Franklin Federal Bancorp, A Federal Savings Bank, Net charge- offs to loans

1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2457%3,527
Percentage Net Loans Charged-off: Total real estate loans0.0453%628
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0991%371
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0991%361
Percentage Net Loans Charged-off: Commercial and industrial0.8026%233
Percentage Net Loans Charged-off: Loans to individuals0.6538%763
Percentage Net Loans Charged-off: Credit card loans4.3950%249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0740%6,286
Percentage Net Loans Charged-off: Total real estate loans0.0261%798
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0553%515
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0472%536
Percentage Net Loans Charged-off: Commercial and industrial-0.7339%1,375
Percentage Net Loans Charged-off: Loans to individuals0.5560%723
Percentage Net Loans Charged-off: Credit card loans3.6193%211
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7614%311
Percentage Net Loans Charged-off: Total real estate loans1.9839%38
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential3.5152%5
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net3.5152%6
Percentage Net Loans Charged-off: Commercial and industrial0.5816%319
Percentage Net Loans Charged-off: Loans to individuals0.2812%887
Percentage Net Loans Charged-off: Credit card loans1.6930%506
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0532%8,208
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,169
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0085%1,007
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0085%958
Percentage Net Loans Charged-off: Commercial and industrial0.0000%929
Percentage Net Loans Charged-off: Loans to individuals0.9798%408
Percentage Net Loans Charged-off: Credit card loans38.6142%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1409%8,155
Percentage Net Loans Charged-off: Total real estate loans0.1085%928
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.1879%427
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1879%409
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,086
Percentage Net Loans Charged-off: Loans to individuals1.0769%530
Percentage Net Loans Charged-off: Credit card loans23.6443%15
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA