Home > Fox Lake State Bank > Income and Expense
Fox Lake State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 5,142 |
| Total interest expense | $2,136,000 | 5,307 |
| Net interest income | $3,490,000 | 4,954 |
| Provision for loan and lease losses | $205,000 | 2,968 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $2,540,000 | 5,097 |
| Salaries and employee benefits | $986,000 | 6,157 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $1,235,000 | 3,952 |
| Pre-tax net operating income | $1,344,000 | 4,809 |
| Securities gains (losses) | $-435,000 | 12,209 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $638,000 | 6,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $638,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,738 |
| Cash dividends | $1,261,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $942,500 | 4,776 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 5,507 |
| Total interest expense | $2,026,000 | 5,773 |
| Net interest income | $3,260,000 | 5,264 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $673,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,814 |
| Total noninterest expense | $2,583,000 | 5,123 |
| Salaries and employee benefits | $955,000 | 6,386 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $1,268,000 | 3,997 |
| Pre-tax net operating income | $1,294,000 | 4,879 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $466,000 | 4,448 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $828,000 | 5,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 5,648 |
| Total interest expense | $2,573,000 | 5,852 |
| Net interest income | $3,226,000 | 5,371 |
| Provision for loan and lease losses | $276,000 | 4,334 |
| Total noninterest income | $900,000 | 3,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,230 |
| Total noninterest expense | $2,763,000 | 4,878 |
| Salaries and employee benefits | $944,000 | 6,371 |
| Premises and equipment expense | $346,000 | 5,415 |
| Additional noninterest expense | $1,473,000 | 3,658 |
| Pre-tax net operating income | $1,087,000 | 5,306 |
| Securities gains (losses) | $127,000 | 2,628 |
| Applicable income taxes | $433,000 | 4,516 |
| Income before extraordinary items | $781,000 | 5,456 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $781,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $1,045,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $699,720 | 5,585 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.