Home > Foxborough Savings Bank > Assets and Liabilities
Foxborough Savings Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $249,627,000 | 2,252 |
| Cash and due from depository institutions | $8,732,000 | 3,408 |
| Interest-bearing balances | $5,057,000 | 1,298 |
| Securities | $55,252,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $9,425,000 | 1,560 |
| Net loans & leases | $168,042,000 | 2,147 |
| Loan loss allowance | $946,000 | 4,118 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,746,000 | 4,545 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $136,000 | 2,698 |
| All other assets | $6,294,000 | 2,064 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $249,627,000 | 2,252 |
| Total liabilities | $221,152,000 | 2,287 |
| Total deposits | $213,077,000 | 2,119 |
| Interest-bearing deposits | $195,681,000 | 1,972 |
| Deposits held in domestic offices | $213,077,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,000,000 | 2,741 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $75,000 | 8,449 |
| Total equity capital | $28,475,000 | 1,969 |
| Total bank equity capital | $28,475,000 | 1,969 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $889,000 | 3,268 |
| Surplus | $2,270,000 | 5,257 |
| Undivided profits | $25,316,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,114,000 | 2,590 |
| Earning assets | $237,776,000 | 2,182 |
| Long-term assets (5+ years) | $151,619,000 | 710 |
| Average Assets, year-to-date | $249,283,000 | 2,233 |
| Average Assets, quarterly | $249,283,000 | 2,233 |
| Volatile liabilities | $42,942,000 | 2,239 |
| Insider loans | $1,657,000 | 3,025 |
| FHLB advances | $8,000,000 | 2,613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,008,000 | 2,752 |
| Tier 1 (core) risk-based capital | $28,037,000 | 1,852 |
| Tier 2 risk-based capital | $946,000 | 3,837 |
| Total risk weighted assets | $140,393,000 | 2,642 |
| Total unused commitments | $22,008,000 | 2,759 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $248,939,000 | 2,250 |
| Cash and due from depository institutions | $10,224,000 | 3,252 |
| Interest-bearing balances | $4,854,000 | 1,238 |
| Securities | $67,966,000 | 1,898 |
| Federal funds sold & reverse repurchase agreements | $2,456,000 | 3,657 |
| Net loans & leases | $158,998,000 | 2,235 |
| Loan loss allowance | $937,000 | 4,141 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,787,000 | 4,488 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $146,000 | 2,673 |
| All other assets | $7,362,000 | 1,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,939,000 | 2,250 |
| Total liabilities | $221,340,000 | 2,288 |
| Total deposits | $215,150,000 | 2,108 |
| Interest-bearing deposits | $197,315,000 | 1,953 |
| Deposits held in domestic offices | $215,150,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,190,000 | 1,743 |
| Total equity capital | $27,599,000 | 1,990 |
| Total bank equity capital | $27,599,000 | 1,990 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $889,000 | 3,299 |
| Surplus | $2,270,000 | 5,245 |
| Undivided profits | $24,440,000 | 1,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,342,000 | 2,226 |
| Earning assets | $234,274,000 | 2,199 |
| Long-term assets (5+ years) | $153,375,000 | 705 |
| Average Assets, year-to-date | $235,641,000 | 2,290 |
| Average Assets, quarterly | $248,901,000 | 2,229 |
| Volatile liabilities | $38,421,000 | 2,429 |
| Insider loans | $1,685,000 | 2,951 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,053,000 | 2,575 |
| Tier 1 (core) risk-based capital | $27,396,000 | 1,888 |
| Tier 2 risk-based capital | $937,000 | 3,852 |
| Total risk weighted assets | $137,534,000 | 2,663 |
| Total unused commitments | $23,053,000 | 2,579 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $248,863,000 | 2,250 |
| Cash and due from depository institutions | $6,840,000 | 3,166 |
| Interest-bearing balances | $1,808,000 | 2,438 |
| Securities | $79,051,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $905,000 | 5,475 |
| Net loans & leases | $154,614,000 | 2,279 |
| Loan loss allowance | $938,000 | 4,147 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,824,000 | 4,426 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $159,000 | 2,611 |
| All other assets | $5,470,000 | 2,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,863,000 | 2,250 |
| Total liabilities | $217,872,000 | 2,314 |
| Total deposits | $212,635,000 | 2,139 |
| Interest-bearing deposits | $193,537,000 | 2,014 |
| Deposits held in domestic offices | $212,635,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,237,000 | 2,786 |
| Total equity capital | $30,991,000 | 1,770 |
| Total bank equity capital | $30,991,000 | 1,770 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $886,000 | 3,319 |
| Surplus | $2,038,000 | 5,429 |
| Undivided profits | $28,067,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,222,000 | 2,566 |
| Earning assets | $236,378,000 | 2,173 |
| Long-term assets (5+ years) | $165,788,000 | 667 |
| Average Assets, year-to-date | $232,316,500 | 2,341 |
| Average Assets, quarterly | $239,968,500 | 2,317 |
| Volatile liabilities | $37,098,000 | 2,456 |
| Insider loans | $1,600,000 | 3,049 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,537,000 | 2,548 |
| Tier 1 (core) risk-based capital | $30,558,000 | 1,676 |
| Tier 2 risk-based capital | $938,000 | 3,855 |
| Total risk weighted assets | $136,961,000 | 2,656 |
| Total unused commitments | $23,537,000 | 2,551 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $231,074,000 | 2,401 |
| Cash and due from depository institutions | $6,691,000 | 3,272 |
| Interest-bearing balances | $2,525,000 | 2,240 |
| Securities | $59,817,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $6,557,000 | 2,392 |
| Net loans & leases | $150,828,000 | 2,297 |
| Loan loss allowance | $909,000 | 4,198 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,869,000 | 4,311 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $183,000 | 2,514 |
| All other assets | $5,129,000 | 2,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,074,000 | 2,401 |
| Total liabilities | $200,985,000 | 2,488 |
| Total deposits | $198,487,000 | 2,263 |
| Interest-bearing deposits | $181,991,000 | 2,109 |
| Deposits held in domestic offices | $198,487,000 | 2,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $498,000 | 5,093 |
| Total equity capital | $30,089,000 | 1,817 |
| Total bank equity capital | $30,089,000 | 1,817 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $886,000 | 3,322 |
| Surplus | $2,038,000 | 5,414 |
| Undivided profits | $27,165,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $992,000 | 3,035 |
| Earning assets | $219,727,000 | 2,314 |
| Long-term assets (5+ years) | $136,678,000 | 773 |
| Average Assets, year-to-date | $226,801,000 | 2,394 |
| Average Assets, quarterly | $228,876,000 | 2,396 |
| Volatile liabilities | $27,891,000 | 2,995 |
| Insider loans | $2,132,000 | 2,466 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $24,139,000 | 2,484 |
| Tier 1 (core) risk-based capital | $29,427,000 | 1,706 |
| Tier 2 risk-based capital | $909,000 | 3,893 |
| Total risk weighted assets | $137,144,000 | 2,611 |
| Total unused commitments | $24,139,000 | 2,491 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 52 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $226,678,000 | 2,411 |
| Cash and due from depository institutions | $11,655,000 | 3,240 |
| Interest-bearing balances | $7,851,000 | 1,056 |
| Securities | $52,267,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 5,474 |
| Net loans & leases | $153,575,000 | 2,233 |
| Loan loss allowance | $924,000 | 4,116 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,900,000 | 4,238 |
| Other real estate owned | $0 | 3,240 |
| Goodwill and other intangibles | $147,000 | 2,583 |
| All other assets | $5,359,000 | 2,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,678,000 | 2,411 |
| Total liabilities | $198,638,000 | 2,473 |
| Total deposits | $194,550,000 | 2,289 |
| Interest-bearing deposits | $179,261,000 | 2,118 |
| Deposits held in domestic offices | $194,550,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,088,000 | 1,977 |
| Total equity capital | $28,040,000 | 1,905 |
| Total bank equity capital | $28,040,000 | 1,905 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $886,000 | 3,340 |
| Surplus | $2,038,000 | 5,392 |
| Undivided profits | $25,116,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 977 |
| Income earned, not collected on loans | $1,024,000 | 2,972 |
| Earning assets | $215,468,000 | 2,335 |
| Long-term assets (5+ years) | $138,827,000 | 727 |
| Average Assets, year-to-date | $224,664,500 | 2,408 |
| Average Assets, quarterly | $224,664,500 | 2,408 |
| Volatile liabilities | $27,382,000 | 3,022 |
| Insider loans | $2,009,000 | 2,526 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $1,563,000 | 1,129 |
| Unused loan commitments | $20,553,000 | 2,654 |
| Tier 1 (core) risk-based capital | $27,454,000 | 1,804 |
| Tier 2 risk-based capital | $924,000 | 3,800 |
| Total risk weighted assets | $132,474,000 | 2,666 |
| Total unused commitments | $20,553,000 | 2,667 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $222,651,000 | 2,422 |
| Cash and due from depository institutions | $5,258,000 | 3,322 |
| Interest-bearing balances | $966,000 | 3,152 |
| Securities | $48,868,000 | 2,387 |
| Federal funds sold & reverse repurchase agreements | $3,269,000 | 3,758 |
| Net loans & leases | $157,212,000 | 2,151 |
| Loan loss allowance | $909,000 | 4,090 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,945,000 | 4,169 |
| Other real estate owned | $0 | 3,322 |
| Goodwill and other intangibles | $120,000 | 2,623 |
| All other assets | $5,979,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,651,000 | 2,422 |
| Total liabilities | $194,554,000 | 2,487 |
| Total deposits | $189,094,000 | 2,307 |
| Interest-bearing deposits | $172,147,000 | 2,163 |
| Deposits held in domestic offices | $189,094,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,460,000 | 1,333 |
| Total equity capital | $28,097,000 | 1,869 |
| Total bank equity capital | $28,097,000 | 1,869 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $886,000 | 3,337 |
| Surplus | $2,037,000 | 5,364 |
| Undivided profits | $25,174,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 938 |
| Income earned, not collected on loans | $1,039,000 | 3,103 |
| Earning assets | $210,315,000 | 2,337 |
| Long-term assets (5+ years) | $138,131,000 | 718 |
| Average Assets, year-to-date | $222,144,200 | 2,298 |
| Average Assets, quarterly | $224,664,500 | 2,380 |
| Volatile liabilities | $24,412,000 | 3,262 |
| Insider loans | $2,257,000 | 2,295 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $285,000 | 1,714 |
| Unused loan commitments | $40,205,000 | 1,576 |
| Tier 1 (core) risk-based capital | $27,355,000 | 1,763 |
| Tier 2 risk-based capital | $909,000 | 3,806 |
| Total risk weighted assets | $129,668,000 | 2,679 |
| Total unused commitments | $40,205,000 | 1,582 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $212,407,000 | 2,405 |
| Cash and due from depository institutions | $6,960,000 | 3,544 |
| Interest-bearing balances | $1,711,000 | 2,452 |
| Securities | $23,408,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $1,655,000 | 5,147 |
| Net loans & leases | $173,196,000 | 1,908 |
| Loan loss allowance | $817,000 | 4,205 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,098,000 | 3,908 |
| Other real estate owned | $0 | 3,544 |
| Goodwill and other intangibles | $29,000 | 2,905 |
| All other assets | $5,061,000 | 2,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,407,000 | 2,405 |
| Total liabilities | $187,265,000 | 2,462 |
| Total deposits | $180,791,000 | 2,289 |
| Interest-bearing deposits | $165,716,000 | 2,134 |
| Deposits held in domestic offices | $180,791,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,974,000 | 1,464 |
| Total equity capital | $25,142,000 | 1,961 |
| Total bank equity capital | $25,142,000 | 1,961 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $885,000 | 3,395 |
| Surplus | $2,025,000 | 5,365 |
| Undivided profits | $22,232,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $976,000 | 3,539 |
| Earning assets | $199,970,000 | 2,330 |
| Long-term assets (5+ years) | $124,864,000 | 792 |
| Average Assets, year-to-date | $209,630,000 | 2,318 |
| Average Assets, quarterly | $214,268,000 | 2,356 |
| Volatile liabilities | $21,824,000 | 3,428 |
| Insider loans | $1,916,000 | 2,485 |
| FHLB advances | $3,500,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,639,000 | 2,363 |
| Tier 1 (core) risk-based capital | $24,854,000 | 1,854 |
| Tier 2 risk-based capital | $817,000 | 3,947 |
| Total risk weighted assets | $129,506,000 | 2,555 |
| Total unused commitments | $21,639,000 | 2,368 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $202,883,000 | 2,402 |
| Cash and due from depository institutions | $8,871,000 | 3,624 |
| Interest-bearing balances | $4,265,000 | 998 |
| Securities | $21,299,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $166,405,000 | 1,911 |
| Loan loss allowance | $771,000 | 4,271 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,130,000 | 3,821 |
| Other real estate owned | $0 | 3,624 |
| Goodwill and other intangibles | $41,000 | 2,846 |
| All other assets | $4,137,000 | 2,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,883,000 | 2,402 |
| Total liabilities | $179,960,000 | 2,444 |
| Total deposits | $159,093,000 | 2,485 |
| Interest-bearing deposits | $144,792,000 | 2,336 |
| Deposits held in domestic offices | $159,093,000 | 2,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,000,000 | 1,425 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,867,000 | 1,536 |
| Total equity capital | $22,923,000 | 2,041 |
| Total bank equity capital | $22,923,000 | 2,041 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $866,000 | 3,514 |
| Surplus | $2,044,000 | 5,366 |
| Undivided profits | $20,013,000 | 1,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,113 |
| Income earned, not collected on loans | $711,000 | 3,814 |
| Earning assets | $191,969,000 | 2,323 |
| Long-term assets (5+ years) | $116,503,000 | 776 |
| Average Assets, year-to-date | $193,850,000 | 2,405 |
| Average Assets, quarterly | $203,545,500 | 2,371 |
| Volatile liabilities | $35,416,000 | 2,321 |
| Insider loans | $1,872,000 | 2,468 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,175,000 | 2,491 |
| Tier 1 (core) risk-based capital | $22,715,900 | 1,968 |
| Tier 2 risk-based capital | $771,000 | 4,020 |
| Total risk weighted assets | $128,163,700 | 2,474 |
| Total unused commitments | $18,175,000 | 2,495 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $181,722,000 | 2,603 |
| Cash and due from depository institutions | $5,236,000 | 4,012 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $21,737,000 | 4,569 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $148,704,000 | 2,013 |
| Loan loss allowance | $730,000 | 4,398 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,291,000 | 3,592 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $46,000 | 2,905 |
| All other assets | $3,708,000 | 2,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,722,000 | 2,603 |
| Total liabilities | $160,442,000 | 2,663 |
| Total deposits | $140,972,000 | 2,696 |
| Interest-bearing deposits | $130,150,000 | 2,517 |
| Deposits held in domestic offices | $140,972,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,847,000 | 1,461 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,623,000 | 1,512 |
| Total equity capital | $21,280,000 | 2,088 |
| Total bank equity capital | $21,280,000 | 2,088 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $866,000 | 3,602 |
| Surplus | $2,044,000 | 5,407 |
| Undivided profits | $18,370,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $569,000 | 4,089 |
| Earning assets | $170,442,000 | 2,544 |
| Long-term assets (5+ years) | $110,954,000 | 877 |
| Average Assets, year-to-date | $172,830,600 | 2,606 |
| Average Assets, quarterly | $180,417,500 | 2,587 |
| Volatile liabilities | $33,961,000 | 2,306 |
| Insider loans | $1,308,000 | 3,116 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,204,000 | 2,979 |
| Tier 1 (core) risk-based capital | $21,419,400 | 2,074 |
| Tier 2 risk-based capital | $730,000 | 4,100 |
| Total risk weighted assets | $112,026,300 | 2,695 |
| Total unused commitments | $14,204,000 | 2,984 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $163,024,000 | 2,817 |
| Cash and due from depository institutions | $5,330,000 | 4,067 |
| Interest-bearing balances | $2,688,000 | 1,852 |
| Securities | $18,651,000 | 5,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $134,027,000 | 2,090 |
| Loan loss allowance | $669,000 | 4,618 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,247,000 | 3,531 |
| Other real estate owned | $218,000 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,551,000 | 2,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,024,000 | 2,817 |
| Total liabilities | $142,374,000 | 2,891 |
| Total deposits | $129,971,000 | 2,917 |
| Interest-bearing deposits | $121,426,000 | 2,685 |
| Deposits held in domestic offices | $129,971,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,403,000 | 1,702 |
| Total equity capital | $20,650,000 | 2,188 |
| Total bank equity capital | $20,650,000 | 2,188 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $866,000 | 3,620 |
| Surplus | $2,044,000 | 5,316 |
| Undivided profits | $17,740,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $545,000 | 4,266 |
| Earning assets | $155,366,000 | 2,732 |
| Long-term assets (5+ years) | $89,690,000 | 978 |
| Average Assets, year-to-date | $154,090,800 | 2,811 |
| Average Assets, quarterly | $161,719,500 | 2,800 |
| Volatile liabilities | $16,108,000 | 3,590 |
| Insider loans | $1,427,000 | 2,761 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,981,000 | 2,928 |
| Tier 1 (core) risk-based capital | $20,478,000 | 2,088 |
| Tier 2 risk-based capital | $698,700 | 4,087 |
| Total risk weighted assets | $101,671,900 | 2,794 |
| Total unused commitments | $13,981,000 | 2,934 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $144,575,000 | 3,074 |
| Cash and due from depository institutions | $4,500,000 | 5,163 |
| Interest-bearing balances | $1,345,000 | 2,178 |
| Securities | $22,164,000 | 4,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $113,989,000 | 2,430 |
| Loan loss allowance | $665,000 | 4,682 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,540,000 | 4,639 |
| Other real estate owned | $221,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,161,000 | 3,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,575,000 | 3,074 |
| Total liabilities | $125,001,000 | 3,191 |
| Total deposits | $109,613,000 | 3,371 |
| Interest-bearing deposits | $101,332,000 | 3,148 |
| Deposits held in domestic offices | $109,613,000 | 3,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $12,005,000 | 1,242 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,383,000 | 1,331 |
| Total equity capital | $19,574,000 | 2,277 |
| Total bank equity capital | $19,574,000 | 2,277 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $866,000 | 3,730 |
| Surplus | $2,044,000 | 5,321 |
| Undivided profits | $16,664,000 | 1,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 8,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $474,000 | 4,952 |
| Earning assets | $137,498,000 | 2,990 |
| Long-term assets (5+ years) | $19,455,000 | 2,838 |
| Average Assets, year-to-date | $139,430,400 | 3,029 |
| Average Assets, quarterly | $142,997,500 | 3,053 |
| Volatile liabilities | $21,623,000 | 2,814 |
| Insider loans | $1,568,000 | 2,523 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,016,000 | 3,221 |
| Tier 1 (core) risk-based capital | $19,356,000 | 2,206 |
| Tier 2 risk-based capital | $665,000 | 4,174 |
| Total risk weighted assets | $90,566,700 | 3,056 |
| Total unused commitments | $11,016,000 | 3,223 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $131,436,000 | 3,427 |
| Cash and due from depository institutions | $3,512,000 | 5,025 |
| Interest-bearing balances | $1,226,000 | 2,138 |
| Securities | $27,405,000 | 4,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $96,327,000 | 2,871 |
| Loan loss allowance | $768,000 | 4,371 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,618,000 | 4,439 |
| Other real estate owned | $224,000 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,350,000 | 3,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,436,000 | 3,427 |
| Total liabilities | $113,565,000 | 3,576 |
| Total deposits | $100,927,000 | 3,744 |
| Interest-bearing deposits | $94,805,000 | 3,446 |
| Deposits held in domestic offices | $100,927,000 | 3,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,023,000 | 1,321 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,615,000 | 1,629 |
| Total equity capital | $17,871,000 | 2,514 |
| Total bank equity capital | $17,871,000 | 2,514 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $866,000 | 3,971 |
| Surplus | $2,044,000 | 5,390 |
| Undivided profits | $14,961,000 | 1,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $452,000 | 5,117 |
| Earning assets | $124,958,000 | 3,317 |
| Long-term assets (5+ years) | $18,120,000 | 2,869 |
| Average Assets, year-to-date | $125,199,600 | 3,441 |
| Average Assets, quarterly | $131,931,500 | 3,380 |
| Volatile liabilities | $17,230,000 | 3,285 |
| Insider loans | $1,648,000 | 2,508 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,750,000 | 3,984 |
| Tier 1 (core) risk-based capital | $17,878,000 | 2,425 |
| Tier 2 risk-based capital | $768,000 | 3,777 |
| Total risk weighted assets | $81,430,400 | 3,364 |
| Total unused commitments | $7,750,000 | 3,997 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $117,425,000 | 3,806 |
| Cash and due from depository institutions | $3,662,000 | 5,283 |
| Interest-bearing balances | $1,316,000 | 2,227 |
| Securities | $27,111,000 | 4,411 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $81,170,000 | 3,268 |
| Loan loss allowance | $718,000 | 4,637 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,760,000 | 4,143 |
| Other real estate owned | $1,473,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,249,000 | 3,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,425,000 | 3,806 |
| Total liabilities | $101,524,000 | 3,948 |
| Total deposits | $97,879,000 | 3,894 |
| Interest-bearing deposits | $92,878,000 | 3,540 |
| Deposits held in domestic offices | $97,879,000 | 3,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,041,000 | 2,342 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,604,000 | 2,509 |
| Total equity capital | $15,901,000 | 2,803 |
| Total bank equity capital | $15,901,000 | 2,803 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $424,000 | 6,020 |
| Surplus | $2,049,000 | 5,435 |
| Undivided profits | $13,428,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $393,000 | 5,871 |
| Earning assets | $109,597,000 | 3,748 |
| Long-term assets (5+ years) | $7,640,000 | 4,712 |
| Average Assets, year-to-date | $115,424,600 | 3,725 |
| Average Assets, quarterly | $117,894,000 | 3,754 |
| Volatile liabilities | $9,042,000 | 4,863 |
| Insider loans | $1,661,000 | 2,532 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,742,000 | 4,610 |
| Tier 1 (core) risk-based capital | $15,868,000 | 2,700 |
| Tier 2 risk-based capital | $718,000 | 3,952 |
| Total risk weighted assets | $77,510,000 | 3,414 |
| Total unused commitments | $5,742,000 | 4,623 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $111,772,000 | 3,956 |
| Cash and due from depository institutions | $3,946,000 | 5,617 |
| Interest-bearing balances | $1,320,000 | 2,072 |
| Securities | $26,129,000 | 4,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $75,319,000 | 3,430 |
| Loan loss allowance | $759,000 | 4,525 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,829,000 | 3,961 |
| Other real estate owned | $1,575,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,974,000 | 2,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,772,000 | 3,956 |
| Total liabilities | $98,105,000 | 4,064 |
| Total deposits | $95,948,000 | 3,924 |
| Interest-bearing deposits | $90,535,000 | 3,585 |
| Deposits held in domestic offices | $95,948,000 | 3,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,059,000 | 3,079 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,098,000 | 2,860 |
| Total equity capital | $13,667,000 | 2,982 |
| Total bank equity capital | $13,667,000 | 2,982 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $407,000 | 6,411 |
| Surplus | $2,066,000 | 5,405 |
| Undivided profits | $11,194,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 8,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $452,000 | 4,638 |
| Earning assets | $102,768,000 | 3,939 |
| Long-term assets (5+ years) | $10,446,000 | 3,999 |
| Average Assets, year-to-date | $112,866,800 | 3,848 |
| Average Assets, quarterly | $111,273,000 | 3,936 |
| Volatile liabilities | $6,118,000 | 6,018 |
| Insider loans | $1,623,000 | 2,503 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,178,000 | 4,828 |
| Tier 1 (core) risk-based capital | $14,159,000 | 2,908 |
| Tier 2 risk-based capital | $759,000 | 3,725 |
| Total risk weighted assets | $77,725,900 | 3,341 |
| Total unused commitments | $5,178,000 | 4,836 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $113,484,000 | 3,961 |
| Cash and due from depository institutions | $3,653,000 | 6,114 |
| Interest-bearing balances | $2,131,000 | 2,301 |
| Securities | $30,368,000 | 4,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $71,832,000 | 3,498 |
| Loan loss allowance | $1,112,000 | 3,367 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,943,000 | 3,725 |
| Other real estate owned | $2,653,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,035,000 | 2,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,484,000 | 3,961 |
| Total liabilities | $100,811,000 | 4,036 |
| Total deposits | $95,603,000 | 4,055 |
| Interest-bearing deposits | $91,406,000 | 3,682 |
| Deposits held in domestic offices | $95,603,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,078,000 | 1,634 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,130,000 | 2,832 |
| Total equity capital | $12,673,000 | 3,203 |
| Total bank equity capital | $12,673,000 | 3,203 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $407,000 | 6,722 |
| Surplus | $2,066,000 | 5,390 |
| Undivided profits | $10,200,000 | 2,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 4,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $455,000 | 4,111 |
| Earning assets | $104,331,000 | 3,959 |
| Long-term assets (5+ years) | $15,551,000 | 3,218 |
| Average Assets, year-to-date | $114,090,000 | 3,851 |
| Average Assets, quarterly | $114,009,000 | 3,912 |
| Volatile liabilities | $8,219,000 | 4,727 |
| Insider loans | $1,655,000 | 2,456 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,255,000 | 5,345 |
| Tier 1 (core) risk-based capital | $12,673,000 | 3,125 |
| Tier 2 risk-based capital | $991,140 | 2,909 |
| Total risk weighted assets | $79,088,240 | 3,270 |
| Total unused commitments | $4,255,000 | 5,364 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $113,206,000 | 4,054 |
| Cash and due from depository institutions | $4,303,000 | 5,937 |
| Interest-bearing balances | $2,433,000 | 2,402 |
| Securities | $24,518,000 | 5,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $73,898,000 | 3,469 |
| Loan loss allowance | $1,032,000 | 3,608 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,846,000 | 3,885 |
| Other real estate owned | $2,702,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,939,000 | 1,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,206,000 | 4,054 |
| Total liabilities | $101,648,000 | 4,122 |
| Total deposits | $96,500,000 | 4,145 |
| Interest-bearing deposits | $93,175,000 | 3,782 |
| Deposits held in domestic offices | $96,500,000 | 4,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,096,000 | 1,448 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,052,000 | 3,155 |
| Total equity capital | $11,558,000 | 3,313 |
| Total bank equity capital | $11,558,000 | 3,313 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $407,000 | 7,062 |
| Surplus | $2,066,000 | 5,295 |
| Undivided profits | $9,085,000 | 2,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 9,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $513,000 | 3,963 |
| Earning assets | $100,849,000 | 4,142 |
| Long-term assets (5+ years) | $12,342,000 | 3,757 |
| Average Assets, year-to-date | $109,865,000 | 4,066 |
| Average Assets, quarterly | $112,882,500 | 4,031 |
| Volatile liabilities | $9,336,000 | 4,336 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,288,000 | 5,818 |
| Tier 1 (core) risk-based capital | $11,558,000 | 3,258 |
| Tier 2 risk-based capital | $1,018,600 | 2,860 |
| Total risk weighted assets | $80,776,600 | 3,230 |
| Total unused commitments | $3,288,000 | 5,846 |
| Derivatives | $0 | 651 |