Home > Franklin Bank > Assets and Liabilities
Franklin Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $87,456,000 | 5,364 |
| Cash and due from depository institutions | $2,634,000 | 7,017 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $4,031,000 | 7,713 |
| Federal funds sold & reverse repurchase agreements | $3,167,000 | 3,029 |
| Net loans & leases | $75,287,000 | 4,441 |
| Loan loss allowance | $988,000 | 4,123 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,522,000 | 5,009 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $815,000 | 7,108 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $87,456,000 | 5,364 |
| Total liabilities | $76,297,000 | 5,415 |
| Total deposits | $75,391,000 | 5,168 |
| Interest-bearing deposits | $62,189,000 | 5,214 |
| Deposits held in domestic offices | $75,391,000 | 5,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $334,000 | 5,605 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $572,000 | 4,823 |
| Total equity capital | $11,159,000 | 4,768 |
| Total bank equity capital | $11,159,000 | 4,768 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,396,000 | 750 |
| Surplus | $5,379,000 | 3,486 |
| Undivided profits | $384,000 | 7,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $250,000 | 7,521 |
| Earning assets | $82,485,000 | 5,271 |
| Long-term assets (5+ years) | $10,992,000 | 4,451 |
| Average Assets, year-to-date | $84,839,250 | 5,355 |
| Average Assets, quarterly | $89,702,500 | 5,236 |
| Volatile liabilities | $5,348,000 | 7,260 |
| Insider loans | $3,536,000 | 1,822 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,850,000 | 3,189 |
| Tier 1 (core) risk-based capital | $11,213,000 | 4,671 |
| Tier 2 risk-based capital | $974,000 | 3,937 |
| Total risk weighted assets | $77,893,000 | 4,487 |
| Total unused commitments | $20,850,000 | 3,191 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $91,949,000 | 5,148 |
| Cash and due from depository institutions | $3,982,000 | 7,011 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $4,282,000 | 7,701 |
| Federal funds sold & reverse repurchase agreements | $6,885,000 | 1,662 |
| Net loans & leases | $74,695,000 | 4,402 |
| Loan loss allowance | $883,000 | 4,416 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,450,000 | 5,083 |
| Other real estate owned | $0 | 7,011 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $655,000 | 7,384 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $91,949,000 | 5,148 |
| Total liabilities | $81,047,000 | 5,177 |
| Total deposits | $80,444,000 | 4,918 |
| Interest-bearing deposits | $64,598,000 | 5,068 |
| Deposits held in domestic offices | $80,444,000 | 4,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $336,000 | 5,505 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $267,000 | 6,442 |
| Total equity capital | $10,902,000 | 4,789 |
| Total bank equity capital | $10,902,000 | 4,789 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,396,000 | 734 |
| Surplus | $5,379,000 | 3,444 |
| Undivided profits | $127,000 | 8,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $261,000 | 7,282 |
| Earning assets | $85,862,000 | 5,080 |
| Long-term assets (5+ years) | $10,817,000 | 4,555 |
| Average Assets, year-to-date | $83,967,000 | 5,377 |
| Average Assets, quarterly | $86,497,500 | 5,310 |
| Volatile liabilities | $5,421,000 | 7,148 |
| Insider loans | $3,544,000 | 1,771 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,285,000 | 3,070 |
| Tier 1 (core) risk-based capital | $10,939,000 | 4,657 |
| Tier 2 risk-based capital | $883,000 | 4,167 |
| Total risk weighted assets | $77,975,000 | 4,419 |
| Total unused commitments | $21,285,000 | 3,071 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $81,046,000 | 5,550 |
| Cash and due from depository institutions | $2,352,000 | 7,208 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,240,000 | 7,785 |
| Federal funds sold & reverse repurchase agreements | $2,846,000 | 3,433 |
| Net loans & leases | $69,578,000 | 4,555 |
| Loan loss allowance | $821,000 | 4,633 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,403,000 | 5,159 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $627,000 | 7,485 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $81,046,000 | 5,550 |
| Total liabilities | $70,579,000 | 5,613 |
| Total deposits | $69,939,000 | 5,382 |
| Interest-bearing deposits | $55,512,000 | 5,584 |
| Deposits held in domestic offices | $69,939,000 | 5,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $337,000 | 5,380 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $303,000 | 6,037 |
| Total equity capital | $10,467,000 | 4,847 |
| Total bank equity capital | $10,467,000 | 4,847 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,396,000 | 716 |
| Surplus | $5,379,000 | 3,408 |
| Undivided profits | $-308,000 | 8,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $253,000 | 7,312 |
| Earning assets | $76,664,000 | 5,464 |
| Long-term assets (5+ years) | $8,579,000 | 5,053 |
| Average Assets, year-to-date | $79,976,000 | 5,569 |
| Average Assets, quarterly | $79,976,000 | 5,569 |
| Volatile liabilities | $5,238,000 | 7,143 |
| Insider loans | $3,552,000 | 1,729 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,565,000 | 2,975 |
| Tier 1 (core) risk-based capital | $10,543,000 | 4,746 |
| Tier 2 risk-based capital | $821,000 | 4,345 |
| Total risk weighted assets | $72,036,000 | 4,612 |
| Total unused commitments | $21,565,000 | 2,978 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $78,906,000 | 5,631 |
| Cash and due from depository institutions | $1,576,000 | 7,213 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $5,187,000 | 7,591 |
| Federal funds sold & reverse repurchase agreements | $5,287,000 | 2,118 |
| Net loans & leases | $64,976,000 | 4,726 |
| Loan loss allowance | $759,000 | 4,821 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,343,000 | 5,257 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $537,000 | 7,776 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $78,906,000 | 5,631 |
| Total liabilities | $68,807,000 | 5,696 |
| Total deposits | $68,164,000 | 5,468 |
| Interest-bearing deposits | $56,215,000 | 5,523 |
| Deposits held in domestic offices | $68,164,000 | 5,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $339,000 | 5,431 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $304,000 | 5,952 |
| Total equity capital | $10,099,000 | 4,969 |
| Total bank equity capital | $10,099,000 | 4,969 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,396,000 | 701 |
| Surplus | $5,379,000 | 3,366 |
| Undivided profits | $-676,000 | 8,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $167,000 | 8,073 |
| Earning assets | $75,450,000 | 5,502 |
| Long-term assets (5+ years) | $7,996,000 | 5,245 |
| Average Assets, year-to-date | $73,343,000 | 5,741 |
| Average Assets, quarterly | $80,056,000 | 5,552 |
| Volatile liabilities | $5,132,000 | 7,183 |
| Insider loans | $3,561,000 | 1,714 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,119,000 | 2,927 |
| Tier 1 (core) risk-based capital | $10,128,000 | 4,827 |
| Tier 2 risk-based capital | $759,000 | 4,542 |
| Total risk weighted assets | $67,368,000 | 4,797 |
| Total unused commitments | $21,119,000 | 2,929 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $81,206,000 | 5,507 |
| Cash and due from depository institutions | $2,113,000 | 7,238 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $6,201,000 | 7,393 |
| Federal funds sold & reverse repurchase agreements | $10,232,000 | 1,104 |
| Net loans & leases | $60,895,000 | 4,924 |
| Loan loss allowance | $686,000 | 5,143 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,371,000 | 5,178 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $394,000 | 8,271 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $81,206,000 | 5,507 |
| Total liabilities | $71,587,000 | 5,534 |
| Total deposits | $70,832,000 | 5,294 |
| Interest-bearing deposits | $58,735,000 | 5,355 |
| Deposits held in domestic offices | $70,832,000 | 5,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $340,000 | 5,456 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $415,000 | 5,403 |
| Total equity capital | $9,619,000 | 5,112 |
| Total bank equity capital | $9,619,000 | 5,112 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,396,000 | 688 |
| Surplus | $5,379,000 | 3,318 |
| Undivided profits | $-1,156,000 | 8,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $190,000 | 7,982 |
| Earning assets | $77,328,000 | 5,378 |
| Long-term assets (5+ years) | $5,260,000 | 6,054 |
| Average Assets, year-to-date | $71,952,250 | 5,806 |
| Average Assets, quarterly | $79,714,000 | 5,553 |
| Volatile liabilities | $4,715,000 | 7,373 |
| Insider loans | $3,569,000 | 1,642 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,385,000 | 3,059 |
| Tier 1 (core) risk-based capital | $9,648,000 | 4,964 |
| Tier 2 risk-based capital | $686,000 | 4,837 |
| Total risk weighted assets | $65,323,000 | 4,856 |
| Total unused commitments | $19,385,000 | 3,062 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $78,222,000 | 5,638 |
| Cash and due from depository institutions | $2,772,000 | 7,300 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $5,249,000 | 7,695 |
| Federal funds sold & reverse repurchase agreements | $11,876,000 | 910 |
| Net loans & leases | $56,668,000 | 5,085 |
| Loan loss allowance | $628,000 | 5,409 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,400,000 | 5,123 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $257,000 | 8,664 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,222,000 | 5,638 |
| Total liabilities | $68,922,000 | 5,687 |
| Total deposits | $68,250,000 | 5,431 |
| Interest-bearing deposits | $54,988,000 | 5,602 |
| Deposits held in domestic offices | $68,250,000 | 5,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $341,000 | 5,447 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $331,000 | 5,600 |
| Total equity capital | $9,300,000 | 5,111 |
| Total bank equity capital | $9,300,000 | 5,111 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,396,000 | 673 |
| Surplus | $5,379,000 | 3,275 |
| Undivided profits | $-1,475,000 | 8,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $145,000 | 8,311 |
| Earning assets | $73,793,000 | 5,531 |
| Long-term assets (5+ years) | $5,589,000 | 6,078 |
| Average Assets, year-to-date | $68,867,670 | 5,987 |
| Average Assets, quarterly | $71,863,000 | 5,875 |
| Volatile liabilities | $4,935,000 | 7,249 |
| Insider loans | $2,541,000 | 2,228 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,140,000 | 3,195 |
| Tier 1 (core) risk-based capital | $9,374,000 | 5,006 |
| Tier 2 risk-based capital | $628,000 | 5,064 |
| Total risk weighted assets | $61,425,000 | 5,018 |
| Total unused commitments | $18,140,000 | 3,198 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $65,504,000 | 6,198 |
| Cash and due from depository institutions | $1,805,000 | 7,302 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $1,336,000 | 8,613 |
| Federal funds sold & reverse repurchase agreements | $9,256,000 | 1,591 |
| Net loans & leases | $51,342,000 | 5,326 |
| Loan loss allowance | $569,000 | 5,692 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,438,000 | 5,043 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $327,000 | 8,432 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $65,504,000 | 6,198 |
| Total liabilities | $59,281,000 | 6,135 |
| Total deposits | $58,741,000 | 5,960 |
| Interest-bearing deposits | $46,286,000 | 6,184 |
| Deposits held in domestic offices | $58,741,000 | 5,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $342,000 | 5,321 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $198,000 | 7,055 |
| Total equity capital | $6,223,000 | 6,603 |
| Total bank equity capital | $6,223,000 | 6,603 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,929,000 | 1,004 |
| Surplus | $3,912,000 | 4,032 |
| Undivided profits | $-1,618,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $168,000 | 8,103 |
| Earning assets | $61,934,000 | 6,105 |
| Long-term assets (5+ years) | $3,283,000 | 6,743 |
| Average Assets, year-to-date | $64,190,500 | 6,243 |
| Average Assets, quarterly | $64,190,500 | 6,243 |
| Volatile liabilities | $4,688,000 | 7,291 |
| Insider loans | $1,685,000 | 2,984 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,746,000 | 3,416 |
| Tier 1 (core) risk-based capital | $6,221,000 | 6,419 |
| Tier 2 risk-based capital | $569,000 | 5,339 |
| Total risk weighted assets | $54,412,000 | 5,327 |
| Total unused commitments | $15,746,000 | 3,422 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $62,877,000 | 6,328 |
| Cash and due from depository institutions | $2,507,000 | 7,163 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $6,842,000 | 7,370 |
| Federal funds sold & reverse repurchase agreements | $3,371,000 | 3,055 |
| Net loans & leases | $48,401,000 | 5,473 |
| Loan loss allowance | $535,000 | 5,845 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,471,000 | 4,989 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $285,000 | 8,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,877,000 | 6,328 |
| Total liabilities | $57,843,000 | 6,213 |
| Total deposits | $57,173,000 | 6,032 |
| Interest-bearing deposits | $47,786,000 | 6,063 |
| Deposits held in domestic offices | $57,173,000 | 6,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $344,000 | 5,330 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $326,000 | 5,871 |
| Total equity capital | $5,034,000 | 7,189 |
| Total bank equity capital | $5,034,000 | 7,189 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,235,000 | 1,209 |
| Surplus | $3,193,000 | 4,493 |
| Undivided profits | $-1,394,000 | 8,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $181,000 | 8,078 |
| Earning assets | $58,614,000 | 6,249 |
| Long-term assets (5+ years) | $4,295,000 | 6,451 |
| Average Assets, year-to-date | $54,990,000 | 6,613 |
| Average Assets, quarterly | $60,585,000 | 6,403 |
| Volatile liabilities | $4,260,000 | 7,482 |
| Insider loans | $1,690,000 | 2,946 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,958,000 | 3,311 |
| Tier 1 (core) risk-based capital | $5,025,000 | 7,067 |
| Tier 2 risk-based capital | $535,000 | 5,511 |
| Total risk weighted assets | $51,793,000 | 5,474 |
| Total unused commitments | $15,958,000 | 3,313 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 16 | 7,012 |
| Assets and Liabilities | ||
| Total Assets: | $58,293,000 | 6,562 |
| Cash and due from depository institutions | $2,177,000 | 7,012 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,843,000 | 8,069 |
| Federal funds sold & reverse repurchase agreements | $6,130,000 | 2,212 |
| Net loans & leases | $44,441,000 | 5,734 |
| Loan loss allowance | $490,000 | 6,118 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,501,000 | 4,922 |
| Other real estate owned | $0 | 7,012 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $201,000 | 8,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,293,000 | 6,562 |
| Total liabilities | $53,414,000 | 6,457 |
| Total deposits | $52,844,000 | 6,274 |
| Interest-bearing deposits | $43,422,000 | 6,366 |
| Deposits held in domestic offices | $52,844,000 | 6,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $345,000 | 5,303 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $225,000 | 7,077 |
| Total equity capital | $4,879,000 | 7,306 |
| Total bank equity capital | $4,879,000 | 7,306 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,235,000 | 1,204 |
| Surplus | $3,193,000 | 4,447 |
| Undivided profits | $-1,549,000 | 8,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $144,000 | 8,473 |
| Earning assets | $54,414,000 | 6,490 |
| Long-term assets (5+ years) | $4,285,000 | 6,458 |
| Average Assets, year-to-date | $53,018,250 | 6,757 |
| Average Assets, quarterly | $57,203,000 | 6,589 |
| Volatile liabilities | $2,927,000 | 8,095 |
| Insider loans | $1,368,000 | 3,367 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,632,000 | 3,440 |
| Tier 1 (core) risk-based capital | $4,859,000 | 7,190 |
| Tier 2 risk-based capital | $490,000 | 5,764 |
| Total risk weighted assets | $49,155,000 | 5,647 |
| Total unused commitments | $14,632,000 | 3,446 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $56,113,000 | 6,665 |
| Cash and due from depository institutions | $1,597,000 | 7,213 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,814,000 | 8,074 |
| Federal funds sold & reverse repurchase agreements | $3,135,000 | 3,942 |
| Net loans & leases | $45,835,000 | 5,625 |
| Loan loss allowance | $456,000 | 6,316 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,532,000 | 4,855 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $200,000 | 8,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,113,000 | 6,665 |
| Total liabilities | $51,417,000 | 6,562 |
| Total deposits | $50,870,000 | 6,407 |
| Interest-bearing deposits | $41,735,000 | 6,508 |
| Deposits held in domestic offices | $50,870,000 | 6,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $346,000 | 5,367 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $201,000 | 7,378 |
| Total equity capital | $4,696,000 | 7,427 |
| Total bank equity capital | $4,696,000 | 7,427 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,235,000 | 1,191 |
| Surplus | $3,193,000 | 4,410 |
| Undivided profits | $-1,732,000 | 9,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $135,000 | 8,550 |
| Earning assets | $52,784,000 | 6,567 |
| Long-term assets (5+ years) | $8,792,000 | 5,141 |
| Average Assets, year-to-date | $51,260,000 | 6,883 |
| Average Assets, quarterly | $53,120,500 | 6,813 |
| Volatile liabilities | $2,711,000 | 8,225 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,851,000 | 3,857 |
| Tier 1 (core) risk-based capital | $4,661,000 | 7,283 |
| Tier 2 risk-based capital | $456,000 | 5,959 |
| Total risk weighted assets | $47,331,000 | 5,731 |
| Total unused commitments | $11,851,000 | 3,869 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $50,128,000 | 6,984 |
| Cash and due from depository institutions | $2,202,000 | 7,403 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,823,000 | 8,143 |
| Federal funds sold & reverse repurchase agreements | $6,652,000 | 2,521 |
| Net loans & leases | $35,732,000 | 6,321 |
| Loan loss allowance | $410,000 | 6,612 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,568,000 | 4,764 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $151,000 | 9,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,128,000 | 6,984 |
| Total liabilities | $45,543,000 | 6,913 |
| Total deposits | $45,038,000 | 6,741 |
| Interest-bearing deposits | $38,026,000 | 6,785 |
| Deposits held in domestic offices | $45,038,000 | 6,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $347,000 | 5,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $158,000 | 7,861 |
| Total equity capital | $4,585,000 | 7,455 |
| Total bank equity capital | $4,585,000 | 7,455 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,235,000 | 1,190 |
| Surplus | $3,193,000 | 4,373 |
| Undivided profits | $-1,843,000 | 9,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $118,000 | 8,703 |
| Earning assets | $46,207,000 | 6,953 |
| Long-term assets (5+ years) | $7,780,000 | 5,348 |
| Average Assets, year-to-date | $48,833,500 | 7,027 |
| Average Assets, quarterly | $48,833,500 | 7,027 |
| Volatile liabilities | $2,593,000 | 8,273 |
| Insider loans | $128,000 | 7,307 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,004,000 | 4,391 |
| Tier 1 (core) risk-based capital | $4,535,000 | 7,339 |
| Tier 2 risk-based capital | $410,000 | 6,248 |
| Total risk weighted assets | $40,699,000 | 6,160 |
| Total unused commitments | $9,004,000 | 4,405 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $47,539,000 | 7,129 |
| Cash and due from depository institutions | $1,464,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,790,000 | 8,201 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 3,725 |
| Net loans & leases | $37,161,000 | 6,232 |
| Loan loss allowance | $388,000 | 6,729 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,598,000 | 4,708 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $216,000 | 9,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,539,000 | 7,129 |
| Total liabilities | $43,010,000 | 7,068 |
| Total deposits | $42,460,000 | 6,911 |
| Interest-bearing deposits | $36,619,000 | 6,867 |
| Deposits held in domestic offices | $42,460,000 | 6,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $348,000 | 5,366 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $202,000 | 7,515 |
| Total equity capital | $4,529,000 | 7,477 |
| Total bank equity capital | $4,529,000 | 7,477 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,235,000 | 1,177 |
| Surplus | $3,193,000 | 4,316 |
| Undivided profits | $-1,899,000 | 9,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $143,000 | 8,590 |
| Earning assets | $44,261,000 | 7,068 |
| Long-term assets (5+ years) | $7,030,000 | 5,498 |
| Average Assets, year-to-date | $40,902,200 | 7,405 |
| Average Assets, quarterly | $45,498,500 | 7,220 |
| Volatile liabilities | $2,833,000 | 8,224 |
| Insider loans | $148,000 | 7,200 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,764,000 | 4,920 |
| Tier 1 (core) risk-based capital | $4,466,000 | 7,364 |
| Tier 2 risk-based capital | $388,000 | 6,401 |
| Total risk weighted assets | $39,510,000 | 6,248 |
| Total unused commitments | $6,764,000 | 4,926 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $35,018,000 | 7,969 |
| Cash and due from depository institutions | $892,000 | 7,525 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $6,782,000 | 7,396 |
| Federal funds sold & reverse repurchase agreements | $6,386,000 | 2,262 |
| Net loans & leases | $19,029,000 | 7,934 |
| Loan loss allowance | $221,000 | 8,055 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,736,000 | 4,445 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $193,000 | 9,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,018,000 | 7,969 |
| Total liabilities | $30,393,000 | 8,006 |
| Total deposits | $29,919,000 | 7,900 |
| Interest-bearing deposits | $25,839,000 | 7,843 |
| Deposits held in domestic offices | $29,919,000 | 7,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $351,000 | 5,148 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $123,000 | 8,703 |
| Total equity capital | $4,625,000 | 7,361 |
| Total bank equity capital | $4,625,000 | 7,361 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,235,000 | 1,169 |
| Surplus | $3,193,000 | 4,238 |
| Undivided profits | $-1,803,000 | 9,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $77,000 | 9,264 |
| Earning assets | $32,197,000 | 7,949 |
| Long-term assets (5+ years) | $5,196,000 | 6,086 |
| Average Assets, year-to-date | $30,663,400 | 8,112 |
| Average Assets, quarterly | $33,355,500 | 8,052 |
| Volatile liabilities | $1,777,000 | 8,851 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,975,000 | 6,622 |
| Tier 1 (core) risk-based capital | $4,625,000 | 7,235 |
| Tier 2 risk-based capital | $221,000 | 7,822 |
| Total risk weighted assets | $25,774,000 | 7,483 |
| Total unused commitments | $2,975,000 | 6,631 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $24,280,000 | 8,779 |
| Cash and due from depository institutions | $1,819,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $532,000 | 9,624 |
| Federal funds sold & reverse repurchase agreements | $19,371,000 | 633 |
| Net loans & leases | $630,000 | 9,809 |
| Loan loss allowance | $10,000 | 9,772 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,878,000 | 4,186 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $50,000 | 9,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,280,000 | 8,779 |
| Total liabilities | $18,616,000 | 8,989 |
| Total deposits | $18,096,000 | 8,941 |
| Interest-bearing deposits | $16,595,000 | 8,772 |
| Deposits held in domestic offices | $18,096,000 | 8,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $355,000 | 5,140 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $165,000 | 8,657 |
| Total equity capital | $5,664,000 | 6,598 |
| Total bank equity capital | $5,664,000 | 6,598 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,235,000 | 1,168 |
| Surplus | $3,193,000 | 4,195 |
| Undivided profits | $-764,000 | 9,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,000 | 9,748 |
| Earning assets | $20,533,000 | 8,909 |
| Long-term assets (5+ years) | $61,000 | 8,652 |
| Average Assets, year-to-date | $24,280,000 | 8,664 |
| Average Assets, quarterly | $24,280,000 | 8,747 |
| Volatile liabilities | $206,000 | 9,766 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $185,000 | 9,342 |
| Tier 1 (core) risk-based capital | $5,663,000 | 6,474 |
| Tier 2 risk-based capital | $10,000 | 9,777 |
| Total risk weighted assets | $6,767,600 | 9,574 |
| Total unused commitments | $185,000 | 9,346 |
| Derivatives | $0 | 481 |