Home > Fox Chase Bank > Income and Expense
Fox Chase Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $20,172,000 | 666 |
| Total interest expense | $3,316,000 | 440 |
| Net interest income | $16,856,000 | 705 |
| Provision for loan and lease losses | $1,067,000 | 486 |
| Total noninterest income | $1,802,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $417,000 | 1,384 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,385,000 | 1,253 |
| Total noninterest expense | $21,686,000 | 516 |
| Salaries and employee benefits | $18,079,000 | 361 |
| Premises and equipment expense | $961,000 | 1,232 |
| Additional noninterest expense | $2,646,000 | 1,215 |
| Pre-tax net operating income | $-4,095,000 | 6,056 |
| Securities gains (losses) | $870,000 | 163 |
| Applicable income taxes | $1,577,000 | 771 |
| Income before extraordinary items | $-4,802,000 | 6,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,802,000 | 6,051 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-4,802,000 | 6,051 |
| Net charge-offs | $913,000 | 384 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $8,547,000 | 31 |
| Net operating income | $-5,672,000 | 6,052 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 658 |
| Total interest expense | $1,681,000 | 430 |
| Net interest income | $8,466,000 | 707 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $927,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $216,000 | 1,342 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $711,000 | 1,189 |
| Total noninterest expense | $5,498,000 | 956 |
| Salaries and employee benefits | $3,769,000 | 781 |
| Premises and equipment expense | $507,000 | 1,178 |
| Additional noninterest expense | $1,222,000 | 1,283 |
| Pre-tax net operating income | $3,850,000 | 607 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,134,000 | 577 |
| Income before extraordinary items | $2,716,000 | 674 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,716,000 | 673 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,716,000 | 674 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 136 |
| Net operating income | $2,716,000 | 660 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $40,074,000 | 639 |
| Total interest expense | $6,315,000 | 431 |
| Net interest income | $33,759,000 | 677 |
| Provision for loan and lease losses | $-995,000 | 6,039 |
| Total noninterest income | $3,476,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $867,000 | 1,387 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,609,000 | 1,273 |
| Total noninterest expense | $23,521,000 | 879 |
| Salaries and employee benefits | $15,047,000 | 761 |
| Premises and equipment expense | $2,021,000 | 1,166 |
| Additional noninterest expense | $6,453,000 | 1,020 |
| Pre-tax net operating income | $14,709,000 | 631 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $4,357,000 | 582 |
| Income before extraordinary items | $10,352,000 | 709 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,352,000 | 709 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,352,000 | 709 |
| Net charge-offs | $-827,000 | 6,071 |
| Cash dividends | $8,527,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $1,116,000 | 208 |
| Net operating income | $10,352,000 | 697 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $30,120,000 | 645 |
| Total interest expense | $4,663,000 | 441 |
| Net interest income | $25,457,000 | 671 |
| Provision for loan and lease losses | $-1,095,000 | 6,163 |
| Total noninterest income | $2,441,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $699,000 | 1,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,742,000 | 1,379 |
| Total noninterest expense | $17,477,000 | 896 |
| Salaries and employee benefits | $11,205,000 | 776 |
| Premises and equipment expense | $1,627,000 | 1,114 |
| Additional noninterest expense | $4,645,000 | 1,058 |
| Pre-tax net operating income | $11,516,000 | 625 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $3,385,000 | 587 |
| Income before extraordinary items | $8,131,000 | 680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,131,000 | 677 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,131,000 | 680 |
| Net charge-offs | $-988,000 | 6,196 |
| Cash dividends | $8,527,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $818,000 | 194 |
| Net operating income | $8,131,000 | 659 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $20,214,000 | 638 |
| Total interest expense | $3,069,000 | 446 |
| Net interest income | $17,145,000 | 665 |
| Provision for loan and lease losses | $-795,000 | 6,244 |
| Total noninterest income | $1,672,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $472,000 | 1,274 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,200,000 | 1,377 |
| Total noninterest expense | $11,611,000 | 905 |
| Salaries and employee benefits | $7,442,000 | 784 |
| Premises and equipment expense | $1,136,000 | 1,071 |
| Additional noninterest expense | $3,033,000 | 1,079 |
| Pre-tax net operating income | $8,001,000 | 595 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,300,000 | 591 |
| Income before extraordinary items | $5,701,000 | 648 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,701,000 | 645 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,701,000 | 648 |
| Net charge-offs | $-801,000 | 6,281 |
| Cash dividends | $8,527,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $539,000 | 186 |
| Net operating income | $5,701,000 | 631 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $10,124,000 | 621 |
| Total interest expense | $1,540,000 | 435 |
| Net interest income | $8,584,000 | 659 |
| Provision for loan and lease losses | $472,000 | 431 |
| Total noninterest income | $793,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $244,000 | 1,210 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $549,000 | 1,406 |
| Total noninterest expense | $5,678,000 | 917 |
| Salaries and employee benefits | $3,594,000 | 813 |
| Premises and equipment expense | $588,000 | 1,038 |
| Additional noninterest expense | $1,496,000 | 1,071 |
| Pre-tax net operating income | $3,227,000 | 700 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $803,000 | 734 |
| Income before extraordinary items | $2,424,000 | 735 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,424,000 | 733 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,424,000 | 735 |
| Net charge-offs | $24,000 | 2,028 |
| Cash dividends | $8,527,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $269,000 | 164 |
| Net operating income | $2,424,000 | 708 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $40,129,000 | 618 |
| Total interest expense | $7,038,000 | 396 |
| Net interest income | $33,091,000 | 668 |
| Provision for loan and lease losses | $1,943,000 | 480 |
| Total noninterest income | $2,676,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $954,000 | 1,351 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,722,000 | 1,634 |
| Total noninterest expense | $21,707,000 | 931 |
| Salaries and employee benefits | $14,030,000 | 792 |
| Premises and equipment expense | $2,194,000 | 1,090 |
| Additional noninterest expense | $5,483,000 | 1,200 |
| Pre-tax net operating income | $12,117,000 | 694 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,590,000 | 634 |
| Income before extraordinary items | $8,527,000 | 788 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,527,000 | 787 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,527,000 | 787 |
| Net charge-offs | $2,742,000 | 379 |
| Cash dividends | $5,813,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $1,090,000 | 194 |
| Net operating income | $8,527,000 | 775 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $30,289,000 | 611 |
| Total interest expense | $5,332,000 | 392 |
| Net interest income | $24,957,000 | 659 |
| Provision for loan and lease losses | $1,593,000 | 428 |
| Total noninterest income | $1,857,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $719,000 | 1,354 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,138,000 | 1,783 |
| Total noninterest expense | $16,165,000 | 932 |
| Salaries and employee benefits | $10,405,000 | 800 |
| Premises and equipment expense | $1,689,000 | 1,074 |
| Additional noninterest expense | $4,071,000 | 1,206 |
| Pre-tax net operating income | $9,056,000 | 695 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,860,000 | 613 |
| Income before extraordinary items | $6,196,000 | 808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,196,000 | 808 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,196,000 | 807 |
| Net charge-offs | $2,023,000 | 377 |
| Cash dividends | $5,813,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $821,000 | 169 |
| Net operating income | $6,196,000 | 792 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,136,000 | 612 |
| Total interest expense | $3,596,000 | 392 |
| Net interest income | $16,540,000 | 663 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,046,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $477,000 | 1,338 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $569,000 | 2,138 |
| Total noninterest expense | $11,010,000 | 908 |
| Salaries and employee benefits | $6,965,000 | 784 |
| Premises and equipment expense | $1,162,000 | 1,047 |
| Additional noninterest expense | $2,883,000 | 1,129 |
| Pre-tax net operating income | $6,476,000 | 639 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,133,000 | 551 |
| Income before extraordinary items | $4,343,000 | 755 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,343,000 | 754 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,343,000 | 755 |
| Net charge-offs | $56,000 | 2,694 |
| Cash dividends | $5,813,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $548,000 | 159 |
| Net operating income | $4,343,000 | 734 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,059,000 | 617 |
| Total interest expense | $1,842,000 | 384 |
| Net interest income | $8,217,000 | 668 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $641,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $236,000 | 1,336 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $405,000 | 1,640 |
| Total noninterest expense | $5,938,000 | 847 |
| Salaries and employee benefits | $3,540,000 | 787 |
| Premises and equipment expense | $633,000 | 994 |
| Additional noninterest expense | $1,765,000 | 905 |
| Pre-tax net operating income | $2,920,000 | 688 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $952,000 | 586 |
| Income before extraordinary items | $1,968,000 | 793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,968,000 | 795 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,968,000 | 794 |
| Net charge-offs | $93,000 | 1,423 |
| Cash dividends | $5,813,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $279,000 | 145 |
| Net operating income | $1,968,000 | 771 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $40,129,000 | 615 |
| Total interest expense | $8,106,000 | 385 |
| Net interest income | $32,023,000 | 663 |
| Provision for loan and lease losses | $982,000 | 1,119 |
| Total noninterest income | $3,941,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $941,000 | 1,439 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000,000 | 1,147 |
| Total noninterest expense | $27,158,000 | 745 |
| Salaries and employee benefits | $13,937,000 | 776 |
| Premises and equipment expense | $2,264,000 | 1,052 |
| Additional noninterest expense | $10,957,000 | 630 |
| Pre-tax net operating income | $7,824,000 | 985 |
| Securities gains (losses) | $532,000 | 430 |
| Applicable income taxes | $2,543,000 | 752 |
| Income before extraordinary items | $5,813,000 | 1,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,813,000 | 1,069 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,813,000 | 1,069 |
| Net charge-offs | $623,000 | 1,766 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-1,076,000 | 6,783 |
| Net operating income | $5,440,600 | 1,112 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $29,838,000 | 617 |
| Total interest expense | $6,155,000 | 387 |
| Net interest income | $23,683,000 | 671 |
| Provision for loan and lease losses | $532,000 | 1,452 |
| Total noninterest income | $3,223,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $712,000 | 1,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,511,000 | 1,097 |
| Total noninterest expense | $20,748,000 | 739 |
| Salaries and employee benefits | $10,318,000 | 780 |
| Premises and equipment expense | $1,680,000 | 1,072 |
| Additional noninterest expense | $8,750,000 | 598 |
| Pre-tax net operating income | $5,626,000 | 1,034 |
| Securities gains (losses) | $532,000 | 389 |
| Applicable income taxes | $1,824,000 | 801 |
| Income before extraordinary items | $4,334,000 | 1,079 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,334,000 | 1,081 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,334,000 | 1,081 |
| Net charge-offs | $574,000 | 1,459 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,143,000 | 151 |
| Net operating income | $3,961,600 | 1,141 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,697,000 | 624 |
| Total interest expense | $4,137,000 | 392 |
| Net interest income | $15,560,000 | 679 |
| Provision for loan and lease losses | $-143,000 | 6,707 |
| Total noninterest income | $2,020,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $468,000 | 1,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,552,000 | 1,174 |
| Total noninterest expense | $13,820,000 | 735 |
| Salaries and employee benefits | $6,794,000 | 797 |
| Premises and equipment expense | $1,135,000 | 1,054 |
| Additional noninterest expense | $5,891,000 | 589 |
| Pre-tax net operating income | $3,903,000 | 967 |
| Securities gains (losses) | $532,000 | 345 |
| Applicable income taxes | $1,366,000 | 724 |
| Income before extraordinary items | $3,069,000 | 1,007 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,069,000 | 1,008 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,069,000 | 1,010 |
| Net charge-offs | $529,000 | 1,218 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $746,000 | 132 |
| Net operating income | $2,701,920 | 1,092 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,872,000 | 625 |
| Total interest expense | $2,070,000 | 405 |
| Net interest income | $7,802,000 | 681 |
| Provision for loan and lease losses | $640,000 | 575 |
| Total noninterest income | $877,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $229,000 | 1,431 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $648,000 | 1,315 |
| Total noninterest expense | $5,612,000 | 917 |
| Salaries and employee benefits | $3,407,000 | 806 |
| Premises and equipment expense | $600,000 | 1,022 |
| Additional noninterest expense | $1,605,000 | 1,050 |
| Pre-tax net operating income | $2,427,000 | 778 |
| Securities gains (losses) | $361,000 | 282 |
| Applicable income taxes | $871,000 | 597 |
| Income before extraordinary items | $1,917,000 | 804 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,917,000 | 805 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,917,000 | 806 |
| Net charge-offs | $207,000 | 1,331 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 112 |
| Net operating income | $1,667,910 | 866 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $41,834,000 | 619 |
| Total interest expense | $10,615,000 | 381 |
| Net interest income | $31,219,000 | 691 |
| Provision for loan and lease losses | $3,478,000 | 687 |
| Total noninterest income | $3,695,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $861,000 | 1,592 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,834,000 | 1,207 |
| Total noninterest expense | $26,846,000 | 751 |
| Salaries and employee benefits | $13,144,000 | 797 |
| Premises and equipment expense | $2,326,000 | 1,026 |
| Additional noninterest expense | $11,376,000 | 626 |
| Pre-tax net operating income | $4,590,000 | 1,482 |
| Securities gains (losses) | $3,292,000 | 153 |
| Applicable income taxes | $2,489,000 | 726 |
| Income before extraordinary items | $5,393,000 | 1,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,393,000 | 1,093 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,393,000 | 1,093 |
| Net charge-offs | $4,383,000 | 633 |
| Cash dividends | $21,281,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $1,341,000 | 189 |
| Net operating income | $3,154,440 | 1,674 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $31,885,000 | 619 |
| Total interest expense | $8,379,000 | 376 |
| Net interest income | $23,506,000 | 692 |
| Provision for loan and lease losses | $3,036,000 | 619 |
| Total noninterest income | $2,692,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $635,000 | 1,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,057,000 | 1,239 |
| Total noninterest expense | $20,491,000 | 734 |
| Salaries and employee benefits | $9,844,000 | 795 |
| Premises and equipment expense | $1,765,000 | 1,013 |
| Additional noninterest expense | $8,882,000 | 605 |
| Pre-tax net operating income | $2,671,000 | 1,845 |
| Securities gains (losses) | $2,340,000 | 167 |
| Applicable income taxes | $1,592,000 | 857 |
| Income before extraordinary items | $3,419,000 | 1,316 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,419,000 | 1,317 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,419,000 | 1,317 |
| Net charge-offs | $3,891,000 | 562 |
| Cash dividends | $9,758,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $1,013,000 | 164 |
| Net operating income | $1,827,800 | 2,151 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,354,000 | 622 |
| Total interest expense | $5,961,000 | 368 |
| Net interest income | $15,393,000 | 710 |
| Provision for loan and lease losses | $2,566,000 | 528 |
| Total noninterest income | $1,801,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $425,000 | 1,611 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,376,000 | 1,211 |
| Total noninterest expense | $14,191,000 | 707 |
| Salaries and employee benefits | $6,470,000 | 797 |
| Premises and equipment expense | $1,210,000 | 987 |
| Additional noninterest expense | $6,511,000 | 567 |
| Pre-tax net operating income | $437,000 | 4,320 |
| Securities gains (losses) | $2,340,000 | 118 |
| Applicable income taxes | $881,000 | 991 |
| Income before extraordinary items | $1,896,000 | 1,550 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,896,000 | 1,549 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,896,000 | 1,550 |
| Net charge-offs | $3,416,000 | 472 |
| Cash dividends | $7,862,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $653,000 | 149 |
| Net operating income | $304,800 | 4,606 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,942,000 | 616 |
| Total interest expense | $3,091,000 | 369 |
| Net interest income | $7,851,000 | 691 |
| Provision for loan and lease losses | $1,275,000 | 513 |
| Total noninterest income | $881,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $219,000 | 1,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $662,000 | 1,231 |
| Total noninterest expense | $5,556,000 | 899 |
| Salaries and employee benefits | $3,218,000 | 801 |
| Premises and equipment expense | $632,000 | 963 |
| Additional noninterest expense | $1,706,000 | 1,009 |
| Pre-tax net operating income | $1,901,000 | 933 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $620,000 | 742 |
| Income before extraordinary items | $1,281,000 | 1,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,281,000 | 1,153 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,281,000 | 1,153 |
| Net charge-offs | $2,052,000 | 398 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 131 |
| Net operating income | $1,281,000 | 1,089 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $46,036,000 | 602 |
| Total interest expense | $15,179,000 | 365 |
| Net interest income | $30,857,000 | 698 |
| Provision for loan and lease losses | $5,734,000 | 701 |
| Total noninterest income | $2,950,000 | 1,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $927,000 | 1,572 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,023,000 | 1,348 |
| Total noninterest expense | $21,524,000 | 915 |
| Salaries and employee benefits | $12,761,000 | 771 |
| Premises and equipment expense | $4,081,000 | 616 |
| Additional noninterest expense | $4,682,000 | 1,466 |
| Pre-tax net operating income | $6,549,000 | 919 |
| Securities gains (losses) | $730,000 | 585 |
| Applicable income taxes | $2,310,000 | 701 |
| Income before extraordinary items | $4,969,000 | 1,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,969,000 | 1,016 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,969,000 | 1,016 |
| Net charge-offs | $1,822,000 | 1,646 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,472,600 | 1,058 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $34,912,000 | 601 |
| Total interest expense | $11,921,000 | 363 |
| Net interest income | $22,991,000 | 714 |
| Provision for loan and lease losses | $2,909,000 | 949 |
| Total noninterest income | $2,079,000 | 1,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $693,000 | 1,580 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,386,000 | 1,420 |
| Total noninterest expense | $16,110,000 | 922 |
| Salaries and employee benefits | $9,678,000 | 768 |
| Premises and equipment expense | $3,036,000 | 625 |
| Additional noninterest expense | $3,396,000 | 1,518 |
| Pre-tax net operating income | $6,051,000 | 777 |
| Securities gains (losses) | $-361,000 | 7,328 |
| Applicable income taxes | $1,810,000 | 683 |
| Income before extraordinary items | $3,880,000 | 999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,880,000 | 998 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,880,000 | 999 |
| Net charge-offs | $-1,210,000 | 7,427 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,125,480 | 891 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,277,000 | 613 |
| Total interest expense | $8,205,000 | 374 |
| Net interest income | $15,072,000 | 734 |
| Provision for loan and lease losses | $1,875,000 | 958 |
| Total noninterest income | $1,262,000 | 1,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 1,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $811,000 | 1,554 |
| Total noninterest expense | $10,485,000 | 960 |
| Salaries and employee benefits | $6,381,000 | 785 |
| Premises and equipment expense | $2,015,000 | 629 |
| Additional noninterest expense | $2,089,000 | 1,650 |
| Pre-tax net operating income | $3,974,000 | 777 |
| Securities gains (losses) | $-201,000 | 7,379 |
| Applicable income taxes | $1,199,000 | 652 |
| Income before extraordinary items | $2,574,000 | 963 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,574,000 | 960 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,574,000 | 963 |
| Net charge-offs | $-1,237,000 | 7,503 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,710,680 | 878 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,649,000 | 616 |
| Total interest expense | $4,194,000 | 376 |
| Net interest income | $7,455,000 | 742 |
| Provision for loan and lease losses | $975,000 | 877 |
| Total noninterest income | $546,000 | 1,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $335,000 | 1,776 |
| Total noninterest expense | $5,151,000 | 972 |
| Salaries and employee benefits | $3,167,000 | 806 |
| Premises and equipment expense | $1,038,000 | 631 |
| Additional noninterest expense | $946,000 | 1,789 |
| Pre-tax net operating income | $1,875,000 | 811 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $590,000 | 645 |
| Income before extraordinary items | $1,285,000 | 942 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,285,000 | 942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,285,000 | 942 |
| Net charge-offs | $128,000 | 2,503 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,285,000 | 921 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $49,390,000 | 604 |
| Total interest expense | $22,339,000 | 346 |
| Net interest income | $27,051,000 | 815 |
| Provision for loan and lease losses | $6,213,000 | 967 |
| Total noninterest income | $2,133,000 | 1,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,133,000 | 1,351 |
| Total noninterest expense | $20,843,000 | 959 |
| Salaries and employee benefits | $12,129,000 | 819 |
| Premises and equipment expense | $4,004,000 | 645 |
| Additional noninterest expense | $4,710,000 | 1,529 |
| Pre-tax net operating income | $2,128,000 | 2,132 |
| Securities gains (losses) | $1,963,000 | 273 |
| Applicable income taxes | $1,198,000 | 1,070 |
| Income before extraordinary items | $2,893,000 | 1,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,893,000 | 1,449 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,893,000 | 1,450 |
| Net charge-offs | $5,651,000 | 921 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,499,270 | 2,422 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $37,660,000 | 597 |
| Total interest expense | $17,853,000 | 332 |
| Net interest income | $19,807,000 | 832 |
| Provision for loan and lease losses | $4,855,000 | 897 |
| Total noninterest income | $1,436,000 | 2,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,436,000 | 1,378 |
| Total noninterest expense | $15,601,000 | 945 |
| Salaries and employee benefits | $9,016,000 | 811 |
| Premises and equipment expense | $3,028,000 | 634 |
| Additional noninterest expense | $3,557,000 | 1,491 |
| Pre-tax net operating income | $787,000 | 3,495 |
| Securities gains (losses) | $1,963,000 | 226 |
| Applicable income taxes | $775,000 | 1,236 |
| Income before extraordinary items | $1,975,000 | 1,672 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,975,000 | 1,676 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,975,000 | 1,676 |
| Net charge-offs | $4,376,000 | 858 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $561,640 | 3,748 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,250,000 | 595 |
| Total interest expense | $12,286,000 | 336 |
| Net interest income | $12,964,000 | 843 |
| Provision for loan and lease losses | $1,966,000 | 1,294 |
| Total noninterest income | $952,000 | 2,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $952,000 | 1,342 |
| Total noninterest expense | $10,147,000 | 970 |
| Salaries and employee benefits | $5,946,000 | 818 |
| Premises and equipment expense | $2,038,000 | 636 |
| Additional noninterest expense | $2,163,000 | 1,627 |
| Pre-tax net operating income | $1,803,000 | 1,447 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $508,000 | 1,204 |
| Income before extraordinary items | $1,295,000 | 1,682 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,295,000 | 1,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,295,000 | 1,682 |
| Net charge-offs | $737,000 | 2,024 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,295,000 | 1,610 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,686,000 | 607 |
| Total interest expense | $6,339,000 | 347 |
| Net interest income | $6,347,000 | 874 |
| Provision for loan and lease losses | $891,000 | 1,276 |
| Total noninterest income | $462,000 | 2,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $462,000 | 1,377 |
| Total noninterest expense | $5,063,000 | 983 |
| Salaries and employee benefits | $2,983,000 | 826 |
| Premises and equipment expense | $1,034,000 | 646 |
| Additional noninterest expense | $1,046,000 | 1,675 |
| Pre-tax net operating income | $855,000 | 1,526 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $247,000 | 1,215 |
| Income before extraordinary items | $608,000 | 1,809 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $608,000 | 1,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $608,000 | 1,810 |
| Net charge-offs | $294,000 | 2,051 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $608,000 | 1,723 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $51,461,000 | 631 |
| Total interest expense | $28,263,000 | 398 |
| Net interest income | $23,198,000 | 933 |
| Provision for loan and lease losses | $9,052,000 | 944 |
| Total noninterest income | $1,974,000 | 2,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,974,000 | 1,388 |
| Total noninterest expense | $20,043,000 | 1,044 |
| Salaries and employee benefits | $11,503,000 | 856 |
| Premises and equipment expense | $4,159,000 | 638 |
| Additional noninterest expense | $4,381,000 | 1,699 |
| Pre-tax net operating income | $-3,923,000 | 7,049 |
| Securities gains (losses) | $2,227,000 | 250 |
| Applicable income taxes | $-773,000 | 7,194 |
| Income before extraordinary items | $-923,000 | 6,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-923,000 | 6,324 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-923,000 | 6,324 |
| Net charge-offs | $7,042,000 | 896 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,348,280 | 6,847 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,233,000 | 654 |
| Total interest expense | $21,362,000 | 422 |
| Net interest income | $16,871,000 | 970 |
| Provision for loan and lease losses | $2,412,000 | 1,701 |
| Total noninterest income | $1,505,000 | 2,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,505,000 | 1,391 |
| Total noninterest expense | $15,355,000 | 1,006 |
| Salaries and employee benefits | $8,963,000 | 828 |
| Premises and equipment expense | $3,160,000 | 644 |
| Additional noninterest expense | $3,232,000 | 1,673 |
| Pre-tax net operating income | $609,000 | 3,574 |
| Securities gains (losses) | $1,392,000 | 278 |
| Applicable income taxes | $513,000 | 1,380 |
| Income before extraordinary items | $1,488,000 | 1,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,488,000 | 1,796 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,488,000 | 1,796 |
| Net charge-offs | $359,000 | 3,469 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $457,920 | 3,747 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,884,000 | 687 |
| Total interest expense | $13,972,000 | 460 |
| Net interest income | $10,912,000 | 992 |
| Provision for loan and lease losses | $962,000 | 2,116 |
| Total noninterest income | $1,078,000 | 2,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,078,000 | 1,360 |
| Total noninterest expense | $10,213,000 | 1,029 |
| Salaries and employee benefits | $5,765,000 | 883 |
| Premises and equipment expense | $2,142,000 | 654 |
| Additional noninterest expense | $2,306,000 | 1,585 |
| Pre-tax net operating income | $815,000 | 2,488 |
| Securities gains (losses) | $434,000 | 574 |
| Applicable income taxes | $307,000 | 1,505 |
| Income before extraordinary items | $942,000 | 1,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 1,943 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $942,000 | 1,944 |
| Net charge-offs | $89,000 | 4,373 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $616,500 | 2,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,950,000 | 729 |
| Total interest expense | $6,323,000 | 519 |
| Net interest income | $5,627,000 | 956 |
| Provision for loan and lease losses | $395,000 | 2,010 |
| Total noninterest income | $426,000 | 2,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $426,000 | 1,551 |
| Total noninterest expense | $4,825,000 | 1,046 |
| Salaries and employee benefits | $2,850,000 | 899 |
| Premises and equipment expense | $1,122,000 | 627 |
| Additional noninterest expense | $853,000 | 1,885 |
| Pre-tax net operating income | $833,000 | 1,538 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $213,000 | 1,385 |
| Income before extraordinary items | $623,000 | 1,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $623,000 | 1,736 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $623,000 | 1,737 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $620,750 | 1,648 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,942,000 | 812 |
| Total interest expense | $24,938,000 | 641 |
| Net interest income | $21,004,000 | 1,025 |
| Provision for loan and lease losses | $2,900,000 | 1,426 |
| Total noninterest income | $1,572,000 | 2,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,572,000 | 1,541 |
| Total noninterest expense | $18,421,000 | 1,072 |
| Salaries and employee benefits | $11,314,000 | 879 |
| Premises and equipment expense | $4,428,000 | 626 |
| Additional noninterest expense | $2,679,000 | 2,220 |
| Pre-tax net operating income | $1,255,000 | 3,335 |
| Securities gains (losses) | $118,000 | 1,009 |
| Applicable income taxes | $162,000 | 3,003 |
| Income before extraordinary items | $1,211,000 | 2,894 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,211,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 2,225 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,379 |
| Net operating income | $1,107,160 | 3,244 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,885,000 | 859 |
| Total interest expense | $18,625,000 | 671 |
| Net interest income | $15,260,000 | 1,085 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $1,249,000 | 2,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,249,000 | 1,552 |
| Total noninterest expense | $14,064,000 | 1,052 |
| Salaries and employee benefits | $8,791,000 | 877 |
| Premises and equipment expense | $3,325,000 | 627 |
| Additional noninterest expense | $1,948,000 | 2,216 |
| Pre-tax net operating income | $1,545,000 | 2,779 |
| Securities gains (losses) | $118,000 | 858 |
| Applicable income taxes | $375,000 | 2,233 |
| Income before extraordinary items | $1,288,000 | 2,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,288,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,225 |
| Net operating income | $1,197,140 | 2,907 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,274,000 | 886 |
| Total interest expense | $12,641,000 | 679 |
| Net interest income | $9,633,000 | 1,149 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $837,000 | 2,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $837,000 | 1,588 |
| Total noninterest expense | $9,396,000 | 1,045 |
| Salaries and employee benefits | $5,862,000 | 880 |
| Premises and equipment expense | $2,239,000 | 612 |
| Additional noninterest expense | $1,295,000 | 2,187 |
| Pre-tax net operating income | $674,000 | 3,770 |
| Securities gains (losses) | $118,000 | 850 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $647,000 | 3,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,122 |
| Net operating income | $550,240 | 3,768 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,266,000 | 895 |
| Total interest expense | $6,569,000 | 698 |
| Net interest income | $4,697,000 | 1,168 |
| Provision for loan and lease losses | $175,000 | 1,958 |
| Total noninterest income | $411,000 | 2,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $411,000 | 1,595 |
| Total noninterest expense | $4,549,000 | 1,067 |
| Salaries and employee benefits | $2,798,000 | 938 |
| Premises and equipment expense | $1,114,000 | 624 |
| Additional noninterest expense | $637,000 | 2,195 |
| Pre-tax net operating income | $384,000 | 3,633 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $84,000 | 2,999 |
| Income before extraordinary items | $370,000 | 3,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $313,300 | 3,622 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,099,000 | 1,022 |
| Total interest expense | $23,668,000 | 835 |
| Net interest income | $17,431,000 | 1,285 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $2,722,000 | 1,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,722,000 | 1,087 |
| Total noninterest expense | $17,681,000 | 1,059 |
| Salaries and employee benefits | $9,949,000 | 1,010 |
| Premises and equipment expense | $4,309,000 | 618 |
| Additional noninterest expense | $3,423,000 | 1,626 |
| Pre-tax net operating income | $2,047,000 | 3,266 |
| Securities gains (losses) | $224,000 | 422 |
| Applicable income taxes | $416,000 | 2,974 |
| Income before extraordinary items | $1,855,000 | 2,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,855,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,671,320 | 3,187 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,238,000 | 1,051 |
| Total interest expense | $17,546,000 | 848 |
| Net interest income | $12,692,000 | 1,328 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $2,191,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,191,000 | 1,035 |
| Total noninterest expense | $12,884,000 | 1,085 |
| Salaries and employee benefits | $7,155,000 | 1,048 |
| Premises and equipment expense | $3,220,000 | 617 |
| Additional noninterest expense | $2,509,000 | 1,625 |
| Pre-tax net operating income | $1,799,000 | 3,062 |
| Securities gains (losses) | $73,000 | 557 |
| Applicable income taxes | $366,000 | 2,926 |
| Income before extraordinary items | $1,506,000 | 2,959 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,506,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,447,600 | 3,030 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,633,000 | 1,092 |
| Total interest expense | $11,502,000 | 864 |
| Net interest income | $8,131,000 | 1,408 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $1,757,000 | 1,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,757,000 | 941 |
| Total noninterest expense | $8,560,000 | 1,099 |
| Salaries and employee benefits | $4,669,000 | 1,088 |
| Premises and equipment expense | $2,149,000 | 638 |
| Additional noninterest expense | $1,742,000 | 1,554 |
| Pre-tax net operating income | $1,253,000 | 3,019 |
| Securities gains (losses) | $73,000 | 470 |
| Applicable income taxes | $276,000 | 2,831 |
| Income before extraordinary items | $1,050,000 | 2,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,050,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $992,330 | 3,036 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,597,000 | 1,110 |
| Total interest expense | $5,623,000 | 875 |
| Net interest income | $3,974,000 | 1,438 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $456,000 | 2,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $456,000 | 1,456 |
| Total noninterest expense | $4,429,000 | 1,062 |
| Salaries and employee benefits | $2,417,000 | 1,064 |
| Premises and equipment expense | $983,000 | 690 |
| Additional noninterest expense | $1,029,000 | 1,303 |
| Pre-tax net operating income | $1,000 | 7,825 |
| Securities gains (losses) | $57,000 | 391 |
| Applicable income taxes | $-70,000 | 8,469 |
| Income before extraordinary items | $128,000 | 5,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $128,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $71,000 | 6,831 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,231,000 | 1,057 |
| Total interest expense | $20,738,000 | 808 |
| Net interest income | $16,493,000 | 1,380 |
| Provision for loan and lease losses | $-5,394,000 | 8,666 |
| Total noninterest income | $2,022,000 | 2,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,022,000 | 1,340 |
| Total noninterest expense | $18,224,000 | 985 |
| Salaries and employee benefits | $9,338,000 | 1,037 |
| Premises and equipment expense | $4,000,000 | 650 |
| Additional noninterest expense | $4,886,000 | 1,097 |
| Pre-tax net operating income | $5,685,000 | 1,695 |
| Securities gains (losses) | $181,000 | 410 |
| Applicable income taxes | $1,214,000 | 1,943 |
| Income before extraordinary items | $4,652,000 | 1,555 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,652,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,521 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 39 |
| Net operating income | $4,509,010 | 1,593 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,051,000 | 1,096 |
| Total interest expense | $15,193,000 | 807 |
| Net interest income | $11,858,000 | 1,462 |
| Provision for loan and lease losses | $-3,161,000 | 8,729 |
| Total noninterest income | $1,497,000 | 2,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,497,000 | 1,363 |
| Total noninterest expense | $13,206,000 | 1,028 |
| Salaries and employee benefits | $6,678,000 | 1,102 |
| Premises and equipment expense | $2,763,000 | 715 |
| Additional noninterest expense | $3,765,000 | 1,077 |
| Pre-tax net operating income | $3,310,000 | 2,152 |
| Securities gains (losses) | $84,000 | 468 |
| Applicable income taxes | $784,000 | 2,231 |
| Income before extraordinary items | $2,610,000 | 2,081 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,610,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,352,000 | 245 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 27 |
| Net operating income | $2,545,320 | 2,111 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,945,000 | 1,070 |
| Total interest expense | $9,964,000 | 781 |
| Net interest income | $7,981,000 | 1,444 |
| Provision for loan and lease losses | $-383,000 | 8,697 |
| Total noninterest income | $1,130,000 | 2,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,130,000 | 1,250 |
| Total noninterest expense | $9,001,000 | 1,003 |
| Salaries and employee benefits | $4,473,000 | 1,098 |
| Premises and equipment expense | $1,760,000 | 744 |
| Additional noninterest expense | $2,768,000 | 972 |
| Pre-tax net operating income | $493,000 | 5,437 |
| Securities gains (losses) | $15,000 | 657 |
| Applicable income taxes | $-91,000 | 8,625 |
| Income before extraordinary items | $599,000 | 4,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $599,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,345,000 | 192 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $584,000 | 4,499 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 1,052 |
| Total interest expense | $4,851,000 | 759 |
| Net interest income | $4,032,000 | 1,425 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $526,000 | 2,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $526,000 | 1,296 |
| Total noninterest expense | $4,253,000 | 1,064 |
| Salaries and employee benefits | $2,162,000 | 1,151 |
| Premises and equipment expense | $812,000 | 793 |
| Additional noninterest expense | $1,279,000 | 1,046 |
| Pre-tax net operating income | $305,000 | 4,928 |
| Securities gains (losses) | $-30,000 | 8,463 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $269,000 | 4,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $298,400 | 4,427 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,825,000 | 858 |
| Total interest expense | $20,696,000 | 567 |
| Net interest income | $17,129,000 | 1,270 |
| Provision for loan and lease losses | $-6,000,000 | 8,814 |
| Total noninterest income | $2,278,000 | 2,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,278,000 | 1,234 |
| Total noninterest expense | $15,554,000 | 1,093 |
| Salaries and employee benefits | $7,578,000 | 1,222 |
| Premises and equipment expense | $3,633,000 | 685 |
| Additional noninterest expense | $4,343,000 | 1,187 |
| Pre-tax net operating income | $9,853,000 | 996 |
| Securities gains (losses) | $-919,000 | 8,747 |
| Applicable income taxes | $2,975,000 | 953 |
| Income before extraordinary items | $5,959,000 | 1,211 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,959,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,574,730 | 1,083 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,772,000 | 825 |
| Total interest expense | $15,627,000 | 535 |
| Net interest income | $13,145,000 | 1,226 |
| Provision for loan and lease losses | $-2,000,000 | 8,822 |
| Total noninterest income | $1,845,000 | 1,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,845,000 | 1,186 |
| Total noninterest expense | $11,386,000 | 1,117 |
| Salaries and employee benefits | $5,466,000 | 1,260 |
| Premises and equipment expense | $2,734,000 | 672 |
| Additional noninterest expense | $3,186,000 | 1,196 |
| Pre-tax net operating income | $5,604,000 | 1,282 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $1,605,000 | 1,313 |
| Income before extraordinary items | $3,984,000 | 1,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,984,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,994,650 | 1,327 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,965,000 | 764 |
| Total interest expense | $10,398,000 | 503 |
| Net interest income | $9,567,000 | 1,099 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,483,000 | 1,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,483,000 | 1,016 |
| Total noninterest expense | $7,067,000 | 1,197 |
| Salaries and employee benefits | $3,663,000 | 1,249 |
| Premises and equipment expense | $1,691,000 | 707 |
| Additional noninterest expense | $1,713,000 | 1,459 |
| Pre-tax net operating income | $3,983,000 | 1,174 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $1,582,000 | 908 |
| Income before extraordinary items | $2,386,000 | 1,458 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,386,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,395,600 | 1,424 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 734 |
| Total interest expense | $5,204,000 | 480 |
| Net interest income | $4,973,000 | 1,049 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $512,000 | 2,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $512,000 | 1,321 |
| Total noninterest expense | $3,925,000 | 1,062 |
| Salaries and employee benefits | $2,146,000 | 1,053 |
| Premises and equipment expense | $900,000 | 675 |
| Additional noninterest expense | $879,000 | 1,417 |
| Pre-tax net operating income | $1,560,000 | 1,458 |
| Securities gains (losses) | $67,000 | 473 |
| Applicable income taxes | $796,000 | 913 |
| Income before extraordinary items | $831,000 | 2,024 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $831,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $788,120 | 2,077 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,543,000 | 741 |
| Total interest expense | $19,692,000 | 434 |
| Net interest income | $17,851,000 | 1,130 |
| Provision for loan and lease losses | $12,282,000 | 128 |
| Total noninterest income | $2,361,000 | 1,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,361,000 | 1,174 |
| Total noninterest expense | $11,578,000 | 1,410 |
| Salaries and employee benefits | $5,972,000 | 1,492 |
| Premises and equipment expense | $3,066,000 | 748 |
| Additional noninterest expense | $2,540,000 | 1,916 |
| Pre-tax net operating income | $-3,648,000 | 8,942 |
| Securities gains (losses) | $165,000 | 934 |
| Applicable income taxes | $391,000 | 3,756 |
| Income before extraordinary items | $-3,874,000 | 8,956 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,874,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-4,039,000 | 8,948 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,964,000 | 742 |
| Total interest expense | $14,442,000 | 435 |
| Net interest income | $13,522,000 | 1,093 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,346,000 | 2,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,346,000 | 1,444 |
| Total noninterest expense | $8,530,000 | 1,426 |
| Salaries and employee benefits | $4,397,000 | 1,510 |
| Premises and equipment expense | $2,280,000 | 749 |
| Additional noninterest expense | $1,853,000 | 1,943 |
| Pre-tax net operating income | $6,338,000 | 1,041 |
| Securities gains (losses) | $178,000 | 823 |
| Applicable income taxes | $2,083,000 | 984 |
| Income before extraordinary items | $4,433,000 | 1,113 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,433,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,311,960 | 1,105 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,291,000 | 750 |
| Total interest expense | $9,401,000 | 442 |
| Net interest income | $8,890,000 | 1,101 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $865,000 | 2,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $865,000 | 1,468 |
| Total noninterest expense | $5,462,000 | 1,490 |
| Salaries and employee benefits | $2,737,000 | 1,611 |
| Premises and equipment expense | $1,467,000 | 777 |
| Additional noninterest expense | $1,258,000 | 1,895 |
| Pre-tax net operating income | $4,293,000 | 1,015 |
| Securities gains (losses) | $141,000 | 819 |
| Applicable income taxes | $1,289,000 | 1,051 |
| Income before extraordinary items | $3,145,000 | 1,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,145,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,044,890 | 1,042 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 778 |
| Total interest expense | $4,580,000 | 460 |
| Net interest income | $4,425,000 | 1,109 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $404,000 | 2,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $404,000 | 1,530 |
| Total noninterest expense | $2,653,000 | 1,527 |
| Salaries and employee benefits | $1,280,000 | 1,734 |
| Premises and equipment expense | $722,000 | 797 |
| Additional noninterest expense | $651,000 | 1,821 |
| Pre-tax net operating income | $2,176,000 | 991 |
| Securities gains (losses) | $62,000 | 1,078 |
| Applicable income taxes | $690,000 | 992 |
| Income before extraordinary items | $1,548,000 | 1,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,548,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,505,220 | 1,028 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,626,000 | 801 |
| Total interest expense | $20,843,000 | 450 |
| Net interest income | $14,783,000 | 1,324 |
| Provision for loan and lease losses | $1,017,000 | 1,166 |
| Total noninterest income | $2,346,000 | 2,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,346,000 | 1,297 |
| Total noninterest expense | $11,189,000 | 1,443 |
| Salaries and employee benefits | $5,280,000 | 1,632 |
| Premises and equipment expense | $2,933,000 | 772 |
| Additional noninterest expense | $2,976,000 | 1,641 |
| Pre-tax net operating income | $4,923,000 | 1,651 |
| Securities gains (losses) | $2,365,000 | 267 |
| Applicable income taxes | $2,498,000 | 1,078 |
| Income before extraordinary items | $4,790,000 | 1,331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,790,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,229,100 | 1,825 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,879,000 | 808 |
| Total interest expense | $16,209,000 | 450 |
| Net interest income | $10,670,000 | 1,388 |
| Provision for loan and lease losses | $1,017,000 | 889 |
| Total noninterest income | $1,972,000 | 1,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,972,000 | 1,246 |
| Total noninterest expense | $8,537,000 | 1,421 |
| Salaries and employee benefits | $4,047,000 | 1,595 |
| Premises and equipment expense | $2,138,000 | 801 |
| Additional noninterest expense | $2,352,000 | 1,567 |
| Pre-tax net operating income | $3,088,000 | 2,002 |
| Securities gains (losses) | $2,274,000 | 258 |
| Applicable income taxes | $1,993,000 | 1,066 |
| Income before extraordinary items | $3,369,000 | 1,459 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,369,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,913,640 | 2,309 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,903,000 | 771 |
| Total interest expense | $11,131,000 | 451 |
| Net interest income | $7,772,000 | 1,258 |
| Provision for loan and lease losses | $1,017,000 | 634 |
| Total noninterest income | $1,626,000 | 1,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,626,000 | 1,071 |
| Total noninterest expense | $5,662,000 | 1,423 |
| Salaries and employee benefits | $2,593,000 | 1,651 |
| Premises and equipment expense | $1,471,000 | 780 |
| Additional noninterest expense | $1,598,000 | 1,528 |
| Pre-tax net operating income | $2,719,000 | 1,548 |
| Securities gains (losses) | $2,248,000 | 211 |
| Applicable income taxes | $1,830,000 | 834 |
| Income before extraordinary items | $3,137,000 | 1,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,137,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,698,280 | 1,778 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,988,000 | 740 |
| Total interest expense | $5,638,000 | 454 |
| Net interest income | $4,350,000 | 1,123 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $310,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $310,000 | 2,069 |
| Total noninterest expense | $2,635,000 | 1,516 |
| Salaries and employee benefits | $1,264,000 | 1,689 |
| Premises and equipment expense | $739,000 | 788 |
| Additional noninterest expense | $632,000 | 1,862 |
| Pre-tax net operating income | $1,995,000 | 1,087 |
| Securities gains (losses) | $163,000 | 742 |
| Applicable income taxes | $829,000 | 932 |
| Income before extraordinary items | $1,329,000 | 1,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,329,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,224,680 | 1,257 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $39,536,000 | 765 |
| Total interest expense | $23,097,000 | 504 |
| Net interest income | $16,439,000 | 1,178 |
| Provision for loan and lease losses | $298,000 | 3,488 |
| Total noninterest income | $1,434,000 | 2,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,434,000 | 1,703 |
| Total noninterest expense | $10,250,000 | 1,500 |
| Salaries and employee benefits | $4,667,000 | 1,716 |
| Premises and equipment expense | $2,664,000 | 820 |
| Additional noninterest expense | $2,919,000 | 1,616 |
| Pre-tax net operating income | $7,325,000 | 1,146 |
| Securities gains (losses) | $-151,000 | 9,172 |
| Applicable income taxes | $2,973,000 | 930 |
| Income before extraordinary items | $4,201,000 | 1,475 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,201,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,297,640 | 1,400 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,900,000 | 874 |
| Total interest expense | $25,969,000 | 646 |
| Net interest income | $12,931,000 | 1,376 |
| Provision for loan and lease losses | $256,000 | 3,541 |
| Total noninterest income | $1,153,000 | 3,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,153,000 | 1,848 |
| Total noninterest expense | $9,350,000 | 1,566 |
| Salaries and employee benefits | $4,415,000 | 1,710 |
| Premises and equipment expense | $2,553,000 | 824 |
| Additional noninterest expense | $2,382,000 | 1,894 |
| Pre-tax net operating income | $4,478,000 | 1,604 |
| Securities gains (losses) | $-1,564,000 | 9,595 |
| Applicable income taxes | $1,340,000 | 1,658 |
| Income before extraordinary items | $1,574,000 | 3,107 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,574,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,574,960 | 1,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $37,321,000 | 950 |
| Total interest expense | $24,977,000 | 726 |
| Net interest income | $12,344,000 | 1,422 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $940,000 | 3,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $940,000 | 1,938 |
| Total noninterest expense | $8,317,000 | 1,677 |
| Salaries and employee benefits | $4,030,000 | 1,789 |
| Premises and equipment expense | $2,100,000 | 951 |
| Additional noninterest expense | $2,187,000 | 1,992 |
| Pre-tax net operating income | $4,904,000 | 1,506 |
| Securities gains (losses) | $129,000 | 509 |
| Applicable income taxes | $2,001,000 | 1,153 |
| Income before extraordinary items | $3,032,000 | 1,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,032,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,949,440 | 1,765 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $35,030,000 | 953 |
| Total interest expense | $22,804,000 | 714 |
| Net interest income | $12,226,000 | 1,430 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $852,000 | 3,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $852,000 | 2,074 |
| Total noninterest expense | $7,125,000 | 1,924 |
| Salaries and employee benefits | $3,480,000 | 2,016 |
| Premises and equipment expense | $1,718,000 | 1,168 |
| Additional noninterest expense | $1,927,000 | 2,269 |
| Pre-tax net operating income | $5,883,000 | 1,303 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $2,258,000 | 1,106 |
| Income before extraordinary items | $3,656,000 | 1,477 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,656,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,636,160 | 1,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,104,000 | 945 |
| Total interest expense | $23,213,000 | 706 |
| Net interest income | $11,891,000 | 1,412 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $742,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $742,000 | 2,288 |
| Total noninterest expense | $6,587,000 | 1,985 |
| Salaries and employee benefits | $3,307,000 | 2,042 |
| Premises and equipment expense | $1,483,000 | 1,305 |
| Additional noninterest expense | $1,797,000 | 2,327 |
| Pre-tax net operating income | $5,955,000 | 1,264 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,161,000 | 1,167 |
| Income before extraordinary items | $3,794,000 | 1,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,794,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,794,000 | 1,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,748,000 | 1,044 |
| Total interest expense | $21,811,000 | 752 |
| Net interest income | $10,937,000 | 1,573 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $659,000 | 4,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $659,000 | 2,314 |
| Total noninterest expense | $5,788,000 | 2,226 |
| Salaries and employee benefits | $2,978,000 | 2,223 |
| Premises and equipment expense | $1,295,000 | 1,502 |
| Additional noninterest expense | $1,515,000 | 2,714 |
| Pre-tax net operating income | $5,718,000 | 1,356 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,209,000 | 1,213 |
| Income before extraordinary items | $3,509,000 | 1,533 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,509,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,222 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,509,000 | 1,491 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,351,000 | 1,138 |
| Total interest expense | $20,374,000 | 836 |
| Net interest income | $9,977,000 | 1,773 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $574,000 | 4,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $574,000 | 2,643 |
| Total noninterest expense | $8,181,000 | 1,729 |
| Salaries and employee benefits | $2,586,000 | 2,589 |
| Premises and equipment expense | $955,000 | 2,100 |
| Additional noninterest expense | $4,640,000 | 1,201 |
| Pre-tax net operating income | $2,339,000 | 2,980 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $882,000 | 2,627 |
| Income before extraordinary items | $1,457,000 | 3,283 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,457,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,457,000 | 3,248 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,538,000 | 1,176 |
| Total interest expense | $19,487,000 | 900 |
| Net interest income | $10,051,000 | 1,779 |
| Provision for loan and lease losses | $51,000 | 6,147 |
| Total noninterest income | $583,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $583,000 | 2,587 |
| Total noninterest expense | $5,148,000 | 2,637 |
| Salaries and employee benefits | $2,345,000 | 2,843 |
| Premises and equipment expense | $820,000 | 2,427 |
| Additional noninterest expense | $1,983,000 | 2,414 |
| Pre-tax net operating income | $5,435,000 | 1,407 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,947,000 | 1,302 |
| Income before extraordinary items | $3,488,000 | 1,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,488,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,488,000 | 1,457 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,459,000 | 1,230 |
| Total interest expense | $16,561,000 | 839 |
| Net interest income | $8,898,000 | 2,031 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $514,000 | 2,908 |
| Total noninterest expense | $5,230,000 | 2,658 |
| Salaries and employee benefits | $2,572,000 | 2,588 |
| Premises and equipment expense | $764,000 | 2,633 |
| Additional noninterest expense | $1,894,000 | 2,697 |
| Pre-tax net operating income | $4,105,000 | 1,726 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,468,000 | 1,589 |
| Income before extraordinary items | $2,637,000 | 1,846 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,637,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,637,000 | 1,850 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,091,000 | 1,223 |
| Total interest expense | $16,895,000 | 838 |
| Net interest income | $9,196,000 | 1,966 |
| Provision for loan and lease losses | $-35,000 | 12,666 |
| Total noninterest income | $1,156,000 | 2,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,156,000 | 1,857 |
| Total noninterest expense | $4,976,000 | 2,869 |
| Salaries and employee benefits | $2,659,000 | 2,495 |
| Premises and equipment expense | $759,000 | 2,682 |
| Additional noninterest expense | $1,558,000 | 3,390 |
| Pre-tax net operating income | $5,411,000 | 1,285 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,928,000 | 1,245 |
| Income before extraordinary items | $3,483,000 | 1,456 |
| Extraordinary gains, net | $-63,000 | 12,791 |
| Net income | $3,420,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,483,000 | 1,369 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,589,000 | 1,240 |
| Total interest expense | $19,222,000 | 945 |
| Net interest income | $10,367,000 | 1,768 |
| Provision for loan and lease losses | $-54,000 | 13,633 |
| Total noninterest income | $815,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $815,000 | 2,286 |
| Total noninterest expense | $4,931,000 | 2,900 |
| Salaries and employee benefits | $2,528,000 | 2,565 |
| Premises and equipment expense | $757,000 | 2,743 |
| Additional noninterest expense | $1,646,000 | 3,329 |
| Pre-tax net operating income | $6,305,000 | 1,032 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,339,000 | 991 |
| Income before extraordinary items | $3,966,000 | 1,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,966,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,966,000 | 1,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.