Home > Fox Valley Bank > Income and Expense
Fox Valley Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 5,840 |
| Total interest expense | $2,219,000 | 5,844 |
| Net interest income | $2,735,000 | 5,694 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $351,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $2,410,000 | 4,931 |
| Salaries and employee benefits | $918,000 | 6,199 |
| Premises and equipment expense | $417,000 | 4,309 |
| Additional noninterest expense | $1,075,000 | 3,658 |
| Pre-tax net operating income | $406,000 | 8,415 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $215,000 | 6,682 |
| Income before extraordinary items | $190,000 | 9,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $190,000 | 9,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,340 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $190,640 | 9,200 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 6,347 |
| Total interest expense | $1,905,000 | 6,611 |
| Net interest income | $2,644,000 | 5,975 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $320,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $2,414,000 | 5,157 |
| Salaries and employee benefits | $863,000 | 6,644 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $1,284,000 | 3,569 |
| Pre-tax net operating income | $454,000 | 8,196 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $233,000 | 6,668 |
| Income before extraordinary items | $226,000 | 9,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $226,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $222,800 | 9,028 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 6,986 |
| Total interest expense | $1,595,000 | 7,431 |
| Net interest income | $2,418,000 | 6,450 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $293,000 | 7,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,875,000 | 6,292 |
| Salaries and employee benefits | $846,000 | 6,840 |
| Premises and equipment expense | $371,000 | 4,819 |
| Additional noninterest expense | $658,000 | 6,140 |
| Pre-tax net operating income | $715,000 | 7,254 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $243,000 | 6,744 |
| Income before extraordinary items | $472,000 | 7,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $472,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $472,000 | 7,437 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 8,060 |
| Total interest expense | $1,056,000 | 8,458 |
| Net interest income | $1,936,000 | 7,716 |
| Provision for loan and lease losses | $76,000 | 5,132 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,710,000 | 6,952 |
| Salaries and employee benefits | $741,000 | 7,596 |
| Premises and equipment expense | $350,000 | 5,081 |
| Additional noninterest expense | $619,000 | 6,901 |
| Pre-tax net operating income | $403,000 | 9,343 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $265,000 | 9,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $265,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $265,000 | 9,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 9,184 |
| Total interest expense | $946,000 | 9,350 |
| Net interest income | $1,554,000 | 8,934 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,406,000 | 8,163 |
| Salaries and employee benefits | $636,000 | 8,513 |
| Premises and equipment expense | $314,000 | 5,635 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $316,000 | 10,108 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $207,000 | 10,560 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $213,000 | 10,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $207,000 | 10,339 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 10,132 |
| Total interest expense | $1,103,000 | 9,970 |
| Net interest income | $1,277,000 | 10,037 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $178,000 | 9,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,090,000 | 9,565 |
| Salaries and employee benefits | $467,000 | 10,125 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $295,000 | 10,184 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $193,000 | 10,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $193,000 | 10,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.