Home > Franklin Community Bank > Income and Expense
Franklin Community Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,879,000 | 3,223 |
| Total interest expense | $700,000 | 3,313 |
| Net interest income | $6,179,000 | 3,175 |
| Provision for loan and lease losses | $152,000 | 2,758 |
| Total noninterest income | $893,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $241,000 | 3,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,928 |
| Total noninterest expense | $5,427,000 | 3,140 |
| Salaries and employee benefits | $2,247,000 | 3,745 |
| Premises and equipment expense | $710,000 | 2,896 |
| Additional noninterest expense | $2,470,000 | 2,438 |
| Pre-tax net operating income | $1,493,000 | 3,492 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $463,000 | 2,270 |
| Income before extraordinary items | $1,030,000 | 3,913 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,030,000 | 3,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,030,000 | 3,914 |
| Net charge-offs | $1,319,000 | 717 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,030,000 | 3,854 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 3,237 |
| Total interest expense | $547,000 | 3,284 |
| Net interest income | $4,645,000 | 3,197 |
| Provision for loan and lease losses | $74,000 | 3,139 |
| Total noninterest income | $648,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $184,000 | 3,619 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $464,000 | 3,014 |
| Total noninterest expense | $3,905,000 | 3,238 |
| Salaries and employee benefits | $1,527,000 | 3,956 |
| Premises and equipment expense | $533,000 | 2,911 |
| Additional noninterest expense | $1,845,000 | 2,438 |
| Pre-tax net operating income | $1,314,000 | 3,273 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $413,000 | 2,157 |
| Income before extraordinary items | $901,000 | 3,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 3,685 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $901,000 | 3,686 |
| Net charge-offs | $248,000 | 1,769 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $901,000 | 3,638 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 3,254 |
| Total interest expense | $383,000 | 3,217 |
| Net interest income | $3,056,000 | 3,227 |
| Provision for loan and lease losses | $87,000 | 2,522 |
| Total noninterest income | $457,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $122,000 | 3,609 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $335,000 | 2,881 |
| Total noninterest expense | $2,595,000 | 3,263 |
| Salaries and employee benefits | $1,029,000 | 3,963 |
| Premises and equipment expense | $354,000 | 2,938 |
| Additional noninterest expense | $1,212,000 | 2,465 |
| Pre-tax net operating income | $831,000 | 3,299 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $260,000 | 2,164 |
| Income before extraordinary items | $571,000 | 3,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $571,000 | 3,724 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $571,000 | 3,726 |
| Net charge-offs | $221,000 | 1,503 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $571,000 | 3,657 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 3,288 |
| Total interest expense | $204,000 | 3,132 |
| Net interest income | $1,499,000 | 3,273 |
| Provision for loan and lease losses | $73,000 | 1,921 |
| Total noninterest income | $212,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $155,000 | 2,925 |
| Total noninterest expense | $1,299,000 | 3,284 |
| Salaries and employee benefits | $510,000 | 4,025 |
| Premises and equipment expense | $182,000 | 2,943 |
| Additional noninterest expense | $607,000 | 2,459 |
| Pre-tax net operating income | $339,000 | 3,599 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $104,000 | 2,325 |
| Income before extraordinary items | $235,000 | 3,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 3,979 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $235,000 | 3,979 |
| Net charge-offs | $100,000 | 1,368 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $235,000 | 3,932 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 3,170 |
| Total interest expense | $1,058,000 | 2,833 |
| Net interest income | $6,168,000 | 3,206 |
| Provision for loan and lease losses | $1,665,000 | 718 |
| Total noninterest income | $900,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $252,000 | 3,689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $648,000 | 2,989 |
| Total noninterest expense | $5,277,000 | 3,280 |
| Salaries and employee benefits | $1,591,000 | 4,602 |
| Premises and equipment expense | $701,000 | 2,966 |
| Additional noninterest expense | $2,985,000 | 2,096 |
| Pre-tax net operating income | $126,000 | 5,885 |
| Securities gains (losses) | $47,000 | 1,839 |
| Applicable income taxes | $20,000 | 4,107 |
| Income before extraordinary items | $153,000 | 5,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 5,848 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $153,000 | 5,848 |
| Net charge-offs | $1,888,000 | 783 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $111,640 | 5,909 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 3,179 |
| Total interest expense | $826,000 | 2,824 |
| Net interest income | $4,640,000 | 3,213 |
| Provision for loan and lease losses | $1,326,000 | 715 |
| Total noninterest income | $701,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $188,000 | 3,734 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $513,000 | 2,974 |
| Total noninterest expense | $4,020,000 | 3,244 |
| Salaries and employee benefits | $1,219,000 | 4,585 |
| Premises and equipment expense | $525,000 | 2,993 |
| Additional noninterest expense | $2,276,000 | 2,062 |
| Pre-tax net operating income | $-5,000 | 6,294 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $-15,000 | 6,553 |
| Income before extraordinary items | $57,000 | 6,172 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $57,000 | 6,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $57,000 | 6,172 |
| Net charge-offs | $1,198,000 | 885 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,000 | 6,270 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 3,138 |
| Total interest expense | $566,000 | 2,833 |
| Net interest income | $3,151,000 | 3,170 |
| Provision for loan and lease losses | $1,253,000 | 554 |
| Total noninterest income | $493,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $129,000 | 3,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $364,000 | 2,929 |
| Total noninterest expense | $2,659,000 | 3,269 |
| Salaries and employee benefits | $785,000 | 4,689 |
| Premises and equipment expense | $347,000 | 3,015 |
| Additional noninterest expense | $1,527,000 | 2,034 |
| Pre-tax net operating income | $-268,000 | 6,591 |
| Securities gains (losses) | $47,000 | 1,557 |
| Applicable income taxes | $-95,000 | 6,760 |
| Income before extraordinary items | $-126,000 | 6,542 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-126,000 | 6,543 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-126,000 | 6,544 |
| Net charge-offs | $938,000 | 805 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-156,080 | 6,535 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 3,125 |
| Total interest expense | $287,000 | 2,880 |
| Net interest income | $1,600,000 | 3,145 |
| Provision for loan and lease losses | $188,000 | 1,418 |
| Total noninterest income | $232,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $162,000 | 3,075 |
| Total noninterest expense | $1,321,000 | 3,308 |
| Salaries and employee benefits | $392,000 | 4,734 |
| Premises and equipment expense | $175,000 | 3,018 |
| Additional noninterest expense | $754,000 | 2,068 |
| Pre-tax net operating income | $323,000 | 3,676 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $100,000 | 2,402 |
| Income before extraordinary items | $223,000 | 4,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $223,000 | 4,088 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $223,000 | 4,088 |
| Net charge-offs | $359,000 | 942 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $223,000 | 3,986 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,415,000 | 2,979 |
| Total interest expense | $1,821,000 | 2,315 |
| Net interest income | $6,594,000 | 3,138 |
| Provision for loan and lease losses | $486,000 | 2,756 |
| Total noninterest income | $2,164,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $261,000 | 3,762 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,903,000 | 1,577 |
| Total noninterest expense | $6,684,000 | 2,779 |
| Salaries and employee benefits | $2,816,000 | 3,262 |
| Premises and equipment expense | $748,000 | 2,883 |
| Additional noninterest expense | $3,120,000 | 2,077 |
| Pre-tax net operating income | $1,588,000 | 3,237 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $-331,000 | 6,847 |
| Income before extraordinary items | $1,921,000 | 2,650 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,921,000 | 2,653 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,921,000 | 2,651 |
| Net charge-offs | $1,157,000 | 1,667 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,919,000 | 2,545 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 3,048 |
| Total interest expense | $1,456,000 | 2,266 |
| Net interest income | $4,836,000 | 3,237 |
| Provision for loan and lease losses | $-33,000 | 6,969 |
| Total noninterest income | $-364,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $188,000 | 3,888 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-552,000 | 7,088 |
| Total noninterest expense | $4,349,000 | 3,129 |
| Salaries and employee benefits | $1,364,000 | 4,394 |
| Premises and equipment expense | $575,000 | 2,865 |
| Additional noninterest expense | $2,410,000 | 2,035 |
| Pre-tax net operating income | $156,000 | 5,838 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $150,000 | 5,932 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $150,000 | 5,931 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $150,000 | 5,931 |
| Net charge-offs | $831,000 | 1,632 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $148,100 | 5,788 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 3,064 |
| Total interest expense | $1,000,000 | 2,280 |
| Net interest income | $3,208,000 | 3,247 |
| Provision for loan and lease losses | $174,000 | 3,187 |
| Total noninterest income | $104,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-22,000 | 6,885 |
| Total noninterest expense | $2,888,000 | 3,151 |
| Salaries and employee benefits | $912,000 | 4,408 |
| Premises and equipment expense | $393,000 | 2,816 |
| Additional noninterest expense | $1,583,000 | 2,066 |
| Pre-tax net operating income | $250,000 | 5,057 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $56,000 | 3,474 |
| Income before extraordinary items | $196,000 | 5,356 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $196,000 | 5,355 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $196,000 | 5,355 |
| Net charge-offs | $883,000 | 1,248 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $194,440 | 5,164 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 3,080 |
| Total interest expense | $518,000 | 2,300 |
| Net interest income | $1,595,000 | 3,291 |
| Provision for loan and lease losses | $201,000 | 1,990 |
| Total noninterest income | $139,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,137 |
| Total noninterest expense | $1,424,000 | 3,181 |
| Salaries and employee benefits | $469,000 | 4,367 |
| Premises and equipment expense | $199,000 | 2,803 |
| Additional noninterest expense | $756,000 | 2,138 |
| Pre-tax net operating income | $109,000 | 5,304 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $86,000 | 5,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $86,000 | 5,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $86,000 | 5,544 |
| Net charge-offs | $853,000 | 749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $86,000 | 5,384 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 2,900 |
| Total interest expense | $2,532,000 | 2,283 |
| Net interest income | $6,928,000 | 3,099 |
| Provision for loan and lease losses | $1,660,000 | 1,769 |
| Total noninterest income | $-166,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $289,000 | 3,656 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-455,000 | 7,080 |
| Total noninterest expense | $5,579,000 | 3,239 |
| Salaries and employee benefits | $1,791,000 | 4,460 |
| Premises and equipment expense | $792,000 | 2,941 |
| Additional noninterest expense | $2,996,000 | 2,204 |
| Pre-tax net operating income | $-477,000 | 6,395 |
| Securities gains (losses) | $117,000 | 1,939 |
| Applicable income taxes | $-165,000 | 6,891 |
| Income before extraordinary items | $-195,000 | 6,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-195,000 | 6,338 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-195,000 | 6,338 |
| Net charge-offs | $1,971,000 | 1,571 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-269,880 | 6,321 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 2,877 |
| Total interest expense | $1,975,000 | 2,292 |
| Net interest income | $5,264,000 | 3,081 |
| Provision for loan and lease losses | $1,344,000 | 1,628 |
| Total noninterest income | $-123,000 | 7,212 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $220,000 | 3,652 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-343,000 | 7,192 |
| Total noninterest expense | $4,285,000 | 3,195 |
| Salaries and employee benefits | $1,357,000 | 4,429 |
| Premises and equipment expense | $589,000 | 2,983 |
| Additional noninterest expense | $2,339,000 | 2,144 |
| Pre-tax net operating income | $-488,000 | 6,597 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-197,000 | 7,088 |
| Income before extraordinary items | $-291,000 | 6,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-291,000 | 6,571 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-291,000 | 6,571 |
| Net charge-offs | $1,634,000 | 1,409 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-291,000 | 6,517 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 2,866 |
| Total interest expense | $1,367,000 | 2,284 |
| Net interest income | $3,531,000 | 3,061 |
| Provision for loan and lease losses | $909,000 | 1,573 |
| Total noninterest income | $-282,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-436,000 | 7,363 |
| Total noninterest expense | $2,905,000 | 3,184 |
| Salaries and employee benefits | $913,000 | 4,440 |
| Premises and equipment expense | $396,000 | 2,982 |
| Additional noninterest expense | $1,596,000 | 2,119 |
| Pre-tax net operating income | $-565,000 | 6,820 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-212,000 | 7,225 |
| Income before extraordinary items | $-353,000 | 6,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-353,000 | 6,752 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-353,000 | 6,753 |
| Net charge-offs | $1,430,000 | 1,165 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-353,000 | 6,730 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 2,834 |
| Total interest expense | $715,000 | 2,269 |
| Net interest income | $1,780,000 | 3,023 |
| Provision for loan and lease losses | $853,000 | 971 |
| Total noninterest income | $-124,000 | 7,438 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-201,000 | 7,434 |
| Total noninterest expense | $1,501,000 | 3,105 |
| Salaries and employee benefits | $464,000 | 4,433 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $835,000 | 2,027 |
| Pre-tax net operating income | $-698,000 | 7,180 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-246,000 | 7,402 |
| Income before extraordinary items | $-452,000 | 7,103 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-452,000 | 7,104 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-452,000 | 7,104 |
| Net charge-offs | $1,157,000 | 777 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-452,000 | 7,095 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,657,000 | 2,800 |
| Total interest expense | $3,630,000 | 2,180 |
| Net interest income | $7,027,000 | 3,068 |
| Provision for loan and lease losses | $1,292,000 | 2,666 |
| Total noninterest income | $842,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $307,000 | 3,591 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $535,000 | 3,088 |
| Total noninterest expense | $6,120,000 | 3,058 |
| Salaries and employee benefits | $2,163,000 | 4,012 |
| Premises and equipment expense | $830,000 | 2,906 |
| Additional noninterest expense | $3,127,000 | 2,210 |
| Pre-tax net operating income | $457,000 | 4,473 |
| Securities gains (losses) | $651,000 | 709 |
| Applicable income taxes | $341,000 | 2,247 |
| Income before extraordinary items | $767,000 | 3,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $767,000 | 3,684 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $767,000 | 3,686 |
| Net charge-offs | $986,000 | 2,712 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $317,810 | 4,737 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 2,826 |
| Total interest expense | $2,784,000 | 2,223 |
| Net interest income | $5,272,000 | 3,092 |
| Provision for loan and lease losses | $1,097,000 | 2,394 |
| Total noninterest income | $620,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $221,000 | 3,737 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $399,000 | 3,104 |
| Total noninterest expense | $4,641,000 | 3,037 |
| Salaries and employee benefits | $1,638,000 | 4,018 |
| Premises and equipment expense | $627,000 | 2,928 |
| Additional noninterest expense | $2,376,000 | 2,160 |
| Pre-tax net operating income | $154,000 | 5,403 |
| Securities gains (losses) | $651,000 | 596 |
| Applicable income taxes | $247,000 | 2,343 |
| Income before extraordinary items | $558,000 | 3,913 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $558,000 | 3,915 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $558,000 | 3,915 |
| Net charge-offs | $892,000 | 2,322 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $108,810 | 5,542 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 2,861 |
| Total interest expense | $1,898,000 | 2,264 |
| Net interest income | $3,464,000 | 3,127 |
| Provision for loan and lease losses | $592,000 | 2,621 |
| Total noninterest income | $414,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $280,000 | 2,949 |
| Total noninterest expense | $3,106,000 | 3,025 |
| Salaries and employee benefits | $1,086,000 | 4,055 |
| Premises and equipment expense | $420,000 | 2,934 |
| Additional noninterest expense | $1,600,000 | 2,135 |
| Pre-tax net operating income | $180,000 | 5,045 |
| Securities gains (losses) | $420,000 | 552 |
| Applicable income taxes | $186,000 | 2,199 |
| Income before extraordinary items | $414,000 | 3,728 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $414,000 | 3,726 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $414,000 | 3,727 |
| Net charge-offs | $765,000 | 1,986 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $124,200 | 5,263 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,885 |
| Total interest expense | $959,000 | 2,336 |
| Net interest income | $1,760,000 | 3,117 |
| Provision for loan and lease losses | $393,000 | 2,098 |
| Total noninterest income | $187,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $124,000 | 3,150 |
| Total noninterest expense | $1,604,000 | 2,971 |
| Salaries and employee benefits | $554,000 | 4,050 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $835,000 | 2,035 |
| Pre-tax net operating income | $-50,000 | 6,493 |
| Securities gains (losses) | $420,000 | 291 |
| Applicable income taxes | $117,000 | 1,970 |
| Income before extraordinary items | $253,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,457 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $253,000 | 3,459 |
| Net charge-offs | $365,000 | 1,847 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-32,600 | 6,472 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,798,000 | 2,799 |
| Total interest expense | $4,732,000 | 2,383 |
| Net interest income | $7,066,000 | 3,045 |
| Provision for loan and lease losses | $1,766,000 | 2,649 |
| Total noninterest income | $437,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $305,000 | 3,846 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $132,000 | 5,282 |
| Total noninterest expense | $5,684,000 | 3,315 |
| Salaries and employee benefits | $1,983,000 | 4,398 |
| Premises and equipment expense | $803,000 | 3,120 |
| Additional noninterest expense | $2,898,000 | 2,418 |
| Pre-tax net operating income | $53,000 | 5,235 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $72,000 | 5,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $72,000 | 5,264 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $72,000 | 5,264 |
| Net charge-offs | $1,990,000 | 2,037 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $72,000 | 5,201 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 2,813 |
| Total interest expense | $3,710,000 | 2,383 |
| Net interest income | $5,236,000 | 3,065 |
| Provision for loan and lease losses | $657,000 | 3,383 |
| Total noninterest income | $534,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $221,000 | 3,924 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $313,000 | 3,553 |
| Total noninterest expense | $4,199,000 | 3,375 |
| Salaries and employee benefits | $1,513,000 | 4,355 |
| Premises and equipment expense | $601,000 | 3,161 |
| Additional noninterest expense | $2,085,000 | 2,487 |
| Pre-tax net operating income | $914,000 | 2,900 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $283,000 | 1,983 |
| Income before extraordinary items | $631,000 | 3,302 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $631,000 | 3,300 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $631,000 | 3,302 |
| Net charge-offs | $388,000 | 3,382 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $631,000 | 3,211 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 2,813 |
| Total interest expense | $2,520,000 | 2,434 |
| Net interest income | $3,502,000 | 3,043 |
| Provision for loan and lease losses | $267,000 | 3,916 |
| Total noninterest income | $340,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $192,000 | 3,707 |
| Total noninterest expense | $2,809,000 | 3,392 |
| Salaries and employee benefits | $1,006,000 | 4,422 |
| Premises and equipment expense | $405,000 | 3,148 |
| Additional noninterest expense | $1,398,000 | 2,487 |
| Pre-tax net operating income | $766,000 | 2,584 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $242,000 | 1,762 |
| Income before extraordinary items | $524,000 | 3,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 3,000 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $524,000 | 3,001 |
| Net charge-offs | $105,000 | 4,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $524,000 | 2,904 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 2,836 |
| Total interest expense | $1,285,000 | 2,478 |
| Net interest income | $1,746,000 | 3,048 |
| Provision for loan and lease losses | $126,000 | 3,531 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $1,371,000 | 3,380 |
| Salaries and employee benefits | $499,000 | 4,463 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $673,000 | 2,304 |
| Pre-tax net operating income | $374,000 | 2,936 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $256,000 | 3,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $256,000 | 3,403 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $256,000 | 3,404 |
| Net charge-offs | $110,000 | 2,761 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $256,000 | 3,247 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,845,000 | 2,670 |
| Total interest expense | $6,759,000 | 2,264 |
| Net interest income | $7,086,000 | 3,022 |
| Provision for loan and lease losses | $1,964,000 | 1,816 |
| Total noninterest income | $742,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $328,000 | 3,853 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $414,000 | 3,523 |
| Total noninterest expense | $4,951,000 | 3,592 |
| Salaries and employee benefits | $1,919,000 | 4,602 |
| Premises and equipment expense | $795,000 | 3,195 |
| Additional noninterest expense | $2,237,000 | 2,579 |
| Pre-tax net operating income | $913,000 | 3,922 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $281,000 | 2,479 |
| Income before extraordinary items | $678,000 | 3,981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $678,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 2,667 |
| Cash dividends | $596,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $645,340 | 4,211 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,556,000 | 2,685 |
| Total interest expense | $5,289,000 | 2,264 |
| Net interest income | $5,267,000 | 3,069 |
| Provision for loan and lease losses | $634,000 | 2,394 |
| Total noninterest income | $659,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $245,000 | 3,895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 3,125 |
| Total noninterest expense | $3,633,000 | 3,654 |
| Salaries and employee benefits | $1,445,000 | 4,601 |
| Premises and equipment expense | $591,000 | 3,228 |
| Additional noninterest expense | $1,597,000 | 2,630 |
| Pre-tax net operating income | $1,659,000 | 2,638 |
| Securities gains (losses) | $46,000 | 1,481 |
| Applicable income taxes | $544,000 | 1,800 |
| Income before extraordinary items | $1,161,000 | 2,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,161,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,464 |
| Cash dividends | $510,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,129,720 | 3,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 2,702 |
| Total interest expense | $3,624,000 | 2,303 |
| Net interest income | $3,424,000 | 3,127 |
| Provision for loan and lease losses | $272,000 | 2,698 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $173,000 | 3,781 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $325,000 | 2,901 |
| Total noninterest expense | $2,388,000 | 3,723 |
| Salaries and employee benefits | $962,000 | 4,652 |
| Premises and equipment expense | $390,000 | 3,278 |
| Additional noninterest expense | $1,036,000 | 2,667 |
| Pre-tax net operating income | $1,262,000 | 2,503 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $403,000 | 1,861 |
| Income before extraordinary items | $859,000 | 2,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $423,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $859,000 | 2,857 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 2,722 |
| Total interest expense | $1,892,000 | 2,352 |
| Net interest income | $1,699,000 | 3,157 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $243,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $90,000 | 3,657 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,999 |
| Total noninterest expense | $1,154,000 | 3,819 |
| Salaries and employee benefits | $515,000 | 4,444 |
| Premises and equipment expense | $194,000 | 3,327 |
| Additional noninterest expense | $445,000 | 3,009 |
| Pre-tax net operating income | $762,000 | 2,259 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $246,000 | 1,701 |
| Income before extraordinary items | $516,000 | 2,620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $516,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $337,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $516,000 | 2,553 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,119,000 | 2,660 |
| Total interest expense | $7,643,000 | 2,427 |
| Net interest income | $7,476,000 | 2,924 |
| Provision for loan and lease losses | $255,000 | 3,468 |
| Total noninterest income | $853,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $269,000 | 4,313 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $584,000 | 3,050 |
| Total noninterest expense | $4,341,000 | 3,874 |
| Salaries and employee benefits | $1,880,000 | 4,603 |
| Premises and equipment expense | $617,000 | 3,760 |
| Additional noninterest expense | $1,844,000 | 2,861 |
| Pre-tax net operating income | $3,733,000 | 2,093 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,213,000 | 1,635 |
| Income before extraordinary items | $2,520,000 | 2,340 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,520,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $883,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,520,000 | 2,331 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 2,692 |
| Total interest expense | $5,754,000 | 2,403 |
| Net interest income | $5,448,000 | 3,003 |
| Provision for loan and lease losses | $166,000 | 3,336 |
| Total noninterest income | $609,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $196,000 | 4,377 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,146 |
| Total noninterest expense | $3,252,000 | 3,864 |
| Salaries and employee benefits | $1,334,000 | 4,755 |
| Premises and equipment expense | $404,000 | 4,137 |
| Additional noninterest expense | $1,514,000 | 2,600 |
| Pre-tax net operating income | $2,639,000 | 2,335 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $857,000 | 1,808 |
| Income before extraordinary items | $1,782,000 | 2,608 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,782,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,782,000 | 2,584 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,415,000 | 2,724 |
| Total interest expense | $3,850,000 | 2,404 |
| Net interest income | $3,565,000 | 3,074 |
| Provision for loan and lease losses | $144,000 | 2,724 |
| Total noninterest income | $406,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $128,000 | 4,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $278,000 | 3,149 |
| Total noninterest expense | $2,065,000 | 4,037 |
| Salaries and employee benefits | $832,000 | 5,000 |
| Premises and equipment expense | $254,000 | 4,334 |
| Additional noninterest expense | $979,000 | 2,682 |
| Pre-tax net operating income | $1,762,000 | 2,374 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $574,000 | 1,894 |
| Income before extraordinary items | $1,188,000 | 2,665 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,188,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,188,000 | 2,648 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 2,779 |
| Total interest expense | $1,923,000 | 2,396 |
| Net interest income | $1,689,000 | 3,216 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $200,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,021,000 | 4,078 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $491,000 | 2,659 |
| Pre-tax net operating income | $868,000 | 2,412 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $287,000 | 1,905 |
| Income before extraordinary items | $581,000 | 2,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $581,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $581,000 | 2,689 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,226,000 | 2,843 |
| Total interest expense | $5,942,000 | 2,625 |
| Net interest income | $7,284,000 | 3,002 |
| Provision for loan and lease losses | $191,000 | 3,616 |
| Total noninterest income | $709,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $211,000 | 4,871 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $498,000 | 3,350 |
| Total noninterest expense | $3,573,000 | 4,341 |
| Salaries and employee benefits | $1,418,000 | 5,383 |
| Premises and equipment expense | $462,000 | 4,482 |
| Additional noninterest expense | $1,693,000 | 2,975 |
| Pre-tax net operating income | $4,229,000 | 2,164 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,305,000 | 1,858 |
| Income before extraordinary items | $2,924,000 | 2,321 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,924,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,924,000 | 2,299 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,632,000 | 2,897 |
| Total interest expense | $4,108,000 | 2,713 |
| Net interest income | $5,524,000 | 3,000 |
| Provision for loan and lease losses | $117,000 | 3,859 |
| Total noninterest income | $506,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $159,000 | 4,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,457 |
| Total noninterest expense | $2,634,000 | 4,372 |
| Salaries and employee benefits | $1,044,000 | 5,411 |
| Premises and equipment expense | $344,000 | 4,513 |
| Additional noninterest expense | $1,246,000 | 3,021 |
| Pre-tax net operating income | $3,279,000 | 2,169 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,024,000 | 1,853 |
| Income before extraordinary items | $2,255,000 | 2,349 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,255,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,255,000 | 2,337 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 2,934 |
| Total interest expense | $2,536,000 | 2,785 |
| Net interest income | $3,682,000 | 3,006 |
| Provision for loan and lease losses | $117,000 | 3,131 |
| Total noninterest income | $322,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 4,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 3,603 |
| Total noninterest expense | $1,721,000 | 4,456 |
| Salaries and employee benefits | $669,000 | 5,569 |
| Premises and equipment expense | $225,000 | 4,575 |
| Additional noninterest expense | $827,000 | 3,047 |
| Pre-tax net operating income | $2,166,000 | 2,183 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $679,000 | 1,879 |
| Income before extraordinary items | $1,487,000 | 2,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,487,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,487,000 | 2,340 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 2,994 |
| Total interest expense | $1,169,000 | 2,867 |
| Net interest income | $1,806,000 | 3,048 |
| Provision for loan and lease losses | $79,000 | 2,358 |
| Total noninterest income | $171,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,380 |
| Total noninterest expense | $855,000 | 4,479 |
| Salaries and employee benefits | $321,000 | 5,721 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $422,000 | 2,973 |
| Pre-tax net operating income | $1,043,000 | 2,209 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $323,000 | 1,925 |
| Income before extraordinary items | $720,000 | 2,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $720,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $720,000 | 2,368 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 3,484 |
| Total interest expense | $3,049,000 | 3,291 |
| Net interest income | $5,724,000 | 3,565 |
| Provision for loan and lease losses | $690,000 | 1,446 |
| Total noninterest income | $583,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $414,000 | 3,725 |
| Total noninterest expense | $2,954,000 | 4,816 |
| Salaries and employee benefits | $1,008,000 | 6,332 |
| Premises and equipment expense | $417,000 | 4,733 |
| Additional noninterest expense | $1,529,000 | 3,183 |
| Pre-tax net operating income | $2,663,000 | 3,034 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $906,000 | 2,399 |
| Income before extraordinary items | $1,757,000 | 3,427 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,757,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,757,000 | 3,393 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 3,696 |
| Total interest expense | $2,074,000 | 3,412 |
| Net interest income | $3,953,000 | 3,797 |
| Provision for loan and lease losses | $556,000 | 1,274 |
| Total noninterest income | $451,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 3,673 |
| Total noninterest expense | $2,149,000 | 4,898 |
| Salaries and employee benefits | $732,000 | 6,409 |
| Premises and equipment expense | $308,000 | 4,750 |
| Additional noninterest expense | $1,109,000 | 3,236 |
| Pre-tax net operating income | $1,699,000 | 3,457 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $578,000 | 2,695 |
| Income before extraordinary items | $1,121,000 | 3,859 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,121,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,234 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,121,000 | 3,814 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 3,932 |
| Total interest expense | $1,221,000 | 3,578 |
| Net interest income | $2,403,000 | 4,047 |
| Provision for loan and lease losses | $385,000 | 1,223 |
| Total noninterest income | $292,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $89,000 | 5,278 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $203,000 | 3,741 |
| Total noninterest expense | $1,379,000 | 5,029 |
| Salaries and employee benefits | $463,000 | 6,571 |
| Premises and equipment expense | $198,000 | 4,857 |
| Additional noninterest expense | $718,000 | 3,300 |
| Pre-tax net operating income | $931,000 | 3,901 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $317,000 | 3,006 |
| Income before extraordinary items | $614,000 | 4,357 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,223 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $614,000 | 4,301 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 4,291 |
| Total interest expense | $532,000 | 3,857 |
| Net interest income | $1,063,000 | 4,430 |
| Provision for loan and lease losses | $165,000 | 1,303 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 4,019 |
| Total noninterest expense | $669,000 | 5,157 |
| Salaries and employee benefits | $219,000 | 6,759 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $352,000 | 3,344 |
| Pre-tax net operating income | $361,000 | 4,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $238,000 | 4,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $238,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $238,000 | 4,944 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 5,477 |
| Total interest expense | $1,428,000 | 4,644 |
| Net interest income | $2,672,000 | 5,788 |
| Provision for loan and lease losses | $957,000 | 1,083 |
| Total noninterest income | $400,000 | 5,795 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $122,000 | 6,146 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $278,000 | 4,412 |
| Total noninterest expense | $2,012,000 | 5,983 |
| Salaries and employee benefits | $696,000 | 7,301 |
| Premises and equipment expense | $358,000 | 5,133 |
| Additional noninterest expense | $958,000 | 4,506 |
| Pre-tax net operating income | $103,000 | 8,106 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-429,000 | 8,896 |
| Income before extraordinary items | $532,000 | 6,243 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $532,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,678 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $532,000 | 6,154 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 5,865 |
| Total interest expense | $952,000 | 4,919 |
| Net interest income | $1,761,000 | 6,193 |
| Provision for loan and lease losses | $692,000 | 1,097 |
| Total noninterest income | $269,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $184,000 | 4,674 |
| Total noninterest expense | $1,515,000 | 5,930 |
| Salaries and employee benefits | $489,000 | 7,396 |
| Premises and equipment expense | $255,000 | 5,284 |
| Additional noninterest expense | $771,000 | 4,195 |
| Pre-tax net operating income | $-177,000 | 8,633 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-177,000 | 8,661 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-177,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,299 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-177,000 | 8,634 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 6,314 |
| Total interest expense | $516,000 | 5,561 |
| Net interest income | $1,056,000 | 6,515 |
| Provision for loan and lease losses | $575,000 | 880 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $131,000 | 4,586 |
| Total noninterest expense | $944,000 | 6,204 |
| Salaries and employee benefits | $308,000 | 7,602 |
| Premises and equipment expense | $151,000 | 5,643 |
| Additional noninterest expense | $485,000 | 4,406 |
| Pre-tax net operating income | $-283,000 | 8,807 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-283,000 | 8,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 935 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-283,000 | 8,818 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,728 |
| Total interest expense | $225,000 | 6,002 |
| Net interest income | $472,000 | 6,853 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $84,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $401,000 | 6,753 |
| Salaries and employee benefits | $138,000 | 7,872 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $18,000 | 8,342 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $18,000 | 8,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,000 | 8,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 8,171 |
| Total interest expense | $499,000 | 7,749 |
| Net interest income | $905,000 | 8,252 |
| Provision for loan and lease losses | $410,000 | 2,542 |
| Total noninterest income | $358,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $40,000 | 7,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $318,000 | 4,389 |
| Total noninterest expense | $1,334,000 | 7,201 |
| Salaries and employee benefits | $368,000 | 8,535 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $824,000 | 4,949 |
| Pre-tax net operating income | $-481,000 | 8,814 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-481,000 | 8,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-481,000 | 8,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-481,000 | 8,833 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 8,556 |
| Total interest expense | $315,000 | 8,172 |
| Net interest income | $532,000 | 8,620 |
| Provision for loan and lease losses | $312,000 | 2,449 |
| Total noninterest income | $263,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 4,469 |
| Total noninterest expense | $977,000 | 7,263 |
| Salaries and employee benefits | $255,000 | 8,635 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $635,000 | 4,812 |
| Pre-tax net operating income | $-494,000 | 8,955 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-494,000 | 9,026 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-494,000 | 9,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-494,000 | 8,968 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $459,000 | 8,785 |
| Total interest expense | $175,000 | 8,505 |
| Net interest income | $284,000 | 8,836 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $186,000 | 6,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $173,000 | 4,306 |
| Total noninterest expense | $621,000 | 7,396 |
| Salaries and employee benefits | $151,000 | 8,802 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $438,000 | 4,690 |
| Pre-tax net operating income | $-331,000 | 9,000 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-331,000 | 9,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-331,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-331,000 | 9,017 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,971 |
| Total interest expense | $74,000 | 8,738 |
| Net interest income | $114,000 | 9,013 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $245,000 | 7,976 |
| Salaries and employee benefits | $72,000 | 8,885 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $159,000 | 5,740 |
| Pre-tax net operating income | $-101,000 | 8,970 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-101,000 | 9,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-101,000 | 9,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-101,000 | 8,963 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 9,309 |
| Total interest expense | $47,000 | 9,248 |
| Net interest income | $53,000 | 9,311 |
| Provision for loan and lease losses | $131,000 | 5,184 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $751,000 | 8,441 |
| Salaries and employee benefits | $75,000 | 9,308 |
| Premises and equipment expense | $22,000 | 9,219 |
| Additional noninterest expense | $654,000 | 5,635 |
| Pre-tax net operating income | $-764,000 | 9,072 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-764,000 | 9,128 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-764,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,867,000 | 131 |
| Net operating income | $-764,000 | 9,086 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.