Home > Franklin Bank of California > Income and Expense
Franklin Bank of California, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,000 | 9,004 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $29,000 | 8,993 |
| Provision for loan and lease losses | $-19,000 | 8,795 |
| Total noninterest income | $5,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $113,000 | 8,997 |
| Salaries and employee benefits | $96,000 | 8,951 |
| Premises and equipment expense | $15,000 | 8,911 |
| Additional noninterest expense | $2,000 | 9,017 |
| Pre-tax net operating income | $-60,000 | 8,563 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $-79,000 | 8,610 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-79,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-79,000 | 8,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,000 | 9,057 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $20,000 | 9,045 |
| Provision for loan and lease losses | $-11,000 | 8,866 |
| Total noninterest income | $5,000 | 8,958 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $91,000 | 9,037 |
| Salaries and employee benefits | $79,000 | 8,972 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $2,000 | 9,071 |
| Pre-tax net operating income | $-55,000 | 8,633 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $-74,000 | 8,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-74,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-74,000 | 8,660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,000 | 9,101 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $9,000 | 9,088 |
| Provision for loan and lease losses | $-10,000 | 8,925 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $32,000 | 9,097 |
| Salaries and employee benefits | $26,000 | 9,064 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $0 | 9,110 |
| Pre-tax net operating income | $-8,000 | 8,596 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-10,000 | 8,863 |
| Income before extraordinary items | $2,000 | 8,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,000 | 8,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 9,132 |
| Total interest expense | $1,000 | 9,157 |
| Net interest income | $58,000 | 9,117 |
| Provision for loan and lease losses | $-35,000 | 8,957 |
| Total noninterest income | $-6,000 | 9,164 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-6,000 | 9,121 |
| Total noninterest expense | $148,000 | 9,150 |
| Salaries and employee benefits | $102,000 | 9,119 |
| Premises and equipment expense | $28,000 | 9,018 |
| Additional noninterest expense | $18,000 | 9,163 |
| Pre-tax net operating income | $-61,000 | 8,609 |
| Securities gains (losses) | $-31,000 | 8,917 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $-107,000 | 8,725 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-107,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,848 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-76,000 | 8,634 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $49,000 | 9,199 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $49,000 | 9,182 |
| Provision for loan and lease losses | $-27,000 | 9,064 |
| Total noninterest income | $-6,000 | 9,219 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,000 | 9,197 |
| Total noninterest expense | $122,000 | 9,202 |
| Salaries and employee benefits | $78,000 | 9,168 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $22,000 | 9,214 |
| Pre-tax net operating income | $-52,000 | 8,721 |
| Securities gains (losses) | $-24,000 | 9,028 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $-91,000 | 8,829 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-91,000 | 8,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,759 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-67,000 | 8,737 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $35,000 | 9,238 |
| Total interest expense | $0 | 9,250 |
| Net interest income | $35,000 | 9,219 |
| Provision for loan and lease losses | $-17,000 | 9,114 |
| Total noninterest income | $5,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $93,000 | 9,222 |
| Salaries and employee benefits | $54,000 | 9,200 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $24,000 | 9,213 |
| Pre-tax net operating income | $-36,000 | 8,748 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $-51,000 | 8,863 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-51,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-51,000 | 8,770 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $22,000 | 9,278 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $22,000 | 9,261 |
| Provision for loan and lease losses | $-9,000 | 9,187 |
| Total noninterest income | $4,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $45,000 | 9,267 |
| Salaries and employee benefits | $29,000 | 9,242 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $8,000 | 9,283 |
| Pre-tax net operating income | $-10,000 | 8,766 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $-23,000 | 8,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-23,000 | 8,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 9,271 |
| Total interest expense | $4,000 | 9,325 |
| Net interest income | $205,000 | 9,235 |
| Provision for loan and lease losses | $-100,000 | 9,262 |
| Total noninterest income | $18,000 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $271,000 | 9,265 |
| Salaries and employee benefits | $128,000 | 9,269 |
| Premises and equipment expense | $31,000 | 9,156 |
| Additional noninterest expense | $112,000 | 9,111 |
| Pre-tax net operating income | $52,000 | 8,467 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $50,000 | 8,551 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $50,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,032 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $50,000 | 8,468 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 9,359 |
| Total interest expense | $98,000 | 9,468 |
| Net interest income | $537,000 | 9,135 |
| Provision for loan and lease losses | $-389,000 | 9,573 |
| Total noninterest income | $306,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $306,000 | 4,077 |
| Total noninterest expense | $284,000 | 9,500 |
| Salaries and employee benefits | $131,000 | 9,518 |
| Premises and equipment expense | $32,000 | 9,385 |
| Additional noninterest expense | $121,000 | 9,252 |
| Pre-tax net operating income | $948,000 | 5,038 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $946,000 | 4,432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $946,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,779 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $946,000 | 4,311 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 8,960 |
| Total interest expense | $355,000 | 9,480 |
| Net interest income | $1,149,000 | 8,189 |
| Provision for loan and lease losses | $62,000 | 6,152 |
| Total noninterest income | $86,000 | 8,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $743,000 | 8,718 |
| Salaries and employee benefits | $227,000 | 9,550 |
| Premises and equipment expense | $63,000 | 9,117 |
| Additional noninterest expense | $453,000 | 6,750 |
| Pre-tax net operating income | $430,000 | 7,317 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $428,000 | 6,689 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $428,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 810 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $428,000 | 6,704 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 7,104 |
| Total interest expense | $971,000 | 8,247 |
| Net interest income | $2,271,000 | 6,139 |
| Provision for loan and lease losses | $1,558,000 | 680 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,013 |
| Total noninterest expense | $1,396,000 | 7,046 |
| Salaries and employee benefits | $385,000 | 8,968 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $941,000 | 4,218 |
| Pre-tax net operating income | $-598,000 | 9,910 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $-600,000 | 9,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-600,000 | 9,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,491,000 | 537 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-600,000 | 9,941 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 6,635 |
| Total interest expense | $1,039,000 | 8,314 |
| Net interest income | $2,783,000 | 5,440 |
| Provision for loan and lease losses | $2,868,000 | 463 |
| Total noninterest income | $546,000 | 4,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,824 |
| Total noninterest expense | $1,301,000 | 7,246 |
| Salaries and employee benefits | $361,000 | 9,219 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $868,000 | 4,415 |
| Pre-tax net operating income | $-840,000 | 10,309 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-840,000 | 10,339 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-840,000 | 10,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,061,000 | 467 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-840,000 | 10,318 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 9,248 |
| Total interest expense | $506,000 | 10,088 |
| Net interest income | $1,312,000 | 8,444 |
| Provision for loan and lease losses | $826,000 | 1,150 |
| Total noninterest income | $99,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $694,000 | 9,416 |
| Salaries and employee benefits | $264,000 | 10,183 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $371,000 | 7,614 |
| Pre-tax net operating income | $-109,000 | 10,494 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $-111,000 | 10,532 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-111,000 | 10,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,132 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-111,000 | 10,501 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 9,497 |
| Total interest expense | $523,000 | 10,526 |
| Net interest income | $1,385,000 | 8,560 |
| Provision for loan and lease losses | $365,000 | 2,228 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,361 |
| Total noninterest expense | $747,000 | 9,643 |
| Salaries and employee benefits | $270,000 | 10,578 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $416,000 | 7,754 |
| Pre-tax net operating income | $404,000 | 8,479 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $13,000 | 10,323 |
| Income before extraordinary items | $391,000 | 7,694 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $391,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,688 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $391,000 | 7,638 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 10,002 |
| Total interest expense | $506,000 | 10,991 |
| Net interest income | $1,321,000 | 9,021 |
| Provision for loan and lease losses | $215,000 | 2,872 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $648,000 | 10,374 |
| Salaries and employee benefits | $247,000 | 11,176 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $334,000 | 8,872 |
| Pre-tax net operating income | $532,000 | 8,266 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $11,000 | 10,915 |
| Income before extraordinary items | $521,000 | 7,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $521,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,609 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $521,000 | 7,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 9,838 |
| Total interest expense | $485,000 | 11,165 |
| Net interest income | $1,494,000 | 8,899 |
| Provision for loan and lease losses | $337,000 | 2,083 |
| Total noninterest income | $90,000 | 10,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $756,000 | 10,437 |
| Salaries and employee benefits | $269,000 | 11,490 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $491,000 | 8,719 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $490,000 | 7,387 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $490,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,358 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $490,000 | 7,423 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 10,369 |
| Total interest expense | $553,000 | 11,410 |
| Net interest income | $1,355,000 | 9,560 |
| Provision for loan and lease losses | $681,000 | 1,696 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $930,000 | 10,055 |
| Salaries and employee benefits | $374,000 | 10,895 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $483,000 | 8,399 |
| Pre-tax net operating income | $-205,000 | 12,698 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $-197,000 | 12,759 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-197,000 | 12,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 2,055 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-207,000 | 12,684 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 10,832 |
| Total interest expense | $733,000 | 11,658 |
| Net interest income | $1,303,000 | 9,974 |
| Provision for loan and lease losses | $269,000 | 4,423 |
| Total noninterest income | $91,000 | 11,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,002,000 | 9,970 |
| Salaries and employee benefits | $463,000 | 10,166 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $420,000 | 9,333 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $121,000 | 11,667 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $121,000 | 11,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 3,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $121,000 | 11,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.