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Franklin County Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 6,168 |
| Total interest expense | $1,865,000 | 6,165 |
| Net interest income | $2,770,000 | 6,032 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $454,000 | 5,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $2,481,000 | 5,316 |
| Salaries and employee benefits | $1,049,000 | 5,882 |
| Premises and equipment expense | $507,000 | 3,819 |
| Additional noninterest expense | $925,000 | 5,256 |
| Pre-tax net operating income | $741,000 | 7,139 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $477,000 | 7,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $477,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $473,160 | 7,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,806 |
| Total interest expense | $2,071,000 | 6,943 |
| Net interest income | $2,500,000 | 6,601 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $454,000 | 6,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,004,000 | 6,374 |
| Salaries and employee benefits | $986,000 | 6,115 |
| Premises and equipment expense | $352,000 | 5,344 |
| Additional noninterest expense | $666,000 | 6,983 |
| Pre-tax net operating income | $950,000 | 5,853 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $673,000 | 6,081 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $673,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $263,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $657,130 | 5,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.