Home > Founders Bank, SSB > Income and Expense
Founders Bank, SSB, Income and Expense
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,556,000 | 4,600 |
Total interest expense | $529,000 | 4,499 |
Net interest income | $2,027,000 | 4,547 |
Provision for loan and lease losses | $158,000 | 3,835 |
Total noninterest income | $563,000 | 2,907 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $50,000 | 5,535 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $513,000 | 2,055 |
Total noninterest expense | $2,627,000 | 3,453 |
Salaries and employee benefits | $1,139,000 | 3,860 |
Premises and equipment expense | $391,000 | 3,010 |
Additional noninterest expense | $1,097,000 | 2,948 |
Pre-tax net operating income | $-195,000 | 6,550 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-195,000 | 6,624 |
Extraordinary gains, net | $0 | 15 |
Net income | $-195,000 | 6,624 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-195,000 | 6,624 |
Net charge-offs | $323,000 | 2,611 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
Net operating income | $-195,000 | 6,590 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,312,000 | 4,540 |
Total interest expense | $282,000 | 4,465 |
Net interest income | $1,030,000 | 4,488 |
Provision for loan and lease losses | $25,000 | 4,826 |
Total noninterest income | $300,000 | 2,828 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $23,000 | 5,623 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $277,000 | 2,007 |
Total noninterest expense | $1,253,000 | 3,579 |
Salaries and employee benefits | $605,000 | 3,699 |
Premises and equipment expense | $194,000 | 3,063 |
Additional noninterest expense | $454,000 | 3,423 |
Pre-tax net operating income | $52,000 | 5,726 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $52,000 | 5,669 |
Extraordinary gains, net | $0 | 9 |
Net income | $52,000 | 5,668 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $52,000 | 5,669 |
Net charge-offs | $84,000 | 2,913 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $52,000 | 5,627 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $5,504,000 | 4,554 |
Total interest expense | $1,531,000 | 4,223 |
Net interest income | $3,973,000 | 4,607 |
Provision for loan and lease losses | $1,762,000 | 2,244 |
Total noninterest income | $515,000 | 4,507 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $99,000 | 5,495 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $416,000 | 3,452 |
Total noninterest expense | $5,068,000 | 3,577 |
Salaries and employee benefits | $2,252,000 | 3,894 |
Premises and equipment expense | $818,000 | 2,934 |
Additional noninterest expense | $1,998,000 | 3,258 |
Pre-tax net operating income | $-2,342,000 | 6,831 |
Securities gains (losses) | $121,000 | 2,000 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $-2,221,000 | 6,892 |
Extraordinary gains, net | $0 | 29 |
Net income | $-2,221,000 | 6,892 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-2,221,000 | 6,893 |
Net charge-offs | $1,770,000 | 1,998 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $5,283,000 | 134 |
Net operating income | $-2,342,000 | 6,885 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,258,000 | 4,556 |
Total interest expense | $1,188,000 | 4,273 |
Net interest income | $3,070,000 | 4,576 |
Provision for loan and lease losses | $398,000 | 3,918 |
Total noninterest income | $300,000 | 5,050 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $75,000 | 5,574 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $225,000 | 3,983 |
Total noninterest expense | $3,362,000 | 3,910 |
Salaries and employee benefits | $1,659,000 | 3,982 |
Premises and equipment expense | $605,000 | 3,010 |
Additional noninterest expense | $1,098,000 | 4,047 |
Pre-tax net operating income | $-390,000 | 6,466 |
Securities gains (losses) | $121,000 | 1,786 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $-269,000 | 6,507 |
Extraordinary gains, net | $0 | 23 |
Net income | $-269,000 | 6,508 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-269,000 | 6,507 |
Net charge-offs | $643,000 | 2,725 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $5,241,000 | 105 |
Net operating income | $-390,000 | 6,522 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,861,000 | 4,579 |
Total interest expense | $827,000 | 4,257 |
Net interest income | $2,034,000 | 4,597 |
Provision for loan and lease losses | $215,000 | 4,117 |
Total noninterest income | $69,000 | 6,545 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $47,000 | 5,677 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $22,000 | 6,389 |
Total noninterest expense | $2,128,000 | 4,061 |
Salaries and employee benefits | $1,074,000 | 4,089 |
Premises and equipment expense | $396,000 | 3,079 |
Additional noninterest expense | $658,000 | 4,335 |
Pre-tax net operating income | $-240,000 | 6,489 |
Securities gains (losses) | $3,000 | 2,902 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $-237,000 | 6,612 |
Extraordinary gains, net | $0 | 19 |
Net income | $-237,000 | 6,614 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-237,000 | 6,613 |
Net charge-offs | $108,000 | 4,157 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $3,344,000 | 106 |
Net operating income | $-240,000 | 6,564 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,453,000 | 4,592 |
Total interest expense | $448,000 | 4,201 |
Net interest income | $1,005,000 | 4,663 |
Provision for loan and lease losses | $65,000 | 4,501 |
Total noninterest income | $30,000 | 6,746 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $22,000 | 5,793 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $8,000 | 6,771 |
Total noninterest expense | $1,062,000 | 4,107 |
Salaries and employee benefits | $550,000 | 4,075 |
Premises and equipment expense | $196,000 | 3,173 |
Additional noninterest expense | $316,000 | 4,444 |
Pre-tax net operating income | $-92,000 | 6,632 |
Securities gains (losses) | $1,000 | 2,151 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $-91,000 | 6,732 |
Extraordinary gains, net | $0 | 16 |
Net income | $-91,000 | 6,733 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-91,000 | 6,732 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $2,089,000 | 87 |
Net operating income | $-92,000 | 6,668 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $5,665,000 | 4,789 |
Total interest expense | $2,015,000 | 4,436 |
Net interest income | $3,650,000 | 4,854 |
Provision for loan and lease losses | $481,000 | 4,595 |
Total noninterest income | $305,000 | 5,571 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $87,000 | 5,935 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $218,000 | 4,503 |
Total noninterest expense | $4,205,000 | 4,207 |
Salaries and employee benefits | $2,235,000 | 4,025 |
Premises and equipment expense | $783,000 | 3,181 |
Additional noninterest expense | $1,187,000 | 4,782 |
Pre-tax net operating income | $-731,000 | 6,133 |
Securities gains (losses) | $109,000 | 2,070 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $-622,000 | 6,149 |
Extraordinary gains, net | $0 | 34 |
Net income | $-622,000 | 6,149 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-622,000 | 6,149 |
Net charge-offs | $81,000 | 5,873 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $2,172,000 | 320 |
Net operating income | $-731,000 | 6,231 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,151,000 | 4,908 |
Total interest expense | $1,429,000 | 4,734 |
Net interest income | $2,722,000 | 4,872 |
Provision for loan and lease losses | $430,000 | 4,065 |
Total noninterest income | $194,000 | 5,941 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $64,000 | 6,008 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $130,000 | 5,006 |
Total noninterest expense | $3,131,000 | 4,239 |
Salaries and employee benefits | $1,663,000 | 4,080 |
Premises and equipment expense | $600,000 | 3,164 |
Additional noninterest expense | $868,000 | 4,821 |
Pre-tax net operating income | $-645,000 | 6,440 |
Securities gains (losses) | $87,000 | 1,938 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-558,000 | 6,474 |
Extraordinary gains, net | $0 | 27 |
Net income | $-558,000 | 6,475 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-558,000 | 6,474 |
Net charge-offs | $8,000 | 6,593 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $95,000 | 767 |
Net operating income | $-645,000 | 6,521 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,673,000 | 5,040 |
Total interest expense | $916,000 | 4,947 |
Net interest income | $1,757,000 | 4,954 |
Provision for loan and lease losses | $304,000 | 3,661 |
Total noninterest income | $60,000 | 6,991 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $40,000 | 6,076 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $20,000 | 6,800 |
Total noninterest expense | $2,073,000 | 4,295 |
Salaries and employee benefits | $1,103,000 | 4,128 |
Premises and equipment expense | $402,000 | 3,168 |
Additional noninterest expense | $568,000 | 4,884 |
Pre-tax net operating income | $-560,000 | 6,687 |
Securities gains (losses) | $87,000 | 1,588 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-473,000 | 6,739 |
Extraordinary gains, net | $0 | 21 |
Net income | $-473,000 | 6,740 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-473,000 | 6,740 |
Net charge-offs | $7,000 | 6,140 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
Net operating income | $-560,000 | 6,803 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,329,000 | 5,097 |
Total interest expense | $469,000 | 5,003 |
Net interest income | $860,000 | 5,008 |
Provision for loan and lease losses | $222,000 | 2,722 |
Total noninterest income | $31,000 | 6,970 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $17,000 | 6,257 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $14,000 | 6,542 |
Total noninterest expense | $1,057,000 | 4,135 |
Salaries and employee benefits | $561,000 | 4,104 |
Premises and equipment expense | $206,000 | 3,143 |
Additional noninterest expense | $290,000 | 4,517 |
Pre-tax net operating income | $-388,000 | 7,188 |
Securities gains (losses) | $87,000 | 1,066 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-301,000 | 7,207 |
Extraordinary gains, net | $0 | 15 |
Net income | $-301,000 | 7,207 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-301,000 | 7,208 |
Net charge-offs | $2,000 | 5,430 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-388,000 | 7,285 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $2,909,000 | 6,684 |
Total interest expense | $920,000 | 6,920 |
Net interest income | $1,989,000 | 6,419 |
Provision for loan and lease losses | $782,000 | 3,083 |
Total noninterest income | $20,000 | 7,949 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $20,000 | 7,038 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $0 | 7,939 |
Total noninterest expense | $3,306,000 | 4,819 |
Salaries and employee benefits | $2,018,000 | 4,415 |
Premises and equipment expense | $326,000 | 5,593 |
Additional noninterest expense | $962,000 | 4,938 |
Pre-tax net operating income | $-2,079,000 | 7,382 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-438,000 | 7,449 |
Income before extraordinary items | $-1,641,000 | 7,252 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,641,000 | 7,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,844 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $533,000 | 544 |
Net operating income | $-1,641,000 | 7,357 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,780,000 | 7,156 |
Total interest expense | $509,000 | 7,485 |
Net interest income | $1,271,000 | 6,821 |
Provision for loan and lease losses | $563,000 | 2,558 |
Total noninterest income | $9,000 | 8,124 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $9,000 | 7,197 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $0 | 8,105 |
Total noninterest expense | $2,202,000 | 5,176 |
Salaries and employee benefits | $1,376,000 | 4,744 |
Premises and equipment expense | $218,000 | 5,881 |
Additional noninterest expense | $608,000 | 5,385 |
Pre-tax net operating income | $-1,485,000 | 7,726 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-313,000 | 7,748 |
Income before extraordinary items | $-1,172,000 | 7,591 |
Extraordinary gains, net | $0 | 31 |
Net income | $-1,172,000 | 7,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,241 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $491,000 | 383 |
Net operating income | $-1,172,000 | 7,697 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $935,000 | 7,577 |
Total interest expense | $271,000 | 7,808 |
Net interest income | $664,000 | 7,292 |
Provision for loan and lease losses | $356,000 | 2,303 |
Total noninterest income | $4,000 | 8,229 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $4,000 | 7,287 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $0 | 8,191 |
Total noninterest expense | $1,327,000 | 5,502 |
Salaries and employee benefits | $806,000 | 5,188 |
Premises and equipment expense | $152,000 | 5,802 |
Additional noninterest expense | $369,000 | 5,650 |
Pre-tax net operating income | $-1,015,000 | 7,923 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $-222,000 | 8,000 |
Income before extraordinary items | $-793,000 | 7,902 |
Extraordinary gains, net | $0 | 21 |
Net income | $-793,000 | 7,901 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,608 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $481,000 | 266 |
Net operating income | $-793,000 | 7,879 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $394,000 | 7,856 |
Total interest expense | $95,000 | 8,119 |
Net interest income | $299,000 | 7,500 |
Provision for loan and lease losses | $246,000 | 1,610 |
Total noninterest income | $1,000 | 8,296 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $1,000 | 7,357 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $0 | 8,220 |
Total noninterest expense | $580,000 | 5,906 |
Salaries and employee benefits | $336,000 | 5,770 |
Premises and equipment expense | $70,000 | 6,040 |
Additional noninterest expense | $174,000 | 5,761 |
Pre-tax net operating income | $-526,000 | 8,102 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $-95,000 | 8,129 |
Income before extraordinary items | $-431,000 | 8,104 |
Extraordinary gains, net | $0 | 15 |
Net income | $-431,000 | 8,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,488 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $86,000 | 350 |
Net operating income | $-431,000 | 8,084 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $190,000 | 8,491 |
Total interest expense | $21,000 | 8,480 |
Net interest income | $169,000 | 8,478 |
Provision for loan and lease losses | $21,000 | 6,304 |
Total noninterest income | $0 | 8,422 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $0 | 7,508 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $0 | 8,329 |
Total noninterest expense | $892,000 | 7,807 |
Salaries and employee benefits | $417,000 | 8,017 |
Premises and equipment expense | $122,000 | 7,522 |
Additional noninterest expense | $353,000 | 7,290 |
Pre-tax net operating income | $-744,000 | 7,942 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-250,000 | 8,167 |
Income before extraordinary items | $-494,000 | 7,874 |
Extraordinary gains, net | $0 | 39 |
Net income | $-494,000 | 7,873 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $14,028,000 | 135 |
Net operating income | $-494,000 | 7,864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.