Home > Four States Bank > Income and Expense
Four States Bank, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $868,000 | 3,997 |
Total interest expense | $285,000 | 3,864 |
Net interest income | $583,000 | 4,045 |
Provision for loan and lease losses | $139,000 | 1,266 |
Total noninterest income | $273,000 | 2,547 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $1,000 | 4,209 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $272,000 | 2,082 |
Total noninterest expense | $895,000 | 3,475 |
Salaries and employee benefits | $558,000 | 3,324 |
Premises and equipment expense | $94,000 | 3,309 |
Additional noninterest expense | $272,000 | 2,082 |
Pre-tax net operating income | $-178,000 | 4,337 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $-178,000 | 4,318 |
Extraordinary gains, net | $0 | 47 |
Net income | $-178,000 | 4,316 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $-178,000 | 4,318 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $0 | 467 |
Net operating income | $-178,000 | 4,331 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $711,000 | 4,409 |
Total interest expense | $114,000 | 4,346 |
Net interest income | $597,000 | 4,426 |
Provision for loan and lease losses | $311,000 | 1,708 |
Total noninterest income | $1,000 | 4,459 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $0 | 4,329 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,359 |
Total noninterest expense | $1,994,000 | 4,012 |
Salaries and employee benefits | $1,182,000 | 3,941 |
Premises and equipment expense | $219,000 | 3,815 |
Additional noninterest expense | $1,000 | 4,399 |
Pre-tax net operating income | $-1,707,000 | 4,410 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-1,707,000 | 4,386 |
Extraordinary gains, net | $0 | 53 |
Net income | $-1,707,000 | 4,386 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-1,707,000 | 4,386 |
Net charge-offs | $0 | 3,072 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $23,931,000 | 43 |
Net operating income | $-1,707,000 | 4,399 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $115,000 | 4,495 |
Total interest expense | $3,000 | 4,420 |
Net interest income | $112,000 | 4,511 |
Provision for loan and lease losses | $80,000 | 2,333 |
Total noninterest income | $0 | 4,501 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $0 | 4,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,404 |
Total noninterest expense | $1,133,000 | 4,192 |
Salaries and employee benefits | $647,000 | 4,140 |
Premises and equipment expense | $102,000 | 4,145 |
Additional noninterest expense | $0 | 4,447 |
Pre-tax net operating income | $-1,101,000 | 4,439 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-1,101,000 | 4,420 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,101,000 | 4,420 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-1,101,000 | 4,421 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $23,931,000 | 34 |
Net operating income | $-1,101,000 | 4,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.