Home > Four Corners Community Bank > Income and Expense

Four Corners Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,226,0001,596
Total interest expense$3,926,0002,298
Net interest income$21,300,0001,365
Provision for loan and lease losses$1,934,000567
Total noninterest income$2,459,0001,814
Gross Fiduciary activities income$0981
Service charges on deposit accounts$922,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0001,858
Total noninterest expense$12,113,0001,800
Salaries and employee benefits$7,022,0001,763
Premises and equipment expense$897,0002,149
Additional noninterest expense$1,537,0001,858
Pre-tax net operating income$9,712,0001,194
Securities gains (losses)$-193,0003,946
Applicable income taxes$03,369
Income before extraordinary items$9,519,0001,048
Extraordinary gains, net$054
Net income$9,519,0001,061
Minority interest net income$088
Net income of bank and minority interests.$9,519,0001,051
Net charge-offs$1,637,000416
Cash dividends$8,559,000548
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,712,0001,054
2023-09-30 (YTD Data)Rank
Total interest income$18,393,0001,602
Total interest expense$2,502,0002,379
Net interest income$15,891,0001,376
Provision for loan and lease losses$1,455,000535
Total noninterest income$1,927,0001,774
Gross Fiduciary activities income$0950
Service charges on deposit accounts$625,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$1,302,0001,745
Total noninterest expense$8,836,0001,834
Salaries and employee benefits$4,985,0001,832
Premises and equipment expense$666,0002,167
Additional noninterest expense$1,302,0001,745
Pre-tax net operating income$7,527,0001,195
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,527,0001,050
Extraordinary gains, net$052
Net income$7,527,0001,056
Minority interest net income$081
Net income of bank and minority interests.$7,527,0001,050
Net charge-offs$1,067,000393
Cash dividends$6,290,000509
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,527,0001,066
2023-06-30 (YTD Data)Rank
Total interest income$11,725,0001,629
Total interest expense$1,350,0002,480
Net interest income$10,375,0001,421
Provision for loan and lease losses$949,000525
Total noninterest income$1,355,0001,655
Gross Fiduciary activities income$0931
Service charges on deposit accounts$341,0001,330
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,525
Total noninterest expense$5,900,0001,821
Salaries and employee benefits$3,317,0001,832
Premises and equipment expense$446,0002,158
Additional noninterest expense$1,014,0001,523
Pre-tax net operating income$4,881,0001,227
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,881,0001,074
Extraordinary gains, net$051
Net income$4,881,0001,087
Minority interest net income$081
Net income of bank and minority interests.$4,881,0001,074
Net charge-offs$541,000417
Cash dividends$4,163,000505
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,881,0001,081
2023-03-31 (YTD Data)Rank
Total interest income$5,663,0001,656
Total interest expense$528,0002,582
Net interest income$5,135,0001,441
Provision for loan and lease losses$700,000422
Total noninterest income$695,0001,630
Gross Fiduciary activities income$0913
Service charges on deposit accounts$174,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$521,0001,488
Total noninterest expense$2,982,0001,839
Salaries and employee benefits$1,700,0001,827
Premises and equipment expense$228,0002,169
Additional noninterest expense$521,0001,488
Pre-tax net operating income$2,148,0001,393
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,148,0001,207
Extraordinary gains, net$04
Net income$2,148,0001,206
Minority interest net income$048
Net income of bank and minority interests.$2,148,0001,207
Net charge-offs$453,000289
Cash dividends$2,660,000398
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,148,0001,232
2022-12-31 (YTD Data)Rank
Total interest income$19,599,0001,611
Total interest expense$802,0002,686
Net interest income$18,797,0001,519
Provision for loan and lease losses$506,0001,213
Total noninterest income$2,611,0001,769
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$723,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,679
Total noninterest expense$11,081,0001,871
Salaries and employee benefits$6,360,0001,881
Premises and equipment expense$939,0002,083
Additional noninterest expense$1,888,0001,679
Pre-tax net operating income$9,821,0001,290
Securities gains (losses)$-294,0004,204
Applicable income taxes$03,596
Income before extraordinary items$9,527,0001,137
Extraordinary gains, net$05
Net income$9,527,0001,136
Minority interest net income$063
Net income of bank and minority interests.$9,527,0001,137
Net charge-offs$271,000810
Cash dividends$6,408,000640
Sale, conversion, retirement of capital stock, net$195,000404
Net operating income$9,821,0001,144
2022-09-30 (YTD Data)Rank
Total interest income$14,088,0001,605
Total interest expense$458,0002,775
Net interest income$13,630,0001,533
Provision for loan and lease losses$682,000798
Total noninterest income$1,939,0001,802
Gross Fiduciary activities income$0968
Service charges on deposit accounts$535,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$1,404,0001,709
Total noninterest expense$7,950,0001,920
Salaries and employee benefits$4,380,0001,987
Premises and equipment expense$691,0002,122
Additional noninterest expense$1,404,0001,709
Pre-tax net operating income$6,937,0001,335
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,937,0001,163
Extraordinary gains, net$04
Net income$6,937,0001,160
Minority interest net income$057
Net income of bank and minority interests.$6,937,0001,163
Net charge-offs$366,000521
Cash dividends$4,556,000617
Sale, conversion, retirement of capital stock, net$18,000485
Net operating income$6,937,0001,186
2022-06-30 (YTD Data)Rank
Total interest income$8,728,0001,659
Total interest expense$278,0002,766
Net interest income$8,450,0001,582
Provision for loan and lease losses$245,0001,049
Total noninterest income$1,263,0001,805
Gross Fiduciary activities income$0925
Service charges on deposit accounts$337,0001,373
Trading account gains and feesNANA
Additional Noninterest Income$926,0001,751
Total noninterest expense$5,182,0001,935
Salaries and employee benefits$2,864,0002,010
Premises and equipment expense$448,0002,164
Additional noninterest expense$1,870,0001,686
Pre-tax net operating income$4,286,0001,344
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,286,0001,174
Extraordinary gains, net$04
Net income$4,286,0001,172
Minority interest net income$060
Net income of bank and minority interests.$4,286,0001,174
Net charge-offs$203,000530
Cash dividends$2,932,000650
Sale, conversion, retirement of capital stock, net$18,000456
Net operating income$4,286,0001,202
2022-03-31 (YTD Data)Rank
Total interest income$4,187,0001,670
Total interest expense$147,0002,649
Net interest income$4,040,0001,596
Provision for loan and lease losses$106,000938
Total noninterest income$604,0001,869
Gross Fiduciary activities income$0892
Service charges on deposit accounts$162,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$442,0001,801
Total noninterest expense$2,570,0001,945
Salaries and employee benefits$1,413,0002,017
Premises and equipment expense$230,0002,140
Additional noninterest expense$927,0001,675
Pre-tax net operating income$1,968,0001,362
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,968,0001,204
Extraordinary gains, net$04
Net income$1,968,0001,204
Minority interest net income$050
Net income of bank and minority interests.$1,968,0001,204
Net charge-offs$87,000520
Cash dividends$1,553,000542
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,968,0001,217
2021-12-31 (YTD Data)Rank
Total interest income$16,863,0001,703
Total interest expense$952,0002,282
Net interest income$15,911,0001,649
Provision for loan and lease losses$947,000631
Total noninterest income$2,835,0001,869
Gross Fiduciary activities income$0994
Service charges on deposit accounts$600,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$2,235,0001,800
Total noninterest expense$10,030,0001,974
Salaries and employee benefits$5,611,0002,023
Premises and equipment expense$1,071,0001,951
Additional noninterest expense$3,348,0001,829
Pre-tax net operating income$7,769,0001,523
Securities gains (losses)$-10,0004,367
Applicable income taxes$03,710
Income before extraordinary items$7,759,0001,369
Extraordinary gains, net$010
Net income$7,759,0001,369
Minority interest net income$074
Net income of bank and minority interests.$7,759,0001,369
Net charge-offs$464,000668
Cash dividends$4,715,000834
Sale, conversion, retirement of capital stock, net$894,000239
Net operating income$7,769,0001,351
2021-09-30 (YTD Data)Rank
Total interest income$12,177,0001,787
Total interest expense$788,0002,228
Net interest income$11,389,0001,733
Provision for loan and lease losses$776,000565
Total noninterest income$2,204,0001,874
Gross Fiduciary activities income$0957
Service charges on deposit accounts$421,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$1,783,0001,796
Total noninterest expense$7,292,0002,027
Salaries and employee benefits$4,046,0002,079
Premises and equipment expense$813,0001,964
Additional noninterest expense$2,433,0001,864
Pre-tax net operating income$5,525,0001,646
Securities gains (losses)$17,0001,472
Applicable income taxes$03,719
Income before extraordinary items$5,542,0001,505
Extraordinary gains, net$08
Net income$5,542,0001,505
Minority interest net income$069
Net income of bank and minority interests.$5,542,0001,505
Net charge-offs$172,000851
Cash dividends$2,954,000884
Sale, conversion, retirement of capital stock, net$762,000212
Net operating income$5,525,0001,476
2021-06-30 (YTD Data)Rank
Total interest income$7,768,0001,834
Total interest expense$578,0002,152
Net interest income$7,190,0001,791
Provision for loan and lease losses$650,000466
Total noninterest income$1,278,0001,972
Gross Fiduciary activities income$0951
Service charges on deposit accounts$253,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0001,877
Total noninterest expense$4,811,0002,032
Salaries and employee benefits$2,619,0002,117
Premises and equipment expense$580,0001,878
Additional noninterest expense$1,612,0001,854
Pre-tax net operating income$3,007,0001,887
Securities gains (losses)$16,0001,253
Applicable income taxes$03,702
Income before extraordinary items$3,023,0001,707
Extraordinary gains, net$06
Net income$3,023,0001,707
Minority interest net income$067
Net income of bank and minority interests.$3,023,0001,707
Net charge-offs$165,000720
Cash dividends$1,834,000923
Sale, conversion, retirement of capital stock, net$13,000481
Net operating income$3,007,0001,679
2021-03-31 (YTD Data)Rank
Total interest income$3,932,0001,823
Total interest expense$327,0002,059
Net interest income$3,605,0001,780
Provision for loan and lease losses$500,000366
Total noninterest income$586,0002,059
Gross Fiduciary activities income$0922
Service charges on deposit accounts$117,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$469,0001,981
Total noninterest expense$2,274,0002,086
Salaries and employee benefits$1,259,0002,153
Premises and equipment expense$285,0001,908
Additional noninterest expense$730,0001,975
Pre-tax net operating income$1,417,0001,937
Securities gains (losses)$8,0001,119
Applicable income taxes$03,613
Income before extraordinary items$1,425,0001,783
Extraordinary gains, net$03
Net income$1,425,0001,783
Minority interest net income$055
Net income of bank and minority interests.$1,425,0001,783
Net charge-offs$169,000475
Cash dividends$901,000811
Sale, conversion, retirement of capital stock, net$1,000476
Net operating income$1,417,0001,745
2020-12-31 (YTD Data)Rank
Total interest income$17,226,0001,701
Total interest expense$1,712,0002,175
Net interest income$15,514,0001,604
Provision for loan and lease losses$2,913,000820
Total noninterest income$2,468,0001,891
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$593,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$1,875,0001,850
Total noninterest expense$9,188,0002,065
Salaries and employee benefits$5,590,0001,998
Premises and equipment expense$1,112,0001,891
Additional noninterest expense$2,486,0002,204
Pre-tax net operating income$5,881,0001,585
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,881,0001,441
Extraordinary gains, net$04
Net income$5,881,0001,441
Minority interest net income$072
Net income of bank and minority interests.$5,881,0001,442
Net charge-offs$1,011,000647
Cash dividends$3,287,0001,047
Sale, conversion, retirement of capital stock, net$152,000398
Net operating income$5,881,0001,402
2020-09-30 (YTD Data)Rank
Total interest income$13,119,0001,680
Total interest expense$1,333,0002,225
Net interest income$11,786,0001,574
Provision for loan and lease losses$2,238,000834
Total noninterest income$1,608,0002,002
Gross Fiduciary activities income$0981
Service charges on deposit accounts$462,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$1,146,0002,025
Total noninterest expense$6,659,0002,103
Salaries and employee benefits$4,207,0001,966
Premises and equipment expense$739,0002,045
Additional noninterest expense$1,713,0002,306
Pre-tax net operating income$4,497,0001,530
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,497,0001,373
Extraordinary gains, net$04
Net income$4,497,0001,374
Minority interest net income$065
Net income of bank and minority interests.$4,497,0001,374
Net charge-offs$730,000606
Cash dividends$2,574,000896
Sale, conversion, retirement of capital stock, net$10,000510
Net operating income$4,497,0001,331
2020-06-30 (YTD Data)Rank
Total interest income$9,136,0001,635
Total interest expense$917,0002,273
Net interest income$8,219,0001,512
Provision for loan and lease losses$1,563,000833
Total noninterest income$949,0002,073
Gross Fiduciary activities income$0970
Service charges on deposit accounts$313,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,120
Total noninterest expense$4,293,0002,154
Salaries and employee benefits$2,782,0001,983
Premises and equipment expense$472,0002,102
Additional noninterest expense$1,039,0002,445
Pre-tax net operating income$3,312,0001,330
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,312,0001,212
Extraordinary gains, net$04
Net income$3,312,0001,212
Minority interest net income$065
Net income of bank and minority interests.$3,312,0001,212
Net charge-offs$748,000466
Cash dividends$1,674,000921
Sale, conversion, retirement of capital stock, net$19,000455
Net operating income$3,312,0001,180
2020-03-31 (YTD Data)Rank
Total interest income$4,157,0001,758
Total interest expense$478,0002,352
Net interest income$3,679,0001,625
Provision for loan and lease losses$288,0001,229
Total noninterest income$496,0001,952
Gross Fiduciary activities income$0941
Service charges on deposit accounts$189,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$307,0001,983
Total noninterest expense$2,065,0002,231
Salaries and employee benefits$1,362,0002,026
Premises and equipment expense$228,0002,164
Additional noninterest expense$475,0002,629
Pre-tax net operating income$1,822,0001,138
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,822,0001,010
Extraordinary gains, net$04
Net income$1,822,0001,010
Minority interest net income$056
Net income of bank and minority interests.$1,822,0001,010
Net charge-offs$15,0001,715
Cash dividends$581,0001,178
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,822,0001,002
2019-12-31 (YTD Data)Rank
Total interest income$16,643,0001,781
Total interest expense$1,736,0002,569
Net interest income$14,907,0001,602
Provision for loan and lease losses$1,910,000555
Total noninterest income$2,074,0001,931
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$832,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$1,242,0002,010
Total noninterest expense$10,421,0001,858
Salaries and employee benefits$5,299,0002,023
Premises and equipment expense$1,025,0002,004
Additional noninterest expense$4,097,0001,474
Pre-tax net operating income$4,650,0001,852
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$4,650,0001,691
Extraordinary gains, net$011
Net income$4,650,0001,693
Minority interest net income$076
Net income of bank and minority interests.$4,650,0001,694
Net charge-offs$1,912,000430
Cash dividends$3,340,0001,104
Sale, conversion, retirement of capital stock, net$164,000424
Net operating income$4,650,0001,662
2019-09-30 (YTD Data)Rank
Total interest income$12,345,0001,808
Total interest expense$1,265,0002,618
Net interest income$11,080,0001,643
Provision for loan and lease losses$1,410,000524
Total noninterest income$1,580,0001,914
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$650,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$930,0002,007
Total noninterest expense$7,565,0001,923
Salaries and employee benefits$3,972,0002,027
Premises and equipment expense$650,0002,240
Additional noninterest expense$2,943,0001,524
Pre-tax net operating income$3,685,0001,823
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,685,0001,643
Extraordinary gains, net$011
Net income$3,685,0001,644
Minority interest net income$072
Net income of bank and minority interests.$3,685,0001,644
Net charge-offs$1,405,000396
Cash dividends$2,961,000900
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,685,0001,610
2019-06-30 (YTD Data)Rank
Total interest income$8,105,0001,830
Total interest expense$814,0002,648
Net interest income$7,291,0001,671
Provision for loan and lease losses$425,000960
Total noninterest income$999,0001,962
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$423,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,050
Total noninterest expense$4,803,0001,997
Salaries and employee benefits$2,632,0002,038
Premises and equipment expense$432,0002,264
Additional noninterest expense$1,739,0001,696
Pre-tax net operating income$3,062,0001,522
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,062,0001,367
Extraordinary gains, net$011
Net income$3,062,0001,366
Minority interest net income$069
Net income of bank and minority interests.$3,062,0001,367
Net charge-offs$1,395,000288
Cash dividends$2,057,000844
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,062,0001,344
2019-03-31 (YTD Data)Rank
Total interest income$4,025,0001,846
Total interest expense$382,0002,702
Net interest income$3,643,0001,686
Provision for loan and lease losses$200,000934
Total noninterest income$460,0002,016
Gross Fiduciary activities income$0972
Service charges on deposit accounts$203,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,119
Total noninterest expense$2,338,0002,040
Salaries and employee benefits$1,281,0002,103
Premises and equipment expense$222,0002,251
Additional noninterest expense$835,0001,752
Pre-tax net operating income$1,565,0001,468
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,565,0001,316
Extraordinary gains, net$05
Net income$1,565,0001,314
Minority interest net income$052
Net income of bank and minority interests.$1,565,0001,315
Net charge-offs$1,341,000180
Cash dividends$1,113,000760
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,565,0001,296
2018-12-31 (YTD Data)Rank
Total interest income$16,335,0001,733
Total interest expense$1,254,0002,607
Net interest income$15,081,0001,596
Provision for loan and lease losses$475,0001,506
Total noninterest income$1,972,0002,003
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$802,0001,371
Trading account gains and feesNANA
Additional Noninterest Income$1,170,0002,065
Total noninterest expense$8,968,0002,070
Salaries and employee benefits$5,078,0002,064
Premises and equipment expense$1,003,0002,054
Additional noninterest expense$2,887,0001,988
Pre-tax net operating income$7,610,0001,268
Securities gains (losses)$-78,0004,946
Applicable income taxes$03,978
Income before extraordinary items$7,532,0001,140
Extraordinary gains, net$06
Net income$7,532,0001,139
Minority interest net income$072
Net income of bank and minority interests.$7,532,0001,139
Net charge-offs$-81,0005,010
Cash dividends$5,202,000714
Sale, conversion, retirement of capital stock, net$25,000595
Net operating income$7,610,0001,128
2018-09-30 (YTD Data)Rank
Total interest income$12,033,0001,744
Total interest expense$898,0002,597
Net interest income$11,135,0001,615
Provision for loan and lease losses$325,0001,495
Total noninterest income$1,567,0001,961
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$578,0001,420
Trading account gains and feesNANA
Additional Noninterest Income$989,0001,950
Total noninterest expense$6,697,0002,070
Salaries and employee benefits$3,828,0002,057
Premises and equipment expense$907,0001,814
Additional noninterest expense$1,962,0002,146
Pre-tax net operating income$5,680,0001,286
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,680,0001,139
Extraordinary gains, net$05
Net income$5,680,0001,138
Minority interest net income$066
Net income of bank and minority interests.$5,680,0001,138
Net charge-offs$127,0001,549
Cash dividends$4,073,000633
Sale, conversion, retirement of capital stock, net$10,000588
Net operating income$5,680,0001,133
2018-06-30 (YTD Data)Rank
Total interest income$8,035,0001,716
Total interest expense$571,0002,598
Net interest income$7,464,0001,599
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,009,0002,006
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$353,0001,516
Trading account gains and feesNANA
Additional Noninterest Income$656,0001,953
Total noninterest expense$4,429,0002,097
Salaries and employee benefits$2,556,0002,071
Premises and equipment expense$615,0001,806
Additional noninterest expense$1,258,0002,214
Pre-tax net operating income$3,944,0001,231
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,944,0001,087
Extraordinary gains, net$06
Net income$3,944,0001,086
Minority interest net income$065
Net income of bank and minority interests.$3,944,0001,086
Net charge-offs$121,0001,205
Cash dividends$2,798,000600
Sale, conversion, retirement of capital stock, net$10,000565
Net operating income$3,944,0001,082
2018-03-31 (YTD Data)Rank
Total interest income$4,001,0001,708
Total interest expense$285,0002,547
Net interest income$3,716,0001,601
Provision for loan and lease losses$03,508
Total noninterest income$467,0002,056
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$170,0001,571
Trading account gains and feesNANA
Additional Noninterest Income$297,0002,033
Total noninterest expense$2,192,0002,133
Salaries and employee benefits$1,278,0002,098
Premises and equipment expense$313,0001,805
Additional noninterest expense$601,0002,272
Pre-tax net operating income$1,991,0001,193
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,991,0001,061
Extraordinary gains, net$07
Net income$1,991,0001,060
Minority interest net income$052
Net income of bank and minority interests.$1,991,0001,061
Net charge-offs$-93,0005,369
Cash dividends$1,298,000592
Sale, conversion, retirement of capital stock, net$10,000483
Net operating income$1,991,0001,055
2017-12-31 (YTD Data)Rank
Total interest income$15,488,0001,707
Total interest expense$1,130,0002,336
Net interest income$14,358,0001,631
Provision for loan and lease losses$200,0002,355
Total noninterest income$1,796,0002,168
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$680,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$1,116,0002,158
Total noninterest expense$8,560,0002,161
Salaries and employee benefits$4,657,0002,205
Premises and equipment expense$1,149,0001,912
Additional noninterest expense$2,754,0002,083
Pre-tax net operating income$7,394,0001,255
Securities gains (losses)$-232,0005,526
Applicable income taxes$04,135
Income before extraordinary items$7,162,000998
Extraordinary gains, net$09
Net income$7,162,000998
Minority interest net income$076
Net income of bank and minority interests.$7,162,000998
Net charge-offs$733,000856
Cash dividends$4,055,000804
Sale, conversion, retirement of capital stock, net$161,000430
Net operating income$7,394,000960
2017-09-30 (YTD Data)Rank
Total interest income$11,464,0001,721
Total interest expense$840,0002,330
Net interest income$10,624,0001,657
Provision for loan and lease losses$200,0002,013
Total noninterest income$1,341,0002,200
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$507,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$834,0002,193
Total noninterest expense$6,326,0002,187
Salaries and employee benefits$3,446,0002,242
Premises and equipment expense$792,0002,030
Additional noninterest expense$2,088,0002,049
Pre-tax net operating income$5,439,0001,291
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,439,0001,090
Extraordinary gains, net$09
Net income$5,439,0001,089
Minority interest net income$071
Net income of bank and minority interests.$5,439,0001,090
Net charge-offs$173,0001,509
Cash dividends$3,081,000743
Sale, conversion, retirement of capital stock, net$10,000626
Net operating income$5,439,0001,075
2017-06-30 (YTD Data)Rank
Total interest income$7,493,0001,749
Total interest expense$549,0002,319
Net interest income$6,944,0001,671
Provision for loan and lease losses$200,0001,539
Total noninterest income$903,0002,185
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$334,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,170
Total noninterest expense$4,147,0002,228
Salaries and employee benefits$2,249,0002,295
Premises and equipment expense$494,0002,149
Additional noninterest expense$1,404,0002,037
Pre-tax net operating income$3,500,0001,319
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,500,0001,101
Extraordinary gains, net$011
Net income$3,500,0001,101
Minority interest net income$071
Net income of bank and minority interests.$3,500,0001,101
Net charge-offs$168,0001,167
Cash dividends$2,117,000725
Sale, conversion, retirement of capital stock, net$10,000595
Net operating income$3,500,0001,090
2017-03-31 (YTD Data)Rank
Total interest income$3,546,0001,834
Total interest expense$272,0002,319
Net interest income$3,274,0001,761
Provision for loan and lease losses$100,0001,432
Total noninterest income$443,0002,191
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$159,0001,674
Trading account gains and feesNANA
Additional Noninterest Income$284,0002,170
Total noninterest expense$2,035,0002,275
Salaries and employee benefits$1,122,0002,316
Premises and equipment expense$247,0002,171
Additional noninterest expense$666,0002,122
Pre-tax net operating income$1,582,0001,390
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,582,0001,175
Extraordinary gains, net$08
Net income$1,582,0001,174
Minority interest net income$055
Net income of bank and minority interests.$1,582,0001,175
Net charge-offs$151,000719
Cash dividends$1,326,000572
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,582,0001,153
2016-12-31 (YTD Data)Rank
Total interest income$14,089,0001,798
Total interest expense$1,000,0002,416
Net interest income$13,089,0001,716
Provision for loan and lease losses$600,0001,295
Total noninterest income$1,583,0002,414
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$646,0001,717
Trading account gains and fees$0170
Additional Noninterest Income$937,0002,465
Total noninterest expense$7,945,0002,300
Salaries and employee benefits$4,210,0002,406
Premises and equipment expense$1,019,0002,123
Additional noninterest expense$2,716,0002,144
Pre-tax net operating income$6,127,0001,379
Securities gains (losses)$515,000420
Applicable income taxes$04,278
Income before extraordinary items$6,642,0001,100
Extraordinary gains, net$05
Net income$6,642,0001,099
Minority interest net income$082
Net income of bank and minority interests.$6,642,0001,099
Net charge-offs$630,000928
Cash dividends$3,451,000923
Sale, conversion, retirement of capital stock, net$227,000381
Net operating income$6,127,0001,144
2016-09-30 (YTD Data)Rank
Total interest income$10,440,0001,825
Total interest expense$721,0002,486
Net interest income$9,719,0001,733
Provision for loan and lease losses$600,0001,009
Total noninterest income$1,185,0002,420
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$486,0001,716
Trading account gains and fees$0169
Additional Noninterest Income$699,0002,493
Total noninterest expense$5,879,0002,333
Salaries and employee benefits$3,107,0002,420
Premises and equipment expense$728,0002,204
Additional noninterest expense$2,044,0002,145
Pre-tax net operating income$4,425,0001,439
Securities gains (losses)$10,0002,582
Applicable income taxes$04,325
Income before extraordinary items$4,435,0001,227
Extraordinary gains, net$05
Net income$4,435,0001,227
Minority interest net income$071
Net income of bank and minority interests.$4,435,0001,227
Net charge-offs$403,000924
Cash dividends$2,532,000863
Sale, conversion, retirement of capital stock, net$-1,0005,886
Net operating income$4,425,0001,192
2016-06-30 (YTD Data)Rank
Total interest income$6,696,0001,888
Total interest expense$447,0002,626
Net interest income$6,249,0001,799
Provision for loan and lease losses$600,000726
Total noninterest income$808,0002,365
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$318,0001,728
Trading account gains and fees$0157
Additional Noninterest Income$490,0002,403
Total noninterest expense$3,861,0002,373
Salaries and employee benefits$2,051,0002,459
Premises and equipment expense$450,0002,323
Additional noninterest expense$1,360,0002,162
Pre-tax net operating income$2,596,0001,584
Securities gains (losses)$10,0002,238
Applicable income taxes$04,338
Income before extraordinary items$2,606,0001,358
Extraordinary gains, net$016
Net income$2,606,0001,357
Minority interest net income$071
Net income of bank and minority interests.$2,606,0001,358
Net charge-offs$398,000706
Cash dividends$1,898,000812
Sale, conversion, retirement of capital stock, net$-1,0005,974
Net operating income$2,596,0001,315
2016-03-31 (YTD Data)Rank
Total interest income$3,337,0001,894
Total interest expense$207,0002,781
Net interest income$3,130,0001,794
Provision for loan and lease losses$300,000670
Total noninterest income$378,0002,428
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$156,0001,747
Trading account gains and fees$0142
Additional Noninterest Income$222,0002,500
Total noninterest expense$1,884,0002,433
Salaries and employee benefits$1,026,0002,469
Premises and equipment expense$204,0002,511
Additional noninterest expense$654,0002,224
Pre-tax net operating income$1,324,0001,530
Securities gains (losses)$10,0001,503
Applicable income taxes$04,259
Income before extraordinary items$1,334,0001,294
Extraordinary gains, net$012
Net income$1,334,0001,295
Minority interest net income$062
Net income of bank and minority interests.$1,334,0001,295
Net charge-offs$9,0002,377
Cash dividends$1,231,000626
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,324,0001,268
2015-12-31 (YTD Data)Rank
Total interest income$12,792,0001,921
Total interest expense$1,046,0002,343
Net interest income$11,746,0001,856
Provision for loan and lease losses$04,380
Total noninterest income$1,717,0002,312
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$632,0001,777
Trading account gains and fees$0159
Additional Noninterest Income$1,085,0002,273
Total noninterest expense$6,866,0002,588
Salaries and employee benefits$3,519,0002,728
Premises and equipment expense$846,0002,446
Additional noninterest expense$2,501,0002,336
Pre-tax net operating income$6,597,0001,256
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$6,597,0001,072
Extraordinary gains, net$023
Net income$6,597,0001,071
Minority interest net income$081
Net income of bank and minority interests.$6,597,0001,072
Net charge-offs$3,0004,283
Cash dividends$3,625,000854
Sale, conversion, retirement of capital stock, net$-23,0006,083
Net operating income$6,597,0001,051
2015-09-30 (YTD Data)Rank
Total interest income$9,551,0001,947
Total interest expense$815,0002,309
Net interest income$8,736,0001,887
Provision for loan and lease losses$04,232
Total noninterest income$1,301,0002,312
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$464,0001,820
Trading account gains and fees$0153
Additional Noninterest Income$837,0002,249
Total noninterest expense$5,073,0002,632
Salaries and employee benefits$2,560,0002,796
Premises and equipment expense$636,0002,475
Additional noninterest expense$1,877,0002,334
Pre-tax net operating income$4,964,0001,286
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$4,964,0001,077
Extraordinary gains, net$021
Net income$4,964,0001,075
Minority interest net income$078
Net income of bank and minority interests.$4,964,0001,077
Net charge-offs$-7,0005,060
Cash dividends$2,803,000762
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,964,0001,050
2015-06-30 (YTD Data)Rank
Total interest income$6,324,0001,948
Total interest expense$543,0002,323
Net interest income$5,781,0001,897
Provision for loan and lease losses$04,069
Total noninterest income$874,0002,302
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$293,0001,859
Trading account gains and fees$0157
Additional Noninterest Income$581,0002,235
Total noninterest expense$3,327,0002,686
Salaries and employee benefits$1,690,0002,829
Premises and equipment expense$421,0002,498
Additional noninterest expense$1,216,0002,399
Pre-tax net operating income$3,328,0001,268
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,328,0001,061
Extraordinary gains, net$022
Net income$3,328,0001,061
Minority interest net income$075
Net income of bank and minority interests.$3,328,0001,062
Net charge-offs$-13,0005,334
Cash dividends$1,982,000723
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,328,0001,037
2015-03-31 (YTD Data)Rank
Total interest income$3,137,0001,961
Total interest expense$262,0002,404
Net interest income$2,875,0001,910
Provision for loan and lease losses$03,703
Total noninterest income$455,0002,233
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$138,0001,933
Trading account gains and fees$0152
Additional Noninterest Income$317,0002,049
Total noninterest expense$1,643,0002,717
Salaries and employee benefits$844,0002,854
Premises and equipment expense$211,0002,544
Additional noninterest expense$588,0002,457
Pre-tax net operating income$1,687,0001,206
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,687,0001,016
Extraordinary gains, net$013
Net income$1,687,0001,016
Minority interest net income$064
Net income of bank and minority interests.$1,687,0001,017
Net charge-offs$3,0002,911
Cash dividends$1,177,000579
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,687,000986
2014-12-31 (YTD Data)Rank
Total interest income$12,136,0002,021
Total interest expense$973,0002,621
Net interest income$11,163,0001,939
Provision for loan and lease losses$875,000969
Total noninterest income$1,505,0002,502
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$527,0002,197
Trading account gains and fees$0180
Additional Noninterest Income$978,0002,351
Total noninterest expense$6,860,0002,660
Salaries and employee benefits$3,380,0002,830
Premises and equipment expense$907,0002,430
Additional noninterest expense$2,573,0002,360
Pre-tax net operating income$4,933,0001,539
Securities gains (losses)$19,0002,350
Applicable income taxes$04,531
Income before extraordinary items$4,952,0001,323
Extraordinary gains, net$017
Net income$4,952,0001,323
Minority interest net income$084
Net income of bank and minority interests.$4,952,0001,322
Net charge-offs$108,0003,113
Cash dividends$2,580,0001,057
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,933,0001,296
2014-09-30 (YTD Data)Rank
Total interest income$8,940,0002,062
Total interest expense$734,0002,645
Net interest income$8,206,0001,984
Provision for loan and lease losses$725,000864
Total noninterest income$1,184,0002,456
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$405,0002,167
Trading account gains and fees$0174
Additional Noninterest Income$779,0002,297
Total noninterest expense$5,143,0002,656
Salaries and employee benefits$2,554,0002,821
Premises and equipment expense$662,0002,509
Additional noninterest expense$1,927,0002,339
Pre-tax net operating income$3,522,0001,616
Securities gains (losses)$19,0002,046
Applicable income taxes$04,583
Income before extraordinary items$3,541,0001,371
Extraordinary gains, net$015
Net income$3,541,0001,369
Minority interest net income$081
Net income of bank and minority interests.$3,541,0001,371
Net charge-offs$-2,0005,291
Cash dividends$1,881,0001,002
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,522,0001,344
2014-06-30 (YTD Data)Rank
Total interest income$5,907,0002,071
Total interest expense$484,0002,698
Net interest income$5,423,0001,990
Provision for loan and lease losses$575,000752
Total noninterest income$736,0002,518
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$282,0002,053
Trading account gains and fees$0172
Additional Noninterest Income$454,0002,446
Total noninterest expense$3,457,0002,643
Salaries and employee benefits$1,741,0002,786
Premises and equipment expense$452,0002,468
Additional noninterest expense$1,264,0002,374
Pre-tax net operating income$2,127,0001,728
Securities gains (losses)$19,0001,669
Applicable income taxes$04,568
Income before extraordinary items$2,146,0001,443
Extraordinary gains, net$020
Net income$2,146,0001,445
Minority interest net income$080
Net income of bank and minority interests.$2,146,0001,445
Net charge-offs$4,0004,000
Cash dividends$1,290,000951
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,127,0001,425
2014-03-31 (YTD Data)Rank
Total interest income$2,852,0002,134
Total interest expense$243,0002,735
Net interest income$2,609,0002,042
Provision for loan and lease losses$275,000770
Total noninterest income$352,0002,568
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$155,0001,886
Trading account gains and fees$0147
Additional Noninterest Income$197,0002,584
Total noninterest expense$1,715,0002,671
Salaries and employee benefits$870,0002,813
Premises and equipment expense$250,0002,314
Additional noninterest expense$595,0002,500
Pre-tax net operating income$971,0001,816
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$971,0001,535
Extraordinary gains, net$016
Net income$971,0001,538
Minority interest net income$066
Net income of bank and minority interests.$971,0001,538
Net charge-offs$21,0002,457
Cash dividends$799,000746
Sale, conversion, retirement of capital stock, net$0747
Net operating income$971,0001,511
2013-12-31 (YTD Data)Rank
Total interest income$9,351,0002,580
Total interest expense$1,026,0002,892
Net interest income$8,325,0002,508
Provision for loan and lease losses$900,0001,197
Total noninterest income$1,382,0002,718
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$411,0002,750
Trading account gains and fees$0184
Additional Noninterest Income$971,0002,420
Total noninterest expense$5,407,0003,223
Salaries and employee benefits$2,509,0003,536
Premises and equipment expense$689,0002,998
Additional noninterest expense$2,209,0002,768
Pre-tax net operating income$3,400,0001,956
Securities gains (losses)$-206,0006,626
Applicable income taxes$04,631
Income before extraordinary items$3,194,0001,800
Extraordinary gains, net$029
Net income$3,194,0001,803
Minority interest net income$090
Net income of bank and minority interests.$3,194,0001,803
Net charge-offs$543,0001,930
Cash dividends$1,564,0001,439
Sale, conversion, retirement of capital stock, net$4,091,00099
Net operating income$3,400,0001,675
2013-09-30 (YTD Data)Rank
Total interest income$6,423,0002,814
Total interest expense$768,0002,974
Net interest income$5,655,0002,759
Provision for loan and lease losses$675,0001,211
Total noninterest income$674,0003,462
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$232,0003,323
Trading account gains and fees$0180
Additional Noninterest Income$442,0003,204
Total noninterest expense$3,337,0003,696
Salaries and employee benefits$1,696,0003,798
Premises and equipment expense$387,0003,697
Additional noninterest expense$1,254,0003,384
Pre-tax net operating income$2,317,0002,189
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,317,0001,893
Extraordinary gains, net$025
Net income$2,317,0001,899
Minority interest net income$084
Net income of bank and minority interests.$2,317,0001,898
Net charge-offs$568,0001,468
Cash dividends$1,150,0001,305
Sale, conversion, retirement of capital stock, net$4,091,00072
Net operating income$2,317,0001,840
2013-06-30 (YTD Data)Rank
Total interest income$4,211,0002,841
Total interest expense$522,0002,971
Net interest income$3,689,0002,798
Provision for loan and lease losses$450,0001,252
Total noninterest income$439,0003,541
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$149,0003,371
Trading account gains and fees$0157
Additional Noninterest Income$290,0003,252
Total noninterest expense$2,182,0003,749
Salaries and employee benefits$1,122,0003,834
Premises and equipment expense$259,0003,701
Additional noninterest expense$801,0003,497
Pre-tax net operating income$1,496,0002,194
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,496,0001,929
Extraordinary gains, net$022
Net income$1,496,0001,936
Minority interest net income$082
Net income of bank and minority interests.$1,496,0001,935
Net charge-offs$570,0001,145
Cash dividends$779,0001,311
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,496,0001,859
2013-03-31 (YTD Data)Rank
Total interest income$2,102,0002,869
Total interest expense$263,0003,034
Net interest income$1,839,0002,809
Provision for loan and lease losses$225,0001,230
Total noninterest income$212,0003,554
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$74,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$138,0003,303
Total noninterest expense$1,063,0003,844
Salaries and employee benefits$557,0003,889
Premises and equipment expense$137,0003,594
Additional noninterest expense$369,0003,716
Pre-tax net operating income$763,0002,116
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$763,0001,862
Extraordinary gains, net$010
Net income$763,0001,863
Minority interest net income$076
Net income of bank and minority interests.$763,0001,864
Net charge-offs$88,0001,991
Cash dividends$396,0001,126
Sale, conversion, retirement of capital stock, net$0789
Net operating income$763,0001,788
2012-12-31 (YTD Data)Rank
Total interest income$9,185,0002,779
Total interest expense$1,206,0003,189
Net interest income$7,979,0002,666
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$754,0003,753
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$318,0003,376
Trading account gains and fees$0166
Additional Noninterest Income$436,0003,530
Total noninterest expense$4,428,0003,765
Salaries and employee benefits$2,350,0003,719
Premises and equipment expense$550,0003,586
Additional noninterest expense$1,528,0003,745
Pre-tax net operating income$3,105,0002,029
Securities gains (losses)$86,0002,384
Applicable income taxes$04,751
Income before extraordinary items$3,191,0001,761
Extraordinary gains, net$029
Net income$3,191,0001,761
Minority interest net income$093
Net income of bank and minority interests.$3,191,0001,762
Net charge-offs$300,0003,298
Cash dividends$1,897,0001,283
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,105,0001,704
2012-09-30 (YTD Data)Rank
Total interest income$6,990,0002,803
Total interest expense$931,0003,233
Net interest income$6,059,0002,696
Provision for loan and lease losses$900,0001,552
Total noninterest income$505,0003,991
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$238,0003,420
Trading account gains and fees$0157
Additional Noninterest Income$267,0003,847
Total noninterest expense$3,346,0003,789
Salaries and employee benefits$1,775,0003,714
Premises and equipment expense$419,0003,603
Additional noninterest expense$1,152,0003,757
Pre-tax net operating income$2,318,0002,109
Securities gains (losses)$86,0002,084
Applicable income taxes$04,802
Income before extraordinary items$2,404,0001,808
Extraordinary gains, net$020
Net income$2,404,0001,807
Minority interest net income$086
Net income of bank and minority interests.$2,404,0001,809
Net charge-offs$301,0002,817
Cash dividends$1,547,000969
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,318,0001,755
2012-06-30 (YTD Data)Rank
Total interest income$4,801,0002,742
Total interest expense$643,0003,255
Net interest income$4,158,0002,616
Provision for loan and lease losses$600,0001,572
Total noninterest income$319,0004,084
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$154,0003,457
Trading account gains and fees$0153
Additional Noninterest Income$165,0003,929
Total noninterest expense$2,258,0003,781
Salaries and employee benefits$1,201,0003,702
Premises and equipment expense$285,0003,552
Additional noninterest expense$772,0003,755
Pre-tax net operating income$1,619,0002,013
Securities gains (losses)$86,0001,699
Applicable income taxes$04,770
Income before extraordinary items$1,705,0001,701
Extraordinary gains, net$019
Net income$1,705,0001,700
Minority interest net income$084
Net income of bank and minority interests.$1,705,0001,701
Net charge-offs$60,0003,867
Cash dividends$1,130,000876
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,619,0001,692
2012-03-31 (YTD Data)Rank
Total interest income$2,429,0002,724
Total interest expense$333,0003,277
Net interest income$2,096,0002,603
Provision for loan and lease losses$300,0001,500
Total noninterest income$207,0003,579
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$74,0003,530
Trading account gains and fees$0148
Additional Noninterest Income$133,0003,248
Total noninterest expense$1,120,0003,819
Salaries and employee benefits$606,0003,709
Premises and equipment expense$141,0003,620
Additional noninterest expense$373,0003,806
Pre-tax net operating income$883,0001,866
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$883,0001,649
Extraordinary gains, net$019
Net income$883,0001,650
Minority interest net income$078
Net income of bank and minority interests.$883,0001,650
Net charge-offs$58,0002,905
Cash dividends$687,000677
Sale, conversion, retirement of capital stock, net$0861
Net operating income$883,0001,549
2011-12-31 (YTD Data)Rank
Total interest income$9,904,0002,779
Total interest expense$1,547,0003,373
Net interest income$8,357,0002,620
Provision for loan and lease losses$1,000,0002,401
Total noninterest income$760,0003,616
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$355,0003,276
Trading account gains and fees$0146
Additional Noninterest Income$405,0003,414
Total noninterest expense$4,373,0003,876
Salaries and employee benefits$2,234,0003,871
Premises and equipment expense$572,0003,704
Additional noninterest expense$1,567,0003,739
Pre-tax net operating income$3,744,0001,506
Securities gains (losses)$482,000810
Applicable income taxes$04,719
Income before extraordinary items$4,226,0001,187
Extraordinary gains, net$029
Net income$4,226,0001,187
Minority interest net income$096
Net income of bank and minority interests.$4,226,0001,187
Net charge-offs$1,098,0002,251
Cash dividends$1,771,0001,070
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,744,0001,251
2011-09-30 (YTD Data)Rank
Total interest income$7,452,0002,800
Total interest expense$1,214,0003,382
Net interest income$6,238,0002,636
Provision for loan and lease losses$700,0002,437
Total noninterest income$627,0003,436
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$268,0003,255
Trading account gains and fees$0145
Additional Noninterest Income$359,0003,197
Total noninterest expense$3,306,0003,868
Salaries and employee benefits$1,669,0003,890
Premises and equipment expense$443,0003,658
Additional noninterest expense$1,194,0003,702
Pre-tax net operating income$2,859,0001,548
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,859,0001,356
Extraordinary gains, net$021
Net income$2,859,0001,356
Minority interest net income$087
Net income of bank and minority interests.$2,859,0001,356
Net charge-offs$32,0005,264
Cash dividends$1,289,000947
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,859,0001,276
2011-06-30 (YTD Data)Rank
Total interest income$4,998,0002,802
Total interest expense$864,0003,300
Net interest income$4,134,0002,657
Provision for loan and lease losses$400,0002,592
Total noninterest income$412,0003,497
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$182,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$230,0003,278
Total noninterest expense$2,246,0003,861
Salaries and employee benefits$1,114,0003,919
Premises and equipment expense$309,0003,575
Additional noninterest expense$823,0003,675
Pre-tax net operating income$1,900,0001,525
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,900,0001,324
Extraordinary gains, net$015
Net income$1,900,0001,324
Minority interest net income$089
Net income of bank and minority interests.$1,900,0001,324
Net charge-offs$34,0004,751
Cash dividends$839,000945
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,900,0001,258
2011-03-31 (YTD Data)Rank
Total interest income$2,532,0002,793
Total interest expense$443,0003,353
Net interest income$2,089,0002,627
Provision for loan and lease losses$150,0002,750
Total noninterest income$221,0003,387
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$92,0003,157
Trading account gains and fees$0158
Additional Noninterest Income$129,0003,149
Total noninterest expense$1,157,0003,792
Salaries and employee benefits$553,0003,949
Premises and equipment expense$150,0003,699
Additional noninterest expense$454,0003,423
Pre-tax net operating income$1,003,0001,431
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,003,0001,232
Extraordinary gains, net$09
Net income$1,003,0001,231
Minority interest net income$086
Net income of bank and minority interests.$1,003,0001,232
Net charge-offs$23,0003,949
Cash dividends$337,0001,036
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,003,0001,200
2010-12-31 (YTD Data)Rank
Total interest income$10,173,0002,915
Total interest expense$1,936,0003,651
Net interest income$8,237,0002,650
Provision for loan and lease losses$1,060,0002,960
Total noninterest income$793,0003,667
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$391,0003,116
Trading account gains and fees$0175
Additional Noninterest Income$402,0003,500
Total noninterest expense$4,566,0003,860
Salaries and employee benefits$2,186,0003,979
Premises and equipment expense$607,0003,690
Additional noninterest expense$1,773,0003,569
Pre-tax net operating income$3,404,0001,455
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,404,0001,252
Extraordinary gains, net$029
Net income$3,404,0001,254
Minority interest net income$0111
Net income of bank and minority interests.$3,404,0001,255
Net charge-offs$455,0003,780
Cash dividends$1,903,000861
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,404,0001,208
2010-09-30 (YTD Data)Rank
Total interest income$7,678,0002,963
Total interest expense$1,481,0003,736
Net interest income$6,197,0002,676
Provision for loan and lease losses$660,0003,122
Total noninterest income$581,0003,751
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$296,0003,175
Trading account gains and fees$0165
Additional Noninterest Income$285,0003,624
Total noninterest expense$3,388,0003,889
Salaries and employee benefits$1,650,0003,998
Premises and equipment expense$459,0003,724
Additional noninterest expense$1,279,0003,640
Pre-tax net operating income$2,730,0001,438
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,730,0001,231
Extraordinary gains, net$023
Net income$2,730,0001,235
Minority interest net income$0110
Net income of bank and minority interests.$2,730,0001,235
Net charge-offs$45,0005,579
Cash dividends$1,487,000754
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,730,0001,181
2010-06-30 (YTD Data)Rank
Total interest income$5,222,0002,932
Total interest expense$1,026,0003,737
Net interest income$4,196,0002,644
Provision for loan and lease losses$440,0003,051
Total noninterest income$407,0003,605
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$195,0003,202
Trading account gains and fees$0152
Additional Noninterest Income$212,0003,416
Total noninterest expense$2,260,0003,889
Salaries and employee benefits$1,106,0004,001
Premises and equipment expense$306,0003,743
Additional noninterest expense$848,0003,645
Pre-tax net operating income$1,903,0001,362
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,903,0001,172
Extraordinary gains, net$019
Net income$1,903,0001,173
Minority interest net income$0105
Net income of bank and minority interests.$1,903,0001,173
Net charge-offs$1,0006,292
Cash dividends$1,011,000698
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,903,0001,124
2010-03-31 (YTD Data)Rank
Total interest income$2,699,0002,902
Total interest expense$514,0003,856
Net interest income$2,185,0002,567
Provision for loan and lease losses$300,0002,372
Total noninterest income$197,0003,674
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$96,0003,228
Trading account gains and fees$0175
Additional Noninterest Income$101,0003,506
Total noninterest expense$1,120,0003,957
Salaries and employee benefits$551,0004,071
Premises and equipment expense$168,0003,571
Additional noninterest expense$401,0003,791
Pre-tax net operating income$962,0001,353
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$962,0001,131
Extraordinary gains, net$016
Net income$962,0001,132
Minority interest net income$091
Net income of bank and minority interests.$962,0001,133
Net charge-offs$-7,0007,395
Cash dividends$528,000633
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$962,0001,102
2009-12-31 (YTD Data)Rank
Total interest income$10,782,0003,033
Total interest expense$2,683,0003,711
Net interest income$8,099,0002,699
Provision for loan and lease losses$1,200,0003,210
Total noninterest income$865,0003,609
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$446,0003,111
Trading account gains and fees$0211
Additional Noninterest Income$419,0003,476
Total noninterest expense$4,671,0003,889
Salaries and employee benefits$2,148,0004,138
Premises and equipment expense$691,0003,495
Additional noninterest expense$1,832,0003,561
Pre-tax net operating income$3,093,0001,295
Securities gains (losses)$133,0001,884
Applicable income taxes$04,388
Income before extraordinary items$3,226,0001,044
Extraordinary gains, net$034
Net income$3,226,0001,041
Minority interest net income$0115
Net income of bank and minority interests.$3,226,0001,043
Net charge-offs$520,0003,731
Cash dividends$2,809,000632
Sale, conversion, retirement of capital stock, net$3,759,000230
Net operating income$3,093,0001,088
2009-09-30 (YTD Data)Rank
Total interest income$8,002,0003,114
Total interest expense$2,090,0003,751
Net interest income$5,912,0002,777
Provision for loan and lease losses$900,0002,931
Total noninterest income$651,0003,678
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$332,0003,135
Trading account gains and fees$0212
Additional Noninterest Income$319,0003,527
Total noninterest expense$3,521,0003,885
Salaries and employee benefits$1,610,0004,166
Premises and equipment expense$522,0003,515
Additional noninterest expense$1,389,0003,476
Pre-tax net operating income$2,142,0001,514
Securities gains (losses)$18,0002,785
Applicable income taxes$04,592
Income before extraordinary items$2,160,0001,242
Extraordinary gains, net$027
Net income$2,160,0001,240
Minority interest net income$0118
Net income of bank and minority interests.$2,160,0001,242
Net charge-offs$419,0003,280
Cash dividends$1,733,000740
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,142,0001,228
2009-06-30 (YTD Data)Rank
Total interest income$5,196,0003,220
Total interest expense$1,398,0003,848
Net interest income$3,798,0002,853
Provision for loan and lease losses$600,0002,697
Total noninterest income$417,0003,767
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$206,0003,264
Trading account gains and fees$0193
Additional Noninterest Income$211,0003,578
Total noninterest expense$2,392,0003,863
Salaries and employee benefits$1,081,0004,191
Premises and equipment expense$341,0003,594
Additional noninterest expense$970,0003,363
Pre-tax net operating income$1,223,0001,797
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,223,0001,519
Extraordinary gains, net$021
Net income$1,223,0001,516
Minority interest net income$0112
Net income of bank and minority interests.$1,223,0001,518
Net charge-offs$180,0003,560
Cash dividends$1,734,000516
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,223,0001,491
2009-03-31 (YTD Data)Rank
Total interest income$2,549,0003,294
Total interest expense$709,0003,908
Net interest income$1,840,0002,924
Provision for loan and lease losses$300,0002,285
Total noninterest income$202,0003,788
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$101,0003,239
Trading account gains and fees$0171
Additional Noninterest Income$101,0003,637
Total noninterest expense$1,168,0003,852
Salaries and employee benefits$544,0004,188
Premises and equipment expense$139,0004,200
Additional noninterest expense$485,0003,082
Pre-tax net operating income$574,0002,126
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$574,0001,877
Extraordinary gains, net$015
Net income$574,0001,879
Minority interest net income$0102
Net income of bank and minority interests.$574,0001,879
Net charge-offs$3,0005,319
Cash dividends$1,734,000247
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$574,0001,769
2008-12-31 (YTD Data)Rank
Total interest income$9,845,0003,579
Total interest expense$3,022,0004,232
Net interest income$6,823,0003,133
Provision for loan and lease losses$612,0003,466
Total noninterest income$754,0003,976
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$374,0003,589
Trading account gains and fees$0154
Additional Noninterest Income$380,0003,667
Total noninterest expense$4,139,0004,132
Salaries and employee benefits$2,026,0004,402
Premises and equipment expense$564,0004,133
Additional noninterest expense$1,549,0003,541
Pre-tax net operating income$2,826,0001,900
Securities gains (losses)$72,0001,357
Applicable income taxes$04,979
Income before extraordinary items$2,898,0001,409
Extraordinary gains, net$039
Net income$2,898,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0004,145
Cash dividends$1,207,0002,021
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,826,0001,546
2008-09-30 (YTD Data)Rank
Total interest income$7,254,0003,674
Total interest expense$2,253,0004,373
Net interest income$5,001,0003,222
Provision for loan and lease losses$162,0004,525
Total noninterest income$552,0004,123
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$270,0003,693
Trading account gains and fees$0148
Additional Noninterest Income$282,0003,784
Total noninterest expense$3,019,0004,197
Salaries and employee benefits$1,496,0004,483
Premises and equipment expense$412,0004,219
Additional noninterest expense$1,111,0003,585
Pre-tax net operating income$2,372,0002,021
Securities gains (losses)$72,0001,173
Applicable income taxes$05,372
Income before extraordinary items$2,444,0001,492
Extraordinary gains, net$031
Net income$2,444,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,100
Cash dividends$1,207,0001,579
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,372,0001,616
2008-06-30 (YTD Data)Rank
Total interest income$4,676,0003,809
Total interest expense$1,504,0004,495
Net interest income$3,172,0003,342
Provision for loan and lease losses$81,0004,576
Total noninterest income$349,0004,286
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$169,0003,825
Trading account gains and fees$0149
Additional Noninterest Income$180,0003,971
Total noninterest expense$1,978,0004,267
Salaries and employee benefits$983,0004,585
Premises and equipment expense$270,0004,298
Additional noninterest expense$725,0003,620
Pre-tax net operating income$1,462,0002,246
Securities gains (losses)$72,0001,184
Applicable income taxes$05,627
Income before extraordinary items$1,534,0001,762
Extraordinary gains, net$021
Net income$1,534,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,000
Cash dividends$1,207,0001,197
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,462,0001,813
2008-03-31 (YTD Data)Rank
Total interest income$2,238,0004,022
Total interest expense$753,0004,677
Net interest income$1,485,0003,509
Provision for loan and lease losses$06,080
Total noninterest income$171,0004,304
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$85,0003,772
Trading account gains and fees$0158
Additional Noninterest Income$86,0004,060
Total noninterest expense$998,0004,238
Salaries and employee benefits$488,0004,637
Premises and equipment expense$140,0004,199
Additional noninterest expense$370,0003,515
Pre-tax net operating income$658,0002,528
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$658,0002,138
Extraordinary gains, net$015
Net income$658,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$1,207,000626
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$658,0002,072
2007-12-31 (YTD Data)Rank
Total interest income$8,764,0004,117
Total interest expense$3,124,0004,673
Net interest income$5,640,0003,670
Provision for loan and lease losses$162,0004,220
Total noninterest income$636,0004,513
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$329,0003,899
Trading account gains and fees$0178
Additional Noninterest Income$307,0004,198
Total noninterest expense$4,102,0004,039
Salaries and employee benefits$1,752,0004,832
Premises and equipment expense$450,0004,671
Additional noninterest expense$1,900,0002,791
Pre-tax net operating income$2,012,0003,299
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,012,0002,805
Extraordinary gains, net$039
Net income$2,012,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,490
Cash dividends$1,180,0002,387
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,012,0002,789
2007-09-30 (YTD Data)Rank
Total interest income$6,494,0004,162
Total interest expense$2,306,0004,731
Net interest income$4,188,0003,706
Provision for loan and lease losses$22,0005,780
Total noninterest income$467,0004,567
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$240,0003,953
Trading account gains and fees$0184
Additional Noninterest Income$227,0004,259
Total noninterest expense$2,676,0004,437
Salaries and employee benefits$1,286,0004,881
Premises and equipment expense$348,0004,563
Additional noninterest expense$1,042,0003,582
Pre-tax net operating income$1,957,0002,886
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,957,0002,418
Extraordinary gains, net$033
Net income$1,957,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,297
Cash dividends$1,179,0001,798
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,957,0002,394
2007-06-30 (YTD Data)Rank
Total interest income$4,239,0004,239
Total interest expense$1,465,0004,871
Net interest income$2,774,0003,744
Provision for loan and lease losses$22,0005,270
Total noninterest income$301,0004,655
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$148,0004,113
Trading account gains and fees$0168
Additional Noninterest Income$153,0004,275
Total noninterest expense$1,743,0004,535
Salaries and employee benefits$849,0004,941
Premises and equipment expense$178,0005,371
Additional noninterest expense$716,0003,498
Pre-tax net operating income$1,310,0002,933
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,310,0002,464
Extraordinary gains, net$029
Net income$1,310,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,154
Cash dividends$1,179,0001,364
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,310,0002,449
2007-03-31 (YTD Data)Rank
Total interest income$2,049,0004,329
Total interest expense$695,0004,999
Net interest income$1,354,0003,810
Provision for loan and lease losses$22,0004,272
Total noninterest income$147,0004,690
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$72,0004,107
Trading account gains and fees$0195
Additional Noninterest Income$75,0004,329
Total noninterest expense$862,0004,573
Salaries and employee benefits$418,0005,017
Premises and equipment expense$71,0005,997
Additional noninterest expense$373,0003,363
Pre-tax net operating income$617,0003,058
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$617,0002,578
Extraordinary gains, net$022
Net income$617,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$1,180,000712
Sale, conversion, retirement of capital stock, net$0885
Net operating income$617,0002,555
2006-12-31 (YTD Data)Rank
Total interest income$7,534,0004,359
Total interest expense$1,940,0005,492
Net interest income$5,594,0003,715
Provision for loan and lease losses$239,0003,217
Total noninterest income$575,0004,834
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$315,0004,024
Trading account gains and fees$0130
Additional Noninterest Income$260,0004,575
Total noninterest expense$3,542,0004,375
Salaries and employee benefits$1,502,0005,185
Premises and equipment expense$355,0005,289
Additional noninterest expense$1,685,0002,987
Pre-tax net operating income$2,388,0003,228
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,388,0002,709
Extraordinary gains, net$051
Net income$2,388,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,800
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,388,0002,697
2006-09-30 (YTD Data)Rank
Total interest income$5,446,0004,444
Total interest expense$1,488,0005,361
Net interest income$3,958,0003,878
Provision for loan and lease losses$102,0004,054
Total noninterest income$438,0004,821
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$233,0004,082
Trading account gains and fees$0126
Additional Noninterest Income$205,0004,487
Total noninterest expense$2,460,0004,589
Salaries and employee benefits$1,079,0005,314
Premises and equipment expense$249,0005,492
Additional noninterest expense$1,132,0003,276
Pre-tax net operating income$1,834,0003,305
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,834,0002,757
Extraordinary gains, net$045
Net income$1,834,0002,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,984
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,834,0002,742
2006-06-30 (YTD Data)Rank
Total interest income$3,496,0004,510
Total interest expense$1,000,0005,221
Net interest income$2,496,0004,053
Provision for loan and lease losses$72,0003,866
Total noninterest income$299,0004,757
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$152,0004,114
Trading account gains and fees$0126
Additional Noninterest Income$147,0004,350
Total noninterest expense$1,534,0004,804
Salaries and employee benefits$689,0005,477
Premises and equipment expense$151,0005,755
Additional noninterest expense$694,0003,514
Pre-tax net operating income$1,189,0003,384
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,189,0002,805
Extraordinary gains, net$039
Net income$1,189,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,324
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,189,0002,798
2006-03-31 (YTD Data)Rank
Total interest income$1,684,0004,574
Total interest expense$488,0005,187
Net interest income$1,196,0004,167
Provision for loan and lease losses$20,0004,517
Total noninterest income$150,0004,678
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$73,0004,136
Trading account gains and fees$0115
Additional Noninterest Income$77,0004,231
Total noninterest expense$704,0005,114
Salaries and employee benefits$324,0005,695
Premises and equipment expense$88,0005,343
Additional noninterest expense$292,0003,980
Pre-tax net operating income$622,0003,230
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$622,0002,670
Extraordinary gains, net$021
Net income$622,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$899,000835
Sale, conversion, retirement of capital stock, net$0648
Net operating income$622,0002,651
2005-12-31 (YTD Data)Rank
Total interest income$5,777,0004,705
Total interest expense$1,378,0005,463
Net interest income$4,399,0004,331
Provision for loan and lease losses$330,0002,627
Total noninterest income$424,0005,600
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$259,0004,509
Trading account gains and fees$0138
Additional Noninterest Income$165,0005,562
Total noninterest expense$2,688,0005,137
Salaries and employee benefits$1,294,0005,544
Premises and equipment expense$353,0005,256
Additional noninterest expense$1,041,0004,285
Pre-tax net operating income$1,805,0003,951
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,805,0003,349
Extraordinary gains, net$046
Net income$1,805,0003,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,401
Cash dividends$796,0002,857
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,805,0003,319
2005-09-30 (YTD Data)Rank
Total interest income$4,130,0004,812
Total interest expense$951,0005,579
Net interest income$3,179,0004,462
Provision for loan and lease losses$11,0006,464
Total noninterest income$302,0005,753
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$182,0004,659
Trading account gains and fees$0126
Additional Noninterest Income$120,0005,607
Total noninterest expense$1,958,0005,214
Salaries and employee benefits$967,0005,528
Premises and equipment expense$246,0005,485
Additional noninterest expense$745,0004,429
Pre-tax net operating income$1,512,0003,721
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,512,0003,108
Extraordinary gains, net$035
Net income$1,512,0003,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$796,0002,131
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,512,0003,070
2005-06-30 (YTD Data)Rank
Total interest income$2,604,0004,929
Total interest expense$552,0005,792
Net interest income$2,052,0004,540
Provision for loan and lease losses$06,626
Total noninterest income$196,0005,783
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$117,0004,711
Trading account gains and fees$0116
Additional Noninterest Income$79,0005,647
Total noninterest expense$1,265,0005,297
Salaries and employee benefits$629,0005,593
Premises and equipment expense$157,0005,574
Additional noninterest expense$479,0004,524
Pre-tax net operating income$983,0003,762
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$983,0003,135
Extraordinary gains, net$030
Net income$983,0003,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$796,0001,604
Sale, conversion, retirement of capital stock, net$0643
Net operating income$983,0003,087
2005-03-31 (YTD Data)Rank
Total interest income$1,255,0005,045
Total interest expense$254,0005,922
Net interest income$1,001,0004,620
Provision for loan and lease losses$06,226
Total noninterest income$87,0005,983
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$54,0004,823
Trading account gains and fees$0115
Additional Noninterest Income$33,0006,001
Total noninterest expense$598,0005,525
Salaries and employee benefits$304,0005,746
Premises and equipment expense$72,0005,866
Additional noninterest expense$222,0004,733
Pre-tax net operating income$490,0003,730
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$490,0003,096
Extraordinary gains, net$024
Net income$490,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$796,000816
Sale, conversion, retirement of capital stock, net$0491
Net operating income$490,0003,056
2004-12-31 (YTD Data)Rank
Total interest income$4,470,0005,201
Total interest expense$870,0006,038
Net interest income$3,600,0004,822
Provision for loan and lease losses$173,0004,021
Total noninterest income$359,0006,029
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$250,0004,746
Trading account gains and fees$0138
Additional Noninterest Income$109,0006,276
Total noninterest expense$2,185,0005,721
Salaries and employee benefits$1,042,0006,152
Premises and equipment expense$283,0005,839
Additional noninterest expense$860,0004,852
Pre-tax net operating income$1,601,0004,083
Securities gains (losses)$1,0003,645
Applicable income taxes$07,185
Income before extraordinary items$1,602,0003,467
Extraordinary gains, net$034
Net income$1,602,0003,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$530,0003,440
Sale, conversion, retirement of capital stock, net$254,000543
Net operating income$1,601,0003,403
2004-09-30 (YTD Data)Rank
Total interest income$3,215,0005,313
Total interest expense$631,0006,123
Net interest income$2,584,0004,938
Provision for loan and lease losses$123,0003,948
Total noninterest income$267,0006,077
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$192,0004,732
Trading account gains and fees$0134
Additional Noninterest Income$75,0006,422
Total noninterest expense$1,594,0005,783
Salaries and employee benefits$758,0006,210
Premises and equipment expense$189,0006,157
Additional noninterest expense$647,0004,798
Pre-tax net operating income$1,134,0004,307
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,134,0003,686
Extraordinary gains, net$026
Net income$1,134,0003,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$530,0002,595
Sale, conversion, retirement of capital stock, net$254,000415
Net operating income$1,134,0003,614
2004-06-30 (YTD Data)Rank
Total interest income$2,013,0005,533
Total interest expense$409,0006,235
Net interest income$1,604,0005,196
Provision for loan and lease losses$84,0003,858
Total noninterest income$174,0006,139
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$127,0004,740
Trading account gains and fees$0130
Additional Noninterest Income$47,0006,544
Total noninterest expense$1,035,0005,894
Salaries and employee benefits$490,0006,356
Premises and equipment expense$127,0006,167
Additional noninterest expense$418,0004,914
Pre-tax net operating income$659,0004,600
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$659,0003,989
Extraordinary gains, net$021
Net income$659,0003,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$530,0002,055
Sale, conversion, retirement of capital stock, net$254,000313
Net operating income$659,0003,910
2004-03-31 (YTD Data)Rank
Total interest income$952,0005,722
Total interest expense$196,0006,403
Net interest income$756,0005,393
Provision for loan and lease losses$19,0004,886
Total noninterest income$83,0006,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$61,0004,756
Trading account gains and fees$0121
Additional Noninterest Income$22,0006,653
Total noninterest expense$495,0006,076
Salaries and employee benefits$235,0006,534
Premises and equipment expense$57,0006,454
Additional noninterest expense$203,0005,026
Pre-tax net operating income$325,0004,630
Securities gains (losses)$21,0001,679
Applicable income taxes$07,103
Income before extraordinary items$346,0003,880
Extraordinary gains, net$016
Net income$346,0003,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$529,0001,136
Sale, conversion, retirement of capital stock, net$0464
Net operating income$325,0003,911
2003-12-31 (YTD Data)Rank
Total interest income$3,369,0006,150
Total interest expense$779,0006,777
Net interest income$2,590,0005,793
Provision for loan and lease losses$14,0007,242
Total noninterest income$312,0006,512
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$223,0005,028
Trading account gains and fees$0160
Additional Noninterest Income$89,0006,724
Total noninterest expense$2,034,0005,946
Salaries and employee benefits$856,0006,727
Premises and equipment expense$284,0005,820
Additional noninterest expense$894,0004,653
Pre-tax net operating income$854,0005,537
Securities gains (losses)$231,0001,236
Applicable income taxes$07,459
Income before extraordinary items$1,085,0004,420
Extraordinary gains, net$054
Net income$1,085,0004,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$314,0004,292
Sale, conversion, retirement of capital stock, net$1,440,000381
Net operating income$854,0004,910
2003-09-30 (YTD Data)Rank
Total interest income$2,418,0006,365
Total interest expense$582,0006,932
Net interest income$1,836,0006,001
Provision for loan and lease losses$19,0006,815
Total noninterest income$243,0006,482
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$174,0004,953
Trading account gains and fees$0153
Additional Noninterest Income$69,0006,726
Total noninterest expense$1,512,0005,952
Salaries and employee benefits$636,0006,763
Premises and equipment expense$225,0005,647
Additional noninterest expense$651,0004,727
Pre-tax net operating income$548,0006,088
Securities gains (losses)$231,0001,145
Applicable income taxes$07,524
Income before extraordinary items$779,0004,676
Extraordinary gains, net$040
Net income$779,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$314,0003,405
Sale, conversion, retirement of capital stock, net$1,440,000276
Net operating income$548,0005,443
2003-06-30 (YTD Data)Rank
Total interest income$1,580,0006,472
Total interest expense$387,0007,057
Net interest income$1,193,0006,084
Provision for loan and lease losses$18,0006,396
Total noninterest income$167,0006,389
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$123,0004,793
Trading account gains and fees$0150
Additional Noninterest Income$44,0006,789
Total noninterest expense$1,030,0005,898
Salaries and employee benefits$417,0006,838
Premises and equipment expense$161,0005,416
Additional noninterest expense$452,0004,580
Pre-tax net operating income$312,0006,433
Securities gains (losses)$231,000955
Applicable income taxes$07,529
Income before extraordinary items$543,0004,580
Extraordinary gains, net$030
Net income$543,0004,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$314,0002,811
Sale, conversion, retirement of capital stock, net$1,440,000179
Net operating income$312,0005,811
2003-03-31 (YTD Data)Rank
Total interest income$793,0006,487
Total interest expense$195,0007,150
Net interest income$598,0006,070
Provision for loan and lease losses$37,0004,214
Total noninterest income$88,0006,207
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$67,0004,483
Trading account gains and fees$0134
Additional Noninterest Income$21,0006,840
Total noninterest expense$503,0005,978
Salaries and employee benefits$206,0006,888
Premises and equipment expense$85,0005,226
Additional noninterest expense$212,0004,752
Pre-tax net operating income$146,0006,519
Securities gains (losses)$231,000604
Applicable income taxes$07,403
Income before extraordinary items$377,0003,625
Extraordinary gains, net$021
Net income$377,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$314,0001,712
Sale, conversion, retirement of capital stock, net$0419
Net operating income$146,0005,894
2002-12-31 (YTD Data)Rank
Total interest income$2,751,0007,096
Total interest expense$733,0007,712
Net interest income$2,018,0006,601
Provision for loan and lease losses$154,0004,873
Total noninterest income$333,0006,219
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$290,0004,302
Trading account gains and fees$0153
Additional Noninterest Income$43,0007,790
Total noninterest expense$1,804,0006,253
Salaries and employee benefits$747,0007,093
Premises and equipment expense$351,0005,085
Additional noninterest expense$706,0005,377
Pre-tax net operating income$393,0007,195
Securities gains (losses)$239,0001,054
Applicable income taxes$07,681
Income before extraordinary items$632,0005,837
Extraordinary gains, net$070
Net income$632,0005,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,276
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$393,0006,753
2001-12-31 (YTD Data)Rank
Total interest income$2,083,0008,133
Total interest expense$668,0008,685
Net interest income$1,415,0007,489
Provision for loan and lease losses$126,0005,110
Total noninterest income$173,0007,596
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$152,0005,774
Trading account gains and fees$0177
Additional Noninterest Income$21,0008,695
Total noninterest expense$1,456,0006,890
Salaries and employee benefits$602,0007,661
Premises and equipment expense$315,0005,372
Additional noninterest expense$539,0006,211
Pre-tax net operating income$6,0008,693
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$6,0008,792
Extraordinary gains, net$0105
Net income$6,0008,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,963
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$52,000729
Net operating income$6,0008,712
2000-12-31 (YTD Data)Rank
Total interest income$1,039,0009,370
Total interest expense$338,0009,502
Net interest income$701,0009,119
Provision for loan and lease losses$68,0006,042
Total noninterest income$41,0009,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,0008,075
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,368
Total noninterest expense$830,0008,476
Salaries and employee benefits$386,0008,820
Premises and equipment expense$102,0008,406
Additional noninterest expense$349,0007,557
Pre-tax net operating income$-163,0009,309
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-156,0009,328
Extraordinary gains, net$038
Net income$-163,0009,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,408,000240
Net operating income$-156,0009,328

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.