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Franklin Bank, S.S.B., Total Unused Commitments

2008-09-30Rank
Total unused commitments$416,861,000341
Loan commitments-revolving, open-end lines secured by 1-4's$985,0004,121
Credit card lines$01,718
Commercial real estate, construction & land development$338,022,00094
Commitments secured by real estate$280,423,000107
Commitments not secured by real estate$57,599,00042
Securities underwriting$010
Other unused commitments$77,854,000527
Memoranda:
Commitments with an original maturity exceeding 1 yr$294,072,000163
Securities lent$048
All other off-balance sheet liabilities$0565
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-06-30Rank
Total unused commitments$604,803,000274
Loan commitments-revolving, open-end lines secured by 1-4's$1,013,0004,103
Credit card lines$01,756
Commercial real estate, construction & land development$511,296,00072
Commitments secured by real estate$448,247,00075
Commitments not secured by real estate$63,049,00044
Securities underwriting$010
Other unused commitments$92,494,000464
Memoranda:
Commitments with an original maturity exceeding 1 yr$468,421,000125
Securities lent$054
All other off-balance sheet liabilities$0574
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-03-31Rank
Total unused commitments$736,438,000240
Loan commitments-revolving, open-end lines secured by 1-4's$1,017,0004,102
Credit card lines$01,791
Commercial real estate, construction & land development$640,534,00061
Commitments secured by real estate$576,266,00066
Commitments not secured by real estate$64,268,00041
Securities underwriting$07
Other unused commitments$94,887,000464
Memoranda:
Commitments with an original maturity exceeding 1 yr$563,668,000116
Securities lent$051
All other off-balance sheet liabilities$0562
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-12-31Rank
Total unused commitments$942,677,000205
Loan commitments-revolving, open-end lines secured by 1-4's$1,058,0004,076
Credit card lines$01,820
Commercial real estate, construction & land development$798,872,00054
Commitments secured by real estate$699,350,00056
Commitments not secured by real estate$99,522,00033
Securities underwriting$06
Other unused commitments$142,747,000331
Memoranda:
Commitments with an original maturity exceeding 1 yr$656,188,000109
Securities lent$059
All other off-balance sheet liabilities$0527
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$07
2007-09-30Rank
Total unused commitments$1,055,132,000195
Loan commitments-revolving, open-end lines secured by 1-4's$1,108,0004,051
Credit card lines$01,839
Commercial real estate, construction & land development$898,999,00048
Commitments secured by real estate$826,454,00047
Commitments not secured by real estate$72,545,00039
Securities underwriting$06
Other unused commitments$155,025,000309
Memoranda:
Commitments with an original maturity exceeding 1 yr$749,563,00093
Securities lent$052
All other off-balance sheet liabilities$0505
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-06-30Rank
Total unused commitments$1,054,934,000202
Loan commitments-revolving, open-end lines secured by 1-4's$1,291,0003,892
Credit card lines$01,868
Commercial real estate, construction & land development$952,952,00048
Commitments secured by real estate$873,685,00050
Commitments not secured by real estate$79,267,00035
Securities underwriting$07
Other unused commitments$100,691,000441
Memoranda:
Commitments with an original maturity exceeding 1 yr$735,593,00095
Securities lent$053
All other off-balance sheet liabilities$0513
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2007-03-31Rank
Total unused commitments$1,187,545,000183
Loan commitments-revolving, open-end lines secured by 1-4's$1,514,0003,721
Credit card lines$01,881
Commercial real estate, construction & land development$1,057,486,00046
Commitments secured by real estate$980,933,00043
Commitments not secured by real estate$76,553,00039
Securities underwriting$06
Other unused commitments$128,545,000357
Memoranda:
Commitments with an original maturity exceeding 1 yr$699,801,00094
Securities lent$056
All other off-balance sheet liabilities$0487
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-12-31Rank
Total unused commitments$1,050,330,000194
Loan commitments-revolving, open-end lines secured by 1-4's$1,553,0003,677
Credit card lines$01,896
Commercial real estate, construction & land development$894,145,00052
Commitments secured by real estate$827,346,00052
Commitments not secured by real estate$66,799,00039
Securities underwriting$07
Other unused commitments$154,632,000311
Memoranda:
Commitments with an original maturity exceeding 1 yr$584,937,000111
Securities lent$049
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-09-30Rank
Total unused commitments$1,047,264,000200
Loan commitments-revolving, open-end lines secured by 1-4's$1,643,0003,623
Credit card lines$01,917
Commercial real estate, construction & land development$836,801,00056
Commitments secured by real estate$771,677,00053
Commitments not secured by real estate$65,124,00039
Securities underwriting$07
Other unused commitments$208,820,000250
Memoranda:
Commitments with an original maturity exceeding 1 yr$561,706,000115
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$848,156,000238
Loan commitments-revolving, open-end lines secured by 1-4's$659,0004,483
Credit card lines$01,932
Commercial real estate, construction & land development$661,213,00064
Commitments secured by real estate$637,529,00061
Commitments not secured by real estate$23,684,00067
Securities underwriting$07
Other unused commitments$186,284,000272
Memoranda:
Commitments with an original maturity exceeding 1 yr$459,131,000135
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$930,417,000217
Loan commitments-revolving, open-end lines secured by 1-4's$672,0004,437
Credit card lines$01,970
Commercial real estate, construction & land development$672,346,00062
Commitments secured by real estate$628,973,00059
Commitments not secured by real estate$43,373,00044
Securities underwriting$07
Other unused commitments$257,399,000219
Memoranda:
Commitments with an original maturity exceeding 1 yr$436,335,000137
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$856,892,000230
Loan commitments-revolving, open-end lines secured by 1-4's$714,0004,380
Credit card lines$01,992
Commercial real estate, construction & land development$604,484,00071
Commitments secured by real estate$604,484,00063
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$251,694,000208
Memoranda:
Commitments with an original maturity exceeding 1 yr$391,473,000141
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$654,229,000267
Loan commitments-revolving, open-end lines secured by 1-4's$93,0005,422
Credit card lines$02,022
Commercial real estate, construction & land development$441,363,00089
Commitments secured by real estate$441,363,00083
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$212,773,000236
Memoranda:
Commitments with an original maturity exceeding 1 yr$339,406,000151
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$672,727,000256
Loan commitments-revolving, open-end lines secured by 1-4's$93,0005,389
Credit card lines$02,052
Commercial real estate, construction & land development$489,890,00074
Commitments secured by real estate$489,890,00070
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$182,744,000251
Memoranda:
Commitments with an original maturity exceeding 1 yr$252,921,000177
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$508,893,000289
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,078
Commercial real estate, construction & land development$379,386,00096
Commitments secured by real estate$379,386,00089
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$129,507,000319
Memoranda:
Commitments with an original maturity exceeding 1 yr$274,874,000157
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$404,012,000344
Loan commitments-revolving, open-end lines secured by 1-4's$05,846
Credit card lines$02,092
Commercial real estate, construction & land development$280,783,000119
Commitments secured by real estate$280,783,000114
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$123,229,000323
Memoranda:
Commitments with an original maturity exceeding 1 yr$160,043,000221
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$301,930,000409
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$02,153
Commercial real estate, construction & land development$199,854,000142
Commitments secured by real estate$199,854,000137
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$102,076,000367
Memoranda:
Commitments with an original maturity exceeding 1 yr$148,556,000226
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$255,490,000445
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,201
Commercial real estate, construction & land development$215,222,000131
Commitments secured by real estate$215,222,000122
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$40,268,000778
Memoranda:
Commitments with an original maturity exceeding 1 yr$123,880,000246
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$207,155,000510
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$02,253
Commercial real estate, construction & land development$173,642,000143
Commitments secured by real estate$173,642,000137
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$33,513,000901
Memoranda:
Commitments with an original maturity exceeding 1 yr$106,726,000260
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$170,983,000575
Loan commitments-revolving, open-end lines secured by 1-4's$05,162
Credit card lines$02,174
Commercial real estate, construction & land development$130,686,000170
Commitments secured by real estate$130,686,000163
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$40,297,000734
Memoranda:
Commitments with an original maturity exceeding 1 yr$48,074,000489
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$90,833,000927
Loan commitments-revolving, open-end lines secured by 1-4's$05,161
Credit card lines$02,194
Commercial real estate, construction & land development$90,408,000234
Commitments secured by real estate$90,408,000226
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$425,0007,222
Memoranda:
Commitments with an original maturity exceeding 1 yr$15,156,0001,013
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$121,104,000747
Loan commitments-revolving, open-end lines secured by 1-4's$05,145
Credit card lines$02,230
Commercial real estate, construction & land development$68,531,000287
Commitments secured by real estate$68,531,000280
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$52,573,000610
Memoranda:
Commitments with an original maturity exceeding 1 yr$13,568,0001,054
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$223,858,000484
Loan commitments-revolving, open-end lines secured by 1-4's$05,136
Credit card lines$02,280
Commercial real estate, construction & land development$29,603,000589
Commitments secured by real estate$29,603,000574
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$194,255,000224
Memoranda:
Commitments with an original maturity exceeding 1 yr$17,526,000855
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$12,398,0003,606
Loan commitments-revolving, open-end lines secured by 1-4's$05,126
Credit card lines$02,321
Commercial real estate, construction & land development$9,495,0001,468
Commitments secured by real estate$9,495,0001,436
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$2,903,0004,608
Memoranda:
Commitments with an original maturity exceeding 1 yr$70,0004,523
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$9,560,0004,039
Loan commitments-revolving, open-end lines secured by 1-4's$05,084
Credit card lines$02,495
Commercial real estate, construction & land development$7,664,0001,596
Commitments secured by real estate$7,664,0001,558
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$1,896,0005,481
Memoranda:
Commitments with an original maturity exceeding 1 yr$512,0003,755
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$20,178,0002,320
Loan commitments-revolving, open-end lines secured by 1-4's$05,058
Credit card lines$03,061
Commercial real estate, construction & land development$19,137,000709
Commitments secured by real estate$19,137,000685
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$1,041,0006,450
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$10,333,0003,676
Loan commitments-revolving, open-end lines secured by 1-4's$05,066
Credit card lines$03,256
Commercial real estate, construction & land development$9,647,0001,260
Commitments secured by real estate$9,647,0001,209
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$686,0007,105
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$7,737,0004,252
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$03,409
Commercial real estate, construction & land development$7,737,0001,307
Commitments secured by real estate$7,600,0001,267
Commitments not secured by real estate$137,000808
Securities underwriting$013
Other unused commitments$08,560
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$410,0009,739
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$372,0002,787
Commercial real estate, construction & land development$06,633
Commitments secured by real estate$06,582
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$38,0008,742
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$435,0009,921
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$403,0002,812
Commercial real estate, construction & land development$06,817
Commitments secured by real estate$06,744
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$32,0009,036
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$687,0009,635
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$460,0002,776
Commercial real estate, construction & land development$86,0006,242
Commitments secured by real estate$86,0006,149
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$141,0008,892
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$370,00010,686
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$344,0002,932
Commercial real estate, construction & land development$07,167
Commitments secured by real estate$07,090
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$26,0009,649
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$432,00010,773
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$354,0002,846
Commercial real estate, construction & land development$63,0006,599
Commitments secured by real estate$63,0006,478
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$15,0009,757
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$345,00011,125
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$329,0002,873
Commercial real estate, construction & land development$07,208
Commitments secured by real estate$07,068
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$16,0009,748
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109