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Fowler State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,265,000	2,805
Total interest expense	$3,191,000	2,535
Net interest income	$7,074,000	2,883
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,149,000	2,577
Gross Fiduciary activities income	$349,000	632
Service charges on deposit accounts	$159,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$641,000	2,729
Total noninterest expense	$5,174,000	3,001
Salaries and employee benefits	$2,916,000	2,978
Premises and equipment expense	$620,000	2,659
Additional noninterest expense	$641,000	2,729
Pre-tax net operating income	$3,049,000	2,494
Securities gains (losses)	$-200,000	3,953
Applicable income taxes	$516,000	1,874
Income before extraordinary items	$2,333,000	2,620
Extraordinary gains, net	$0	54
Net income	$2,333,000	2,646
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,333,000	2,622
Net charge-offs	$82,000	1,605
Cash dividends	$1,230,000	1,960
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,497,000	2,558
2023-09-30 (YTD Data)		Rank
Total interest income	$7,576,000	2,802
Total interest expense	$2,185,000	2,552
Net interest income	$5,391,000	2,872
Provision for loan and lease losses	$0	3,085
Total noninterest income	$842,000	2,596
Gross Fiduciary activities income	$247,000	631
Service charges on deposit accounts	$129,000	2,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$466,000	2,757
Total noninterest expense	$3,836,000	2,995
Salaries and employee benefits	$2,210,000	2,949
Premises and equipment expense	$415,000	2,828
Additional noninterest expense	$466,000	2,756
Pre-tax net operating income	$2,397,000	2,493
Securities gains (losses)	$-243,000	4,236
Applicable income taxes	$373,000	1,967
Income before extraordinary items	$1,781,000	2,648
Extraordinary gains, net	$0	52
Net income	$1,781,000	2,678
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,781,000	2,649
Net charge-offs	$60,000	1,403
Cash dividends	$400,000	2,391
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,982,690	2,541
2023-06-30 (YTD Data)		Rank
Total interest income	$4,960,000	2,799
Total interest expense	$1,349,000	2,481
Net interest income	$3,611,000	2,881
Provision for loan and lease losses	$0	2,940
Total noninterest income	$559,000	2,570
Gross Fiduciary activities income	$142,000	640
Service charges on deposit accounts	$84,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	2,648
Total noninterest expense	$2,604,000	2,969
Salaries and employee benefits	$1,525,000	2,910
Premises and equipment expense	$267,000	2,865
Additional noninterest expense	$333,000	2,643
Pre-tax net operating income	$1,566,000	2,543
Securities gains (losses)	$-246,000	4,374
Applicable income taxes	$217,000	2,082
Income before extraordinary items	$1,103,000	2,752
Extraordinary gains, net	$0	51
Net income	$1,103,000	2,783
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,103,000	2,752
Net charge-offs	$42,000	1,246
Cash dividends	$250,000	2,407
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,309,640	2,564
2023-03-31 (YTD Data)		Rank
Total interest income	$2,377,000	2,844
Total interest expense	$562,000	2,512
Net interest income	$1,815,000	2,887
Provision for loan and lease losses	$0	2,612
Total noninterest income	$256,000	2,659
Gross Fiduciary activities income	$50,000	697
Service charges on deposit accounts	$37,000	3,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	2,625
Total noninterest expense	$1,218,000	3,105
Salaries and employee benefits	$761,000	2,969
Premises and equipment expense	$133,000	2,923
Additional noninterest expense	$169,000	2,625
Pre-tax net operating income	$853,000	2,492
Securities gains (losses)	$-259,000	4,475
Applicable income taxes	$90,000	2,215
Income before extraordinary items	$504,000	2,913
Extraordinary gains, net	$0	4
Net income	$504,000	2,912
Minority interest net income	$0	48
Net income of bank and minority interests.	$504,000	2,913
Net charge-offs	$45,000	839
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$724,150	2,514
2022-12-31 (YTD Data)		Rank
Total interest income	$8,292,000	2,798
Total interest expense	$1,051,000	2,357
Net interest income	$7,241,000	2,830
Provision for loan and lease losses	$0	3,012
Total noninterest income	$960,000	2,864
Gross Fiduciary activities income	$236,000	692
Service charges on deposit accounts	$155,000	3,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,927
Total noninterest expense	$5,050,000	3,027
Salaries and employee benefits	$2,955,000	2,970
Premises and equipment expense	$571,000	2,803
Additional noninterest expense	$569,000	2,927
Pre-tax net operating income	$3,151,000	2,597
Securities gains (losses)	$-231,000	4,141
Applicable income taxes	$470,000	2,065
Income before extraordinary items	$2,450,000	2,711
Extraordinary gains, net	$0	5
Net income	$2,450,000	2,708
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,450,000	2,710
Net charge-offs	$75,000	1,362
Cash dividends	$935,000	2,212
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,644,040	2,642
2022-09-30 (YTD Data)		Rank
Total interest income	$5,932,000	2,825
Total interest expense	$549,000	2,556
Net interest income	$5,383,000	2,819
Provision for loan and lease losses	$0	2,835
Total noninterest income	$743,000	2,854
Gross Fiduciary activities income	$188,000	680
Service charges on deposit accounts	$110,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	2,922
Total noninterest expense	$3,740,000	3,037
Salaries and employee benefits	$2,140,000	3,009
Premises and equipment expense	$437,000	2,763
Additional noninterest expense	$445,000	2,922
Pre-tax net operating income	$2,386,000	2,582
Securities gains (losses)	$-219,000	4,370
Applicable income taxes	$356,000	2,070
Income before extraordinary items	$1,811,000	2,711
Extraordinary gains, net	$0	4
Net income	$1,811,000	2,709
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,811,000	2,710
Net charge-offs	$36,000	1,353
Cash dividends	$135,000	2,845
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,994,960	2,620
2022-06-30 (YTD Data)		Rank
Total interest income	$3,744,000	2,863
Total interest expense	$263,000	2,834
Net interest income	$3,481,000	2,842
Provision for loan and lease losses	$0	2,599
Total noninterest income	$505,000	2,821
Gross Fiduciary activities income	$142,000	639
Service charges on deposit accounts	$70,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,951
Total noninterest expense	$2,479,000	3,030
Salaries and employee benefits	$1,446,000	2,989
Premises and equipment expense	$274,000	2,880
Additional noninterest expense	$759,000	3,080
Pre-tax net operating income	$1,507,000	2,560
Securities gains (losses)	$-188,000	4,457
Applicable income taxes	$220,000	2,048
Income before extraordinary items	$1,099,000	2,720
Extraordinary gains, net	$0	4
Net income	$1,099,000	2,718
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,099,000	2,720
Net charge-offs	$36,000	1,102
Cash dividends	$135,000	2,630
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,255,040	2,602
2022-03-31 (YTD Data)		Rank
Total interest income	$1,768,000	2,908
Total interest expense	$112,000	3,036
Net interest income	$1,656,000	2,874
Provision for loan and lease losses	$0	2,285
Total noninterest income	$274,000	2,697
Gross Fiduciary activities income	$91,000	613
Service charges on deposit accounts	$36,000	3,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	2,902
Total noninterest expense	$1,239,000	3,030
Salaries and employee benefits	$704,000	3,029
Premises and equipment expense	$139,000	2,863
Additional noninterest expense	$396,000	2,984
Pre-tax net operating income	$691,000	2,567
Securities gains (losses)	$-28,000	4,384
Applicable income taxes	$88,000	2,146
Income before extraordinary items	$575,000	2,587
Extraordinary gains, net	$0	4
Net income	$575,000	2,585
Minority interest net income	$0	50
Net income of bank and minority interests.	$575,000	2,587
Net charge-offs	$39,000	755
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$599,360	2,560
2021-12-31 (YTD Data)		Rank
Total interest income	$7,109,000	2,976
Total interest expense	$564,000	2,995
Net interest income	$6,545,000	2,944
Provision for loan and lease losses	$-150,000	4,275
Total noninterest income	$1,222,000	2,765
Gross Fiduciary activities income	$193,000	668
Service charges on deposit accounts	$118,000	3,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$911,000	2,703
Total noninterest expense	$5,278,000	2,934
Salaries and employee benefits	$3,247,000	2,814
Premises and equipment expense	$561,000	2,845
Additional noninterest expense	$1,470,000	3,125
Pre-tax net operating income	$2,639,000	2,835
Securities gains (losses)	$-8,000	4,357
Applicable income taxes	$363,000	2,323
Income before extraordinary items	$2,268,000	2,872
Extraordinary gains, net	$0	10
Net income	$2,268,000	2,872
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,268,000	2,872
Net charge-offs	$102,000	1,337
Cash dividends	$1,475,000	1,830
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,274,880	2,844
2021-09-30 (YTD Data)		Rank
Total interest income	$5,355,000	3,020
Total interest expense	$444,000	3,016
Net interest income	$4,911,000	2,992
Provision for loan and lease losses	$-150,000	4,404
Total noninterest income	$839,000	2,896
Gross Fiduciary activities income	$132,000	673
Service charges on deposit accounts	$84,000	3,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$623,000	2,829
Total noninterest expense	$3,918,000	2,964
Salaries and employee benefits	$2,412,000	2,842
Premises and equipment expense	$419,000	2,869
Additional noninterest expense	$1,087,000	3,173
Pre-tax net operating income	$1,982,000	2,948
Securities gains (losses)	$-1,000	4,431
Applicable income taxes	$259,000	2,406
Income before extraordinary items	$1,722,000	2,980
Extraordinary gains, net	$0	8
Net income	$1,722,000	2,980
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,722,000	2,980
Net charge-offs	$73,000	1,206
Cash dividends	$515,000	2,288
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,722,870	2,954
2021-06-30 (YTD Data)		Rank
Total interest income	$3,605,000	3,018
Total interest expense	$301,000	3,074
Net interest income	$3,304,000	2,981
Provision for loan and lease losses	$0	2,862
Total noninterest income	$505,000	2,992
Gross Fiduciary activities income	$90,000	679
Service charges on deposit accounts	$50,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	2,957
Total noninterest expense	$2,510,000	3,017
Salaries and employee benefits	$1,578,000	2,868
Premises and equipment expense	$255,000	3,011
Additional noninterest expense	$677,000	3,264
Pre-tax net operating income	$1,299,000	2,949
Securities gains (losses)	$56,000	846
Applicable income taxes	$186,000	2,348
Income before extraordinary items	$1,169,000	2,955
Extraordinary gains, net	$0	6
Net income	$1,169,000	2,954
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,169,000	2,955
Net charge-offs	$28,000	1,365
Cash dividends	$515,000	1,916
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,120,840	2,975
2021-03-31 (YTD Data)		Rank
Total interest income	$1,808,000	3,013
Total interest expense	$147,000	3,202
Net interest income	$1,661,000	2,951
Provision for loan and lease losses	$0	2,741
Total noninterest income	$230,000	3,074
Gross Fiduciary activities income	$51,000	675
Service charges on deposit accounts	$24,000	3,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	3,096
Total noninterest expense	$1,214,000	3,064
Salaries and employee benefits	$764,000	2,908
Premises and equipment expense	$121,000	3,108
Additional noninterest expense	$329,000	3,273
Pre-tax net operating income	$677,000	2,879
Securities gains (losses)	$54,000	635
Applicable income taxes	$105,000	2,256
Income before extraordinary items	$626,000	2,851
Extraordinary gains, net	$0	3
Net income	$626,000	2,850
Minority interest net income	$0	55
Net income of bank and minority interests.	$626,000	2,851
Net charge-offs	$18,000	1,181
Cash dividends	$365,000	1,429
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$579,560	2,918
2020-12-31 (YTD Data)		Rank
Total interest income	$7,590,000	2,965
Total interest expense	$688,000	3,469
Net interest income	$6,902,000	2,834
Provision for loan and lease losses	$0	4,319
Total noninterest income	$938,000	2,936
Gross Fiduciary activities income	$172,000	680
Service charges on deposit accounts	$145,000	3,145
Trading account gains and fees	NA	NA
Additional Noninterest Income	$621,000	2,930
Total noninterest expense	$5,322,000	2,886
Salaries and employee benefits	$3,353,000	2,759
Premises and equipment expense	$588,000	2,781
Additional noninterest expense	$1,381,000	3,187
Pre-tax net operating income	$2,518,000	2,667
Securities gains (losses)	$295,000	838
Applicable income taxes	$389,000	2,116
Income before extraordinary items	$2,424,000	2,590
Extraordinary gains, net	$0	4
Net income	$2,424,000	2,589
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,424,000	2,590
Net charge-offs	$60,000	2,298
Cash dividends	$425,000	2,945
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,170,300	2,674
2020-09-30 (YTD Data)		Rank
Total interest income	$5,731,000	2,979
Total interest expense	$535,000	3,509
Net interest income	$5,196,000	2,839
Provision for loan and lease losses	$0	4,239
Total noninterest income	$630,000	3,048
Gross Fiduciary activities income	$134,000	672
Service charges on deposit accounts	$107,000	3,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	3,081
Total noninterest expense	$3,864,000	2,941
Salaries and employee benefits	$2,405,000	2,817
Premises and equipment expense	$434,000	2,812
Additional noninterest expense	$1,025,000	3,195
Pre-tax net operating income	$1,962,000	2,608
Securities gains (losses)	$498,000	495
Applicable income taxes	$397,000	1,881
Income before extraordinary items	$2,063,000	2,411
Extraordinary gains, net	$0	4
Net income	$2,063,000	2,411
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,063,000	2,411
Net charge-offs	$22,000	2,453
Cash dividends	$100,000	3,161
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,644,680	2,657
2020-06-30 (YTD Data)		Rank
Total interest income	$3,835,000	3,004
Total interest expense	$388,000	3,490
Net interest income	$3,447,000	2,861
Provision for loan and lease losses	$0	4,134
Total noninterest income	$382,000	3,131
Gross Fiduciary activities income	$98,000	672
Service charges on deposit accounts	$73,000	3,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	3,254
Total noninterest expense	$2,601,000	2,924
Salaries and employee benefits	$1,639,000	2,792
Premises and equipment expense	$288,000	2,826
Additional noninterest expense	$674,000	3,216
Pre-tax net operating income	$1,228,000	2,658
Securities gains (losses)	$253,000	607
Applicable income taxes	$206,000	2,030
Income before extraordinary items	$1,275,000	2,463
Extraordinary gains, net	$0	4
Net income	$1,275,000	2,461
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,275,000	2,463
Net charge-offs	$18,000	2,227
Cash dividends	$100,000	2,958
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,057,420	2,685
2020-03-31 (YTD Data)		Rank
Total interest income	$1,931,000	2,982
Total interest expense	$218,000	3,484
Net interest income	$1,713,000	2,844
Provision for loan and lease losses	$0	3,711
Total noninterest income	$213,000	2,939
Gross Fiduciary activities income	$62,000	657
Service charges on deposit accounts	$48,000	3,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,141
Total noninterest expense	$1,275,000	2,989
Salaries and employee benefits	$815,000	2,810
Premises and equipment expense	$129,000	3,027
Additional noninterest expense	$331,000	3,285
Pre-tax net operating income	$651,000	2,445
Securities gains (losses)	$174,000	423
Applicable income taxes	$125,000	1,767
Income before extraordinary items	$700,000	2,169
Extraordinary gains, net	$0	4
Net income	$700,000	2,168
Minority interest net income	$0	56
Net income of bank and minority interests.	$700,000	2,169
Net charge-offs	$-7,000	4,334
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$552,100	2,488
2019-12-31 (YTD Data)		Rank
Total interest income	$7,760,000	3,009
Total interest expense	$1,135,000	3,128
Net interest income	$6,625,000	2,930
Provision for loan and lease losses	$0	3,973
Total noninterest income	$759,000	3,160
Gross Fiduciary activities income	$150,000	702
Service charges on deposit accounts	$200,000	3,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$409,000	3,258
Total noninterest expense	$5,242,000	2,921
Salaries and employee benefits	$3,081,000	2,889
Premises and equipment expense	$694,000	2,559
Additional noninterest expense	$1,467,000	3,129
Pre-tax net operating income	$2,142,000	2,939
Securities gains (losses)	$607,000	315
Applicable income taxes	$351,000	2,248
Income before extraordinary items	$2,398,000	2,630
Extraordinary gains, net	$0	11
Net income	$2,398,000	2,630
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,398,000	2,632
Net charge-offs	$115,000	2,118
Cash dividends	$1,250,000	2,072
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,869,910	2,954
2019-09-30 (YTD Data)		Rank
Total interest income	$5,814,000	3,046
Total interest expense	$880,000	3,117
Net interest income	$4,934,000	2,978
Provision for loan and lease losses	$0	3,836
Total noninterest income	$547,000	3,237
Gross Fiduciary activities income	$110,000	704
Service charges on deposit accounts	$141,000	3,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	3,306
Total noninterest expense	$3,576,000	3,118
Salaries and employee benefits	$2,010,000	3,135
Premises and equipment expense	$476,000	2,729
Additional noninterest expense	$1,090,000	3,173
Pre-tax net operating income	$1,905,000	2,801
Securities gains (losses)	$518,000	309
Applicable income taxes	$346,000	2,112
Income before extraordinary items	$2,077,000	2,471
Extraordinary gains, net	$0	11
Net income	$2,077,000	2,472
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,077,000	2,472
Net charge-offs	$56,000	2,154
Cash dividends	$150,000	3,219
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,631,520	2,812
2019-06-30 (YTD Data)		Rank
Total interest income	$3,883,000	3,044
Total interest expense	$585,000	3,097
Net interest income	$3,298,000	2,988
Provision for loan and lease losses	$0	3,685
Total noninterest income	$333,000	3,299
Gross Fiduciary activities income	$76,000	709
Service charges on deposit accounts	$84,000	3,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,450
Total noninterest expense	$2,374,000	3,149
Salaries and employee benefits	$1,330,000	3,171
Premises and equipment expense	$311,000	2,757
Additional noninterest expense	$733,000	3,185
Pre-tax net operating income	$1,257,000	2,780
Securities gains (losses)	$527,000	218
Applicable income taxes	$260,000	1,983
Income before extraordinary items	$1,524,000	2,310
Extraordinary gains, net	$0	11
Net income	$1,524,000	2,310
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,524,000	2,310
Net charge-offs	$19,000	2,375
Cash dividends	$150,000	2,995
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,076,050	2,823
2019-03-31 (YTD Data)		Rank
Total interest income	$1,904,000	3,101
Total interest expense	$270,000	3,189
Net interest income	$1,634,000	3,026
Provision for loan and lease losses	$0	3,406
Total noninterest income	$182,000	3,156
Gross Fiduciary activities income	$45,000	708
Service charges on deposit accounts	$45,000	3,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,332
Total noninterest expense	$1,185,000	3,176
Salaries and employee benefits	$653,000	3,236
Premises and equipment expense	$178,000	2,563
Additional noninterest expense	$354,000	3,251
Pre-tax net operating income	$631,000	2,733
Securities gains (losses)	$71,000	324
Applicable income taxes	$75,000	2,371
Income before extraordinary items	$627,000	2,544
Extraordinary gains, net	$0	5
Net income	$627,000	2,543
Minority interest net income	$0	52
Net income of bank and minority interests.	$627,000	2,543
Net charge-offs	$3,000	2,375
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$563,810	2,706
2018-12-31 (YTD Data)		Rank
Total interest income	$7,516,000	3,040
Total interest expense	$937,000	3,027
Net interest income	$6,579,000	3,001
Provision for loan and lease losses	$160,000	2,578
Total noninterest income	$768,000	3,198
Gross Fiduciary activities income	$146,000	735
Service charges on deposit accounts	$211,000	3,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	3,320
Total noninterest expense	$4,836,000	3,113
Salaries and employee benefits	$3,027,000	2,943
Premises and equipment expense	$504,000	3,133
Additional noninterest expense	$1,305,000	3,435
Pre-tax net operating income	$2,351,000	2,878
Securities gains (losses)	$103,000	297
Applicable income taxes	$150,000	2,855
Income before extraordinary items	$2,304,000	2,720
Extraordinary gains, net	$0	6
Net income	$2,304,000	2,718
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,304,000	2,719
Net charge-offs	$30,000	2,911
Cash dividends	$1,325,000	1,884
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,207,180	2,776
2018-09-30 (YTD Data)		Rank
Total interest income	$5,551,000	3,077
Total interest expense	$628,000	3,136
Net interest income	$4,923,000	3,023
Provision for loan and lease losses	$160,000	2,205
Total noninterest income	$588,000	3,198
Gross Fiduciary activities income	$111,000	723
Service charges on deposit accounts	$161,000	3,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,321
Total noninterest expense	$3,649,000	3,114
Salaries and employee benefits	$2,237,000	2,984
Premises and equipment expense	$379,000	3,167
Additional noninterest expense	$1,033,000	3,338
Pre-tax net operating income	$1,702,000	3,001
Securities gains (losses)	$165,000	232
Applicable income taxes	$219,000	2,472
Income before extraordinary items	$1,648,000	2,850
Extraordinary gains, net	$0	5
Net income	$1,648,000	2,849
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,648,000	2,849
Net charge-offs	$14,000	2,857
Cash dividends	$125,000	3,288
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,502,800	2,980
2018-06-30 (YTD Data)		Rank
Total interest income	$3,682,000	3,072
Total interest expense	$398,000	3,126
Net interest income	$3,284,000	3,034
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$397,000	3,203
Gross Fiduciary activities income	$78,000	730
Service charges on deposit accounts	$105,000	3,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,303
Total noninterest expense	$2,401,000	3,157
Salaries and employee benefits	$1,491,000	3,003
Premises and equipment expense	$256,000	3,164
Additional noninterest expense	$654,000	3,454
Pre-tax net operating income	$1,160,000	2,933
Securities gains (losses)	$175,000	189
Applicable income taxes	$193,000	2,249
Income before extraordinary items	$1,142,000	2,743
Extraordinary gains, net	$0	6
Net income	$1,142,000	2,742
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,142,000	2,742
Net charge-offs	$13,000	2,478
Cash dividends	$125,000	3,067
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$991,500	2,967
2018-03-31 (YTD Data)		Rank
Total interest income	$1,761,000	3,158
Total interest expense	$179,000	3,260
Net interest income	$1,582,000	3,108
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$212,000	3,098
Gross Fiduciary activities income	$45,000	728
Service charges on deposit accounts	$55,000	3,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,187
Total noninterest expense	$1,221,000	3,151
Salaries and employee benefits	$753,000	2,998
Premises and equipment expense	$125,000	3,238
Additional noninterest expense	$343,000	3,383
Pre-tax net operating income	$513,000	3,070
Securities gains (losses)	$53,000	228
Applicable income taxes	$58,000	2,583
Income before extraordinary items	$508,000	2,875
Extraordinary gains, net	$0	7
Net income	$508,000	2,875
Minority interest net income	$0	52
Net income of bank and minority interests.	$508,000	2,875
Net charge-offs	$12,000	1,889
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$460,300	3,025
2017-12-31 (YTD Data)		Rank
Total interest income	$6,923,000	3,141
Total interest expense	$654,000	3,250
Net interest income	$6,269,000	3,094
Provision for loan and lease losses	$0	4,227
Total noninterest income	$646,000	3,582
Gross Fiduciary activities income	$150,000	744
Service charges on deposit accounts	$238,000	3,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	3,958
Total noninterest expense	$4,494,000	3,322
Salaries and employee benefits	$2,894,000	3,071
Premises and equipment expense	$439,000	3,494
Additional noninterest expense	$1,161,000	3,736
Pre-tax net operating income	$2,421,000	2,802
Securities gains (losses)	$-48,000	5,308
Applicable income taxes	$336,000	2,694
Income before extraordinary items	$2,037,000	2,667
Extraordinary gains, net	$0	9
Net income	$2,037,000	2,666
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,037,000	2,667
Net charge-offs	$97,000	2,463
Cash dividends	$1,330,000	1,849
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,078,280	2,611
2017-09-30 (YTD Data)		Rank
Total interest income	$5,153,000	3,181
Total interest expense	$471,000	3,316
Net interest income	$4,682,000	3,130
Provision for loan and lease losses	$0	4,088
Total noninterest income	$511,000	3,532
Gross Fiduciary activities income	$116,000	742
Service charges on deposit accounts	$185,000	3,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	3,913
Total noninterest expense	$3,309,000	3,367
Salaries and employee benefits	$2,133,000	3,105
Premises and equipment expense	$317,000	3,594
Additional noninterest expense	$859,000	3,779
Pre-tax net operating income	$1,884,000	2,805
Securities gains (losses)	$-73,000	5,616
Applicable income taxes	$213,000	2,722
Income before extraordinary items	$1,598,000	2,757
Extraordinary gains, net	$0	9
Net income	$1,598,000	2,756
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,598,000	2,757
Net charge-offs	$53,000	2,427
Cash dividends	$100,000	3,397
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,662,240	2,680
2017-06-30 (YTD Data)		Rank
Total interest income	$3,424,000	3,184
Total interest expense	$305,000	3,333
Net interest income	$3,119,000	3,128
Provision for loan and lease losses	$0	3,871
Total noninterest income	$360,000	3,449
Gross Fiduciary activities income	$84,000	736
Service charges on deposit accounts	$124,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,827
Total noninterest expense	$2,178,000	3,414
Salaries and employee benefits	$1,423,000	3,126
Premises and equipment expense	$208,000	3,643
Additional noninterest expense	$547,000	3,893
Pre-tax net operating income	$1,301,000	2,718
Securities gains (losses)	$-65,000	5,685
Applicable income taxes	$154,000	2,652
Income before extraordinary items	$1,082,000	2,689
Extraordinary gains, net	$0	11
Net income	$1,082,000	2,688
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,082,000	2,689
Net charge-offs	$50,000	2,000
Cash dividends	$100,000	3,181
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,139,200	2,598
2017-03-31 (YTD Data)		Rank
Total interest income	$1,677,000	3,223
Total interest expense	$139,000	3,478
Net interest income	$1,538,000	3,158
Provision for loan and lease losses	$0	3,537
Total noninterest income	$208,000	3,249
Gross Fiduciary activities income	$52,000	728
Service charges on deposit accounts	$61,000	3,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,545
Total noninterest expense	$1,078,000	3,458
Salaries and employee benefits	$703,000	3,192
Premises and equipment expense	$101,000	3,717
Additional noninterest expense	$274,000	3,901
Pre-tax net operating income	$668,000	2,612
Securities gains (losses)	$-90,000	5,798
Applicable income taxes	$86,000	2,549
Income before extraordinary items	$492,000	2,784
Extraordinary gains, net	$0	8
Net income	$492,000	2,784
Minority interest net income	$0	55
Net income of bank and minority interests.	$492,000	2,784
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$568,500	2,533
2016-12-31 (YTD Data)		Rank
Total interest income	$6,541,000	3,249
Total interest expense	$531,000	3,539
Net interest income	$6,010,000	3,194
Provision for loan and lease losses	$250,000	2,175
Total noninterest income	$603,000	3,806
Gross Fiduciary activities income	$131,000	780
Service charges on deposit accounts	$247,000	3,286
Trading account gains and fees	$0	170
Additional Noninterest Income	$225,000	4,244
Total noninterest expense	$4,454,000	3,433
Salaries and employee benefits	$2,644,000	3,300
Premises and equipment expense	$504,000	3,364
Additional noninterest expense	$1,306,000	3,634
Pre-tax net operating income	$1,909,000	3,141
Securities gains (losses)	$428,000	503
Applicable income taxes	$375,000	2,496
Income before extraordinary items	$1,962,000	2,832
Extraordinary gains, net	$0	5
Net income	$1,962,000	2,830
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,962,000	2,831
Net charge-offs	$162,000	2,152
Cash dividends	$1,150,000	2,033
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,602,480	3,106
2016-09-30 (YTD Data)		Rank
Total interest income	$4,861,000	3,281
Total interest expense	$389,000	3,600
Net interest income	$4,472,000	3,220
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$443,000	3,877
Gross Fiduciary activities income	$97,000	774
Service charges on deposit accounts	$178,000	3,358
Trading account gains and fees	$0	169
Additional Noninterest Income	$168,000	4,296
Total noninterest expense	$3,315,000	3,445
Salaries and employee benefits	$1,937,000	3,333
Premises and equipment expense	$368,000	3,427
Additional noninterest expense	$1,010,000	3,582
Pre-tax net operating income	$1,500,000	3,105
Securities gains (losses)	$425,000	460
Applicable income taxes	$288,000	2,529
Income before extraordinary items	$1,637,000	2,670
Extraordinary gains, net	$0	5
Net income	$1,637,000	2,670
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,637,000	2,670
Net charge-offs	$116,000	1,942
Cash dividends	$100,000	3,470
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,275,750	3,034
2016-06-30 (YTD Data)		Rank
Total interest income	$3,196,000	3,332
Total interest expense	$253,000	3,663
Net interest income	$2,943,000	3,261
Provision for loan and lease losses	$0	4,017
Total noninterest income	$284,000	3,924
Gross Fiduciary activities income	$69,000	776
Service charges on deposit accounts	$109,000	3,490
Trading account gains and fees	$0	157
Additional Noninterest Income	$106,000	4,369
Total noninterest expense	$2,194,000	3,481
Salaries and employee benefits	$1,220,000	3,463
Premises and equipment expense	$237,000	3,519
Additional noninterest expense	$737,000	3,422
Pre-tax net operating income	$1,033,000	3,026
Securities gains (losses)	$287,000	439
Applicable income taxes	$193,000	2,526
Income before extraordinary items	$1,127,000	2,591
Extraordinary gains, net	$0	16
Net income	$1,127,000	2,590
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,127,000	2,590
Net charge-offs	$79,000	1,834
Cash dividends	$100,000	3,236
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$883,050	2,942
2016-03-31 (YTD Data)		Rank
Total interest income	$1,564,000	3,391
Total interest expense	$124,000	3,716
Net interest income	$1,440,000	3,306
Provision for loan and lease losses	$0	3,656
Total noninterest income	$149,000	3,832
Gross Fiduciary activities income	$37,000	776
Service charges on deposit accounts	$54,000	3,493
Trading account gains and fees	$0	142
Additional Noninterest Income	$58,000	4,249
Total noninterest expense	$1,107,000	3,483
Salaries and employee benefits	$647,000	3,367
Premises and equipment expense	$111,000	3,664
Additional noninterest expense	$349,000	3,548
Pre-tax net operating income	$482,000	3,108
Securities gains (losses)	$264,000	235
Applicable income taxes	$115,000	2,333
Income before extraordinary items	$631,000	2,371
Extraordinary gains, net	$0	12
Net income	$631,000	2,371
Minority interest net income	$0	62
Net income of bank and minority interests.	$631,000	2,371
Net charge-offs	$23,000	1,894
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$406,600	3,045
2015-12-31 (YTD Data)		Rank
Total interest income	$6,164,000	3,382
Total interest expense	$504,000	3,706
Net interest income	$5,660,000	3,318
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$631,000	3,809
Gross Fiduciary activities income	$110,000	814
Service charges on deposit accounts	$238,000	3,432
Trading account gains and fees	$0	159
Additional Noninterest Income	$283,000	4,052
Total noninterest expense	$4,625,000	3,400
Salaries and employee benefits	$2,930,000	3,071
Premises and equipment expense	$522,000	3,389
Additional noninterest expense	$1,173,000	3,965
Pre-tax net operating income	$1,566,000	3,440
Securities gains (losses)	$379,000	452
Applicable income taxes	$276,000	2,731
Income before extraordinary items	$1,669,000	3,033
Extraordinary gains, net	$0	23
Net income	$1,669,000	3,034
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,669,000	3,035
Net charge-offs	$73,000	2,941
Cash dividends	$425,000	3,079
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,343,060	3,378
2015-09-30 (YTD Data)		Rank
Total interest income	$4,573,000	3,439
Total interest expense	$373,000	3,780
Net interest income	$4,200,000	3,367
Provision for loan and lease losses	$100,000	2,641
Total noninterest income	$494,000	3,755
Gross Fiduciary activities income	$86,000	806
Service charges on deposit accounts	$179,000	3,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$229,000	3,981
Total noninterest expense	$3,326,000	3,513
Salaries and employee benefits	$2,047,000	3,244
Premises and equipment expense	$369,000	3,553
Additional noninterest expense	$910,000	3,906
Pre-tax net operating income	$1,268,000	3,360
Securities gains (losses)	$348,000	426
Applicable income taxes	$235,000	2,692
Income before extraordinary items	$1,381,000	2,929
Extraordinary gains, net	$0	21
Net income	$1,381,000	2,928
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,381,000	2,930
Net charge-offs	$37,000	2,992
Cash dividends	$150,000	3,263
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,085,200	3,307
2015-06-30 (YTD Data)		Rank
Total interest income	$3,011,000	3,479
Total interest expense	$240,000	3,891
Net interest income	$2,771,000	3,409
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$309,000	3,889
Gross Fiduciary activities income	$61,000	814
Service charges on deposit accounts	$118,000	3,441
Trading account gains and fees	$0	157
Additional Noninterest Income	$130,000	4,203
Total noninterest expense	$2,243,000	3,517
Salaries and employee benefits	$1,381,000	3,242
Premises and equipment expense	$243,000	3,606
Additional noninterest expense	$619,000	3,889
Pre-tax net operating income	$737,000	3,564
Securities gains (losses)	$343,000	348
Applicable income taxes	$161,000	2,667
Income before extraordinary items	$919,000	2,906
Extraordinary gains, net	$0	22
Net income	$919,000	2,906
Minority interest net income	$0	75
Net income of bank and minority interests.	$919,000	2,908
Net charge-offs	$20,000	2,945
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$627,450	3,541
2015-03-31 (YTD Data)		Rank
Total interest income	$1,480,000	3,526
Total interest expense	$119,000	3,952
Net interest income	$1,361,000	3,443
Provision for loan and lease losses	$0	3,703
Total noninterest income	$167,000	3,710
Gross Fiduciary activities income	$37,000	800
Service charges on deposit accounts	$53,000	3,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$77,000	3,964
Total noninterest expense	$1,149,000	3,489
Salaries and employee benefits	$686,000	3,277
Premises and equipment expense	$127,000	3,536
Additional noninterest expense	$336,000	3,690
Pre-tax net operating income	$379,000	3,470
Securities gains (losses)	$273,000	280
Applicable income taxes	$115,000	2,325
Income before extraordinary items	$537,000	2,590
Extraordinary gains, net	$0	13
Net income	$537,000	2,592
Minority interest net income	$0	64
Net income of bank and minority interests.	$537,000	2,592
Net charge-offs	$-13,000	5,532
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$313,140	3,482
2014-12-31 (YTD Data)		Rank
Total interest income	$5,982,000	3,537
Total interest expense	$549,000	3,812
Net interest income	$5,433,000	3,457
Provision for loan and lease losses	$0	4,603
Total noninterest income	$599,000	3,996
Gross Fiduciary activities income	$111,000	835
Service charges on deposit accounts	$248,000	3,555
Trading account gains and fees	$0	180
Additional Noninterest Income	$240,000	4,311
Total noninterest expense	$4,241,000	3,698
Salaries and employee benefits	$2,491,000	3,484
Premises and equipment expense	$552,000	3,419
Additional noninterest expense	$1,198,000	4,055
Pre-tax net operating income	$1,791,000	3,180
Securities gains (losses)	$72,000	1,479
Applicable income taxes	$270,000	2,732
Income before extraordinary items	$1,593,000	3,143
Extraordinary gains, net	$0	17
Net income	$1,593,000	3,143
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,593,000	3,144
Net charge-offs	$34,000	4,035
Cash dividends	$707,000	2,457
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,531,080	3,152
2014-09-30 (YTD Data)		Rank
Total interest income	$4,420,000	3,605
Total interest expense	$413,000	3,869
Net interest income	$4,007,000	3,530
Provision for loan and lease losses	$0	4,401
Total noninterest income	$458,000	4,002
Gross Fiduciary activities income	$86,000	834
Service charges on deposit accounts	$186,000	3,600
Trading account gains and fees	$0	174
Additional Noninterest Income	$186,000	4,303
Total noninterest expense	$3,268,000	3,644
Salaries and employee benefits	$1,943,000	3,417
Premises and equipment expense	$414,000	3,463
Additional noninterest expense	$911,000	4,047
Pre-tax net operating income	$1,197,000	3,441
Securities gains (losses)	$54,000	1,402
Applicable income taxes	$142,000	3,077
Income before extraordinary items	$1,109,000	3,294
Extraordinary gains, net	$0	15
Net income	$1,109,000	3,294
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,109,000	3,295
Net charge-offs	$13,000	4,044
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,060,940	3,340
2014-06-30 (YTD Data)		Rank
Total interest income	$2,900,000	3,640
Total interest expense	$280,000	3,878
Net interest income	$2,620,000	3,573
Provision for loan and lease losses	$0	4,196
Total noninterest income	$311,000	3,976
Gross Fiduciary activities income	$61,000	838
Service charges on deposit accounts	$123,000	3,600
Trading account gains and fees	$0	172
Additional Noninterest Income	$127,000	4,253
Total noninterest expense	$2,192,000	3,638
Salaries and employee benefits	$1,291,000	3,435
Premises and equipment expense	$247,000	3,742
Additional noninterest expense	$654,000	3,901
Pre-tax net operating income	$739,000	3,520
Securities gains (losses)	$-30,000	6,425
Applicable income taxes	$39,000	3,568
Income before extraordinary items	$670,000	3,416
Extraordinary gains, net	$0	20
Net income	$670,000	3,422
Minority interest net income	$0	80
Net income of bank and minority interests.	$670,000	3,422
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$698,200	3,304
2014-03-31 (YTD Data)		Rank
Total interest income	$1,405,000	3,717
Total interest expense	$144,000	3,878
Net interest income	$1,261,000	3,663
Provision for loan and lease losses	$0	3,817
Total noninterest income	$171,000	3,740
Gross Fiduciary activities income	$39,000	817
Service charges on deposit accounts	$61,000	3,594
Trading account gains and fees	$0	147
Additional Noninterest Income	$71,000	4,080
Total noninterest expense	$1,114,000	3,628
Salaries and employee benefits	$635,000	3,506
Premises and equipment expense	$142,000	3,477
Additional noninterest expense	$337,000	3,838
Pre-tax net operating income	$318,000	3,720
Securities gains (losses)	$-58,000	6,601
Applicable income taxes	$-25,000	6,517
Income before extraordinary items	$285,000	3,632
Extraordinary gains, net	$0	16
Net income	$285,000	3,634
Minority interest net income	$0	66
Net income of bank and minority interests.	$285,000	3,635
Net charge-offs	$-3,000	5,214
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$343,000	3,255
2013-12-31 (YTD Data)		Rank
Total interest income	$6,104,000	3,575
Total interest expense	$726,000	3,662
Net interest income	$5,378,000	3,532
Provision for loan and lease losses	$185,000	3,047
Total noninterest income	$615,000	4,078
Gross Fiduciary activities income	$108,000	856
Service charges on deposit accounts	$267,000	3,580
Trading account gains and fees	$12,000	173
Additional Noninterest Income	$228,000	4,441
Total noninterest expense	$3,867,000	4,009
Salaries and employee benefits	$2,613,000	3,435
Premises and equipment expense	$437,000	4,025
Additional noninterest expense	$817,000	5,030
Pre-tax net operating income	$1,941,000	2,922
Securities gains (losses)	$41,000	1,942
Applicable income taxes	$459,000	2,252
Income before extraordinary items	$1,523,000	3,129
Extraordinary gains, net	$0	29
Net income	$1,523,000	3,131
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,523,000	3,132
Net charge-offs	$317,000	2,514
Cash dividends	$860,000	2,116
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,491,430	3,122
2013-09-30 (YTD Data)		Rank
Total interest income	$4,484,000	3,670
Total interest expense	$560,000	3,686
Net interest income	$3,924,000	3,613
Provision for loan and lease losses	$185,000	2,676
Total noninterest income	$485,000	4,067
Gross Fiduciary activities income	$81,000	851
Service charges on deposit accounts	$206,000	3,529
Trading account gains and fees	$12,000	171
Additional Noninterest Income	$186,000	4,398
Total noninterest expense	$2,838,000	4,069
Salaries and employee benefits	$1,879,000	3,560
Premises and equipment expense	$333,000	4,045
Additional noninterest expense	$626,000	4,988
Pre-tax net operating income	$1,386,000	3,067
Securities gains (losses)	$145,000	994
Applicable income taxes	$373,000	2,205
Income before extraordinary items	$1,158,000	3,139
Extraordinary gains, net	$0	25
Net income	$1,158,000	3,143
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,158,000	3,143
Net charge-offs	$203,000	2,544
Cash dividends	$135,000	3,180
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,047,800	3,252
2013-06-30 (YTD Data)		Rank
Total interest income	$2,964,000	3,690
Total interest expense	$384,000	3,681
Net interest income	$2,580,000	3,644
Provision for loan and lease losses	$35,000	3,880
Total noninterest income	$335,000	4,017
Gross Fiduciary activities income	$56,000	853
Service charges on deposit accounts	$136,000	3,522
Trading account gains and fees	$12,000	144
Additional Noninterest Income	$131,000	4,390
Total noninterest expense	$1,858,000	4,137
Salaries and employee benefits	$1,265,000	3,545
Premises and equipment expense	$209,000	4,181
Additional noninterest expense	$384,000	5,189
Pre-tax net operating income	$1,022,000	2,859
Securities gains (losses)	$167,000	822
Applicable income taxes	$254,000	2,196
Income before extraordinary items	$935,000	2,785
Extraordinary gains, net	$0	22
Net income	$935,000	2,790
Minority interest net income	$0	82
Net income of bank and minority interests.	$935,000	2,790
Net charge-offs	$108,000	2,678
Cash dividends	$135,000	2,821
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$803,070	2,966
2013-03-31 (YTD Data)		Rank
Total interest income	$1,475,000	3,729
Total interest expense	$204,000	3,627
Net interest income	$1,271,000	3,692
Provision for loan and lease losses	$0	4,409
Total noninterest income	$161,000	4,052
Gross Fiduciary activities income	$34,000	840
Service charges on deposit accounts	$71,000	3,434
Trading account gains and fees	$4,000	137
Additional Noninterest Income	$52,000	4,655
Total noninterest expense	$948,000	4,124
Salaries and employee benefits	$619,000	3,638
Premises and equipment expense	$111,000	4,078
Additional noninterest expense	$218,000	4,963
Pre-tax net operating income	$484,000	2,927
Securities gains (losses)	$108,000	653
Applicable income taxes	$116,000	2,250
Income before extraordinary items	$476,000	2,680
Extraordinary gains, net	$0	10
Net income	$476,000	2,683
Minority interest net income	$0	76
Net income of bank and minority interests.	$476,000	2,682
Net charge-offs	$129,000	1,702
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$389,600	2,987
2012-12-31 (YTD Data)		Rank
Total interest income	$6,435,000	3,656
Total interest expense	$1,088,000	3,419
Net interest income	$5,347,000	3,644
Provision for loan and lease losses	$200,000	3,920
Total noninterest income	$407,000	4,796
Gross Fiduciary activities income	$93,000	891
Service charges on deposit accounts	$292,000	3,535
Trading account gains and fees	$0	166
Additional Noninterest Income	$22,000	6,239
Total noninterest expense	$4,029,000	4,018
Salaries and employee benefits	$2,339,000	3,729
Premises and equipment expense	$498,000	3,835
Additional noninterest expense	$1,192,000	4,372
Pre-tax net operating income	$1,525,000	3,307
Securities gains (losses)	$1,325,000	398
Applicable income taxes	$960,000	1,513
Income before extraordinary items	$1,890,000	2,678
Extraordinary gains, net	$0	29
Net income	$1,890,000	2,682
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,890,000	2,680
Net charge-offs	$-180,000	6,992
Cash dividends	$1,252,000	1,687
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,015,500	3,724
2012-09-30 (YTD Data)		Rank
Total interest income	$4,859,000	3,707
Total interest expense	$840,000	3,471
Net interest income	$4,019,000	3,699
Provision for loan and lease losses	$50,000	4,919
Total noninterest income	$246,000	5,150
Gross Fiduciary activities income	$71,000	880
Service charges on deposit accounts	$219,000	3,572
Trading account gains and fees	$0	157
Additional Noninterest Income	$-44,000	6,828
Total noninterest expense	$2,979,000	4,083
Salaries and employee benefits	$1,658,000	3,887
Premises and equipment expense	$388,000	3,786
Additional noninterest expense	$933,000	4,294
Pre-tax net operating income	$1,236,000	3,252
Securities gains (losses)	$1,252,000	315
Applicable income taxes	$849,000	1,387
Income before extraordinary items	$1,639,000	2,489
Extraordinary gains, net	$0	20
Net income	$1,639,000	2,490
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,639,000	2,490
Net charge-offs	$-185,000	7,089
Cash dividends	$566,000	1,905
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$812,680	3,669
2012-06-30 (YTD Data)		Rank
Total interest income	$3,237,000	3,745
Total interest expense	$570,000	3,521
Net interest income	$2,667,000	3,723
Provision for loan and lease losses	$-100,000	7,105
Total noninterest income	$111,000	5,671
Gross Fiduciary activities income	$51,000	886
Service charges on deposit accounts	$138,000	3,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$-78,000	6,982
Total noninterest expense	$2,028,000	4,050
Salaries and employee benefits	$1,114,000	3,887
Premises and equipment expense	$230,000	4,078
Additional noninterest expense	$684,000	4,051
Pre-tax net operating income	$850,000	3,168
Securities gains (losses)	$964,000	287
Applicable income taxes	$600,000	1,319
Income before extraordinary items	$1,214,000	2,253
Extraordinary gains, net	$0	19
Net income	$1,214,000	2,253
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,214,000	2,253
Net charge-offs	$-191,000	7,163
Cash dividends	$566,000	1,483
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$568,120	3,564
2012-03-31 (YTD Data)		Rank
Total interest income	$1,626,000	3,776
Total interest expense	$285,000	3,627
Net interest income	$1,341,000	3,727
Provision for loan and lease losses	$-100,000	7,195
Total noninterest income	$3,000	7,036
Gross Fiduciary activities income	$31,000	867
Service charges on deposit accounts	$64,000	3,833
Trading account gains and fees	$0	148
Additional Noninterest Income	$-92,000	7,153
Total noninterest expense	$1,060,000	3,943
Salaries and employee benefits	$580,000	3,817
Premises and equipment expense	$113,000	4,128
Additional noninterest expense	$367,000	3,853
Pre-tax net operating income	$384,000	3,376
Securities gains (losses)	$949,000	150
Applicable income taxes	$475,000	933
Income before extraordinary items	$858,000	1,699
Extraordinary gains, net	$0	19
Net income	$858,000	1,700
Minority interest net income	$0	78
Net income of bank and minority interests.	$858,000	1,700
Net charge-offs	$-308,000	7,258
Cash dividends	$266,000	1,362
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$250,640	3,821
2011-12-31 (YTD Data)		Rank
Total interest income	$6,810,000	3,739
Total interest expense	$1,315,000	3,753
Net interest income	$5,495,000	3,683
Provision for loan and lease losses	$257,000	4,323
Total noninterest income	$544,000	4,256
Gross Fiduciary activities income	$91,000	853
Service charges on deposit accounts	$299,000	3,598
Trading account gains and fees	$23,000	127
Additional Noninterest Income	$131,000	5,017
Total noninterest expense	$3,809,000	4,257
Salaries and employee benefits	$2,256,000	3,844
Premises and equipment expense	$409,000	4,508
Additional noninterest expense	$1,144,000	4,589
Pre-tax net operating income	$1,973,000	2,537
Securities gains (losses)	$378,000	969
Applicable income taxes	$699,000	1,681
Income before extraordinary items	$1,652,000	2,581
Extraordinary gains, net	$0	29
Net income	$1,652,000	2,581
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,652,000	2,582
Net charge-offs	$148,000	4,613
Cash dividends	$535,000	2,356
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,387,400	2,841
2011-09-30 (YTD Data)		Rank
Total interest income	$5,142,000	3,771
Total interest expense	$1,025,000	3,769
Net interest income	$4,117,000	3,708
Provision for loan and lease losses	$457,000	2,996
Total noninterest income	$449,000	4,090
Gross Fiduciary activities income	$67,000	843
Service charges on deposit accounts	$230,000	3,563
Trading account gains and fees	$23,000	130
Additional Noninterest Income	$129,000	4,758
Total noninterest expense	$2,689,000	4,432
Salaries and employee benefits	$1,571,000	4,050
Premises and equipment expense	$302,000	4,594
Additional noninterest expense	$816,000	4,735
Pre-tax net operating income	$1,420,000	2,682
Securities gains (losses)	$320,000	890
Applicable income taxes	$567,000	1,623
Income before extraordinary items	$1,173,000	2,761
Extraordinary gains, net	$0	21
Net income	$1,173,000	2,763
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,173,000	2,763
Net charge-offs	$298,000	3,256
Cash dividends	$135,000	2,968
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$958,600	3,036
2011-06-30 (YTD Data)		Rank
Total interest income	$3,447,000	3,798
Total interest expense	$716,000	3,755
Net interest income	$2,731,000	3,719
Provision for loan and lease losses	$227,000	3,371
Total noninterest income	$290,000	4,163
Gross Fiduciary activities income	$49,000	851
Service charges on deposit accounts	$142,000	3,693
Trading account gains and fees	$23,000	125
Additional Noninterest Income	$76,000	4,968
Total noninterest expense	$1,803,000	4,453
Salaries and employee benefits	$1,052,000	4,059
Premises and equipment expense	$196,000	4,700
Additional noninterest expense	$555,000	4,720
Pre-tax net operating income	$991,000	2,551
Securities gains (losses)	$36,000	1,782
Applicable income taxes	$317,000	1,739
Income before extraordinary items	$710,000	2,890
Extraordinary gains, net	$0	15
Net income	$710,000	2,892
Minority interest net income	$0	89
Net income of bank and minority interests.	$710,000	2,892
Net charge-offs	$250,000	2,877
Cash dividends	$135,000	2,599
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$685,160	2,883
2011-03-31 (YTD Data)		Rank
Total interest income	$1,717,000	3,828
Total interest expense	$360,000	3,843
Net interest income	$1,357,000	3,735
Provision for loan and lease losses	$132,000	3,020
Total noninterest income	$208,000	3,502
Gross Fiduciary activities income	$31,000	833
Service charges on deposit accounts	$68,000	3,740
Trading account gains and fees	$30,000	120
Additional Noninterest Income	$79,000	3,929
Total noninterest expense	$901,000	4,467
Salaries and employee benefits	$527,000	4,085
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$279,000	4,718
Pre-tax net operating income	$532,000	2,454
Securities gains (losses)	$-17,000	7,227
Applicable income taxes	$150,000	1,794
Income before extraordinary items	$365,000	2,852
Extraordinary gains, net	$0	9
Net income	$365,000	2,851
Minority interest net income	$0	86
Net income of bank and minority interests.	$365,000	2,852
Net charge-offs	$-6,000	6,852
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$377,070	2,731
2010-12-31 (YTD Data)		Rank
Total interest income	$6,720,000	4,009
Total interest expense	$1,654,000	4,039
Net interest income	$5,066,000	3,927
Provision for loan and lease losses	$1,499,000	2,469
Total noninterest income	$614,000	4,190
Gross Fiduciary activities income	$85,000	890
Service charges on deposit accounts	$323,000	3,487
Trading account gains and fees	$50,000	143
Additional Noninterest Income	$156,000	4,928
Total noninterest expense	$3,654,000	4,466
Salaries and employee benefits	$2,029,000	4,180
Premises and equipment expense	$401,000	4,748
Additional noninterest expense	$1,224,000	4,561
Pre-tax net operating income	$527,000	4,302
Securities gains (losses)	$307,000	1,241
Applicable income taxes	$214,000	2,662
Income before extraordinary items	$620,000	4,025
Extraordinary gains, net	$0	29
Net income	$620,000	4,024
Minority interest net income	$0	111
Net income of bank and minority interests.	$620,000	4,025
Net charge-offs	$941,000	2,771
Cash dividends	$547,000	2,246
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$392,820	4,495
2010-09-30 (YTD Data)		Rank
Total interest income	$5,049,000	4,081
Total interest expense	$1,262,000	4,129
Net interest income	$3,787,000	3,984
Provision for loan and lease losses	$1,465,000	2,007
Total noninterest income	$504,000	4,057
Gross Fiduciary activities income	$65,000	883
Service charges on deposit accounts	$252,000	3,480
Trading account gains and fees	$49,000	124
Additional Noninterest Income	$138,000	4,776
Total noninterest expense	$2,773,000	4,450
Salaries and employee benefits	$1,505,000	4,260
Premises and equipment expense	$320,000	4,672
Additional noninterest expense	$948,000	4,464
Pre-tax net operating income	$53,000	5,791
Securities gains (losses)	$258,000	1,181
Applicable income taxes	$39,000	3,698
Income before extraordinary items	$272,000	4,989
Extraordinary gains, net	$0	23
Net income	$272,000	4,991
Minority interest net income	$0	110
Net income of bank and minority interests.	$272,000	4,992
Net charge-offs	$881,000	2,339
Cash dividends	$162,000	2,870
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$47,540	5,815
2010-06-30 (YTD Data)		Rank
Total interest income	$3,400,000	4,095
Total interest expense	$853,000	4,202
Net interest income	$2,547,000	3,968
Provision for loan and lease losses	$1,365,000	1,619
Total noninterest income	$327,000	4,085
Gross Fiduciary activities income	$48,000	877
Service charges on deposit accounts	$180,000	3,359
Trading account gains and fees	$18,000	127
Additional Noninterest Income	$81,000	4,969
Total noninterest expense	$1,875,000	4,425
Salaries and employee benefits	$998,000	4,296
Premises and equipment expense	$205,000	4,803
Additional noninterest expense	$672,000	4,277
Pre-tax net operating income	$-366,000	6,637
Securities gains (losses)	$213,000	919
Applicable income taxes	$0	4,691
Income before extraordinary items	$-153,000	6,502
Extraordinary gains, net	$0	19
Net income	$-153,000	6,504
Minority interest net income	$0	105
Net income of bank and minority interests.	$-153,000	6,502
Net charge-offs	$832,000	1,899
Cash dividends	$162,000	2,478
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-366,000	6,709
2010-03-31 (YTD Data)		Rank
Total interest income	$1,663,000	4,213
Total interest expense	$429,000	4,307
Net interest income	$1,234,000	4,072
Provision for loan and lease losses	$1,185,000	1,055
Total noninterest income	$181,000	3,874
Gross Fiduciary activities income	$29,000	861
Service charges on deposit accounts	$83,000	3,526
Trading account gains and fees	$38,000	114
Additional Noninterest Income	$31,000	5,401
Total noninterest expense	$993,000	4,301
Salaries and employee benefits	$495,000	4,384
Premises and equipment expense	$99,000	4,976
Additional noninterest expense	$399,000	3,803
Pre-tax net operating income	$-763,000	7,324
Securities gains (losses)	$108,000	756
Applicable income taxes	$0	4,611
Income before extraordinary items	$-655,000	7,341
Extraordinary gains, net	$0	16
Net income	$-655,000	7,341
Minority interest net income	$0	91
Net income of bank and minority interests.	$-655,000	7,342
Net charge-offs	$865,000	1,149
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-763,000	7,378
2009-12-31 (YTD Data)		Rank
Total interest income	$7,088,000	4,140
Total interest expense	$2,057,000	4,362
Net interest income	$5,031,000	3,937
Provision for loan and lease losses	$1,420,000	2,968
Total noninterest income	$449,000	4,927
Gross Fiduciary activities income	$114,000	853
Service charges on deposit accounts	$363,000	3,512
Trading account gains and fees	$0	211
Additional Noninterest Income	$-28,000	7,502
Total noninterest expense	$3,574,000	4,649
Salaries and employee benefits	$2,049,000	4,273
Premises and equipment expense	$403,000	4,980
Additional noninterest expense	$1,122,000	4,916
Pre-tax net operating income	$486,000	4,028
Securities gains (losses)	$855,000	565
Applicable income taxes	$339,000	1,918
Income before extraordinary items	$1,002,000	2,784
Extraordinary gains, net	$0	34
Net income	$1,002,000	2,783
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,002,000	2,784
Net charge-offs	$1,354,000	2,500
Cash dividends	$650,000	2,206
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$360,750	4,223
2009-09-30 (YTD Data)		Rank
Total interest income	$5,299,000	4,200
Total interest expense	$1,579,000	4,444
Net interest income	$3,720,000	3,972
Provision for loan and lease losses	$820,000	3,076
Total noninterest income	$321,000	5,080
Gross Fiduciary activities income	$82,000	846
Service charges on deposit accounts	$279,000	3,460
Trading account gains and fees	$0	212
Additional Noninterest Income	$-40,000	7,743
Total noninterest expense	$2,665,000	4,678
Salaries and employee benefits	$1,522,000	4,336
Premises and equipment expense	$305,000	4,991
Additional noninterest expense	$838,000	4,937
Pre-tax net operating income	$556,000	3,733
Securities gains (losses)	$736,000	509
Applicable income taxes	$352,000	1,761
Income before extraordinary items	$940,000	2,571
Extraordinary gains, net	$0	27
Net income	$940,000	2,569
Minority interest net income	$0	118
Net income of bank and minority interests.	$940,000	2,572
Net charge-offs	$807,000	2,460
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$402,720	3,948
2009-06-30 (YTD Data)		Rank
Total interest income	$3,489,000	4,277
Total interest expense	$1,067,000	4,540
Net interest income	$2,422,000	4,016
Provision for loan and lease losses	$320,000	3,598
Total noninterest income	$225,000	5,008
Gross Fiduciary activities income	$58,000	845
Service charges on deposit accounts	$185,000	3,461
Trading account gains and fees	$0	193
Additional Noninterest Income	$-18,000	7,852
Total noninterest expense	$1,770,000	4,738
Salaries and employee benefits	$1,003,000	4,431
Premises and equipment expense	$206,000	4,998
Additional noninterest expense	$561,000	4,925
Pre-tax net operating income	$557,000	3,131
Securities gains (losses)	$326,000	708
Applicable income taxes	$251,000	1,723
Income before extraordinary items	$632,000	2,680
Extraordinary gains, net	$0	21
Net income	$632,000	2,677
Minority interest net income	$0	112
Net income of bank and minority interests.	$632,000	2,679
Net charge-offs	$415,000	2,557
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$397,280	3,373
2009-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	4,342
Total interest expense	$536,000	4,639
Net interest income	$1,188,000	4,063
Provision for loan and lease losses	$120,000	3,591
Total noninterest income	$130,000	4,724
Gross Fiduciary activities income	$33,000	841
Service charges on deposit accounts	$89,000	3,480
Trading account gains and fees	$0	171
Additional Noninterest Income	$8,000	7,040
Total noninterest expense	$857,000	4,748
Salaries and employee benefits	$501,000	4,453
Premises and equipment expense	$108,000	4,900
Additional noninterest expense	$248,000	4,973
Pre-tax net operating income	$341,000	3,127
Securities gains (losses)	$259,000	564
Applicable income taxes	$178,000	1,566
Income before extraordinary items	$422,000	2,454
Extraordinary gains, net	$0	15
Net income	$422,000	2,454
Minority interest net income	$0	102
Net income of bank and minority interests.	$422,000	2,456
Net charge-offs	$262,000	1,903
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$240,700	3,376
2008-12-31 (YTD Data)		Rank
Total interest income	$7,805,000	4,204
Total interest expense	$2,618,000	4,621
Net interest income	$5,187,000	3,840
Provision for loan and lease losses	$724,000	3,196
Total noninterest income	$720,000	4,069
Gross Fiduciary activities income	$113,000	871
Service charges on deposit accounts	$442,000	3,259
Trading account gains and fees	$0	154
Additional Noninterest Income	$165,000	5,151
Total noninterest expense	$3,588,000	4,549
Salaries and employee benefits	$2,066,000	4,346
Premises and equipment expense	$422,000	4,944
Additional noninterest expense	$1,100,000	4,532
Pre-tax net operating income	$1,595,000	2,908
Securities gains (losses)	$-427,000	7,496
Applicable income taxes	$262,000	2,546
Income before extraordinary items	$906,000	3,468
Extraordinary gains, net	$0	39
Net income	$906,000	3,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$568,000	2,627
Cash dividends	$2,337,000	1,174
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,239,060	2,994
2008-09-30 (YTD Data)		Rank
Total interest income	$5,852,000	4,271
Total interest expense	$2,037,000	4,653
Net interest income	$3,815,000	3,925
Provision for loan and lease losses	$474,000	2,810
Total noninterest income	$544,000	4,155
Gross Fiduciary activities income	$83,000	876
Service charges on deposit accounts	$340,000	3,245
Trading account gains and fees	$0	148
Additional Noninterest Income	$121,000	5,286
Total noninterest expense	$2,637,000	4,611
Salaries and employee benefits	$1,481,000	4,527
Premises and equipment expense	$302,000	5,094
Additional noninterest expense	$854,000	4,369
Pre-tax net operating income	$1,248,000	3,235
Securities gains (losses)	$99,000	971
Applicable income taxes	$373,000	2,238
Income before extraordinary items	$974,000	3,160
Extraordinary gains, net	$0	31
Net income	$974,000	3,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	2,140
Cash dividends	$1,962,000	1,055
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$902,720	3,445
2008-06-30 (YTD Data)		Rank
Total interest income	$3,875,000	4,341
Total interest expense	$1,397,000	4,714
Net interest income	$2,478,000	4,004
Provision for loan and lease losses	$154,000	3,572
Total noninterest income	$387,000	4,083
Gross Fiduciary activities income	$59,000	881
Service charges on deposit accounts	$221,000	3,278
Trading account gains and fees	$0	149
Additional Noninterest Income	$107,000	4,934
Total noninterest expense	$1,735,000	4,680
Salaries and employee benefits	$1,022,000	4,452
Premises and equipment expense	$197,000	5,192
Additional noninterest expense	$516,000	4,636
Pre-tax net operating income	$976,000	3,000
Securities gains (losses)	$57,000	1,350
Applicable income taxes	$293,000	2,242
Income before extraordinary items	$740,000	3,219
Extraordinary gains, net	$0	21
Net income	$740,000	3,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,844
Cash dividends	$150,000	3,727
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$698,960	3,264
2008-03-31 (YTD Data)		Rank
Total interest income	$1,929,000	4,423
Total interest expense	$744,000	4,719
Net interest income	$1,185,000	4,138
Provision for loan and lease losses	$64,000	3,423
Total noninterest income	$198,000	4,023
Gross Fiduciary activities income	$34,000	874
Service charges on deposit accounts	$108,000	3,299
Trading account gains and fees	$0	158
Additional Noninterest Income	$56,000	4,821
Total noninterest expense	$826,000	4,834
Salaries and employee benefits	$470,000	4,763
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$260,000	4,564
Pre-tax net operating income	$493,000	3,099
Securities gains (losses)	$22,000	1,537
Applicable income taxes	$134,000	2,460
Income before extraordinary items	$381,000	3,295
Extraordinary gains, net	$0	15
Net income	$381,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	2,267
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$364,720	3,301
2007-12-31 (YTD Data)		Rank
Total interest income	$7,881,000	4,405
Total interest expense	$3,462,000	4,367
Net interest income	$4,419,000	4,345
Provision for loan and lease losses	$497,000	2,334
Total noninterest income	$644,000	4,489
Gross Fiduciary activities income	$106,000	911
Service charges on deposit accounts	$403,000	3,509
Trading account gains and fees	$0	178
Additional Noninterest Income	$135,000	5,752
Total noninterest expense	$3,299,000	4,710
Salaries and employee benefits	$1,975,000	4,416
Premises and equipment expense	$423,000	4,853
Additional noninterest expense	$901,000	4,959
Pre-tax net operating income	$1,267,000	4,248
Securities gains (losses)	$103,000	600
Applicable income taxes	$341,000	3,209
Income before extraordinary items	$1,029,000	4,248
Extraordinary gains, net	$0	39
Net income	$1,029,000	4,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,081,000	967
Cash dividends	$800,000	2,954
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$951,750	4,417
2007-09-30 (YTD Data)		Rank
Total interest income	$5,893,000	4,423
Total interest expense	$2,652,000	4,328
Net interest income	$3,241,000	4,427
Provision for loan and lease losses	$497,000	1,585
Total noninterest income	$471,000	4,550
Gross Fiduciary activities income	$76,000	910
Service charges on deposit accounts	$288,000	3,594
Trading account gains and fees	$0	184
Additional Noninterest Income	$107,000	5,683
Total noninterest expense	$2,492,000	4,673
Salaries and employee benefits	$1,505,000	4,364
Premises and equipment expense	$319,000	4,824
Additional noninterest expense	$668,000	4,928
Pre-tax net operating income	$723,000	5,057
Securities gains (losses)	$20,000	826
Applicable income taxes	$131,000	4,183
Income before extraordinary items	$612,000	4,964
Extraordinary gains, net	$0	33
Net income	$612,000	4,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,079,000	618
Cash dividends	$400,000	3,222
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$595,600	4,996
2007-06-30 (YTD Data)		Rank
Total interest income	$3,878,000	4,482
Total interest expense	$1,784,000	4,309
Net interest income	$2,094,000	4,556
Provision for loan and lease losses	$490,000	1,052
Total noninterest income	$303,000	4,639
Gross Fiduciary activities income	$52,000	924
Service charges on deposit accounts	$164,000	3,909
Trading account gains and fees	$0	168
Additional Noninterest Income	$87,000	5,361
Total noninterest expense	$1,636,000	4,740
Salaries and employee benefits	$986,000	4,453
Premises and equipment expense	$210,000	4,864
Additional noninterest expense	$440,000	4,978
Pre-tax net operating income	$271,000	6,218
Securities gains (losses)	$-6,000	7,884
Applicable income taxes	$73,000	4,444
Income before extraordinary items	$192,000	6,434
Extraordinary gains, net	$0	29
Net income	$192,000	6,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,162,000	406
Cash dividends	$400,000	2,742
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$196,320	6,392
2007-03-31 (YTD Data)		Rank
Total interest income	$1,961,000	4,450
Total interest expense	$885,000	4,317
Net interest income	$1,076,000	4,482
Provision for loan and lease losses	$190,000	1,217
Total noninterest income	$149,000	4,656
Gross Fiduciary activities income	$25,000	937
Service charges on deposit accounts	$80,000	3,905
Trading account gains and fees	$0	195
Additional Noninterest Income	$44,000	5,347
Total noninterest expense	$810,000	4,773
Salaries and employee benefits	$485,000	4,541
Premises and equipment expense	$108,000	4,816
Additional noninterest expense	$217,000	4,990
Pre-tax net operating income	$225,000	5,267
Securities gains (losses)	$0	1,187
Applicable income taxes	$48,000	4,172
Income before extraordinary items	$177,000	5,329
Extraordinary gains, net	$0	22
Net income	$177,000	5,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	555
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$177,000	5,308
2006-12-31 (YTD Data)		Rank
Total interest income	$7,718,000	4,291
Total interest expense	$3,239,000	4,117
Net interest income	$4,479,000	4,352
Provision for loan and lease losses	$320,000	2,647
Total noninterest income	$389,000	5,667
Gross Fiduciary activities income	$35,000	1,074
Service charges on deposit accounts	$272,000	4,312
Trading account gains and fees	$0	130
Additional Noninterest Income	$82,000	6,632
Total noninterest expense	$3,281,000	4,590
Salaries and employee benefits	$1,979,000	4,303
Premises and equipment expense	$390,000	5,007
Additional noninterest expense	$912,000	4,812
Pre-tax net operating income	$1,267,000	4,678
Securities gains (losses)	$-48,000	7,930
Applicable income taxes	$240,000	4,091
Income before extraordinary items	$979,000	4,762
Extraordinary gains, net	$0	51
Net income	$979,000	4,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	2,320
Cash dividends	$800,000	2,936
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,017,400	4,669
2006-09-30 (YTD Data)		Rank
Total interest income	$5,776,000	4,276
Total interest expense	$2,369,000	4,101
Net interest income	$3,407,000	4,341
Provision for loan and lease losses	$290,000	2,221
Total noninterest income	$272,000	5,827
Gross Fiduciary activities income	$24,000	1,083
Service charges on deposit accounts	$194,000	4,464
Trading account gains and fees	$0	126
Additional Noninterest Income	$54,000	6,833
Total noninterest expense	$2,490,000	4,556
Salaries and employee benefits	$1,501,000	4,230
Premises and equipment expense	$306,000	4,875
Additional noninterest expense	$683,000	4,799
Pre-tax net operating income	$899,000	4,967
Securities gains (losses)	$-54,000	8,207
Applicable income taxes	$161,000	4,403
Income before extraordinary items	$684,000	5,053
Extraordinary gains, net	$0	45
Net income	$684,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	1,656
Cash dividends	$400,000	3,240
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$727,740	4,917
2006-06-30 (YTD Data)		Rank
Total interest income	$3,825,000	4,261
Total interest expense	$1,490,000	4,127
Net interest income	$2,335,000	4,254
Provision for loan and lease losses	$260,000	1,707
Total noninterest income	$219,000	5,440
Gross Fiduciary activities income	$20,000	1,071
Service charges on deposit accounts	$128,000	4,460
Trading account gains and fees	$0	126
Additional Noninterest Income	$71,000	5,771
Total noninterest expense	$1,683,000	4,523
Salaries and employee benefits	$1,002,000	4,256
Premises and equipment expense	$203,000	4,881
Additional noninterest expense	$478,000	4,623
Pre-tax net operating income	$611,000	4,945
Securities gains (losses)	$-36,000	8,277
Applicable income taxes	$94,000	4,592
Income before extraordinary items	$481,000	4,981
Extraordinary gains, net	$0	39
Net income	$481,000	4,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	1,431
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$511,240	4,818
2006-03-31 (YTD Data)		Rank
Total interest income	$1,890,000	4,241
Total interest expense	$680,000	4,250
Net interest income	$1,210,000	4,133
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$110,000	5,399
Gross Fiduciary activities income	$15,000	1,020
Service charges on deposit accounts	$66,000	4,344
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$811,000	4,650
Salaries and employee benefits	$501,000	4,277
Premises and equipment expense	$90,000	5,271
Additional noninterest expense	$220,000	4,877
Pre-tax net operating income	$359,000	4,535
Securities gains (losses)	$-19,000	8,370
Applicable income taxes	$70,000	4,045
Income before extraordinary items	$270,000	4,669
Extraordinary gains, net	$0	21
Net income	$270,000	4,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	933
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$285,010	4,530
2005-12-31 (YTD Data)		Rank
Total interest income	$7,353,000	4,003
Total interest expense	$2,640,000	3,678
Net interest income	$4,713,000	4,128
Provision for loan and lease losses	$250,000	3,152
Total noninterest income	$423,000	5,603
Gross Fiduciary activities income	$33,000	1,109
Service charges on deposit accounts	$268,000	4,419
Trading account gains and fees	$0	138
Additional Noninterest Income	$122,000	6,095
Total noninterest expense	$3,309,000	4,475
Salaries and employee benefits	$2,042,000	4,068
Premises and equipment expense	$371,000	5,092
Additional noninterest expense	$896,000	4,786
Pre-tax net operating income	$1,577,000	4,260
Securities gains (losses)	$-31,000	8,009
Applicable income taxes	$308,000	4,096
Income before extraordinary items	$1,238,000	4,268
Extraordinary gains, net	$0	46
Net income	$1,238,000	4,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$344,000	1,579
Cash dividends	$1,050,000	2,345
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,262,800	4,202
2005-09-30 (YTD Data)		Rank
Total interest income	$5,458,000	3,988
Total interest expense	$1,851,000	3,717
Net interest income	$3,607,000	4,066
Provision for loan and lease losses	$100,000	4,154
Total noninterest income	$335,000	5,523
Gross Fiduciary activities income	$25,000	1,089
Service charges on deposit accounts	$205,000	4,405
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,862
Total noninterest expense	$2,463,000	4,470
Salaries and employee benefits	$1,502,000	4,090
Premises and equipment expense	$279,000	5,069
Additional noninterest expense	$682,000	4,708
Pre-tax net operating income	$1,379,000	3,971
Securities gains (losses)	$-37,000	8,389
Applicable income taxes	$281,000	3,905
Income before extraordinary items	$1,061,000	4,003
Extraordinary gains, net	$0	35
Net income	$1,061,000	4,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,155
Cash dividends	$550,000	2,639
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,090,230	3,886
2005-06-30 (YTD Data)		Rank
Total interest income	$3,577,000	3,979
Total interest expense	$1,150,000	3,740
Net interest income	$2,427,000	4,022
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$226,000	5,466
Gross Fiduciary activities income	$18,000	1,075
Service charges on deposit accounts	$136,000	4,370
Trading account gains and fees	$0	116
Additional Noninterest Income	$72,000	5,829
Total noninterest expense	$1,643,000	4,454
Salaries and employee benefits	$1,007,000	4,050
Premises and equipment expense	$180,000	5,173
Additional noninterest expense	$456,000	4,683
Pre-tax net operating income	$960,000	3,819
Securities gains (losses)	$-7,000	8,039
Applicable income taxes	$200,000	3,788
Income before extraordinary items	$753,000	3,769
Extraordinary gains, net	$0	30
Net income	$753,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$400,000	2,509
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$758,530	3,712
2005-03-31 (YTD Data)		Rank
Total interest income	$1,764,000	3,981
Total interest expense	$541,000	3,800
Net interest income	$1,223,000	4,000
Provision for loan and lease losses	$50,000	3,171
Total noninterest income	$135,000	4,995
Gross Fiduciary activities income	$12,000	1,041
Service charges on deposit accounts	$73,000	4,143
Trading account gains and fees	$0	115
Additional Noninterest Income	$50,000	5,188
Total noninterest expense	$847,000	4,367
Salaries and employee benefits	$501,000	4,088
Premises and equipment expense	$88,000	5,294
Additional noninterest expense	$258,000	4,260
Pre-tax net operating income	$461,000	3,894
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$109,000	3,632
Income before extraordinary items	$355,000	3,925
Extraordinary gains, net	$0	24
Net income	$355,000	3,927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$100,000	2,899
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$352,690	3,896
2004-12-31 (YTD Data)		Rank
Total interest income	$6,989,000	3,813
Total interest expense	$2,021,000	3,618
Net interest income	$4,968,000	3,816
Provision for loan and lease losses	$500,000	1,952
Total noninterest income	$380,000	5,898
Gross Fiduciary activities income	$23,000	1,178
Service charges on deposit accounts	$216,000	5,064
Trading account gains and fees	$0	138
Additional Noninterest Income	$141,000	5,805
Total noninterest expense	$3,350,000	4,318
Salaries and employee benefits	$1,984,000	4,026
Premises and equipment expense	$403,000	4,733
Additional noninterest expense	$963,000	4,484
Pre-tax net operating income	$1,498,000	4,250
Securities gains (losses)	$73,000	1,468
Applicable income taxes	$324,000	4,065
Income before extraordinary items	$1,247,000	4,108
Extraordinary gains, net	$0	34
Net income	$1,247,000	4,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,401
Cash dividends	$975,000	2,398
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,189,330	4,161
2004-09-30 (YTD Data)		Rank
Total interest income	$5,233,000	3,785
Total interest expense	$1,489,000	3,639
Net interest income	$3,744,000	3,797
Provision for loan and lease losses	$450,000	1,575
Total noninterest income	$271,000	6,048
Gross Fiduciary activities income	$17,000	1,162
Service charges on deposit accounts	$157,000	5,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$97,000	5,971
Total noninterest expense	$2,524,000	4,269
Salaries and employee benefits	$1,435,000	4,101
Premises and equipment expense	$413,000	3,783
Additional noninterest expense	$676,000	4,654
Pre-tax net operating income	$1,041,000	4,511
Securities gains (losses)	$73,000	1,392
Applicable income taxes	$222,000	4,286
Income before extraordinary items	$892,000	4,299
Extraordinary gains, net	$0	26
Net income	$892,000	4,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$288,000	1,487
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$833,600	4,424
2004-06-30 (YTD Data)		Rank
Total interest income	$3,420,000	3,852
Total interest expense	$989,000	3,636
Net interest income	$2,431,000	3,871
Provision for loan and lease losses	$300,000	1,523
Total noninterest income	$180,000	6,064
Gross Fiduciary activities income	$16,000	1,121
Service charges on deposit accounts	$99,000	5,285
Trading account gains and fees	$0	130
Additional Noninterest Income	$65,000	5,981
Total noninterest expense	$1,601,000	4,455
Salaries and employee benefits	$954,000	4,121
Premises and equipment expense	$196,000	4,825
Additional noninterest expense	$451,000	4,672
Pre-tax net operating income	$710,000	4,418
Securities gains (losses)	$75,000	1,204
Applicable income taxes	$165,000	4,094
Income before extraordinary items	$620,000	4,161
Extraordinary gains, net	$0	21
Net income	$620,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	1,379
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$560,750	4,340
2004-03-31 (YTD Data)		Rank
Total interest income	$1,707,000	3,860
Total interest expense	$502,000	3,630
Net interest income	$1,205,000	3,884
Provision for loan and lease losses	$150,000	1,414
Total noninterest income	$102,000	5,732
Gross Fiduciary activities income	$13,000	1,062
Service charges on deposit accounts	$48,000	5,292
Trading account gains and fees	$0	121
Additional Noninterest Income	$41,000	5,508
Total noninterest expense	$801,000	4,476
Salaries and employee benefits	$476,000	4,169
Premises and equipment expense	$95,000	4,969
Additional noninterest expense	$230,000	4,601
Pre-tax net operating income	$356,000	4,387
Securities gains (losses)	$64,000	1,060
Applicable income taxes	$92,000	3,928
Income before extraordinary items	$328,000	4,035
Extraordinary gains, net	$0	16
Net income	$328,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,858
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$278,080	4,345
2003-12-31 (YTD Data)		Rank
Total interest income	$7,207,000	3,725
Total interest expense	$2,511,000	3,322
Net interest income	$4,696,000	3,868
Provision for loan and lease losses	$797,000	1,467
Total noninterest income	$339,000	6,331
Gross Fiduciary activities income	$29,000	1,184
Service charges on deposit accounts	$210,000	5,156
Trading account gains and fees	$0	160
Additional Noninterest Income	$100,000	6,539
Total noninterest expense	$2,984,000	4,617
Salaries and employee benefits	$1,825,000	4,217
Premises and equipment expense	$376,000	4,950
Additional noninterest expense	$783,000	5,128
Pre-tax net operating income	$1,254,000	4,570
Securities gains (losses)	$176,000	1,429
Applicable income taxes	$324,000	4,161
Income before extraordinary items	$1,106,000	4,359
Extraordinary gains, net	$0	54
Net income	$1,106,000	4,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,114,000	844
Cash dividends	$800,000	2,674
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$970,480	4,561
2003-09-30 (YTD Data)		Rank
Total interest income	$5,452,000	3,741
Total interest expense	$1,954,000	3,340
Net interest income	$3,498,000	3,901
Provision for loan and lease losses	$647,000	1,324
Total noninterest income	$259,000	6,333
Gross Fiduciary activities income	$24,000	1,151
Service charges on deposit accounts	$153,000	5,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$82,000	6,430
Total noninterest expense	$2,255,000	4,583
Salaries and employee benefits	$1,373,000	4,202
Premises and equipment expense	$291,000	4,820
Additional noninterest expense	$591,000	5,064
Pre-tax net operating income	$855,000	4,956
Securities gains (losses)	$124,000	1,559
Applicable income taxes	$211,000	4,573
Income before extraordinary items	$768,000	4,715
Extraordinary gains, net	$0	40
Net income	$768,000	4,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$907,000	741
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$671,280	4,916
2003-06-30 (YTD Data)		Rank
Total interest income	$3,743,000	3,687
Total interest expense	$1,347,000	3,345
Net interest income	$2,396,000	3,835
Provision for loan and lease losses	$497,000	1,167
Total noninterest income	$179,000	6,241
Gross Fiduciary activities income	$16,000	1,157
Service charges on deposit accounts	$104,000	5,180
Trading account gains and fees	$0	150
Additional Noninterest Income	$59,000	6,287
Total noninterest expense	$1,508,000	4,571
Salaries and employee benefits	$914,000	4,208
Premises and equipment expense	$188,000	4,904
Additional noninterest expense	$406,000	4,954
Pre-tax net operating income	$570,000	4,975
Securities gains (losses)	$141,000	1,269
Applicable income taxes	$176,000	4,215
Income before extraordinary items	$535,000	4,611
Extraordinary gains, net	$0	30
Net income	$535,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$731,000	651
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$429,250	5,018
2003-03-31 (YTD Data)		Rank
Total interest income	$1,927,000	3,638
Total interest expense	$670,000	3,434
Net interest income	$1,257,000	3,669
Provision for loan and lease losses	$269,000	1,047
Total noninterest income	$95,000	6,020
Gross Fiduciary activities income	$14,000	1,078
Service charges on deposit accounts	$49,000	5,240
Trading account gains and fees	$0	134
Additional Noninterest Income	$32,000	6,104
Total noninterest expense	$747,000	4,583
Salaries and employee benefits	$456,000	4,203
Premises and equipment expense	$88,000	5,119
Additional noninterest expense	$203,000	4,916
Pre-tax net operating income	$336,000	4,492
Securities gains (losses)	$94,000	1,035
Applicable income taxes	$110,000	3,771
Income before extraordinary items	$320,000	4,065
Extraordinary gains, net	$0	21
Net income	$320,000	4,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	1,067
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$250,440	4,513
2002-12-31 (YTD Data)		Rank
Total interest income	$7,787,000	3,726
Total interest expense	$2,847,000	3,680
Net interest income	$4,940,000	3,712
Provision for loan and lease losses	$765,000	1,700
Total noninterest income	$345,000	6,134
Gross Fiduciary activities income	$32,000	1,201
Service charges on deposit accounts	$207,000	5,117
Trading account gains and fees	$0	153
Additional Noninterest Income	$106,000	6,325
Total noninterest expense	$3,008,000	4,449
Salaries and employee benefits	$1,827,000	4,035
Premises and equipment expense	$410,000	4,561
Additional noninterest expense	$771,000	5,063
Pre-tax net operating income	$1,512,000	4,098
Securities gains (losses)	$322,000	855
Applicable income taxes	$453,000	3,650
Income before extraordinary items	$1,381,000	3,719
Extraordinary gains, net	$0	70
Net income	$1,381,000	3,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	2,348
Cash dividends	$1,200,000	1,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,139,500	4,120
2001-12-31 (YTD Data)		Rank
Total interest income	$8,426,000	3,847
Total interest expense	$3,578,000	4,137
Net interest income	$4,848,000	3,524
Provision for loan and lease losses	$105,000	5,502
Total noninterest income	$364,000	5,924
Gross Fiduciary activities income	$57,000	1,113
Service charges on deposit accounts	$180,000	5,390
Trading account gains and fees	$0	177
Additional Noninterest Income	$127,000	5,878
Total noninterest expense	$2,903,000	4,439
Salaries and employee benefits	$1,754,000	3,986
Premises and equipment expense	$341,000	5,123
Additional noninterest expense	$808,000	4,748
Pre-tax net operating income	$2,204,000	2,949
Securities gains (losses)	$418,000	682
Applicable income taxes	$768,000	2,509
Income before extraordinary items	$1,854,000	2,711
Extraordinary gains, net	$0	105
Net income	$1,854,000	2,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,760
Cash dividends	$925,000	2,380
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,557,220	3,039
2000-12-31 (YTD Data)		Rank
Total interest income	$8,889,000	3,762
Total interest expense	$4,956,000	3,348
Net interest income	$3,933,000	4,238
Provision for loan and lease losses	$0	8,337
Total noninterest income	$342,000	5,949
Gross Fiduciary activities income	$33,000	1,098
Service charges on deposit accounts	$208,000	4,984
Trading account gains and fees	$5,000	166
Additional Noninterest Income	$96,000	6,526
Total noninterest expense	$2,527,000	4,818
Salaries and employee benefits	$1,572,000	4,199
Premises and equipment expense	$279,000	5,663
Additional noninterest expense	$676,000	5,315
Pre-tax net operating income	$1,748,000	3,639
Securities gains (losses)	$136,000	498
Applicable income taxes	$457,000	3,693
Income before extraordinary items	$1,427,000	3,386
Extraordinary gains, net	$0	38
Net income	$1,427,000	3,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,979
Cash dividends	$1,100,000	2,116
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,323,640	3,568
1999-12-31 (YTD Data)		Rank
Total interest income	$8,155,000	3,843
Total interest expense	$4,054,000	3,548
Net interest income	$4,101,000	4,085
Provision for loan and lease losses	$100,000	5,206
Total noninterest income	$319,000	6,277
Gross Fiduciary activities income	$32,000	1,157
Service charges on deposit accounts	$176,000	5,442
Trading account gains and fees	$0	173
Additional Noninterest Income	$111,000	6,379
Total noninterest expense	$2,489,000	4,905
Salaries and employee benefits	$1,536,000	4,255
Premises and equipment expense	$283,000	5,641
Additional noninterest expense	$670,000	5,411
Pre-tax net operating income	$1,831,000	3,562
Securities gains (losses)	$-86,000	9,929
Applicable income taxes	$369,000	4,365
Income before extraordinary items	$1,376,000	3,466
Extraordinary gains, net	$0	35
Net income	$1,376,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	9,684
Cash dividends	$1,200,000	1,962
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,443,940	3,298
1998-12-31 (YTD Data)		Rank
Total interest income	$7,696,000	4,073
Total interest expense	$3,794,000	3,849
Net interest income	$3,902,000	4,204
Provision for loan and lease losses	$0	8,652
Total noninterest income	$315,000	6,326
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	5,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,504
Total noninterest expense	$2,500,000	4,781
Salaries and employee benefits	$1,596,000	4,047
Premises and equipment expense	$292,000	5,468
Additional noninterest expense	$612,000	5,673
Pre-tax net operating income	$1,717,000	3,777
Securities gains (losses)	$372,000	656
Applicable income taxes	$519,000	3,742
Income before extraordinary items	$1,570,000	3,135
Extraordinary gains, net	$0	32
Net income	$1,570,000	3,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,769
Cash dividends	$500,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,291,000	3,619
1997-12-31 (YTD Data)		Rank
Total interest income	$7,319,000	4,343
Total interest expense	$3,315,000	4,312
Net interest income	$4,004,000	4,237
Provision for loan and lease losses	$0	8,829
Total noninterest income	$320,000	6,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$160,000	6,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,533
Total noninterest expense	$2,417,000	4,919
Salaries and employee benefits	$1,513,000	4,226
Premises and equipment expense	$298,000	5,466
Additional noninterest expense	$606,000	5,763
Pre-tax net operating income	$1,907,000	3,692
Securities gains (losses)	$187,000	743
Applicable income taxes	$528,000	4,051
Income before extraordinary items	$1,566,000	3,234
Extraordinary gains, net	$0	44
Net income	$1,566,000	3,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,506
Cash dividends	$1,300,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,425,750	3,429
1996-12-31 (YTD Data)		Rank
Total interest income	$7,162,000	4,481
Total interest expense	$3,209,000	4,505
Net interest income	$3,953,000	4,378
Provision for loan and lease losses	$110,000	4,862
Total noninterest income	$302,000	6,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$172,000	6,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,382
Total noninterest expense	$2,290,000	5,362
Salaries and employee benefits	$1,457,000	4,432
Premises and equipment expense	$276,000	5,894
Additional noninterest expense	$557,000	6,637
Pre-tax net operating income	$1,855,000	3,621
Securities gains (losses)	$72,000	1,121
Applicable income taxes	$474,000	4,326
Income before extraordinary items	$1,453,000	3,293
Extraordinary gains, net	$0	53
Net income	$1,453,000	3,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,617
Cash dividends	$700,000	2,732
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,399,000	3,369
1995-12-31 (YTD Data)		Rank
Total interest income	$6,660,000	4,760
Total interest expense	$2,759,000	5,127
Net interest income	$3,901,000	4,406
Provision for loan and lease losses	$0	8,958
Total noninterest income	$289,000	7,202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	6,308
Total noninterest expense	$2,267,000	5,422
Salaries and employee benefits	$1,370,000	4,651
Premises and equipment expense	$276,000	5,977
Additional noninterest expense	$621,000	6,398
Pre-tax net operating income	$1,923,000	3,622
Securities gains (losses)	$0	3,831
Applicable income taxes	$532,000	4,000
Income before extraordinary items	$1,391,000	3,489
Extraordinary gains, net	$0	65
Net income	$1,391,000	3,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,556
Cash dividends	$630,000	2,832
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,391,000	3,458
1994-12-31 (YTD Data)		Rank
Total interest income	$6,099,000	4,786
Total interest expense	$2,386,000	4,834
Net interest income	$3,713,000	4,685
Provision for loan and lease losses	$20,000	7,754
Total noninterest income	$229,000	8,261
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$124,000	7,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,360
Total noninterest expense	$2,201,000	5,737
Salaries and employee benefits	$1,259,000	5,032
Premises and equipment expense	$255,000	6,434
Additional noninterest expense	$687,000	6,416
Pre-tax net operating income	$1,721,000	3,925
Securities gains (losses)	$-105,000	11,560
Applicable income taxes	$456,000	4,342
Income before extraordinary items	$1,160,000	3,990
Extraordinary gains, net	$0	249
Net income	$1,160,000	3,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	1,994
Cash dividends	$920,000	2,050
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,235,600	3,782
1993-12-31 (YTD Data)		Rank
Total interest income	$6,143,000	4,848
Total interest expense	$2,398,000	5,001
Net interest income	$3,745,000	4,673
Provision for loan and lease losses	$456,000	2,240
Total noninterest income	$334,000	7,219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	7,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	5,700
Total noninterest expense	$2,289,000	5,687
Salaries and employee benefits	$1,265,000	5,002
Premises and equipment expense	$262,000	6,466
Additional noninterest expense	$762,000	6,159
Pre-tax net operating income	$1,334,000	4,772
Securities gains (losses)	$127,000	2,182
Applicable income taxes	$416,000	4,865
Income before extraordinary items	$1,045,000	4,533
Extraordinary gains, net	$145,000	1,268
Net income	$1,190,000	4,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	2,513
Cash dividends	$365,000	3,887
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$953,560	4,638
1992-12-31 (YTD Data)		Rank
Total interest income	$6,565,000	5,103
Total interest expense	$2,740,000	5,567
Net interest income	$3,825,000	4,631
Provision for loan and lease losses	$1,250,000	1,594
Total noninterest income	$365,000	6,901
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	7,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	5,251
Total noninterest expense	$2,066,000	6,213
Salaries and employee benefits	$1,163,000	5,321
Premises and equipment expense	$267,000	6,488
Additional noninterest expense	$636,000	7,207
Pre-tax net operating income	$874,000	6,226
Securities gains (losses)	$88,000	3,220
Applicable income taxes	$234,000	6,932
Income before extraordinary items	$728,000	5,757
Extraordinary gains, net	$0	1,422
Net income	$728,000	5,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$744,000	1,905
Cash dividends	$1,250,000	1,272
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$661,120	5,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.