Home > Fox River State Bank > Income and Expense

Fox River State Bank, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$1,090,0004,038
Total interest expense$139,0004,090
Net interest income$951,0003,968
Provision for loan and lease losses$-85,0005,259
Total noninterest income$107,0003,865
Gross Fiduciary activities income$0972
Service charges on deposit accounts$10,0004,742
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,259
Total noninterest expense$820,0003,861
Salaries and employee benefits$484,0003,750
Premises and equipment expense$96,0003,615
Additional noninterest expense$240,0003,933
Pre-tax net operating income$323,0003,674
Securities gains (losses)$01,087
Applicable income taxes$88,0002,251
Income before extraordinary items$235,0003,926
Extraordinary gains, net$05
Net income$235,0003,924
Minority interest net income$052
Net income of bank and minority interests.$235,0003,925
Net charge-offs$-85,0005,172
Cash dividends$60,0002,577
Sale, conversion, retirement of capital stock, net$0529
Net operating income$235,0003,922
2018-12-31 (YTD Data)Rank
Total interest income$4,005,0004,121
Total interest expense$412,0004,161
Net interest income$3,593,0004,058
Provision for loan and lease losses$04,082
Total noninterest income$590,0003,578
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$41,0004,828
Trading account gains and feesNANA
Additional Noninterest Income$549,0002,946
Total noninterest expense$3,091,0003,956
Salaries and employee benefits$1,809,0003,864
Premises and equipment expense$444,0003,362
Additional noninterest expense$838,0004,148
Pre-tax net operating income$1,092,0003,927
Securities gains (losses)$01,125
Applicable income taxes$269,0002,468
Income before extraordinary items$823,0004,106
Extraordinary gains, net$06
Net income$823,0004,105
Minority interest net income$072
Net income of bank and minority interests.$823,0004,105
Net charge-offs$-5,0004,397
Cash dividends$560,0002,870
Sale, conversion, retirement of capital stock, net$0671
Net operating income$823,0004,115
2018-09-30 (YTD Data)Rank
Total interest income$2,958,0004,180
Total interest expense$293,0004,197
Net interest income$2,665,0004,127
Provision for loan and lease losses$03,948
Total noninterest income$420,0003,664
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$29,0004,913
Trading account gains and feesNANA
Additional Noninterest Income$391,0003,048
Total noninterest expense$2,282,0004,008
Salaries and employee benefits$1,325,0003,927
Premises and equipment expense$340,0003,367
Additional noninterest expense$617,0004,202
Pre-tax net operating income$803,0004,034
Securities gains (losses)$01,118
Applicable income taxes$219,0002,472
Income before extraordinary items$584,0004,241
Extraordinary gains, net$05
Net income$584,0004,240
Minority interest net income$066
Net income of bank and minority interests.$584,0004,240
Net charge-offs$-3,0004,190
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$584,0004,245
2018-06-30 (YTD Data)Rank
Total interest income$1,963,0004,196
Total interest expense$181,0004,259
Net interest income$1,782,0004,146
Provision for loan and lease losses$03,782
Total noninterest income$319,0003,521
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$19,0004,975
Trading account gains and feesNANA
Additional Noninterest Income$300,0002,897
Total noninterest expense$1,542,0004,020
Salaries and employee benefits$887,0003,946
Premises and equipment expense$232,0003,339
Additional noninterest expense$423,0004,206
Pre-tax net operating income$559,0003,984
Securities gains (losses)$0961
Applicable income taxes$152,0002,416
Income before extraordinary items$407,0004,193
Extraordinary gains, net$06
Net income$407,0004,192
Minority interest net income$065
Net income of bank and minority interests.$407,0004,192
Net charge-offs$-5,0004,304
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$407,0004,197
2018-03-31 (YTD Data)Rank
Total interest income$940,0004,285
Total interest expense$73,0004,485
Net interest income$867,0004,209
Provision for loan and lease losses$03,508
Total noninterest income$244,0002,890
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$9,0005,038
Trading account gains and feesNANA
Additional Noninterest Income$235,0002,295
Total noninterest expense$798,0003,991
Salaries and employee benefits$447,0003,975
Premises and equipment expense$124,0003,257
Additional noninterest expense$227,0004,139
Pre-tax net operating income$313,0003,797
Securities gains (losses)$0735
Applicable income taxes$80,0002,350
Income before extraordinary items$233,0004,016
Extraordinary gains, net$07
Net income$233,0004,016
Minority interest net income$052
Net income of bank and minority interests.$233,0004,016
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$233,0004,021
2017-12-31 (YTD Data)Rank
Total interest income$3,597,0004,336
Total interest expense$266,0004,541
Net interest income$3,331,0004,257
Provision for loan and lease losses$-500,0005,512
Total noninterest income$518,0003,890
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$41,0005,072
Trading account gains and feesNANA
Additional Noninterest Income$477,0003,210
Total noninterest expense$2,956,0004,140
Salaries and employee benefits$1,726,0004,029
Premises and equipment expense$508,0003,234
Additional noninterest expense$722,0004,542
Pre-tax net operating income$1,393,0003,626
Securities gains (losses)$02,243
Applicable income taxes$1,458,0001,566
Income before extraordinary items$-65,0005,408
Extraordinary gains, net$09
Net income$-65,0005,408
Minority interest net income$076
Net income of bank and minority interests.$-65,0005,408
Net charge-offs$-192,0005,429
Cash dividends$550,0002,856
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-65,0005,406
2017-09-30 (YTD Data)Rank
Total interest income$2,601,0004,430
Total interest expense$200,0004,569
Net interest income$2,401,0004,357
Provision for loan and lease losses$04,088
Total noninterest income$394,0003,896
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$28,0005,179
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,213
Total noninterest expense$2,272,0004,121
Salaries and employee benefits$1,301,0004,048
Premises and equipment expense$398,0003,180
Additional noninterest expense$573,0004,481
Pre-tax net operating income$523,0004,556
Securities gains (losses)$02,274
Applicable income taxes$205,0002,745
Income before extraordinary items$318,0004,842
Extraordinary gains, net$09
Net income$318,0004,842
Minority interest net income$071
Net income of bank and minority interests.$318,0004,842
Net charge-offs$-172,0005,459
Cash dividends$50,0003,564
Sale, conversion, retirement of capital stock, net$0677
Net operating income$318,0004,826
2017-06-30 (YTD Data)Rank
Total interest income$1,693,0004,476
Total interest expense$131,0004,586
Net interest income$1,562,0004,405
Provision for loan and lease losses$03,871
Total noninterest income$201,0004,261
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$18,0005,231
Trading account gains and feesNANA
Additional Noninterest Income$183,0003,602
Total noninterest expense$1,425,0004,258
Salaries and employee benefits$870,0004,066
Premises and equipment expense$187,0003,824
Additional noninterest expense$368,0004,573
Pre-tax net operating income$338,0004,564
Securities gains (losses)$01,906
Applicable income taxes$133,0002,754
Income before extraordinary items$205,0004,864
Extraordinary gains, net$011
Net income$205,0004,864
Minority interest net income$071
Net income of bank and minority interests.$205,0004,864
Net charge-offs$-161,0005,536
Cash dividends$50,0003,382
Sale, conversion, retirement of capital stock, net$0659
Net operating income$205,0004,851
2017-03-31 (YTD Data)Rank
Total interest income$840,0004,513
Total interest expense$65,0004,626
Net interest income$775,0004,441
Provision for loan and lease losses$03,537
Total noninterest income$95,0004,336
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$9,0005,277
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,672
Total noninterest expense$699,0004,326
Salaries and employee benefits$423,0004,170
Premises and equipment expense$94,0003,855
Additional noninterest expense$182,0004,628
Pre-tax net operating income$171,0004,527
Securities gains (losses)$01,153
Applicable income taxes$67,0002,705
Income before extraordinary items$104,0004,838
Extraordinary gains, net$08
Net income$104,0004,838
Minority interest net income$055
Net income of bank and minority interests.$104,0004,838
Net charge-offs$-109,0005,625
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$104,0004,825
2016-12-31 (YTD Data)Rank
Total interest income$3,104,0004,667
Total interest expense$246,0004,737
Net interest income$2,858,0004,602
Provision for loan and lease losses$04,332
Total noninterest income$424,0004,305
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$42,0005,278
Trading account gains and fees$0170
Additional Noninterest Income$382,0003,633
Total noninterest expense$2,596,0004,480
Salaries and employee benefits$1,525,0004,375
Premises and equipment expense$340,0004,083
Additional noninterest expense$731,0004,704
Pre-tax net operating income$686,0004,530
Securities gains (losses)$03,212
Applicable income taxes$287,0002,687
Income before extraordinary items$399,0004,927
Extraordinary gains, net$05
Net income$399,0004,926
Minority interest net income$082
Net income of bank and minority interests.$399,0004,926
Net charge-offs$-286,0005,725
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$399,0004,874
2016-09-30 (YTD Data)Rank
Total interest income$2,316,0004,718
Total interest expense$182,0004,790
Net interest income$2,134,0004,649
Provision for loan and lease losses$04,186
Total noninterest income$276,0004,494
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$37,0005,235
Trading account gains and fees$0169
Additional Noninterest Income$239,0003,893
Total noninterest expense$1,903,0004,549
Salaries and employee benefits$1,110,0004,436
Premises and equipment expense$243,0004,194
Additional noninterest expense$550,0004,732
Pre-tax net operating income$507,0004,623
Securities gains (losses)$03,160
Applicable income taxes$198,0002,812
Income before extraordinary items$309,0004,965
Extraordinary gains, net$05
Net income$309,0004,965
Minority interest net income$071
Net income of bank and minority interests.$309,0004,965
Net charge-offs$-164,0005,697
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$309,0004,914
2016-06-30 (YTD Data)Rank
Total interest income$1,532,0004,758
Total interest expense$120,0004,851
Net interest income$1,412,0004,697
Provision for loan and lease losses$04,017
Total noninterest income$144,0004,784
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$25,0005,256
Trading account gains and fees$0157
Additional Noninterest Income$119,0004,254
Total noninterest expense$1,217,0004,659
Salaries and employee benefits$723,0004,514
Premises and equipment expense$137,0004,517
Additional noninterest expense$357,0004,833
Pre-tax net operating income$339,0004,647
Securities gains (losses)$02,835
Applicable income taxes$133,0002,803
Income before extraordinary items$206,0004,990
Extraordinary gains, net$016
Net income$206,0004,990
Minority interest net income$071
Net income of bank and minority interests.$206,0004,990
Net charge-offs$-244,0005,884
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$206,0004,932
2016-03-31 (YTD Data)Rank
Total interest income$797,0004,740
Total interest expense$59,0004,913
Net interest income$738,0004,664
Provision for loan and lease losses$03,656
Total noninterest income$70,0004,812
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$13,0005,249
Trading account gains and fees$0142
Additional Noninterest Income$57,0004,264
Total noninterest expense$597,0004,724
Salaries and employee benefits$358,0004,577
Premises and equipment expense$68,0004,552
Additional noninterest expense$171,0004,943
Pre-tax net operating income$211,0004,374
Securities gains (losses)$02,077
Applicable income taxes$83,0002,606
Income before extraordinary items$128,0004,772
Extraordinary gains, net$012
Net income$128,0004,771
Minority interest net income$062
Net income of bank and minority interests.$128,0004,772
Net charge-offs$-235,0006,013
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$128,0004,721
2015-12-31 (YTD Data)Rank
Total interest income$2,665,0005,009
Total interest expense$267,0004,795
Net interest income$2,398,0004,981
Provision for loan and lease losses$-200,0005,815
Total noninterest income$-79,0006,144
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$50,0005,400
Trading account gains and fees$0159
Additional Noninterest Income$-129,0006,126
Total noninterest expense$2,246,0004,880
Salaries and employee benefits$1,275,0004,787
Premises and equipment expense$256,0004,734
Additional noninterest expense$715,0004,918
Pre-tax net operating income$273,0005,337
Securities gains (losses)$3,0002,963
Applicable income taxes$2,0004,277
Income before extraordinary items$274,0005,300
Extraordinary gains, net$023
Net income$274,0005,303
Minority interest net income$081
Net income of bank and minority interests.$274,0005,303
Net charge-offs$68,0003,007
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$271,0305,258
2015-09-30 (YTD Data)Rank
Total interest income$1,948,0005,106
Total interest expense$201,0004,852
Net interest income$1,747,0005,079
Provision for loan and lease losses$-200,0005,985
Total noninterest income$-32,0006,220
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$37,0005,479
Trading account gains and fees$0153
Additional Noninterest Income$-69,0006,210
Total noninterest expense$1,739,0004,849
Salaries and employee benefits$942,0004,849
Premises and equipment expense$193,0004,774
Additional noninterest expense$604,0004,725
Pre-tax net operating income$176,0005,519
Securities gains (losses)$3,0002,757
Applicable income taxes$70,0003,464
Income before extraordinary items$109,0005,703
Extraordinary gains, net$021
Net income$109,0005,706
Minority interest net income$078
Net income of bank and minority interests.$109,0005,706
Net charge-offs$87,0002,303
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$107,0805,671
2015-06-30 (YTD Data)Rank
Total interest income$1,231,0005,219
Total interest expense$116,0005,107
Net interest income$1,115,0005,183
Provision for loan and lease losses$-160,0006,098
Total noninterest income$-56,0006,303
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$25,0005,502
Trading account gains and fees$0157
Additional Noninterest Income$-81,0006,288
Total noninterest expense$1,152,0004,906
Salaries and employee benefits$622,0004,910
Premises and equipment expense$130,0004,792
Additional noninterest expense$400,0004,756
Pre-tax net operating income$67,0005,751
Securities gains (losses)$3,0002,361
Applicable income taxes$27,0003,734
Income before extraordinary items$43,0005,879
Extraordinary gains, net$022
Net income$43,0005,880
Minority interest net income$075
Net income of bank and minority interests.$43,0005,881
Net charge-offs$-36,0005,652
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$41,0805,844
2015-03-31 (YTD Data)Rank
Total interest income$573,0005,364
Total interest expense$59,0005,142
Net interest income$514,0005,351
Provision for loan and lease losses$-110,0006,214
Total noninterest income$20,0005,989
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$13,0005,482
Trading account gains and fees$0152
Additional Noninterest Income$7,0005,920
Total noninterest expense$587,0004,914
Salaries and employee benefits$315,0004,940
Premises and equipment expense$64,0004,866
Additional noninterest expense$208,0004,729
Pre-tax net operating income$57,0005,567
Securities gains (losses)$02,027
Applicable income taxes$22,0003,485
Income before extraordinary items$35,0005,743
Extraordinary gains, net$013
Net income$35,0005,743
Minority interest net income$064
Net income of bank and minority interests.$35,0005,744
Net charge-offs$-78,0006,062
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$35,0005,695
2014-12-31 (YTD Data)Rank
Total interest income$2,606,0005,254
Total interest expense$279,0005,065
Net interest income$2,327,0005,222
Provision for loan and lease losses$-130,0006,072
Total noninterest income$123,0005,822
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$60,0005,535
Trading account gains and fees$0180
Additional Noninterest Income$63,0005,601
Total noninterest expense$2,469,0004,914
Salaries and employee benefits$1,224,0005,039
Premises and equipment expense$257,0004,937
Additional noninterest expense$988,0004,468
Pre-tax net operating income$111,0005,854
Securities gains (losses)$11,0002,605
Applicable income taxes$59,0003,649
Income before extraordinary items$63,0005,979
Extraordinary gains, net$017
Net income$63,0005,979
Minority interest net income$084
Net income of bank and minority interests.$63,0005,980
Net charge-offs$1,465,000663
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$55,9605,959
2014-09-30 (YTD Data)Rank
Total interest income$1,970,0005,305
Total interest expense$216,0005,092
Net interest income$1,754,0005,275
Provision for loan and lease losses$20,0003,930
Total noninterest income$219,0005,072
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$45,0005,607
Trading account gains and fees$0174
Additional Noninterest Income$174,0004,385
Total noninterest expense$1,856,0004,932
Salaries and employee benefits$927,0005,050
Premises and equipment expense$198,0004,944
Additional noninterest expense$731,0004,526
Pre-tax net operating income$97,0005,899
Securities gains (losses)$11,0002,296
Applicable income taxes$42,0003,730
Income before extraordinary items$66,0005,983
Extraordinary gains, net$015
Net income$66,0005,982
Minority interest net income$081
Net income of bank and minority interests.$66,0005,983
Net charge-offs$1,288,000554
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$58,9605,989
2014-06-30 (YTD Data)Rank
Total interest income$1,325,0005,324
Total interest expense$146,0005,116
Net interest income$1,179,0005,293
Provision for loan and lease losses$20,0003,628
Total noninterest income$137,0005,157
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$31,0005,593
Trading account gains and fees$0172
Additional Noninterest Income$106,0004,498
Total noninterest expense$1,227,0004,997
Salaries and employee benefits$620,0005,084
Premises and equipment expense$136,0004,932
Additional noninterest expense$471,0004,615
Pre-tax net operating income$69,0005,908
Securities gains (losses)$11,0001,900
Applicable income taxes$32,0003,667
Income before extraordinary items$48,0006,002
Extraordinary gains, net$020
Net income$48,0006,003
Minority interest net income$080
Net income of bank and minority interests.$48,0006,004
Net charge-offs$1,131,000443
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$40,9606,016
2014-03-31 (YTD Data)Rank
Total interest income$679,0005,340
Total interest expense$73,0005,185
Net interest income$606,0005,298
Provision for loan and lease losses$20,0002,958
Total noninterest income$90,0004,792
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$16,0005,587
Trading account gains and fees$0147
Additional Noninterest Income$74,0004,014
Total noninterest expense$628,0005,007
Salaries and employee benefits$311,0005,141
Premises and equipment expense$72,0004,889
Additional noninterest expense$245,0004,557
Pre-tax net operating income$48,0005,773
Securities gains (losses)$01,715
Applicable income taxes$12,0003,740
Income before extraordinary items$36,0005,865
Extraordinary gains, net$016
Net income$36,0005,866
Minority interest net income$066
Net income of bank and minority interests.$36,0005,867
Net charge-offs$778,000355
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$36,0005,829
2013-12-31 (YTD Data)Rank
Total interest income$3,051,0005,190
Total interest expense$374,0005,037
Net interest income$2,677,0005,178
Provision for loan and lease losses$3,080,000426
Total noninterest income$370,0004,857
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$66,0005,731
Trading account gains and fees$0184
Additional Noninterest Income$304,0004,068
Total noninterest expense$2,609,0004,941
Salaries and employee benefits$1,215,0005,241
Premises and equipment expense$270,0005,049
Additional noninterest expense$1,124,0004,336
Pre-tax net operating income$-2,642,0006,700
Securities gains (losses)$-2,0006,101
Applicable income taxes$-1,031,0006,696
Income before extraordinary items$-1,613,0006,646
Extraordinary gains, net$029
Net income$-1,613,0006,646
Minority interest net income$090
Net income of bank and minority interests.$-1,613,0006,646
Net charge-offs$1,982,000751
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,611,7206,643
2013-09-30 (YTD Data)Rank
Total interest income$2,346,0005,200
Total interest expense$298,0005,018
Net interest income$2,048,0005,180
Provision for loan and lease losses$2,795,000356
Total noninterest income$325,0004,691
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$49,0005,796
Trading account gains and fees$0180
Additional Noninterest Income$276,0003,869
Total noninterest expense$1,956,0004,959
Salaries and employee benefits$925,0005,233
Premises and equipment expense$227,0004,864
Additional noninterest expense$804,0004,462
Pre-tax net operating income$-2,378,0006,811
Securities gains (losses)$-2,0006,351
Applicable income taxes$-595,0006,806
Income before extraordinary items$-1,785,0006,781
Extraordinary gains, net$025
Net income$-1,785,0006,782
Minority interest net income$084
Net income of bank and minority interests.$-1,785,0006,782
Net charge-offs$1,656,000692
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,783,5006,774
2013-06-30 (YTD Data)Rank
Total interest income$1,614,0005,162
Total interest expense$209,0004,977
Net interest income$1,405,0005,130
Provision for loan and lease losses$1,415,000501
Total noninterest income$228,0004,654
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$31,0005,854
Trading account gains and fees$0157
Additional Noninterest Income$197,0003,809
Total noninterest expense$1,311,0004,968
Salaries and employee benefits$627,0005,219
Premises and equipment expense$154,0004,833
Additional noninterest expense$530,0004,498
Pre-tax net operating income$-1,093,0006,798
Securities gains (losses)$-2,0006,527
Applicable income taxes$-427,0006,864
Income before extraordinary items$-668,0006,760
Extraordinary gains, net$022
Net income$-668,0006,762
Minority interest net income$082
Net income of bank and minority interests.$-668,0006,761
Net charge-offs$735,000957
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-666,7206,737
2013-03-31 (YTD Data)Rank
Total interest income$832,0005,147
Total interest expense$108,0005,002
Net interest income$724,0005,090
Provision for loan and lease losses$190,0001,411
Total noninterest income$115,0004,623
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$15,0005,892
Trading account gains and fees$0148
Additional Noninterest Income$100,0003,748
Total noninterest expense$600,0005,205
Salaries and employee benefits$330,0005,168
Premises and equipment expense$79,0004,814
Additional noninterest expense$191,0005,242
Pre-tax net operating income$49,0005,849
Securities gains (losses)$01,966
Applicable income taxes$19,0003,634
Income before extraordinary items$30,0006,097
Extraordinary gains, net$010
Net income$30,0006,098
Minority interest net income$076
Net income of bank and minority interests.$30,0006,098
Net charge-offs$288,0001,083
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$30,0006,012
2012-12-31 (YTD Data)Rank
Total interest income$3,788,0005,010
Total interest expense$590,0004,784
Net interest income$3,198,0004,962
Provision for loan and lease losses$1,685,0001,223
Total noninterest income$-260,0006,947
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$75,0005,812
Trading account gains and fees$0166
Additional Noninterest Income$-335,0006,876
Total noninterest expense$2,679,0005,003
Salaries and employee benefits$1,256,0005,288
Premises and equipment expense$286,0005,065
Additional noninterest expense$1,137,0004,484
Pre-tax net operating income$-1,426,0006,733
Securities gains (losses)$03,810
Applicable income taxes$-357,0006,859
Income before extraordinary items$-1,069,0006,731
Extraordinary gains, net$029
Net income$-1,069,0006,726
Minority interest net income$093
Net income of bank and minority interests.$-1,069,0006,727
Net charge-offs$1,406,0001,449
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,069,0006,694
2012-09-30 (YTD Data)Rank
Total interest income$2,947,0005,003
Total interest expense$468,0004,802
Net interest income$2,479,0004,966
Provision for loan and lease losses$1,565,0001,042
Total noninterest income$-192,0007,050
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$54,0005,933
Trading account gains and fees$0157
Additional Noninterest Income$-246,0007,006
Total noninterest expense$1,945,0005,129
Salaries and employee benefits$892,0005,439
Premises and equipment expense$221,0005,076
Additional noninterest expense$832,0004,572
Pre-tax net operating income$-1,223,0006,886
Securities gains (losses)$03,575
Applicable income taxes$-477,0007,037
Income before extraordinary items$-746,0006,827
Extraordinary gains, net$020
Net income$-746,0006,824
Minority interest net income$086
Net income of bank and minority interests.$-746,0006,825
Net charge-offs$1,364,0001,194
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-746,0006,786
2012-06-30 (YTD Data)Rank
Total interest income$2,001,0005,002
Total interest expense$330,0004,774
Net interest income$1,671,0004,970
Provision for loan and lease losses$1,315,000880
Total noninterest income$-227,0007,151
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$36,0005,959
Trading account gains and fees$0153
Additional Noninterest Income$-263,0007,104
Total noninterest expense$1,277,0005,201
Salaries and employee benefits$594,0005,484
Premises and equipment expense$147,0005,096
Additional noninterest expense$536,0004,671
Pre-tax net operating income$-1,148,0006,993
Securities gains (losses)$03,178
Applicable income taxes$-448,0007,126
Income before extraordinary items$-700,0006,935
Extraordinary gains, net$019
Net income$-700,0006,934
Minority interest net income$084
Net income of bank and minority interests.$-700,0006,935
Net charge-offs$1,304,000943
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-700,0006,911
2012-03-31 (YTD Data)Rank
Total interest income$1,005,0005,024
Total interest expense$177,0004,720
Net interest income$828,0005,013
Provision for loan and lease losses$1,095,000574
Total noninterest income$-76,0007,195
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$19,0005,880
Trading account gains and fees$0148
Additional Noninterest Income$-95,0007,155
Total noninterest expense$615,0005,308
Salaries and employee benefits$300,0005,497
Premises and equipment expense$74,0005,127
Additional noninterest expense$241,0004,950
Pre-tax net operating income$-958,0007,153
Securities gains (losses)$02,210
Applicable income taxes$-374,0007,242
Income before extraordinary items$-584,0007,096
Extraordinary gains, net$019
Net income$-584,0007,095
Minority interest net income$078
Net income of bank and minority interests.$-584,0007,096
Net charge-offs$1,264,000572
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-584,0007,083
2011-12-31 (YTD Data)Rank
Total interest income$4,295,0004,976
Total interest expense$1,019,0004,350
Net interest income$3,276,0005,065
Provision for loan and lease losses$710,0002,926
Total noninterest income$-974,0007,247
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$75,0005,893
Trading account gains and fees$0146
Additional Noninterest Income$-1,049,0007,203
Total noninterest expense$2,844,0005,011
Salaries and employee benefits$1,190,0005,539
Premises and equipment expense$301,0005,228
Additional noninterest expense$1,353,0004,130
Pre-tax net operating income$-1,252,0006,647
Securities gains (losses)$23,0003,024
Applicable income taxes$-213,0006,932
Income before extraordinary items$-1,016,0006,644
Extraordinary gains, net$029
Net income$-1,016,0006,645
Minority interest net income$096
Net income of bank and minority interests.$-1,016,0006,644
Net charge-offs$2,326,0001,418
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,035,0906,620
2011-09-30 (YTD Data)Rank
Total interest income$3,264,0004,991
Total interest expense$819,0004,318
Net interest income$2,445,0005,111
Provision for loan and lease losses$325,0003,496
Total noninterest income$-303,0007,267
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$56,0005,923
Trading account gains and fees$0145
Additional Noninterest Income$-359,0007,196
Total noninterest expense$2,243,0004,902
Salaries and employee benefits$910,0005,500
Premises and equipment expense$221,0005,321
Additional noninterest expense$1,112,0003,882
Pre-tax net operating income$-426,0006,561
Securities gains (losses)$23,0002,749
Applicable income taxes$-157,0007,057
Income before extraordinary items$-246,0006,540
Extraordinary gains, net$021
Net income$-246,0006,541
Minority interest net income$087
Net income of bank and minority interests.$-246,0006,541
Net charge-offs$1,767,0001,326
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-260,7206,494
2011-06-30 (YTD Data)Rank
Total interest income$2,180,0005,020
Total interest expense$575,0004,287
Net interest income$1,605,0005,171
Provision for loan and lease losses$150,0003,873
Total noninterest income$32,0006,875
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$36,0005,964
Trading account gains and fees$0153
Additional Noninterest Income$-4,0006,997
Total noninterest expense$1,491,0004,962
Salaries and employee benefits$618,0005,513
Premises and equipment expense$149,0005,329
Additional noninterest expense$724,0004,002
Pre-tax net operating income$-4,0006,212
Securities gains (losses)$23,0002,027
Applicable income taxes$7,0004,215
Income before extraordinary items$12,0006,247
Extraordinary gains, net$015
Net income$12,0006,247
Minority interest net income$089
Net income of bank and minority interests.$12,0006,247
Net charge-offs$1,579,0001,081
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,7206,236
2011-03-31 (YTD Data)Rank
Total interest income$1,084,0005,050
Total interest expense$299,0004,306
Net interest income$785,0005,222
Provision for loan and lease losses$75,0003,668
Total noninterest income$44,0006,090
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$26,0005,544
Total noninterest expense$745,0004,989
Salaries and employee benefits$312,0005,528
Premises and equipment expense$76,0005,334
Additional noninterest expense$357,0004,040
Pre-tax net operating income$9,0006,228
Securities gains (losses)$01,772
Applicable income taxes$4,0004,128
Income before extraordinary items$5,0006,321
Extraordinary gains, net$09
Net income$5,0006,320
Minority interest net income$086
Net income of bank and minority interests.$5,0006,321
Net charge-offs$653,0001,134
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,0006,284
2010-12-31 (YTD Data)Rank
Total interest income$4,808,0004,933
Total interest expense$1,434,0004,367
Net interest income$3,374,0005,041
Provision for loan and lease losses$965,0003,118
Total noninterest income$890,0003,438
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$80,0005,772
Trading account gains and fees$0175
Additional Noninterest Income$810,0002,481
Total noninterest expense$2,878,0005,132
Salaries and employee benefits$1,286,0005,476
Premises and equipment expense$285,0005,534
Additional noninterest expense$1,307,0004,380
Pre-tax net operating income$421,0004,567
Securities gains (losses)$48,0002,688
Applicable income taxes$30,0003,855
Income before extraordinary items$439,0004,504
Extraordinary gains, net$029
Net income$439,0004,504
Minority interest net income$0111
Net income of bank and minority interests.$439,0004,504
Net charge-offs$1,561,0002,134
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$393,8804,492
2010-09-30 (YTD Data)Rank
Total interest income$3,758,0004,910
Total interest expense$1,100,0004,473
Net interest income$2,658,0004,967
Provision for loan and lease losses$475,0003,632
Total noninterest income$448,0004,287
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$60,0005,855
Trading account gains and fees$0165
Additional Noninterest Income$388,0003,156
Total noninterest expense$2,251,0005,047
Salaries and employee benefits$968,0005,510
Premises and equipment expense$217,0005,549
Additional noninterest expense$1,066,0004,130
Pre-tax net operating income$380,0004,576
Securities gains (losses)$48,0002,435
Applicable income taxes$167,0002,718
Income before extraordinary items$261,0005,041
Extraordinary gains, net$023
Net income$261,0005,043
Minority interest net income$0110
Net income of bank and minority interests.$261,0005,044
Net charge-offs$1,268,0001,943
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$174,000534
Net operating income$230,2805,007
2010-06-30 (YTD Data)Rank
Total interest income$2,520,0004,928
Total interest expense$753,0004,498
Net interest income$1,767,0005,002
Provision for loan and lease losses$350,0003,380
Total noninterest income$299,0004,271
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$40,0005,874
Trading account gains and fees$0152
Additional Noninterest Income$259,0003,069
Total noninterest expense$1,388,0005,271
Salaries and employee benefits$651,0005,526
Premises and equipment expense$144,0005,600
Additional noninterest expense$593,0004,616
Pre-tax net operating income$328,0004,281
Securities gains (losses)$03,184
Applicable income taxes$128,0002,565
Income before extraordinary items$200,0004,904
Extraordinary gains, net$019
Net income$200,0004,905
Minority interest net income$0105
Net income of bank and minority interests.$200,0004,904
Net charge-offs$712,0002,067
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$174,000391
Net operating income$200,0004,754
2010-03-31 (YTD Data)Rank
Total interest income$1,257,0005,003
Total interest expense$389,0004,545
Net interest income$868,0005,083
Provision for loan and lease losses$50,0004,831
Total noninterest income$139,0004,449
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$21,0005,847
Trading account gains and fees$0175
Additional Noninterest Income$118,0003,225
Total noninterest expense$694,0005,325
Salaries and employee benefits$326,0005,577
Premises and equipment expense$73,0005,653
Additional noninterest expense$295,0004,630
Pre-tax net operating income$263,0003,598
Securities gains (losses)$02,284
Applicable income taxes$103,0002,089
Income before extraordinary items$160,0004,263
Extraordinary gains, net$016
Net income$160,0004,264
Minority interest net income$091
Net income of bank and minority interests.$160,0004,262
Net charge-offs$263,0002,172
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$174,000240
Net operating income$160,0004,161
2009-12-31 (YTD Data)Rank
Total interest income$5,571,0004,830
Total interest expense$2,198,0004,200
Net interest income$3,373,0005,057
Provision for loan and lease losses$4,410,0001,562
Total noninterest income$577,0004,447
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$146,0005,201
Trading account gains and fees$0211
Additional Noninterest Income$431,0003,438
Total noninterest expense$3,460,0004,756
Salaries and employee benefits$1,584,0005,036
Premises and equipment expense$280,0005,804
Additional noninterest expense$1,596,0003,912
Pre-tax net operating income$-3,920,0007,048
Securities gains (losses)$30,0002,871
Applicable income taxes$-1,517,0007,430
Income before extraordinary items$-2,373,0006,857
Extraordinary gains, net$034
Net income$-2,373,0006,854
Minority interest net income$0115
Net income of bank and minority interests.$-2,373,0006,855
Net charge-offs$2,556,0001,773
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,431,000241
Net operating income$-2,392,2006,863
2009-09-30 (YTD Data)Rank
Total interest income$4,243,0004,852
Total interest expense$1,750,0004,196
Net interest income$2,493,0005,103
Provision for loan and lease losses$845,0003,031
Total noninterest income$606,0003,825
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$121,0005,060
Trading account gains and fees$0212
Additional Noninterest Income$485,0002,858
Total noninterest expense$2,351,0005,053
Salaries and employee benefits$1,296,0004,809
Premises and equipment expense$211,0005,846
Additional noninterest expense$844,0004,911
Pre-tax net operating income$-97,0005,878
Securities gains (losses)$30,0002,554
Applicable income taxes$-26,0006,741
Income before extraordinary items$-41,0005,868
Extraordinary gains, net$027
Net income$-41,0005,868
Minority interest net income$0118
Net income of bank and minority interests.$-41,0005,868
Net charge-offs$1,314,0001,910
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$337,000495
Net operating income$-60,2005,860
2009-06-30 (YTD Data)Rank
Total interest income$2,966,0004,742
Total interest expense$1,250,0004,143
Net interest income$1,716,0005,019
Provision for loan and lease losses$345,0003,505
Total noninterest income$487,0003,468
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$89,0004,870
Trading account gains and fees$0193
Additional Noninterest Income$398,0002,561
Total noninterest expense$1,620,0005,010
Salaries and employee benefits$946,0004,605
Premises and equipment expense$143,0005,858
Additional noninterest expense$531,0005,076
Pre-tax net operating income$238,0004,433
Securities gains (losses)$03,136
Applicable income taxes$93,0002,695
Income before extraordinary items$145,0004,895
Extraordinary gains, net$021
Net income$145,0004,892
Minority interest net income$0112
Net income of bank and minority interests.$145,0004,893
Net charge-offs$-1,0007,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$337,000398
Net operating income$145,0004,813
2009-03-31 (YTD Data)Rank
Total interest income$1,534,0004,695
Total interest expense$665,0004,084
Net interest income$869,0004,985
Provision for loan and lease losses$95,0003,976
Total noninterest income$216,0003,665
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$51,0004,565
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$775,0005,065
Salaries and employee benefits$466,0004,699
Premises and equipment expense$75,0005,786
Additional noninterest expense$234,0005,131
Pre-tax net operating income$215,0003,918
Securities gains (losses)$02,434
Applicable income taxes$84,0002,361
Income before extraordinary items$131,0004,568
Extraordinary gains, net$015
Net income$131,0004,572
Minority interest net income$0102
Net income of bank and minority interests.$131,0004,572
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$337,000228
Net operating income$131,0004,401
2008-12-31 (YTD Data)Rank
Total interest income$6,237,0004,831
Total interest expense$3,135,0004,131
Net interest income$3,102,0005,328
Provision for loan and lease losses$1,992,0001,805
Total noninterest income$629,0004,363
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$226,0004,559
Trading account gains and fees$0154
Additional Noninterest Income$403,0003,572
Total noninterest expense$2,753,0005,379
Salaries and employee benefits$1,625,0005,083
Premises and equipment expense$278,0005,975
Additional noninterest expense$850,0005,307
Pre-tax net operating income$-1,014,0007,023
Securities gains (losses)$03,220
Applicable income taxes$-395,0007,405
Income before extraordinary items$-619,0006,780
Extraordinary gains, net$039
Net income$-619,0006,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$686,0002,389
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$120,000920
Net operating income$-619,0006,910
2008-09-30 (YTD Data)Rank
Total interest income$4,639,0004,933
Total interest expense$2,384,0004,215
Net interest income$2,255,0005,454
Provision for loan and lease losses$215,0004,095
Total noninterest income$443,0004,607
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$164,0004,659
Trading account gains and fees$0148
Additional Noninterest Income$279,0003,802
Total noninterest expense$2,069,0005,364
Salaries and employee benefits$1,229,0005,086
Premises and equipment expense$218,0005,881
Additional noninterest expense$622,0005,327
Pre-tax net operating income$414,0005,222
Securities gains (losses)$03,106
Applicable income taxes$161,0003,166
Income before extraordinary items$253,0005,430
Extraordinary gains, net$031
Net income$253,0005,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,778
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$20,0001,080
Net operating income$253,0005,607
2008-06-30 (YTD Data)Rank
Total interest income$3,014,0005,063
Total interest expense$1,600,0004,329
Net interest income$1,414,0005,633
Provision for loan and lease losses$120,0003,966
Total noninterest income$304,0004,594
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$105,0004,751
Trading account gains and fees$0149
Additional Noninterest Income$199,0003,776
Total noninterest expense$1,350,0005,452
Salaries and employee benefits$807,0005,183
Premises and equipment expense$145,0005,915
Additional noninterest expense$398,0005,436
Pre-tax net operating income$248,0005,505
Securities gains (losses)$03,233
Applicable income taxes$97,0003,485
Income before extraordinary items$151,0005,965
Extraordinary gains, net$021
Net income$151,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,858
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$19,000959
Net operating income$151,0005,908
2008-03-31 (YTD Data)Rank
Total interest income$1,492,0005,186
Total interest expense$819,0004,451
Net interest income$673,0005,793
Provision for loan and lease losses$50,0003,776
Total noninterest income$142,0004,727
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$46,0004,958
Trading account gains and fees$0158
Additional Noninterest Income$96,0003,849
Total noninterest expense$645,0005,610
Salaries and employee benefits$384,0005,368
Premises and equipment expense$73,0005,950
Additional noninterest expense$188,0005,537
Pre-tax net operating income$120,0005,767
Securities gains (losses)$02,688
Applicable income taxes$47,0003,621
Income before extraordinary items$73,0006,229
Extraordinary gains, net$015
Net income$73,0006,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$9,000838
Net operating income$73,0006,134
2007-12-31 (YTD Data)Rank
Total interest income$5,911,0005,283
Total interest expense$3,361,0004,454
Net interest income$2,550,0005,919
Provision for loan and lease losses$46,0005,760
Total noninterest income$289,0006,085
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$107,0005,945
Trading account gains and fees$0178
Additional Noninterest Income$182,0005,251
Total noninterest expense$2,413,0005,719
Salaries and employee benefits$1,375,0005,566
Premises and equipment expense$262,0006,129
Additional noninterest expense$776,0005,448
Pre-tax net operating income$380,0006,335
Securities gains (losses)$02,146
Applicable income taxes$148,0004,149
Income before extraordinary items$232,0006,681
Extraordinary gains, net$039
Net income$232,0006,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,999
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$37,0001,106
Net operating income$232,0006,657
2007-09-30 (YTD Data)Rank
Total interest income$4,360,0005,344
Total interest expense$2,484,0004,500
Net interest income$1,876,0005,994
Provision for loan and lease losses$46,0005,112
Total noninterest income$210,0006,200
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$71,0006,124
Trading account gains and fees$0184
Additional Noninterest Income$139,0005,234
Total noninterest expense$1,814,0005,672
Salaries and employee benefits$1,031,0005,534
Premises and equipment expense$197,0006,112
Additional noninterest expense$586,0005,372
Pre-tax net operating income$226,0006,861
Securities gains (losses)$01,655
Applicable income taxes$88,0004,556
Income before extraordinary items$138,0007,094
Extraordinary gains, net$033
Net income$138,0007,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$28,000990
Net operating income$138,0007,081
2007-06-30 (YTD Data)Rank
Total interest income$2,858,0005,412
Total interest expense$1,633,0004,533
Net interest income$1,225,0006,106
Provision for loan and lease losses$40,0004,625
Total noninterest income$115,0006,601
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$43,0006,285
Trading account gains and fees$0168
Additional Noninterest Income$72,0005,691
Total noninterest expense$1,191,0005,751
Salaries and employee benefits$684,0005,629
Premises and equipment expense$132,0006,140
Additional noninterest expense$375,0005,492
Pre-tax net operating income$109,0007,187
Securities gains (losses)$01,444
Applicable income taxes$42,0004,880
Income before extraordinary items$67,0007,357
Extraordinary gains, net$029
Net income$67,0007,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$19,000915
Net operating income$67,0007,348
2007-03-31 (YTD Data)Rank
Total interest income$1,392,0005,484
Total interest expense$793,0004,591
Net interest income$599,0006,165
Provision for loan and lease losses$30,0003,737
Total noninterest income$49,0006,849
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$20,0006,360
Trading account gains and fees$0195
Additional Noninterest Income$29,0006,041
Total noninterest expense$588,0005,812
Salaries and employee benefits$334,0005,749
Premises and equipment expense$67,0006,138
Additional noninterest expense$187,0005,487
Pre-tax net operating income$30,0007,540
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$18,0007,649
Extraordinary gains, net$022
Net income$18,0007,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$9,000779
Net operating income$18,0007,632
2006-12-31 (YTD Data)Rank
Total interest income$4,838,0005,649
Total interest expense$2,514,0004,807
Net interest income$2,324,0006,203
Provision for loan and lease losses$48,0005,647
Total noninterest income$151,0007,299
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$45,0006,969
Trading account gains and fees$0130
Additional Noninterest Income$106,0006,231
Total noninterest expense$2,115,0005,998
Salaries and employee benefits$1,187,0005,950
Premises and equipment expense$263,0006,076
Additional noninterest expense$665,0005,786
Pre-tax net operating income$312,0007,079
Securities gains (losses)$01,687
Applicable income taxes$122,0004,794
Income before extraordinary items$190,0007,317
Extraordinary gains, net$051
Net income$190,0007,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$82,000919
Net operating income$190,0007,312
2006-09-30 (YTD Data)Rank
Total interest income$3,573,0005,690
Total interest expense$1,814,0004,836
Net interest income$1,759,0006,235
Provision for loan and lease losses$48,0005,116
Total noninterest income$99,0007,525
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$33,0007,063
Trading account gains and fees$0126
Additional Noninterest Income$66,0006,526
Total noninterest expense$1,597,0005,963
Salaries and employee benefits$886,0005,924
Premises and equipment expense$205,0006,000
Additional noninterest expense$506,0005,734
Pre-tax net operating income$213,0007,377
Securities gains (losses)$01,388
Applicable income taxes$83,0005,101
Income before extraordinary items$130,0007,574
Extraordinary gains, net$045
Net income$130,0007,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$66,000776
Net operating income$130,0007,577
2006-06-30 (YTD Data)Rank
Total interest income$2,316,0005,740
Total interest expense$1,135,0004,894
Net interest income$1,181,0006,264
Provision for loan and lease losses$40,0004,712
Total noninterest income$65,0007,601
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$23,0007,073
Trading account gains and fees$0126
Additional Noninterest Income$42,0006,634
Total noninterest expense$1,054,0006,004
Salaries and employee benefits$568,0006,066
Premises and equipment expense$139,0005,966
Additional noninterest expense$347,0005,641
Pre-tax net operating income$152,0007,372
Securities gains (losses)$01,185
Applicable income taxes$59,0005,090
Income before extraordinary items$93,0007,582
Extraordinary gains, net$039
Net income$93,0007,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$50,000631
Net operating income$93,0007,591
2006-03-31 (YTD Data)Rank
Total interest income$1,125,0005,786
Total interest expense$534,0004,933
Net interest income$591,0006,273
Provision for loan and lease losses$50,0003,099
Total noninterest income$28,0007,735
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,0007,044
Trading account gains and fees$0115
Additional Noninterest Income$16,0007,000
Total noninterest expense$500,0006,184
Salaries and employee benefits$281,0006,130
Premises and equipment expense$69,0005,991
Additional noninterest expense$150,0006,055
Pre-tax net operating income$69,0007,450
Securities gains (losses)$0955
Applicable income taxes$27,0005,120
Income before extraordinary items$42,0007,660
Extraordinary gains, net$021
Net income$42,0007,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$42,0007,663
2005-12-31 (YTD Data)Rank
Total interest income$3,707,0006,032
Total interest expense$1,531,0005,182
Net interest income$2,176,0006,407
Provision for loan and lease losses$263,0003,075
Total noninterest income$125,0007,704
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$25,0007,408
Trading account gains and fees$0138
Additional Noninterest Income$100,0006,402
Total noninterest expense$1,744,0006,496
Salaries and employee benefits$998,0006,352
Premises and equipment expense$233,0006,388
Additional noninterest expense$513,0006,495
Pre-tax net operating income$294,0007,407
Securities gains (losses)$02,296
Applicable income taxes$114,0005,263
Income before extraordinary items$180,0007,669
Extraordinary gains, net$046
Net income$180,0007,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$180,0007,636
2005-09-30 (YTD Data)Rank
Total interest income$2,617,0006,182
Total interest expense$1,057,0005,289
Net interest income$1,560,0006,574
Provision for loan and lease losses$241,0002,605
Total noninterest income$106,0007,607
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,0007,491
Trading account gains and fees$0126
Additional Noninterest Income$89,0006,131
Total noninterest expense$1,251,0006,626
Salaries and employee benefits$702,0006,536
Premises and equipment expense$178,0006,312
Additional noninterest expense$371,0006,581
Pre-tax net operating income$174,0007,736
Securities gains (losses)$02,317
Applicable income taxes$68,0005,573
Income before extraordinary items$106,0007,920
Extraordinary gains, net$035
Net income$106,0007,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$106,0007,895
2005-06-30 (YTD Data)Rank
Total interest income$1,606,0006,359
Total interest expense$616,0005,500
Net interest income$990,0006,689
Provision for loan and lease losses$223,0001,982
Total noninterest income$59,0007,792
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,0007,506
Trading account gains and fees$0116
Additional Noninterest Income$48,0006,470
Total noninterest expense$805,0006,717
Salaries and employee benefits$445,0006,667
Premises and equipment expense$119,0006,301
Additional noninterest expense$241,0006,641
Pre-tax net operating income$21,0008,274
Securities gains (losses)$02,146
Applicable income taxes$8,0006,480
Income before extraordinary items$13,0008,317
Extraordinary gains, net$030
Net income$13,0008,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$13,0008,283
2005-03-31 (YTD Data)Rank
Total interest income$721,0006,674
Total interest expense$264,0005,825
Net interest income$457,0006,939
Provision for loan and lease losses$90,0002,180
Total noninterest income$34,0007,645
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$6,0007,541
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$391,0006,833
Salaries and employee benefits$222,0006,730
Premises and equipment expense$66,0006,121
Additional noninterest expense$103,0007,065
Pre-tax net operating income$10,0008,351
Securities gains (losses)$01,685
Applicable income taxes$4,0006,466
Income before extraordinary items$6,0008,401
Extraordinary gains, net$024
Net income$6,0008,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,0008,372
2004-12-31 (YTD Data)Rank
Total interest income$1,522,0007,862
Total interest expense$533,0007,189
Net interest income$989,0008,036
Provision for loan and lease losses$375,0002,482
Total noninterest income$171,0007,421
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$16,0007,711
Trading account gains and fees$0138
Additional Noninterest Income$155,0005,625
Total noninterest expense$1,509,0006,870
Salaries and employee benefits$874,0006,707
Premises and equipment expense$283,0005,839
Additional noninterest expense$352,0007,394
Pre-tax net operating income$-724,0008,732
Securities gains (losses)$03,819
Applicable income taxes$-282,0008,857
Income before extraordinary items$-442,0008,693
Extraordinary gains, net$034
Net income$-442,0008,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-442,0008,663
2004-09-30 (YTD Data)Rank
Total interest income$956,0008,167
Total interest expense$324,0007,583
Net interest income$632,0008,277
Provision for loan and lease losses$317,0002,163
Total noninterest income$118,0007,583
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$12,0007,761
Trading account gains and fees$0134
Additional Noninterest Income$106,0005,817
Total noninterest expense$1,034,0007,076
Salaries and employee benefits$527,0007,226
Premises and equipment expense$204,0005,927
Additional noninterest expense$303,0007,060
Pre-tax net operating income$-601,0008,805
Securities gains (losses)$03,710
Applicable income taxes$-234,0008,923
Income before extraordinary items$-367,0008,763
Extraordinary gains, net$026
Net income$-367,0008,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-367,0008,738
2004-06-30 (YTD Data)Rank
Total interest income$512,0008,471
Total interest expense$165,0008,062
Net interest income$347,0008,538
Provision for loan and lease losses$254,0001,806
Total noninterest income$58,0008,010
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$7,0007,820
Trading account gains and fees$0130
Additional Noninterest Income$51,0006,396
Total noninterest expense$649,0007,279
Salaries and employee benefits$325,0007,461
Premises and equipment expense$135,0005,977
Additional noninterest expense$189,0007,256
Pre-tax net operating income$-498,0008,902
Securities gains (losses)$03,413
Applicable income taxes$-194,0008,992
Income before extraordinary items$-304,0008,855
Extraordinary gains, net$021
Net income$-304,0008,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-304,0008,827
2004-03-31 (YTD Data)Rank
Total interest income$208,0008,690
Total interest expense$62,0008,451
Net interest income$146,0008,709
Provision for loan and lease losses$112,0001,941
Total noninterest income$28,0008,048
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,0007,856
Trading account gains and fees$0121
Additional Noninterest Income$25,0006,426
Total noninterest expense$308,0007,447
Salaries and employee benefits$154,0007,632
Premises and equipment expense$70,0005,876
Additional noninterest expense$84,0007,525
Pre-tax net operating income$-246,0008,940
Securities gains (losses)$02,934
Applicable income taxes$-96,0009,031
Income before extraordinary items$-150,0008,907
Extraordinary gains, net$016
Net income$-150,0008,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-150,0008,875
2003-12-31 (YTD Data)Rank
Total interest income$132,0009,100
Total interest expense$47,0009,044
Net interest income$85,0009,103
Provision for loan and lease losses$207,0003,962
Total noninterest income$9,0009,062
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$9,0008,800
Total noninterest expense$890,0008,108
Salaries and employee benefits$227,0008,948
Premises and equipment expense$98,0008,096
Additional noninterest expense$565,0006,173
Pre-tax net operating income$-1,003,0008,972
Securities gains (losses)$04,500
Applicable income taxes$-391,0009,075
Income before extraordinary items$-612,0008,934
Extraordinary gains, net$054
Net income$-612,0008,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$9,667,00095
Net operating income$-612,0008,880
2003-09-30 (YTD Data)Rank
Total interest income$13,0009,226
Total interest expense$4,0009,198
Net interest income$9,0009,220
Provision for loan and lease losses$34,0006,318
Total noninterest income$09,186
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$09,106
Total noninterest expense$508,0008,512
Salaries and employee benefits$69,0009,184
Premises and equipment expense$29,0008,941
Additional noninterest expense$410,0006,276
Pre-tax net operating income$-533,0008,975
Securities gains (losses)$04,204
Applicable income taxes$-208,0009,125
Income before extraordinary items$-325,0008,964
Extraordinary gains, net$040
Net income$-325,0008,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$9,667,00061
Net operating income$-325,0008,894

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.