Home > Frances Slocum Bank and Trust Company > Assets and Liabilities
Frances Slocum Bank and Trust Company, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 52 | 3,262 |
| Assets and Liabilities | ||
| Total Assets: | $213,071,000 | 2,921 |
| Cash and due from depository institutions | $8,767,000 | 3,262 |
| Interest-bearing balances | $752,000 | 2,799 |
| Securities | $14,146,000 | 5,391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $169,281,000 | 2,535 |
| Loan loss allowance | $2,022,000 | 2,477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,912,000 | 3,646 |
| Other real estate owned | $1,518,000 | 3,262 |
| Goodwill and other intangibles | $10,319,000 | 633 |
| All other assets | $6,128,000 | 2,573 |
| Life insurance assets | $2,783,000 | 1,849 |
| Total liabilities and capital | $213,071,000 | 2,921 |
| Total liabilities | $185,671,000 | 2,984 |
| Total deposits | $153,276,000 | 3,276 |
| Interest-bearing deposits | $131,071,000 | 3,253 |
| Deposits held in domestic offices | $153,276,000 | 3,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,687,000 | 797 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,000,000 | 2,301 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,708,000 | 2,731 |
| Total equity capital | $27,400,000 | 2,473 |
| Total bank equity capital | $27,400,000 | 2,473 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $963,000 | 3,158 |
| Surplus | $23,424,000 | 1,233 |
| Undivided profits | $3,013,000 | 5,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,793,000 | 1,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,258,000 | 3,147 |
| Earning assets | $184,179,000 | 3,070 |
| Long-term assets (5+ years) | $27,476,000 | 2,856 |
| Average Assets, year-to-date | $209,657,000 | 2,958 |
| Average Assets, quarterly | $209,657,000 | 2,958 |
| Volatile liabilities | $68,427,000 | 1,938 |
| Insider loans | $8,666,000 | 806 |
| FHLB advances | $11,000,000 | 2,187 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,132,000 | 2,571 |
| Tier 1 (core) risk-based capital | $17,236,000 | 3,565 |
| Tier 2 risk-based capital | $2,022,000 | 2,353 |
| Total risk weighted assets | $170,130,000 | 2,626 |
| Total unused commitments | $31,132,000 | 2,572 |
| Derivatives | $417,000 | 947 |
| 2006-12-31 | Rank | |
| # of Employees: | 52 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $206,243,000 | 2,997 |
| Cash and due from depository institutions | $2,560,000 | 3,257 |
| Interest-bearing balances | $479,000 | 3,217 |
| Securities | $14,460,000 | 5,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $169,070,000 | 2,518 |
| Loan loss allowance | $2,098,000 | 2,367 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,953,000 | 3,563 |
| Other real estate owned | $418,000 | 3,257 |
| Goodwill and other intangibles | $10,428,000 | 617 |
| All other assets | $6,354,000 | 2,512 |
| Life insurance assets | $2,761,000 | 1,823 |
| Total liabilities and capital | $206,243,000 | 2,997 |
| Total liabilities | $178,078,000 | 3,083 |
| Total deposits | $138,581,000 | 3,531 |
| Interest-bearing deposits | $119,490,000 | 3,455 |
| Deposits held in domestic offices | $138,581,000 | 3,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,821,000 | 943 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,125,000 | 1,586 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,551,000 | 2,908 |
| Total equity capital | $28,165,000 | 2,375 |
| Total bank equity capital | $28,165,000 | 2,375 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $963,000 | 3,156 |
| Surplus | $23,419,000 | 1,202 |
| Undivided profits | $3,783,000 | 5,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,536,000 | 2,729 |
| Earning assets | $184,009,000 | 3,056 |
| Long-term assets (5+ years) | $26,082,000 | 2,902 |
| Average Assets, year-to-date | $196,763,600 | 2,993 |
| Average Assets, quarterly | $207,666,500 | 2,945 |
| Volatile liabilities | $62,520,000 | 2,216 |
| Insider loans | $6,617,000 | 1,054 |
| FHLB advances | $15,000,000 | 1,924 |
| Loans and leases held for sale | $109,000 | 1,642 |
| Unused loan commitments | $25,261,000 | 2,903 |
| Tier 1 (core) risk-based capital | $17,918,000 | 3,381 |
| Tier 2 risk-based capital | $2,098,000 | 2,274 |
| Total risk weighted assets | $168,602,000 | 2,635 |
| Total unused commitments | $25,261,000 | 2,903 |
| Derivatives | $441,000 | 908 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $209,090,000 | 2,937 |
| Cash and due from depository institutions | $6,394,000 | 3,508 |
| Interest-bearing balances | $581,000 | 2,950 |
| Securities | $14,741,000 | 5,360 |
| Federal funds sold & reverse repurchase agreements | $824,000 | 4,896 |
| Net loans & leases | $166,744,000 | 2,551 |
| Loan loss allowance | $2,137,000 | 2,343 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,967,000 | 3,538 |
| Other real estate owned | $491,000 | 3,508 |
| Goodwill and other intangibles | $10,537,000 | 610 |
| All other assets | $6,392,000 | 2,488 |
| Life insurance assets | $2,739,000 | 1,795 |
| Total liabilities and capital | $209,090,000 | 2,937 |
| Total liabilities | $181,450,000 | 3,002 |
| Total deposits | $168,633,000 | 2,943 |
| Interest-bearing deposits | $150,344,000 | 2,813 |
| Deposits held in domestic offices | $168,633,000 | 2,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,000,000 | 2,485 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,817,000 | 2,538 |
| Total equity capital | $27,640,000 | 2,382 |
| Total bank equity capital | $27,640,000 | 2,382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $963,000 | 3,174 |
| Surplus | $23,414,000 | 1,198 |
| Undivided profits | $3,263,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,833,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,529,000 | 2,740 |
| Earning assets | $182,890,000 | 3,041 |
| Long-term assets (5+ years) | $24,965,000 | 2,951 |
| Average Assets, year-to-date | $194,393,750 | 3,030 |
| Average Assets, quarterly | $203,830,500 | 2,975 |
| Volatile liabilities | $64,954,000 | 2,161 |
| Insider loans | $6,684,000 | 1,037 |
| FHLB advances | $11,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,445,000 | 2,988 |
| Tier 1 (core) risk-based capital | $17,349,000 | 3,472 |
| Tier 2 risk-based capital | $2,100,000 | 2,276 |
| Total risk weighted assets | $167,937,000 | 2,614 |
| Total unused commitments | $24,445,000 | 2,988 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $198,571,000 | 3,044 |
| Cash and due from depository institutions | $6,007,000 | 3,307 |
| Interest-bearing balances | $686,000 | 2,800 |
| Securities | $14,945,000 | 5,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $157,371,000 | 2,651 |
| Loan loss allowance | $2,211,000 | 2,252 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,020,000 | 3,467 |
| Other real estate owned | $594,000 | 3,307 |
| Goodwill and other intangibles | $10,647,000 | 597 |
| All other assets | $5,987,000 | 2,596 |
| Life insurance assets | $2,717,000 | 1,770 |
| Total liabilities and capital | $198,571,000 | 3,044 |
| Total liabilities | $170,703,000 | 3,127 |
| Total deposits | $130,125,000 | 3,625 |
| Interest-bearing deposits | $112,661,000 | 3,525 |
| Deposits held in domestic offices | $130,125,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,239,000 | 743 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,339,000 | 2,912 |
| Total equity capital | $27,868,000 | 2,294 |
| Total bank equity capital | $27,868,000 | 2,294 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $963,000 | 3,169 |
| Surplus | $23,410,000 | 1,177 |
| Undivided profits | $3,495,000 | 5,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,644,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,294,000 | 2,882 |
| Earning assets | $173,002,000 | 3,152 |
| Long-term assets (5+ years) | $27,450,000 | 2,754 |
| Average Assets, year-to-date | $189,495,000 | 3,102 |
| Average Assets, quarterly | $193,281,000 | 3,080 |
| Volatile liabilities | $64,066,000 | 2,139 |
| Insider loans | $6,948,000 | 986 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,699,000 | 2,625 |
| Tier 1 (core) risk-based capital | $17,603,000 | 3,366 |
| Tier 2 risk-based capital | $1,995,000 | 2,345 |
| Total risk weighted assets | $159,384,000 | 2,723 |
| Total unused commitments | $29,699,000 | 2,626 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $187,991,000 | 3,145 |
| Cash and due from depository institutions | $6,394,000 | 3,344 |
| Interest-bearing balances | $559,000 | 3,117 |
| Securities | $15,548,000 | 5,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $146,140,000 | 2,780 |
| Loan loss allowance | $2,334,000 | 2,126 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,061,000 | 3,386 |
| Other real estate owned | $651,000 | 3,344 |
| Goodwill and other intangibles | $10,756,000 | 566 |
| All other assets | $5,441,000 | 2,741 |
| Life insurance assets | $2,695,000 | 1,742 |
| Total liabilities and capital | $187,991,000 | 3,145 |
| Total liabilities | $160,183,000 | 3,282 |
| Total deposits | $141,811,000 | 3,344 |
| Interest-bearing deposits | $121,374,000 | 3,308 |
| Deposits held in domestic offices | $141,811,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,799,000 | 1,049 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,573,000 | 2,587 |
| Total equity capital | $27,808,000 | 2,266 |
| Total bank equity capital | $27,808,000 | 2,266 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $963,000 | 3,155 |
| Surplus | $23,401,000 | 1,139 |
| Undivided profits | $3,444,000 | 5,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 1,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,053,000 | 3,287 |
| Earning assets | $162,247,000 | 3,307 |
| Long-term assets (5+ years) | $23,417,000 | 3,009 |
| Average Assets, year-to-date | $184,957,000 | 3,162 |
| Average Assets, quarterly | $184,957,000 | 3,162 |
| Volatile liabilities | $48,297,000 | 2,543 |
| Insider loans | $6,274,000 | 1,067 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,330,000 | 2,899 |
| Tier 1 (core) risk-based capital | $17,356,000 | 3,356 |
| Tier 2 risk-based capital | $1,850,000 | 2,468 |
| Total risk weighted assets | $147,510,000 | 2,874 |
| Total unused commitments | $25,330,000 | 2,899 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $181,923,000 | 3,207 |
| Cash and due from depository institutions | $5,634,000 | 3,409 |
| Interest-bearing balances | $800,000 | 2,862 |
| Securities | $16,095,000 | 5,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $140,221,000 | 2,839 |
| Loan loss allowance | $2,347,000 | 2,083 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,089,000 | 3,351 |
| Other real estate owned | $655,000 | 3,409 |
| Goodwill and other intangibles | $10,865,000 | 551 |
| All other assets | $5,364,000 | 2,739 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $181,923,000 | 3,207 |
| Total liabilities | $154,186,000 | 3,355 |
| Total deposits | $127,572,000 | 3,609 |
| Interest-bearing deposits | $109,424,000 | 3,535 |
| Deposits held in domestic offices | $127,572,000 | 3,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,428,000 | 940 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,186,000 | 3,111 |
| Total equity capital | $27,737,000 | 2,252 |
| Total bank equity capital | $27,737,000 | 2,252 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $963,000 | 3,161 |
| Surplus | $23,401,000 | 1,117 |
| Undivided profits | $3,373,000 | 5,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,140,000 | 3,092 |
| Earning assets | $157,116,000 | 3,356 |
| Long-term assets (5+ years) | $23,705,000 | 2,970 |
| Average Assets, year-to-date | $180,132,600 | 3,108 |
| Average Assets, quarterly | $182,279,500 | 3,169 |
| Volatile liabilities | $42,240,000 | 2,770 |
| Insider loans | $6,536,000 | 1,006 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,993,000 | 2,718 |
| Tier 1 (core) risk-based capital | $17,152,000 | 3,344 |
| Tier 2 risk-based capital | $1,755,000 | 2,535 |
| Total risk weighted assets | $139,846,000 | 2,979 |
| Total unused commitments | $26,993,000 | 2,718 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $182,636,000 | 3,146 |
| Cash and due from depository institutions | $6,837,000 | 3,401 |
| Interest-bearing balances | $932,000 | 2,799 |
| Securities | $16,864,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $139,097,000 | 2,826 |
| Loan loss allowance | $2,322,000 | 2,083 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,131,000 | 3,275 |
| Other real estate owned | $391,000 | 3,401 |
| Goodwill and other intangibles | $10,975,000 | 525 |
| All other assets | $5,341,000 | 2,703 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $182,636,000 | 3,146 |
| Total liabilities | $154,938,000 | 3,295 |
| Total deposits | $148,308,000 | 3,144 |
| Interest-bearing deposits | $130,023,000 | 3,026 |
| Deposits held in domestic offices | $148,308,000 | 3,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,533 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,530,000 | 2,547 |
| Total equity capital | $27,698,000 | 2,225 |
| Total bank equity capital | $27,698,000 | 2,225 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $963,000 | 3,143 |
| Surplus | $23,401,000 | 1,076 |
| Undivided profits | $3,334,000 | 5,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,204,000 | 2,907 |
| Earning assets | $156,893,000 | 3,319 |
| Long-term assets (5+ years) | $24,634,000 | 2,900 |
| Average Assets, year-to-date | $179,685,000 | 3,097 |
| Average Assets, quarterly | $178,666,500 | 3,178 |
| Volatile liabilities | $34,788,000 | 3,072 |
| Insider loans | $5,334,000 | 1,204 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,529,000 | 2,487 |
| Tier 1 (core) risk-based capital | $16,856,000 | 3,344 |
| Tier 2 risk-based capital | $1,750,000 | 2,506 |
| Total risk weighted assets | $139,419,000 | 2,936 |
| Total unused commitments | $30,529,000 | 2,490 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $174,697,000 | 3,203 |
| Cash and due from depository institutions | $5,796,000 | 3,181 |
| Interest-bearing balances | $314,000 | 3,806 |
| Securities | $17,569,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $131,441,000 | 2,873 |
| Loan loss allowance | $2,296,000 | 2,083 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,179,000 | 3,180 |
| Other real estate owned | $233,000 | 3,181 |
| Goodwill and other intangibles | $11,084,000 | 515 |
| All other assets | $5,395,000 | 2,581 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $174,697,000 | 3,203 |
| Total liabilities | $147,213,000 | 3,372 |
| Total deposits | $138,986,000 | 3,280 |
| Interest-bearing deposits | $120,974,000 | 3,157 |
| Deposits held in domestic offices | $138,986,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,829,000 | 2,423 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,398,000 | 2,546 |
| Total equity capital | $27,484,000 | 2,191 |
| Total bank equity capital | $27,484,000 | 2,191 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $963,000 | 3,126 |
| Surplus | $23,401,000 | 1,054 |
| Undivided profits | $3,120,000 | 5,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,001,000 | 3,139 |
| Earning assets | $149,324,000 | 3,392 |
| Long-term assets (5+ years) | $25,714,000 | 2,850 |
| Average Assets, year-to-date | $178,701,330 | 3,093 |
| Average Assets, quarterly | $178,599,500 | 3,116 |
| Volatile liabilities | $31,104,000 | 3,203 |
| Insider loans | $4,040,000 | 1,584 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,515,000 | 2,594 |
| Tier 1 (core) risk-based capital | $16,512,000 | 3,328 |
| Tier 2 risk-based capital | $1,640,000 | 2,597 |
| Total risk weighted assets | $130,530,000 | 3,016 |
| Total unused commitments | $27,515,000 | 2,596 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $182,502,000 | 3,073 |
| Cash and due from depository institutions | $6,630,000 | 3,261 |
| Interest-bearing balances | $562,000 | 3,304 |
| Securities | $16,661,000 | 5,200 |
| Federal funds sold & reverse repurchase agreements | $5,940,000 | 2,026 |
| Net loans & leases | $133,363,000 | 2,809 |
| Loan loss allowance | $2,313,000 | 2,052 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,235,000 | 3,129 |
| Other real estate owned | $287,000 | 3,261 |
| Goodwill and other intangibles | $11,194,000 | 498 |
| All other assets | $5,192,000 | 2,627 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $182,502,000 | 3,073 |
| Total liabilities | $155,371,000 | 3,219 |
| Total deposits | $148,640,000 | 3,084 |
| Interest-bearing deposits | $126,591,000 | 3,052 |
| Deposits held in domestic offices | $148,640,000 | 3,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,731,000 | 2,176 |
| Total equity capital | $27,131,000 | 2,146 |
| Total bank equity capital | $27,131,000 | 2,146 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $963,000 | 3,134 |
| Surplus | $23,401,000 | 1,021 |
| Undivided profits | $2,767,000 | 5,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,015,000 | 3,023 |
| Earning assets | $156,526,000 | 3,250 |
| Long-term assets (5+ years) | $30,825,000 | 2,588 |
| Average Assets, year-to-date | $180,703,500 | 3,088 |
| Average Assets, quarterly | $180,703,500 | 3,088 |
| Volatile liabilities | $28,231,000 | 3,327 |
| Insider loans | $2,956,000 | 2,045 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,486,000 | 2,539 |
| Tier 1 (core) risk-based capital | $16,169,000 | 3,353 |
| Tier 2 risk-based capital | $1,687,000 | 2,518 |
| Total risk weighted assets | $134,356,000 | 2,897 |
| Total unused commitments | $27,486,000 | 2,544 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $178,905,000 | 3,117 |
| Cash and due from depository institutions | $6,155,000 | 3,389 |
| Interest-bearing balances | $516,000 | 3,435 |
| Securities | $17,585,000 | 5,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $135,168,000 | 2,755 |
| Loan loss allowance | $2,210,000 | 2,116 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,269,000 | 3,063 |
| Other real estate owned | $246,000 | 3,389 |
| Goodwill and other intangibles | $11,303,000 | 489 |
| All other assets | $5,179,000 | 2,580 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $178,905,000 | 3,117 |
| Total liabilities | $151,866,000 | 3,269 |
| Total deposits | $139,527,000 | 3,234 |
| Interest-bearing deposits | $114,464,000 | 3,292 |
| Deposits held in domestic offices | $139,527,000 | 3,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,845,000 | 1,480 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,494,000 | 2,383 |
| Total equity capital | $27,039,000 | 2,161 |
| Total bank equity capital | $27,039,000 | 2,161 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $963,000 | 3,132 |
| Surplus | $23,401,000 | 1,002 |
| Undivided profits | $2,675,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,046,000 | 2,921 |
| Earning assets | $153,269,000 | 3,307 |
| Long-term assets (5+ years) | $31,930,000 | 2,588 |
| Average Assets, year-to-date | $172,562,400 | 3,107 |
| Average Assets, quarterly | $178,653,500 | 3,102 |
| Volatile liabilities | $28,909,000 | 3,210 |
| Insider loans | $3,340,000 | 1,816 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,598,000 | 2,491 |
| Tier 1 (core) risk-based capital | $15,793,000 | 3,377 |
| Tier 2 risk-based capital | $1,698,000 | 2,508 |
| Total risk weighted assets | $135,311,000 | 2,856 |
| Total unused commitments | $26,598,000 | 2,492 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $178,402,000 | 3,103 |
| Cash and due from depository institutions | $6,247,000 | 2,918 |
| Interest-bearing balances | $607,000 | 3,317 |
| Securities | $18,556,000 | 4,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $133,603,000 | 2,743 |
| Loan loss allowance | $2,338,000 | 2,004 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,322,000 | 2,993 |
| Other real estate owned | $241,000 | 2,918 |
| Goodwill and other intangibles | $11,412,000 | 476 |
| All other assets | $5,021,000 | 2,607 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $178,402,000 | 3,103 |
| Total liabilities | $151,436,000 | 3,226 |
| Total deposits | $138,714,000 | 3,211 |
| Interest-bearing deposits | $116,913,000 | 3,204 |
| Deposits held in domestic offices | $138,714,000 | 3,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,945,000 | 1,518 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,009,000 | 3,558 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,768,000 | 2,118 |
| Total equity capital | $26,966,000 | 2,154 |
| Total bank equity capital | $26,966,000 | 2,154 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $963,000 | 3,138 |
| Surplus | $23,401,000 | 973 |
| Undivided profits | $2,602,000 | 6,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,074,000 | 2,917 |
| Earning assets | $152,766,000 | 3,265 |
| Long-term assets (5+ years) | $33,065,000 | 2,546 |
| Average Assets, year-to-date | $170,976,750 | 3,122 |
| Average Assets, quarterly | $176,497,000 | 3,105 |
| Volatile liabilities | $27,412,000 | 3,297 |
| Insider loans | $3,139,000 | 1,869 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,838,000 | 2,745 |
| Tier 1 (core) risk-based capital | $15,550,000 | 3,414 |
| Tier 2 risk-based capital | $1,657,000 | 2,515 |
| Total risk weighted assets | $131,855,000 | 2,876 |
| Total unused commitments | $22,838,000 | 2,749 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $174,592,000 | 3,140 |
| Cash and due from depository institutions | $6,472,000 | 2,773 |
| Interest-bearing balances | $568,000 | 3,424 |
| Securities | $19,197,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $128,808,000 | 2,795 |
| Loan loss allowance | $2,292,000 | 2,027 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,530,000 | 2,812 |
| Other real estate owned | $297,000 | 2,773 |
| Goodwill and other intangibles | $11,522,000 | 465 |
| All other assets | $4,766,000 | 2,706 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $174,592,000 | 3,140 |
| Total liabilities | $147,440,000 | 3,290 |
| Total deposits | $133,730,000 | 3,295 |
| Interest-bearing deposits | $110,741,000 | 3,342 |
| Deposits held in domestic offices | $133,730,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,163,000 | 1,370 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,003,000 | 3,498 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,544,000 | 2,161 |
| Total equity capital | $27,152,000 | 2,029 |
| Total bank equity capital | $27,152,000 | 2,029 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $962,000 | 3,152 |
| Surplus | $23,401,000 | 954 |
| Undivided profits | $2,789,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $838,000 | 3,462 |
| Earning assets | $148,573,000 | 3,319 |
| Long-term assets (5+ years) | $35,399,000 | 2,503 |
| Average Assets, year-to-date | $168,501,670 | 3,163 |
| Average Assets, quarterly | $170,311,500 | 3,160 |
| Volatile liabilities | $21,570,000 | 3,822 |
| Insider loans | $3,158,000 | 1,823 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,548,000 | 2,608 |
| Tier 1 (core) risk-based capital | $15,885,000 | 3,281 |
| Tier 2 risk-based capital | $1,600,000 | 2,568 |
| Total risk weighted assets | $127,280,000 | 2,925 |
| Total unused commitments | $24,548,000 | 2,612 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $166,031,000 | 3,221 |
| Cash and due from depository institutions | $6,501,000 | 2,838 |
| Interest-bearing balances | $629,000 | 3,527 |
| Securities | $18,016,000 | 5,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $121,245,000 | 2,872 |
| Loan loss allowance | $2,289,000 | 2,013 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,613,000 | 2,709 |
| Other real estate owned | $233,000 | 2,838 |
| Goodwill and other intangibles | $11,631,000 | 446 |
| All other assets | $4,792,000 | 2,570 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $166,031,000 | 3,221 |
| Total liabilities | $137,364,000 | 3,458 |
| Total deposits | $129,635,000 | 3,385 |
| Interest-bearing deposits | $106,457,000 | 3,455 |
| Deposits held in domestic offices | $129,635,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $571,000 | 2,745 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,006,000 | 3,359 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,152,000 | 1,882 |
| Total equity capital | $28,667,000 | 1,956 |
| Total bank equity capital | $28,667,000 | 1,956 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $962,000 | 3,154 |
| Surplus | $23,401,000 | 940 |
| Undivided profits | $4,304,000 | 5,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $865,000 | 3,297 |
| Earning assets | $139,890,000 | 3,489 |
| Long-term assets (5+ years) | $33,200,000 | 2,573 |
| Average Assets, year-to-date | $165,456,500 | 3,207 |
| Average Assets, quarterly | $165,456,500 | 3,207 |
| Volatile liabilities | $15,248,000 | 4,608 |
| Insider loans | $3,163,000 | 1,804 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,616,000 | 2,534 |
| Tier 1 (core) risk-based capital | $16,847,000 | 3,074 |
| Tier 2 risk-based capital | $1,519,000 | 2,659 |
| Total risk weighted assets | $120,782,000 | 3,009 |
| Total unused commitments | $24,616,000 | 2,542 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $164,882,000 | 3,224 |
| Cash and due from depository institutions | $5,845,000 | 2,864 |
| Interest-bearing balances | $358,000 | 3,999 |
| Securities | $18,627,000 | 5,014 |
| Federal funds sold & reverse repurchase agreements | $1,740,000 | 4,244 |
| Net loans & leases | $121,296,000 | 2,843 |
| Loan loss allowance | $2,186,000 | 2,081 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,687,000 | 2,651 |
| Other real estate owned | $225,000 | 2,864 |
| Goodwill and other intangibles | $11,753,000 | 441 |
| All other assets | $1,709,000 | 5,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,882,000 | 3,224 |
| Total liabilities | $136,442,000 | 3,452 |
| Total deposits | $129,363,000 | 3,358 |
| Interest-bearing deposits | $107,481,000 | 3,406 |
| Deposits held in domestic offices | $129,363,000 | 3,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,040,000 | 3,345 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,039,000 | 1,841 |
| Total equity capital | $28,440,000 | 1,932 |
| Total bank equity capital | $28,440,000 | 1,932 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $963,000 | 3,178 |
| Surplus | $23,401,000 | 922 |
| Undivided profits | $4,076,000 | 5,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,041,000 | 2,875 |
| Earning assets | $142,021,000 | 3,411 |
| Long-term assets (5+ years) | $35,205,000 | 2,484 |
| Average Assets, year-to-date | $174,479,400 | 3,017 |
| Average Assets, quarterly | $168,843,000 | 3,152 |
| Volatile liabilities | $14,766,000 | 4,672 |
| Insider loans | $2,158,000 | 2,456 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,602,000 | 2,703 |
| Tier 1 (core) risk-based capital | $16,669,000 | 3,062 |
| Tier 2 risk-based capital | $1,504,000 | 2,669 |
| Total risk weighted assets | $119,636,000 | 3,045 |
| Total unused commitments | $21,602,000 | 2,708 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $172,804,000 | 3,121 |
| Cash and due from depository institutions | $7,447,000 | 2,921 |
| Interest-bearing balances | $7,000 | 6,757 |
| Securities | $19,943,000 | 4,757 |
| Federal funds sold & reverse repurchase agreements | $5,615,000 | 2,385 |
| Net loans & leases | $122,078,000 | 2,801 |
| Loan loss allowance | $2,050,000 | 2,217 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,761,000 | 2,580 |
| Other real estate owned | $244,000 | 2,921 |
| Goodwill and other intangibles | $11,880,000 | 442 |
| All other assets | $1,836,000 | 4,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,804,000 | 3,121 |
| Total liabilities | $144,758,000 | 3,283 |
| Total deposits | $138,021,000 | 3,181 |
| Interest-bearing deposits | $116,187,000 | 3,186 |
| Deposits held in domestic offices | $138,021,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,007,000 | 3,310 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,730,000 | 2,168 |
| Total equity capital | $28,046,000 | 1,949 |
| Total bank equity capital | $28,046,000 | 1,949 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $963,000 | 3,197 |
| Surplus | $23,401,000 | 925 |
| Undivided profits | $3,682,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,093,000 | 2,899 |
| Earning assets | $147,643,000 | 3,284 |
| Long-term assets (5+ years) | $36,905,000 | 2,403 |
| Average Assets, year-to-date | $176,878,750 | 2,996 |
| Average Assets, quarterly | $175,233,500 | 3,071 |
| Volatile liabilities | $19,470,000 | 3,938 |
| Insider loans | $5,391,000 | 993 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,158,000 | 3,021 |
| Tier 1 (core) risk-based capital | $16,203,000 | 3,118 |
| Tier 2 risk-based capital | $1,530,000 | 2,614 |
| Total risk weighted assets | $121,873,000 | 2,971 |
| Total unused commitments | $18,158,000 | 3,023 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $177,663,000 | 3,032 |
| Cash and due from depository institutions | $6,925,000 | 2,799 |
| Interest-bearing balances | $12,000 | 6,634 |
| Securities | $25,064,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $127,287,000 | 2,684 |
| Loan loss allowance | $2,565,000 | 1,754 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,823,000 | 2,515 |
| Other real estate owned | $736,000 | 2,799 |
| Goodwill and other intangibles | $12,011,000 | 421 |
| All other assets | $1,817,000 | 4,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,663,000 | 3,032 |
| Total liabilities | $150,125,000 | 3,182 |
| Total deposits | $143,001,000 | 3,082 |
| Interest-bearing deposits | $119,412,000 | 3,102 |
| Deposits held in domestic offices | $143,001,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,009,000 | 3,278 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,115,000 | 1,923 |
| Total equity capital | $27,538,000 | 1,977 |
| Total bank equity capital | $27,538,000 | 1,977 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $963,000 | 3,198 |
| Surplus | $22,401,000 | 934 |
| Undivided profits | $4,174,000 | 5,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,661,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,109,000 | 2,743 |
| Earning assets | $152,363,000 | 3,181 |
| Long-term assets (5+ years) | $42,129,000 | 2,037 |
| Average Assets, year-to-date | $178,237,000 | 2,972 |
| Average Assets, quarterly | $177,651,500 | 3,012 |
| Volatile liabilities | $18,789,000 | 3,982 |
| Insider loans | $5,484,000 | 951 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,615,000 | 2,670 |
| Tier 1 (core) risk-based capital | $14,976,000 | 3,325 |
| Tier 2 risk-based capital | $1,613,000 | 2,462 |
| Total risk weighted assets | $128,099,000 | 2,809 |
| Total unused commitments | $21,615,000 | 2,679 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $177,640,000 | 3,008 |
| Cash and due from depository institutions | $7,044,000 | 3,006 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $17,003,000 | 5,150 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 5,050 |
| Net loans & leases | $132,561,000 | 2,536 |
| Loan loss allowance | $2,365,000 | 1,853 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,973,000 | 2,394 |
| Other real estate owned | $580,000 | 3,006 |
| Goodwill and other intangibles | $12,144,000 | 406 |
| All other assets | $2,060,000 | 4,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,640,000 | 3,008 |
| Total liabilities | $150,429,000 | 3,148 |
| Total deposits | $143,541,000 | 3,037 |
| Interest-bearing deposits | $119,934,000 | 3,079 |
| Deposits held in domestic offices | $143,541,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,016,000 | 3,194 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,872,000 | 2,153 |
| Total equity capital | $27,211,000 | 1,958 |
| Total bank equity capital | $27,211,000 | 1,958 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $963,000 | 3,212 |
| Surplus | $22,401,000 | 922 |
| Undivided profits | $3,847,000 | 5,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,555,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,312,000 | 2,322 |
| Earning assets | $151,854,000 | 3,167 |
| Long-term assets (5+ years) | $28,131,000 | 2,691 |
| Average Assets, year-to-date | $178,524,000 | 2,955 |
| Average Assets, quarterly | $178,524,000 | 2,955 |
| Volatile liabilities | $17,692,000 | 4,098 |
| Insider loans | $5,639,000 | 924 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,373,000 | 2,670 |
| Tier 1 (core) risk-based capital | $14,777,000 | 3,321 |
| Tier 2 risk-based capital | $1,635,000 | 2,386 |
| Total risk weighted assets | $130,080,000 | 2,715 |
| Total unused commitments | $20,373,000 | 2,683 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $179,408,000 | 2,913 |
| Cash and due from depository institutions | $7,064,000 | 3,119 |
| Interest-bearing balances | $24,000 | 6,263 |
| Securities | $12,117,000 | 6,042 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,182 |
| Net loans & leases | $140,620,000 | 2,393 |
| Loan loss allowance | $2,503,000 | 1,723 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,053,000 | 2,316 |
| Other real estate owned | $369,000 | 3,119 |
| Goodwill and other intangibles | $12,290,000 | 394 |
| All other assets | $2,195,000 | 4,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,408,000 | 2,913 |
| Total liabilities | $152,325,000 | 3,064 |
| Total deposits | $145,241,000 | 2,963 |
| Interest-bearing deposits | $122,767,000 | 2,966 |
| Deposits held in domestic offices | $145,241,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,036,000 | 3,225 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,048,000 | 1,990 |
| Total equity capital | $27,083,000 | 1,935 |
| Total bank equity capital | $27,083,000 | 1,935 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $963,000 | 3,212 |
| Surplus | $22,401,000 | 905 |
| Undivided profits | $3,719,000 | 5,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,247,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,353,000 | 2,356 |
| Earning assets | $153,461,000 | 3,100 |
| Long-term assets (5+ years) | $25,854,000 | 2,821 |
| Average Assets, year-to-date | $184,290,000 | 2,730 |
| Average Assets, quarterly | $183,060,500 | 2,839 |
| Volatile liabilities | $17,693,000 | 4,060 |
| Insider loans | $1,548,000 | 3,031 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,185,000 | 2,538 |
| Tier 1 (core) risk-based capital | $14,510,000 | 3,318 |
| Tier 2 risk-based capital | $1,749,000 | 2,216 |
| Total risk weighted assets | $139,148,000 | 2,503 |
| Total unused commitments | $21,185,000 | 2,543 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $186,939,000 | 2,698 |
| Cash and due from depository institutions | $7,409,000 | 2,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,793,000 | 7,695 |
| Federal funds sold & reverse repurchase agreements | $16,450,000 | 869 |
| Net loans & leases | $137,161,000 | 2,359 |
| Loan loss allowance | $2,253,000 | 1,779 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,469,000 | 2,014 |
| Other real estate owned | $366,000 | 2,594 |
| Goodwill and other intangibles | $12,362,000 | 373 |
| All other assets | $2,929,000 | 3,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,939,000 | 2,698 |
| Total liabilities | $162,569,000 | 2,788 |
| Total deposits | $159,143,000 | 2,575 |
| Interest-bearing deposits | $135,550,000 | 2,607 |
| Deposits held in domestic offices | $159,143,000 | 2,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,426,000 | 1,309 |
| Total equity capital | $24,370,000 | 2,022 |
| Total bank equity capital | $24,370,000 | 2,022 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $963,000 | 3,274 |
| Surplus | $22,295,000 | 881 |
| Undivided profits | $1,112,000 | 7,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,605,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,538,000 | 2,203 |
| Earning assets | $159,404,000 | 2,867 |
| Long-term assets (5+ years) | $12,414,000 | 4,314 |
| Average Assets, year-to-date | $173,206,200 | 2,749 |
| Average Assets, quarterly | $183,362,500 | 2,707 |
| Volatile liabilities | $22,780,000 | 3,323 |
| Insider loans | $2,687,000 | 1,838 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,284,000 | 2,559 |
| Tier 1 (core) risk-based capital | $12,007,000 | 3,735 |
| Tier 2 risk-based capital | $1,678,000 | 2,165 |
| Total risk weighted assets | $133,755,000 | 2,484 |
| Total unused commitments | $19,284,000 | 2,566 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 65 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $164,961,000 | 2,897 |
| Cash and due from depository institutions | $5,340,000 | 2,641 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $12,489,000 | 6,114 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,406 |
| Net loans & leases | $132,011,000 | 2,379 |
| Loan loss allowance | $1,458,000 | 2,524 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,850,000 | 2,289 |
| Other real estate owned | $161,000 | 2,641 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,510,000 | 3,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,961,000 | 2,897 |
| Total liabilities | $146,593,000 | 2,944 |
| Total deposits | $145,103,000 | 2,685 |
| Interest-bearing deposits | $123,317,000 | 2,731 |
| Deposits held in domestic offices | $145,103,000 | 2,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,000 | 3,652 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,400,000 | 2,733 |
| Total equity capital | $18,368,000 | 2,551 |
| Total bank equity capital | $18,368,000 | 2,551 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $963,000 | 3,366 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $12,405,000 | 2,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,557,000 | 1,659 |
| Earning assets | $153,100,000 | 2,870 |
| Long-term assets (5+ years) | $10,753,000 | 4,435 |
| Average Assets, year-to-date | $158,199,800 | 2,879 |
| Average Assets, quarterly | $161,449,500 | 2,927 |
| Volatile liabilities | $24,481,000 | 3,153 |
| Insider loans | $2,620,000 | 1,812 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,813,000 | 2,906 |
| Tier 1 (core) risk-based capital | $18,380,000 | 2,442 |
| Tier 2 risk-based capital | $1,458,000 | 2,361 |
| Total risk weighted assets | $122,434,900 | 2,592 |
| Total unused commitments | $14,813,000 | 2,907 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 66 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $151,952,000 | 3,058 |
| Cash and due from depository institutions | $5,610,000 | 2,691 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,442,000 | 6,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $127,832,000 | 2,349 |
| Loan loss allowance | $1,235,000 | 2,853 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,371,000 | 2,566 |
| Other real estate owned | $323,000 | 2,691 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,374,000 | 3,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,952,000 | 3,058 |
| Total liabilities | $135,091,000 | 3,094 |
| Total deposits | $130,324,000 | 2,923 |
| Interest-bearing deposits | $109,024,000 | 2,999 |
| Deposits held in domestic offices | $130,324,000 | 2,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,987,000 | 2,142 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,780,000 | 2,076 |
| Total equity capital | $16,861,000 | 2,623 |
| Total bank equity capital | $16,861,000 | 2,623 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $963,000 | 3,446 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $10,898,000 | 2,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,139,000 | 1,977 |
| Earning assets | $140,274,000 | 3,048 |
| Long-term assets (5+ years) | $10,769,000 | 4,695 |
| Average Assets, year-to-date | $145,334,000 | 3,056 |
| Average Assets, quarterly | $149,674,500 | 3,064 |
| Volatile liabilities | $22,945,000 | 3,136 |
| Insider loans | $3,002,000 | 1,556 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,312,000 | 2,735 |
| Tier 1 (core) risk-based capital | $17,029,000 | 2,570 |
| Tier 2 risk-based capital | $1,235,000 | 2,599 |
| Total risk weighted assets | $115,098,200 | 2,627 |
| Total unused commitments | $16,312,000 | 2,741 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $144,098,000 | 3,129 |
| Cash and due from depository institutions | $5,312,000 | 2,961 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,345,000 | 5,743 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,927 |
| Net loans & leases | $109,368,000 | 2,535 |
| Loan loss allowance | $1,213,000 | 2,807 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,737,000 | 2,939 |
| Other real estate owned | $256,000 | 2,961 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,180,000 | 3,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,098,000 | 3,129 |
| Total liabilities | $128,131,000 | 3,171 |
| Total deposits | $126,435,000 | 2,993 |
| Interest-bearing deposits | $105,514,000 | 3,065 |
| Deposits held in domestic offices | $126,435,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $272,000 | 2,945 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,424,000 | 2,646 |
| Total equity capital | $15,967,000 | 2,814 |
| Total bank equity capital | $15,967,000 | 2,814 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $963,000 | 3,454 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $13,004,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 2,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $921,000 | 2,434 |
| Earning assets | $133,613,000 | 3,108 |
| Long-term assets (5+ years) | $8,866,000 | 5,018 |
| Average Assets, year-to-date | $134,298,000 | 3,181 |
| Average Assets, quarterly | $139,359,000 | 3,178 |
| Volatile liabilities | $16,933,000 | 3,465 |
| Insider loans | $4,915,000 | 854 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,811,000 | 3,261 |
| Tier 1 (core) risk-based capital | $15,816,000 | 2,705 |
| Tier 2 risk-based capital | $1,213,000 | 2,544 |
| Total risk weighted assets | $98,695,700 | 2,855 |
| Total unused commitments | $11,811,000 | 3,265 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $128,283,000 | 3,441 |
| Cash and due from depository institutions | $4,840,000 | 2,965 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,320,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,461 |
| Net loans & leases | $100,350,000 | 2,758 |
| Loan loss allowance | $1,051,000 | 3,221 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,260,000 | 3,445 |
| Other real estate owned | $149,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,764,000 | 3,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,283,000 | 3,441 |
| Total liabilities | $113,369,000 | 3,496 |
| Total deposits | $111,339,000 | 3,329 |
| Interest-bearing deposits | $92,964,000 | 3,416 |
| Deposits held in domestic offices | $111,339,000 | 3,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $387,000 | 3,241 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,643,000 | 2,381 |
| Total equity capital | $14,914,000 | 2,973 |
| Total bank equity capital | $14,914,000 | 2,973 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $963,000 | 3,548 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $11,951,000 | 2,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $814,000 | 2,842 |
| Earning assets | $119,270,000 | 3,398 |
| Long-term assets (5+ years) | $4,397,000 | 6,281 |
| Average Assets, year-to-date | $123,790,800 | 3,382 |
| Average Assets, quarterly | $126,185,000 | 3,444 |
| Volatile liabilities | $11,898,000 | 4,431 |
| Insider loans | $3,986,000 | 1,040 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,575,000 | 4,119 |
| Tier 1 (core) risk-based capital | $14,791,000 | 2,873 |
| Tier 2 risk-based capital | $1,051,000 | 2,796 |
| Total risk weighted assets | $87,636,700 | 3,149 |
| Total unused commitments | $7,575,000 | 4,121 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 59 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $124,339,000 | 3,619 |
| Cash and due from depository institutions | $5,018,000 | 3,205 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,791,000 | 5,175 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $91,645,000 | 3,000 |
| Loan loss allowance | $1,202,000 | 2,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,072,000 | 3,678 |
| Other real estate owned | $118,000 | 3,205 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,695,000 | 4,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,339,000 | 3,619 |
| Total liabilities | $110,464,000 | 3,671 |
| Total deposits | $108,483,000 | 3,508 |
| Interest-bearing deposits | $89,833,000 | 3,619 |
| Deposits held in domestic offices | $108,483,000 | 3,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $377,000 | 3,394 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,604,000 | 2,427 |
| Total equity capital | $13,875,000 | 3,204 |
| Total bank equity capital | $13,875,000 | 3,204 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $963,000 | 3,776 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $10,912,000 | 2,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $776,000 | 2,935 |
| Earning assets | $115,436,000 | 3,583 |
| Long-term assets (5+ years) | $4,897,000 | 5,927 |
| Average Assets, year-to-date | $121,397,200 | 3,556 |
| Average Assets, quarterly | $123,397,000 | 3,609 |
| Volatile liabilities | $12,416,000 | 4,178 |
| Insider loans | $3,273,000 | 1,319 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,252,000 | 4,146 |
| Tier 1 (core) risk-based capital | $13,657,000 | 3,159 |
| Tier 2 risk-based capital | $1,046,060 | 2,847 |
| Total risk weighted assets | $83,528,860 | 3,296 |
| Total unused commitments | $7,252,000 | 4,160 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $117,622,000 | 3,800 |
| Cash and due from depository institutions | $3,869,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,402,000 | 4,794 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,981 |
| Net loans & leases | $82,166,000 | 3,236 |
| Loan loss allowance | $1,129,000 | 3,168 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,924,000 | 3,841 |
| Other real estate owned | $206,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,655,000 | 4,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,622,000 | 3,800 |
| Total liabilities | $104,538,000 | 3,847 |
| Total deposits | $102,356,000 | 3,729 |
| Interest-bearing deposits | $86,291,000 | 3,809 |
| Deposits held in domestic offices | $102,356,000 | 3,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $308,000 | 3,302 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,874,000 | 2,220 |
| Total equity capital | $13,084,000 | 3,359 |
| Total bank equity capital | $13,084,000 | 3,359 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $963,000 | 3,965 |
| Surplus | $1,500,000 | 6,497 |
| Undivided profits | $10,621,000 | 2,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $692,000 | 3,420 |
| Earning assets | $109,968,000 | 3,729 |
| Long-term assets (5+ years) | $6,162,000 | 5,272 |
| Average Assets, year-to-date | $113,817,600 | 3,773 |
| Average Assets, quarterly | $116,056,500 | 3,815 |
| Volatile liabilities | $9,107,000 | 4,847 |
| Insider loans | $2,685,000 | 1,628 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,142,000 | 4,437 |
| Tier 1 (core) risk-based capital | $12,571,000 | 3,385 |
| Tier 2 risk-based capital | $951,910 | 3,047 |
| Total risk weighted assets | $75,975,810 | 3,474 |
| Total unused commitments | $6,142,000 | 4,449 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $113,463,000 | 3,900 |
| Cash and due from depository institutions | $4,858,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,566,000 | 5,388 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
| Net loans & leases | $79,943,000 | 3,231 |
| Loan loss allowance | $1,096,000 | 3,305 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,920,000 | 3,781 |
| Other real estate owned | $236,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,340,000 | 3,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,463,000 | 3,900 |
| Total liabilities | $102,228,000 | 3,929 |
| Total deposits | $93,772,000 | 3,998 |
| Interest-bearing deposits | $77,748,000 | 4,175 |
| Deposits held in domestic offices | $93,772,000 | 3,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,348,000 | 1,489 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,108,000 | 2,840 |
| Total equity capital | $11,235,000 | 3,627 |
| Total bank equity capital | $11,235,000 | 3,627 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $963,000 | 4,138 |
| Surplus | $1,500,000 | 6,572 |
| Undivided profits | $8,772,000 | 2,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $873,000 | 2,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $322,000 | 357 |
| Income earned, not collected on loans | $497,000 | 4,246 |
| Earning assets | $104,109,000 | 3,892 |
| Long-term assets (5+ years) | $6,199,000 | 5,439 |
| Average Assets, year-to-date | $107,617,800 | 4,004 |
| Average Assets, quarterly | $110,172,000 | 3,966 |
| Volatile liabilities | $15,224,000 | 3,142 |
| Insider loans | $1,508,000 | 2,676 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,449,000 | 5,249 |
| Tier 1 (core) risk-based capital | $11,227,000 | 3,666 |
| Tier 2 risk-based capital | $875,120 | 3,281 |
| Total risk weighted assets | $69,788,420 | 3,677 |
| Total unused commitments | $4,449,000 | 5,256 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $106,175,000 | 4,224 |
| Cash and due from depository institutions | $4,733,000 | 3,382 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,844,000 | 5,946 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $75,578,000 | 3,341 |
| Loan loss allowance | $759,000 | 4,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,722,000 | 4,153 |
| Other real estate owned | $917,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,181,000 | 5,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,175,000 | 4,224 |
| Total liabilities | $95,985,000 | 4,226 |
| Total deposits | $94,522,000 | 4,102 |
| Interest-bearing deposits | $79,401,000 | 4,227 |
| Deposits held in domestic offices | $94,522,000 | 4,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $348,000 | 3,439 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,115,000 | 2,867 |
| Total equity capital | $10,190,000 | 4,007 |
| Total bank equity capital | $10,190,000 | 4,007 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $963,000 | 4,294 |
| Surplus | $1,500,000 | 6,601 |
| Undivided profits | $7,727,000 | 3,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $392,000 | 353 |
| Income earned, not collected on loans | $391,000 | 4,757 |
| Earning assets | $97,622,000 | 4,222 |
| Long-term assets (5+ years) | $5,310,000 | 6,239 |
| Average Assets, year-to-date | $101,903,000 | 4,262 |
| Average Assets, quarterly | $105,684,500 | 4,204 |
| Volatile liabilities | $9,964,000 | 4,108 |
| Insider loans | $2,459,000 | 1,684 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,288,000 | 6,111 |
| Tier 1 (core) risk-based capital | $10,190,000 | 3,921 |
| Tier 2 risk-based capital | $759,000 | 3,687 |
| Total risk weighted assets | $68,164,800 | 3,716 |
| Total unused commitments | $3,288,000 | 6,130 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $99,124,000 | 4,550 |
| Cash and due from depository institutions | $3,184,000 | 3,556 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,184,000 | 4,987 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $65,294,000 | 3,893 |
| Loan loss allowance | $838,000 | 4,323 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,767,000 | 4,041 |
| Other real estate owned | $1,183,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,412,000 | 4,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,124,000 | 4,550 |
| Total liabilities | $89,862,000 | 4,596 |
| Total deposits | $87,255,000 | 4,559 |
| Interest-bearing deposits | $75,377,000 | 4,586 |
| Deposits held in domestic offices | $87,255,000 | 4,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $741,000 | 2,772 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,866,000 | 1,988 |
| Total equity capital | $9,262,000 | 4,184 |
| Total bank equity capital | $9,262,000 | 4,184 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $963,000 | 4,501 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $6,799,000 | 3,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $483,000 | 4,242 |
| Earning assets | $91,578,000 | 4,524 |
| Long-term assets (5+ years) | $9,596,000 | 4,464 |
| Average Assets, year-to-date | $102,688,600 | 4,332 |
| Average Assets, quarterly | $99,219,000 | 4,533 |
| Volatile liabilities | $12,214,000 | 3,536 |
| Insider loans | $735,000 | 1,222 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,646,000 | 4,273 |
| Tier 1 (core) risk-based capital | $9,262,000 | 4,112 |
| Tier 2 risk-based capital | $815,960 | 3,470 |
| Total risk weighted assets | $65,254,660 | 3,941 |
| Total unused commitments | $5,646,000 | 4,295 |
| Derivatives | $0 | 651 |