Home > Founders Bank > Income and Expense
Founders Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 2,112 |
| Total interest expense | $1,921,000 | 1,929 |
| Net interest income | $3,053,000 | 2,194 |
| Provision for loan and lease losses | $263,000 | 876 |
| Total noninterest income | $85,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $21,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,361 |
| Total noninterest expense | $2,673,000 | 2,026 |
| Salaries and employee benefits | $1,697,000 | 1,874 |
| Premises and equipment expense | $185,000 | 2,453 |
| Additional noninterest expense | $64,000 | 3,361 |
| Pre-tax net operating income | $202,000 | 3,677 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $80,000 | 2,178 |
| Income before extraordinary items | $122,000 | 3,816 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $122,000 | 3,855 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $122,000 | 3,816 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 291 |
| Net operating income | $122,000 | 3,829 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $18,261,000 | 2,195 |
| Total interest expense | $7,489,000 | 2,002 |
| Net interest income | $10,772,000 | 2,301 |
| Provision for loan and lease losses | $178,000 | 2,160 |
| Total noninterest income | $84,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $66,000 | 3,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,282 |
| Total noninterest expense | $9,422,000 | 2,164 |
| Salaries and employee benefits | $6,281,000 | 1,955 |
| Premises and equipment expense | $748,000 | 2,415 |
| Additional noninterest expense | $18,000 | 4,286 |
| Pre-tax net operating income | $1,256,000 | 3,304 |
| Securities gains (losses) | $-434,000 | 4,226 |
| Applicable income taxes | $-1,375,000 | 4,453 |
| Income before extraordinary items | $2,197,000 | 2,634 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,197,000 | 2,659 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,197,000 | 2,634 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 329 |
| Net operating income | $2,631,000 | 2,437 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,408,000 | 2,209 |
| Total interest expense | $5,618,000 | 2,003 |
| Net interest income | $7,790,000 | 2,343 |
| Provision for loan and lease losses | $289,000 | 1,482 |
| Total noninterest income | $56,000 | 4,275 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $48,000 | 3,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,339 |
| Total noninterest expense | $7,028,000 | 2,145 |
| Salaries and employee benefits | $4,681,000 | 1,952 |
| Premises and equipment expense | $524,000 | 2,499 |
| Additional noninterest expense | $8,000 | 4,353 |
| Pre-tax net operating income | $529,000 | 3,712 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $-1,433,000 | 4,499 |
| Income before extraordinary items | $1,962,000 | 2,446 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,962,000 | 2,473 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,962,000 | 2,448 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 306 |
| Net operating income | $1,962,000 | 2,449 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 2,241 |
| Total interest expense | $3,583,000 | 2,024 |
| Net interest income | $5,004,000 | 2,385 |
| Provision for loan and lease losses | $262,000 | 1,205 |
| Total noninterest income | $36,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $30,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,342 |
| Total noninterest expense | $4,575,000 | 2,177 |
| Salaries and employee benefits | $3,061,000 | 1,970 |
| Premises and equipment expense | $328,000 | 2,582 |
| Additional noninterest expense | $6,000 | 4,369 |
| Pre-tax net operating income | $203,000 | 3,926 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $-1,559,000 | 4,534 |
| Income before extraordinary items | $1,762,000 | 2,088 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,762,000 | 2,116 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,762,000 | 2,089 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 299 |
| Net operating income | $1,762,000 | 2,084 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 2,299 |
| Total interest expense | $1,711,000 | 2,034 |
| Net interest income | $2,390,000 | 2,449 |
| Provision for loan and lease losses | $35,000 | 1,844 |
| Total noninterest income | $18,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $14,000 | 3,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,345 |
| Total noninterest expense | $2,254,000 | 2,194 |
| Salaries and employee benefits | $1,507,000 | 1,998 |
| Premises and equipment expense | $150,000 | 2,706 |
| Additional noninterest expense | $4,000 | 4,379 |
| Pre-tax net operating income | $119,000 | 3,842 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-1,610,000 | 4,562 |
| Income before extraordinary items | $1,729,000 | 1,289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,729,000 | 1,301 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,729,000 | 1,289 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 226 |
| Net operating income | $1,729,000 | 1,295 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,948,000 | 2,395 |
| Total interest expense | $4,769,000 | 2,070 |
| Net interest income | $9,179,000 | 2,497 |
| Provision for loan and lease losses | $527,000 | 1,241 |
| Total noninterest income | $55,000 | 4,397 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $46,000 | 3,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,422 |
| Total noninterest expense | $7,250,000 | 2,512 |
| Salaries and employee benefits | $4,653,000 | 2,297 |
| Premises and equipment expense | $592,000 | 2,733 |
| Additional noninterest expense | $9,000 | 4,435 |
| Pre-tax net operating income | $1,457,000 | 3,263 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $126,000 | 2,688 |
| Income before extraordinary items | $1,331,000 | 3,206 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,331,000 | 3,242 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,331,000 | 3,208 |
| Net charge-offs | $2,000 | 2,745 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 310 |
| Net operating income | $1,331,000 | 3,244 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,967,000 | 2,430 |
| Total interest expense | $3,268,000 | 2,070 |
| Net interest income | $6,699,000 | 2,549 |
| Provision for loan and lease losses | $465,000 | 1,042 |
| Total noninterest income | $40,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $32,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,422 |
| Total noninterest expense | $5,487,000 | 2,473 |
| Salaries and employee benefits | $3,484,000 | 2,295 |
| Premises and equipment expense | $447,000 | 2,726 |
| Additional noninterest expense | $8,000 | 4,443 |
| Pre-tax net operating income | $787,000 | 3,622 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $82,000 | 2,811 |
| Income before extraordinary items | $705,000 | 3,602 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $705,000 | 3,635 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $705,000 | 3,602 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 304 |
| Net operating income | $705,000 | 3,625 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 2,471 |
| Total interest expense | $1,984,000 | 2,039 |
| Net interest income | $4,307,000 | 2,628 |
| Provision for loan and lease losses | $282,000 | 1,104 |
| Total noninterest income | $26,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $21,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,492 |
| Total noninterest expense | $3,555,000 | 2,507 |
| Salaries and employee benefits | $2,255,000 | 2,332 |
| Premises and equipment expense | $302,000 | 2,706 |
| Additional noninterest expense | $5,000 | 4,490 |
| Pre-tax net operating income | $496,000 | 3,704 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $46,000 | 2,925 |
| Income before extraordinary items | $450,000 | 3,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $450,000 | 3,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $450,000 | 3,662 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 307 |
| Net operating income | $450,000 | 3,686 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 2,520 |
| Total interest expense | $916,000 | 1,935 |
| Net interest income | $2,093,000 | 2,683 |
| Provision for loan and lease losses | $131,000 | 1,129 |
| Total noninterest income | $12,000 | 4,519 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $9,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,499 |
| Total noninterest expense | $1,724,000 | 2,570 |
| Salaries and employee benefits | $1,076,000 | 2,436 |
| Premises and equipment expense | $151,000 | 2,742 |
| Additional noninterest expense | $3,000 | 4,499 |
| Pre-tax net operating income | $250,000 | 3,760 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $18,000 | 2,996 |
| Income before extraordinary items | $232,000 | 3,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $232,000 | 3,702 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $232,000 | 3,703 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
| Net operating income | $232,000 | 3,725 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 3,106 |
| Total interest expense | $1,116,000 | 2,268 |
| Net interest income | $5,584,000 | 3,203 |
| Provision for loan and lease losses | $766,000 | 967 |
| Total noninterest income | $38,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $27,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,560 |
| Total noninterest expense | $5,546,000 | 2,874 |
| Salaries and employee benefits | $3,653,000 | 2,641 |
| Premises and equipment expense | $593,000 | 2,732 |
| Additional noninterest expense | $11,000 | 4,560 |
| Pre-tax net operating income | $-690,000 | 4,638 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $14,000 | 3,487 |
| Income before extraordinary items | $-704,000 | 4,622 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-704,000 | 4,621 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-704,000 | 4,622 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $25,172,000 | 39 |
| Net operating income | $-704,000 | 4,630 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 3,287 |
| Total interest expense | $562,000 | 2,515 |
| Net interest income | $3,629,000 | 3,362 |
| Provision for loan and lease losses | $415,000 | 1,070 |
| Total noninterest income | $28,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $19,000 | 4,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,576 |
| Total noninterest expense | $4,124,000 | 2,881 |
| Salaries and employee benefits | $2,664,000 | 2,679 |
| Premises and equipment expense | $444,000 | 2,726 |
| Additional noninterest expense | $9,000 | 4,576 |
| Pre-tax net operating income | $-882,000 | 4,707 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-882,000 | 4,674 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-882,000 | 4,675 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-882,000 | 4,675 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $24,675,000 | 36 |
| Net operating income | $-882,000 | 4,694 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 3,490 |
| Total interest expense | $258,000 | 2,865 |
| Net interest income | $2,110,000 | 3,533 |
| Provision for loan and lease losses | $216,000 | 1,106 |
| Total noninterest income | $16,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $12,000 | 4,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,652 |
| Total noninterest expense | $2,669,000 | 2,918 |
| Salaries and employee benefits | $1,692,000 | 2,754 |
| Premises and equipment expense | $295,000 | 2,752 |
| Additional noninterest expense | $682,000 | 3,233 |
| Pre-tax net operating income | $-759,000 | 4,725 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-759,000 | 4,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-759,000 | 4,697 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-759,000 | 4,697 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 375 |
| Net operating income | $-759,000 | 4,721 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 3,569 |
| Total interest expense | $119,000 | 2,952 |
| Net interest income | $957,000 | 3,615 |
| Provision for loan and lease losses | $59,000 | 1,300 |
| Total noninterest income | $8,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $5,000 | 4,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,640 |
| Total noninterest expense | $1,315,000 | 2,936 |
| Salaries and employee benefits | $814,000 | 2,808 |
| Premises and equipment expense | $146,000 | 2,782 |
| Additional noninterest expense | $355,000 | 3,167 |
| Pre-tax net operating income | $-409,000 | 4,746 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-409,000 | 4,729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-409,000 | 4,728 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-409,000 | 4,729 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 358 |
| Net operating income | $-409,000 | 4,745 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 4,161 |
| Total interest expense | $337,000 | 3,628 |
| Net interest income | $2,364,000 | 4,181 |
| Provision for loan and lease losses | $728,000 | 780 |
| Total noninterest income | $26,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $18,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,737 |
| Total noninterest expense | $4,422,000 | 3,216 |
| Salaries and employee benefits | $2,737,000 | 3,075 |
| Premises and equipment expense | $591,000 | 2,767 |
| Additional noninterest expense | $1,094,000 | 3,582 |
| Pre-tax net operating income | $-2,760,000 | 4,828 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-2,760,000 | 4,823 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,760,000 | 4,823 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-2,760,000 | 4,823 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 451 |
| Net operating income | $-2,760,000 | 4,822 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,341 |
| Total interest expense | $234,000 | 3,810 |
| Net interest income | $1,545,000 | 4,359 |
| Provision for loan and lease losses | $454,000 | 877 |
| Total noninterest income | $16,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $12,000 | 4,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,822 |
| Total noninterest expense | $3,333,000 | 3,225 |
| Salaries and employee benefits | $2,042,000 | 3,096 |
| Premises and equipment expense | $444,000 | 2,779 |
| Additional noninterest expense | $847,000 | 3,558 |
| Pre-tax net operating income | $-2,226,000 | 4,904 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-2,226,000 | 4,897 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-2,226,000 | 4,897 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-2,226,000 | 4,897 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 423 |
| Net operating income | $-2,226,000 | 4,896 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 4,492 |
| Total interest expense | $137,000 | 4,003 |
| Net interest income | $865,000 | 4,498 |
| Provision for loan and lease losses | $262,000 | 994 |
| Total noninterest income | $9,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $7,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,861 |
| Total noninterest expense | $2,073,000 | 3,315 |
| Salaries and employee benefits | $1,223,000 | 3,240 |
| Premises and equipment expense | $297,000 | 2,765 |
| Additional noninterest expense | $553,000 | 3,578 |
| Pre-tax net operating income | $-1,461,000 | 4,935 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-1,461,000 | 4,927 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,461,000 | 4,925 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-1,461,000 | 4,926 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 419 |
| Net operating income | $-1,461,000 | 4,928 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 4,616 |
| Total interest expense | $57,000 | 4,241 |
| Net interest income | $363,000 | 4,620 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $3,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $3,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,892 |
| Total noninterest expense | $987,000 | 3,392 |
| Salaries and employee benefits | $580,000 | 3,318 |
| Premises and equipment expense | $143,000 | 2,850 |
| Additional noninterest expense | $264,000 | 3,622 |
| Pre-tax net operating income | $-756,000 | 4,966 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-756,000 | 4,959 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-756,000 | 4,959 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-756,000 | 4,959 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-756,000 | 4,959 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 4,956 |
| Total interest expense | $75,000 | 4,871 |
| Net interest income | $357,000 | 4,959 |
| Provision for loan and lease losses | $397,000 | 2,468 |
| Total noninterest income | $5,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $5,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,919 |
| Total noninterest expense | $2,808,000 | 3,900 |
| Salaries and employee benefits | $1,581,000 | 3,897 |
| Premises and equipment expense | $497,000 | 3,062 |
| Additional noninterest expense | $730,000 | 4,069 |
| Pre-tax net operating income | $-2,843,000 | 4,958 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-2,843,000 | 4,953 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,843,000 | 4,953 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,843,000 | 4,953 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $28,979,000 | 24 |
| Net operating income | $-2,843,000 | 4,950 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $160,000 | 5,019 |
| Total interest expense | $37,000 | 4,960 |
| Net interest income | $123,000 | 5,021 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $2,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,000 | 4,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,952 |
| Total noninterest expense | $1,767,000 | 4,116 |
| Salaries and employee benefits | $979,000 | 4,135 |
| Premises and equipment expense | $315,000 | 3,327 |
| Additional noninterest expense | $473,000 | 4,254 |
| Pre-tax net operating income | $-1,892,000 | 4,969 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-1,892,000 | 4,965 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,892,000 | 4,965 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,892,000 | 4,965 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $28,979,000 | 20 |
| Net operating income | $-1,892,000 | 4,967 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $23,000 | 5,060 |
| Total interest expense | $9,000 | 5,028 |
| Net interest income | $14,000 | 5,061 |
| Provision for loan and lease losses | $80,000 | 3,150 |
| Total noninterest income | $0 | 5,011 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,965 |
| Total noninterest expense | $853,000 | 4,456 |
| Salaries and employee benefits | $470,000 | 4,470 |
| Premises and equipment expense | $168,000 | 3,680 |
| Additional noninterest expense | $215,000 | 4,616 |
| Pre-tax net operating income | $-919,000 | 4,968 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-919,000 | 4,968 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-919,000 | 4,968 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-919,000 | 4,968 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $28,979,000 | 16 |
| Net operating income | $-919,000 | 4,973 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $0 | 5,114 |
| Total interest expense | $0 | 5,101 |
| Net interest income | $0 | 5,113 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $0 | 5,056 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,006 |
| Total noninterest expense | $12,000 | 5,112 |
| Salaries and employee benefits | $12,000 | 5,105 |
| Premises and equipment expense | $0 | 5,097 |
| Additional noninterest expense | $0 | 5,111 |
| Pre-tax net operating income | $-12,000 | 4,782 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-12,000 | 4,771 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-12,000 | 4,771 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-12,000 | 4,771 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $28,957,000 | 13 |
| Net operating income | $-12,000 | 4,778 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.