Home > Franklin Community Bank > Assets and Liabilities
Franklin Community Bank, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 28 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $163,642,000 | 3,496 |
| Cash and due from depository institutions | $2,362,000 | 4,137 |
| Interest-bearing balances | $139,000 | 6,049 |
| Securities | $18,492,000 | 4,407 |
| Federal funds sold & reverse repurchase agreements | $15,811,000 | 253 |
| Net loans & leases | $121,801,000 | 3,060 |
| Loan loss allowance | $1,212,000 | 3,742 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $178,000 | 6,020 |
| Other real estate owned | $168,000 | 4,137 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $4,830,000 | 3,001 |
| Life insurance assets | $1,955,000 | 2,730 |
| Total liabilities and capital | $163,642,000 | 3,496 |
| Total liabilities | $139,808,000 | 3,553 |
| Total deposits | $137,212,000 | 3,485 |
| Interest-bearing deposits | $109,659,000 | 3,464 |
| Deposits held in domestic offices | $137,212,000 | 3,485 |
| % insured | 84.42% | 3,301 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $2,596,000 | 1,655 |
| Total equity capital | $23,834,000 | 2,861 |
| Total bank equity capital | $23,834,000 | 2,861 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,738,000 | 1,161 |
| Surplus | $11,764,000 | 2,159 |
| Undivided profits | $9,332,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,792,000 | 2,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $419,000 | 4,610 |
| Earning assets | $156,243,000 | 3,402 |
| Long-term assets (5+ years) | $39,202,000 | 3,748 |
| Average Assets, year-to-date | $166,021,800 | 3,396 |
| Average Assets, quarterly | $165,154,500 | 3,449 |
| Volatile liabilities | $6,364,000 | 3,833 |
| Insider loans | $11,072,000 | 544 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $19,320,000 | 2,759 |
| Tier 1 (core) risk-based capital | $23,937,000 | 2,759 |
| Tier 2 risk-based capital | $1,212,000 | 3,366 |
| Total risk weighted assets | $120,437,000 | 3,217 |
| Total unused commitments | $19,320,000 | 2,759 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 29 | 4,096 |
| Assets and Liabilities | ||
| Total Assets: | $166,667,000 | 3,446 |
| Cash and due from depository institutions | $10,986,000 | 4,096 |
| Interest-bearing balances | $8,141,000 | 2,996 |
| Securities | $19,024,000 | 4,445 |
| Federal funds sold & reverse repurchase agreements | $6,138,000 | 588 |
| Net loans & leases | $125,518,000 | 2,988 |
| Loan loss allowance | $2,205,000 | 2,631 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $201,000 | 6,028 |
| Other real estate owned | $186,000 | 4,096 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $4,614,000 | 3,093 |
| Life insurance assets | $1,941,000 | 2,728 |
| Total liabilities and capital | $166,667,000 | 3,446 |
| Total liabilities | $142,713,000 | 3,528 |
| Total deposits | $140,665,000 | 3,436 |
| Interest-bearing deposits | $112,940,000 | 3,434 |
| Deposits held in domestic offices | $140,665,000 | 3,436 |
| % insured | 85.54% | 3,207 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,048,000 | 2,026 |
| Total equity capital | $23,954,000 | 2,836 |
| Total bank equity capital | $23,954,000 | 2,836 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,738,000 | 1,177 |
| Surplus | $11,764,000 | 2,182 |
| Undivided profits | $9,452,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $2,696,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $417,000 | 4,748 |
| Earning assets | $158,821,000 | 3,358 |
| Long-term assets (5+ years) | $42,142,000 | 3,670 |
| Average Assets, year-to-date | $166,616,750 | 3,411 |
| Average Assets, quarterly | $166,127,500 | 3,442 |
| Volatile liabilities | $6,647,000 | 3,812 |
| Insider loans | $11,273,000 | 544 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $19,308,000 | 2,800 |
| Tier 1 (core) risk-based capital | $23,036,000 | 2,855 |
| Tier 2 risk-based capital | $1,526,000 | 2,937 |
| Total risk weighted assets | $121,406,000 | 3,200 |
| Total unused commitments | $19,308,000 | 2,800 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 30 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $165,588,000 | 3,477 |
| Cash and due from depository institutions | $10,304,000 | 4,036 |
| Interest-bearing balances | $6,499,000 | 3,409 |
| Securities | $19,753,000 | 4,444 |
| Federal funds sold & reverse repurchase agreements | $5,330,000 | 690 |
| Net loans & leases | $124,986,000 | 2,982 |
| Loan loss allowance | $2,245,000 | 2,621 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $219,000 | 6,038 |
| Other real estate owned | $218,000 | 4,036 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $4,778,000 | 3,034 |
| Life insurance assets | $1,927,000 | 2,725 |
| Total liabilities and capital | $165,588,000 | 3,477 |
| Total liabilities | $141,936,000 | 3,550 |
| Total deposits | $140,017,000 | 3,445 |
| Interest-bearing deposits | $113,344,000 | 3,436 |
| Deposits held in domestic offices | $140,017,000 | 3,445 |
| % insured | 84.91% | 3,497 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,919,000 | 2,029 |
| Total equity capital | $23,652,000 | 2,850 |
| Total bank equity capital | $23,652,000 | 2,850 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,738,000 | 1,196 |
| Surplus | $11,764,000 | 2,193 |
| Undivided profits | $9,150,000 | 3,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $2,972,000 | 1,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $441,000 | 4,549 |
| Earning assets | $156,568,000 | 3,401 |
| Long-term assets (5+ years) | $45,581,000 | 3,516 |
| Average Assets, year-to-date | $166,600,000 | 3,426 |
| Average Assets, quarterly | $165,719,500 | 3,460 |
| Volatile liabilities | $7,834,000 | 3,540 |
| Insider loans | $11,378,000 | 535 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $19,719,000 | 2,769 |
| Tier 1 (core) risk-based capital | $22,562,000 | 2,883 |
| Tier 2 risk-based capital | $1,521,000 | 2,954 |
| Total risk weighted assets | $120,917,000 | 3,199 |
| Total unused commitments | $19,719,000 | 2,769 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 29 | 4,138 |
| Assets and Liabilities | ||
| Total Assets: | $165,851,000 | 3,482 |
| Cash and due from depository institutions | $8,698,000 | 4,138 |
| Interest-bearing balances | $5,241,000 | 4,142 |
| Securities | $20,213,000 | 4,435 |
| Federal funds sold & reverse repurchase agreements | $6,599,000 | 730 |
| Net loans & leases | $124,431,000 | 2,951 |
| Loan loss allowance | $2,352,000 | 2,585 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $226,000 | 6,081 |
| Other real estate owned | $783,000 | 4,138 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $4,901,000 | 2,989 |
| Life insurance assets | $1,913,000 | 2,724 |
| Total liabilities and capital | $165,851,000 | 3,482 |
| Total liabilities | $142,653,000 | 3,553 |
| Total deposits | $140,591,000 | 3,474 |
| Interest-bearing deposits | $112,339,000 | 3,514 |
| Deposits held in domestic offices | $140,591,000 | 3,474 |
| % insured | 86.68% | 3,095 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,062,000 | 1,898 |
| Total equity capital | $23,198,000 | 2,863 |
| Total bank equity capital | $23,198,000 | 2,863 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,738,000 | 1,210 |
| Surplus | $11,764,000 | 2,220 |
| Undivided profits | $8,696,000 | 3,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,440,000 | 1,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $440,000 | 4,547 |
| Earning assets | $156,484,000 | 3,403 |
| Long-term assets (5+ years) | $47,473,000 | 3,422 |
| Average Assets, year-to-date | $167,106,000 | 3,444 |
| Average Assets, quarterly | $167,106,000 | 3,444 |
| Volatile liabilities | $5,162,000 | 4,104 |
| Insider loans | $10,984,000 | 543 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $17,864,000 | 2,943 |
| Tier 1 (core) risk-based capital | $22,135,000 | 2,918 |
| Tier 2 risk-based capital | $1,526,000 | 2,945 |
| Total risk weighted assets | $121,274,000 | 3,186 |
| Total unused commitments | $17,864,000 | 2,943 |
| Derivatives | $1,368,000 | 1,039 |
| 2013-12-31 | Rank | |
| # of Employees: | 30 | 4,093 |
| Assets and Liabilities | ||
| Total Assets: | $168,361,000 | 3,453 |
| Cash and due from depository institutions | $13,272,000 | 4,093 |
| Interest-bearing balances | $10,343,000 | 2,721 |
| Securities | $21,832,000 | 4,312 |
| Federal funds sold & reverse repurchase agreements | $4,691,000 | 875 |
| Net loans & leases | $122,304,000 | 2,994 |
| Loan loss allowance | $2,379,000 | 2,579 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $210,000 | 6,195 |
| Other real estate owned | $728,000 | 4,093 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $5,324,000 | 2,888 |
| Life insurance assets | $1,899,000 | 2,715 |
| Total liabilities and capital | $168,361,000 | 3,453 |
| Total liabilities | $145,495,000 | 3,521 |
| Total deposits | $143,398,000 | 3,434 |
| Interest-bearing deposits | $116,377,000 | 3,429 |
| Deposits held in domestic offices | $143,398,000 | 3,434 |
| % insured | 85.83% | 3,335 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,097,000 | 1,893 |
| Total equity capital | $22,866,000 | 2,844 |
| Total bank equity capital | $22,866,000 | 2,844 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,738,000 | 1,226 |
| Surplus | $11,764,000 | 2,235 |
| Undivided profits | $8,364,000 | 3,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,006,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $462,000 | 4,531 |
| Earning assets | $159,170,000 | 3,379 |
| Long-term assets (5+ years) | $50,544,000 | 3,269 |
| Average Assets, year-to-date | $176,698,200 | 3,311 |
| Average Assets, quarterly | $171,132,000 | 3,400 |
| Volatile liabilities | $7,018,000 | 3,734 |
| Insider loans | $13,841,000 | 404 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $306,000 | 1,431 |
| Unused loan commitments | $15,650,000 | 3,106 |
| Tier 1 (core) risk-based capital | $21,750,000 | 2,940 |
| Tier 2 risk-based capital | $1,509,000 | 2,986 |
| Total risk weighted assets | $119,813,000 | 3,244 |
| Total unused commitments | $15,650,000 | 3,106 |
| Derivatives | $873,000 | 1,092 |
| 2013-09-30 | Rank | |
| # of Employees: | 31 | 4,031 |
| Assets and Liabilities | ||
| Total Assets: | $173,903,000 | 3,387 |
| Cash and due from depository institutions | $19,435,000 | 4,031 |
| Interest-bearing balances | $15,883,000 | 2,054 |
| Securities | $22,593,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $3,893,000 | 981 |
| Net loans & leases | $122,905,000 | 2,997 |
| Loan loss allowance | $2,730,000 | 2,374 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $230,000 | 6,211 |
| Other real estate owned | $398,000 | 4,031 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $4,449,000 | 3,213 |
| Life insurance assets | $1,090,000 | 3,083 |
| Total liabilities and capital | $173,903,000 | 3,387 |
| Total liabilities | $151,031,000 | 3,455 |
| Total deposits | $149,043,000 | 3,364 |
| Interest-bearing deposits | $121,191,000 | 3,349 |
| Deposits held in domestic offices | $149,043,000 | 3,364 |
| % insured | 86.34% | 3,416 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,988,000 | 2,064 |
| Total equity capital | $22,872,000 | 2,851 |
| Total bank equity capital | $22,872,000 | 2,851 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,738,000 | 1,245 |
| Surplus | $11,764,000 | 2,248 |
| Undivided profits | $8,370,000 | 3,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,784,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $448,000 | 4,741 |
| Earning assets | $165,274,000 | 3,304 |
| Long-term assets (5+ years) | $51,805,000 | 3,240 |
| Average Assets, year-to-date | $178,782,500 | 3,313 |
| Average Assets, quarterly | $176,499,000 | 3,344 |
| Volatile liabilities | $8,544,000 | 3,409 |
| Insider loans | $14,343,000 | 388 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $14,851,000 | 3,208 |
| Tier 1 (core) risk-based capital | $22,811,000 | 2,830 |
| Tier 2 risk-based capital | $1,522,000 | 3,001 |
| Total risk weighted assets | $120,541,000 | 3,245 |
| Total unused commitments | $14,851,000 | 3,208 |
| Derivatives | $474,000 | 1,256 |
| 2013-06-30 | Rank | |
| # of Employees: | 30 | 4,163 |
| Assets and Liabilities | ||
| Total Assets: | $179,095,000 | 3,322 |
| Cash and due from depository institutions | $26,107,000 | 4,163 |
| Interest-bearing balances | $22,764,000 | 1,616 |
| Securities | $18,192,000 | 4,662 |
| Federal funds sold & reverse repurchase agreements | $3,644,000 | 1,129 |
| Net loans & leases | $126,645,000 | 2,916 |
| Loan loss allowance | $2,917,000 | 2,278 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $242,000 | 6,227 |
| Other real estate owned | $44,000 | 4,163 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $4,221,000 | 3,276 |
| Life insurance assets | $1,080,000 | 3,063 |
| Total liabilities and capital | $179,095,000 | 3,322 |
| Total liabilities | $156,430,000 | 3,373 |
| Total deposits | $154,543,000 | 3,288 |
| Interest-bearing deposits | $126,707,000 | 3,244 |
| Deposits held in domestic offices | $154,543,000 | 3,287 |
| % insured | 86.07% | 3,624 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,887,000 | 2,100 |
| Total equity capital | $22,665,000 | 2,873 |
| Total bank equity capital | $22,665,000 | 2,873 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,738,000 | 1,250 |
| Surplus | $11,764,000 | 2,253 |
| Undivided profits | $8,163,000 | 3,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,317,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $453,000 | 4,690 |
| Earning assets | $171,245,000 | 3,239 |
| Long-term assets (5+ years) | $47,293,000 | 3,378 |
| Average Assets, year-to-date | $180,409,000 | 3,306 |
| Average Assets, quarterly | $179,371,500 | 3,325 |
| Volatile liabilities | $8,535,000 | 3,397 |
| Insider loans | $14,530,000 | 379 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $427,000 | 1,634 |
| Unused loan commitments | $15,138,000 | 3,157 |
| Tier 1 (core) risk-based capital | $22,629,000 | 2,824 |
| Tier 2 risk-based capital | $1,553,000 | 2,934 |
| Total risk weighted assets | $122,868,000 | 3,179 |
| Total unused commitments | $15,138,000 | 3,157 |
| Derivatives | $2,743,000 | 991 |
| 2013-03-31 | Rank | |
| # of Employees: | 31 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $179,648,000 | 3,355 |
| Cash and due from depository institutions | $22,109,000 | 4,079 |
| Interest-bearing balances | $18,856,000 | 2,262 |
| Securities | $16,883,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $5,382,000 | 1,117 |
| Net loans & leases | $129,858,000 | 2,847 |
| Loan loss allowance | $2,431,000 | 2,662 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $259,000 | 6,233 |
| Other real estate owned | $650,000 | 4,079 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $4,507,000 | 3,150 |
| Life insurance assets | $1,071,000 | 3,048 |
| Total liabilities and capital | $179,648,000 | 3,355 |
| Total liabilities | $156,283,000 | 3,410 |
| Total deposits | $154,264,000 | 3,324 |
| Interest-bearing deposits | $126,199,000 | 3,303 |
| Deposits held in domestic offices | $154,264,000 | 3,323 |
| % insured | 87.39% | 3,254 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,019,000 | 2,023 |
| Total equity capital | $23,365,000 | 2,887 |
| Total bank equity capital | $23,365,000 | 2,886 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,738,000 | 1,266 |
| Surplus | $11,764,000 | 2,271 |
| Undivided profits | $8,863,000 | 3,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,033,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $494,000 | 4,455 |
| Earning assets | $170,979,000 | 3,282 |
| Long-term assets (5+ years) | $46,971,000 | 3,369 |
| Average Assets, year-to-date | $181,066,000 | 3,335 |
| Average Assets, quarterly | $181,066,000 | 3,335 |
| Volatile liabilities | $8,804,000 | 3,317 |
| Insider loans | $14,711,000 | 365 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $595,000 | 1,463 |
| Unused loan commitments | $15,820,000 | 3,104 |
| Tier 1 (core) risk-based capital | $22,977,000 | 2,789 |
| Tier 2 risk-based capital | $1,582,000 | 2,883 |
| Total risk weighted assets | $125,650,000 | 3,092 |
| Total unused commitments | $15,820,000 | 3,104 |
| Derivatives | $3,939,000 | 906 |
| 2012-12-31 | Rank | |
| # of Employees: | 30 | 4,175 |
| Assets and Liabilities | ||
| Total Assets: | $182,484,000 | 3,329 |
| Cash and due from depository institutions | $14,623,000 | 4,175 |
| Interest-bearing balances | $11,547,000 | 2,917 |
| Securities | $18,837,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $9,415,000 | 642 |
| Net loans & leases | $133,059,000 | 2,828 |
| Loan loss allowance | $2,602,000 | 2,529 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $280,000 | 6,228 |
| Other real estate owned | $1,442,000 | 4,175 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $4,828,000 | 3,051 |
| Life insurance assets | $1,061,000 | 3,030 |
| Total liabilities and capital | $182,484,000 | 3,329 |
| Total liabilities | $159,303,000 | 3,373 |
| Total deposits | $151,179,000 | 3,365 |
| Interest-bearing deposits | $128,183,000 | 3,252 |
| Deposits held in domestic offices | $151,179,000 | 3,364 |
| % insured | 92.67% | 2,457 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,083 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,124,000 | 2,004 |
| Total equity capital | $23,181,000 | 2,908 |
| Total bank equity capital | $23,181,000 | 2,908 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,738,000 | 1,276 |
| Surplus | $11,764,000 | 2,278 |
| Undivided profits | $8,679,000 | 3,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,519,000 | 3,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $552,000 | 4,231 |
| Earning assets | $172,858,000 | 3,240 |
| Long-term assets (5+ years) | $47,094,000 | 3,322 |
| Average Assets, year-to-date | $193,174,800 | 3,136 |
| Average Assets, quarterly | $184,061,000 | 3,298 |
| Volatile liabilities | $14,544,000 | 2,493 |
| Insider loans | $14,045,000 | 391 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $432,000 | 1,785 |
| Unused loan commitments | $14,464,000 | 3,171 |
| Tier 1 (core) risk-based capital | $22,754,000 | 2,792 |
| Tier 2 risk-based capital | $1,646,000 | 2,819 |
| Total risk weighted assets | $130,654,000 | 3,016 |
| Total unused commitments | $14,464,000 | 3,171 |
| Derivatives | $5,110,000 | 870 |
| 2012-09-30 | Rank | |
| # of Employees: | 29 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $185,638,000 | 3,296 |
| Cash and due from depository institutions | $16,898,000 | 4,333 |
| Interest-bearing balances | $14,788,000 | 2,409 |
| Securities | $21,166,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $3,934,000 | 1,263 |
| Net loans & leases | $135,095,000 | 2,807 |
| Loan loss allowance | $2,409,000 | 2,752 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $309,000 | 6,238 |
| Other real estate owned | $1,454,000 | 4,333 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $6,782,000 | 2,452 |
| Life insurance assets | $3,134,000 | 1,941 |
| Total liabilities and capital | $185,638,000 | 3,296 |
| Total liabilities | $164,156,000 | 3,293 |
| Total deposits | $157,066,000 | 3,268 |
| Interest-bearing deposits | $132,709,000 | 3,179 |
| Deposits held in domestic offices | $157,066,000 | 3,267 |
| % insured | 92.01% | 2,863 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,094 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,090,000 | 3,243 |
| Total equity capital | $21,482,000 | 3,135 |
| Total bank equity capital | $21,482,000 | 3,134 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,738,000 | 1,298 |
| Surplus | $11,764,000 | 2,298 |
| Undivided profits | $6,980,000 | 3,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,640,000 | 2,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $569,000 | 4,411 |
| Earning assets | $174,983,000 | 3,216 |
| Long-term assets (5+ years) | $46,459,000 | 3,339 |
| Average Assets, year-to-date | $195,847,500 | 3,124 |
| Average Assets, quarterly | $190,854,000 | 3,210 |
| Volatile liabilities | $15,041,000 | 2,492 |
| Insider loans | $14,333,000 | 383 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $16,396,000 | 2,948 |
| Tier 1 (core) risk-based capital | $20,983,000 | 3,007 |
| Tier 2 risk-based capital | $1,679,000 | 2,798 |
| Total risk weighted assets | $133,528,000 | 2,970 |
| Total unused commitments | $16,396,000 | 2,948 |
| Derivatives | $5,306,000 | 871 |
| 2012-06-30 | Rank | |
| # of Employees: | 31 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $196,070,000 | 3,150 |
| Cash and due from depository institutions | $17,143,000 | 4,156 |
| Interest-bearing balances | $13,425,000 | 2,527 |
| Securities | $24,398,000 | 4,175 |
| Federal funds sold & reverse repurchase agreements | $6,684,000 | 826 |
| Net loans & leases | $137,888,000 | 2,765 |
| Loan loss allowance | $2,564,000 | 2,651 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $331,000 | 6,229 |
| Other real estate owned | $2,830,000 | 4,156 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $6,796,000 | 2,433 |
| Life insurance assets | $3,105,000 | 1,924 |
| Total liabilities and capital | $196,070,000 | 3,150 |
| Total liabilities | $174,638,000 | 3,149 |
| Total deposits | $160,167,000 | 3,230 |
| Interest-bearing deposits | $137,238,000 | 3,119 |
| Deposits held in domestic offices | $160,167,000 | 3,229 |
| % insured | 92.13% | 2,947 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 746 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $971,000 | 3,309 |
| Total equity capital | $21,432,000 | 3,109 |
| Total bank equity capital | $21,432,000 | 3,108 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,738,000 | 1,325 |
| Surplus | $11,764,000 | 2,304 |
| Undivided profits | $6,930,000 | 3,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,547,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $549,000 | 4,387 |
| Earning assets | $182,395,000 | 3,109 |
| Long-term assets (5+ years) | $50,548,000 | 3,141 |
| Average Assets, year-to-date | $199,250,670 | 3,090 |
| Average Assets, quarterly | $197,213,500 | 3,138 |
| Volatile liabilities | $22,801,000 | 1,845 |
| Insider loans | $14,550,000 | 366 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $1,033,000 | 1,313 |
| Unused loan commitments | $16,243,000 | 2,941 |
| Tier 1 (core) risk-based capital | $21,029,000 | 2,982 |
| Tier 2 risk-based capital | $1,759,000 | 2,698 |
| Total risk weighted assets | $139,861,000 | 2,872 |
| Total unused commitments | $16,243,000 | 2,941 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 31 | 4,160 |
| Assets and Liabilities | ||
| Total Assets: | $198,357,000 | 3,149 |
| Cash and due from depository institutions | $18,115,000 | 4,160 |
| Interest-bearing balances | $14,954,000 | 2,608 |
| Securities | $24,734,000 | 4,178 |
| Federal funds sold & reverse repurchase agreements | $6,141,000 | 1,151 |
| Net loans & leases | $137,121,000 | 2,771 |
| Loan loss allowance | $2,621,000 | 2,628 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $388,000 | 6,142 |
| Other real estate owned | $4,633,000 | 4,160 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $7,225,000 | 2,334 |
| Life insurance assets | $3,077,000 | 1,914 |
| Total liabilities and capital | $198,357,000 | 3,149 |
| Total liabilities | $177,088,000 | 3,144 |
| Total deposits | $162,540,000 | 3,223 |
| Interest-bearing deposits | $138,310,000 | 3,138 |
| Deposits held in domestic offices | $162,540,000 | 3,222 |
| % insured | 90.97% | 3,400 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 741 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,048,000 | 3,135 |
| Total equity capital | $21,269,000 | 3,095 |
| Total bank equity capital | $21,269,000 | 3,094 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,738,000 | 1,347 |
| Surplus | $11,764,000 | 2,319 |
| Undivided profits | $6,767,000 | 3,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,938,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $550,000 | 4,362 |
| Earning assets | $182,950,000 | 3,135 |
| Long-term assets (5+ years) | $48,204,000 | 3,228 |
| Average Assets, year-to-date | $200,841,000 | 3,096 |
| Average Assets, quarterly | $200,841,000 | 3,096 |
| Volatile liabilities | $23,830,000 | 1,806 |
| Insider loans | $15,202,000 | 346 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $579,000 | 1,532 |
| Unused loan commitments | $15,423,000 | 3,074 |
| Tier 1 (core) risk-based capital | $20,920,000 | 2,979 |
| Tier 2 risk-based capital | $1,780,000 | 2,686 |
| Total risk weighted assets | $141,596,000 | 2,854 |
| Total unused commitments | $15,423,000 | 3,074 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 31 | 4,169 |
| Assets and Liabilities | ||
| Total Assets: | $203,544,000 | 3,061 |
| Cash and due from depository institutions | $19,858,000 | 4,169 |
| Interest-bearing balances | $17,091,000 | 2,094 |
| Securities | $21,200,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $10,613,000 | 553 |
| Net loans & leases | $140,955,000 | 2,751 |
| Loan loss allowance | $3,087,000 | 2,311 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $324,000 | 6,335 |
| Other real estate owned | $3,717,000 | 4,169 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $6,877,000 | 2,453 |
| Life insurance assets | $3,050,000 | 1,891 |
| Total liabilities and capital | $203,544,000 | 3,061 |
| Total liabilities | $182,104,000 | 3,047 |
| Total deposits | $167,670,000 | 3,088 |
| Interest-bearing deposits | $146,536,000 | 2,956 |
| Deposits held in domestic offices | $167,670,000 | 3,087 |
| % insured | 90.25% | 3,739 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 767 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $934,000 | 3,346 |
| Total equity capital | $21,440,000 | 3,037 |
| Total bank equity capital | $21,440,000 | 3,035 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,738,000 | 1,357 |
| Surplus | $11,764,000 | 2,329 |
| Undivided profits | $6,938,000 | 3,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,068,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $548,000 | 4,556 |
| Earning assets | $189,859,000 | 3,019 |
| Long-term assets (5+ years) | $44,633,000 | 2,916 |
| Average Assets, year-to-date | $208,912,200 | 2,956 |
| Average Assets, quarterly | $204,712,500 | 3,025 |
| Volatile liabilities | $24,133,000 | 1,927 |
| Insider loans | $14,540,000 | 365 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $17,172,000 | 2,793 |
| Tier 1 (core) risk-based capital | $21,052,000 | 2,939 |
| Tier 2 risk-based capital | $1,821,000 | 2,639 |
| Total risk weighted assets | $144,454,000 | 2,830 |
| Total unused commitments | $17,172,000 | 2,795 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 31 | 4,188 |
| Assets and Liabilities | ||
| Total Assets: | $205,881,000 | 3,027 |
| Cash and due from depository institutions | $16,891,000 | 4,188 |
| Interest-bearing balances | $14,267,000 | 2,442 |
| Securities | $22,295,000 | 4,275 |
| Federal funds sold & reverse repurchase agreements | $8,530,000 | 751 |
| Net loans & leases | $148,660,000 | 2,645 |
| Loan loss allowance | $3,294,000 | 2,196 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $354,000 | 6,317 |
| Other real estate owned | $2,049,000 | 4,188 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $7,102,000 | 2,416 |
| Life insurance assets | $3,022,000 | 1,877 |
| Total liabilities and capital | $205,881,000 | 3,027 |
| Total liabilities | $184,575,000 | 3,019 |
| Total deposits | $170,119,000 | 3,057 |
| Interest-bearing deposits | $147,849,000 | 2,960 |
| Deposits held in domestic offices | $170,119,000 | 3,056 |
| % insured | 91.03% | 3,587 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 772 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $956,000 | 3,459 |
| Total equity capital | $21,306,000 | 3,082 |
| Total bank equity capital | $21,306,000 | 3,081 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,738,000 | 1,385 |
| Surplus | $11,764,000 | 2,343 |
| Undivided profits | $6,804,000 | 3,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $7,553,000 | 1,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $589,000 | 4,439 |
| Earning assets | $193,752,000 | 2,971 |
| Long-term assets (5+ years) | $46,749,000 | 2,764 |
| Average Assets, year-to-date | $210,254,250 | 2,954 |
| Average Assets, quarterly | $208,560,500 | 2,984 |
| Volatile liabilities | $24,118,000 | 1,932 |
| Insider loans | $14,876,000 | 367 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $17,122,000 | 2,827 |
| Tier 1 (core) risk-based capital | $20,737,000 | 2,983 |
| Tier 2 risk-based capital | $1,855,000 | 2,616 |
| Total risk weighted assets | $146,926,000 | 2,818 |
| Total unused commitments | $17,122,000 | 2,828 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 32 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $211,240,000 | 2,970 |
| Cash and due from depository institutions | $18,508,000 | 4,156 |
| Interest-bearing balances | $14,306,000 | 2,291 |
| Securities | $24,805,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $5,610,000 | 1,082 |
| Net loans & leases | $149,847,000 | 2,646 |
| Loan loss allowance | $3,063,000 | 2,354 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $374,000 | 6,340 |
| Other real estate owned | $4,780,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $7,316,000 | 2,394 |
| Life insurance assets | $2,994,000 | 1,868 |
| Total liabilities and capital | $211,240,000 | 2,970 |
| Total liabilities | $190,143,000 | 2,968 |
| Total deposits | $175,747,000 | 2,990 |
| Interest-bearing deposits | $153,578,000 | 2,895 |
| Deposits held in domestic offices | $175,747,000 | 2,989 |
| % insured | 92.13% | 3,224 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 783 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $896,000 | 3,425 |
| Total equity capital | $21,097,000 | 3,047 |
| Total bank equity capital | $21,097,000 | 3,045 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,738,000 | 1,406 |
| Surplus | $11,764,000 | 2,348 |
| Undivided profits | $6,595,000 | 3,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,836,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $591,000 | 4,427 |
| Earning assets | $194,568,000 | 2,953 |
| Long-term assets (5+ years) | $48,740,000 | 2,643 |
| Average Assets, year-to-date | $211,712,000 | 2,951 |
| Average Assets, quarterly | $210,537,000 | 2,981 |
| Volatile liabilities | $24,889,000 | 1,924 |
| Insider loans | $14,661,000 | 372 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $17,075,000 | 2,853 |
| Tier 1 (core) risk-based capital | $20,675,000 | 2,946 |
| Tier 2 risk-based capital | $1,886,000 | 2,597 |
| Total risk weighted assets | $149,705,000 | 2,786 |
| Total unused commitments | $17,075,000 | 2,855 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 31 | 4,264 |
| Assets and Liabilities | ||
| Total Assets: | $209,834,000 | 3,004 |
| Cash and due from depository institutions | $11,026,000 | 4,264 |
| Interest-bearing balances | $8,282,000 | 3,314 |
| Securities | $25,877,000 | 3,957 |
| Federal funds sold & reverse repurchase agreements | $5,397,000 | 1,453 |
| Net loans & leases | $153,166,000 | 2,598 |
| Loan loss allowance | $3,280,000 | 2,233 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $396,000 | 6,347 |
| Other real estate owned | $6,123,000 | 4,264 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,849,000 | 2,296 |
| Life insurance assets | $2,967,000 | 1,877 |
| Total liabilities and capital | $209,834,000 | 3,004 |
| Total liabilities | $189,117,000 | 3,002 |
| Total deposits | $174,631,000 | 3,047 |
| Interest-bearing deposits | $154,486,000 | 2,926 |
| Deposits held in domestic offices | $174,631,000 | 3,044 |
| % insured | 92.28% | 3,231 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 795 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $986,000 | 3,174 |
| Total equity capital | $20,717,000 | 3,059 |
| Total bank equity capital | $20,717,000 | 3,057 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,738,000 | 1,427 |
| Surplus | $11,764,000 | 2,360 |
| Undivided profits | $6,215,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,087,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $705,000 | 3,917 |
| Earning assets | $192,722,000 | 2,995 |
| Long-term assets (5+ years) | $49,732,000 | 2,528 |
| Average Assets, year-to-date | $211,948,000 | 2,969 |
| Average Assets, quarterly | $211,948,000 | 2,969 |
| Volatile liabilities | $24,601,000 | 1,995 |
| Insider loans | $14,988,000 | 365 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $17,926,000 | 2,790 |
| Tier 1 (core) risk-based capital | $20,576,000 | 2,952 |
| Tier 2 risk-based capital | $1,963,000 | 2,531 |
| Total risk weighted assets | $155,761,000 | 2,726 |
| Total unused commitments | $17,926,000 | 2,791 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 37 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $214,062,000 | 2,958 |
| Cash and due from depository institutions | $11,105,000 | 3,816 |
| Interest-bearing balances | $8,867,000 | 2,982 |
| Securities | $27,054,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $7,660,000 | 997 |
| Net loans & leases | $156,137,000 | 2,609 |
| Loan loss allowance | $3,584,000 | 2,076 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $439,000 | 6,309 |
| Other real estate owned | $4,153,000 | 3,816 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,514,000 | 2,406 |
| Life insurance assets | $2,940,000 | 1,868 |
| Total liabilities and capital | $214,062,000 | 2,958 |
| Total liabilities | $192,943,000 | 2,945 |
| Total deposits | $178,492,000 | 2,960 |
| Interest-bearing deposits | $158,997,000 | 2,847 |
| Deposits held in domestic offices | $178,492,000 | 2,957 |
| % insured | 92.36% | 3,125 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 836 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $951,000 | 3,286 |
| Total equity capital | $21,119,000 | 2,997 |
| Total bank equity capital | $21,119,000 | 2,996 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,738,000 | 1,446 |
| Surplus | $11,764,000 | 2,365 |
| Undivided profits | $6,617,000 | 3,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,765,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 860 |
| Income earned, not collected on loans | $725,000 | 3,943 |
| Earning assets | $199,718,000 | 2,900 |
| Long-term assets (5+ years) | $51,969,000 | 2,386 |
| Average Assets, year-to-date | $221,774,000 | 2,844 |
| Average Assets, quarterly | $218,525,000 | 2,896 |
| Volatile liabilities | $64,172,000 | 2,037 |
| Insider loans | $15,227,000 | 374 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,571,000 | 2,786 |
| Tier 1 (core) risk-based capital | $21,029,000 | 2,885 |
| Tier 2 risk-based capital | $1,966,000 | 2,571 |
| Total risk weighted assets | $155,641,000 | 2,776 |
| Total unused commitments | $17,571,000 | 2,786 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $222,988,000 | 2,878 |
| Cash and due from depository institutions | $16,410,000 | 3,511 |
| Interest-bearing balances | $13,510,000 | 2,313 |
| Securities | $26,872,000 | 3,711 |
| Federal funds sold & reverse repurchase agreements | $8,305,000 | 940 |
| Net loans & leases | $159,278,000 | 2,611 |
| Loan loss allowance | $3,483,000 | 2,134 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $469,000 | 6,331 |
| Other real estate owned | $4,194,000 | 3,511 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,460,000 | 2,460 |
| Life insurance assets | $2,912,000 | 1,864 |
| Total liabilities and capital | $222,988,000 | 2,878 |
| Total liabilities | $201,713,000 | 2,858 |
| Total deposits | $187,238,000 | 2,862 |
| Interest-bearing deposits | $167,503,000 | 2,770 |
| Deposits held in domestic offices | $187,238,000 | 2,859 |
| % insured | 89.52% | 3,686 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 851 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $975,000 | 3,586 |
| Total equity capital | $21,275,000 | 3,066 |
| Total bank equity capital | $21,275,000 | 3,066 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,738,000 | 1,469 |
| Surplus | $11,764,000 | 2,358 |
| Undivided profits | $6,773,000 | 3,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,710,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $756,000 | 4,083 |
| Earning assets | $207,965,000 | 2,835 |
| Long-term assets (5+ years) | $48,168,000 | 2,472 |
| Average Assets, year-to-date | $223,702,000 | 2,863 |
| Average Assets, quarterly | $224,129,000 | 2,866 |
| Volatile liabilities | $65,835,000 | 2,057 |
| Insider loans | $13,950,000 | 416 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $17,670,000 | 2,839 |
| Tier 1 (core) risk-based capital | $20,819,000 | 2,953 |
| Tier 2 risk-based capital | $1,995,000 | 2,575 |
| Total risk weighted assets | $158,121,000 | 2,778 |
| Total unused commitments | $17,670,000 | 2,841 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 42 | 3,546 |
| Assets and Liabilities | ||
| Total Assets: | $225,270,000 | 2,883 |
| Cash and due from depository institutions | $18,412,000 | 3,546 |
| Interest-bearing balances | $15,394,000 | 1,995 |
| Securities | $27,902,000 | 3,637 |
| Federal funds sold & reverse repurchase agreements | $7,035,000 | 1,140 |
| Net loans & leases | $159,541,000 | 2,661 |
| Loan loss allowance | $3,105,000 | 2,344 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $498,000 | 6,322 |
| Other real estate owned | $4,015,000 | 3,546 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,867,000 | 2,401 |
| Life insurance assets | $2,885,000 | 1,876 |
| Total liabilities and capital | $225,270,000 | 2,883 |
| Total liabilities | $203,971,000 | 2,856 |
| Total deposits | $189,584,000 | 2,852 |
| Interest-bearing deposits | $170,159,000 | 2,754 |
| Deposits held in domestic offices | $189,584,000 | 2,849 |
| % insured | 90.83% | 3,304 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 825 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $887,000 | 3,668 |
| Total equity capital | $21,299,000 | 3,042 |
| Total bank equity capital | $21,299,000 | 3,042 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,738,000 | 1,487 |
| Surplus | $11,764,000 | 2,361 |
| Undivided profits | $6,797,000 | 3,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,258,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $699,000 | 4,249 |
| Earning assets | $209,872,000 | 2,828 |
| Long-term assets (5+ years) | $54,420,000 | 2,222 |
| Average Assets, year-to-date | $223,940,000 | 2,884 |
| Average Assets, quarterly | $223,511,500 | 2,900 |
| Volatile liabilities | $67,603,000 | 2,061 |
| Insider loans | $14,713,000 | 392 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $19,991,000 | 2,651 |
| Tier 1 (core) risk-based capital | $20,675,000 | 2,958 |
| Tier 2 risk-based capital | $2,002,000 | 2,582 |
| Total risk weighted assets | $159,085,000 | 2,784 |
| Total unused commitments | $19,991,000 | 2,652 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 43 | 3,525 |
| Assets and Liabilities | ||
| Total Assets: | $221,753,000 | 2,975 |
| Cash and due from depository institutions | $27,483,000 | 3,525 |
| Interest-bearing balances | $25,379,000 | 1,334 |
| Securities | $20,140,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 4,438 |
| Net loans & leases | $160,530,000 | 2,695 |
| Loan loss allowance | $3,306,000 | 2,248 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $538,000 | 6,328 |
| Other real estate owned | $4,897,000 | 3,525 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,970,000 | 2,438 |
| Life insurance assets | $2,858,000 | 1,891 |
| Total liabilities and capital | $221,753,000 | 2,975 |
| Total liabilities | $200,900,000 | 2,953 |
| Total deposits | $186,354,000 | 2,936 |
| Interest-bearing deposits | $168,473,000 | 2,816 |
| Deposits held in domestic offices | $186,354,000 | 2,934 |
| % insured | 92.01% | 2,932 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 862 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,046,000 | 3,312 |
| Total equity capital | $20,853,000 | 3,105 |
| Total bank equity capital | $20,853,000 | 3,104 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,738,000 | 1,518 |
| Surplus | $11,764,000 | 2,393 |
| Undivided profits | $6,351,000 | 3,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,107,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $744,000 | 4,127 |
| Earning assets | $206,244,000 | 2,932 |
| Long-term assets (5+ years) | $43,599,000 | 2,675 |
| Average Assets, year-to-date | $223,275,000 | 2,949 |
| Average Assets, quarterly | $223,275,000 | 2,949 |
| Volatile liabilities | $66,790,000 | 2,145 |
| Insider loans | $14,487,000 | 424 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,616,000 | 2,893 |
| Tier 1 (core) risk-based capital | $20,514,000 | 3,017 |
| Tier 2 risk-based capital | $1,999,000 | 2,642 |
| Total risk weighted assets | $158,596,000 | 2,866 |
| Total unused commitments | $18,616,000 | 2,896 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 41 | 3,691 |
| Assets and Liabilities | ||
| Total Assets: | $224,797,000 | 2,952 |
| Cash and due from depository institutions | $22,491,000 | 3,691 |
| Interest-bearing balances | $20,186,000 | 1,387 |
| Securities | $23,978,000 | 3,980 |
| Federal funds sold & reverse repurchase agreements | $605,000 | 3,863 |
| Net loans & leases | $165,011,000 | 2,684 |
| Loan loss allowance | $3,278,000 | 2,253 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $579,000 | 6,305 |
| Other real estate owned | $3,513,000 | 3,691 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,620,000 | 2,340 |
| Life insurance assets | $2,831,000 | 1,903 |
| Total liabilities and capital | $224,797,000 | 2,952 |
| Total liabilities | $203,943,000 | 2,926 |
| Total deposits | $189,510,000 | 2,886 |
| Interest-bearing deposits | $171,810,000 | 2,743 |
| Deposits held in domestic offices | $189,510,000 | 2,884 |
| % insured | 90.14% | 3,663 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 884 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $933,000 | 3,575 |
| Total equity capital | $20,854,000 | 3,078 |
| Total bank equity capital | $20,854,000 | 3,077 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,738,000 | 1,548 |
| Surplus | $11,764,000 | 2,392 |
| Undivided profits | $6,352,000 | 3,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,443,000 | 2,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $815,000 | 4,005 |
| Earning assets | $209,780,000 | 2,889 |
| Long-term assets (5+ years) | $51,436,000 | 2,331 |
| Average Assets, year-to-date | $225,355,200 | 2,872 |
| Average Assets, quarterly | $226,231,000 | 2,921 |
| Volatile liabilities | $69,193,000 | 2,090 |
| Insider loans | $14,212,000 | 454 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,532,000 | 2,788 |
| Tier 1 (core) risk-based capital | $20,261,000 | 3,035 |
| Tier 2 risk-based capital | $2,059,000 | 2,600 |
| Total risk weighted assets | $163,464,000 | 2,846 |
| Total unused commitments | $19,532,000 | 2,790 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 43 | 3,583 |
| Assets and Liabilities | ||
| Total Assets: | $227,665,000 | 2,923 |
| Cash and due from depository institutions | $21,629,000 | 3,583 |
| Interest-bearing balances | $19,322,000 | 1,268 |
| Securities | $24,255,000 | 3,980 |
| Federal funds sold & reverse repurchase agreements | $155,000 | 4,575 |
| Net loans & leases | $173,569,000 | 2,589 |
| Loan loss allowance | $3,771,000 | 1,948 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $614,000 | 6,310 |
| Other real estate owned | $1,204,000 | 3,583 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,239,000 | 2,676 |
| Life insurance assets | $2,803,000 | 1,907 |
| Total liabilities and capital | $227,665,000 | 2,923 |
| Total liabilities | $206,196,000 | 2,890 |
| Total deposits | $191,475,000 | 2,844 |
| Interest-bearing deposits | $172,529,000 | 2,729 |
| Deposits held in domestic offices | $191,475,000 | 2,842 |
| % insured | 90.01% | 3,947 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 918 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,221,000 | 3,324 |
| Total equity capital | $21,469,000 | 3,080 |
| Total bank equity capital | $21,469,000 | 3,080 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,738,000 | 1,572 |
| Surplus | $11,764,000 | 2,374 |
| Undivided profits | $6,967,000 | 3,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,818,000 | 1,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $782,000 | 4,307 |
| Earning assets | $217,301,000 | 2,817 |
| Long-term assets (5+ years) | $51,855,000 | 2,310 |
| Average Assets, year-to-date | $225,494,750 | 2,890 |
| Average Assets, quarterly | $227,617,000 | 2,900 |
| Volatile liabilities | $71,522,000 | 2,074 |
| Insider loans | $13,208,000 | 514 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $20,206,000 | 2,836 |
| Tier 1 (core) risk-based capital | $20,820,000 | 3,003 |
| Tier 2 risk-based capital | $2,138,000 | 2,527 |
| Total risk weighted assets | $169,393,000 | 2,787 |
| Total unused commitments | $20,206,000 | 2,838 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 40 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $227,569,000 | 2,917 |
| Cash and due from depository institutions | $2,874,000 | 3,846 |
| Interest-bearing balances | $180,000 | 6,009 |
| Securities | $26,893,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $10,579,000 | 960 |
| Net loans & leases | $179,314,000 | 2,560 |
| Loan loss allowance | $3,664,000 | 1,910 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $655,000 | 6,303 |
| Other real estate owned | $1,178,000 | 3,846 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,076,000 | 2,723 |
| Life insurance assets | $2,775,000 | 1,929 |
| Total liabilities and capital | $227,569,000 | 2,917 |
| Total liabilities | $206,378,000 | 2,886 |
| Total deposits | $191,179,000 | 2,830 |
| Interest-bearing deposits | $173,296,000 | 2,700 |
| Deposits held in domestic offices | $191,179,000 | 2,828 |
| % insured | 80.51% | 3,575 |
| Federal funds purchased & repurchase agreements | $13,767,000 | 924 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,432,000 | 3,019 |
| Total equity capital | $21,191,000 | 3,082 |
| Total bank equity capital | $21,191,000 | 3,082 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,738,000 | 1,596 |
| Surplus | $11,764,000 | 2,378 |
| Undivided profits | $6,689,000 | 3,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,045,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $739,000 | 4,396 |
| Earning assets | $216,966,000 | 2,808 |
| Long-term assets (5+ years) | $48,694,000 | 2,376 |
| Average Assets, year-to-date | $224,771,330 | 2,918 |
| Average Assets, quarterly | $225,033,000 | 2,938 |
| Volatile liabilities | $73,993,000 | 2,005 |
| Insider loans | $14,194,000 | 490 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,320,000 | 2,827 |
| Tier 1 (core) risk-based capital | $20,713,000 | 3,040 |
| Tier 2 risk-based capital | $2,257,000 | 2,394 |
| Total risk weighted assets | $179,129,000 | 2,693 |
| Total unused commitments | $21,320,000 | 2,830 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 41 | 3,785 |
| Assets and Liabilities | ||
| Total Assets: | $222,497,000 | 2,994 |
| Cash and due from depository institutions | $2,732,000 | 3,785 |
| Interest-bearing balances | $187,000 | 5,694 |
| Securities | $21,561,000 | 4,254 |
| Federal funds sold & reverse repurchase agreements | $7,293,000 | 1,665 |
| Net loans & leases | $183,427,000 | 2,523 |
| Loan loss allowance | $3,518,000 | 1,912 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $689,000 | 6,287 |
| Other real estate owned | $766,000 | 3,785 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,029,000 | 2,743 |
| Life insurance assets | $2,748,000 | 1,941 |
| Total liabilities and capital | $222,497,000 | 2,994 |
| Total liabilities | $201,553,000 | 2,971 |
| Total deposits | $181,358,000 | 2,985 |
| Interest-bearing deposits | $163,530,000 | 2,837 |
| Deposits held in domestic offices | $181,358,000 | 2,983 |
| % insured | 80.93% | 3,517 |
| Federal funds purchased & repurchase agreements | $13,868,000 | 931 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,327,000 | 3,118 |
| Total equity capital | $20,944,000 | 3,148 |
| Total bank equity capital | $20,944,000 | 3,147 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,738,000 | 1,606 |
| Surplus | $11,764,000 | 2,372 |
| Undivided profits | $6,442,000 | 3,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,380,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $823,000 | 4,056 |
| Earning assets | $212,468,000 | 2,878 |
| Long-term assets (5+ years) | $47,642,000 | 2,426 |
| Average Assets, year-to-date | $223,372,500 | 2,952 |
| Average Assets, quarterly | $223,372,500 | 2,952 |
| Volatile liabilities | $76,569,000 | 1,956 |
| Insider loans | $14,949,000 | 469 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $24,990,000 | 2,644 |
| Tier 1 (core) risk-based capital | $20,445,000 | 3,096 |
| Tier 2 risk-based capital | $2,297,000 | 2,358 |
| Total risk weighted assets | $182,527,000 | 2,644 |
| Total unused commitments | $24,990,000 | 2,649 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 41 | 3,819 |
| Assets and Liabilities | ||
| Total Assets: | $224,248,000 | 2,945 |
| Cash and due from depository institutions | $2,895,000 | 3,819 |
| Interest-bearing balances | $128,000 | 5,461 |
| Securities | $21,589,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 4,776 |
| Net loans & leases | $191,051,000 | 2,438 |
| Loan loss allowance | $3,502,000 | 1,862 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $731,000 | 6,252 |
| Other real estate owned | $1,159,000 | 3,819 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,543,000 | 2,608 |
| Life insurance assets | $2,720,000 | 1,959 |
| Total liabilities and capital | $224,248,000 | 2,945 |
| Total liabilities | $203,760,000 | 2,901 |
| Total deposits | $172,469,000 | 3,055 |
| Interest-bearing deposits | $156,093,000 | 2,907 |
| Deposits held in domestic offices | $172,469,000 | 3,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,211,000 | 945 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,080,000 | 3,565 |
| Total equity capital | $20,488,000 | 3,180 |
| Total bank equity capital | $20,488,000 | 3,180 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,738,000 | 1,609 |
| Surplus | $11,764,000 | 2,353 |
| Undivided profits | $5,986,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,683,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $855,000 | 4,164 |
| Earning assets | $213,048,000 | 2,849 |
| Long-term assets (5+ years) | $51,737,000 | 2,245 |
| Average Assets, year-to-date | $219,069,600 | 2,884 |
| Average Assets, quarterly | $224,572,500 | 2,900 |
| Volatile liabilities | $81,016,000 | 1,842 |
| Insider loans | $15,514,000 | 460 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $27,100,000 | 2,509 |
| Tier 1 (core) risk-based capital | $20,189,000 | 3,093 |
| Tier 2 risk-based capital | $2,395,000 | 2,243 |
| Total risk weighted assets | $190,481,000 | 2,545 |
| Total unused commitments | $27,100,000 | 2,510 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 42 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $224,897,000 | 2,901 |
| Cash and due from depository institutions | $2,565,000 | 3,774 |
| Interest-bearing balances | $120,000 | 4,895 |
| Securities | $20,717,000 | 4,303 |
| Federal funds sold & reverse repurchase agreements | $4,432,000 | 2,474 |
| Net loans & leases | $190,003,000 | 2,457 |
| Loan loss allowance | $2,396,000 | 2,368 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $780,000 | 6,199 |
| Other real estate owned | $430,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,970,000 | 2,799 |
| Life insurance assets | $2,692,000 | 1,963 |
| Total liabilities and capital | $224,897,000 | 2,901 |
| Total liabilities | $205,580,000 | 2,855 |
| Total deposits | $181,312,000 | 2,881 |
| Interest-bearing deposits | $163,995,000 | 2,738 |
| Deposits held in domestic offices | $181,312,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,813,000 | 1,057 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,500,000 | 3,318 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $955,000 | 3,947 |
| Total equity capital | $19,317,000 | 3,364 |
| Total bank equity capital | $19,317,000 | 3,364 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,738,000 | 1,623 |
| Surplus | $10,264,000 | 2,577 |
| Undivided profits | $6,315,000 | 4,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 3,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $917,000 | 4,137 |
| Earning assets | $215,272,000 | 2,776 |
| Long-term assets (5+ years) | $45,744,000 | 2,424 |
| Average Assets, year-to-date | $217,775,000 | 2,912 |
| Average Assets, quarterly | $224,749,500 | 2,883 |
| Volatile liabilities | $74,497,000 | 1,909 |
| Insider loans | $15,779,000 | 431 |
| FHLB advances | $9,500,000 | 3,192 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,068,000 | 2,655 |
| Tier 1 (core) risk-based capital | $19,258,000 | 3,286 |
| Tier 2 risk-based capital | $2,375,000 | 2,188 |
| Total risk weighted assets | $190,004,000 | 2,542 |
| Total unused commitments | $27,068,000 | 2,657 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $224,602,000 | 2,889 |
| Cash and due from depository institutions | $4,289,000 | 3,833 |
| Interest-bearing balances | $102,000 | 4,997 |
| Securities | $22,653,000 | 4,126 |
| Federal funds sold & reverse repurchase agreements | $4,258,000 | 2,525 |
| Net loans & leases | $186,285,000 | 2,472 |
| Loan loss allowance | $2,350,000 | 2,339 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $828,000 | 6,137 |
| Other real estate owned | $700,000 | 3,833 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,589,000 | 2,879 |
| Life insurance assets | $2,663,000 | 1,968 |
| Total liabilities and capital | $224,602,000 | 2,889 |
| Total liabilities | $205,753,000 | 2,840 |
| Total deposits | $191,032,000 | 2,736 |
| Interest-bearing deposits | $170,741,000 | 2,653 |
| Deposits held in domestic offices | $191,032,000 | 2,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,759,000 | 1,108 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $962,000 | 3,927 |
| Total equity capital | $18,849,000 | 3,455 |
| Total bank equity capital | $18,849,000 | 3,455 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,738,000 | 1,624 |
| Surplus | $10,264,000 | 2,576 |
| Undivided profits | $5,847,000 | 4,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,318,000 | 3,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $952,000 | 3,924 |
| Earning assets | $213,298,000 | 2,793 |
| Long-term assets (5+ years) | $49,560,000 | 2,257 |
| Average Assets, year-to-date | $215,401,000 | 2,946 |
| Average Assets, quarterly | $220,386,500 | 2,925 |
| Volatile liabilities | $63,904,000 | 2,179 |
| Insider loans | $14,578,000 | 480 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,725,000 | 2,398 |
| Tier 1 (core) risk-based capital | $19,043,000 | 3,339 |
| Tier 2 risk-based capital | $2,350,000 | 2,169 |
| Total risk weighted assets | $188,719,000 | 2,538 |
| Total unused commitments | $32,725,000 | 2,400 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 41 | 3,915 |
| Assets and Liabilities | ||
| Total Assets: | $216,171,000 | 2,977 |
| Cash and due from depository institutions | $3,917,000 | 3,915 |
| Interest-bearing balances | $425,000 | 3,782 |
| Securities | $26,271,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $4,266,000 | 3,556 |
| Net loans & leases | $175,019,000 | 2,565 |
| Loan loss allowance | $2,098,000 | 2,502 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $879,000 | 6,074 |
| Other real estate owned | $704,000 | 3,915 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,115,000 | 2,986 |
| Life insurance assets | $2,625,000 | 1,979 |
| Total liabilities and capital | $216,171,000 | 2,977 |
| Total liabilities | $197,177,000 | 2,919 |
| Total deposits | $182,019,000 | 2,861 |
| Interest-bearing deposits | $163,313,000 | 2,747 |
| Deposits held in domestic offices | $182,019,000 | 2,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,742,000 | 1,064 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,416,000 | 3,219 |
| Total equity capital | $18,994,000 | 3,512 |
| Total bank equity capital | $18,994,000 | 3,512 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,738,000 | 1,623 |
| Surplus | $10,264,000 | 2,550 |
| Undivided profits | $5,992,000 | 4,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 5,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $885,000 | 4,137 |
| Earning assets | $205,981,000 | 2,868 |
| Long-term assets (5+ years) | $45,388,000 | 2,317 |
| Average Assets, year-to-date | $210,800,500 | 3,001 |
| Average Assets, quarterly | $210,800,500 | 3,001 |
| Volatile liabilities | $65,624,000 | 2,092 |
| Insider loans | $13,876,000 | 503 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,406,000 | 2,259 |
| Tier 1 (core) risk-based capital | $18,786,000 | 3,372 |
| Tier 2 risk-based capital | $2,098,000 | 2,341 |
| Total risk weighted assets | $180,897,000 | 2,607 |
| Total unused commitments | $36,406,000 | 2,261 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $205,430,000 | 3,055 |
| Cash and due from depository institutions | $3,207,000 | 3,994 |
| Interest-bearing balances | $469,000 | 3,246 |
| Securities | $22,570,000 | 4,142 |
| Federal funds sold & reverse repurchase agreements | $970,000 | 5,009 |
| Net loans & leases | $171,790,000 | 2,563 |
| Loan loss allowance | $2,087,000 | 2,471 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $927,000 | 5,988 |
| Other real estate owned | $704,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,262,000 | 2,957 |
| Life insurance assets | $2,597,000 | 1,980 |
| Total liabilities and capital | $205,430,000 | 3,055 |
| Total liabilities | $186,810,000 | 3,005 |
| Total deposits | $178,025,000 | 2,875 |
| Interest-bearing deposits | $159,034,000 | 2,763 |
| Deposits held in domestic offices | $178,025,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,497 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,285,000 | 3,411 |
| Total equity capital | $18,620,000 | 3,532 |
| Total bank equity capital | $18,620,000 | 3,532 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,738,000 | 1,611 |
| Surplus | $10,264,000 | 2,525 |
| Undivided profits | $5,618,000 | 4,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 4,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $974,000 | 4,072 |
| Earning assets | $195,799,000 | 2,951 |
| Long-term assets (5+ years) | $36,993,000 | 2,488 |
| Average Assets, year-to-date | $201,364,200 | 3,012 |
| Average Assets, quarterly | $206,603,000 | 3,009 |
| Volatile liabilities | $58,915,000 | 2,268 |
| Insider loans | $14,210,000 | 494 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $38,019,000 | 2,192 |
| Tier 1 (core) risk-based capital | $18,607,000 | 3,381 |
| Tier 2 risk-based capital | $2,087,000 | 2,315 |
| Total risk weighted assets | $177,440,000 | 2,617 |
| Total unused commitments | $38,019,000 | 2,194 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $207,776,000 | 2,987 |
| Cash and due from depository institutions | $2,950,000 | 3,843 |
| Interest-bearing balances | $458,000 | 3,117 |
| Securities | $24,709,000 | 3,931 |
| Federal funds sold & reverse repurchase agreements | $5,406,000 | 2,420 |
| Net loans & leases | $167,688,000 | 2,582 |
| Loan loss allowance | $2,042,000 | 2,456 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $955,000 | 5,954 |
| Other real estate owned | $704,000 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,364,000 | 2,937 |
| Life insurance assets | $2,570,000 | 1,957 |
| Total liabilities and capital | $207,776,000 | 2,987 |
| Total liabilities | $189,131,000 | 2,926 |
| Total deposits | $180,536,000 | 2,819 |
| Interest-bearing deposits | $161,217,000 | 2,706 |
| Deposits held in domestic offices | $180,536,000 | 2,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,448 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,095,000 | 3,862 |
| Total equity capital | $18,645,000 | 3,483 |
| Total bank equity capital | $18,645,000 | 3,483 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,738,000 | 1,588 |
| Surplus | $10,264,000 | 2,464 |
| Undivided profits | $5,643,000 | 4,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,029,000 | 4,130 |
| Earning assets | $198,261,000 | 2,878 |
| Long-term assets (5+ years) | $35,532,000 | 2,476 |
| Average Assets, year-to-date | $200,347,750 | 3,013 |
| Average Assets, quarterly | $202,641,000 | 3,034 |
| Volatile liabilities | $57,215,000 | 2,274 |
| Insider loans | $14,039,000 | 486 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,686,000 | 2,228 |
| Tier 1 (core) risk-based capital | $18,752,000 | 3,349 |
| Tier 2 risk-based capital | $2,042,000 | 2,343 |
| Total risk weighted assets | $175,611,000 | 2,600 |
| Total unused commitments | $37,686,000 | 2,228 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 39 | 4,121 |
| Assets and Liabilities | ||
| Total Assets: | $197,506,000 | 3,125 |
| Cash and due from depository institutions | $3,165,000 | 4,121 |
| Interest-bearing balances | $479,000 | 3,145 |
| Securities | $13,381,000 | 5,493 |
| Federal funds sold & reverse repurchase agreements | $9,467,000 | 1,664 |
| Net loans & leases | $164,823,000 | 2,607 |
| Loan loss allowance | $2,002,000 | 2,504 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $721,000 | 6,429 |
| Other real estate owned | $721,000 | 4,121 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,228,000 | 2,963 |
| Life insurance assets | $2,540,000 | 1,969 |
| Total liabilities and capital | $197,506,000 | 3,125 |
| Total liabilities | $179,489,000 | 3,077 |
| Total deposits | $178,485,000 | 2,863 |
| Interest-bearing deposits | $159,102,000 | 2,768 |
| Deposits held in domestic offices | $178,485,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,004,000 | 3,873 |
| Total equity capital | $18,017,000 | 3,529 |
| Total bank equity capital | $18,017,000 | 3,529 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,738,000 | 1,581 |
| Surplus | $10,264,000 | 2,462 |
| Undivided profits | $5,015,000 | 4,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $953,000 | 4,136 |
| Earning assets | $188,150,000 | 3,009 |
| Long-term assets (5+ years) | $23,680,000 | 3,163 |
| Average Assets, year-to-date | $197,871,670 | 3,075 |
| Average Assets, quarterly | $199,263,500 | 3,069 |
| Volatile liabilities | $50,230,000 | 2,513 |
| Insider loans | $13,467,000 | 517 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,377,000 | 2,216 |
| Tier 1 (core) risk-based capital | $18,158,000 | 3,435 |
| Tier 2 risk-based capital | $2,002,000 | 2,378 |
| Total risk weighted assets | $171,325,000 | 2,644 |
| Total unused commitments | $38,377,000 | 2,217 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $201,021,000 | 3,075 |
| Cash and due from depository institutions | $4,208,000 | 4,814 |
| Interest-bearing balances | $127,000 | 4,443 |
| Securities | $27,244,000 | 3,677 |
| Federal funds sold & reverse repurchase agreements | $5,197,000 | 3,260 |
| Net loans & leases | $157,976,000 | 2,680 |
| Loan loss allowance | $1,937,000 | 2,566 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $609,000 | 6,679 |
| Other real estate owned | $311,000 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,476,000 | 2,794 |
| Life insurance assets | $2,510,000 | 1,960 |
| Total liabilities and capital | $201,021,000 | 3,075 |
| Total liabilities | $183,465,000 | 3,017 |
| Total deposits | $172,170,000 | 2,941 |
| Interest-bearing deposits | $155,431,000 | 2,814 |
| Deposits held in domestic offices | $172,170,000 | 2,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,295,000 | 3,336 |
| Total equity capital | $17,556,000 | 3,614 |
| Total bank equity capital | $17,556,000 | 3,614 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,738,000 | 1,567 |
| Surplus | $10,264,000 | 2,429 |
| Undivided profits | $4,554,000 | 4,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 3,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $941,000 | 4,026 |
| Earning assets | $190,544,000 | 2,990 |
| Long-term assets (5+ years) | $18,570,000 | 3,577 |
| Average Assets, year-to-date | $198,054,500 | 3,083 |
| Average Assets, quarterly | $198,054,500 | 3,083 |
| Volatile liabilities | $48,282,000 | 2,556 |
| Insider loans | $12,544,000 | 538 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $35,463,000 | 2,347 |
| Tier 1 (core) risk-based capital | $17,551,000 | 3,501 |
| Tier 2 risk-based capital | $1,937,000 | 2,442 |
| Total risk weighted assets | $165,255,000 | 2,705 |
| Total unused commitments | $35,463,000 | 2,347 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 30 | 4,925 |
| Assets and Liabilities | ||
| Total Assets: | $195,088,000 | 3,127 |
| Cash and due from depository institutions | $3,818,000 | 4,925 |
| Interest-bearing balances | $256,000 | 3,781 |
| Securities | $20,077,000 | 4,535 |
| Federal funds sold & reverse repurchase agreements | $12,884,000 | 1,282 |
| Net loans & leases | $154,553,000 | 2,726 |
| Loan loss allowance | $1,943,000 | 2,527 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $586,000 | 6,761 |
| Other real estate owned | $311,000 | 4,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,859,000 | 4,334 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $195,088,000 | 3,127 |
| Total liabilities | $178,112,000 | 3,079 |
| Total deposits | $167,072,000 | 3,005 |
| Interest-bearing deposits | $152,739,000 | 2,816 |
| Deposits held in domestic offices | $167,072,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,040,000 | 3,758 |
| Total equity capital | $16,976,000 | 3,638 |
| Total bank equity capital | $16,976,000 | 3,638 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,738,000 | 1,560 |
| Surplus | $10,264,000 | 2,383 |
| Undivided profits | $3,974,000 | 5,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $872,000 | 4,417 |
| Earning assets | $187,770,000 | 3,004 |
| Long-term assets (5+ years) | $12,656,000 | 4,261 |
| Average Assets, year-to-date | $172,950,600 | 3,335 |
| Average Assets, quarterly | $186,824,500 | 3,204 |
| Volatile liabilities | $47,927,000 | 2,737 |
| Insider loans | $11,143,000 | 616 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,664,000 | 2,299 |
| Tier 1 (core) risk-based capital | $16,970,000 | 3,552 |
| Tier 2 risk-based capital | $1,943,000 | 2,410 |
| Total risk weighted assets | $160,085,000 | 2,759 |
| Total unused commitments | $35,664,000 | 2,300 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $178,561,000 | 3,331 |
| Cash and due from depository institutions | $2,252,000 | 5,063 |
| Interest-bearing balances | $254,000 | 3,783 |
| Securities | $8,737,000 | 6,482 |
| Federal funds sold & reverse repurchase agreements | $9,657,000 | 1,476 |
| Net loans & leases | $154,305,000 | 2,713 |
| Loan loss allowance | $1,897,000 | 2,591 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $621,000 | 6,695 |
| Other real estate owned | $309,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,680,000 | 4,539 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $178,561,000 | 3,331 |
| Total liabilities | $162,267,000 | 3,285 |
| Total deposits | $151,455,000 | 3,211 |
| Interest-bearing deposits | $136,992,000 | 3,040 |
| Deposits held in domestic offices | $151,455,000 | 3,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $812,000 | 4,354 |
| Total equity capital | $16,294,000 | 3,738 |
| Total bank equity capital | $16,294,000 | 3,738 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,738,000 | 1,551 |
| Surplus | $10,264,000 | 2,346 |
| Undivided profits | $3,292,000 | 5,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 2,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $817,000 | 4,649 |
| Earning assets | $172,953,000 | 3,186 |
| Long-term assets (5+ years) | $9,782,000 | 4,674 |
| Average Assets, year-to-date | $167,416,250 | 3,441 |
| Average Assets, quarterly | $175,209,000 | 3,361 |
| Volatile liabilities | $41,331,000 | 3,013 |
| Insider loans | $11,549,000 | 576 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $36,074,000 | 2,310 |
| Tier 1 (core) risk-based capital | $16,301,000 | 3,659 |
| Tier 2 risk-based capital | $1,897,000 | 2,475 |
| Total risk weighted assets | $156,390,000 | 2,810 |
| Total unused commitments | $36,074,000 | 2,311 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $171,857,000 | 3,405 |
| Cash and due from depository institutions | $4,062,000 | 5,199 |
| Interest-bearing balances | $211,000 | 3,979 |
| Securities | $3,742,000 | 7,671 |
| Federal funds sold & reverse repurchase agreements | $4,009,000 | 2,574 |
| Net loans & leases | $156,291,000 | 2,664 |
| Loan loss allowance | $1,895,000 | 2,565 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $628,000 | 6,676 |
| Other real estate owned | $246,000 | 5,199 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,879,000 | 4,273 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $171,857,000 | 3,405 |
| Total liabilities | $156,362,000 | 3,361 |
| Total deposits | $140,609,000 | 3,389 |
| Interest-bearing deposits | $125,254,000 | 3,233 |
| Deposits held in domestic offices | $140,609,000 | 3,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $753,000 | 4,213 |
| Total equity capital | $15,495,000 | 3,783 |
| Total bank equity capital | $15,495,000 | 3,783 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,738,000 | 1,544 |
| Surplus | $10,264,000 | 2,300 |
| Undivided profits | $2,493,000 | 5,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $773,000 | 4,425 |
| Earning assets | $164,253,000 | 3,286 |
| Long-term assets (5+ years) | $9,575,000 | 4,662 |
| Average Assets, year-to-date | $163,701,330 | 3,492 |
| Average Assets, quarterly | $169,309,000 | 3,436 |
| Volatile liabilities | $51,312,000 | 2,539 |
| Insider loans | $11,565,000 | 577 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $36,561,000 | 2,285 |
| Tier 1 (core) risk-based capital | $15,533,000 | 3,758 |
| Tier 2 risk-based capital | $1,895,000 | 2,435 |
| Total risk weighted assets | $157,029,000 | 2,757 |
| Total unused commitments | $36,561,000 | 2,286 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 27 | 5,292 |
| Assets and Liabilities | ||
| Total Assets: | $166,761,000 | 3,477 |
| Cash and due from depository institutions | $2,713,000 | 5,292 |
| Interest-bearing balances | $168,000 | 4,387 |
| Securities | $4,249,000 | 7,591 |
| Federal funds sold & reverse repurchase agreements | $5,804,000 | 2,365 |
| Net loans & leases | $150,495,000 | 2,703 |
| Loan loss allowance | $1,861,000 | 2,574 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $662,000 | 6,586 |
| Other real estate owned | $0 | 5,292 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,838,000 | 4,215 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $166,761,000 | 3,477 |
| Total liabilities | $152,328,000 | 3,419 |
| Total deposits | $136,270,000 | 3,476 |
| Interest-bearing deposits | $120,683,000 | 3,323 |
| Deposits held in domestic offices | $136,270,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,058,000 | 3,415 |
| Total equity capital | $14,433,000 | 3,975 |
| Total bank equity capital | $14,433,000 | 3,975 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,738,000 | 1,530 |
| Surplus | $9,964,000 | 2,301 |
| Undivided profits | $1,731,000 | 6,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 4,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $751,000 | 4,347 |
| Earning assets | $160,716,000 | 3,338 |
| Long-term assets (5+ years) | $10,093,000 | 4,579 |
| Average Assets, year-to-date | $159,623,500 | 3,558 |
| Average Assets, quarterly | $159,623,500 | 3,558 |
| Volatile liabilities | $38,615,000 | 2,978 |
| Insider loans | $9,280,000 | 703 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $44,235,000 | 1,996 |
| Tier 1 (core) risk-based capital | $14,466,000 | 3,932 |
| Tier 2 risk-based capital | $1,861,000 | 2,459 |
| Total risk weighted assets | $151,054,000 | 2,812 |
| Total unused commitments | $44,235,000 | 1,997 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $152,486,000 | 3,698 |
| Cash and due from depository institutions | $4,369,000 | 5,424 |
| Interest-bearing balances | $106,000 | 4,850 |
| Securities | $2,554,000 | 8,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $142,540,000 | 2,803 |
| Loan loss allowance | $1,777,000 | 2,630 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $684,000 | 6,558 |
| Other real estate owned | $20,000 | 5,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,319,000 | 4,722 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $152,486,000 | 3,698 |
| Total liabilities | $138,771,000 | 3,643 |
| Total deposits | $125,903,000 | 3,644 |
| Interest-bearing deposits | $112,699,000 | 3,458 |
| Deposits held in domestic offices | $125,903,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,025,000 | 2,314 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $843,000 | 3,884 |
| Total equity capital | $13,715,000 | 4,099 |
| Total bank equity capital | $13,715,000 | 4,099 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,738,000 | 1,517 |
| Surplus | $9,964,000 | 2,264 |
| Undivided profits | $1,013,000 | 7,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $635,000 | 4,951 |
| Earning assets | $145,200,000 | 3,559 |
| Long-term assets (5+ years) | $9,696,000 | 4,630 |
| Average Assets, year-to-date | $130,092,000 | 4,012 |
| Average Assets, quarterly | $151,228,000 | 3,683 |
| Volatile liabilities | $32,030,000 | 3,330 |
| Insider loans | $8,980,000 | 717 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,652,000 | 2,127 |
| Tier 1 (core) risk-based capital | $13,746,000 | 4,045 |
| Tier 2 risk-based capital | $1,762,000 | 2,524 |
| Total risk weighted assets | $140,941,000 | 2,959 |
| Total unused commitments | $38,652,000 | 2,127 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $149,970,000 | 3,684 |
| Cash and due from depository institutions | $3,475,000 | 5,543 |
| Interest-bearing balances | $63,000 | 5,497 |
| Securities | $6,567,000 | 7,109 |
| Federal funds sold & reverse repurchase agreements | $2,428,000 | 3,453 |
| Net loans & leases | $134,539,000 | 2,906 |
| Loan loss allowance | $1,703,000 | 2,706 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $714,000 | 6,495 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,247,000 | 4,760 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $149,970,000 | 3,684 |
| Total liabilities | $137,383,000 | 3,630 |
| Total deposits | $126,662,000 | 3,570 |
| Interest-bearing deposits | $112,648,000 | 3,397 |
| Deposits held in domestic offices | $126,662,000 | 3,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $721,000 | 4,215 |
| Total equity capital | $12,587,000 | 4,351 |
| Total bank equity capital | $12,587,000 | 4,351 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,738,000 | 1,488 |
| Surplus | $9,464,000 | 2,305 |
| Undivided profits | $385,000 | 7,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $562,000 | 5,352 |
| Earning assets | $143,597,000 | 3,561 |
| Long-term assets (5+ years) | $7,466,000 | 5,176 |
| Average Assets, year-to-date | $124,493,500 | 4,151 |
| Average Assets, quarterly | $141,703,000 | 3,825 |
| Volatile liabilities | $27,231,000 | 3,630 |
| Insider loans | $5,897,000 | 1,102 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,225,000 | 2,129 |
| Tier 1 (core) risk-based capital | $12,610,000 | 4,274 |
| Tier 2 risk-based capital | $1,693,000 | 2,573 |
| Total risk weighted assets | $135,443,000 | 3,004 |
| Total unused commitments | $38,225,000 | 2,131 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $133,436,000 | 3,996 |
| Cash and due from depository institutions | $3,482,000 | 5,548 |
| Interest-bearing balances | $71,000 | 5,458 |
| Securities | $6,086,000 | 7,263 |
| Federal funds sold & reverse repurchase agreements | $12,000 | 5,727 |
| Net loans & leases | $121,058,000 | 3,085 |
| Loan loss allowance | $1,532,000 | 2,932 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $692,000 | 6,527 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,106,000 | 4,746 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $133,436,000 | 3,996 |
| Total liabilities | $121,345,000 | 3,932 |
| Total deposits | $110,821,000 | 3,922 |
| Interest-bearing deposits | $98,147,000 | 3,771 |
| Deposits held in domestic offices | $110,821,000 | 3,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $524,000 | 4,752 |
| Total equity capital | $12,091,000 | 4,432 |
| Total bank equity capital | $12,091,000 | 4,432 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,738,000 | 1,468 |
| Surplus | $9,464,000 | 2,264 |
| Undivided profits | $-111,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $494,000 | 5,504 |
| Earning assets | $127,227,000 | 3,846 |
| Long-term assets (5+ years) | $7,428,000 | 5,273 |
| Average Assets, year-to-date | $116,001,330 | 4,355 |
| Average Assets, quarterly | $124,867,500 | 4,161 |
| Volatile liabilities | $22,022,000 | 4,046 |
| Insider loans | $5,139,000 | 1,225 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $36,804,000 | 2,130 |
| Tier 1 (core) risk-based capital | $12,103,000 | 4,338 |
| Tier 2 risk-based capital | $1,521,000 | 2,779 |
| Total risk weighted assets | $121,677,000 | 3,202 |
| Total unused commitments | $36,804,000 | 2,130 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $116,299,000 | 4,403 |
| Cash and due from depository institutions | $1,471,000 | 5,700 |
| Interest-bearing balances | $19,000 | 6,253 |
| Securities | $3,570,000 | 7,956 |
| Federal funds sold & reverse repurchase agreements | $6,265,000 | 1,927 |
| Net loans & leases | $102,858,000 | 3,470 |
| Loan loss allowance | $1,309,000 | 3,315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $569,000 | 6,881 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,566,000 | 5,516 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $116,299,000 | 4,403 |
| Total liabilities | $104,596,000 | 4,381 |
| Total deposits | $100,040,000 | 4,249 |
| Interest-bearing deposits | $88,432,000 | 4,103 |
| Deposits held in domestic offices | $100,040,000 | 4,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $556,000 | 4,530 |
| Total equity capital | $11,703,000 | 4,465 |
| Total bank equity capital | $11,703,000 | 4,465 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,738,000 | 1,466 |
| Surplus | $9,464,000 | 2,217 |
| Undivided profits | $-499,000 | 8,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $400,000 | 6,055 |
| Earning assets | $112,712,000 | 4,235 |
| Long-term assets (5+ years) | $9,151,000 | 4,907 |
| Average Assets, year-to-date | $107,284,000 | 4,637 |
| Average Assets, quarterly | $107,284,000 | 4,637 |
| Volatile liabilities | $23,505,000 | 3,792 |
| Insider loans | $4,284,000 | 1,450 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,638,000 | 2,120 |
| Tier 1 (core) risk-based capital | $11,727,000 | 4,385 |
| Tier 2 risk-based capital | $1,287,000 | 3,147 |
| Total risk weighted assets | $102,963,000 | 3,607 |
| Total unused commitments | $35,638,000 | 2,125 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $98,269,000 | 4,941 |
| Cash and due from depository institutions | $1,799,000 | 5,877 |
| Interest-bearing balances | $42,000 | 5,852 |
| Securities | $3,616,000 | 7,989 |
| Federal funds sold & reverse repurchase agreements | $2,292,000 | 3,693 |
| Net loans & leases | $88,828,000 | 3,868 |
| Loan loss allowance | $1,123,000 | 3,711 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $582,000 | 6,856 |
| Other real estate owned | $0 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,152,000 | 6,226 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $98,269,000 | 4,941 |
| Total liabilities | $90,975,000 | 4,840 |
| Total deposits | $90,438,000 | 4,551 |
| Interest-bearing deposits | $81,455,000 | 4,319 |
| Deposits held in domestic offices | $90,438,000 | 4,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $537,000 | 4,545 |
| Total equity capital | $7,294,000 | 6,101 |
| Total bank equity capital | $7,294,000 | 6,101 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,738,000 | 1,449 |
| Surplus | $5,264,000 | 3,411 |
| Undivided profits | $-708,000 | 8,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $321,000 | 6,719 |
| Earning assets | $94,778,000 | 4,788 |
| Long-term assets (5+ years) | $8,104,000 | 5,210 |
| Average Assets, year-to-date | $75,354,200 | 5,655 |
| Average Assets, quarterly | $95,573,500 | 5,005 |
| Volatile liabilities | $15,408,000 | 4,753 |
| Insider loans | $4,168,000 | 1,454 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,655,000 | 2,105 |
| Tier 1 (core) risk-based capital | $7,289,000 | 6,001 |
| Tier 2 risk-based capital | $1,117,000 | 3,514 |
| Total risk weighted assets | $89,333,000 | 3,988 |
| Total unused commitments | $34,655,000 | 2,105 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $92,878,000 | 5,105 |
| Cash and due from depository institutions | $2,372,000 | 5,726 |
| Interest-bearing balances | $7,000 | 6,629 |
| Securities | $10,124,000 | 6,478 |
| Federal funds sold & reverse repurchase agreements | $3,573,000 | 2,690 |
| Net loans & leases | $75,549,000 | 4,287 |
| Loan loss allowance | $885,000 | 4,385 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $609,000 | 6,766 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $651,000 | 7,488 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $92,878,000 | 5,105 |
| Total liabilities | $86,724,000 | 4,941 |
| Total deposits | $86,354,000 | 4,666 |
| Interest-bearing deposits | $75,563,000 | 4,534 |
| Deposits held in domestic offices | $86,354,000 | 4,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $370,000 | 5,665 |
| Total equity capital | $6,154,000 | 6,686 |
| Total bank equity capital | $6,154,000 | 6,686 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,738,000 | 1,439 |
| Surplus | $4,823,000 | 3,595 |
| Undivided profits | $-1,407,000 | 8,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $277,000 | 7,247 |
| Earning assets | $89,253,000 | 4,945 |
| Long-term assets (5+ years) | $7,367,000 | 5,498 |
| Average Assets, year-to-date | $69,625,500 | 5,918 |
| Average Assets, quarterly | $85,623,000 | 5,300 |
| Volatile liabilities | $16,155,000 | 4,620 |
| Insider loans | $4,760,000 | 1,233 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,955,000 | 2,341 |
| Tier 1 (core) risk-based capital | $6,139,000 | 6,559 |
| Tier 2 risk-based capital | $885,000 | 4,101 |
| Total risk weighted assets | $76,817,000 | 4,392 |
| Total unused commitments | $28,955,000 | 2,345 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $78,368,000 | 5,633 |
| Cash and due from depository institutions | $1,868,000 | 5,936 |
| Interest-bearing balances | $6,000 | 6,688 |
| Securities | $5,599,000 | 7,598 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,465 |
| Net loans & leases | $65,986,000 | 4,631 |
| Loan loss allowance | $768,000 | 4,803 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $629,000 | 6,742 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $561,000 | 7,738 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,368,000 | 5,633 |
| Total liabilities | $73,091,000 | 5,484 |
| Total deposits | $72,858,000 | 5,216 |
| Interest-bearing deposits | $65,120,000 | 5,037 |
| Deposits held in domestic offices | $72,858,000 | 5,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $233,000 | 6,456 |
| Total equity capital | $5,277,000 | 7,025 |
| Total bank equity capital | $5,277,000 | 7,025 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,738,000 | 1,439 |
| Surplus | $4,079,000 | 3,942 |
| Undivided profits | $-1,540,000 | 8,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 6,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $204,000 | 7,784 |
| Earning assets | $75,316,000 | 5,464 |
| Long-term assets (5+ years) | $6,648,000 | 5,794 |
| Average Assets, year-to-date | $61,874,670 | 6,319 |
| Average Assets, quarterly | $68,137,500 | 6,041 |
| Volatile liabilities | $12,890,000 | 5,155 |
| Insider loans | $5,790,000 | 977 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,349,000 | 2,547 |
| Tier 1 (core) risk-based capital | $5,289,000 | 6,965 |
| Tier 2 risk-based capital | $768,000 | 4,487 |
| Total risk weighted assets | $70,276,000 | 4,628 |
| Total unused commitments | $25,349,000 | 2,551 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $57,907,000 | 6,583 |
| Cash and due from depository institutions | $937,000 | 6,216 |
| Interest-bearing balances | $6,000 | 6,733 |
| Securities | $4,148,000 | 7,950 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 6,317 |
| Net loans & leases | $51,423,000 | 5,318 |
| Loan loss allowance | $678,000 | 5,146 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $506,000 | 7,095 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $518,000 | 7,814 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $57,907,000 | 6,583 |
| Total liabilities | $52,282,000 | 6,518 |
| Total deposits | $52,123,000 | 6,319 |
| Interest-bearing deposits | $46,597,000 | 6,155 |
| Deposits held in domestic offices | $52,123,000 | 6,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $159,000 | 7,460 |
| Total equity capital | $5,625,000 | 6,948 |
| Total bank equity capital | $5,625,000 | 6,948 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,738,000 | 1,433 |
| Surplus | $4,079,000 | 3,911 |
| Undivided profits | $-1,192,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $169,000 | 8,094 |
| Earning assets | $55,952,000 | 6,414 |
| Long-term assets (5+ years) | $5,136,000 | 6,170 |
| Average Assets, year-to-date | $53,628,000 | 6,791 |
| Average Assets, quarterly | $53,628,000 | 6,791 |
| Volatile liabilities | $6,015,000 | 6,822 |
| Insider loans | $5,334,000 | 1,047 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,414,000 | 2,723 |
| Tier 1 (core) risk-based capital | $5,590,000 | 6,803 |
| Tier 2 risk-based capital | $663,000 | 4,880 |
| Total risk weighted assets | $52,991,000 | 5,415 |
| Total unused commitments | $22,414,000 | 2,731 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $49,349,000 | 7,045 |
| Cash and due from depository institutions | $1,403,000 | 7,346 |
| Interest-bearing balances | $6,000 | 6,746 |
| Securities | $4,624,000 | 7,917 |
| Federal funds sold & reverse repurchase agreements | $1,434,000 | 4,535 |
| Net loans & leases | $41,043,000 | 5,973 |
| Loan loss allowance | $541,000 | 5,812 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $464,000 | 7,261 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $381,000 | 8,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,349,000 | 7,045 |
| Total liabilities | $44,717,000 | 6,990 |
| Total deposits | $44,580,000 | 6,794 |
| Interest-bearing deposits | $39,290,000 | 6,648 |
| Deposits held in domestic offices | $44,580,000 | 6,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $137,000 | 7,694 |
| Total equity capital | $4,632,000 | 7,426 |
| Total bank equity capital | $4,632,000 | 7,426 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,738,000 | 1,439 |
| Surplus | $3,129,000 | 4,526 |
| Undivided profits | $-1,235,000 | 8,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $139,000 | 8,447 |
| Earning assets | $47,107,000 | 6,920 |
| Long-term assets (5+ years) | $3,512,000 | 6,693 |
| Average Assets, year-to-date | $30,983,400 | 7,993 |
| Average Assets, quarterly | $44,754,000 | 7,271 |
| Volatile liabilities | $5,476,000 | 7,032 |
| Insider loans | $4,708,000 | 1,168 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,435,000 | 3,116 |
| Tier 1 (core) risk-based capital | $4,622,000 | 7,318 |
| Tier 2 risk-based capital | $541,000 | 5,479 |
| Total risk weighted assets | $43,390,000 | 6,056 |
| Total unused commitments | $17,435,000 | 3,118 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $40,159,000 | 7,563 |
| Cash and due from depository institutions | $727,000 | 7,387 |
| Interest-bearing balances | $6,000 | 6,787 |
| Securities | $3,127,000 | 8,259 |
| Federal funds sold & reverse repurchase agreements | $1,918,000 | 4,480 |
| Net loans & leases | $33,647,000 | 6,532 |
| Loan loss allowance | $443,000 | 6,431 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $398,000 | 7,515 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $342,000 | 8,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,159,000 | 7,563 |
| Total liabilities | $35,539,000 | 7,557 |
| Total deposits | $35,439,000 | 7,415 |
| Interest-bearing deposits | $30,466,000 | 7,347 |
| Deposits held in domestic offices | $35,439,000 | 7,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $100,000 | 8,427 |
| Total equity capital | $4,620,000 | 7,454 |
| Total bank equity capital | $4,620,000 | 7,454 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,738,000 | 1,435 |
| Surplus | $3,129,000 | 4,480 |
| Undivided profits | $-1,247,000 | 8,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $101,000 | 8,769 |
| Earning assets | $38,698,000 | 7,416 |
| Long-term assets (5+ years) | $2,309,000 | 7,170 |
| Average Assets, year-to-date | $26,392,000 | 8,333 |
| Average Assets, quarterly | $34,330,500 | 7,893 |
| Volatile liabilities | $4,759,000 | 7,318 |
| Insider loans | $4,705,000 | 1,138 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,857,000 | 3,899 |
| Tier 1 (core) risk-based capital | $4,609,000 | 7,355 |
| Tier 2 risk-based capital | $425,000 | 6,176 |
| Total risk weighted assets | $33,923,000 | 6,719 |
| Total unused commitments | $11,857,000 | 3,903 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $28,502,000 | 8,255 |
| Cash and due from depository institutions | $1,137,000 | 7,962 |
| Interest-bearing balances | $5,000 | 6,849 |
| Securities | $3,130,000 | 8,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $23,598,000 | 7,404 |
| Loan loss allowance | $311,000 | 7,353 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $330,000 | 7,759 |
| Other real estate owned | $0 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $307,000 | 8,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,502,000 | 8,255 |
| Total liabilities | $23,718,000 | 8,330 |
| Total deposits | $23,537,000 | 8,250 |
| Interest-bearing deposits | $19,693,000 | 8,238 |
| Deposits held in domestic offices | $23,537,000 | 8,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,000 | 3,192 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $107,000 | 8,396 |
| Total equity capital | $4,784,000 | 7,377 |
| Total bank equity capital | $4,784,000 | 7,377 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,738,000 | 1,427 |
| Surplus | $3,129,000 | 4,448 |
| Undivided profits | $-1,083,000 | 8,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $81,000 | 8,892 |
| Earning assets | $26,733,000 | 8,193 |
| Long-term assets (5+ years) | $1,475,000 | 7,527 |
| Average Assets, year-to-date | $21,803,000 | 8,637 |
| Average Assets, quarterly | $25,041,500 | 8,455 |
| Volatile liabilities | $3,688,000 | 7,763 |
| Insider loans | $3,819,000 | 1,445 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,385,000 | 4,616 |
| Tier 1 (core) risk-based capital | $4,772,000 | 7,210 |
| Tier 2 risk-based capital | $301,000 | 7,125 |
| Total risk weighted assets | $24,087,000 | 7,574 |
| Total unused commitments | $8,385,000 | 4,627 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 9 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $21,581,000 | 8,685 |
| Cash and due from depository institutions | $897,000 | 8,372 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,619,000 | 8,196 |
| Federal funds sold & reverse repurchase agreements | $2,699,000 | 4,699 |
| Net loans & leases | $13,972,000 | 8,324 |
| Loan loss allowance | $184,000 | 8,268 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $147,000 | 8,540 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $247,000 | 8,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,581,000 | 8,685 |
| Total liabilities | $16,579,000 | 8,802 |
| Total deposits | $16,478,000 | 8,747 |
| Interest-bearing deposits | $14,544,000 | 8,683 |
| Deposits held in domestic offices | $16,478,000 | 8,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $101,000 | 8,488 |
| Total equity capital | $5,002,000 | 7,214 |
| Total bank equity capital | $5,002,000 | 7,214 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,738,000 | 1,431 |
| Surplus | $3,129,000 | 4,414 |
| Undivided profits | $-865,000 | 8,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $46,000 | 9,120 |
| Earning assets | $20,290,000 | 8,635 |
| Long-term assets (5+ years) | $479,000 | 8,000 |
| Average Assets, year-to-date | $18,453,500 | 8,846 |
| Average Assets, quarterly | $18,453,500 | 8,846 |
| Volatile liabilities | $2,229,000 | 8,459 |
| Insider loans | $3,551,000 | 1,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,408,000 | 5,147 |
| Tier 1 (core) risk-based capital | $5,002,000 | 7,044 |
| Tier 2 risk-based capital | $184,000 | 8,121 |
| Total risk weighted assets | $15,129,000 | 8,425 |
| Total unused commitments | $6,408,000 | 5,161 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 8 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $15,326,000 | 9,037 |
| Cash and due from depository institutions | $511,000 | 8,570 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $1,999,000 | 8,684 |
| Federal funds sold & reverse repurchase agreements | $2,561,000 | 4,307 |
| Net loans & leases | $9,921,000 | 8,750 |
| Loan loss allowance | $131,000 | 8,646 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $90,000 | 8,873 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $244,000 | 8,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,326,000 | 9,037 |
| Total liabilities | $10,224,000 | 9,148 |
| Total deposits | $10,130,000 | 9,122 |
| Interest-bearing deposits | $8,092,000 | 9,089 |
| Deposits held in domestic offices | $10,130,000 | 9,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $94,000 | 8,658 |
| Total equity capital | $5,102,000 | 7,136 |
| Total bank equity capital | $5,102,000 | 7,136 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,738,000 | 1,425 |
| Surplus | $3,129,000 | 4,360 |
| Undivided profits | $-765,000 | 8,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $29,000 | 9,223 |
| Earning assets | $14,481,000 | 8,988 |
| Long-term assets (5+ years) | $1,205,000 | 7,644 |
| Average Assets, year-to-date | $11,934,000 | 9,155 |
| Average Assets, quarterly | $11,934,000 | 9,164 |
| Volatile liabilities | $2,011,000 | 8,583 |
| Insider loans | $1,600,000 | 2,967 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,583,000 | 6,222 |
| Tier 1 (core) risk-based capital | $5,103,000 | 6,957 |
| Tier 2 risk-based capital | $131,000 | 8,562 |
| Total risk weighted assets | $11,367,000 | 8,791 |
| Total unused commitments | $3,583,000 | 6,224 |
| Derivatives | $0 | 527 |