Home > Franklin Bank & Trust Company > Income and Expense
Franklin Bank & Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 1,184 |
| Total interest expense | $4,247,000 | 1,117 |
| Net interest income | $6,591,000 | 1,251 |
| Provision for loan and lease losses | $299,000 | 831 |
| Total noninterest income | $1,066,000 | 1,255 |
| Gross Fiduciary activities income | $510,000 | 449 |
| Service charges on deposit accounts | $424,000 | 676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 2,793 |
| Total noninterest expense | $4,294,000 | 1,433 |
| Salaries and employee benefits | $2,249,000 | 1,533 |
| Premises and equipment expense | $510,000 | 1,253 |
| Additional noninterest expense | $132,000 | 2,793 |
| Pre-tax net operating income | $3,064,000 | 1,055 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $728,000 | 792 |
| Income before extraordinary items | $2,336,000 | 1,132 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,336,000 | 1,149 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,336,000 | 1,132 |
| Net charge-offs | $299,000 | 523 |
| Cash dividends | $674,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,336,000 | 1,144 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $43,081,000 | 1,182 |
| Total interest expense | $17,696,000 | 1,132 |
| Net interest income | $25,385,000 | 1,220 |
| Provision for loan and lease losses | $502,000 | 1,371 |
| Total noninterest income | $4,887,000 | 1,194 |
| Gross Fiduciary activities income | $1,918,000 | 453 |
| Service charges on deposit accounts | $1,805,000 | 625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 2,102 |
| Total noninterest expense | $16,599,000 | 1,448 |
| Salaries and employee benefits | $8,201,000 | 1,620 |
| Premises and equipment expense | $1,949,000 | 1,259 |
| Additional noninterest expense | $1,164,000 | 2,102 |
| Pre-tax net operating income | $13,171,000 | 945 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $3,102,000 | 716 |
| Income before extraordinary items | $10,069,000 | 1,015 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,069,000 | 1,025 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,069,000 | 1,015 |
| Net charge-offs | $517,000 | 901 |
| Cash dividends | $2,734,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $10,069,000 | 1,024 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $32,094,000 | 1,180 |
| Total interest expense | $13,414,000 | 1,118 |
| Net interest income | $18,680,000 | 1,224 |
| Provision for loan and lease losses | $336,000 | 1,372 |
| Total noninterest income | $3,113,000 | 1,312 |
| Gross Fiduciary activities income | $1,439,000 | 453 |
| Service charges on deposit accounts | $1,309,000 | 641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 2,930 |
| Total noninterest expense | $12,497,000 | 1,421 |
| Salaries and employee benefits | $5,967,000 | 1,648 |
| Premises and equipment expense | $1,481,000 | 1,244 |
| Additional noninterest expense | $365,000 | 2,930 |
| Pre-tax net operating income | $8,960,000 | 1,002 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $2,102,000 | 766 |
| Income before extraordinary items | $6,858,000 | 1,077 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,858,000 | 1,092 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,858,000 | 1,079 |
| Net charge-offs | $354,000 | 851 |
| Cash dividends | $1,848,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $6,858,000 | 1,084 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $21,326,000 | 1,169 |
| Total interest expense | $8,880,000 | 1,115 |
| Net interest income | $12,446,000 | 1,215 |
| Provision for loan and lease losses | $301,000 | 1,096 |
| Total noninterest income | $2,063,000 | 1,313 |
| Gross Fiduciary activities income | $959,000 | 453 |
| Service charges on deposit accounts | $865,000 | 639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,916 |
| Total noninterest expense | $8,375,000 | 1,414 |
| Salaries and employee benefits | $3,911,000 | 1,671 |
| Premises and equipment expense | $985,000 | 1,248 |
| Additional noninterest expense | $239,000 | 2,916 |
| Pre-tax net operating income | $5,833,000 | 1,008 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $1,376,000 | 769 |
| Income before extraordinary items | $4,457,000 | 1,095 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,457,000 | 1,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,457,000 | 1,097 |
| Net charge-offs | $346,000 | 646 |
| Cash dividends | $1,232,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $4,457,000 | 1,091 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $10,672,000 | 1,158 |
| Total interest expense | $4,519,000 | 1,085 |
| Net interest income | $6,153,000 | 1,228 |
| Provision for loan and lease losses | $43,000 | 1,776 |
| Total noninterest income | $1,043,000 | 1,282 |
| Gross Fiduciary activities income | $479,000 | 426 |
| Service charges on deposit accounts | $426,000 | 649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,743 |
| Total noninterest expense | $4,136,000 | 1,429 |
| Salaries and employee benefits | $1,873,000 | 1,722 |
| Premises and equipment expense | $512,000 | 1,219 |
| Additional noninterest expense | $138,000 | 2,743 |
| Pre-tax net operating income | $3,017,000 | 972 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $719,000 | 746 |
| Income before extraordinary items | $2,298,000 | 1,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,298,000 | 1,067 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,298,000 | 1,056 |
| Net charge-offs | $81,000 | 787 |
| Cash dividends | $616,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,298,000 | 1,051 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,578,000 | 1,199 |
| Total interest expense | $11,585,000 | 1,170 |
| Net interest income | $24,993,000 | 1,206 |
| Provision for loan and lease losses | $2,652,000 | 477 |
| Total noninterest income | $3,255,000 | 1,555 |
| Gross Fiduciary activities income | $1,481,000 | 446 |
| Service charges on deposit accounts | $1,660,000 | 665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,950 |
| Total noninterest expense | $15,824,000 | 1,459 |
| Salaries and employee benefits | $7,947,000 | 1,615 |
| Premises and equipment expense | $1,468,000 | 1,565 |
| Additional noninterest expense | $114,000 | 3,950 |
| Pre-tax net operating income | $9,772,000 | 1,185 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,233,000 | 915 |
| Income before extraordinary items | $7,539,000 | 1,267 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,539,000 | 1,282 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,539,000 | 1,270 |
| Net charge-offs | $3,337,000 | 294 |
| Cash dividends | $3,978,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,539,000 | 1,285 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,565,000 | 1,206 |
| Total interest expense | $7,901,000 | 1,170 |
| Net interest income | $18,664,000 | 1,212 |
| Provision for loan and lease losses | $2,618,000 | 393 |
| Total noninterest income | $2,332,000 | 1,599 |
| Gross Fiduciary activities income | $1,005,000 | 455 |
| Service charges on deposit accounts | $1,215,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,826 |
| Total noninterest expense | $11,685,000 | 1,466 |
| Salaries and employee benefits | $6,100,000 | 1,592 |
| Premises and equipment expense | $969,000 | 1,722 |
| Additional noninterest expense | $112,000 | 3,824 |
| Pre-tax net operating income | $6,693,000 | 1,332 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,489,000 | 1,017 |
| Income before extraordinary items | $5,204,000 | 1,403 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,204,000 | 1,414 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,204,000 | 1,403 |
| Net charge-offs | $3,335,000 | 225 |
| Cash dividends | $3,364,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,204,000 | 1,420 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,254,000 | 1,204 |
| Total interest expense | $4,536,000 | 1,201 |
| Net interest income | $12,718,000 | 1,204 |
| Provision for loan and lease losses | $427,000 | 854 |
| Total noninterest income | $1,875,000 | 1,359 |
| Gross Fiduciary activities income | $592,000 | 466 |
| Service charges on deposit accounts | $784,000 | 687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,204 |
| Total noninterest expense | $7,507,000 | 1,499 |
| Salaries and employee benefits | $4,060,000 | 1,589 |
| Premises and equipment expense | $597,000 | 1,810 |
| Additional noninterest expense | $499,000 | 2,201 |
| Pre-tax net operating income | $6,659,000 | 981 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,516,000 | 784 |
| Income before extraordinary items | $5,143,000 | 1,029 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,143,000 | 1,042 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,143,000 | 1,029 |
| Net charge-offs | $279,000 | 572 |
| Cash dividends | $1,920,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,143,000 | 1,038 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 1,199 |
| Total interest expense | $1,888,000 | 1,242 |
| Net interest income | $6,602,000 | 1,177 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $1,009,000 | 1,286 |
| Gross Fiduciary activities income | $263,000 | 500 |
| Service charges on deposit accounts | $377,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 1,824 |
| Total noninterest expense | $3,725,000 | 1,525 |
| Salaries and employee benefits | $2,042,000 | 1,606 |
| Premises and equipment expense | $296,000 | 1,840 |
| Additional noninterest expense | $369,000 | 1,824 |
| Pre-tax net operating income | $3,796,000 | 916 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $888,000 | 722 |
| Income before extraordinary items | $2,908,000 | 967 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,908,000 | 966 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,908,000 | 966 |
| Net charge-offs | $243,000 | 399 |
| Cash dividends | $956,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,908,000 | 982 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $27,663,000 | 1,220 |
| Total interest expense | $3,790,000 | 973 |
| Net interest income | $23,873,000 | 1,246 |
| Provision for loan and lease losses | $1,717,000 | 576 |
| Total noninterest income | $3,762,000 | 1,424 |
| Gross Fiduciary activities income | $1,110,000 | 494 |
| Service charges on deposit accounts | $1,682,000 | 670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $970,000 | 2,358 |
| Total noninterest expense | $13,814,000 | 1,597 |
| Salaries and employee benefits | $7,725,000 | 1,615 |
| Premises and equipment expense | $1,081,000 | 1,919 |
| Additional noninterest expense | $970,000 | 2,358 |
| Pre-tax net operating income | $12,104,000 | 1,103 |
| Securities gains (losses) | $40,000 | 264 |
| Applicable income taxes | $2,838,000 | 857 |
| Income before extraordinary items | $9,306,000 | 1,155 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,306,000 | 1,154 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,306,000 | 1,155 |
| Net charge-offs | $1,096,000 | 398 |
| Cash dividends | $5,313,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,274,400 | 1,190 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,522,000 | 1,232 |
| Total interest expense | $2,351,000 | 874 |
| Net interest income | $17,171,000 | 1,263 |
| Provision for loan and lease losses | $1,667,000 | 447 |
| Total noninterest income | $2,724,000 | 1,470 |
| Gross Fiduciary activities income | $857,000 | 493 |
| Service charges on deposit accounts | $1,285,000 | 669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,632 |
| Total noninterest expense | $10,312,000 | 1,595 |
| Salaries and employee benefits | $5,808,000 | 1,611 |
| Premises and equipment expense | $807,000 | 1,949 |
| Additional noninterest expense | $582,000 | 2,632 |
| Pre-tax net operating income | $7,916,000 | 1,218 |
| Securities gains (losses) | $40,000 | 264 |
| Applicable income taxes | $1,849,000 | 938 |
| Income before extraordinary items | $6,107,000 | 1,269 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,107,000 | 1,268 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,107,000 | 1,269 |
| Net charge-offs | $1,037,000 | 293 |
| Cash dividends | $4,293,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,075,400 | 1,305 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,151,000 | 1,253 |
| Total interest expense | $1,432,000 | 796 |
| Net interest income | $10,719,000 | 1,309 |
| Provision for loan and lease losses | $983,000 | 435 |
| Total noninterest income | $1,929,000 | 1,411 |
| Gross Fiduciary activities income | $603,000 | 446 |
| Service charges on deposit accounts | $866,000 | 657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 2,478 |
| Total noninterest expense | $6,836,000 | 1,585 |
| Salaries and employee benefits | $3,885,000 | 1,602 |
| Premises and equipment expense | $551,000 | 1,933 |
| Additional noninterest expense | $2,400,000 | 1,393 |
| Pre-tax net operating income | $4,829,000 | 1,234 |
| Securities gains (losses) | $41,000 | 239 |
| Applicable income taxes | $1,127,000 | 934 |
| Income before extraordinary items | $3,743,000 | 1,283 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,743,000 | 1,283 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,743,000 | 1,283 |
| Net charge-offs | $564,000 | 314 |
| Cash dividends | $3,364,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,710,610 | 1,320 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 1,269 |
| Total interest expense | $717,000 | 761 |
| Net interest income | $5,072,000 | 1,332 |
| Provision for loan and lease losses | $294,000 | 519 |
| Total noninterest income | $1,051,000 | 1,328 |
| Gross Fiduciary activities income | $336,000 | 440 |
| Service charges on deposit accounts | $429,000 | 660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 2,237 |
| Total noninterest expense | $3,502,000 | 1,540 |
| Salaries and employee benefits | $2,022,000 | 1,555 |
| Premises and equipment expense | $278,000 | 1,939 |
| Additional noninterest expense | $1,202,000 | 1,371 |
| Pre-tax net operating income | $2,327,000 | 1,218 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $541,000 | 932 |
| Income before extraordinary items | $1,786,000 | 1,294 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,786,000 | 1,293 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,786,000 | 1,294 |
| Net charge-offs | $-20,000 | 4,154 |
| Cash dividends | $935,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,786,000 | 1,311 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,876,000 | 1,236 |
| Total interest expense | $3,320,000 | 828 |
| Net interest income | $21,556,000 | 1,277 |
| Provision for loan and lease losses | $291,000 | 1,455 |
| Total noninterest income | $3,771,000 | 1,572 |
| Gross Fiduciary activities income | $971,000 | 485 |
| Service charges on deposit accounts | $1,676,000 | 622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,124,000 | 2,509 |
| Total noninterest expense | $13,212,000 | 1,611 |
| Salaries and employee benefits | $7,335,000 | 1,659 |
| Premises and equipment expense | $1,151,000 | 1,873 |
| Additional noninterest expense | $4,726,000 | 1,391 |
| Pre-tax net operating income | $11,824,000 | 1,136 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,669,000 | 918 |
| Income before extraordinary items | $9,155,000 | 1,223 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,155,000 | 1,223 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,155,000 | 1,223 |
| Net charge-offs | $466,000 | 666 |
| Cash dividends | $3,560,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,155,000 | 1,207 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,414,000 | 1,271 |
| Total interest expense | $2,557,000 | 855 |
| Net interest income | $15,857,000 | 1,323 |
| Provision for loan and lease losses | $40,000 | 2,477 |
| Total noninterest income | $2,786,000 | 1,618 |
| Gross Fiduciary activities income | $668,000 | 494 |
| Service charges on deposit accounts | $1,229,000 | 624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $889,000 | 2,507 |
| Total noninterest expense | $9,778,000 | 1,627 |
| Salaries and employee benefits | $5,469,000 | 1,671 |
| Premises and equipment expense | $866,000 | 1,894 |
| Additional noninterest expense | $3,443,000 | 1,422 |
| Pre-tax net operating income | $8,825,000 | 1,185 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,976,000 | 981 |
| Income before extraordinary items | $6,849,000 | 1,272 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,849,000 | 1,272 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,849,000 | 1,272 |
| Net charge-offs | $516,000 | 491 |
| Cash dividends | $2,390,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,849,000 | 1,249 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,142,000 | 1,285 |
| Total interest expense | $1,746,000 | 872 |
| Net interest income | $10,396,000 | 1,325 |
| Provision for loan and lease losses | $43,000 | 2,230 |
| Total noninterest income | $1,567,000 | 1,759 |
| Gross Fiduciary activities income | $423,000 | 500 |
| Service charges on deposit accounts | $805,000 | 615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,029 |
| Total noninterest expense | $6,552,000 | 1,608 |
| Salaries and employee benefits | $3,705,000 | 1,649 |
| Premises and equipment expense | $574,000 | 1,896 |
| Additional noninterest expense | $2,273,000 | 1,427 |
| Pre-tax net operating income | $5,368,000 | 1,247 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,250,000 | 995 |
| Income before extraordinary items | $4,118,000 | 1,362 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,118,000 | 1,362 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,118,000 | 1,362 |
| Net charge-offs | $519,000 | 390 |
| Cash dividends | $832,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,118,000 | 1,333 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 1,308 |
| Total interest expense | $864,000 | 919 |
| Net interest income | $5,058,000 | 1,354 |
| Provision for loan and lease losses | $27,000 | 2,137 |
| Total noninterest income | $704,000 | 1,873 |
| Gross Fiduciary activities income | $207,000 | 505 |
| Service charges on deposit accounts | $382,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,377 |
| Total noninterest expense | $3,322,000 | 1,589 |
| Salaries and employee benefits | $1,926,000 | 1,599 |
| Premises and equipment expense | $301,000 | 1,838 |
| Additional noninterest expense | $1,095,000 | 1,432 |
| Pre-tax net operating income | $2,413,000 | 1,334 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $565,000 | 1,063 |
| Income before extraordinary items | $1,848,000 | 1,474 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,848,000 | 1,474 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,848,000 | 1,474 |
| Net charge-offs | $504,000 | 264 |
| Cash dividends | $416,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,848,000 | 1,437 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,330,000 | 1,186 |
| Total interest expense | $5,127,000 | 932 |
| Net interest income | $21,203,000 | 1,220 |
| Provision for loan and lease losses | $2,279,000 | 958 |
| Total noninterest income | $2,768,000 | 1,796 |
| Gross Fiduciary activities income | $796,000 | 500 |
| Service charges on deposit accounts | $1,561,000 | 637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,351 |
| Total noninterest expense | $13,395,000 | 1,553 |
| Salaries and employee benefits | $7,222,000 | 1,644 |
| Premises and equipment expense | $1,190,000 | 1,811 |
| Additional noninterest expense | $4,983,000 | 1,285 |
| Pre-tax net operating income | $8,297,000 | 1,225 |
| Securities gains (losses) | $29,000 | 1,952 |
| Applicable income taxes | $1,358,000 | 1,208 |
| Income before extraordinary items | $6,968,000 | 1,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,968,000 | 1,265 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,968,000 | 1,265 |
| Net charge-offs | $150,000 | 1,728 |
| Cash dividends | $1,311,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,943,640 | 1,232 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,301,000 | 1,204 |
| Total interest expense | $4,070,000 | 937 |
| Net interest income | $15,231,000 | 1,244 |
| Provision for loan and lease losses | $1,982,000 | 899 |
| Total noninterest income | $2,001,000 | 1,792 |
| Gross Fiduciary activities income | $565,000 | 503 |
| Service charges on deposit accounts | $1,176,000 | 634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,485 |
| Total noninterest expense | $10,164,000 | 1,509 |
| Salaries and employee benefits | $5,437,000 | 1,622 |
| Premises and equipment expense | $887,000 | 1,814 |
| Additional noninterest expense | $3,840,000 | 1,223 |
| Pre-tax net operating income | $5,086,000 | 1,370 |
| Securities gains (losses) | $29,000 | 1,774 |
| Applicable income taxes | $920,000 | 1,249 |
| Income before extraordinary items | $4,195,000 | 1,462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,195,000 | 1,463 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,195,000 | 1,463 |
| Net charge-offs | $182,000 | 1,313 |
| Cash dividends | $984,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,171,220 | 1,424 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,324,000 | 1,182 |
| Total interest expense | $2,863,000 | 955 |
| Net interest income | $10,461,000 | 1,225 |
| Provision for loan and lease losses | $1,540,000 | 840 |
| Total noninterest income | $1,386,000 | 1,696 |
| Gross Fiduciary activities income | $366,000 | 513 |
| Service charges on deposit accounts | $795,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,196 |
| Total noninterest expense | $6,823,000 | 1,495 |
| Salaries and employee benefits | $3,675,000 | 1,599 |
| Premises and equipment expense | $546,000 | 1,906 |
| Additional noninterest expense | $2,602,000 | 1,202 |
| Pre-tax net operating income | $3,484,000 | 1,287 |
| Securities gains (losses) | $29,000 | 1,540 |
| Applicable income taxes | $606,000 | 1,193 |
| Income before extraordinary items | $2,907,000 | 1,339 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,907,000 | 1,339 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,907,000 | 1,339 |
| Net charge-offs | $-59,000 | 4,787 |
| Cash dividends | $656,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,882,930 | 1,311 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,321,000 | 1,239 |
| Total interest expense | $1,541,000 | 990 |
| Net interest income | $4,780,000 | 1,306 |
| Provision for loan and lease losses | $675,000 | 749 |
| Total noninterest income | $796,000 | 1,476 |
| Gross Fiduciary activities income | $174,000 | 523 |
| Service charges on deposit accounts | $459,000 | 657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,679 |
| Total noninterest expense | $3,521,000 | 1,466 |
| Salaries and employee benefits | $1,911,000 | 1,559 |
| Premises and equipment expense | $273,000 | 1,924 |
| Additional noninterest expense | $1,337,000 | 1,193 |
| Pre-tax net operating income | $1,380,000 | 1,407 |
| Securities gains (losses) | $29,000 | 1,025 |
| Applicable income taxes | $205,000 | 1,383 |
| Income before extraordinary items | $1,204,000 | 1,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,204,000 | 1,427 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,204,000 | 1,429 |
| Net charge-offs | $-125,000 | 4,991 |
| Cash dividends | $328,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,179,350 | 1,428 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,867,000 | 1,219 |
| Total interest expense | $6,653,000 | 973 |
| Net interest income | $19,214,000 | 1,297 |
| Provision for loan and lease losses | $1,672,000 | 605 |
| Total noninterest income | $4,236,000 | 1,250 |
| Gross Fiduciary activities income | $787,000 | 496 |
| Service charges on deposit accounts | $2,702,000 | 474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 2,576 |
| Total noninterest expense | $12,683,000 | 1,566 |
| Salaries and employee benefits | $6,850,000 | 1,665 |
| Premises and equipment expense | $995,000 | 2,045 |
| Additional noninterest expense | $4,838,000 | 1,286 |
| Pre-tax net operating income | $9,095,000 | 1,129 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,823,000 | 962 |
| Income before extraordinary items | $7,272,000 | 1,202 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,272,000 | 1,203 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,272,000 | 1,204 |
| Net charge-offs | $2,502,000 | 348 |
| Cash dividends | $920,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,272,000 | 1,184 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,577,000 | 1,280 |
| Total interest expense | $5,026,000 | 972 |
| Net interest income | $13,551,000 | 1,361 |
| Provision for loan and lease losses | $866,000 | 778 |
| Total noninterest income | $3,103,000 | 1,273 |
| Gross Fiduciary activities income | $567,000 | 509 |
| Service charges on deposit accounts | $2,014,000 | 471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,693 |
| Total noninterest expense | $9,493,000 | 1,569 |
| Salaries and employee benefits | $5,130,000 | 1,673 |
| Premises and equipment expense | $731,000 | 2,085 |
| Additional noninterest expense | $3,632,000 | 1,280 |
| Pre-tax net operating income | $6,295,000 | 1,215 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,257,000 | 1,058 |
| Income before extraordinary items | $5,038,000 | 1,304 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,038,000 | 1,306 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,038,000 | 1,306 |
| Net charge-offs | $1,695,000 | 347 |
| Cash dividends | $610,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,038,000 | 1,282 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,000,000 | 1,307 |
| Total interest expense | $3,314,000 | 968 |
| Net interest income | $8,686,000 | 1,421 |
| Provision for loan and lease losses | $285,000 | 1,288 |
| Total noninterest income | $2,010,000 | 1,268 |
| Gross Fiduciary activities income | $355,000 | 518 |
| Service charges on deposit accounts | $1,330,000 | 466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 2,730 |
| Total noninterest expense | $6,342,000 | 1,575 |
| Salaries and employee benefits | $3,453,000 | 1,659 |
| Premises and equipment expense | $476,000 | 2,128 |
| Additional noninterest expense | $2,413,000 | 1,303 |
| Pre-tax net operating income | $4,069,000 | 1,219 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $811,000 | 1,040 |
| Income before extraordinary items | $3,258,000 | 1,309 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,258,000 | 1,308 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,258,000 | 1,309 |
| Net charge-offs | $1,363,000 | 290 |
| Cash dividends | $405,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,258,000 | 1,285 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 1,318 |
| Total interest expense | $1,608,000 | 965 |
| Net interest income | $4,288,000 | 1,427 |
| Provision for loan and lease losses | $128,000 | 1,300 |
| Total noninterest income | $991,000 | 1,246 |
| Gross Fiduciary activities income | $156,000 | 544 |
| Service charges on deposit accounts | $645,000 | 474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 2,457 |
| Total noninterest expense | $3,174,000 | 1,578 |
| Salaries and employee benefits | $1,768,000 | 1,639 |
| Premises and equipment expense | $239,000 | 2,148 |
| Additional noninterest expense | $1,167,000 | 1,322 |
| Pre-tax net operating income | $1,977,000 | 1,227 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $394,000 | 1,062 |
| Income before extraordinary items | $1,583,000 | 1,308 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,583,000 | 1,305 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,583,000 | 1,307 |
| Net charge-offs | $1,238,000 | 192 |
| Cash dividends | $200,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,583,000 | 1,288 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,613,000 | 1,346 |
| Total interest expense | $4,332,000 | 1,058 |
| Net interest income | $17,281,000 | 1,404 |
| Provision for loan and lease losses | $1,383,000 | 674 |
| Total noninterest income | $3,807,000 | 1,317 |
| Gross Fiduciary activities income | $674,000 | 538 |
| Service charges on deposit accounts | $2,522,000 | 508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,829 |
| Total noninterest expense | $12,090,000 | 1,610 |
| Salaries and employee benefits | $6,447,000 | 1,713 |
| Premises and equipment expense | $892,000 | 2,213 |
| Additional noninterest expense | $4,751,000 | 1,302 |
| Pre-tax net operating income | $7,615,000 | 1,267 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,520,000 | 1,039 |
| Income before extraordinary items | $6,095,000 | 1,344 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,095,000 | 1,342 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,095,000 | 1,343 |
| Net charge-offs | $178,000 | 1,734 |
| Cash dividends | $932,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,095,000 | 1,337 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,753,000 | 1,366 |
| Total interest expense | $2,940,000 | 1,084 |
| Net interest income | $12,813,000 | 1,412 |
| Provision for loan and lease losses | $1,030,000 | 631 |
| Total noninterest income | $2,766,000 | 1,354 |
| Gross Fiduciary activities income | $494,000 | 535 |
| Service charges on deposit accounts | $1,885,000 | 510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,063 |
| Total noninterest expense | $9,142,000 | 1,585 |
| Salaries and employee benefits | $4,860,000 | 1,706 |
| Premises and equipment expense | $659,000 | 2,247 |
| Additional noninterest expense | $3,623,000 | 1,283 |
| Pre-tax net operating income | $5,407,000 | 1,333 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,078,000 | 1,105 |
| Income before extraordinary items | $4,329,000 | 1,400 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,329,000 | 1,399 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,329,000 | 1,399 |
| Net charge-offs | $128,000 | 1,543 |
| Cash dividends | $899,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,329,000 | 1,385 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,198,000 | 1,386 |
| Total interest expense | $1,768,000 | 1,132 |
| Net interest income | $8,430,000 | 1,428 |
| Provision for loan and lease losses | $694,000 | 625 |
| Total noninterest income | $1,823,000 | 1,365 |
| Gross Fiduciary activities income | $328,000 | 541 |
| Service charges on deposit accounts | $1,242,000 | 510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,089 |
| Total noninterest expense | $6,090,000 | 1,592 |
| Salaries and employee benefits | $3,255,000 | 1,714 |
| Premises and equipment expense | $430,000 | 2,301 |
| Additional noninterest expense | $2,405,000 | 1,293 |
| Pre-tax net operating income | $3,469,000 | 1,347 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $690,000 | 1,129 |
| Income before extraordinary items | $2,779,000 | 1,426 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,779,000 | 1,425 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,779,000 | 1,425 |
| Net charge-offs | $93,000 | 1,359 |
| Cash dividends | $899,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,779,000 | 1,412 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 1,417 |
| Total interest expense | $822,000 | 1,146 |
| Net interest income | $4,101,000 | 1,463 |
| Provision for loan and lease losses | $324,000 | 643 |
| Total noninterest income | $883,000 | 1,385 |
| Gross Fiduciary activities income | $163,000 | 555 |
| Service charges on deposit accounts | $588,000 | 540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 2,998 |
| Total noninterest expense | $3,048,000 | 1,607 |
| Salaries and employee benefits | $1,647,000 | 1,717 |
| Premises and equipment expense | $221,000 | 2,294 |
| Additional noninterest expense | $1,180,000 | 1,303 |
| Pre-tax net operating income | $1,612,000 | 1,407 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $316,000 | 1,180 |
| Income before extraordinary items | $1,296,000 | 1,493 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,296,000 | 1,493 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,296,000 | 1,493 |
| Net charge-offs | $25,000 | 1,552 |
| Cash dividends | $449,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,296,000 | 1,480 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,485,000 | 1,375 |
| Total interest expense | $3,104,000 | 1,049 |
| Net interest income | $16,381,000 | 1,423 |
| Provision for loan and lease losses | $-1,000 | 5,277 |
| Total noninterest income | $3,816,000 | 1,337 |
| Gross Fiduciary activities income | $688,000 | 524 |
| Service charges on deposit accounts | $2,253,000 | 568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 2,451 |
| Total noninterest expense | $11,606,000 | 1,653 |
| Salaries and employee benefits | $6,139,000 | 1,785 |
| Premises and equipment expense | $1,026,000 | 2,070 |
| Additional noninterest expense | $4,441,000 | 1,374 |
| Pre-tax net operating income | $8,592,000 | 1,117 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $2,674,000 | 1,047 |
| Income before extraordinary items | $5,920,000 | 1,186 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,920,000 | 1,186 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,920,000 | 1,186 |
| Net charge-offs | $498,000 | 1,093 |
| Cash dividends | $1,868,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,918,620 | 1,165 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,531,000 | 1,379 |
| Total interest expense | $2,302,000 | 1,039 |
| Net interest income | $12,229,000 | 1,432 |
| Provision for loan and lease losses | $-358,000 | 5,608 |
| Total noninterest income | $2,879,000 | 1,348 |
| Gross Fiduciary activities income | $522,000 | 527 |
| Service charges on deposit accounts | $1,683,000 | 572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,441 |
| Total noninterest expense | $8,728,000 | 1,668 |
| Salaries and employee benefits | $4,643,000 | 1,775 |
| Premises and equipment expense | $764,000 | 2,091 |
| Additional noninterest expense | $3,321,000 | 1,379 |
| Pre-tax net operating income | $6,738,000 | 1,087 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $1,855,000 | 962 |
| Income before extraordinary items | $4,885,000 | 1,182 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,885,000 | 1,182 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,885,000 | 1,182 |
| Net charge-offs | $-194,000 | 5,481 |
| Cash dividends | $1,326,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,883,560 | 1,160 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,475,000 | 1,399 |
| Total interest expense | $1,500,000 | 1,034 |
| Net interest income | $7,975,000 | 1,452 |
| Provision for loan and lease losses | $-590,000 | 5,714 |
| Total noninterest income | $1,958,000 | 1,320 |
| Gross Fiduciary activities income | $349,000 | 532 |
| Service charges on deposit accounts | $1,124,000 | 563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,374 |
| Total noninterest expense | $5,830,000 | 1,672 |
| Salaries and employee benefits | $3,111,000 | 1,765 |
| Premises and equipment expense | $505,000 | 2,104 |
| Additional noninterest expense | $2,214,000 | 1,377 |
| Pre-tax net operating income | $4,693,000 | 1,040 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $1,213,000 | 966 |
| Income before extraordinary items | $3,482,000 | 1,105 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,482,000 | 1,105 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,482,000 | 1,105 |
| Net charge-offs | $-590,000 | 5,726 |
| Cash dividends | $916,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,480,520 | 1,092 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 1,423 |
| Total interest expense | $702,000 | 1,076 |
| Net interest income | $3,910,000 | 1,480 |
| Provision for loan and lease losses | $119,000 | 1,355 |
| Total noninterest income | $995,000 | 1,308 |
| Gross Fiduciary activities income | $177,000 | 532 |
| Service charges on deposit accounts | $554,000 | 570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,251 |
| Total noninterest expense | $2,854,000 | 1,718 |
| Salaries and employee benefits | $1,544,000 | 1,791 |
| Premises and equipment expense | $237,000 | 2,227 |
| Additional noninterest expense | $1,073,000 | 1,413 |
| Pre-tax net operating income | $1,932,000 | 1,202 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $593,000 | 961 |
| Income before extraordinary items | $1,339,000 | 1,338 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,339,000 | 1,337 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,339,000 | 1,338 |
| Net charge-offs | $116,000 | 851 |
| Cash dividends | $517,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,339,000 | 1,319 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,767,000 | 1,433 |
| Total interest expense | $2,667,000 | 1,075 |
| Net interest income | $15,100,000 | 1,488 |
| Provision for loan and lease losses | $1,913,000 | 538 |
| Total noninterest income | $3,262,000 | 1,555 |
| Gross Fiduciary activities income | $435,000 | 624 |
| Service charges on deposit accounts | $1,941,000 | 671 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $886,000 | 2,542 |
| Total noninterest expense | $11,213,000 | 1,712 |
| Salaries and employee benefits | $5,769,000 | 1,854 |
| Premises and equipment expense | $828,000 | 2,430 |
| Additional noninterest expense | $4,616,000 | 1,350 |
| Pre-tax net operating income | $5,236,000 | 1,564 |
| Securities gains (losses) | $123,000 | 1,202 |
| Applicable income taxes | $1,631,000 | 1,206 |
| Income before extraordinary items | $3,728,000 | 1,747 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,728,000 | 1,746 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,728,000 | 1,746 |
| Net charge-offs | $1,508,000 | 481 |
| Cash dividends | $1,846,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,641,900 | 1,748 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,173,000 | 1,450 |
| Total interest expense | $1,965,000 | 1,095 |
| Net interest income | $11,208,000 | 1,496 |
| Provision for loan and lease losses | $1,689,000 | 467 |
| Total noninterest income | $2,418,000 | 1,562 |
| Gross Fiduciary activities income | $315,000 | 626 |
| Service charges on deposit accounts | $1,417,000 | 687 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $686,000 | 2,514 |
| Total noninterest expense | $8,450,000 | 1,711 |
| Salaries and employee benefits | $4,301,000 | 1,848 |
| Premises and equipment expense | $617,000 | 2,457 |
| Additional noninterest expense | $3,532,000 | 1,329 |
| Pre-tax net operating income | $3,487,000 | 1,742 |
| Securities gains (losses) | $123,000 | 1,121 |
| Applicable income taxes | $1,089,000 | 1,329 |
| Income before extraordinary items | $2,521,000 | 1,935 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,521,000 | 1,935 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,521,000 | 1,935 |
| Net charge-offs | $1,387,000 | 376 |
| Cash dividends | $1,737,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,434,900 | 1,931 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,705,000 | 1,461 |
| Total interest expense | $1,270,000 | 1,127 |
| Net interest income | $7,435,000 | 1,513 |
| Provision for loan and lease losses | $1,487,000 | 375 |
| Total noninterest income | $1,546,000 | 1,592 |
| Gross Fiduciary activities income | $204,000 | 641 |
| Service charges on deposit accounts | $927,000 | 680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $415,000 | 2,613 |
| Total noninterest expense | $5,663,000 | 1,711 |
| Salaries and employee benefits | $2,871,000 | 1,857 |
| Premises and equipment expense | $417,000 | 2,438 |
| Additional noninterest expense | $2,375,000 | 1,327 |
| Pre-tax net operating income | $1,831,000 | 2,080 |
| Securities gains (losses) | $123,000 | 835 |
| Applicable income taxes | $578,000 | 1,527 |
| Income before extraordinary items | $1,376,000 | 2,269 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,376,000 | 2,268 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,376,000 | 2,268 |
| Net charge-offs | $1,285,000 | 296 |
| Cash dividends | $1,002,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,289,900 | 2,313 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 1,482 |
| Total interest expense | $631,000 | 1,137 |
| Net interest income | $3,658,000 | 1,530 |
| Provision for loan and lease losses | $422,000 | 535 |
| Total noninterest income | $753,000 | 1,584 |
| Gross Fiduciary activities income | $104,000 | 632 |
| Service charges on deposit accounts | $446,000 | 701 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $203,000 | 2,599 |
| Total noninterest expense | $2,860,000 | 1,694 |
| Salaries and employee benefits | $1,455,000 | 1,846 |
| Premises and equipment expense | $209,000 | 2,466 |
| Additional noninterest expense | $1,196,000 | 1,312 |
| Pre-tax net operating income | $1,129,000 | 1,761 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $335,000 | 1,382 |
| Income before extraordinary items | $794,000 | 2,003 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $794,000 | 2,003 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $794,000 | 2,003 |
| Net charge-offs | $321,000 | 467 |
| Cash dividends | $599,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $794,000 | 1,955 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,151,000 | 1,446 |
| Total interest expense | $2,358,000 | 1,181 |
| Net interest income | $14,793,000 | 1,495 |
| Provision for loan and lease losses | $1,564,000 | 556 |
| Total noninterest income | $2,936,000 | 1,627 |
| Gross Fiduciary activities income | $359,000 | 659 |
| Service charges on deposit accounts | $1,705,000 | 769 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $872,000 | 2,548 |
| Total noninterest expense | $10,938,000 | 1,738 |
| Salaries and employee benefits | $5,380,000 | 1,932 |
| Premises and equipment expense | $804,000 | 2,549 |
| Additional noninterest expense | $4,754,000 | 1,331 |
| Pre-tax net operating income | $5,227,000 | 1,524 |
| Securities gains (losses) | $95,000 | 1,210 |
| Applicable income taxes | $1,608,000 | 1,182 |
| Income before extraordinary items | $3,714,000 | 1,708 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,714,000 | 1,708 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,714,000 | 1,710 |
| Net charge-offs | $1,967,000 | 375 |
| Cash dividends | $1,443,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,647,500 | 1,694 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,487,000 | 1,493 |
| Total interest expense | $1,730,000 | 1,215 |
| Net interest income | $10,757,000 | 1,549 |
| Provision for loan and lease losses | $910,000 | 649 |
| Total noninterest income | $2,213,000 | 1,636 |
| Gross Fiduciary activities income | $234,000 | 682 |
| Service charges on deposit accounts | $1,266,000 | 782 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $713,000 | 2,457 |
| Total noninterest expense | $8,138,000 | 1,757 |
| Salaries and employee benefits | $4,014,000 | 1,944 |
| Premises and equipment expense | $603,000 | 2,577 |
| Additional noninterest expense | $3,521,000 | 1,335 |
| Pre-tax net operating income | $3,922,000 | 1,551 |
| Securities gains (losses) | $12,000 | 2,263 |
| Applicable income taxes | $1,183,000 | 1,222 |
| Income before extraordinary items | $2,751,000 | 1,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,751,000 | 1,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,751,000 | 1,758 |
| Net charge-offs | $1,312,000 | 394 |
| Cash dividends | $1,369,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,742,600 | 1,723 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,217,000 | 1,516 |
| Total interest expense | $1,112,000 | 1,258 |
| Net interest income | $7,105,000 | 1,562 |
| Provision for loan and lease losses | $267,000 | 1,231 |
| Total noninterest income | $1,424,000 | 1,669 |
| Gross Fiduciary activities income | $140,000 | 714 |
| Service charges on deposit accounts | $817,000 | 792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $467,000 | 2,484 |
| Total noninterest expense | $5,335,000 | 1,795 |
| Salaries and employee benefits | $2,665,000 | 1,964 |
| Premises and equipment expense | $390,000 | 2,649 |
| Additional noninterest expense | $2,280,000 | 1,375 |
| Pre-tax net operating income | $2,927,000 | 1,405 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $904,000 | 1,099 |
| Income before extraordinary items | $2,035,000 | 1,593 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,035,000 | 1,596 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,035,000 | 1,596 |
| Net charge-offs | $219,000 | 1,130 |
| Cash dividends | $968,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,026,720 | 1,556 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 1,543 |
| Total interest expense | $544,000 | 1,296 |
| Net interest income | $3,477,000 | 1,591 |
| Provision for loan and lease losses | $118,000 | 1,321 |
| Total noninterest income | $702,000 | 1,653 |
| Gross Fiduciary activities income | $64,000 | 734 |
| Service charges on deposit accounts | $401,000 | 786 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $237,000 | 2,424 |
| Total noninterest expense | $2,639,000 | 1,806 |
| Salaries and employee benefits | $1,339,000 | 1,953 |
| Premises and equipment expense | $197,000 | 2,681 |
| Additional noninterest expense | $1,103,000 | 1,400 |
| Pre-tax net operating income | $1,422,000 | 1,406 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $432,000 | 1,124 |
| Income before extraordinary items | $1,002,000 | 1,598 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,002,000 | 1,599 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,002,000 | 1,600 |
| Net charge-offs | $81,000 | 1,249 |
| Cash dividends | $401,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $993,600 | 1,541 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,753,000 | 1,574 |
| Total interest expense | $2,045,000 | 1,446 |
| Net interest income | $13,708,000 | 1,612 |
| Provision for loan and lease losses | $947,000 | 912 |
| Total noninterest income | $2,674,000 | 1,713 |
| Gross Fiduciary activities income | $214,000 | 765 |
| Service charges on deposit accounts | $1,684,000 | 800 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $776,000 | 2,680 |
| Total noninterest expense | $10,712,000 | 1,784 |
| Salaries and employee benefits | $5,104,000 | 2,001 |
| Premises and equipment expense | $797,000 | 2,678 |
| Additional noninterest expense | $4,811,000 | 1,343 |
| Pre-tax net operating income | $4,723,000 | 1,607 |
| Securities gains (losses) | $66,000 | 1,547 |
| Applicable income taxes | $1,425,000 | 1,241 |
| Income before extraordinary items | $3,364,000 | 1,835 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,364,000 | 1,835 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,364,000 | 1,834 |
| Net charge-offs | $949,000 | 942 |
| Cash dividends | $1,897,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,317,800 | 1,828 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,681,000 | 1,604 |
| Total interest expense | $1,508,000 | 1,494 |
| Net interest income | $10,173,000 | 1,630 |
| Provision for loan and lease losses | $577,000 | 1,028 |
| Total noninterest income | $1,985,000 | 1,718 |
| Gross Fiduciary activities income | $152,000 | 765 |
| Service charges on deposit accounts | $1,273,000 | 798 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $560,000 | 2,738 |
| Total noninterest expense | $7,873,000 | 1,811 |
| Salaries and employee benefits | $3,834,000 | 2,005 |
| Premises and equipment expense | $593,000 | 2,710 |
| Additional noninterest expense | $3,446,000 | 1,399 |
| Pre-tax net operating income | $3,708,000 | 1,552 |
| Securities gains (losses) | $74,000 | 1,200 |
| Applicable income taxes | $1,146,000 | 1,184 |
| Income before extraordinary items | $2,636,000 | 1,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,636,000 | 1,770 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,636,000 | 1,769 |
| Net charge-offs | $580,000 | 1,037 |
| Cash dividends | $1,329,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,584,200 | 1,765 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,758,000 | 1,602 |
| Total interest expense | $1,003,000 | 1,498 |
| Net interest income | $6,755,000 | 1,626 |
| Provision for loan and lease losses | $394,000 | 1,029 |
| Total noninterest income | $1,283,000 | 1,742 |
| Gross Fiduciary activities income | $100,000 | 776 |
| Service charges on deposit accounts | $839,000 | 803 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $344,000 | 2,847 |
| Total noninterest expense | $5,185,000 | 1,822 |
| Salaries and employee benefits | $2,561,000 | 2,014 |
| Premises and equipment expense | $390,000 | 2,761 |
| Additional noninterest expense | $2,234,000 | 1,427 |
| Pre-tax net operating income | $2,459,000 | 1,525 |
| Securities gains (losses) | $56,000 | 1,110 |
| Applicable income taxes | $763,000 | 1,168 |
| Income before extraordinary items | $1,752,000 | 1,714 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,752,000 | 1,717 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,752,000 | 1,716 |
| Net charge-offs | $399,000 | 1,036 |
| Cash dividends | $803,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,712,800 | 1,721 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 1,620 |
| Total interest expense | $505,000 | 1,508 |
| Net interest income | $3,315,000 | 1,652 |
| Provision for loan and lease losses | $201,000 | 981 |
| Total noninterest income | $666,000 | 1,651 |
| Gross Fiduciary activities income | $50,000 | 778 |
| Service charges on deposit accounts | $409,000 | 799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $207,000 | 2,510 |
| Total noninterest expense | $2,557,000 | 1,850 |
| Salaries and employee benefits | $1,280,000 | 2,026 |
| Premises and equipment expense | $203,000 | 2,730 |
| Additional noninterest expense | $1,074,000 | 1,459 |
| Pre-tax net operating income | $1,223,000 | 1,490 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $370,000 | 1,141 |
| Income before extraordinary items | $853,000 | 1,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $853,000 | 1,715 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $853,000 | 1,714 |
| Net charge-offs | $204,000 | 938 |
| Cash dividends | $402,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $853,000 | 1,684 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,149,000 | 1,548 |
| Total interest expense | $2,549,000 | 1,331 |
| Net interest income | $13,600,000 | 1,597 |
| Provision for loan and lease losses | $1,340,000 | 872 |
| Total noninterest income | $2,887,000 | 1,656 |
| Gross Fiduciary activities income | $81,000 | 891 |
| Service charges on deposit accounts | $1,623,000 | 858 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,183,000 | 2,160 |
| Total noninterest expense | $11,470,000 | 1,679 |
| Salaries and employee benefits | $4,888,000 | 2,089 |
| Premises and equipment expense | $747,000 | 2,840 |
| Additional noninterest expense | $5,835,000 | 1,157 |
| Pre-tax net operating income | $3,677,000 | 1,833 |
| Securities gains (losses) | $199,000 | 894 |
| Applicable income taxes | $1,159,000 | 1,334 |
| Income before extraordinary items | $2,717,000 | 2,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,717,000 | 2,051 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,717,000 | 2,051 |
| Net charge-offs | $1,342,000 | 1,020 |
| Cash dividends | $1,578,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,577,700 | 2,097 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,202,000 | 1,551 |
| Total interest expense | $1,931,000 | 1,357 |
| Net interest income | $10,271,000 | 1,597 |
| Provision for loan and lease losses | $1,255,000 | 746 |
| Total noninterest income | $2,322,000 | 1,609 |
| Gross Fiduciary activities income | $63,000 | 886 |
| Service charges on deposit accounts | $1,212,000 | 862 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,047,000 | 1,984 |
| Total noninterest expense | $8,833,000 | 1,643 |
| Salaries and employee benefits | $3,672,000 | 2,084 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $4,597,000 | 1,098 |
| Pre-tax net operating income | $2,505,000 | 2,052 |
| Securities gains (losses) | $201,000 | 824 |
| Applicable income taxes | $804,000 | 1,444 |
| Income before extraordinary items | $1,902,000 | 2,217 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,902,000 | 2,223 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,902,000 | 2,223 |
| Net charge-offs | $1,259,000 | 851 |
| Cash dividends | $1,206,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,761,300 | 2,283 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 1,532 |
| Total interest expense | $1,279,000 | 1,398 |
| Net interest income | $6,925,000 | 1,567 |
| Provision for loan and lease losses | $326,000 | 1,558 |
| Total noninterest income | $1,593,000 | 1,572 |
| Gross Fiduciary activities income | $22,000 | 956 |
| Service charges on deposit accounts | $787,000 | 859 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $784,000 | 1,877 |
| Total noninterest expense | $6,187,000 | 1,560 |
| Salaries and employee benefits | $2,440,000 | 2,103 |
| Premises and equipment expense | $376,000 | 2,849 |
| Additional noninterest expense | $3,371,000 | 996 |
| Pre-tax net operating income | $2,005,000 | 1,714 |
| Securities gains (losses) | $201,000 | 754 |
| Applicable income taxes | $648,000 | 1,268 |
| Income before extraordinary items | $1,558,000 | 1,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,558,000 | 1,868 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,558,000 | 1,869 |
| Net charge-offs | $329,000 | 1,603 |
| Cash dividends | $802,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,415,290 | 1,947 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 1,549 |
| Total interest expense | $632,000 | 1,468 |
| Net interest income | $3,454,000 | 1,566 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $745,000 | 1,652 |
| Gross Fiduciary activities income | $4,000 | 1,037 |
| Service charges on deposit accounts | $381,000 | 871 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $360,000 | 1,975 |
| Total noninterest expense | $2,805,000 | 1,730 |
| Salaries and employee benefits | $1,211,000 | 2,130 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $1,400,000 | 1,177 |
| Pre-tax net operating income | $1,294,000 | 1,377 |
| Securities gains (losses) | $163,000 | 535 |
| Applicable income taxes | $448,000 | 1,003 |
| Income before extraordinary items | $1,009,000 | 1,472 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,009,000 | 1,475 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,009,000 | 1,474 |
| Net charge-offs | $102,000 | 1,879 |
| Cash dividends | $402,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $896,530 | 1,574 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,235,000 | 1,537 |
| Total interest expense | $2,969,000 | 1,491 |
| Net interest income | $14,266,000 | 1,543 |
| Provision for loan and lease losses | $1,654,000 | 1,239 |
| Total noninterest income | $2,267,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,494,000 | 961 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $773,000 | 2,736 |
| Total noninterest expense | $9,727,000 | 1,968 |
| Salaries and employee benefits | $4,505,000 | 2,215 |
| Premises and equipment expense | $802,000 | 2,746 |
| Additional noninterest expense | $4,420,000 | 1,521 |
| Pre-tax net operating income | $5,152,000 | 1,336 |
| Securities gains (losses) | $487,000 | 964 |
| Applicable income taxes | $1,668,000 | 1,010 |
| Income before extraordinary items | $3,971,000 | 1,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,971,000 | 1,466 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,971,000 | 1,466 |
| Net charge-offs | $1,166,000 | 1,656 |
| Cash dividends | $1,124,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,630,100 | 1,489 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 1,556 |
| Total interest expense | $2,321,000 | 1,510 |
| Net interest income | $10,722,000 | 1,551 |
| Provision for loan and lease losses | $1,357,000 | 1,171 |
| Total noninterest income | $1,652,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,097,000 | 985 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,784 |
| Total noninterest expense | $6,976,000 | 2,058 |
| Salaries and employee benefits | $3,401,000 | 2,192 |
| Premises and equipment expense | $602,000 | 2,767 |
| Additional noninterest expense | $2,973,000 | 1,691 |
| Pre-tax net operating income | $4,041,000 | 1,315 |
| Securities gains (losses) | $487,000 | 759 |
| Applicable income taxes | $1,360,000 | 974 |
| Income before extraordinary items | $3,168,000 | 1,418 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,168,000 | 1,419 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,168,000 | 1,419 |
| Net charge-offs | $1,015,000 | 1,452 |
| Cash dividends | $504,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,827,100 | 1,482 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 1,547 |
| Total interest expense | $1,630,000 | 1,489 |
| Net interest income | $7,200,000 | 1,541 |
| Provision for loan and lease losses | $521,000 | 1,763 |
| Total noninterest income | $984,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $721,000 | 990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,257 |
| Total noninterest expense | $4,698,000 | 2,039 |
| Salaries and employee benefits | $2,285,000 | 2,186 |
| Premises and equipment expense | $397,000 | 2,792 |
| Additional noninterest expense | $2,016,000 | 1,655 |
| Pre-tax net operating income | $2,965,000 | 1,197 |
| Securities gains (losses) | $235,000 | 1,006 |
| Applicable income taxes | $958,000 | 926 |
| Income before extraordinary items | $2,242,000 | 1,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,242,000 | 1,326 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,242,000 | 1,326 |
| Net charge-offs | $425,000 | 1,937 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,077,500 | 1,349 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 1,556 |
| Total interest expense | $853,000 | 1,471 |
| Net interest income | $3,581,000 | 1,561 |
| Provision for loan and lease losses | $235,000 | 1,815 |
| Total noninterest income | $534,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $370,000 | 948 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 2,942 |
| Total noninterest expense | $2,325,000 | 2,063 |
| Salaries and employee benefits | $1,152,000 | 2,171 |
| Premises and equipment expense | $201,000 | 2,786 |
| Additional noninterest expense | $972,000 | 1,713 |
| Pre-tax net operating income | $1,555,000 | 1,131 |
| Securities gains (losses) | $149,000 | 717 |
| Applicable income taxes | $508,000 | 870 |
| Income before extraordinary items | $1,196,000 | 1,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,196,000 | 1,217 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,196,000 | 1,218 |
| Net charge-offs | $211,000 | 1,800 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,091,700 | 1,261 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,179,000 | 1,568 |
| Total interest expense | $3,799,000 | 1,597 |
| Net interest income | $14,380,000 | 1,549 |
| Provision for loan and lease losses | $1,184,000 | 2,190 |
| Total noninterest income | $1,333,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,381,000 | 1,065 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-48,000 | 6,822 |
| Total noninterest expense | $9,088,000 | 2,100 |
| Salaries and employee benefits | $4,526,000 | 2,139 |
| Premises and equipment expense | $800,000 | 2,925 |
| Additional noninterest expense | $3,762,000 | 1,793 |
| Pre-tax net operating income | $5,441,000 | 1,098 |
| Securities gains (losses) | $76,000 | 2,269 |
| Applicable income taxes | $1,716,000 | 895 |
| Income before extraordinary items | $3,801,000 | 1,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,801,000 | 1,307 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,801,000 | 1,307 |
| Net charge-offs | $1,180,000 | 2,174 |
| Cash dividends | $561,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,748,560 | 1,248 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 1,611 |
| Total interest expense | $2,901,000 | 1,625 |
| Net interest income | $10,449,000 | 1,609 |
| Provision for loan and lease losses | $688,000 | 2,465 |
| Total noninterest income | $1,017,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,027,000 | 1,080 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-10,000 | 6,924 |
| Total noninterest expense | $6,758,000 | 2,122 |
| Salaries and employee benefits | $3,304,000 | 2,199 |
| Premises and equipment expense | $592,000 | 2,968 |
| Additional noninterest expense | $2,862,000 | 1,773 |
| Pre-tax net operating income | $4,020,000 | 1,142 |
| Securities gains (losses) | $76,000 | 2,017 |
| Applicable income taxes | $1,293,000 | 891 |
| Income before extraordinary items | $2,803,000 | 1,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,803,000 | 1,378 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,803,000 | 1,378 |
| Net charge-offs | $686,000 | 2,303 |
| Cash dividends | $561,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,751,320 | 1,321 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,854,000 | 1,634 |
| Total interest expense | $1,981,000 | 1,648 |
| Net interest income | $6,873,000 | 1,634 |
| Provision for loan and lease losses | $336,000 | 2,816 |
| Total noninterest income | $681,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $667,000 | 1,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $4,490,000 | 2,154 |
| Salaries and employee benefits | $2,172,000 | 2,243 |
| Premises and equipment expense | $341,000 | 3,316 |
| Additional noninterest expense | $1,977,000 | 1,734 |
| Pre-tax net operating income | $2,728,000 | 1,097 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $897,000 | 828 |
| Income before extraordinary items | $1,907,000 | 1,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,907,000 | 1,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,907,000 | 1,320 |
| Net charge-offs | $337,000 | 2,553 |
| Cash dividends | $561,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,855,320 | 1,282 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 1,688 |
| Total interest expense | $1,030,000 | 1,648 |
| Net interest income | $3,283,000 | 1,698 |
| Provision for loan and lease losses | $124,000 | 3,097 |
| Total noninterest income | $358,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $310,000 | 1,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $2,260,000 | 2,133 |
| Salaries and employee benefits | $1,077,000 | 2,271 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $983,000 | 1,733 |
| Pre-tax net operating income | $1,257,000 | 1,169 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $403,000 | 883 |
| Income before extraordinary items | $854,000 | 1,410 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $854,000 | 1,410 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $854,000 | 1,410 |
| Net charge-offs | $123,000 | 2,540 |
| Cash dividends | $281,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $854,000 | 1,368 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,239,000 | 1,662 |
| Total interest expense | $5,007,000 | 1,659 |
| Net interest income | $13,232,000 | 1,670 |
| Provision for loan and lease losses | $3,396,000 | 1,491 |
| Total noninterest income | $1,739,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,319,000 | 1,138 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $420,000 | 3,437 |
| Total noninterest expense | $8,743,000 | 2,221 |
| Salaries and employee benefits | $4,154,000 | 2,319 |
| Premises and equipment expense | $734,000 | 3,170 |
| Additional noninterest expense | $3,855,000 | 1,863 |
| Pre-tax net operating income | $2,832,000 | 1,699 |
| Securities gains (losses) | $89,000 | 2,258 |
| Applicable income taxes | $896,000 | 1,331 |
| Income before extraordinary items | $2,025,000 | 2,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,025,000 | 2,002 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,025,000 | 2,003 |
| Net charge-offs | $2,899,000 | 1,494 |
| Cash dividends | $911,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,963,590 | 1,978 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 1,683 |
| Total interest expense | $3,859,000 | 1,680 |
| Net interest income | $9,907,000 | 1,699 |
| Provision for loan and lease losses | $2,891,000 | 1,301 |
| Total noninterest income | $1,166,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $995,000 | 1,168 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $171,000 | 4,445 |
| Total noninterest expense | $6,232,000 | 2,332 |
| Salaries and employee benefits | $3,059,000 | 2,375 |
| Premises and equipment expense | $549,000 | 3,233 |
| Additional noninterest expense | $2,624,000 | 1,972 |
| Pre-tax net operating income | $1,950,000 | 1,928 |
| Securities gains (losses) | $89,000 | 2,025 |
| Applicable income taxes | $619,000 | 1,446 |
| Income before extraordinary items | $1,420,000 | 2,244 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,420,000 | 2,244 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,420,000 | 2,246 |
| Net charge-offs | $2,593,000 | 1,277 |
| Cash dividends | $581,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,357,700 | 2,220 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,031,000 | 1,737 |
| Total interest expense | $2,613,000 | 1,715 |
| Net interest income | $6,418,000 | 1,742 |
| Provision for loan and lease losses | $2,314,000 | 1,149 |
| Total noninterest income | $765,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $658,000 | 1,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 4,534 |
| Total noninterest expense | $3,900,000 | 2,478 |
| Salaries and employee benefits | $1,959,000 | 2,488 |
| Premises and equipment expense | $340,000 | 3,462 |
| Additional noninterest expense | $1,601,000 | 2,133 |
| Pre-tax net operating income | $969,000 | 2,433 |
| Securities gains (losses) | $89,000 | 1,487 |
| Applicable income taxes | $306,000 | 1,718 |
| Income before extraordinary items | $752,000 | 2,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 2,622 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $752,000 | 2,625 |
| Net charge-offs | $2,116,000 | 1,087 |
| Cash dividends | $280,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $688,810 | 2,703 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 1,775 |
| Total interest expense | $1,284,000 | 1,806 |
| Net interest income | $3,234,000 | 1,756 |
| Provision for loan and lease losses | $571,000 | 1,699 |
| Total noninterest income | $366,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $304,000 | 1,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $1,990,000 | 2,455 |
| Salaries and employee benefits | $1,023,000 | 2,418 |
| Premises and equipment expense | $165,000 | 3,632 |
| Additional noninterest expense | $802,000 | 2,116 |
| Pre-tax net operating income | $1,039,000 | 1,261 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $328,000 | 976 |
| Income before extraordinary items | $711,000 | 1,535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $711,000 | 1,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $711,000 | 1,537 |
| Net charge-offs | $371,000 | 1,833 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $711,000 | 1,482 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,729,000 | 1,903 |
| Total interest expense | $5,709,000 | 2,004 |
| Net interest income | $12,020,000 | 1,842 |
| Provision for loan and lease losses | $2,200,000 | 2,361 |
| Total noninterest income | $1,343,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,104,000 | 1,534 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $239,000 | 4,351 |
| Total noninterest expense | $8,256,000 | 2,395 |
| Salaries and employee benefits | $4,056,000 | 2,411 |
| Premises and equipment expense | $653,000 | 3,646 |
| Additional noninterest expense | $3,547,000 | 2,037 |
| Pre-tax net operating income | $2,907,000 | 1,380 |
| Securities gains (losses) | $163,000 | 1,725 |
| Applicable income taxes | $919,000 | 1,033 |
| Income before extraordinary items | $2,151,000 | 1,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,151,000 | 1,552 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,151,000 | 1,554 |
| Net charge-offs | $916,000 | 2,972 |
| Cash dividends | $1,075,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,036,900 | 1,593 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,115,000 | 1,967 |
| Total interest expense | $4,350,000 | 2,060 |
| Net interest income | $8,765,000 | 1,890 |
| Provision for loan and lease losses | $1,097,000 | 2,653 |
| Total noninterest income | $896,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $792,000 | 1,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $6,002,000 | 2,462 |
| Salaries and employee benefits | $3,014,000 | 2,475 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $2,486,000 | 2,124 |
| Pre-tax net operating income | $2,562,000 | 1,258 |
| Securities gains (losses) | $162,000 | 1,450 |
| Applicable income taxes | $820,000 | 987 |
| Income before extraordinary items | $1,904,000 | 1,399 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,904,000 | 1,397 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,904,000 | 1,399 |
| Net charge-offs | $507,000 | 3,031 |
| Cash dividends | $795,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,790,600 | 1,462 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 2,039 |
| Total interest expense | $2,944,000 | 2,131 |
| Net interest income | $5,648,000 | 1,946 |
| Provision for loan and lease losses | $682,000 | 2,528 |
| Total noninterest income | $566,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $497,000 | 1,674 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $3,994,000 | 2,500 |
| Salaries and employee benefits | $2,003,000 | 2,506 |
| Premises and equipment expense | $332,000 | 3,650 |
| Additional noninterest expense | $1,659,000 | 2,140 |
| Pre-tax net operating income | $1,538,000 | 1,488 |
| Securities gains (losses) | $45,000 | 1,968 |
| Applicable income taxes | $465,000 | 1,147 |
| Income before extraordinary items | $1,118,000 | 1,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 1,659 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,118,000 | 1,661 |
| Net charge-offs | $388,000 | 2,642 |
| Cash dividends | $520,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,086,050 | 1,678 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 2,060 |
| Total interest expense | $1,544,000 | 2,121 |
| Net interest income | $2,767,000 | 1,977 |
| Provision for loan and lease losses | $361,000 | 2,097 |
| Total noninterest income | $274,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $213,000 | 1,866 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $61,000 | 4,486 |
| Total noninterest expense | $1,932,000 | 2,505 |
| Salaries and employee benefits | $1,043,000 | 2,453 |
| Premises and equipment expense | $169,000 | 3,661 |
| Additional noninterest expense | $720,000 | 2,176 |
| Pre-tax net operating income | $748,000 | 1,709 |
| Securities gains (losses) | $44,000 | 1,356 |
| Applicable income taxes | $235,000 | 1,284 |
| Income before extraordinary items | $557,000 | 1,928 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $557,000 | 1,930 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $557,000 | 1,930 |
| Net charge-offs | $164,000 | 2,328 |
| Cash dividends | $260,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $526,200 | 1,916 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,062,000 | 2,215 |
| Total interest expense | $7,263,000 | 2,136 |
| Net interest income | $9,799,000 | 2,267 |
| Provision for loan and lease losses | $329,000 | 4,471 |
| Total noninterest income | $1,355,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,102,000 | 1,616 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $253,000 | 4,410 |
| Total noninterest expense | $7,468,000 | 2,537 |
| Salaries and employee benefits | $4,125,000 | 2,449 |
| Premises and equipment expense | $689,000 | 3,552 |
| Additional noninterest expense | $2,654,000 | 2,234 |
| Pre-tax net operating income | $3,357,000 | 1,624 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $1,016,000 | 1,190 |
| Income before extraordinary items | $2,344,000 | 1,706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,344,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 5,024 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,341,900 | 1,824 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,805,000 | 2,265 |
| Total interest expense | $5,571,000 | 2,174 |
| Net interest income | $7,234,000 | 2,302 |
| Provision for loan and lease losses | $58,000 | 5,754 |
| Total noninterest income | $1,039,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $840,000 | 1,597 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 4,427 |
| Total noninterest expense | $5,510,000 | 2,566 |
| Salaries and employee benefits | $3,097,000 | 2,462 |
| Premises and equipment expense | $504,000 | 3,614 |
| Additional noninterest expense | $1,909,000 | 2,251 |
| Pre-tax net operating income | $2,705,000 | 1,807 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $816,000 | 1,354 |
| Income before extraordinary items | $1,892,000 | 1,868 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,892,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,889,900 | 1,966 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 2,290 |
| Total interest expense | $3,856,000 | 2,181 |
| Net interest income | $4,694,000 | 2,337 |
| Provision for loan and lease losses | $-4,000 | 8,316 |
| Total noninterest income | $698,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $545,000 | 1,624 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $153,000 | 4,281 |
| Total noninterest expense | $3,658,000 | 2,579 |
| Salaries and employee benefits | $2,082,000 | 2,469 |
| Premises and equipment expense | $330,000 | 3,688 |
| Additional noninterest expense | $1,246,000 | 2,267 |
| Pre-tax net operating income | $1,738,000 | 1,920 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $521,000 | 1,552 |
| Income before extraordinary items | $1,220,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,217,900 | 2,122 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 2,304 |
| Total interest expense | $2,083,000 | 2,169 |
| Net interest income | $2,291,000 | 2,389 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $295,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $261,000 | 1,662 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $1,849,000 | 2,542 |
| Salaries and employee benefits | $1,072,000 | 2,432 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $621,000 | 2,256 |
| Pre-tax net operating income | $737,000 | 2,321 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $243,000 | 1,711 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,277,000 | 2,385 |
| Total interest expense | $8,360,000 | 2,245 |
| Net interest income | $8,917,000 | 2,469 |
| Provision for loan and lease losses | $330,000 | 3,017 |
| Total noninterest income | $1,026,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $871,000 | 1,987 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $155,000 | 5,525 |
| Total noninterest expense | $6,982,000 | 2,600 |
| Salaries and employee benefits | $4,109,000 | 2,434 |
| Premises and equipment expense | $655,000 | 3,611 |
| Additional noninterest expense | $2,218,000 | 2,427 |
| Pre-tax net operating income | $2,631,000 | 2,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $613,000 | 2,475 |
| Income before extraordinary items | $2,018,000 | 2,797 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,018,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,623 |
| Cash dividends | $950,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,018,000 | 2,781 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,731,000 | 2,427 |
| Total interest expense | $6,069,000 | 2,295 |
| Net interest income | $6,662,000 | 2,497 |
| Provision for loan and lease losses | $-22,000 | 8,337 |
| Total noninterest income | $723,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $614,000 | 2,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $5,284,000 | 2,561 |
| Salaries and employee benefits | $3,125,000 | 2,413 |
| Premises and equipment expense | $486,000 | 3,620 |
| Additional noninterest expense | $1,673,000 | 2,368 |
| Pre-tax net operating income | $2,123,000 | 2,723 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $529,000 | 2,460 |
| Income before extraordinary items | $1,594,000 | 2,842 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,594,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,360 |
| Cash dividends | $719,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,594,000 | 2,829 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 2,476 |
| Total interest expense | $3,877,000 | 2,390 |
| Net interest income | $4,477,000 | 2,502 |
| Provision for loan and lease losses | $-22,000 | 8,390 |
| Total noninterest income | $498,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $377,000 | 2,216 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $121,000 | 4,742 |
| Total noninterest expense | $3,539,000 | 2,585 |
| Salaries and employee benefits | $2,082,000 | 2,446 |
| Premises and equipment expense | $323,000 | 3,658 |
| Additional noninterest expense | $1,134,000 | 2,344 |
| Pre-tax net operating income | $1,458,000 | 2,734 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $429,000 | 2,286 |
| Income before extraordinary items | $1,029,000 | 2,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,029,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,040 |
| Cash dividends | $490,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,029,000 | 2,965 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 2,510 |
| Total interest expense | $1,867,000 | 2,452 |
| Net interest income | $2,232,000 | 2,521 |
| Provision for loan and lease losses | $-40,000 | 8,496 |
| Total noninterest income | $245,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $1,739,000 | 2,625 |
| Salaries and employee benefits | $1,023,000 | 2,500 |
| Premises and equipment expense | $159,000 | 3,713 |
| Additional noninterest expense | $557,000 | 2,367 |
| Pre-tax net operating income | $778,000 | 2,611 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $227,000 | 2,223 |
| Income before extraordinary items | $551,000 | 2,811 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $551,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,325 |
| Cash dividends | $260,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $551,000 | 2,804 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,051,000 | 2,541 |
| Total interest expense | $6,298,000 | 2,491 |
| Net interest income | $8,753,000 | 2,578 |
| Provision for loan and lease losses | $196,000 | 3,577 |
| Total noninterest income | $1,058,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $886,000 | 1,939 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 5,383 |
| Total noninterest expense | $6,116,000 | 2,833 |
| Salaries and employee benefits | $3,488,000 | 2,741 |
| Premises and equipment expense | $631,000 | 3,624 |
| Additional noninterest expense | $1,997,000 | 2,569 |
| Pre-tax net operating income | $3,499,000 | 2,480 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,100,000 | 2,068 |
| Income before extraordinary items | $2,399,000 | 2,700 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,399,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,211 |
| Cash dividends | $1,365,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,399,000 | 2,689 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,034,000 | 2,586 |
| Total interest expense | $4,494,000 | 2,525 |
| Net interest income | $6,540,000 | 2,610 |
| Provision for loan and lease losses | $163,000 | 3,263 |
| Total noninterest income | $798,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $693,000 | 1,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $4,525,000 | 2,855 |
| Salaries and employee benefits | $2,513,000 | 2,836 |
| Premises and equipment expense | $534,000 | 3,290 |
| Additional noninterest expense | $1,478,000 | 2,602 |
| Pre-tax net operating income | $2,650,000 | 2,545 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $826,000 | 2,153 |
| Income before extraordinary items | $1,824,000 | 2,765 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,824,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,743 |
| Cash dividends | $1,113,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,824,000 | 2,751 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 2,596 |
| Total interest expense | $2,854,000 | 2,546 |
| Net interest income | $4,352,000 | 2,619 |
| Provision for loan and lease losses | $156,000 | 2,517 |
| Total noninterest income | $527,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $431,000 | 1,970 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $2,910,000 | 2,958 |
| Salaries and employee benefits | $1,606,000 | 2,941 |
| Premises and equipment expense | $304,000 | 3,730 |
| Additional noninterest expense | $1,000,000 | 2,565 |
| Pre-tax net operating income | $1,813,000 | 2,502 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $562,000 | 2,138 |
| Income before extraordinary items | $1,251,000 | 2,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,251,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,294 |
| Cash dividends | $504,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,251,000 | 2,688 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,583 |
| Total interest expense | $1,366,000 | 2,518 |
| Net interest income | $2,189,000 | 2,585 |
| Provision for loan and lease losses | $97,000 | 2,059 |
| Total noninterest income | $276,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $202,000 | 2,024 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $1,444,000 | 2,980 |
| Salaries and employee benefits | $792,000 | 2,997 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $497,000 | 2,549 |
| Pre-tax net operating income | $924,000 | 2,417 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $341,000 | 1,846 |
| Income before extraordinary items | $583,000 | 2,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 974 |
| Cash dividends | $252,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $583,000 | 2,790 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,445,000 | 2,458 |
| Total interest expense | $4,899,000 | 2,234 |
| Net interest income | $8,546,000 | 2,547 |
| Provision for loan and lease losses | $479,000 | 1,977 |
| Total noninterest income | $951,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $781,000 | 2,151 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,505 |
| Total noninterest expense | $5,394,000 | 3,032 |
| Salaries and employee benefits | $2,981,000 | 2,979 |
| Premises and equipment expense | $539,000 | 3,963 |
| Additional noninterest expense | $1,874,000 | 2,651 |
| Pre-tax net operating income | $3,624,000 | 2,396 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,155,000 | 2,056 |
| Income before extraordinary items | $2,469,000 | 2,628 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,469,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,267 |
| Cash dividends | $1,026,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,469,000 | 2,601 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,896,000 | 2,445 |
| Total interest expense | $3,565,000 | 2,183 |
| Net interest income | $6,331,000 | 2,555 |
| Provision for loan and lease losses | $267,000 | 2,436 |
| Total noninterest income | $706,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $584,000 | 2,155 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,575 |
| Total noninterest expense | $4,039,000 | 3,002 |
| Salaries and employee benefits | $2,213,000 | 2,977 |
| Premises and equipment expense | $426,000 | 3,793 |
| Additional noninterest expense | $1,400,000 | 2,624 |
| Pre-tax net operating income | $2,731,000 | 2,403 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $870,000 | 2,084 |
| Income before extraordinary items | $1,861,000 | 2,624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,861,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,496 |
| Cash dividends | $695,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,861,000 | 2,590 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 2,454 |
| Total interest expense | $2,277,000 | 2,162 |
| Net interest income | $4,124,000 | 2,580 |
| Provision for loan and lease losses | $113,000 | 3,193 |
| Total noninterest income | $489,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $389,000 | 2,115 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $100,000 | 5,187 |
| Total noninterest expense | $2,681,000 | 2,996 |
| Salaries and employee benefits | $1,456,000 | 3,001 |
| Premises and equipment expense | $288,000 | 3,731 |
| Additional noninterest expense | $937,000 | 2,602 |
| Pre-tax net operating income | $1,819,000 | 2,355 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $580,000 | 2,058 |
| Income before extraordinary items | $1,239,000 | 2,575 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,239,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $463,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,239,000 | 2,541 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 2,504 |
| Total interest expense | $1,102,000 | 2,134 |
| Net interest income | $1,989,000 | 2,655 |
| Provision for loan and lease losses | $69,000 | 2,690 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $1,351,000 | 2,988 |
| Salaries and employee benefits | $739,000 | 2,967 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $469,000 | 2,587 |
| Pre-tax net operating income | $839,000 | 2,480 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $267,000 | 2,165 |
| Income before extraordinary items | $572,000 | 2,716 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $572,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,939 |
| Cash dividends | $231,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $572,000 | 2,670 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,252,000 | 2,540 |
| Total interest expense | $3,962,000 | 2,052 |
| Net interest income | $7,290,000 | 2,776 |
| Provision for loan and lease losses | $623,000 | 1,594 |
| Total noninterest income | $958,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $825,000 | 2,087 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,919 |
| Total noninterest expense | $5,116,000 | 3,044 |
| Salaries and employee benefits | $2,733,000 | 3,101 |
| Premises and equipment expense | $575,000 | 3,658 |
| Additional noninterest expense | $1,808,000 | 2,643 |
| Pre-tax net operating income | $2,509,000 | 3,001 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $786,000 | 2,562 |
| Income before extraordinary items | $1,725,000 | 3,272 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,725,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,152 |
| Cash dividends | $886,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,723,620 | 3,206 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 2,553 |
| Total interest expense | $2,959,000 | 2,020 |
| Net interest income | $5,300,000 | 2,830 |
| Provision for loan and lease losses | $377,000 | 1,862 |
| Total noninterest income | $725,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $628,000 | 2,075 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 5,971 |
| Total noninterest expense | $3,829,000 | 3,020 |
| Salaries and employee benefits | $2,038,000 | 3,079 |
| Premises and equipment expense | $430,000 | 3,677 |
| Additional noninterest expense | $1,361,000 | 2,610 |
| Pre-tax net operating income | $1,819,000 | 3,118 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $569,000 | 2,671 |
| Income before extraordinary items | $1,250,000 | 3,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,250,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,272 |
| Cash dividends | $664,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,250,000 | 3,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 2,581 |
| Total interest expense | $1,983,000 | 1,982 |
| Net interest income | $3,431,000 | 2,907 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $481,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $415,000 | 2,082 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $2,562,000 | 3,016 |
| Salaries and employee benefits | $1,358,000 | 3,112 |
| Premises and equipment expense | $291,000 | 3,648 |
| Additional noninterest expense | $913,000 | 2,590 |
| Pre-tax net operating income | $1,100,000 | 3,312 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $342,000 | 2,847 |
| Income before extraordinary items | $758,000 | 3,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,248 |
| Cash dividends | $443,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $758,000 | 3,574 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 2,589 |
| Total interest expense | $1,006,000 | 1,978 |
| Net interest income | $1,690,000 | 2,939 |
| Provision for loan and lease losses | $164,000 | 1,346 |
| Total noninterest income | $256,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $207,000 | 2,008 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $1,270,000 | 3,052 |
| Salaries and employee benefits | $678,000 | 3,116 |
| Premises and equipment expense | $144,000 | 3,699 |
| Additional noninterest expense | $448,000 | 2,618 |
| Pre-tax net operating income | $512,000 | 3,454 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $159,000 | 2,988 |
| Income before extraordinary items | $353,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 971 |
| Cash dividends | $221,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,545,000 | 2,468 |
| Total interest expense | $4,591,000 | 1,942 |
| Net interest income | $6,954,000 | 2,767 |
| Provision for loan and lease losses | $2,058,000 | 635 |
| Total noninterest income | $1,048,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $911,000 | 1,896 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $4,760,000 | 3,176 |
| Salaries and employee benefits | $2,567,000 | 3,203 |
| Premises and equipment expense | $567,000 | 3,685 |
| Additional noninterest expense | $1,626,000 | 2,863 |
| Pre-tax net operating income | $1,184,000 | 4,719 |
| Securities gains (losses) | $383,000 | 905 |
| Applicable income taxes | $458,000 | 3,539 |
| Income before extraordinary items | $1,109,000 | 4,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,109,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,768,000 | 605 |
| Cash dividends | $845,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $837,070 | 4,970 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 2,479 |
| Total interest expense | $3,528,000 | 1,984 |
| Net interest income | $5,224,000 | 2,786 |
| Provision for loan and lease losses | $1,752,000 | 589 |
| Total noninterest income | $797,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $683,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 5,828 |
| Total noninterest expense | $3,478,000 | 3,250 |
| Salaries and employee benefits | $1,904,000 | 3,239 |
| Premises and equipment expense | $414,000 | 3,757 |
| Additional noninterest expense | $1,160,000 | 2,983 |
| Pre-tax net operating income | $791,000 | 5,165 |
| Securities gains (losses) | $383,000 | 816 |
| Applicable income taxes | $335,000 | 3,725 |
| Income before extraordinary items | $839,000 | 4,470 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $839,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,527,000 | 534 |
| Cash dividends | $634,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $567,070 | 5,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 2,466 |
| Total interest expense | $2,398,000 | 1,999 |
| Net interest income | $3,529,000 | 2,748 |
| Provision for loan and lease losses | $1,512,000 | 477 |
| Total noninterest income | $518,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $455,000 | 1,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $2,343,000 | 3,228 |
| Salaries and employee benefits | $1,291,000 | 3,174 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $780,000 | 2,927 |
| Pre-tax net operating income | $192,000 | 7,272 |
| Securities gains (losses) | $383,000 | 688 |
| Applicable income taxes | $146,000 | 4,539 |
| Income before extraordinary items | $429,000 | 5,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $429,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,362,000 | 428 |
| Cash dividends | $423,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $141,750 | 7,351 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 2,453 |
| Total interest expense | $1,214,000 | 2,031 |
| Net interest income | $1,783,000 | 2,717 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $266,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $230,000 | 1,784 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $1,199,000 | 3,150 |
| Salaries and employee benefits | $676,000 | 3,045 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $382,000 | 2,971 |
| Pre-tax net operating income | $740,000 | 2,632 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $224,000 | 2,509 |
| Income before extraordinary items | $516,000 | 2,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $211,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $516,000 | 2,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,511,000 | 2,472 |
| Total interest expense | $5,578,000 | 2,023 |
| Net interest income | $6,933,000 | 2,767 |
| Provision for loan and lease losses | $997,000 | 1,362 |
| Total noninterest income | $990,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $905,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $4,735,000 | 3,068 |
| Salaries and employee benefits | $2,576,000 | 3,041 |
| Premises and equipment expense | $644,000 | 3,212 |
| Additional noninterest expense | $1,515,000 | 2,937 |
| Pre-tax net operating income | $2,191,000 | 3,220 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $653,000 | 2,976 |
| Income before extraordinary items | $1,548,000 | 3,421 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,548,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,567,000 | 654 |
| Cash dividends | $684,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,541,000 | 3,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,298,000 | 2,394 |
| Total interest expense | $8,031,000 | 2,010 |
| Net interest income | $6,267,000 | 2,832 |
| Provision for loan and lease losses | $1,500,000 | 899 |
| Total noninterest income | $952,000 | 3,459 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $826,000 | 1,849 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $4,257,000 | 3,238 |
| Salaries and employee benefits | $2,348,000 | 3,122 |
| Premises and equipment expense | $527,000 | 3,720 |
| Additional noninterest expense | $1,382,000 | 3,089 |
| Pre-tax net operating income | $1,462,000 | 3,926 |
| Securities gains (losses) | $256,000 | 1,004 |
| Applicable income taxes | $486,000 | 3,368 |
| Income before extraordinary items | $1,232,000 | 3,724 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,232,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,935 |
| Cash dividends | $763,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,047,680 | 4,047 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,995,000 | 2,476 |
| Total interest expense | $7,363,000 | 2,303 |
| Net interest income | $6,632,000 | 2,684 |
| Provision for loan and lease losses | $316,000 | 2,727 |
| Total noninterest income | $873,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $686,000 | 2,024 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,940 |
| Total noninterest expense | $4,056,000 | 3,296 |
| Salaries and employee benefits | $2,290,000 | 3,071 |
| Premises and equipment expense | $510,000 | 3,732 |
| Additional noninterest expense | $1,256,000 | 3,273 |
| Pre-tax net operating income | $3,133,000 | 2,308 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $914,000 | 2,289 |
| Income before extraordinary items | $2,233,000 | 2,305 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,233,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $626,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,223,060 | 2,323 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,114,000 | 2,910 |
| Total interest expense | $5,261,000 | 2,782 |
| Net interest income | $5,853,000 | 2,989 |
| Provision for loan and lease losses | $396,000 | 2,134 |
| Total noninterest income | $812,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $644,000 | 2,060 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $168,000 | 5,335 |
| Total noninterest expense | $3,761,000 | 3,504 |
| Salaries and employee benefits | $2,136,000 | 3,222 |
| Premises and equipment expense | $471,000 | 3,979 |
| Additional noninterest expense | $1,154,000 | 3,567 |
| Pre-tax net operating income | $2,508,000 | 2,787 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $713,000 | 2,875 |
| Income before extraordinary items | $1,808,000 | 2,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,808,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $340,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,798,640 | 2,775 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,397,000 | 3,106 |
| Total interest expense | $4,678,000 | 3,185 |
| Net interest income | $5,719,000 | 3,014 |
| Provision for loan and lease losses | $370,000 | 2,196 |
| Total noninterest income | $958,000 | 3,182 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $630,000 | 2,039 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $327,000 | 3,829 |
| Total noninterest expense | $3,652,000 | 3,479 |
| Salaries and employee benefits | $2,124,000 | 3,158 |
| Premises and equipment expense | $426,000 | 4,209 |
| Additional noninterest expense | $1,102,000 | 3,617 |
| Pre-tax net operating income | $2,655,000 | 2,647 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $775,000 | 2,810 |
| Income before extraordinary items | $1,886,000 | 2,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,886,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,000 |
| Cash dividends | $594,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,881,740 | 2,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 3,286 |
| Total interest expense | $4,583,000 | 3,241 |
| Net interest income | $5,252,000 | 3,319 |
| Provision for loan and lease losses | $659,000 | 1,391 |
| Total noninterest income | $773,000 | 3,687 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $598,000 | 2,200 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $3,522,000 | 3,587 |
| Salaries and employee benefits | $2,102,000 | 3,154 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $1,037,000 | 3,765 |
| Pre-tax net operating income | $1,844,000 | 3,786 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $540,000 | 3,990 |
| Income before extraordinary items | $1,314,000 | 3,766 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,314,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 825 |
| Cash dividends | $393,000 | 4,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,306,900 | 3,707 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,230,000 | 3,528 |
| Total interest expense | $4,426,000 | 3,369 |
| Net interest income | $4,804,000 | 3,677 |
| Provision for loan and lease losses | $457,000 | 1,864 |
| Total noninterest income | $786,000 | 3,762 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $591,000 | 2,297 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $3,185,000 | 4,102 |
| Salaries and employee benefits | $1,782,000 | 3,701 |
| Premises and equipment expense | $378,000 | 4,742 |
| Additional noninterest expense | $1,025,000 | 4,317 |
| Pre-tax net operating income | $1,948,000 | 3,481 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $515,000 | 4,057 |
| Income before extraordinary items | $1,442,000 | 3,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,442,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,307 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,435,340 | 3,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,508,000 | 3,796 |
| Total interest expense | $4,023,000 | 3,664 |
| Net interest income | $4,485,000 | 3,914 |
| Provision for loan and lease losses | $214,000 | 2,883 |
| Total noninterest income | $710,000 | 4,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,531 |
| Total noninterest expense | $2,925,000 | 4,387 |
| Salaries and employee benefits | $1,606,000 | 4,038 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $1,013,000 | 4,306 |
| Pre-tax net operating income | $2,056,000 | 3,401 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $521,000 | 4,063 |
| Income before extraordinary items | $1,528,000 | 3,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,528,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $177,000 | 5,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,533,250 | 3,170 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 4,358 |
| Total interest expense | $2,823,000 | 4,183 |
| Net interest income | $3,940,000 | 4,451 |
| Provision for loan and lease losses | $258,000 | 2,528 |
| Total noninterest income | $718,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $2,773,000 | 4,727 |
| Salaries and employee benefits | $1,420,000 | 4,498 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $1,060,000 | 4,488 |
| Pre-tax net operating income | $1,627,000 | 4,114 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $357,000 | 5,191 |
| Income before extraordinary items | $1,248,000 | 3,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,248,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,265,160 | 3,715 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 4,873 |
| Total interest expense | $2,611,000 | 4,633 |
| Net interest income | $3,500,000 | 4,961 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $703,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,910 |
| Total noninterest expense | $2,667,000 | 4,984 |
| Salaries and employee benefits | $1,307,000 | 4,853 |
| Premises and equipment expense | $308,000 | 5,720 |
| Additional noninterest expense | $1,052,000 | 4,712 |
| Pre-tax net operating income | $1,359,000 | 4,700 |
| Securities gains (losses) | $70,000 | 2,977 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $1,053,000 | 4,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,053,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $336,000 | 4,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,001,200 | 4,458 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 5,537 |
| Total interest expense | $2,826,000 | 5,437 |
| Net interest income | $3,115,000 | 5,548 |
| Provision for loan and lease losses | $277,000 | 4,328 |
| Total noninterest income | $725,000 | 4,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $2,573,000 | 5,174 |
| Salaries and employee benefits | $1,295,000 | 4,840 |
| Premises and equipment expense | $260,000 | 6,601 |
| Additional noninterest expense | $1,018,000 | 4,987 |
| Pre-tax net operating income | $990,000 | 5,669 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $774,000 | 5,500 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $774,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,400 | 5,308 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.