Home > Founders Community Bank > Income and Expense
Founders Community Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 3,048 |
| Total interest expense | $253,000 | 4,694 |
| Net interest income | $7,051,000 | 2,861 |
| Provision for loan and lease losses | $41,000 | 3,755 |
| Total noninterest income | $432,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $90,000 | 4,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $342,000 | 3,779 |
| Total noninterest expense | $5,447,000 | 3,024 |
| Salaries and employee benefits | $3,402,000 | 2,807 |
| Premises and equipment expense | $732,000 | 2,637 |
| Additional noninterest expense | $1,313,000 | 3,619 |
| Pre-tax net operating income | $1,995,000 | 3,064 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $765,000 | 1,880 |
| Income before extraordinary items | $1,230,000 | 3,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,230,000 | 3,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,230,000 | 3,595 |
| Net charge-offs | $-10,000 | 4,985 |
| Cash dividends | $275,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 509 |
| Net operating income | $1,230,000 | 3,530 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 3,055 |
| Total interest expense | $189,000 | 4,732 |
| Net interest income | $5,268,000 | 2,879 |
| Provision for loan and lease losses | $37,000 | 3,563 |
| Total noninterest income | $325,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $70,000 | 4,621 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $255,000 | 3,803 |
| Total noninterest expense | $4,121,000 | 3,006 |
| Salaries and employee benefits | $2,540,000 | 2,810 |
| Premises and equipment expense | $546,000 | 2,664 |
| Additional noninterest expense | $1,035,000 | 3,537 |
| Pre-tax net operating income | $1,435,000 | 3,175 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $552,000 | 1,967 |
| Income before extraordinary items | $883,000 | 3,722 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $883,000 | 3,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $883,000 | 3,722 |
| Net charge-offs | $-9,000 | 4,891 |
| Cash dividends | $275,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 473 |
| Net operating income | $883,000 | 3,656 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,101 |
| Total interest expense | $127,000 | 4,760 |
| Net interest income | $3,451,000 | 2,927 |
| Provision for loan and lease losses | $32,000 | 3,227 |
| Total noninterest income | $214,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $47,000 | 4,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $167,000 | 3,850 |
| Total noninterest expense | $2,761,000 | 3,016 |
| Salaries and employee benefits | $1,684,000 | 2,844 |
| Premises and equipment expense | $361,000 | 2,707 |
| Additional noninterest expense | $716,000 | 3,489 |
| Pre-tax net operating income | $872,000 | 3,313 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $334,000 | 2,039 |
| Income before extraordinary items | $538,000 | 3,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $538,000 | 3,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $538,000 | 3,853 |
| Net charge-offs | $-14,000 | 5,094 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 446 |
| Net operating income | $538,000 | 3,787 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,122 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $1,706,000 | 2,958 |
| Provision for loan and lease losses | $1,000 | 3,622 |
| Total noninterest income | $109,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,321,000 | 3,115 |
| Salaries and employee benefits | $811,000 | 2,922 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $335,000 | 3,637 |
| Pre-tax net operating income | $493,000 | 3,069 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $188,000 | 1,904 |
| Income before extraordinary items | $305,000 | 3,599 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $305,000 | 3,595 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $305,000 | 3,597 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $125,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 417 |
| Net operating income | $305,000 | 3,532 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 3,182 |
| Total interest expense | $267,000 | 4,795 |
| Net interest income | $6,521,000 | 3,024 |
| Provision for loan and lease losses | $-256,000 | 5,848 |
| Total noninterest income | $475,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $109,000 | 4,595 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $366,000 | 3,707 |
| Total noninterest expense | $4,759,000 | 3,332 |
| Salaries and employee benefits | $2,754,000 | 3,196 |
| Premises and equipment expense | $681,000 | 2,861 |
| Additional noninterest expense | $1,324,000 | 3,693 |
| Pre-tax net operating income | $2,493,000 | 2,638 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $966,000 | 1,619 |
| Income before extraordinary items | $1,527,000 | 3,191 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,527,000 | 3,192 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,527,000 | 3,193 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $685,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 462 |
| Net operating income | $1,527,000 | 3,145 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 3,181 |
| Total interest expense | $201,000 | 4,852 |
| Net interest income | $4,958,000 | 3,013 |
| Provision for loan and lease losses | $-216,000 | 5,995 |
| Total noninterest income | $343,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $83,000 | 4,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,811 |
| Total noninterest expense | $3,596,000 | 3,333 |
| Salaries and employee benefits | $2,053,000 | 3,242 |
| Premises and equipment expense | $503,000 | 2,941 |
| Additional noninterest expense | $1,040,000 | 3,586 |
| Pre-tax net operating income | $1,921,000 | 2,638 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $752,000 | 1,643 |
| Income before extraordinary items | $1,169,000 | 3,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,169,000 | 3,237 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,169,000 | 3,238 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $683,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 436 |
| Net operating income | $1,169,000 | 3,183 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 3,151 |
| Total interest expense | $132,000 | 4,926 |
| Net interest income | $3,344,000 | 2,984 |
| Provision for loan and lease losses | $-22,000 | 5,967 |
| Total noninterest income | $230,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,825 |
| Total noninterest expense | $2,321,000 | 3,446 |
| Salaries and employee benefits | $1,310,000 | 3,337 |
| Premises and equipment expense | $329,000 | 2,973 |
| Additional noninterest expense | $682,000 | 3,652 |
| Pre-tax net operating income | $1,275,000 | 2,624 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $496,000 | 1,641 |
| Income before extraordinary items | $779,000 | 3,213 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $779,000 | 3,213 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $779,000 | 3,214 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $556,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 438 |
| Net operating income | $779,000 | 3,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,199 |
| Total interest expense | $66,000 | 4,977 |
| Net interest income | $1,648,000 | 3,018 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $114,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $1,170,000 | 3,440 |
| Salaries and employee benefits | $672,000 | 3,320 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $330,000 | 3,741 |
| Pre-tax net operating income | $592,000 | 2,714 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $229,000 | 1,683 |
| Income before extraordinary items | $363,000 | 3,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $363,000 | 3,314 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $363,000 | 3,314 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $427,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 448 |
| Net operating income | $363,000 | 3,228 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 3,084 |
| Total interest expense | $269,000 | 5,124 |
| Net interest income | $7,046,000 | 2,873 |
| Provision for loan and lease losses | $61,000 | 3,583 |
| Total noninterest income | $408,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $117,000 | 4,762 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $291,000 | 4,055 |
| Total noninterest expense | $4,650,000 | 3,475 |
| Salaries and employee benefits | $2,741,000 | 3,269 |
| Premises and equipment expense | $651,000 | 3,057 |
| Additional noninterest expense | $1,258,000 | 3,954 |
| Pre-tax net operating income | $2,743,000 | 2,419 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,099,000 | 1,458 |
| Income before extraordinary items | $1,644,000 | 3,078 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,644,000 | 3,078 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,644,000 | 3,079 |
| Net charge-offs | $74,000 | 3,448 |
| Cash dividends | $30,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $-1,468,000 | 6,485 |
| Net operating income | $1,644,000 | 3,023 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 3,093 |
| Total interest expense | $198,000 | 5,229 |
| Net interest income | $5,296,000 | 2,899 |
| Provision for loan and lease losses | $58,000 | 3,292 |
| Total noninterest income | $294,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $90,000 | 4,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $204,000 | 4,182 |
| Total noninterest expense | $3,481,000 | 3,499 |
| Salaries and employee benefits | $2,063,000 | 3,294 |
| Premises and equipment expense | $487,000 | 3,093 |
| Additional noninterest expense | $931,000 | 3,996 |
| Pre-tax net operating income | $2,051,000 | 2,474 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $840,000 | 1,463 |
| Income before extraordinary items | $1,211,000 | 3,127 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,211,000 | 3,127 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,211,000 | 3,128 |
| Net charge-offs | $105,000 | 2,639 |
| Cash dividends | $25,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $-1,068,000 | 6,570 |
| Net operating income | $1,211,000 | 3,084 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 3,082 |
| Total interest expense | $132,000 | 5,282 |
| Net interest income | $3,553,000 | 2,892 |
| Provision for loan and lease losses | $56,000 | 2,927 |
| Total noninterest income | $176,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $114,000 | 4,406 |
| Total noninterest expense | $2,318,000 | 3,512 |
| Salaries and employee benefits | $1,369,000 | 3,322 |
| Premises and equipment expense | $323,000 | 3,126 |
| Additional noninterest expense | $626,000 | 3,999 |
| Pre-tax net operating income | $1,355,000 | 2,429 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $562,000 | 1,428 |
| Income before extraordinary items | $793,000 | 3,106 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $793,000 | 3,112 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $793,000 | 3,112 |
| Net charge-offs | $107,000 | 2,123 |
| Cash dividends | $19,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $-673,000 | 6,638 |
| Net operating income | $793,000 | 3,060 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,076 |
| Total interest expense | $66,000 | 5,352 |
| Net interest income | $1,792,000 | 2,872 |
| Provision for loan and lease losses | $56,000 | 2,157 |
| Total noninterest income | $81,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $48,000 | 4,613 |
| Total noninterest expense | $1,162,000 | 3,541 |
| Salaries and employee benefits | $689,000 | 3,329 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $655,000 | 2,429 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $274,000 | 1,427 |
| Income before extraordinary items | $381,000 | 3,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,102 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $381,000 | 3,102 |
| Net charge-offs | $108,000 | 1,328 |
| Cash dividends | $10,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $-311,000 | 6,711 |
| Net operating income | $381,000 | 3,059 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,591,000 | 3,415 |
| Total interest expense | $272,000 | 5,552 |
| Net interest income | $6,319,000 | 3,137 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $286,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $152,000 | 4,934 |
| Total noninterest expense | $4,520,000 | 3,637 |
| Salaries and employee benefits | $2,671,000 | 3,373 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $1,218,000 | 4,168 |
| Pre-tax net operating income | $2,025,000 | 2,832 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $870,000 | 1,590 |
| Income before extraordinary items | $1,155,000 | 3,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,155,000 | 3,629 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,155,000 | 3,630 |
| Net charge-offs | $-49,000 | 6,414 |
| Cash dividends | $39,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $-731,000 | 6,779 |
| Net operating income | $1,155,000 | 3,593 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 3,493 |
| Total interest expense | $203,000 | 5,656 |
| Net interest income | $4,602,000 | 3,237 |
| Provision for loan and lease losses | $-42,000 | 6,501 |
| Total noninterest income | $227,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 4,910 |
| Total noninterest expense | $3,427,000 | 3,630 |
| Salaries and employee benefits | $2,027,000 | 3,366 |
| Premises and equipment expense | $471,000 | 3,244 |
| Additional noninterest expense | $929,000 | 4,125 |
| Pre-tax net operating income | $1,444,000 | 2,986 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $617,000 | 1,707 |
| Income before extraordinary items | $827,000 | 3,759 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $827,000 | 3,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $827,000 | 3,763 |
| Net charge-offs | $-42,000 | 6,428 |
| Cash dividends | $30,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 523 |
| Net operating income | $827,000 | 3,689 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 3,551 |
| Total interest expense | $134,000 | 5,726 |
| Net interest income | $3,012,000 | 3,275 |
| Provision for loan and lease losses | $-41,000 | 6,627 |
| Total noninterest income | $130,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 5,278 |
| Total noninterest expense | $2,304,000 | 3,632 |
| Salaries and employee benefits | $1,376,000 | 3,339 |
| Premises and equipment expense | $313,000 | 3,266 |
| Additional noninterest expense | $615,000 | 4,129 |
| Pre-tax net operating income | $879,000 | 3,149 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $381,000 | 1,789 |
| Income before extraordinary items | $498,000 | 3,951 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,953 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $498,000 | 3,954 |
| Net charge-offs | $-42,000 | 6,506 |
| Cash dividends | $19,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 457 |
| Net operating income | $498,000 | 3,849 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,580 |
| Total interest expense | $65,000 | 5,840 |
| Net interest income | $1,505,000 | 3,290 |
| Provision for loan and lease losses | $-39,000 | 6,790 |
| Total noninterest income | $52,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $1,200,000 | 3,554 |
| Salaries and employee benefits | $739,000 | 3,205 |
| Premises and equipment expense | $154,000 | 3,327 |
| Additional noninterest expense | $307,000 | 4,153 |
| Pre-tax net operating income | $396,000 | 3,315 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $180,000 | 1,816 |
| Income before extraordinary items | $216,000 | 4,146 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $216,000 | 4,148 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $216,000 | 4,148 |
| Net charge-offs | $-40,000 | 6,653 |
| Cash dividends | $9,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 431 |
| Net operating income | $216,000 | 4,051 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 3,790 |
| Total interest expense | $269,000 | 6,112 |
| Net interest income | $5,825,000 | 3,444 |
| Provision for loan and lease losses | $191,000 | 3,987 |
| Total noninterest income | $279,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $88,000 | 5,618 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $191,000 | 4,655 |
| Total noninterest expense | $4,445,000 | 3,755 |
| Salaries and employee benefits | $2,635,000 | 3,436 |
| Premises and equipment expense | $601,000 | 3,381 |
| Additional noninterest expense | $1,209,000 | 4,335 |
| Pre-tax net operating income | $1,468,000 | 3,366 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $618,000 | 1,971 |
| Income before extraordinary items | $850,000 | 4,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $850,000 | 4,188 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $850,000 | 4,190 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $67,000 | 4,117 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 623 |
| Net operating income | $850,000 | 4,016 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 3,864 |
| Total interest expense | $207,000 | 6,208 |
| Net interest income | $4,358,000 | 3,506 |
| Provision for loan and lease losses | $195,000 | 3,557 |
| Total noninterest income | $208,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $65,000 | 5,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,700 |
| Total noninterest expense | $3,310,000 | 3,813 |
| Salaries and employee benefits | $1,981,000 | 3,445 |
| Premises and equipment expense | $441,000 | 3,482 |
| Additional noninterest expense | $888,000 | 4,420 |
| Pre-tax net operating income | $1,061,000 | 3,525 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $447,000 | 2,059 |
| Income before extraordinary items | $614,000 | 4,320 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $614,000 | 4,320 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $614,000 | 4,319 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $58,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 601 |
| Net operating income | $614,000 | 4,155 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 3,977 |
| Total interest expense | $143,000 | 6,252 |
| Net interest income | $2,802,000 | 3,605 |
| Provision for loan and lease losses | $196,000 | 3,024 |
| Total noninterest income | $143,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,709 |
| Total noninterest expense | $2,140,000 | 3,899 |
| Salaries and employee benefits | $1,326,000 | 3,457 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $529,000 | 4,700 |
| Pre-tax net operating income | $609,000 | 3,776 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $257,000 | 2,213 |
| Income before extraordinary items | $352,000 | 4,571 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $352,000 | 4,573 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $352,000 | 4,573 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $49,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 647 |
| Net operating income | $352,000 | 4,384 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 4,081 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $1,362,000 | 3,695 |
| Provision for loan and lease losses | $31,000 | 4,076 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $1,085,000 | 3,871 |
| Salaries and employee benefits | $673,000 | 3,446 |
| Premises and equipment expense | $143,000 | 3,583 |
| Additional noninterest expense | $269,000 | 4,661 |
| Pre-tax net operating income | $326,000 | 3,685 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $137,000 | 2,131 |
| Income before extraordinary items | $189,000 | 4,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 4,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $189,000 | 4,473 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $26,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 567 |
| Net operating income | $189,000 | 4,328 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 4,343 |
| Total interest expense | $432,000 | 6,093 |
| Net interest income | $5,014,000 | 3,902 |
| Provision for loan and lease losses | $314,000 | 4,045 |
| Total noninterest income | $-158,000 | 7,102 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-255,000 | 6,986 |
| Total noninterest expense | $4,200,000 | 3,976 |
| Salaries and employee benefits | $2,463,000 | 3,599 |
| Premises and equipment expense | $567,000 | 3,719 |
| Additional noninterest expense | $1,170,000 | 4,531 |
| Pre-tax net operating income | $342,000 | 5,132 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-139,000 | 6,870 |
| Income before extraordinary items | $481,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,716 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $481,000 | 4,715 |
| Net charge-offs | $282,000 | 3,871 |
| Cash dividends | $40,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $3,823,000 | 177 |
| Net operating income | $481,000 | 4,583 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 4,413 |
| Total interest expense | $340,000 | 6,130 |
| Net interest income | $3,692,000 | 3,964 |
| Provision for loan and lease losses | $284,000 | 3,687 |
| Total noninterest income | $30,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $70,000 | 5,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-40,000 | 6,992 |
| Total noninterest expense | $3,150,000 | 3,985 |
| Salaries and employee benefits | $1,841,000 | 3,599 |
| Premises and equipment expense | $422,000 | 3,788 |
| Additional noninterest expense | $887,000 | 4,495 |
| Pre-tax net operating income | $288,000 | 5,163 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $30,000 | 3,874 |
| Income before extraordinary items | $258,000 | 5,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 5,242 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $258,000 | 5,242 |
| Net charge-offs | $179,000 | 3,839 |
| Cash dividends | $40,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $3,807,000 | 145 |
| Net operating income | $258,000 | 5,122 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 4,519 |
| Total interest expense | $235,000 | 6,183 |
| Net interest income | $2,397,000 | 4,051 |
| Provision for loan and lease losses | $152,000 | 3,863 |
| Total noninterest income | $20,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 7,085 |
| Total noninterest expense | $2,108,000 | 4,028 |
| Salaries and employee benefits | $1,220,000 | 3,653 |
| Premises and equipment expense | $283,000 | 3,804 |
| Additional noninterest expense | $605,000 | 4,508 |
| Pre-tax net operating income | $157,000 | 5,365 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $20,000 | 3,829 |
| Income before extraordinary items | $137,000 | 5,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,435 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $137,000 | 5,436 |
| Net charge-offs | $31,000 | 4,801 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 788 |
| Net operating income | $137,000 | 5,352 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,562 |
| Total interest expense | $120,000 | 6,234 |
| Net interest income | $1,182,000 | 4,082 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-11,000 | 7,197 |
| Total noninterest expense | $1,092,000 | 3,952 |
| Salaries and employee benefits | $616,000 | 3,650 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $86,000 | 5,303 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $86,000 | 5,143 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 4,516 |
| Total interest expense | $571,000 | 6,327 |
| Net interest income | $5,013,000 | 3,958 |
| Provision for loan and lease losses | $533,000 | 4,032 |
| Total noninterest income | $87,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 5,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-31,000 | 7,087 |
| Total noninterest expense | $4,247,000 | 4,042 |
| Salaries and employee benefits | $2,554,000 | 3,522 |
| Premises and equipment expense | $572,000 | 3,842 |
| Additional noninterest expense | $1,121,000 | 4,786 |
| Pre-tax net operating income | $320,000 | 4,846 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $319,000 | 4,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $319,000 | 4,884 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $319,000 | 4,884 |
| Net charge-offs | $808,000 | 2,984 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 918 |
| Net operating income | $319,000 | 4,732 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 4,578 |
| Total interest expense | $445,000 | 6,412 |
| Net interest income | $3,780,000 | 3,990 |
| Provision for loan and lease losses | $532,000 | 3,446 |
| Total noninterest income | $184,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $98,000 | 5,207 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $86,000 | 5,387 |
| Total noninterest expense | $3,203,000 | 4,041 |
| Salaries and employee benefits | $1,929,000 | 3,540 |
| Premises and equipment expense | $429,000 | 3,907 |
| Additional noninterest expense | $845,000 | 4,768 |
| Pre-tax net operating income | $229,000 | 5,139 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $228,000 | 5,177 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $228,000 | 5,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $228,000 | 5,180 |
| Net charge-offs | $540,000 | 2,967 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 839 |
| Net operating income | $228,000 | 5,014 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 4,615 |
| Total interest expense | $317,000 | 6,387 |
| Net interest income | $2,505,000 | 4,008 |
| Provision for loan and lease losses | $349,000 | 3,405 |
| Total noninterest income | $132,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 5,311 |
| Total noninterest expense | $2,137,000 | 4,045 |
| Salaries and employee benefits | $1,300,000 | 3,534 |
| Premises and equipment expense | $320,000 | 3,628 |
| Additional noninterest expense | $517,000 | 5,001 |
| Pre-tax net operating income | $151,000 | 5,207 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $150,000 | 5,215 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $150,000 | 5,218 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $150,000 | 5,217 |
| Net charge-offs | $531,000 | 2,374 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 763 |
| Net operating income | $150,000 | 5,071 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 4,656 |
| Total interest expense | $175,000 | 6,335 |
| Net interest income | $1,241,000 | 4,052 |
| Provision for loan and lease losses | $171,000 | 3,201 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $1,070,000 | 4,084 |
| Salaries and employee benefits | $670,000 | 3,506 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $251,000 | 5,105 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 664 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 4,787 |
| Total interest expense | $1,016,000 | 5,996 |
| Net interest income | $4,653,000 | 4,129 |
| Provision for loan and lease losses | $2,425,000 | 2,231 |
| Total noninterest income | $287,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $126,000 | 5,345 |
| Total noninterest expense | $4,420,000 | 4,054 |
| Salaries and employee benefits | $2,631,000 | 3,552 |
| Premises and equipment expense | $575,000 | 3,986 |
| Additional noninterest expense | $1,214,000 | 4,711 |
| Pre-tax net operating income | $-1,905,000 | 6,604 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-305,000 | 6,873 |
| Income before extraordinary items | $-1,600,000 | 6,611 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,600,000 | 6,611 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,600,000 | 6,611 |
| Net charge-offs | $2,040,000 | 2,014 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 910 |
| Net operating income | $-1,600,000 | 6,602 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 4,838 |
| Total interest expense | $791,000 | 6,052 |
| Net interest income | $3,469,000 | 4,150 |
| Provision for loan and lease losses | $1,685,000 | 2,095 |
| Total noninterest income | $217,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $116,000 | 5,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $101,000 | 5,385 |
| Total noninterest expense | $3,315,000 | 4,061 |
| Salaries and employee benefits | $1,977,000 | 3,576 |
| Premises and equipment expense | $428,000 | 4,065 |
| Additional noninterest expense | $910,000 | 4,689 |
| Pre-tax net operating income | $-1,314,000 | 6,793 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-526,000 | 7,359 |
| Income before extraordinary items | $-788,000 | 6,622 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-788,000 | 6,623 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-788,000 | 6,623 |
| Net charge-offs | $1,326,000 | 1,898 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 840 |
| Net operating income | $-788,000 | 6,614 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 4,875 |
| Total interest expense | $534,000 | 6,143 |
| Net interest income | $2,306,000 | 4,135 |
| Provision for loan and lease losses | $857,000 | 2,252 |
| Total noninterest income | $149,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $84,000 | 4,993 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $65,000 | 5,467 |
| Total noninterest expense | $2,197,000 | 4,100 |
| Salaries and employee benefits | $1,316,000 | 3,627 |
| Premises and equipment expense | $281,000 | 4,127 |
| Additional noninterest expense | $600,000 | 4,723 |
| Pre-tax net operating income | $-599,000 | 6,723 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-309,000 | 7,427 |
| Income before extraordinary items | $-290,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-290,000 | 6,527 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-290,000 | 6,527 |
| Net charge-offs | $920,000 | 1,707 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 823 |
| Net operating income | $-290,000 | 6,512 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 4,968 |
| Total interest expense | $269,000 | 6,232 |
| Net interest income | $1,123,000 | 4,209 |
| Provision for loan and lease losses | $857,000 | 1,295 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $1,108,000 | 4,010 |
| Salaries and employee benefits | $668,000 | 3,609 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $299,000 | 4,423 |
| Pre-tax net operating income | $-774,000 | 7,526 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-309,000 | 7,800 |
| Income before extraordinary items | $-465,000 | 7,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-465,000 | 7,412 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-465,000 | 7,412 |
| Net charge-offs | $922,000 | 1,001 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
| Net operating income | $-465,000 | 7,379 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 4,952 |
| Total interest expense | $1,499,000 | 5,983 |
| Net interest income | $4,467,000 | 4,250 |
| Provision for loan and lease losses | $438,000 | 4,011 |
| Total noninterest income | $263,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 5,787 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $155,000 | 5,261 |
| Total noninterest expense | $3,884,000 | 4,333 |
| Salaries and employee benefits | $2,579,000 | 3,690 |
| Premises and equipment expense | $367,000 | 5,318 |
| Additional noninterest expense | $938,000 | 5,020 |
| Pre-tax net operating income | $408,000 | 5,128 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $204,000 | 2,789 |
| Income before extraordinary items | $204,000 | 5,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $204,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,603 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 992 |
| Net operating income | $204,000 | 5,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 4,985 |
| Total interest expense | $1,176,000 | 6,010 |
| Net interest income | $3,365,000 | 4,262 |
| Provision for loan and lease losses | $249,000 | 3,865 |
| Total noninterest income | $207,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 5,192 |
| Total noninterest expense | $2,933,000 | 4,296 |
| Salaries and employee benefits | $1,926,000 | 3,723 |
| Premises and equipment expense | $271,000 | 5,374 |
| Additional noninterest expense | $736,000 | 4,809 |
| Pre-tax net operating income | $390,000 | 5,302 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $188,000 | 2,981 |
| Income before extraordinary items | $202,000 | 5,687 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $202,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 875 |
| Net operating income | $202,000 | 5,858 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 5,100 |
| Total interest expense | $799,000 | 6,118 |
| Net interest income | $2,182,000 | 4,338 |
| Provision for loan and lease losses | $136,000 | 3,803 |
| Total noninterest income | $135,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,940,000 | 4,338 |
| Salaries and employee benefits | $1,282,000 | 3,772 |
| Premises and equipment expense | $175,000 | 5,499 |
| Additional noninterest expense | $483,000 | 4,845 |
| Pre-tax net operating income | $241,000 | 5,555 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $124,000 | 6,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $124,000 | 6,105 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 5,186 |
| Total interest expense | $450,000 | 6,002 |
| Net interest income | $1,042,000 | 4,477 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $968,000 | 4,333 |
| Salaries and employee benefits | $636,000 | 3,796 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $242,000 | 4,793 |
| Pre-tax net operating income | $108,000 | 5,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 668 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 5,188 |
| Total interest expense | $1,935,000 | 5,896 |
| Net interest income | $4,142,000 | 4,516 |
| Provision for loan and lease losses | $239,000 | 3,623 |
| Total noninterest income | $189,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $119,000 | 5,953 |
| Total noninterest expense | $3,240,000 | 4,775 |
| Salaries and employee benefits | $1,988,000 | 4,399 |
| Premises and equipment expense | $343,000 | 5,463 |
| Additional noninterest expense | $909,000 | 4,936 |
| Pre-tax net operating income | $852,000 | 5,068 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $76,000 | 4,664 |
| Income before extraordinary items | $776,000 | 4,854 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $776,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 806 |
| Net operating income | $776,000 | 4,825 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 5,279 |
| Total interest expense | $1,423,000 | 5,975 |
| Net interest income | $3,034,000 | 4,612 |
| Provision for loan and lease losses | $168,000 | 3,328 |
| Total noninterest income | $145,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $98,000 | 5,842 |
| Total noninterest expense | $2,398,000 | 4,783 |
| Salaries and employee benefits | $1,472,000 | 4,431 |
| Premises and equipment expense | $259,000 | 5,442 |
| Additional noninterest expense | $667,000 | 4,933 |
| Pre-tax net operating income | $613,000 | 5,405 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $612,000 | 4,964 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $612,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 688 |
| Net operating income | $612,000 | 4,951 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 5,410 |
| Total interest expense | $878,000 | 6,165 |
| Net interest income | $1,982,000 | 4,689 |
| Provision for loan and lease losses | $129,000 | 2,874 |
| Total noninterest income | $106,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $77,000 | 5,595 |
| Total noninterest expense | $1,623,000 | 4,767 |
| Salaries and employee benefits | $977,000 | 4,487 |
| Premises and equipment expense | $172,000 | 5,477 |
| Additional noninterest expense | $474,000 | 4,744 |
| Pre-tax net operating income | $336,000 | 5,839 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $335,000 | 5,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $335,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 565 |
| Net operating income | $335,000 | 5,409 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 5,492 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $948,000 | 4,842 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $791,000 | 4,830 |
| Salaries and employee benefits | $496,000 | 4,459 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $212,000 | 5,077 |
| Pre-tax net operating income | $160,000 | 5,944 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $160,000 | 5,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $160,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 518 |
| Net operating income | $160,000 | 5,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 5,978 |
| Total interest expense | $1,284,000 | 6,452 |
| Net interest income | $2,947,000 | 5,580 |
| Provision for loan and lease losses | $373,000 | 2,401 |
| Total noninterest income | $105,000 | 7,682 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $2,473,000 | 5,518 |
| Salaries and employee benefits | $1,434,000 | 5,348 |
| Premises and equipment expense | $331,000 | 5,489 |
| Additional noninterest expense | $708,000 | 5,601 |
| Pre-tax net operating income | $206,000 | 7,385 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $205,000 | 7,254 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $205,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 789 |
| Net operating income | $205,000 | 7,249 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 6,168 |
| Total interest expense | $893,000 | 6,581 |
| Net interest income | $2,068,000 | 5,814 |
| Provision for loan and lease losses | $314,000 | 2,084 |
| Total noninterest income | $67,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,906 |
| Total noninterest expense | $1,784,000 | 5,628 |
| Salaries and employee benefits | $1,021,000 | 5,491 |
| Premises and equipment expense | $250,000 | 5,480 |
| Additional noninterest expense | $513,000 | 5,695 |
| Pre-tax net operating income | $37,000 | 7,997 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $36,000 | 8,010 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $36,000 | 8,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 671 |
| Net operating income | $36,000 | 7,996 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 6,323 |
| Total interest expense | $566,000 | 6,612 |
| Net interest income | $1,279,000 | 6,049 |
| Provision for loan and lease losses | $177,000 | 2,338 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $1,131,000 | 5,798 |
| Salaries and employee benefits | $647,000 | 5,669 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $318,000 | 5,891 |
| Pre-tax net operating income | $6,000 | 8,143 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $5,000 | 8,153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 564 |
| Net operating income | $5,000 | 8,146 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,459 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $591,000 | 6,273 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $553,000 | 5,882 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $1,000 | 8,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,000 | 8,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 417 |
| Net operating income | $1,000 | 8,176 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 8,205 |
| Total interest expense | $296,000 | 8,193 |
| Net interest income | $872,000 | 8,126 |
| Provision for loan and lease losses | $298,000 | 2,883 |
| Total noninterest income | $16,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $6,000 | 7,647 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,416 |
| Total noninterest expense | $1,615,000 | 6,701 |
| Salaries and employee benefits | $704,000 | 7,249 |
| Premises and equipment expense | $213,000 | 6,594 |
| Additional noninterest expense | $698,000 | 5,594 |
| Pre-tax net operating income | $-1,025,000 | 8,645 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,025,000 | 8,672 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,025,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $11,100,000 | 163 |
| Net operating income | $-1,025,000 | 8,656 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $521,000 | 8,574 |
| Total interest expense | $134,000 | 8,511 |
| Net interest income | $387,000 | 8,572 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $2,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $1,151,000 | 6,828 |
| Salaries and employee benefits | $436,000 | 7,651 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $584,000 | 5,207 |
| Pre-tax net operating income | $-987,000 | 8,723 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-987,000 | 8,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-987,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $11,100,000 | 115 |
| Net operating income | $-987,000 | 8,729 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $99,000 | 8,813 |
| Total interest expense | $21,000 | 8,754 |
| Net interest income | $78,000 | 8,814 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $690,000 | 7,095 |
| Salaries and employee benefits | $181,000 | 8,310 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $458,000 | 4,668 |
| Pre-tax net operating income | $-692,000 | 8,729 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-692,000 | 8,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-692,000 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 76 |
| Net operating income | $-692,000 | 8,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.