Home > Fox River State Bank > Net charge- offs to loans
Fox River State Bank, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4709% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5428% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | -5.3142% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0992% | 5,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5814% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6984% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 4,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 4,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1234% | 3,925 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 4,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 5,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3651% | 4,070 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2981% | 5,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3348% | 5,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3917% | 5,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4335% | 5,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2302% | 4,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4755% | 5,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2051% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3601% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4083% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4657% | 5,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5633% | 5,591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2291% | 4,157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6321% | 5,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2339% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5862% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5175% | 5,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5889% | 5,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7097% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7574% | 5,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2796% | 4,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8606% | 5,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3399% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3180% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7112% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8145% | 5,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4530% | 5,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2261% | 5,606 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2793% | 4,227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2144% | 5,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 15.6863% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4864% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5681% | 5,809 |
| Percentage Net Loans Charged-off:Construction & development | -3.0151% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4419% | 5,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2248% | 5,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1555% | 4,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2435% | 5,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 4,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2891% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2977% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3755% | 5,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4423% | 5,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.6373% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5891% | 5,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2298% | 5,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1631% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2482% | 5,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3676% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8442% | 5,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9996% | 5,967 |
| Percentage Net Loans Charged-off:Construction & development | -1.0151% | 5,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5211% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2553% | 5,796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1892% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2732% | 5,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 4,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5354% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5506% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.6312% | 6,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.8978% | 6,034 |
| Percentage Net Loans Charged-off:Construction & development | -1.9913% | 5,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.9819% | 5,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2676% | 5,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1249% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3065% | 5,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 4,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | -2.0397% | 5,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5290% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1686% | 5,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1314% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1782% | 5,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 777 |
| Percentage Net Loans Charged-off:Construction & development | -2.7853% | 5,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8014% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1447% | 5,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1781% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1362% | 5,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2820% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1406% | 5,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2297% | 6,048 |
| Percentage Net Loans Charged-off:Construction & development | -3.4615% | 5,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0701% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0960% | 5,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1993% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 5,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4252% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6124% | 6,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8488% | 6,266 |
| Percentage Net Loans Charged-off:Construction & development | -6.5878% | 5,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7552% | 6,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 5,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1307% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8660% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8384% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3766% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 33.7340% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0708% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7654% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1151% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0217% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 5,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0745% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3148% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3049% | 27 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9425% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 45.4623% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7357% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0084% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1505% | 4,679 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3489% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 5,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0400% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3177% | 21 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1617% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 64.7489% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5883% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7536% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1639% | 4,706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0274% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 5,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4444% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8313% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9719% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 125.1933% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2473% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 4,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3567% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 5,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3864% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4563% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9385% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3601% | 5,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2913% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0732% | 4,782 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0614% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3935% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1806% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 22.1843% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0887% | 3,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7153% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2526% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8621% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0408% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 4,799 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0518% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2821% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1823% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 19.7531% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1247% | 3,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4192% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0170% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8014% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5093% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9824% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5252% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7018% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3750% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1859% | 2,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8375% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3883% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8997% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0949% | 4,836 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2190% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5068% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3699% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 18.3206% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1389% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5439% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 32.6681% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1386% | 2,527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1250% | 5,516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2124% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9919% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9238% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4275% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8094% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8483% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 3,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7330% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1804% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 42.4219% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0774% | 5,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4281% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6167% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9854% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8661% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8174% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1008% | 3,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8141% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4301% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 61.2245% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0955% | 5,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4644% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8591% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5466% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3279% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2712% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2472% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1443% | 3,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3398% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.7554% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 115.1380% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7531% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9064% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0997% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5078% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2633% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2797% | 2,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2127% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9820% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 6.7822% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8518% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.2768% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4355% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4850% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2403% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6570% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2326% | 3,840 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0571% | 1,428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3014% | 3,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2150% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6442% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 8.9256% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9755% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.2231% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1111% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6368% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1386% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7316% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 6,461 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4000% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2642% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7859% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 13.1846% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3486% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 50.5263% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6812% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9841% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7977% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5113% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1122% | 6,438 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0905% | 1,436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4986% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3681% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 26.5032% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1760% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7534% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9581% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0815% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 5,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8998% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1540% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 4.6008% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1837% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 3,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 3,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6486% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6496% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0159% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4797% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 6.0375% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4832% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1645% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 2,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5079% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3788% | 7,530 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2174% | 1,521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6689% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6710% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 8.6992% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4546% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8848% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1877% | 7,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2111% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5984% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 16.4677% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1441% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3742% | 7,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6259% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0717% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 3.2589% | 1,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7608% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9658% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 10.8053% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6873% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0344% | 2,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8277% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8484% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7562% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9303% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4565% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8100% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8991% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6974% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2428% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9016% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4895% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6404% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0750% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8453% | 7,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8868% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6428% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 6,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5571% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7647% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7566% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1385% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9635% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5882% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 4,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9167% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4915% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 6,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4976% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 5,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6882% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |