Home > Founders National Bank > Income and Expense
Founders National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,369,000 | 3,600 |
| Total interest expense | $2,940,000 | 4,999 |
| Net interest income | $6,429,000 | 2,761 |
| Provision for loan and lease losses | $545,000 | 1,740 |
| Total noninterest income | $1,238,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $706,000 | 1,957 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $532,000 | 2,844 |
| Total noninterest expense | $7,033,000 | 1,976 |
| Salaries and employee benefits | $3,292,000 | 2,169 |
| Premises and equipment expense | $1,014,000 | 2,033 |
| Additional noninterest expense | $2,727,000 | 1,629 |
| Pre-tax net operating income | $89,000 | 8,838 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-44,000 | 9,467 |
| Income before extraordinary items | $133,000 | 8,513 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $133,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $971,000 | 765 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $133,000 | 8,506 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 3,840 |
| Total interest expense | $2,825,000 | 4,818 |
| Net interest income | $5,336,000 | 3,253 |
| Provision for loan and lease losses | $2,060,000 | 547 |
| Total noninterest income | $1,589,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $770,000 | 1,718 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $819,000 | 2,132 |
| Total noninterest expense | $6,198,000 | 2,202 |
| Salaries and employee benefits | $2,927,000 | 2,396 |
| Premises and equipment expense | $1,016,000 | 2,021 |
| Additional noninterest expense | $2,255,000 | 1,932 |
| Pre-tax net operating income | $-1,343,000 | 10,115 |
| Securities gains (losses) | $-317,000 | 10,078 |
| Applicable income taxes | $513,000 | 3,586 |
| Income before extraordinary items | $-2,163,000 | 10,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,163,000 | 10,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,392,000 | 569 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 786 |
| Net operating income | $-1,846,000 | 10,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 3,832 |
| Total interest expense | $2,959,000 | 4,779 |
| Net interest income | $5,301,000 | 3,224 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $995,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $849,000 | 1,485 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $5,627,000 | 2,328 |
| Salaries and employee benefits | $2,831,000 | 2,385 |
| Premises and equipment expense | $1,144,000 | 1,728 |
| Additional noninterest expense | $1,652,000 | 2,529 |
| Pre-tax net operating income | $479,000 | 7,484 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $164,000 | 6,659 |
| Income before extraordinary items | $315,000 | 7,765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $315,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 838 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 650 |
| Net operating income | $315,000 | 7,679 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,919,000 | 4,010 |
| Total interest expense | $2,949,000 | 4,792 |
| Net interest income | $4,970,000 | 3,516 |
| Provision for loan and lease losses | $1,510,000 | 724 |
| Total noninterest income | $1,142,000 | 2,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $983,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $5,958,000 | 2,148 |
| Salaries and employee benefits | $2,807,000 | 2,368 |
| Premises and equipment expense | $1,133,000 | 1,738 |
| Additional noninterest expense | $2,018,000 | 2,071 |
| Pre-tax net operating income | $-1,356,000 | 10,874 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-128,000 | 10,740 |
| Income before extraordinary items | $-1,228,000 | 10,864 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,228,000 | 10,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,031 |
| Cash dividends | $185,000 | 5,560 |
| Sale, conversion, retirement of capital stock, net | $653,000 | 501 |
| Net operating income | $-1,228,000 | 10,853 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 4,189 |
| Total interest expense | $2,700,000 | 5,224 |
| Net interest income | $4,981,000 | 3,544 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $1,275,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $861,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,341 |
| Total noninterest expense | $5,646,000 | 2,436 |
| Salaries and employee benefits | $2,785,000 | 2,383 |
| Premises and equipment expense | $1,108,000 | 1,810 |
| Additional noninterest expense | $1,753,000 | 2,763 |
| Pre-tax net operating income | $10,000 | 10,736 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $6,000 | 10,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,000 | 10,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 922 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $6,000 | 10,736 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 4,157 |
| Total interest expense | $2,616,000 | 5,365 |
| Net interest income | $5,081,000 | 3,479 |
| Provision for loan and lease losses | $695,000 | 1,229 |
| Total noninterest income | $3,390,000 | 1,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $861,000 | 1,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,529,000 | 987 |
| Total noninterest expense | $6,098,000 | 2,227 |
| Salaries and employee benefits | $2,980,000 | 2,217 |
| Premises and equipment expense | $1,094,000 | 1,848 |
| Additional noninterest expense | $2,024,000 | 2,374 |
| Pre-tax net operating income | $1,678,000 | 4,063 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $593,000 | 3,688 |
| Income before extraordinary items | $1,085,000 | 4,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,085,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,227 |
| Cash dividends | $817,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 789 |
| Net operating income | $1,085,000 | 4,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 4,331 |
| Total interest expense | $2,017,000 | 5,580 |
| Net interest income | $4,788,000 | 3,707 |
| Provision for loan and lease losses | $1,010,000 | 917 |
| Total noninterest income | $3,409,000 | 1,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $710,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,699,000 | 946 |
| Total noninterest expense | $6,363,000 | 2,209 |
| Salaries and employee benefits | $2,880,000 | 2,328 |
| Premises and equipment expense | $897,000 | 2,250 |
| Additional noninterest expense | $2,586,000 | 2,078 |
| Pre-tax net operating income | $824,000 | 6,752 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $584,000 | 6,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $584,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,536 |
| Cash dividends | $1,870,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $584,000 | 6,724 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 4,707 |
| Total interest expense | $1,843,000 | 6,231 |
| Net interest income | $4,520,000 | 3,918 |
| Provision for loan and lease losses | $648,000 | 1,756 |
| Total noninterest income | $2,984,000 | 1,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,355,000 | 1,134 |
| Total noninterest expense | $4,919,000 | 2,898 |
| Salaries and employee benefits | $2,440,000 | 2,711 |
| Premises and equipment expense | $710,000 | 2,838 |
| Additional noninterest expense | $1,769,000 | 3,027 |
| Pre-tax net operating income | $1,937,000 | 3,406 |
| Securities gains (losses) | $66,000 | 3,051 |
| Applicable income taxes | $743,000 | 2,935 |
| Income before extraordinary items | $1,260,000 | 3,827 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,260,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,557 |
| Cash dividends | $211,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $3,315,000 | 263 |
| Net operating income | $1,217,760 | 3,756 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 6,246 |
| Total interest expense | $2,150,000 | 6,754 |
| Net interest income | $2,995,000 | 5,722 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $3,397,000 | 1,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,041,000 | 943 |
| Total noninterest expense | $3,803,000 | 3,655 |
| Salaries and employee benefits | $1,802,000 | 3,552 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $1,503,000 | 3,590 |
| Pre-tax net operating income | $2,234,000 | 2,790 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $920,000 | 2,273 |
| Income before extraordinary items | $1,314,000 | 3,483 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,314,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $336,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,314,000 | 3,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.