Home > Founders National Bank-Skillman > Income and Expense
Founders National Bank-Skillman, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,760 |
| Total interest expense | $684,000 | 3,376 |
| Net interest income | $1,155,000 | 3,941 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $144,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 3,626 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $841,000 | 4,212 |
| Salaries and employee benefits | $409,000 | 4,549 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $322,000 | 3,431 |
| Pre-tax net operating income | $413,000 | 3,964 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $294,000 | 4,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,853 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $294,000 | 4,109 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 3,706 |
| Total interest expense | $3,086,000 | 3,468 |
| Net interest income | $4,753,000 | 3,817 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $572,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,791 |
| Total noninterest expense | $3,589,000 | 3,878 |
| Salaries and employee benefits | $1,654,000 | 4,349 |
| Premises and equipment expense | $472,000 | 4,109 |
| Additional noninterest expense | $1,463,000 | 3,010 |
| Pre-tax net operating income | $1,556,000 | 4,022 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $492,000 | 3,479 |
| Income before extraordinary items | $1,156,000 | 4,185 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,156,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $115,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,091,600 | 4,239 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 3,851 |
| Total interest expense | $3,840,000 | 3,930 |
| Net interest income | $4,576,000 | 3,694 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $523,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $313,000 | 4,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $210,000 | 4,823 |
| Total noninterest expense | $3,348,000 | 3,971 |
| Salaries and employee benefits | $1,820,000 | 3,882 |
| Premises and equipment expense | $494,000 | 3,912 |
| Additional noninterest expense | $1,034,000 | 3,951 |
| Pre-tax net operating income | $1,451,000 | 3,944 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $401,000 | 3,732 |
| Income before extraordinary items | $1,050,000 | 4,147 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,050,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $2,264,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,050,000 | 4,041 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,279,000 | 4,013 |
| Total interest expense | $3,292,000 | 4,584 |
| Net interest income | $4,987,000 | 3,477 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $539,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,528 |
| Total noninterest expense | $3,131,000 | 4,080 |
| Salaries and employee benefits | $1,712,000 | 3,931 |
| Premises and equipment expense | $481,000 | 3,908 |
| Additional noninterest expense | $938,000 | 4,201 |
| Pre-tax net operating income | $2,175,000 | 3,113 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $697,000 | 2,795 |
| Income before extraordinary items | $1,478,000 | 3,296 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,478,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,478,000 | 3,287 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 4,056 |
| Total interest expense | $3,192,000 | 4,363 |
| Net interest income | $4,529,000 | 3,762 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $509,000 | 4,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,920 |
| Total noninterest expense | $2,970,000 | 4,246 |
| Salaries and employee benefits | $1,618,000 | 4,084 |
| Premises and equipment expense | $486,000 | 3,860 |
| Additional noninterest expense | $866,000 | 4,508 |
| Pre-tax net operating income | $1,798,000 | 3,617 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $582,000 | 3,283 |
| Income before extraordinary items | $1,216,000 | 3,839 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,216,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,708 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,216,000 | 3,806 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 4,250 |
| Total interest expense | $2,901,000 | 4,846 |
| Net interest income | $4,384,000 | 3,823 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $532,000 | 4,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,897 |
| Total noninterest expense | $2,861,000 | 4,299 |
| Salaries and employee benefits | $1,474,000 | 4,297 |
| Premises and equipment expense | $483,000 | 3,795 |
| Additional noninterest expense | $904,000 | 4,277 |
| Pre-tax net operating income | $1,835,000 | 3,578 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $602,000 | 3,397 |
| Income before extraordinary items | $1,233,000 | 3,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,233,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,233,000 | 3,754 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,886 |
| Total interest expense | $2,392,000 | 5,585 |
| Net interest income | $3,878,000 | 4,355 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,882 |
| Total noninterest expense | $2,448,000 | 4,856 |
| Salaries and employee benefits | $1,225,000 | 5,007 |
| Premises and equipment expense | $357,000 | 4,821 |
| Additional noninterest expense | $866,000 | 4,456 |
| Pre-tax net operating income | $1,720,000 | 4,003 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $532,000 | 4,036 |
| Income before extraordinary items | $1,183,000 | 4,108 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,183,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,186,450 | 4,033 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 5,603 |
| Total interest expense | $2,138,000 | 6,149 |
| Net interest income | $3,267,000 | 5,110 |
| Provision for loan and lease losses | $173,000 | 3,789 |
| Total noninterest income | $343,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $2,192,000 | 5,557 |
| Salaries and employee benefits | $1,065,000 | 5,719 |
| Premises and equipment expense | $324,000 | 5,293 |
| Additional noninterest expense | $803,000 | 5,184 |
| Pre-tax net operating income | $1,245,000 | 5,004 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $423,000 | 4,715 |
| Income before extraordinary items | $821,000 | 5,214 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $821,000 | 5,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $821,660 | 5,149 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 6,642 |
| Total interest expense | $1,530,000 | 7,614 |
| Net interest income | $2,799,000 | 5,816 |
| Provision for loan and lease losses | $-55,000 | 11,613 |
| Total noninterest income | $462,000 | 5,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,048 |
| Total noninterest expense | $2,369,000 | 5,227 |
| Salaries and employee benefits | $1,113,000 | 5,550 |
| Premises and equipment expense | $290,000 | 5,781 |
| Additional noninterest expense | $966,000 | 4,490 |
| Pre-tax net operating income | $947,000 | 6,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $260,000 | 6,512 |
| Income before extraordinary items | $687,000 | 6,074 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $687,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $563,000 | 363 |
| Net operating income | $687,000 | 6,038 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 7,540 |
| Total interest expense | $1,015,000 | 8,628 |
| Net interest income | $2,343,000 | 6,773 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,661 |
| Total noninterest expense | $2,235,000 | 5,662 |
| Salaries and employee benefits | $1,044,000 | 5,883 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $925,000 | 5,057 |
| Pre-tax net operating income | $666,000 | 7,611 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $14,000 | 11,286 |
| Income before extraordinary items | $652,000 | 6,206 |
| Extraordinary gains, net | $19,000 | 203 |
| Net income | $671,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $652,000 | 6,278 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 8,176 |
| Total interest expense | $937,000 | 9,395 |
| Net interest income | $2,162,000 | 7,274 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $2,008,000 | 6,322 |
| Salaries and employee benefits | $891,000 | 6,768 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $878,000 | 5,484 |
| Pre-tax net operating income | $478,000 | 8,795 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $469,000 | 7,804 |
| Extraordinary gains, net | $159,000 | 1,183 |
| Net income | $628,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,203 |
| Net operating income | $469,000 | 7,543 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 8,292 |
| Total interest expense | $1,222,000 | 9,526 |
| Net interest income | $2,205,000 | 7,231 |
| Provision for loan and lease losses | $232,000 | 4,825 |
| Total noninterest income | $396,000 | 6,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 4,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $2,200,000 | 5,921 |
| Salaries and employee benefits | $935,000 | 6,418 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $1,020,000 | 4,980 |
| Pre-tax net operating income | $169,000 | 11,341 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $-10,000 | 13,396 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,859 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 608 |
| Net operating income | $179,000 | 10,548 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.