Home > Franklin County United Bank > Income and Expense
Franklin County United Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,541 |
| Total interest expense | $192,000 | 4,153 |
| Net interest income | $1,552,000 | 4,536 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $214,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $135,000 | 3,132 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 4,654 |
| Total noninterest expense | $1,374,000 | 4,466 |
| Salaries and employee benefits | $603,000 | 4,813 |
| Premises and equipment expense | $113,000 | 4,807 |
| Additional noninterest expense | $658,000 | 3,667 |
| Pre-tax net operating income | $392,000 | 4,465 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $146,000 | 2,726 |
| Income before extraordinary items | $246,000 | 4,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,826 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $246,000 | 4,826 |
| Net charge-offs | $-19,000 | 5,189 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $246,000 | 4,775 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 4,545 |
| Total interest expense | $96,000 | 4,173 |
| Net interest income | $784,000 | 4,539 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $107,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $37,000 | 4,714 |
| Total noninterest expense | $697,000 | 4,456 |
| Salaries and employee benefits | $297,000 | 4,873 |
| Premises and equipment expense | $55,000 | 4,876 |
| Additional noninterest expense | $345,000 | 3,579 |
| Pre-tax net operating income | $194,000 | 4,474 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $72,000 | 2,723 |
| Income before extraordinary items | $122,000 | 4,828 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $122,000 | 4,828 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $122,000 | 4,828 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $122,000 | 4,764 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 4,482 |
| Total interest expense | $462,000 | 3,868 |
| Net interest income | $3,189,000 | 4,513 |
| Provision for loan and lease losses | $970,000 | 835 |
| Total noninterest income | $482,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $304,000 | 3,006 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $178,000 | 4,580 |
| Total noninterest expense | $3,183,000 | 4,203 |
| Salaries and employee benefits | $1,536,000 | 4,449 |
| Premises and equipment expense | $241,000 | 4,829 |
| Additional noninterest expense | $1,406,000 | 3,561 |
| Pre-tax net operating income | $-482,000 | 6,037 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-192,000 | 6,038 |
| Income before extraordinary items | $-290,000 | 6,009 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-290,000 | 6,010 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-290,000 | 6,010 |
| Net charge-offs | $1,774,000 | 413 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-290,000 | 6,000 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 4,526 |
| Total interest expense | $356,000 | 3,879 |
| Net interest income | $2,397,000 | 4,559 |
| Provision for loan and lease losses | $470,000 | 1,089 |
| Total noninterest income | $-74,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $217,000 | 3,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-291,000 | 6,241 |
| Total noninterest expense | $2,329,000 | 4,281 |
| Salaries and employee benefits | $1,134,000 | 4,513 |
| Premises and equipment expense | $189,000 | 4,800 |
| Additional noninterest expense | $1,006,000 | 3,673 |
| Pre-tax net operating income | $-476,000 | 6,155 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-188,000 | 6,185 |
| Income before extraordinary items | $-288,000 | 6,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-288,000 | 6,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-288,000 | 6,126 |
| Net charge-offs | $1,817,000 | 301 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-288,000 | 6,115 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 4,566 |
| Total interest expense | $242,000 | 3,876 |
| Net interest income | $1,588,000 | 4,598 |
| Provision for loan and lease losses | $325,000 | 1,041 |
| Total noninterest income | $103,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $132,000 | 3,262 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-29,000 | 6,263 |
| Total noninterest expense | $1,500,000 | 4,399 |
| Salaries and employee benefits | $772,000 | 4,507 |
| Premises and equipment expense | $124,000 | 4,857 |
| Additional noninterest expense | $604,000 | 3,941 |
| Pre-tax net operating income | $-134,000 | 6,142 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-55,000 | 6,231 |
| Income before extraordinary items | $-79,000 | 6,126 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-79,000 | 6,127 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-79,000 | 6,127 |
| Net charge-offs | $1,566,000 | 253 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-79,000 | 6,103 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 4,547 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $812,000 | 4,580 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $102,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $65,000 | 3,257 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $768,000 | 4,376 |
| Salaries and employee benefits | $395,000 | 4,489 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $308,000 | 3,904 |
| Pre-tax net operating income | $-104,000 | 6,224 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-42,000 | 6,320 |
| Income before extraordinary items | $-62,000 | 6,204 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-62,000 | 6,205 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-62,000 | 6,205 |
| Net charge-offs | $1,537,000 | 160 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-62,000 | 6,182 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,452 |
| Total interest expense | $576,000 | 3,724 |
| Net interest income | $3,450,000 | 4,513 |
| Provision for loan and lease losses | $245,000 | 2,229 |
| Total noninterest income | $492,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $303,000 | 3,189 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,598 |
| Total noninterest expense | $2,961,000 | 4,522 |
| Salaries and employee benefits | $1,534,000 | 4,581 |
| Premises and equipment expense | $289,000 | 4,743 |
| Additional noninterest expense | $1,138,000 | 4,157 |
| Pre-tax net operating income | $736,000 | 4,587 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $283,000 | 2,692 |
| Income before extraordinary items | $453,000 | 5,035 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $453,000 | 5,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $453,000 | 5,035 |
| Net charge-offs | $-40,000 | 5,941 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $453,000 | 4,991 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 4,469 |
| Total interest expense | $442,000 | 3,732 |
| Net interest income | $2,623,000 | 4,521 |
| Provision for loan and lease losses | $185,000 | 2,160 |
| Total noninterest income | $363,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $147,000 | 4,599 |
| Total noninterest expense | $2,249,000 | 4,509 |
| Salaries and employee benefits | $1,160,000 | 4,576 |
| Premises and equipment expense | $228,000 | 4,696 |
| Additional noninterest expense | $861,000 | 4,167 |
| Pre-tax net operating income | $552,000 | 4,673 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $213,000 | 2,748 |
| Income before extraordinary items | $339,000 | 5,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $339,000 | 5,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $339,000 | 5,104 |
| Net charge-offs | $-30,000 | 5,896 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $339,000 | 5,058 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 4,485 |
| Total interest expense | $302,000 | 3,719 |
| Net interest income | $1,736,000 | 4,540 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $247,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $145,000 | 3,286 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $102,000 | 4,535 |
| Total noninterest expense | $1,498,000 | 4,544 |
| Salaries and employee benefits | $764,000 | 4,647 |
| Premises and equipment expense | $155,000 | 4,695 |
| Additional noninterest expense | $579,000 | 4,168 |
| Pre-tax net operating income | $360,000 | 4,667 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $139,000 | 2,743 |
| Income before extraordinary items | $221,000 | 5,108 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $221,000 | 5,110 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $221,000 | 5,111 |
| Net charge-offs | $-85,000 | 6,284 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $221,000 | 5,066 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 4,572 |
| Total interest expense | $153,000 | 3,746 |
| Net interest income | $844,000 | 4,647 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $108,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $735,000 | 4,626 |
| Salaries and employee benefits | $370,000 | 4,772 |
| Premises and equipment expense | $81,000 | 4,681 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $177,000 | 4,663 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $68,000 | 2,707 |
| Income before extraordinary items | $109,000 | 5,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 5,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $109,000 | 5,070 |
| Net charge-offs | $-68,000 | 6,399 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $109,000 | 5,021 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 4,597 |
| Total interest expense | $696,000 | 3,760 |
| Net interest income | $3,329,000 | 4,704 |
| Provision for loan and lease losses | $2,455,000 | 528 |
| Total noninterest income | $592,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $321,000 | 3,235 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $271,000 | 4,215 |
| Total noninterest expense | $2,912,000 | 4,675 |
| Salaries and employee benefits | $1,469,000 | 4,810 |
| Premises and equipment expense | $320,000 | 4,705 |
| Additional noninterest expense | $1,123,000 | 4,339 |
| Pre-tax net operating income | $-1,446,000 | 6,617 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-552,000 | 6,646 |
| Income before extraordinary items | $-894,000 | 6,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-894,000 | 6,570 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-894,000 | 6,570 |
| Net charge-offs | $3,278,000 | 502 |
| Cash dividends | $45,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-894,000 | 6,561 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 4,594 |
| Total interest expense | $534,000 | 3,787 |
| Net interest income | $2,560,000 | 4,708 |
| Provision for loan and lease losses | $287,000 | 2,135 |
| Total noninterest income | $477,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $227,000 | 4,153 |
| Total noninterest expense | $2,197,000 | 4,682 |
| Salaries and employee benefits | $1,104,000 | 4,827 |
| Premises and equipment expense | $239,000 | 4,746 |
| Additional noninterest expense | $854,000 | 4,325 |
| Pre-tax net operating income | $553,000 | 4,638 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $213,000 | 2,743 |
| Income before extraordinary items | $340,000 | 5,127 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $340,000 | 5,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $340,000 | 5,129 |
| Net charge-offs | $265,000 | 2,239 |
| Cash dividends | $45,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $340,000 | 5,040 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,569 |
| Total interest expense | $362,000 | 3,805 |
| Net interest income | $1,725,000 | 4,672 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $306,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $172,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,358 |
| Total noninterest expense | $1,488,000 | 4,669 |
| Salaries and employee benefits | $760,000 | 4,777 |
| Premises and equipment expense | $158,000 | 4,772 |
| Additional noninterest expense | $570,000 | 4,313 |
| Pre-tax net operating income | $363,000 | 4,625 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $140,000 | 2,759 |
| Income before extraordinary items | $223,000 | 5,146 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 5,148 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $223,000 | 5,149 |
| Net charge-offs | $80,000 | 2,960 |
| Cash dividends | $45,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $223,000 | 5,023 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 4,576 |
| Total interest expense | $185,000 | 3,852 |
| Net interest income | $874,000 | 4,666 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $137,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $87,000 | 3,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $732,000 | 4,749 |
| Salaries and employee benefits | $376,000 | 4,830 |
| Premises and equipment expense | $81,000 | 4,758 |
| Additional noninterest expense | $275,000 | 4,424 |
| Pre-tax net operating income | $189,000 | 4,550 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $73,000 | 2,694 |
| Income before extraordinary items | $116,000 | 5,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $116,000 | 5,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $116,000 | 5,060 |
| Net charge-offs | $75,000 | 2,120 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $116,000 | 4,953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 4,506 |
| Total interest expense | $888,000 | 3,892 |
| Net interest income | $3,725,000 | 4,600 |
| Provision for loan and lease losses | $1,979,000 | 1,074 |
| Total noninterest income | $320,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $413,000 | 2,872 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-93,000 | 6,728 |
| Total noninterest expense | $2,972,000 | 4,770 |
| Salaries and employee benefits | $1,513,000 | 4,829 |
| Premises and equipment expense | $328,000 | 4,774 |
| Additional noninterest expense | $1,131,000 | 4,497 |
| Pre-tax net operating income | $-906,000 | 6,640 |
| Securities gains (losses) | $7,000 | 3,461 |
| Applicable income taxes | $-346,000 | 6,853 |
| Income before extraordinary items | $-553,000 | 6,601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-553,000 | 6,595 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-553,000 | 6,597 |
| Net charge-offs | $722,000 | 2,191 |
| Cash dividends | $175,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-557,480 | 6,549 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 4,514 |
| Total interest expense | $684,000 | 3,954 |
| Net interest income | $2,865,000 | 4,599 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $402,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $305,000 | 2,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 5,163 |
| Total noninterest expense | $2,235,000 | 4,795 |
| Salaries and employee benefits | $1,099,000 | 4,925 |
| Premises and equipment expense | $245,000 | 4,841 |
| Additional noninterest expense | $891,000 | 4,405 |
| Pre-tax net operating income | $672,000 | 4,273 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $260,000 | 2,600 |
| Income before extraordinary items | $412,000 | 4,941 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $412,000 | 4,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $412,000 | 4,942 |
| Net charge-offs | $486,000 | 2,226 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $412,000 | 4,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 4,498 |
| Total interest expense | $467,000 | 3,986 |
| Net interest income | $1,952,000 | 4,571 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $265,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $196,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,126 |
| Total noninterest expense | $1,495,000 | 4,819 |
| Salaries and employee benefits | $731,000 | 4,965 |
| Premises and equipment expense | $165,000 | 4,836 |
| Additional noninterest expense | $599,000 | 4,394 |
| Pre-tax net operating income | $482,000 | 4,169 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $188,000 | 2,498 |
| Income before extraordinary items | $294,000 | 4,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $294,000 | 4,847 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $294,000 | 4,847 |
| Net charge-offs | $159,000 | 2,983 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $294,000 | 4,651 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 4,510 |
| Total interest expense | $236,000 | 4,064 |
| Net interest income | $992,000 | 4,563 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $755,000 | 4,816 |
| Salaries and employee benefits | $360,000 | 5,039 |
| Premises and equipment expense | $84,000 | 4,824 |
| Additional noninterest expense | $311,000 | 4,294 |
| Pre-tax net operating income | $233,000 | 4,284 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $90,000 | 2,535 |
| Income before extraordinary items | $143,000 | 4,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 4,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $143,000 | 4,927 |
| Net charge-offs | $127,000 | 2,244 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $143,000 | 4,771 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 4,395 |
| Total interest expense | $1,202,000 | 3,961 |
| Net interest income | $4,110,000 | 4,472 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $335,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-40,000 | 6,803 |
| Total noninterest expense | $3,113,000 | 4,784 |
| Salaries and employee benefits | $1,453,000 | 5,043 |
| Premises and equipment expense | $343,000 | 4,926 |
| Additional noninterest expense | $1,317,000 | 4,207 |
| Pre-tax net operating income | $732,000 | 4,212 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $288,000 | 2,578 |
| Income before extraordinary items | $444,000 | 4,809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $444,000 | 4,811 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $444,000 | 4,810 |
| Net charge-offs | $784,000 | 2,669 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $444,000 | 4,681 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 4,397 |
| Total interest expense | $947,000 | 3,952 |
| Net interest income | $3,115,000 | 4,465 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $304,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $276,000 | 3,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $2,386,000 | 4,728 |
| Salaries and employee benefits | $1,092,000 | 5,030 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $1,031,000 | 4,091 |
| Pre-tax net operating income | $583,000 | 4,258 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $229,000 | 2,539 |
| Income before extraordinary items | $354,000 | 4,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 4,835 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $354,000 | 4,835 |
| Net charge-offs | $693,000 | 2,293 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $354,000 | 4,707 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 4,397 |
| Total interest expense | $663,000 | 3,949 |
| Net interest income | $2,089,000 | 4,459 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $205,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $179,000 | 3,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $1,639,000 | 4,701 |
| Salaries and employee benefits | $743,000 | 5,016 |
| Premises and equipment expense | $175,000 | 4,971 |
| Additional noninterest expense | $721,000 | 4,019 |
| Pre-tax net operating income | $355,000 | 4,389 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $140,000 | 2,574 |
| Income before extraordinary items | $215,000 | 4,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $215,000 | 4,910 |
| Net charge-offs | $692,000 | 1,811 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $215,000 | 4,820 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,442 |
| Total interest expense | $346,000 | 3,948 |
| Net interest income | $1,016,000 | 4,532 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $122,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $79,000 | 3,463 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $797,000 | 4,794 |
| Salaries and employee benefits | $373,000 | 5,049 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $338,000 | 4,197 |
| Pre-tax net operating income | $191,000 | 4,316 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $75,000 | 2,504 |
| Income before extraordinary items | $116,000 | 4,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $116,000 | 4,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,000 | 4,819 |
| Net charge-offs | $391,000 | 1,541 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $116,000 | 4,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 4,546 |
| Total interest expense | $1,614,000 | 4,089 |
| Net interest income | $3,912,000 | 4,645 |
| Provision for loan and lease losses | $2,937,000 | 1,638 |
| Total noninterest income | $135,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $396,000 | 3,103 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-261,000 | 7,315 |
| Total noninterest expense | $3,131,000 | 4,912 |
| Salaries and employee benefits | $1,483,000 | 5,086 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $1,308,000 | 4,377 |
| Pre-tax net operating income | $-2,021,000 | 6,776 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-766,000 | 7,263 |
| Income before extraordinary items | $-1,255,000 | 6,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,255,000 | 6,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,255,000 | 6,673 |
| Net charge-offs | $1,805,000 | 1,981 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,216 |
| Net operating income | $-1,255,000 | 6,648 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 4,630 |
| Total interest expense | $1,241,000 | 4,170 |
| Net interest income | $2,911,000 | 4,725 |
| Provision for loan and lease losses | $1,487,000 | 1,992 |
| Total noninterest income | $340,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $318,000 | 3,035 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $2,329,000 | 4,940 |
| Salaries and employee benefits | $1,116,000 | 5,118 |
| Premises and equipment expense | $255,000 | 5,199 |
| Additional noninterest expense | $958,000 | 4,424 |
| Pre-tax net operating income | $-565,000 | 6,584 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-237,000 | 7,233 |
| Income before extraordinary items | $-328,000 | 6,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-328,000 | 6,551 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-328,000 | 6,551 |
| Net charge-offs | $552,000 | 2,939 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,129 |
| Net operating income | $-328,000 | 6,475 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 4,704 |
| Total interest expense | $848,000 | 4,213 |
| Net interest income | $1,880,000 | 4,833 |
| Provision for loan and lease losses | $1,487,000 | 1,536 |
| Total noninterest income | $207,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $222,000 | 2,952 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-15,000 | 7,360 |
| Total noninterest expense | $1,547,000 | 4,975 |
| Salaries and employee benefits | $730,000 | 5,186 |
| Premises and equipment expense | $170,000 | 5,243 |
| Additional noninterest expense | $647,000 | 4,388 |
| Pre-tax net operating income | $-947,000 | 6,983 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-398,000 | 7,443 |
| Income before extraordinary items | $-549,000 | 6,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-549,000 | 6,894 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-549,000 | 6,894 |
| Net charge-offs | $481,000 | 2,497 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,053 |
| Net operating income | $-549,000 | 6,849 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,814 |
| Total interest expense | $437,000 | 4,266 |
| Net interest income | $907,000 | 4,950 |
| Provision for loan and lease losses | $201,000 | 2,968 |
| Total noninterest income | $141,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $783,000 | 4,984 |
| Salaries and employee benefits | $365,000 | 5,236 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $331,000 | 4,321 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $164,000 | 2,636 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $37,000 | 5,773 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 4,767 |
| Total interest expense | $2,045,000 | 4,378 |
| Net interest income | $3,653,000 | 4,849 |
| Provision for loan and lease losses | $1,005,000 | 3,494 |
| Total noninterest income | $577,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $503,000 | 2,869 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $74,000 | 6,000 |
| Total noninterest expense | $3,095,000 | 5,080 |
| Salaries and employee benefits | $1,456,000 | 5,285 |
| Premises and equipment expense | $344,000 | 5,352 |
| Additional noninterest expense | $1,295,000 | 4,520 |
| Pre-tax net operating income | $130,000 | 4,999 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $55,000 | 3,210 |
| Income before extraordinary items | $75,000 | 5,257 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $75,000 | 5,256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $75,000 | 5,256 |
| Net charge-offs | $681,000 | 3,387 |
| Cash dividends | $113,000 | 4,059 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 573 |
| Net operating income | $75,000 | 5,191 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 4,827 |
| Total interest expense | $1,565,000 | 4,474 |
| Net interest income | $2,710,000 | 4,888 |
| Provision for loan and lease losses | $420,000 | 4,104 |
| Total noninterest income | $430,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $367,000 | 2,956 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $63,000 | 5,991 |
| Total noninterest expense | $2,314,000 | 5,114 |
| Salaries and employee benefits | $1,123,000 | 5,244 |
| Premises and equipment expense | $260,000 | 5,382 |
| Additional noninterest expense | $931,000 | 4,619 |
| Pre-tax net operating income | $406,000 | 4,172 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $168,000 | 2,477 |
| Income before extraordinary items | $238,000 | 4,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $238,000 | 4,682 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $238,000 | 4,685 |
| Net charge-offs | $308,000 | 3,667 |
| Cash dividends | $113,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $420,000 | 464 |
| Net operating income | $238,000 | 4,618 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 4,877 |
| Total interest expense | $1,066,000 | 4,543 |
| Net interest income | $1,771,000 | 4,930 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $279,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $229,000 | 3,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $1,550,000 | 5,147 |
| Salaries and employee benefits | $744,000 | 5,317 |
| Premises and equipment expense | $170,000 | 5,480 |
| Additional noninterest expense | $636,000 | 4,552 |
| Pre-tax net operating income | $260,000 | 4,342 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $108,000 | 2,565 |
| Income before extraordinary items | $152,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 4,852 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $152,000 | 4,852 |
| Net charge-offs | $43,000 | 5,045 |
| Cash dividends | $113,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $418,000 | 369 |
| Net operating income | $152,000 | 4,763 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 4,962 |
| Total interest expense | $541,000 | 4,618 |
| Net interest income | $854,000 | 5,029 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $141,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $783,000 | 5,021 |
| Salaries and employee benefits | $372,000 | 5,375 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $325,000 | 4,160 |
| Pre-tax net operating income | $107,000 | 4,959 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $62,000 | 5,518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,521 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $62,000 | 5,521 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $113,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 520 |
| Net operating income | $62,000 | 5,338 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 4,973 |
| Total interest expense | $2,610,000 | 4,628 |
| Net interest income | $3,314,000 | 5,126 |
| Provision for loan and lease losses | $494,000 | 3,832 |
| Total noninterest income | $512,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $432,000 | 3,306 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $80,000 | 6,222 |
| Total noninterest expense | $2,850,000 | 5,281 |
| Salaries and employee benefits | $1,449,000 | 5,439 |
| Premises and equipment expense | $328,000 | 5,580 |
| Additional noninterest expense | $1,073,000 | 4,612 |
| Pre-tax net operating income | $482,000 | 4,922 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $193,000 | 2,849 |
| Income before extraordinary items | $289,000 | 5,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 3,333 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 599 |
| Net operating income | $289,000 | 5,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 5,021 |
| Total interest expense | $2,020,000 | 4,676 |
| Net interest income | $2,463,000 | 5,189 |
| Provision for loan and lease losses | $294,000 | 3,593 |
| Total noninterest income | $357,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $308,000 | 3,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $2,099,000 | 5,320 |
| Salaries and employee benefits | $1,081,000 | 5,464 |
| Premises and equipment expense | $243,000 | 5,639 |
| Additional noninterest expense | $775,000 | 4,633 |
| Pre-tax net operating income | $427,000 | 5,178 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $168,000 | 3,100 |
| Income before extraordinary items | $259,000 | 5,398 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $259,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,018 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 431 |
| Net operating income | $259,000 | 5,573 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 5,054 |
| Total interest expense | $1,401,000 | 4,703 |
| Net interest income | $1,619,000 | 5,250 |
| Provision for loan and lease losses | $159,000 | 3,527 |
| Total noninterest income | $203,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $189,000 | 3,595 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $1,343,000 | 5,468 |
| Salaries and employee benefits | $686,000 | 5,646 |
| Premises and equipment expense | $160,000 | 5,703 |
| Additional noninterest expense | $497,000 | 4,737 |
| Pre-tax net operating income | $320,000 | 5,177 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $125,000 | 3,214 |
| Income before extraordinary items | $195,000 | 5,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 285 |
| Net operating income | $195,000 | 5,585 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 5,186 |
| Total interest expense | $744,000 | 4,719 |
| Net interest income | $748,000 | 5,492 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $116,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $638,000 | 5,642 |
| Salaries and employee benefits | $335,000 | 5,780 |
| Premises and equipment expense | $75,000 | 5,878 |
| Additional noninterest expense | $228,000 | 4,974 |
| Pre-tax net operating income | $202,000 | 4,941 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $81,000 | 3,035 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 140 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 5,439 |
| Total interest expense | $2,658,000 | 5,095 |
| Net interest income | $2,908,000 | 5,584 |
| Provision for loan and lease losses | $215,000 | 3,755 |
| Total noninterest income | $406,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $349,000 | 3,788 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $2,220,000 | 5,929 |
| Salaries and employee benefits | $1,207,000 | 5,968 |
| Premises and equipment expense | $170,000 | 7,037 |
| Additional noninterest expense | $843,000 | 5,171 |
| Pre-tax net operating income | $879,000 | 5,001 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 3,200 |
| Income before extraordinary items | $534,000 | 5,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $534,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,403,000 | 394 |
| Net operating income | $534,000 | 5,553 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 5,547 |
| Total interest expense | $1,904,000 | 5,234 |
| Net interest income | $2,123,000 | 5,681 |
| Provision for loan and lease losses | $182,000 | 3,136 |
| Total noninterest income | $289,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 6,951 |
| Total noninterest expense | $1,627,000 | 5,970 |
| Salaries and employee benefits | $856,000 | 6,110 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $648,000 | 5,041 |
| Pre-tax net operating income | $603,000 | 5,437 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $231,000 | 3,530 |
| Income before extraordinary items | $372,000 | 5,964 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $372,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 589 |
| Net operating income | $372,000 | 5,949 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 5,735 |
| Total interest expense | $1,179,000 | 5,432 |
| Net interest income | $1,355,000 | 5,833 |
| Provision for loan and lease losses | $155,000 | 2,541 |
| Total noninterest income | $190,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $164,000 | 3,909 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $1,011,000 | 6,230 |
| Salaries and employee benefits | $530,000 | 6,361 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $403,000 | 5,280 |
| Pre-tax net operating income | $379,000 | 5,623 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $145,000 | 3,698 |
| Income before extraordinary items | $234,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 660 |
| Net operating income | $234,000 | 6,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,872 |
| Total interest expense | $553,000 | 5,602 |
| Net interest income | $650,000 | 5,953 |
| Provision for loan and lease losses | $71,000 | 2,566 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $463,000 | 6,476 |
| Salaries and employee benefits | $249,000 | 6,535 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 547 |
| Net operating income | $127,000 | 5,959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 6,362 |
| Total interest expense | $1,548,000 | 6,046 |
| Net interest income | $2,039,000 | 6,514 |
| Provision for loan and lease losses | $306,000 | 2,723 |
| Total noninterest income | $266,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 6,936 |
| Total noninterest expense | $1,646,000 | 6,656 |
| Salaries and employee benefits | $945,000 | 6,542 |
| Premises and equipment expense | $119,000 | 7,603 |
| Additional noninterest expense | $582,000 | 6,137 |
| Pre-tax net operating income | $353,000 | 6,943 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $-356,000 | 8,536 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 805 |
| Net operating income | $709,000 | 5,473 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 6,547 |
| Total interest expense | $1,043,000 | 6,234 |
| Net interest income | $1,460,000 | 6,688 |
| Provision for loan and lease losses | $215,000 | 2,754 |
| Total noninterest income | $180,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $133,000 | 5,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,016 |
| Total noninterest expense | $1,201,000 | 6,743 |
| Salaries and employee benefits | $689,000 | 6,599 |
| Premises and equipment expense | $82,000 | 7,728 |
| Additional noninterest expense | $430,000 | 6,199 |
| Pre-tax net operating income | $224,000 | 7,324 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $215,000 | 7,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $215,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 677 |
| Net operating income | $224,000 | 7,093 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,776 |
| Total interest expense | $608,000 | 6,428 |
| Net interest income | $914,000 | 6,875 |
| Provision for loan and lease losses | $158,000 | 2,507 |
| Total noninterest income | $114,000 | 6,753 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $766,000 | 6,882 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $52,000 | 7,803 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $104,000 | 7,667 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $95,000 | 7,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $95,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 711 |
| Net operating income | $104,000 | 7,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 6,992 |
| Total interest expense | $268,000 | 6,651 |
| Net interest income | $420,000 | 7,106 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $394,000 | 6,811 |
| Salaries and employee benefits | $232,000 | 6,633 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $136,000 | 6,338 |
| Pre-tax net operating income | $-22,000 | 8,290 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-22,000 | 8,302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 576 |
| Net operating income | $-22,000 | 8,286 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 7,977 |
| Total interest expense | $537,000 | 7,509 |
| Net interest income | $882,000 | 8,114 |
| Provision for loan and lease losses | $297,000 | 2,890 |
| Total noninterest income | $110,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $60,000 | 6,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,395 |
| Total noninterest expense | $1,357,000 | 7,131 |
| Salaries and employee benefits | $752,000 | 7,088 |
| Premises and equipment expense | $103,000 | 7,828 |
| Additional noninterest expense | $502,000 | 6,571 |
| Pre-tax net operating income | $-662,000 | 8,553 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-673,000 | 8,597 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-673,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $428,000 | 552 |
| Net operating income | $-662,000 | 8,578 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 8,242 |
| Total interest expense | $330,000 | 7,767 |
| Net interest income | $546,000 | 8,346 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $1,002,000 | 7,156 |
| Salaries and employee benefits | $547,000 | 7,146 |
| Premises and equipment expense | $76,000 | 7,863 |
| Additional noninterest expense | $379,000 | 6,518 |
| Pre-tax net operating income | $-606,000 | 8,635 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-623,000 | 8,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-623,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $426,000 | 421 |
| Net operating income | $-606,000 | 8,653 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $447,000 | 8,465 |
| Total interest expense | $168,000 | 8,047 |
| Net interest income | $279,000 | 8,546 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $38,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $644,000 | 7,245 |
| Salaries and employee benefits | $338,000 | 7,328 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $254,000 | 6,491 |
| Pre-tax net operating income | $-487,000 | 8,666 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-501,000 | 8,714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-501,000 | 8,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 306 |
| Net operating income | $-487,000 | 8,681 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,716 |
| Total interest expense | $60,000 | 8,385 |
| Net interest income | $91,000 | 8,776 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $317,000 | 7,337 |
| Salaries and employee benefits | $144,000 | 7,735 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $-262,000 | 8,763 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-262,000 | 8,788 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-262,000 | 8,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $390,000 | 181 |
| Net operating income | $-262,000 | 8,771 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,000 | 8,965 |
| Total interest expense | $1,000 | 8,945 |
| Net interest income | $23,000 | 8,958 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $616,000 | 8,486 |
| Salaries and employee benefits | $322,000 | 8,546 |
| Premises and equipment expense | $83,000 | 8,168 |
| Additional noninterest expense | $211,000 | 8,248 |
| Pre-tax net operating income | $-594,000 | 8,698 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-594,000 | 8,749 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-594,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,888,000 | 130 |
| Net operating income | $-594,000 | 8,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.