Home > Franklin Federal Bancorp, A Federal Savings Bank > Income and Expense
Franklin Federal Bancorp, A Federal Savings Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $53,089,000 | 700 |
| Total interest expense | $33,127,000 | 564 |
| Net interest income | $19,962,000 | 934 |
| Provision for loan and lease losses | $1,013,000 | 1,009 |
| Total noninterest income | $5,713,000 | 870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,713,000 | 599 |
| Total noninterest expense | $23,890,000 | 676 |
| Salaries and employee benefits | $9,124,000 | 762 |
| Premises and equipment expense | $5,184,000 | 455 |
| Additional noninterest expense | $9,582,000 | 700 |
| Pre-tax net operating income | $772,000 | 6,609 |
| Securities gains (losses) | $-21,247,000 | 11,452 |
| Applicable income taxes | $-7,427,000 | 11,439 |
| Income before extraordinary items | $-13,048,000 | 11,443 |
| Extraordinary gains, net | $-2,121,000 | 11,451 |
| Net income | $-15,169,000 | 11,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 886 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $550,080 | 6,494 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $74,842,000 | 568 |
| Total interest expense | $57,738,000 | 397 |
| Net interest income | $17,104,000 | 1,071 |
| Provision for loan and lease losses | $957,000 | 983 |
| Total noninterest income | $9,828,000 | 608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $9,828,000 | 432 |
| Total noninterest expense | $20,104,000 | 783 |
| Salaries and employee benefits | $8,755,000 | 801 |
| Premises and equipment expense | $5,342,000 | 460 |
| Additional noninterest expense | $6,007,000 | 983 |
| Pre-tax net operating income | $5,871,000 | 1,299 |
| Securities gains (losses) | $-3,105,000 | 11,922 |
| Applicable income taxes | $1,894,000 | 1,333 |
| Income before extraordinary items | $872,000 | 5,110 |
| Extraordinary gains, net | $-643,000 | 11,957 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,782 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,859,200 | 1,746 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $84,756,000 | 462 |
| Total interest expense | $65,769,000 | 306 |
| Net interest income | $18,987,000 | 975 |
| Provision for loan and lease losses | $1,834,000 | 615 |
| Total noninterest income | $1,341,000 | 2,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,341,000 | 1,502 |
| Total noninterest expense | $30,264,000 | 583 |
| Salaries and employee benefits | $11,079,000 | 645 |
| Premises and equipment expense | $6,574,000 | 401 |
| Additional noninterest expense | $12,614,000 | 583 |
| Pre-tax net operating income | $-11,770,000 | 12,610 |
| Securities gains (losses) | $-959,000 | 12,392 |
| Applicable income taxes | $-1,522,000 | 12,541 |
| Income before extraordinary items | $-11,210,000 | 12,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-11,210,000 | 12,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,596,000 | 182 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-10,366,080 | 12,571 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $91,539,000 | 425 |
| Total interest expense | $72,526,000 | 263 |
| Net interest income | $19,013,000 | 964 |
| Provision for loan and lease losses | $1,161,000 | 1,177 |
| Total noninterest income | $18,467,000 | 404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $18,467,000 | 291 |
| Total noninterest expense | $29,019,000 | 637 |
| Salaries and employee benefits | $11,166,000 | 649 |
| Premises and equipment expense | $6,508,000 | 412 |
| Additional noninterest expense | $11,345,000 | 691 |
| Pre-tax net operating income | $7,300,000 | 977 |
| Securities gains (losses) | $3,708,000 | 202 |
| Applicable income taxes | $1,292,000 | 1,810 |
| Income before extraordinary items | $9,716,000 | 553 |
| Extraordinary gains, net | $-224,000 | 13,068 |
| Net income | $9,492,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,689 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,452,960 | 759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $106,517,000 | 415 |
| Total interest expense | $87,908,000 | 282 |
| Net interest income | $18,609,000 | 997 |
| Provision for loan and lease losses | $578,000 | 2,699 |
| Total noninterest income | $21,279,000 | 375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $21,279,000 | 258 |
| Total noninterest expense | $29,402,000 | 624 |
| Salaries and employee benefits | $10,654,000 | 665 |
| Premises and equipment expense | $5,911,000 | 451 |
| Additional noninterest expense | $12,837,000 | 633 |
| Pre-tax net operating income | $9,908,000 | 642 |
| Securities gains (losses) | $1,049,000 | 624 |
| Applicable income taxes | $6,066,000 | 409 |
| Income before extraordinary items | $4,891,000 | 975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,891,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 2,294 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,219,640 | 1,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.