 | 1,826 |
| Other real estate owned | $0 | 2,174 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $64,101,000 | 358 |
| Life insurance assets | $21,031,000 | 275 |
| Total liabilities and capital | $930,320,000 | 687 |
| Total liabilities | $841,615,000 | 683 |
| Total deposits | $587,108,000 | 835 |
| Interest-bearing deposits | $587,108,000 | 718 |
| Deposits held in domestic offices | $587,108,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $242,532,000 | 278 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,975,000 | 562 |
| Total equity capital | $88,705,000 | 731 |
| Total bank equity capital | $88,705,000 | 731 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000,000 | 405 |
| Surplus | $0 | 8,130 |
| Undivided profits | $78,705,000 | 444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,084,000 | 562 |
| Earning assets | $856,371,000 | 686 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $902,509,670 | 691 |
| Average Assets, quarterly | $915,086,500 | 691 |
| Volatile liabilities | $381,769,000 | 476 |
| Insider loans | $175,000 | 6,758 |
| FHLB advances | $242,532,000 | 232 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $232,313,000 | 560 |
| Tier 1 (core) risk-based capital | $97,099,000 | 612 |
| Tier 2 risk-based capital | $3,600,000 | 1,412 |
| Total risk weighted assets | $579,265,000 | 806 |
| Total unused commitments | $232,313,000 | 561 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $899,853,000 | 693 |
| Cash and due from depository institutions | $7,991,000 | 2,128 |
| Interest-bearing balances | $7,374,000 | 794 |
| Securities | $485,395,000 | 297 |
| Federal funds sold & reverse repurchase agreements | $5,111,000 | 2,585 |
| Net loans & leases | $342,866,000 | 1,263 |
| Loan loss allowance | $3,450,000 | 1,465 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,334,000 | 1,805 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $52,156,000 | 412 |
| Life insurance assets | $20,800,000 | 271 |
| Total liabilities and capital | $899,853,000 | 693 |
| Total liabilities | $809,735,000 | 692 |
| Total deposits | $577,899,000 | 833 |
| Interest-bearing deposits | $577,899,000 | 719 |
| Deposits held in domestic offices | $577,899,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $220,534,000 | 289 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $11,302,000 | 578 |
| Total equity capital | $90,118,000 | 707 |
| Total bank equity capital | $90,118,000 | 707 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 395 |
| Surplus | $0 | 8,136 |
| Undivided profits | $80,118,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,288,000 | 609 |
| Earning assets | $840,746,000 | 682 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $888,604,500 | 698 |
| Average Assets, quarterly | $888,604,500 | 698 |
| Volatile liabilities | $350,456,000 | 484 |
| Insider loans | $175,000 | 6,740 |
| FHLB advances | $220,534,000 | 244 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $236,216,000 | 540 |
| Tier 1 (core) risk-based capital | $95,881,000 | 603 |
| Tier 2 risk-based capital | $3,450,000 | 1,442 |
| Total risk weighted assets | $545,631,000 | 828 |
| Total unused commitments | $236,216,000 | 540 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 81 | 2,142 |
| Assets and Liabilities | ||
| Total Assets: | $877,356,000 | 699 |
| Cash and due from depository institutions | $7,084,000 | 2,142 |
| Interest-bearing balances | $3,147,000 | 1,518 |
| Securities | $504,086,000 | 295 |
| Federal funds sold & reverse repurchase agreements | $11,958,000 | 1,139 |
| Net loans & leases | $296,245,000 | 1,451 |
| Loan loss allowance | $3,400,000 | 1,459 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,226,000 | 1,800 |
| Other real estate owned | $71,000 | 2,142 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $51,686,000 | 414 |
| Life insurance assets | $20,546,000 | 36 |
| Total liabilities and capital | $877,356,000 | 699 |
| Total liabilities | $788,117,000 | 703 |
| Total deposits | $576,434,000 | 833 |
| Interest-bearing deposits | $576,434,000 | 697 |
| Deposits held in domestic offices | $576,434,000 | 830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $200,536,000 | 323 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,147,000 | 571 |
| Total equity capital | $89,239,000 | 699 |
| Total bank equity capital | $89,239,000 | 699 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000,000 | 381 |
| Surplus | $0 | 8,157 |
| Undivided profits | $79,239,000 | 429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,742,000 | 567 |
| Earning assets | $815,436,000 | 689 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $866,817,000 | 684 |
| Average Assets, quarterly | $875,331,500 | 696 |
| Volatile liabilities | $335,778,000 | 489 |
| Insider loans | $175,000 | 6,735 |
| FHLB advances | $200,536,000 | 274 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $222,830,000 | 563 |
| Tier 1 (core) risk-based capital | $94,436,000 | 602 |
| Tier 2 risk-based capital | $3,400,000 | 1,430 |
| Total risk weighted assets | $509,358,000 | 873 |
| Total unused commitments | $222,830,000 | 563 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $873,307,000 | 688 |
| Cash and due from depository institutions | $22,077,000 | 2,157 |
| Interest-bearing balances | $21,987,000 | 250 |
| Securities | $502,099,000 | 301 |
| Federal funds sold & reverse repurchase agreements | $7,905,000 | 1,596 |
| Net loans & leases | $283,722,000 | 1,490 |
| Loan loss allowance | $3,400,000 | 1,426 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,205,000 | 1,758 |
| Other real estate owned | $0 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $51,299,000 | 405 |
| Life insurance assets | $20,320,000 | 35 |
| Total liabilities and capital | $873,307,000 | 688 |
| Total liabilities | $783,293,000 | 687 |
| Total deposits | $572,249,000 | 810 |
| Interest-bearing deposits | $572,249,000 | 692 |
| Deposits held in domestic offices | $572,249,000 | 809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $200,539,000 | 322 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,505,000 | 578 |
| Total equity capital | $90,014,000 | 683 |
| Total bank equity capital | $90,014,000 | 683 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 366 |
| Surplus | $0 | 8,180 |
| Undivided profits | $80,014,000 | 423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,964,000 | 616 |
| Earning assets | $815,713,000 | 677 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $864,182,250 | 680 |
| Average Assets, quarterly | $877,183,500 | 684 |
| Volatile liabilities | $323,239,000 | 495 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $200,539,000 | 274 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $200,478,000 | 594 |
| Tier 1 (core) risk-based capital | $93,130,000 | 596 |
| Tier 2 risk-based capital | $3,400,000 | 1,406 |
| Total risk weighted assets | $500,913,000 | 865 |
| Total unused commitments | $200,478,000 | 594 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $881,060,000 | 681 |
| Cash and due from depository institutions | $20,859,000 | 2,161 |
| Interest-bearing balances | $19,156,000 | 286 |
| Securities | $514,134,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $18,332,000 | 662 |
| Net loans & leases | $273,492,000 | 1,506 |
| Loan loss allowance | $3,400,000 | 1,419 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,142,000 | 1,736 |
| Other real estate owned | $0 | 2,161 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $48,101,000 | 422 |
| Life insurance assets | $20,088,000 | 35 |
| Total liabilities and capital | $881,060,000 | 681 |
| Total liabilities | $791,272,000 | 671 |
| Total deposits | $581,282,000 | 771 |
| Interest-bearing deposits | $581,282,000 | 661 |
| Deposits held in domestic offices | $581,282,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $200,541,000 | 321 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,449,000 | 590 |
| Total equity capital | $89,788,000 | 670 |
| Total bank equity capital | $89,788,000 | 670 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 346 |
| Surplus | $0 | 8,188 |
| Undivided profits | $79,788,000 | 418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,572,000 | 513 |
| Earning assets | $825,114,000 | 659 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $861,140,670 | 677 |
| Average Assets, quarterly | $871,030,000 | 678 |
| Volatile liabilities | $325,479,000 | 476 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $200,541,000 | 272 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $201,863,000 | 560 |
| Tier 1 (core) risk-based capital | $91,694,000 | 589 |
| Tier 2 risk-based capital | $3,400,000 | 1,390 |
| Total risk weighted assets | $494,829,000 | 859 |
| Total unused commitments | $201,863,000 | 561 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 81 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $861,000,000 | 687 |
| Cash and due from depository institutions | $16,224,000 | 2,098 |
| Interest-bearing balances | $14,925,000 | 372 |
| Securities | $519,638,000 | 293 |
| Federal funds sold & reverse repurchase agreements | $6,939,000 | 1,764 |
| Net loans & leases | $265,657,000 | 1,501 |
| Loan loss allowance | $3,400,000 | 1,404 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,115,000 | 1,717 |
| Other real estate owned | $0 | 2,098 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $46,427,000 | 420 |
| Life insurance assets | $19,867,000 | 34 |
| Total liabilities and capital | $861,000,000 | 687 |
| Total liabilities | $774,321,000 | 684 |
| Total deposits | $589,522,000 | 747 |
| Interest-bearing deposits | $589,522,000 | 640 |
| Deposits held in domestic offices | $589,522,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $175,543,000 | 345 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,256,000 | 591 |
| Total equity capital | $86,679,000 | 669 |
| Total bank equity capital | $86,679,000 | 669 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 336 |
| Surplus | $0 | 8,248 |
| Undivided profits | $76,679,000 | 420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,925,000 | 555 |
| Earning assets | $807,159,000 | 672 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $851,181,000 | 685 |
| Average Assets, quarterly | $851,181,000 | 685 |
| Volatile liabilities | $300,186,000 | 485 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $175,543,000 | 293 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $170,966,000 | 628 |
| Tier 1 (core) risk-based capital | $90,469,000 | 592 |
| Tier 2 risk-based capital | $3,400,000 | 1,371 |
| Total risk weighted assets | $483,235,000 | 861 |
| Total unused commitments | $170,966,000 | 628 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $841,362,000 | 702 |
| Cash and due from depository institutions | $7,468,000 | 2,184 |
| Interest-bearing balances | $5,721,000 | 984 |
| Securities | $534,744,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $4,841,000 | 2,295 |
| Net loans & leases | $244,546,000 | 1,611 |
| Loan loss allowance | $3,400,000 | 1,405 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,137,000 | 1,687 |
| Other real estate owned | $0 | 2,184 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $43,626,000 | 443 |
| Life insurance assets | $19,625,000 | 38 |
| Total liabilities and capital | $841,362,000 | 702 |
| Total liabilities | $752,246,000 | 703 |
| Total deposits | $590,911,000 | 744 |
| Interest-bearing deposits | $590,911,000 | 635 |
| Deposits held in domestic offices | $590,911,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $150,546,000 | 405 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $10,789,000 | 540 |
| Total equity capital | $89,116,000 | 664 |
| Total bank equity capital | $89,116,000 | 664 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 323 |
| Surplus | $0 | 8,282 |
| Undivided profits | $79,116,000 | 420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $5,279,000 | 514 |
| Earning assets | $789,852,000 | 685 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $859,537,800 | 667 |
| Average Assets, quarterly | $849,112,000 | 694 |
| Volatile liabilities | $275,570,000 | 520 |
| Insider loans | $245,000 | 6,473 |
| FHLB advances | $150,546,000 | 350 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $165,211,000 | 635 |
| Tier 1 (core) risk-based capital | $89,261,000 | 602 |
| Tier 2 risk-based capital | $3,400,000 | 1,360 |
| Total risk weighted assets | $462,930,000 | 884 |
| Total unused commitments | $165,211,000 | 635 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $856,862,000 | 687 |
| Cash and due from depository institutions | $1,672,000 | 2,180 |
| Interest-bearing balances | $1,454,000 | 2,471 |
| Securities | $563,729,000 | 280 |
| Federal funds sold & reverse repurchase agreements | $2,684,000 | 3,157 |
| Net loans & leases | $241,810,000 | 1,599 |
| Loan loss allowance | $3,400,000 | 1,399 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,078,000 | 1,660 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $40,889,000 | 458 |
| Life insurance assets | $19,409,000 | 35 |
| Total liabilities and capital | $856,862,000 | 687 |
| Total liabilities | $767,481,000 | 684 |
| Total deposits | $594,059,000 | 731 |
| Interest-bearing deposits | $594,059,000 | 626 |
| Deposits held in domestic offices | $594,059,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $162,547,000 | 378 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,875,000 | 539 |
| Total equity capital | $89,381,000 | 651 |
| Total bank equity capital | $89,381,000 | 651 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000,000 | 315 |
| Surplus | $0 | 8,313 |
| Undivided profits | $79,381,000 | 416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 2,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,887,000 | 552 |
| Earning assets | $809,677,000 | 669 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $864,081,750 | 656 |
| Average Assets, quarterly | $870,519,500 | 676 |
| Volatile liabilities | $284,257,000 | 495 |
| Insider loans | $107,000 | 7,221 |
| FHLB advances | $162,547,000 | 319 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $149,872,000 | 672 |
| Tier 1 (core) risk-based capital | $88,610,000 | 599 |
| Tier 2 risk-based capital | $3,400,000 | 1,348 |
| Total risk weighted assets | $457,226,000 | 875 |
| Total unused commitments | $149,872,000 | 673 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $884,177,000 | 657 |
| Cash and due from depository institutions | $5,801,000 | 2,173 |
| Interest-bearing balances | $2,338,000 | 1,948 |
| Securities | $590,928,000 | 278 |
| Federal funds sold & reverse repurchase agreements | $4,043,000 | 2,337 |
| Net loans & leases | $224,431,000 | 1,678 |
| Loan loss allowance | $3,400,000 | 1,372 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,090,000 | 1,641 |
| Other real estate owned | $63,000 | 2,173 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $52,821,000 | 379 |
| Life insurance assets | $19,160,000 | 34 |
| Total liabilities and capital | $884,177,000 | 657 |
| Total liabilities | $803,664,000 | 651 |
| Total deposits | $590,859,000 | 731 |
| Interest-bearing deposits | $590,859,000 | 623 |
| Deposits held in domestic offices | $590,859,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $198,784,000 | 330 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $14,021,000 | 454 |
| Total equity capital | $80,513,000 | 685 |
| Total bank equity capital | $80,513,000 | 685 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000,000 | 312 |
| Surplus | $0 | 8,370 |
| Undivided profits | $70,513,000 | 443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $5,808,000 | 448 |
| Earning assets | $821,740,000 | 648 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $866,488,330 | 658 |
| Average Assets, quarterly | $868,467,500 | 665 |
| Volatile liabilities | $318,401,000 | 447 |
| Insider loans | $108,000 | 7,259 |
| FHLB advances | $194,549,000 | 282 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $173,510,000 | 588 |
| Tier 1 (core) risk-based capital | $88,477,000 | 584 |
| Tier 2 risk-based capital | $3,400,000 | 1,321 |
| Total risk weighted assets | $471,840,000 | 830 |
| Total unused commitments | $173,510,000 | 588 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 78 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $852,758,000 | 683 |
| Cash and due from depository institutions | $11,434,000 | 2,194 |
| Interest-bearing balances | $11,022,000 | 666 |
| Securities | $572,211,000 | 284 |
| Federal funds sold & reverse repurchase agreements | $3,909,000 | 3,306 |
| Net loans & leases | $214,594,000 | 1,710 |
| Loan loss allowance | $3,400,000 | 1,360 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,163,000 | 1,599 |
| Other real estate owned | $63,000 | 2,194 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $44,384,000 | 425 |
| Life insurance assets | $18,955,000 | 37 |
| Total liabilities and capital | $852,758,000 | 683 |
| Total liabilities | $763,894,000 | 681 |
| Total deposits | $600,731,000 | 714 |
| Interest-bearing deposits | $600,731,000 | 614 |
| Deposits held in domestic offices | $600,731,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $150,551,000 | 387 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $12,612,000 | 517 |
| Total equity capital | $88,864,000 | 635 |
| Total bank equity capital | $88,864,000 | 635 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000,000 | 303 |
| Surplus | $0 | 8,403 |
| Undivided profits | $78,864,000 | 422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,807,000 | 536 |
| Earning assets | $801,736,000 | 668 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $857,644,000 | 668 |
| Average Assets, quarterly | $857,644,000 | 668 |
| Volatile liabilities | $269,877,000 | 503 |
| Insider loans | $436,000 | 5,694 |
| FHLB advances | $150,551,000 | 329 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $160,840,000 | 607 |
| Tier 1 (core) risk-based capital | $87,437,000 | 589 |
| Tier 2 risk-based capital | $3,400,000 | 1,315 |
| Total risk weighted assets | $453,027,000 | 851 |
| Total unused commitments | $160,840,000 | 609 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $862,530,000 | 668 |
| Cash and due from depository institutions | $14,215,000 | 2,242 |
| Interest-bearing balances | $11,201,000 | 590 |
| Securities | $574,562,000 | 280 |
| Federal funds sold & reverse repurchase agreements | $4,548,000 | 2,466 |
| Net loans & leases | $213,177,000 | 1,696 |
| Loan loss allowance | $3,400,000 | 1,359 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,262,000 | 1,557 |
| Other real estate owned | $0 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $49,766,000 | 395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $862,530,000 | 668 |
| Total liabilities | $771,482,000 | 666 |
| Total deposits | $608,059,000 | 706 |
| Interest-bearing deposits | $606,729,000 | 601 |
| Deposits held in domestic offices | $608,059,000 | 703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $150,553,000 | 398 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,870,000 | 489 |
| Total equity capital | $91,048,000 | 608 |
| Total bank equity capital | $91,048,000 | 608 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000,000 | 304 |
| Surplus | $0 | 8,463 |
| Undivided profits | $81,048,000 | 395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,678,000 | 466 |
| Earning assets | $803,488,000 | 655 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $903,705,600 | 603 |
| Average Assets, quarterly | $863,876,000 | 657 |
| Volatile liabilities | $268,909,000 | 492 |
| Insider loans | $501,000 | 5,461 |
| FHLB advances | $150,553,000 | 333 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $132,194,000 | 683 |
| Tier 1 (core) risk-based capital | $92,110,000 | 545 |
| Tier 2 risk-based capital | $3,400,000 | 1,306 |
| Total risk weighted assets | $445,501,000 | 855 |
| Total unused commitments | $132,194,000 | 683 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $865,222,000 | 664 |
| Cash and due from depository institutions | $65,337,000 | 2,151 |
| Interest-bearing balances | $60,677,000 | 126 |
| Securities | $538,748,000 | 293 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $209,007,000 | 1,699 |
| Loan loss allowance | $3,400,000 | 1,366 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,376,000 | 1,507 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $45,754,000 | 437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $865,222,000 | 664 |
| Total liabilities | $775,116,000 | 676 |
| Total deposits | $611,679,000 | 709 |
| Interest-bearing deposits | $609,855,000 | 609 |
| Deposits held in domestic offices | $611,679,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $150,555,000 | 390 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,882,000 | 521 |
| Total equity capital | $90,106,000 | 633 |
| Total bank equity capital | $90,106,000 | 633 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000,000 | 306 |
| Surplus | $0 | 8,515 |
| Undivided profits | $80,106,000 | 401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,707,000 | 560 |
| Earning assets | $808,432,000 | 659 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $913,999,500 | 617 |
| Average Assets, quarterly | $903,257,000 | 629 |
| Volatile liabilities | $263,996,000 | 497 |
| Insider loans | $504,000 | 5,432 |
| FHLB advances | $150,555,000 | 325 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $145,039,000 | 658 |
| Tier 1 (core) risk-based capital | $90,991,000 | 566 |
| Tier 2 risk-based capital | $3,400,000 | 1,296 |
| Total risk weighted assets | $393,558,000 | 967 |
| Total unused commitments | $145,039,000 | 659 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 81 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $941,292,000 | 612 |
| Cash and due from depository institutions | $61,506,000 | 2,155 |
| Interest-bearing balances | $59,463,000 | 136 |
| Securities | $592,685,000 | 273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $234,683,000 | 1,519 |
| Loan loss allowance | $3,400,000 | 1,351 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,319,000 | 1,495 |
| Other real estate owned | $0 | 2,155 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $46,099,000 | 417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $941,292,000 | 612 |
| Total liabilities | $848,300,000 | 604 |
| Total deposits | $617,391,000 | 692 |
| Interest-bearing deposits | $616,243,000 | 598 |
| Deposits held in domestic offices | $617,391,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $150,557,000 | 383 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $80,352,000 | 199 |
| Total equity capital | $92,992,000 | 617 |
| Total bank equity capital | $92,992,000 | 617 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000,000 | 300 |
| Surplus | $0 | 8,544 |
| Undivided profits | $82,992,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $791,000 | 3,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,409,000 | 592 |
| Earning assets | $886,831,000 | 588 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $930,258,670 | 602 |
| Average Assets, quarterly | $923,939,500 | 612 |
| Volatile liabilities | $263,675,000 | 509 |
| Insider loans | $507,000 | 5,425 |
| FHLB advances | $150,557,000 | 324 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $126,974,000 | 715 |
| Tier 1 (core) risk-based capital | $90,145,000 | 562 |
| Tier 2 risk-based capital | $3,400,000 | 1,251 |
| Total risk weighted assets | $412,023,000 | 921 |
| Total unused commitments | $126,974,000 | 720 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $906,587,000 | 618 |
| Cash and due from depository institutions | $21,394,000 | 2,088 |
| Interest-bearing balances | $15,453,000 | 542 |
| Securities | $579,623,000 | 282 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $256,068,000 | 1,360 |
| Loan loss allowance | $3,400,000 | 1,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,358,000 | 1,463 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $43,144,000 | 429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $906,587,000 | 618 |
| Total liabilities | $809,973,000 | 622 |
| Total deposits | $644,156,000 | 654 |
| Interest-bearing deposits | $641,626,000 | 560 |
| Deposits held in domestic offices | $644,156,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $150,559,000 | 373 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $15,258,000 | 498 |
| Total equity capital | $96,614,000 | 575 |
| Total bank equity capital | $96,614,000 | 575 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 296 |
| Surplus | $0 | 8,583 |
| Undivided profits | $86,614,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,326,000 | 617 |
| Earning assets | $851,144,000 | 603 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $924,742,000 | 598 |
| Average Assets, quarterly | $924,742,000 | 598 |
| Volatile liabilities | $263,043,000 | 499 |
| Insider loans | $511,000 | 5,359 |
| FHLB advances | $150,559,000 | 312 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $113,908,000 | 746 |
| Tier 1 (core) risk-based capital | $92,808,000 | 533 |
| Tier 2 risk-based capital | $3,400,000 | 1,223 |
| Total risk weighted assets | $409,845,000 | 900 |
| Total unused commitments | $113,908,000 | 748 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $942,897,000 | 586 |
| Cash and due from depository institutions | $16,255,000 | 2,052 |
| Interest-bearing balances | $1,806,000 | 2,509 |
| Securities | $596,894,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $273,059,000 | 1,259 |
| Loan loss allowance | $3,400,000 | 1,295 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,461,000 | 1,432 |
| Other real estate owned | $0 | 2,052 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $50,228,000 | 380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $942,897,000 | 586 |
| Total liabilities | $847,290,000 | 588 |
| Total deposits | $653,293,000 | 632 |
| Interest-bearing deposits | $651,487,000 | 541 |
| Deposits held in domestic offices | $653,293,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $182,560,000 | 328 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,437,000 | 564 |
| Total equity capital | $95,607,000 | 572 |
| Total bank equity capital | $95,607,000 | 572 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000,000 | 293 |
| Surplus | $0 | 8,619 |
| Undivided profits | $85,607,000 | 367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,597,000 | 502 |
| Earning assets | $871,759,000 | 573 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $925,229,200 | 569 |
| Average Assets, quarterly | $931,793,000 | 591 |
| Volatile liabilities | $291,281,000 | 461 |
| Insider loans | $1,223,000 | 3,520 |
| FHLB advances | $182,560,000 | 267 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $110,053,000 | 749 |
| Tier 1 (core) risk-based capital | $90,669,000 | 537 |
| Tier 2 risk-based capital | $3,400,000 | 1,200 |
| Total risk weighted assets | $425,851,000 | 851 |
| Total unused commitments | $110,053,000 | 749 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $932,903,000 | 577 |
| Cash and due from depository institutions | $21,207,000 | 2,094 |
| Interest-bearing balances | $2,728,000 | 1,925 |
| Securities | $542,516,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $321,542,000 | 1,025 |
| Loan loss allowance | $3,400,000 | 1,212 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,793,000 | 1,286 |
| Other real estate owned | $71,000 | 2,094 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $40,774,000 | 429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $932,903,000 | 577 |
| Total liabilities | $843,786,000 | 576 |
| Total deposits | $650,028,000 | 601 |
| Interest-bearing deposits | $647,842,000 | 526 |
| Deposits held in domestic offices | $650,028,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $186,570,000 | 321 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,188,000 | 770 |
| Total equity capital | $89,117,000 | 571 |
| Total bank equity capital | $89,117,000 | 571 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000,000 | 282 |
| Surplus | $0 | 8,858 |
| Undivided profits | $79,117,000 | 351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,299,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,858,000 | 622 |
| Earning assets | $866,786,000 | 567 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $874,978,800 | 586 |
| Average Assets, quarterly | $906,568,500 | 584 |
| Volatile liabilities | $283,429,000 | 462 |
| Insider loans | $1,400,000 | 3,133 |
| FHLB advances | $186,570,000 | 252 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $84,658,000 | 856 |
| Tier 1 (core) risk-based capital | $85,062,000 | 547 |
| Tier 2 risk-based capital | $3,400,000 | 1,141 |
| Total risk weighted assets | $388,847,000 | 889 |
| Total unused commitments | $84,658,000 | 857 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 79 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $830,070,000 | 624 |
| Cash and due from depository institutions | $6,495,000 | 2,157 |
| Interest-bearing balances | $3,530,000 | 1,137 |
| Securities | $460,620,000 | 281 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $338,385,000 | 946 |
| Loan loss allowance | $3,175,000 | 1,238 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,146,000 | 1,143 |
| Other real estate owned | $0 | 2,157 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $17,424,000 | 656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $830,070,000 | 624 |
| Total liabilities | $738,016,000 | 632 |
| Total deposits | $559,527,000 | 682 |
| Interest-bearing deposits | $557,202,000 | 607 |
| Deposits held in domestic offices | $559,527,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $175,575,000 | 326 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,914,000 | 1,513 |
| Total equity capital | $92,054,000 | 539 |
| Total bank equity capital | $92,054,000 | 539 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $92,054,000 | 291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,792,000 | 1,409 |
| Earning assets | $802,535,000 | 596 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $824,961,200 | 600 |
| Average Assets, quarterly | $825,687,500 | 617 |
| Volatile liabilities | $236,526,000 | 524 |
| Insider loans | $1,432,000 | 3,038 |
| FHLB advances | $175,575,000 | 93 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $60,439,000 | 1,011 |
| Tier 1 (core) risk-based capital | $93,599,000 | 490 |
| Tier 2 risk-based capital | $3,175,000 | 1,175 |
| Total risk weighted assets | $351,909,000 | 933 |
| Total unused commitments | $60,439,000 | 1,012 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $827,274,000 | 630 |
| Cash and due from depository institutions | $8,278,000 | 2,334 |
| Interest-bearing balances | $4,181,000 | 946 |
| Securities | $493,361,000 | 284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $297,538,000 | 1,037 |
| Loan loss allowance | $2,875,000 | 1,331 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,505,000 | 1,087 |
| Other real estate owned | $0 | 2,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,592,000 | 580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $827,274,000 | 630 |
| Total liabilities | $746,864,000 | 629 |
| Total deposits | $566,542,000 | 670 |
| Interest-bearing deposits | $564,412,000 | 591 |
| Deposits held in domestic offices | $566,542,000 | 665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $175,581,000 | 351 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,741,000 | 978 |
| Total equity capital | $80,410,000 | 590 |
| Total bank equity capital | $80,410,000 | 590 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $80,410,000 | 313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,346,000 | 1,638 |
| Earning assets | $795,080,000 | 601 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $802,990,800 | 618 |
| Average Assets, quarterly | $825,433,000 | 624 |
| Volatile liabilities | $227,949,000 | 560 |
| Insider loans | $1,221,000 | 3,267 |
| FHLB advances | $175,581,000 | 96 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $50,690,000 | 1,172 |
| Tier 1 (core) risk-based capital | $88,229,000 | 522 |
| Tier 2 risk-based capital | $2,875,000 | 1,249 |
| Total risk weighted assets | $332,618,000 | 960 |
| Total unused commitments | $50,690,000 | 1,174 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $790,920,000 | 635 |
| Cash and due from depository institutions | $9,132,000 | 2,180 |
| Interest-bearing balances | $1,757,000 | 2,282 |
| Securities | $490,718,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $267,189,000 | 1,078 |
| Loan loss allowance | $2,575,000 | 1,420 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,812,000 | 960 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $16,069,000 | 616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $790,920,000 | 635 |
| Total liabilities | $707,449,000 | 637 |
| Total deposits | $535,096,000 | 687 |
| Interest-bearing deposits | $533,310,000 | 610 |
| Deposits held in domestic offices | $535,096,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $166,789,000 | 301 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,564,000 | 923 |
| Total equity capital | $83,471,000 | 579 |
| Total bank equity capital | $83,471,000 | 579 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $83,471,000 | 310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,726,000 | 1,207 |
| Earning assets | $759,664,000 | 619 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $728,786,600 | 645 |
| Average Assets, quarterly | $774,072,000 | 637 |
| Volatile liabilities | $209,516,000 | 523 |
| Insider loans | $711,000 | 4,398 |
| FHLB advances | $166,789,000 | 89 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $33,909,000 | 1,516 |
| Tier 1 (core) risk-based capital | $81,929,000 | 543 |
| Tier 2 risk-based capital | $2,575,000 | 1,307 |
| Total risk weighted assets | $306,765,000 | 961 |
| Total unused commitments | $33,909,000 | 1,522 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $685,464,000 | 715 |
| Cash and due from depository institutions | $7,061,000 | 2,306 |
| Interest-bearing balances | $473,000 | 3,209 |
| Securities | $427,966,000 | 333 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $230,271,000 | 1,266 |
| Loan loss allowance | $2,175,000 | 1,654 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,723,000 | 962 |
| Other real estate owned | $0 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $12,443,000 | 725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $685,464,000 | 715 |
| Total liabilities | $608,780,000 | 725 |
| Total deposits | $541,239,000 | 693 |
| Interest-bearing deposits | $539,628,000 | 617 |
| Deposits held in domestic offices | $541,239,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $62,177,000 | 505 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,364,000 | 946 |
| Total equity capital | $76,684,000 | 623 |
| Total bank equity capital | $76,684,000 | 623 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $76,684,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,596,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,535,000 | 1,422 |
| Earning assets | $658,710,000 | 688 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $667,226,000 | 698 |
| Average Assets, quarterly | $678,155,000 | 711 |
| Volatile liabilities | $103,271,000 | 821 |
| Insider loans | $636,000 | 4,763 |
| FHLB advances | $62,177,000 | 165 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,463,000 | 1,871 |
| Tier 1 (core) risk-based capital | $75,013,000 | 588 |
| Tier 2 risk-based capital | $2,175,000 | 1,417 |
| Total risk weighted assets | $252,132,000 | 1,152 |
| Total unused commitments | $23,463,000 | 1,878 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $637,396,000 | 783 |
| Cash and due from depository institutions | $6,723,000 | 2,622 |
| Interest-bearing balances | $378,000 | 3,360 |
| Securities | $442,396,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $169,532,000 | 1,698 |
| Loan loss allowance | $1,775,000 | 2,107 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,836,000 | 1,132 |
| Other real estate owned | $91,000 | 2,622 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $11,818,000 | 795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,396,000 | 783 |
| Total liabilities | $570,352,000 | 794 |
| Total deposits | $498,317,000 | 783 |
| Interest-bearing deposits | $497,028,000 | 692 |
| Deposits held in domestic offices | $498,317,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,200,000 | 833 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $50,165,000 | 590 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,670,000 | 1,599 |
| Total equity capital | $67,044,000 | 712 |
| Total bank equity capital | $67,044,000 | 712 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $67,044,000 | 393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,187,000 | 1,876 |
| Earning assets | $612,306,000 | 751 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $626,616,400 | 772 |
| Average Assets, quarterly | $641,683,000 | 775 |
| Volatile liabilities | $101,763,000 | 861 |
| Insider loans | $630,000 | 4,889 |
| FHLB advances | $50,165,000 | 207 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,764,000 | 2,331 |
| Tier 1 (core) risk-based capital | $68,078,000 | 668 |
| Tier 2 risk-based capital | $1,775,000 | 1,771 |
| Total risk weighted assets | $195,811,000 | 1,463 |
| Total unused commitments | $16,764,000 | 2,344 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $560,451,000 | 906 |
| Cash and due from depository institutions | $1,538,000 | 2,981 |
| Interest-bearing balances | $222,000 | 4,111 |
| Securities | $421,242,000 | 368 |
| Federal funds sold & reverse repurchase agreements | $2,072,000 | 5,452 |
| Net loans & leases | $118,184,000 | 2,349 |
| Loan loss allowance | $1,600,000 | 2,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,861,000 | 1,100 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,554,000 | 912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,451,000 | 906 |
| Total liabilities | $495,825,000 | 922 |
| Total deposits | $454,996,000 | 872 |
| Interest-bearing deposits | $453,923,000 | 780 |
| Deposits held in domestic offices | $454,996,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,632,000 | 1,029 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $25,047,000 | 769 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,150,000 | 1,189 |
| Total equity capital | $64,626,000 | 761 |
| Total bank equity capital | $64,626,000 | 761 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $64,626,000 | 418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $918,000 | 2,520 |
| Earning assets | $541,720,000 | 869 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $533,879,800 | 909 |
| Average Assets, quarterly | $566,293,000 | 887 |
| Volatile liabilities | $59,866,000 | 1,142 |
| Insider loans | $651,000 | 4,888 |
| FHLB advances | $25,047,000 | 269 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,942,000 | 5,026 |
| Tier 1 (core) risk-based capital | $62,990,000 | 743 |
| Tier 2 risk-based capital | $1,600,000 | 1,925 |
| Total risk weighted assets | $160,480,000 | 1,776 |
| Total unused commitments | $4,942,000 | 5,039 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $511,449,000 | 942 |
| Cash and due from depository institutions | $1,826,000 | 3,477 |
| Interest-bearing balances | $15,000 | 6,567 |
| Securities | $386,136,000 | 404 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $107,134,000 | 2,509 |
| Loan loss allowance | $1,500,000 | 2,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,213,000 | 1,017 |
| Other real estate owned | $0 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,140,000 | 1,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $511,449,000 | 942 |
| Total liabilities | $454,252,000 | 967 |
| Total deposits | $434,728,000 | 895 |
| Interest-bearing deposits | $433,554,000 | 791 |
| Deposits held in domestic offices | $434,728,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,612,000 | 970 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,912,000 | 1,339 |
| Total equity capital | $57,197,000 | 785 |
| Total bank equity capital | $57,197,000 | 785 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $57,197,000 | 407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $872,000 | 2,301 |
| Earning assets | $493,285,000 | 888 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $490,015,800 | 956 |
| Average Assets, quarterly | $501,181,000 | 952 |
| Volatile liabilities | $38,816,000 | 1,502 |
| Insider loans | $546,000 | 5,414 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,531,000 | 4,615 |
| Tier 1 (core) risk-based capital | $57,716,000 | 764 |
| Tier 2 risk-based capital | $1,500,000 | 2,040 |
| Total risk weighted assets | $142,312,000 | 1,940 |
| Total unused commitments | $5,531,000 | 4,623 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $466,855,000 | 1,035 |
| Cash and due from depository institutions | $2,513,000 | 4,145 |
| Interest-bearing balances | $4,000 | 7,552 |
| Securities | $343,281,000 | 458 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $109,146,000 | 2,398 |
| Loan loss allowance | $1,500,000 | 2,622 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,203,000 | 2,291 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,712,000 | 1,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $466,855,000 | 1,035 |
| Total liabilities | $415,867,000 | 1,072 |
| Total deposits | $381,553,000 | 1,044 |
| Interest-bearing deposits | $380,290,000 | 917 |
| Deposits held in domestic offices | $381,553,000 | 1,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,000,000 | 596 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,314,000 | 1,608 |
| Total equity capital | $50,988,000 | 835 |
| Total bank equity capital | $50,988,000 | 835 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $50,988,000 | 444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 4,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $931,000 | 1,884 |
| Earning assets | $452,431,000 | 977 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $436,956,400 | 1,073 |
| Average Assets, quarterly | $450,415,000 | 1,056 |
| Volatile liabilities | $48,470,000 | 1,227 |
| Insider loans | $485,000 | 5,803 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,841,000 | 6,548 |
| Tier 1 (core) risk-based capital | $50,988,000 | 809 |
| Tier 2 risk-based capital | $1,500,000 | 2,033 |
| Total risk weighted assets | $129,103,000 | 2,076 |
| Total unused commitments | $12,841,000 | 2,612 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $433,758,000 | 1,133 |
| Cash and due from depository institutions | $2,873,000 | 4,867 |
| Interest-bearing balances | $7,000 | 7,928 |
| Securities | $263,018,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $138,935,000 | 2,012 |
| Loan loss allowance | $1,050,000 | 3,563 |
| Trading account assets | $8,050,000 | 139 |
| Bank premises and fixed assets | $2,474,000 | 2,955 |
| Other real estate owned | $0 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $18,408,000 | 660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,758,000 | 1,133 |
| Total liabilities | $390,153,000 | 1,160 |
| Total deposits | $359,686,000 | 1,151 |
| Interest-bearing deposits | $358,257,000 | 1,032 |
| Deposits held in domestic offices | $359,686,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 719 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $11,467,000 | 580 |
| Total equity capital | $43,605,000 | 912 |
| Total bank equity capital | $43,605,000 | 912 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $43,605,000 | 481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 4,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,205,000 | 1,601 |
| Earning assets | $410,010,000 | 1,096 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $397,063,600 | 1,215 |
| Average Assets, quarterly | $424,677,000 | 1,154 |
| Volatile liabilities | $30,285,000 | 1,693 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,668,000 | 6,470 |
| Tier 1 (core) risk-based capital | $43,605,000 | 884 |
| Tier 2 risk-based capital | $1,050,000 | 2,784 |
| Total risk weighted assets | $146,633,000 | 1,919 |
| Total unused commitments | $14,273,000 | 2,317 |
| Derivatives | $0 | 651 |