Home > Founders Trust National Bank > Income and Expense
Founders Trust National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 7,450 |
| Total interest expense | $1,576,000 | 7,014 |
| Net interest income | $1,390,000 | 7,659 |
| Provision for loan and lease losses | $287,000 | 2,960 |
| Total noninterest income | $552,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,708 |
| Total noninterest expense | $2,615,000 | 4,706 |
| Salaries and employee benefits | $1,145,000 | 5,404 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $1,058,000 | 3,819 |
| Pre-tax net operating income | $-960,000 | 9,713 |
| Securities gains (losses) | $-130,000 | 9,481 |
| Applicable income taxes | $-404,000 | 9,777 |
| Income before extraordinary items | $-686,000 | 9,653 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-686,000 | 9,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,843 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-602,800 | 9,620 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 7,007 |
| Total interest expense | $1,924,000 | 6,139 |
| Net interest income | $1,409,000 | 7,762 |
| Provision for loan and lease losses | $449,000 | 1,927 |
| Total noninterest income | $1,055,000 | 2,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $879,000 | 2,030 |
| Total noninterest expense | $2,870,000 | 4,369 |
| Salaries and employee benefits | $1,313,000 | 4,836 |
| Premises and equipment expense | $401,000 | 4,526 |
| Additional noninterest expense | $1,156,000 | 3,561 |
| Pre-tax net operating income | $-855,000 | 10,021 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $-291,000 | 10,087 |
| Income before extraordinary items | $-577,000 | 9,948 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-577,000 | 9,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,314 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-568,420 | 9,921 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 7,645 |
| Total interest expense | $1,703,000 | 6,758 |
| Net interest income | $1,196,000 | 8,334 |
| Provision for loan and lease losses | $206,000 | 3,456 |
| Total noninterest income | $1,472,000 | 2,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,374,000 | 1,487 |
| Total noninterest expense | $2,062,000 | 5,488 |
| Salaries and employee benefits | $1,167,000 | 5,179 |
| Premises and equipment expense | $216,000 | 6,493 |
| Additional noninterest expense | $679,000 | 5,281 |
| Pre-tax net operating income | $400,000 | 7,875 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $138,000 | 7,010 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 9,427 |
| Total interest expense | $934,000 | 8,865 |
| Net interest income | $766,000 | 9,761 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $698,000 | 3,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,386 |
| Total noninterest expense | $1,190,000 | 7,715 |
| Salaries and employee benefits | $725,000 | 7,170 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $327,000 | 8,053 |
| Pre-tax net operating income | $173,000 | 9,722 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $56,000 | 9,157 |
| Income before extraordinary items | $115,000 | 9,870 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $115,000 | 9,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $116,340 | 9,820 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 11,070 |
| Total interest expense | $368,000 | 10,944 |
| Net interest income | $385,000 | 11,118 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $965,000 | 8,802 |
| Salaries and employee benefits | $503,000 | 8,873 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $364,000 | 8,218 |
| Pre-tax net operating income | $-391,000 | 11,191 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-132,000 | 11,211 |
| Income before extraordinary items | $-259,000 | 11,150 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-259,000 | 11,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-259,000 | 11,116 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,000 | 11,967 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $4,000 | 11,964 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $182,000 | 11,890 |
| Salaries and employee benefits | $133,000 | 11,792 |
| Premises and equipment expense | $21,000 | 11,788 |
| Additional noninterest expense | $28,000 | 11,948 |
| Pre-tax net operating income | $-178,000 | 11,659 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-48,000 | 11,634 |
| Income before extraordinary items | $-130,000 | 11,627 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-130,000 | 11,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 148 |
| Net operating income | $-130,000 | 11,611 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.