Home > Founders National Trust Bank > Income and Expense
Founders National Trust Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 4,107 |
| Total interest expense | $5,064,000 | 2,987 |
| Net interest income | $2,730,000 | 5,920 |
| Provision for loan and lease losses | $-52,000 | 11,605 |
| Total noninterest income | $581,000 | 4,684 |
| Gross Fiduciary activities income | $136,000 | 1,093 |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $370,000 | 3,483 |
| Total noninterest expense | $4,054,000 | 3,286 |
| Salaries and employee benefits | $1,625,000 | 3,990 |
| Premises and equipment expense | $833,000 | 2,398 |
| Additional noninterest expense | $1,596,000 | 2,933 |
| Pre-tax net operating income | $-691,000 | 11,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-691,000 | 11,829 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-691,000 | 11,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-691,000 | 11,818 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 4,742 |
| Total interest expense | $3,291,000 | 3,642 |
| Net interest income | $2,884,000 | 5,767 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $1,009,000 | 3,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 1,920 |
| Total noninterest expense | $4,606,000 | 2,991 |
| Salaries and employee benefits | $2,259,000 | 2,935 |
| Premises and equipment expense | $916,000 | 2,203 |
| Additional noninterest expense | $1,431,000 | 3,463 |
| Pre-tax net operating income | $-781,000 | 12,425 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-779,000 | 12,403 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-779,000 | 12,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-781,000 | 12,403 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,666 |
| Total interest expense | $2,784,000 | 4,396 |
| Net interest income | $2,327,000 | 6,880 |
| Provision for loan and lease losses | $-5,000 | 12,459 |
| Total noninterest income | $3,000,000 | 1,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,915,000 | 979 |
| Total noninterest expense | $5,198,000 | 2,745 |
| Salaries and employee benefits | $2,713,000 | 2,455 |
| Premises and equipment expense | $935,000 | 2,192 |
| Additional noninterest expense | $1,550,000 | 3,408 |
| Pre-tax net operating income | $134,000 | 11,602 |
| Securities gains (losses) | $182,000 | 1,798 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $316,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $134,000 | 11,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 7,372 |
| Total interest expense | $2,430,000 | 6,125 |
| Net interest income | $1,679,000 | 8,723 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $709,000 | 4,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,878 |
| Total noninterest expense | $4,462,000 | 3,186 |
| Salaries and employee benefits | $2,248,000 | 2,888 |
| Premises and equipment expense | $617,000 | 3,274 |
| Additional noninterest expense | $1,597,000 | 3,409 |
| Pre-tax net operating income | $-2,109,000 | 13,646 |
| Securities gains (losses) | $235,000 | 1,803 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,874,000 | 13,656 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,874,000 | 13,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,972,000 | 147 |
| Net operating income | $-2,109,000 | 13,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.