Home > Franklin Federal Bancorp, A Federal Savings Bank > Loan Charge- Offs and Recoveries
Franklin Federal Bancorp, A Federal Savings Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,302,000 | 939 |
| Loans secured by real estate, total | $239,000 | 956 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $239,000 | 956 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $239,000 | 556 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $265,000 | 1,149 |
| Loans to individuals | $798,000 | 673 |
| Credit card loan charge offs | $75,000 | 814 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $723,000 | 543 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $273,000 | 1,180 |
| Loans secured by real estate, total | $97,000 | 847 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $97,000 | 847 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $97,000 | 386 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $176,000 | 725 |
| Credit card loan recoveries | $11,000 | 846 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $165,000 | 638 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,029,000 | 886 |
| Loans secured by real estate, total | $142,000 | 1,013 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $142,000 | 1,012 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $142,000 | 654 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $265,000 | 836 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $622,000 | 644 |
| Credit card loan net charge offs | $64,000 | 805 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $558,000 | 510 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $722,000 | 1,370 |
| Loans secured by real estate, total | $133,000 | 1,509 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $133,000 | 1,507 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $133,000 | 907 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $589,000 | 736 |
| Credit card loan charge offs | $29,000 | 1,267 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $560,000 | 585 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $383,000 | 928 |
| Loans secured by real estate, total | $38,000 | 1,577 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $38,000 | 1,576 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $38,000 | 811 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $227,000 | 587 |
| Loans to individuals | $118,000 | 930 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $116,000 | 811 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $339,000 | 1,782 |
| Loans secured by real estate, total | $95,000 | 1,437 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $95,000 | 1,436 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $95,000 | 933 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-227,000 | 11,783 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $471,000 | 678 |
| Credit card loan net charge offs | $27,000 | 1,167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $444,000 | 497 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,632,000 | 249 |
| Loans secured by real estate, total | $9,972,000 | 102 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,972,000 | 102 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $9,972,000 | 35 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $434,000 | 783 |
| Loans to individuals | $226,000 | 1,224 |
| Credit card loan charge offs | $13,000 | 1,787 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $213,000 | 1,040 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $36,000 | 5,379 |
| Loans secured by real estate, total | $12,000 | 2,996 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,000 | 2,994 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,805 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $24,000 | 3,066 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $23,000 | 2,929 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,596,000 | 182 |
| Loans secured by real estate, total | $9,960,000 | 83 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,960,000 | 83 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $9,960,000 | 33 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $434,000 | 537 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $202,000 | 977 |
| Credit card loan net charge offs | $12,000 | 1,627 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $190,000 | 757 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $300,000 | 3,168 |
| Loans secured by real estate, total | $38,000 | 3,748 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $38,000 | 3,747 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $38,000 | 2,391 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $262,000 | 1,249 |
| Credit card loan charge offs | $239,000 | 526 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $23,000 | 5,272 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $40,000 | 5,504 |
| Loans secured by real estate, total | $15,000 | 2,954 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 2,954 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,729 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $25,000 | 3,198 |
| Credit card loan recoveries | $25,000 | 646 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $260,000 | 2,689 |
| Loans secured by real estate, total | $23,000 | 3,786 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $23,000 | 3,784 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 2,596 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $237,000 | 1,000 |
| Credit card loan net charge offs | $214,000 | 494 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $23,000 | 3,855 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $622,000 | 2,537 |
| Loans secured by real estate, total | $479,000 | 1,338 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $479,000 | 1,338 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $479,000 | 545 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $143,000 | 2,365 |
| Credit card loan charge offs | $123,000 | 775 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,000 | 6,460 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $65,000 | 4,382 |
| Loans secured by real estate, total | $51,000 | 1,528 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $51,000 | 1,528 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 709 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $14,000 | 4,719 |
| Credit card loan recoveries | $14,000 | 861 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $557,000 | 2,294 |
| Loans secured by real estate, total | $428,000 | 1,283 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $428,000 | 1,283 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $428,000 | 519 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $129,000 | 1,965 |
| Credit card loan net charge offs | $109,000 | 758 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $20,000 | 5,193 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.