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Four States Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$1,931,0003,907
Total interest expense$695,0003,740
Net interest income$1,236,0003,986
Provision for loan and lease losses$313,0001,312
Total noninterest income$364,0003,001
Gross Fiduciary activities income$0937
Service charges on deposit accounts$2,0004,181
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,554
Total noninterest expense$1,826,0003,431
Salaries and employee benefits$1,136,0003,289
Premises and equipment expense$190,0003,279
Additional noninterest expense$362,0002,580
Pre-tax net operating income$-539,0004,332
Securities gains (losses)$0804
Applicable income taxes$03,247
Income before extraordinary items$-539,0004,273
Extraordinary gains, net$020
Net income$-539,0004,317
Minority interest net income$069
Net income of bank and minority interests.$-539,0004,317
Net charge-offs$02,761
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$-539,0004,321
2025-03-31 (YTD Data)Rank
Total interest income$868,0003,997
Total interest expense$285,0003,864
Net interest income$583,0004,045
Provision for loan and lease losses$139,0001,266
Total noninterest income$273,0002,547
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,0004,209
Trading account gains and feesNANA
Additional Noninterest Income$272,0002,082
Total noninterest expense$895,0003,475
Salaries and employee benefits$558,0003,324
Premises and equipment expense$94,0003,309
Additional noninterest expense$272,0002,082
Pre-tax net operating income$-178,0004,337
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$-178,0004,318
Extraordinary gains, net$047
Net income$-178,0004,316
Minority interest net income$065
Net income of bank and minority interests.$-178,0004,318
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$-178,0004,331
2024-12-31 (YTD Data)Rank
Total interest income$711,0004,409
Total interest expense$114,0004,346
Net interest income$597,0004,426
Provision for loan and lease losses$311,0001,708
Total noninterest income$1,0004,459
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$04,329
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,359
Total noninterest expense$1,994,0004,012
Salaries and employee benefits$1,182,0003,941
Premises and equipment expense$219,0003,815
Additional noninterest expense$1,0004,399
Pre-tax net operating income$-1,707,0004,410
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$-1,707,0004,386
Extraordinary gains, net$053
Net income$-1,707,0004,386
Minority interest net income$090
Net income of bank and minority interests.$-1,707,0004,386
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$23,931,00043
Net operating income$-1,707,0004,399
2024-09-30 (YTD Data)Rank
Total interest income$115,0004,495
Total interest expense$3,0004,420
Net interest income$112,0004,511
Provision for loan and lease losses$80,0002,333
Total noninterest income$04,501
Gross Fiduciary activities income$0972
Service charges on deposit accounts$04,347
Trading account gains and feesNANA
Additional Noninterest Income$04,404
Total noninterest expense$1,133,0004,192
Salaries and employee benefits$647,0004,140
Premises and equipment expense$102,0004,145
Additional noninterest expense$04,447
Pre-tax net operating income$-1,101,0004,439
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$-1,101,0004,420
Extraordinary gains, net$051
Net income$-1,101,0004,420
Minority interest net income$082
Net income of bank and minority interests.$-1,101,0004,421
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$23,931,00034
Net operating income$-1,101,0004,431

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.