Home > Foxborough Savings Bank > Income and Expense
Foxborough Savings Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 2,049 |
| Total interest expense | $639,000 | 2,975 |
| Net interest income | $2,764,000 | 1,796 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $216,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $128,000 | 3,215 |
| Total noninterest expense | $1,780,000 | 2,238 |
| Salaries and employee benefits | $826,000 | 2,610 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $799,000 | 1,504 |
| Pre-tax net operating income | $1,200,000 | 1,714 |
| Securities gains (losses) | $318,000 | 362 |
| Applicable income taxes | $683,000 | 1,003 |
| Income before extraordinary items | $835,000 | 1,872 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $835,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $631,480 | 2,297 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,701,000 | 2,078 |
| Total interest expense | $2,864,000 | 2,982 |
| Net interest income | $10,837,000 | 1,804 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $1,537,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $352,000 | 3,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,185,000 | 2,140 |
| Total noninterest expense | $9,135,000 | 1,742 |
| Salaries and employee benefits | $6,581,000 | 1,305 |
| Premises and equipment expense | $563,000 | 3,698 |
| Additional noninterest expense | $1,991,000 | 2,418 |
| Pre-tax net operating income | $3,194,000 | 2,389 |
| Securities gains (losses) | $417,000 | 845 |
| Applicable income taxes | $2,046,000 | 1,267 |
| Income before extraordinary items | $1,565,000 | 3,458 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,565,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $2,004,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 577 |
| Net operating income | $1,298,120 | 3,762 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 2,129 |
| Total interest expense | $2,172,000 | 3,060 |
| Net interest income | $8,009,000 | 1,850 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,080,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $260,000 | 3,986 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 2,337 |
| Total noninterest expense | $3,692,000 | 3,081 |
| Salaries and employee benefits | $1,868,000 | 3,275 |
| Premises and equipment expense | $422,000 | 3,694 |
| Additional noninterest expense | $1,402,000 | 2,549 |
| Pre-tax net operating income | $5,352,000 | 1,211 |
| Securities gains (losses) | $160,000 | 1,372 |
| Applicable income taxes | $2,622,000 | 865 |
| Income before extraordinary items | $2,890,000 | 1,668 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,890,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,787,600 | 1,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 2,141 |
| Total interest expense | $1,473,000 | 3,101 |
| Net interest income | $5,315,000 | 1,840 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $854,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $681,000 | 2,010 |
| Total noninterest expense | $2,502,000 | 3,042 |
| Salaries and employee benefits | $1,296,000 | 3,151 |
| Premises and equipment expense | $287,000 | 3,631 |
| Additional noninterest expense | $919,000 | 2,561 |
| Pre-tax net operating income | $3,637,000 | 1,175 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $1,950,000 | 783 |
| Income before extraordinary items | $1,780,000 | 1,807 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,780,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,720,480 | 1,751 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 2,140 |
| Total interest expense | $751,000 | 3,120 |
| Net interest income | $2,686,000 | 1,816 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $407,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $323,000 | 2,008 |
| Total noninterest expense | $1,183,000 | 3,196 |
| Salaries and employee benefits | $608,000 | 3,324 |
| Premises and equipment expense | $151,000 | 3,467 |
| Additional noninterest expense | $424,000 | 2,711 |
| Pre-tax net operating income | $1,895,000 | 1,142 |
| Securities gains (losses) | $91,000 | 1,052 |
| Applicable income taxes | $1,819,000 | 489 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $108,760 | 6,580 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,044,000 | 2,047 |
| Total interest expense | $3,811,000 | 2,865 |
| Net interest income | $11,233,000 | 1,717 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,061,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $374,000 | 3,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $687,000 | 2,738 |
| Total noninterest expense | $5,211,000 | 2,818 |
| Salaries and employee benefits | $2,896,000 | 2,718 |
| Premises and equipment expense | $611,000 | 3,358 |
| Additional noninterest expense | $1,704,000 | 2,665 |
| Pre-tax net operating income | $7,023,000 | 1,205 |
| Securities gains (losses) | $255,000 | 1,008 |
| Applicable income taxes | $2,633,000 | 1,039 |
| Income before extraordinary items | $4,645,000 | 1,343 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,645,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,059 |
| Cash dividends | $1,997,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,481,800 | 1,339 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,300,000 | 2,227 |
| Total interest expense | $5,746,000 | 2,777 |
| Net interest income | $9,554,000 | 1,864 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $835,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $416,000 | 3,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $419,000 | 3,446 |
| Total noninterest expense | $4,700,000 | 2,972 |
| Salaries and employee benefits | $2,546,000 | 2,901 |
| Premises and equipment expense | $594,000 | 3,382 |
| Additional noninterest expense | $1,560,000 | 2,774 |
| Pre-tax net operating income | $5,629,000 | 1,311 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $1,985,000 | 1,188 |
| Income before extraordinary items | $3,673,000 | 1,462 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,673,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $1,774,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,654,150 | 1,416 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,995,000 | 2,476 |
| Total interest expense | $5,976,000 | 2,795 |
| Net interest income | $8,019,000 | 2,221 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $804,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $478,000 | 2,802 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $326,000 | 3,744 |
| Total noninterest expense | $4,427,000 | 3,042 |
| Salaries and employee benefits | $2,396,000 | 2,951 |
| Premises and equipment expense | $570,000 | 3,411 |
| Additional noninterest expense | $1,461,000 | 2,882 |
| Pre-tax net operating income | $4,336,000 | 1,694 |
| Securities gains (losses) | $152,000 | 471 |
| Applicable income taxes | $1,467,000 | 1,540 |
| Income before extraordinary items | $3,021,000 | 1,746 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,021,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $1,607,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,919,160 | 1,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,171,000 | 2,673 |
| Total interest expense | $4,904,000 | 2,983 |
| Net interest income | $7,267,000 | 2,432 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $713,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $432,000 | 3,004 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $4,036,000 | 3,285 |
| Salaries and employee benefits | $2,196,000 | 3,148 |
| Premises and equipment expense | $503,000 | 3,750 |
| Additional noninterest expense | $1,337,000 | 3,149 |
| Pre-tax net operating income | $3,884,000 | 1,892 |
| Securities gains (losses) | $393,000 | 392 |
| Applicable income taxes | $1,441,000 | 1,650 |
| Income before extraordinary items | $2,836,000 | 1,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,836,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $1,560,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,576,620 | 2,019 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,228,000 | 2,873 |
| Total interest expense | $4,721,000 | 3,165 |
| Net interest income | $6,507,000 | 2,626 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $549,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $364,000 | 3,399 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $185,000 | 5,166 |
| Total noninterest expense | $3,633,000 | 3,501 |
| Salaries and employee benefits | $2,012,000 | 3,312 |
| Premises and equipment expense | $444,000 | 4,065 |
| Additional noninterest expense | $1,177,000 | 3,426 |
| Pre-tax net operating income | $3,423,000 | 2,112 |
| Securities gains (losses) | $342,000 | 691 |
| Applicable income taxes | $1,127,000 | 2,095 |
| Income before extraordinary items | $2,638,000 | 1,987 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,638,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $1,516,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,398,600 | 2,111 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,335,000 | 3,139 |
| Total interest expense | $4,212,000 | 3,490 |
| Net interest income | $6,123,000 | 2,844 |
| Provision for loan and lease losses | $-100,000 | 10,770 |
| Total noninterest income | $627,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $368,000 | 3,471 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $259,000 | 4,283 |
| Total noninterest expense | $3,152,000 | 3,938 |
| Salaries and employee benefits | $1,816,000 | 3,608 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $991,000 | 3,945 |
| Pre-tax net operating income | $3,698,000 | 2,033 |
| Securities gains (losses) | $35,000 | 1,545 |
| Applicable income taxes | $782,000 | 2,983 |
| Income before extraordinary items | $2,951,000 | 1,792 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,951,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $1,473,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,923,350 | 1,763 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,231,000 | 3,527 |
| Total interest expense | $3,763,000 | 3,925 |
| Net interest income | $5,468,000 | 3,233 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,052,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $369,000 | 3,586 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $683,000 | 2,344 |
| Total noninterest expense | $3,212,000 | 4,081 |
| Salaries and employee benefits | $1,862,000 | 3,564 |
| Premises and equipment expense | $360,000 | 4,921 |
| Additional noninterest expense | $990,000 | 4,443 |
| Pre-tax net operating income | $3,308,000 | 2,165 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $3,297,000 | 1,500 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,297,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,037 |
| Cash dividends | $1,300,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $3,297,000 | 1,469 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,811 |
| Total interest expense | $3,323,000 | 4,345 |
| Net interest income | $5,154,000 | 3,438 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $658,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $328,000 | 3,981 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $330,000 | 3,769 |
| Total noninterest expense | $3,093,000 | 4,176 |
| Salaries and employee benefits | $1,611,000 | 4,025 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $1,132,000 | 3,938 |
| Pre-tax net operating income | $2,744,000 | 2,624 |
| Securities gains (losses) | $61,000 | 1,185 |
| Applicable income taxes | $337,000 | 5,582 |
| Income before extraordinary items | $2,468,000 | 2,045 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,468,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $849,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,414,320 | 2,058 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,014,000 | 3,720 |
| Total interest expense | $2,370,000 | 4,858 |
| Net interest income | $5,644,000 | 3,182 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $866,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $589,000 | 2,622 |
| Total noninterest expense | $3,391,000 | 3,952 |
| Salaries and employee benefits | $1,434,000 | 4,454 |
| Premises and equipment expense | $354,000 | 5,052 |
| Additional noninterest expense | $1,603,000 | 3,122 |
| Pre-tax net operating income | $3,119,000 | 2,271 |
| Securities gains (losses) | $51,000 | 1,146 |
| Applicable income taxes | $1,057,000 | 2,111 |
| Income before extraordinary items | $2,113,000 | 2,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,113,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,707 |
| Cash dividends | $611,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,078,830 | 2,360 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 3,630 |
| Total interest expense | $2,911,000 | 4,225 |
| Net interest income | $5,555,000 | 3,245 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $577,000 | 5,086 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $268,000 | 4,842 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $4,561,000 | 3,077 |
| Salaries and employee benefits | $1,294,000 | 4,905 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $2,917,000 | 1,958 |
| Pre-tax net operating income | $1,401,000 | 4,595 |
| Securities gains (losses) | $-165,000 | 13,209 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $804,000 | 5,555 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $804,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $305,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $911,250 | 4,822 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,882,000 | 3,902 |
| Total interest expense | $3,822,000 | 4,237 |
| Net interest income | $5,060,000 | 3,587 |
| Provision for loan and lease losses | $800,000 | 2,149 |
| Total noninterest income | $555,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $259,000 | 5,001 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $296,000 | 4,470 |
| Total noninterest expense | $2,636,000 | 5,067 |
| Salaries and employee benefits | $1,201,000 | 5,155 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $1,069,000 | 4,784 |
| Pre-tax net operating income | $2,179,000 | 2,864 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $817,000 | 2,553 |
| Income before extraordinary items | $1,397,000 | 3,284 |
| Extraordinary gains, net | $239,000 | 366 |
| Net income | $1,636,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 1,611 |
| Cash dividends | $407,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,374,600 | 3,100 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.